CN101373550A - Method and device for self-help savings - Google Patents
Method and device for self-help savings Download PDFInfo
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- CN101373550A CN101373550A CNA2007102014579A CN200710201457A CN101373550A CN 101373550 A CN101373550 A CN 101373550A CN A2007102014579 A CNA2007102014579 A CN A2007102014579A CN 200710201457 A CN200710201457 A CN 200710201457A CN 101373550 A CN101373550 A CN 101373550A
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Abstract
The invention discloses a self-service deposit method and a device thereof, relates to the technology of providing the self-service deposit service, and aims to solve the problems that the prior self-service deposit efficiency is low, and the mechanical failure is easy to happen. The self-service deposit method comprises the following steps: reading the user information; authenticating the user information; inputting the deposited amount; and packing money and putting into a storing container. The self-service deposit device comprises a card reader, a deposit institution, an input device and a central control system, and also comprises a packer connected to the central control system, wherein, the central control system controls the packer to pack the money; and the packed money is stored through the deposit institution. The self-service deposit method and the self-service deposit device do not check out money piece by piece, thereby saving a great amount of time and improving the efficiency; furthermore, the transition between the deposit money and the refund money is not available, thereby reducing the possibility of mechanical failure. The invention is mainly used for providing the self-service deposit service for users.
Description
Technical field
The present invention relates to the self-help deposit service technology, the deposit method that particularly self-help deposit adopted, and finish the deposit device that this deposit method is adopted.
Background technology
At present, the professional major part of cash in banks all is to be undertaken by manual service, and the needed formality of this manual service is many especially, and transacting business is slow, and waiting time is very long, to such an extent as to the efficient of taking deposits is low.In order to improve the efficient of handling of deposit business, bank or other financial institutions can store cash all for the client provides self-help deposit equipment quickly and easily by self-help deposit equipment.
Self-help deposit equipment storage currency is used, and as shown in Figure 1, the user inserts card reader 17 with bank card, and the keyboard 20 input passwords by self-help deposit equipment, and card reader 17 is read bank card information, and sends to central control system 18.The central control system 18 of self-help deposit equipment sends to bank's background server (not shown) with bank card information and user authentication information, and bank card information and user authentication information are authenticated by bank's background server, after authentication is passed through, bank's background server sends to central control system with authentication success message, central control system shows authentication success message by multi-media display device 19, and the prompting user deposits currency in, at this moment, the user can put into currency the currency inlet of deposit-taking institution 16 according to the method for operating that multi-media display device demonstrates.After currency being put into the deposit-taking institution 16 of self-help deposit equipment, in self-help deposit equipment, more than of currency are separated by separation vessel, and the currency that separates is tested by currency examine equipment, the currency that does not meet examination requirements is returned the user, and the currency that will meet examination requirements is sent in the casing of deposit-taking institution by delivery unit.As shown in Figure 1, above structure is installed on the antinose-dive leg 15, and on support 15 video-unit 5 is installed also, is used for the deposit process of monitoring user.
In above-mentioned self-help deposit equipment, need each currency is tested, when the user once needs the number of depositing big, can take a long time, deposit efficient still is restricted, and when wherein a currency goes wrong, machine just need be returned the user with this currency, like this just cause self-help deposit equipment, at the satisfactory currency of storage with return between the operation of undesirable currency and change, this conversion may cause the machinery of self-help deposit equipment to break down, serious meeting quits work, and is unstable in the extreme.
The basic reason of problem is that also this deposit method need test to each currency above occurring, and this is because bank and other financial institutions are not high to the degree of belief of self-help deposit.But in fact, set up the user that good credit concerns for those with bank or financial institution, bank or financial institution can believe their credit rating fully, there is no need each currency is tested, and can adopt some to be based upon deposit method on the credit system.
Summary of the invention
The invention provides a kind of self-help deposit method, reducing the probability that there was a mechanical failure, and improve deposit efficient.
For achieving the above object, the present invention adopts following technical scheme: this self-help deposit method may further comprise the steps:
Read the step of user profile;
The step that user profile is authenticated;
After authentication is passed through, the step of input amount deposited;
With the currency packing, and the step of storage packing currency well.
The described self-help deposit method of technique scheme, at first read user profile, and user profile is authenticated, after user profile is by authentication, after user profile is by authentication, the prompting user imports the amount of money that needs deposit, the currency that needs can be deposited in then packing, and the currency after the storage packing, this deposit process is that the currency that packing is good is stored, do not need currency is checked one by one, and then saved the time of a large amount of check currency, improved the efficient of deposit.Simultaneously, owing in this deposit process, there is not the checkout procedure of currency, the phenomenon that the user just can not occur currency is returned, so, the self-help deposit machine need and not returned between the operation of undesirable currency and change at the satisfactory currency of storage, thereby has reduced the probability that there was a mechanical failure.
The present invention also provides a kind of self-help deposit device, reducing the probability that there was a mechanical failure, and improves deposit efficient.
For achieving the above object, the present invention adopts following technical scheme: this self-help deposit device comprises central control system, and the card reader that is connected with central control system respectively, deposit-taking institution, input media and background server; The user profile that described central control system is read card reader is sent to background server and authenticates; It is characterized in that, also comprise baling press, be used for currency is packed;
After described input media input amount deposited, this baling press is packed currency, and the good currency of will pack is transported to deposit-taking institution, by central control system control deposit-taking institution storage packing currency well.
The described self-help deposit device of technique scheme, read user profile in the bank card by card reader, and by central control system this user profile is sent to background server and authenticates, by after the authentication of background server, the user can need the amount of money of deposit by the input media input in user profile.Then with currency packing, and the good currency of will pack puts into deposit-taking institution, at this moment, and by central control system control deposit-taking institution storage packing currency well.In whole deposit process, do not need currency is checked one by one, saved the time of a large amount of check currency, improved deposit efficient.Currency is not tested owing to this self-help deposit device simultaneously, the phenomenon that the user just can not occur undesirable currency is returned, so, the self-help deposit device need and not returned between the operation of undesirable currency and change at the satisfactory currency of storage, thereby has reduced the probability that there was a mechanical failure.
Description of drawings
Fig. 1 is the inner structure synoptic diagram of deposit device in the prior art;
Fig. 2 is the process flow diagram of self-help deposit method of the present invention;
Fig. 3 is the inner structure synoptic diagram of self-help deposit device band packing dispensing device of the present invention;
Fig. 4 is the inner structure synoptic diagram of baling press in the self-help deposit device of the present invention;
Fig. 5 is the synoptic diagram of baling press distressed structure in the self-help deposit device of the present invention;
Fig. 6 is the synoptic diagram of another kind of baling press in the self-help deposit device of the present invention;
Fig. 7 is for placing the schematic diagram of the platform of currency on the baling press in the self-help deposit device of the present invention;
Fig. 8 is the inner structure synoptic diagram of deposit-taking institution in the self-help deposit device of the present invention;
Fig. 9 is the used Geneva mechanism synoptic diagram of the deposit slot of deposit-taking institution among Fig. 7;
Figure 10 is the packing dispensing device structural representation of band printer in the self-help deposit device of the present invention;
Figure 11 is the structural representation of distribution gate in the self-help deposit device of the present invention;
Figure 12 is the modification structures figure of packing dispensing device in the self-help deposit device of the present invention.
Embodiment
Self-help deposit method provided by the invention and device when carrying out deposit business, need be packed currency, and be that the currency of packing is stored, whole process does not need currency is checked one by one, has saved the time of a large amount of check currency, thereby has improved deposit efficient.
Below in conjunction with accompanying drawing self-help deposit method of the present invention and device are described in detail.As shown in Figure 2, the step of self-help deposit method provided by the invention is summarized as follows:
1, reads user profile;
2, user profile is authenticated;
3, input amount deposited;
4, according to user profile distribution packing;
5, utilize the packing of distribution that currency is carried out hand press-packing, and the good currency of storage packing.
6, the Transaction Information with this deposit is saved in the customer transaction record;
7, notify the user with the Transaction Information of this deposit.
The concrete steps of self-help deposit method of the present invention are as follows:
At first read user profile, when reading user profile, earlier read information in the bank card by card reader, the user inputs the password of this bank card correspondence by input media then, information in the bank card and password constitute user profile together, input media wherein can be realized by general code keypad, also realize by touch-screen.
Secondly need authenticate user profile, by central control system the user profile that reads is sent to the background server of bank earlier, the background server of bank is compared the user data in user profile and the database, to confirm that this user is a validated user, and to central control system transmission confirmation, the prompting user can carry out credit transaction.
Once more, after authentication was passed through, the user can be according to the amount of money of prompting by input media input needs deposit.
Need at last currency is packed, the currency that packing is good is directly put into the deposit slot of deposit-taking institution, controlling the currency that it is good that deposit-taking institution will pack by central control system then is sent in the casing of deposit-taking institution, in this deposit process, packing need not be opened, but the good currency of directly will packing is not done any check and is directly stored.
Store because self-help deposit method of the present invention is the currency that packing is good, do not need currency is checked one by one, and then saved the time of a large amount of check currency, improved the efficient of deposit.Simultaneously, owing in this deposit process, there is not the checkout procedure of currency, the phenomenon that the user just can not occur currency is returned, so, the self-help deposit machine need and not returned between the operation of undesirable currency and change at the satisfactory currency of storage, thereby has reduced the probability that there was a mechanical failure.Include user profile on the used packing of self-help deposit method of the present invention, these user profile are enough to find the possessor of this bank card, bank can test to the currency in the packing when collecting the currency of these packings, when the people utilizes this deposit method to deposit counterfeit money in, can directly find the litigant, and handle accordingly.
In above-mentioned self-help deposit method, can adopt full automatic baling press to realize this step of currency packing, for example: after currency being put into the inlet of baling press, baling press is packed currency, the good currency of will packing then is transported to the currency inlet of deposit-taking institution, by the good currency of deposit-taking institution's storage packing.The utilization of present this baling press is very extensive, has in many banks, is installed in the deposit machine and just can uses.
In order to finish the process of currency packing automatically, before with the currency packing, also need a process that produces packing, this packing is used for currency is packed, the information that comprises identifying user above, for example: account No., the bank of deposit, user name, identification card number, contact method etc., also comprise the information that identifies amount deposited on the packing, just can find the user who determines to carry out this credit transaction by these information on the packing, when having the people to utilize self-help deposit method of the present invention to deposit counterfeit money in, bank can find the litigant and it is carried out respective handling.
Can find respective record in order to ensure this credit transaction afterwards, as shown in Figure 2, self-help deposit method of the present invention also comprises operation after the step of the good currency of storage packing: central control system is sent to the background server of bank with the Transaction Information of this deposit, during the customer transaction that Transaction Information is saved in database by background server writes down then; Simultaneously, central control system also shows the Transaction Information of this deposit on display screen, perhaps notify the user by voice broadcast, so that the user confirms this credit transaction success.
After superincumbent deposit process finishes, bank clerk is taken packing apart under monitoring, and whether the currency in the test package conforms to information on its packing, its inspection content comprises mainly whether amount of currency meets the record on the packing, whether the currency in the packing is legal tender bond, if whether amount of currency meets the record (record that comprises amount deposited) on the packing, and is legal tender bond, then in credit record, increase this user's credit rating, to improve the enthusiasm that the user uses self-help deposit; Otherwise it is invalid that the transaction record of the good currency correspondence of will packing is revised as, and in credit record, reduce this user's credit rating, also need simultaneously to find the litigant by the user profile on the packing, and give the litigant and handle accordingly, for example, deprive the right that the litigant reuses self-help deposit, reduce the amount of litigant in bank loan, etc.
In order to guarantee to carry out the user's of self-help deposit credit rating at every turn, self-help deposit method of the present invention is when authenticating user profile, also will user's credit record be authenticated simultaneously, if the creditable stain record of user, then this user can not be by this deposit authentication.
As shown in Figure 3, self-help deposit device provided by the invention comprises central control system 18 (generally adopting industrial computer to realize), the card reader 17 that is connected with central control system 18, deposit-taking institution 16, input media 20 and background server (not shown); Also include baling press 23 in the self-help deposit device of the present invention, this baling press is packed currency, and the good currency of will packing is then delivered to deposit-taking institution 16, at last by the good currency of central control system 18 control deposit-taking institutions storage packing.Above-mentioned input media 20 can be code keypad or the touch-screen on the self-help deposit device.Card reader 17 wherein reads user profile, central control system 18 then is sent to background server with the user profile that card reader 17 is read, background server is then with the information comparison in user profile and the database, legitimacy to user profile authenticates, if this user profile is legal, then point out the user to import amount deposited, after the user imports amount depositeds by input media 20.So just can currency be packed with baling press, and by the good currency of central control system 18 control deposit-taking institutions, 16 storage packings.
Utilize self-help deposit device provided by the invention to deposit service, by baling press currency is packed, and packaged currency is stored, do not need currency is checked one by one, saved the time of a large amount of check currency, improved deposit efficient.Currency is not tested owing to this self-help deposit device simultaneously, the phenomenon that the user just can not occur currency is returned, so, the self-help deposit device need and not returned between the operation of undesirable currency and change at the satisfactory currency of storage, thereby has reduced the probability that there was a mechanical failure.
As shown in Figure 3, used baling press 23 can be from buying on the market in the self-help deposit device of the present invention, as bank note/bill baling press or adopt the belt baling press, belt baling press wherein can stop up bank note with a paper tape.
The concrete structure of the baling press that is adopted among the present invention as shown in Figure 4, this baling press 23 is the paper tape money binding machine, comprise leader tape groove 40, in order successfully to guide paper tape 48, the xsect of this leader tape groove 40 is the square shape with breach in ring bodies, behind this leader tape groove 40, paper tape 48 can form a ring-type.
In order to introduce paper tape 48, paper tape Way at this leader tape groove 40 is provided with forward (FWD) wheel 46, the distribution gate place output packing paper tape 48 of described packing dispensing device 21, and should pack paper tape 48 and be drawn to this forward (FWD) wheel 46, this forward (FWD) wheel 46 is connected to forward (FWD) motor 47, drive forward (FWD) wheel 46 by forward (FWD) motor 47 and rotate, thus the introducing of realization paper tape 48.
For ring-type paper tape 48 is sealed, below the paper tape of this leader tape groove 40 inlet, be provided with sticking cutting mechanism 43, should be provided with hand papercutter 45 and heating head 44 by sticking cutting mechanism 43, and be provided with bonding pressing plate 41 directly over this sticking cutting mechanism 43, this sticking cutting mechanism 43 is connected with drive motor 42.Drive sticking cutting mechanism 43 by drive motor 42 and move upward, after heating head 44 compressed bonding pressing plate 41 with paper tape 48, heating head 44 began heating, so just the two ends of ring-type paper tape 48 can be clung, formation is sealed, and by hand papercutter paper tape is cut off, and finishes packing.
The concrete course of work of this paper tape money binding machine is as follows: after currency is placed into the packing platform, drive forward (FWD) wheel 46 beginning forward (FWD)s by forward (FWD) motor 47, after paper tape 48 forms a ring-type, push down the end of paper tape, 47 counter-rotatings of control forward (FWD) motor, paper tape is retracted, make that currency is bound, finish packing by sticking cutting mechanism 43 then.
The baling press that is adopted among the present invention can have following distortion, and as shown in Figure 5, this baling press comprises forward (FWD) mechanism 75, tape mechanism 76 and sticking cutting mechanism 77, and wherein, forward (FWD) mechanism 75 realizes by driven by motor forward (FWD) wheel; Tape mechanism 76 comprises a central shaft, this central shaft is by a driven by motor, and this central shaft is provided with interior clamp axis 78, is arranged with an outer clamp axis 79 on the clamp axis 78 in this, clamp axis 79 is provided with spacer pin 80 and groove 83 outside, and with the groove 83 corresponding projections 84 that are provided with.
Above-mentioned projection is implemented as follows: connect an output shaft by motor, and a projection 84 that has only half-turn is set on output shaft, can control projection 84 by the rotation of motor is to snap in groove 83, still withdraws from groove 83.
When needs are packed to currency, by forward (FWD) mechanism 75 and tape mechanism 76 cooperatings paper tape is rolled into a circle, at first, projection 84 is snapped in the groove 83, thereby fixing outer clamp axis 79 makes it and can not rotate, central shaft by driven by motor tape mechanism 76 rotates, and then clamp axis 78 is rotated in driving, after turning over certain angle, grip block 81 on the interior clamp axis 78 is blocked by the spacer pin 80 on the outer clamp axis 79, thereby makes grip block 81 and the grip block on the outer clamp axis 79 82 on the interior clamp axis 78 form a pair of jig arm; Be directed to paper tape in jig arm by forward (FWD) mechanism 75 this moment, and once more by clamp axis 78 backward rotation in the driven by motor, the grip block 81 in making on the clamp axis 78 and the grip block on the outer clamp axis 79 82 are clamped paper tape; At last projection 84 is withdrawed from from groove 83, make outer clamp axis 79 to rotate, and rotate a circle together, can make paper tape 87 form a circle by clamp axis in the driven by motor 78 and outer clamp axis 79.
After paper tape is rolled into a circle, currency can be put into the circle that this paper tape forms, at this moment, the motor backward rotation of forward (FWD) mechanism 75 makes paper tape can bind currency, by sticking cutting mechanism 77 paper tape is sealed and cuts off then, should be provided with heating head 85 and hand papercutter 86 by sticking cutting mechanism 77, heating head 85 wherein heats up paper tape by adding heat energy, and then makes peptizationization on the paper tape, after cooling, paper tape is sealed; And hand papercutter 86 wherein can cut off paper tape.
Wherein the counter-rotating of the motor of forward (FWD) mechanism 75 can realize by photoelectric sensor, for example: on the packing platform, a photoelectric sensor is set, after currency being placed on the packing platform, the light of photoelectric sensor can be blocked, photoelectric sensor will send an enabling signal to motor this moment, make motor begin counter-rotating.
When adopting paper tape that currency is packed, can also adopt following baling press, as shown in Figure 6, this baling press comprises casing, in casing, be provided with lower bolster 65, the both sides of lower bolster top are respectively equipped with money retaining plate 64 and depression bar 66, with the money retaining plate 64 corresponding scalding devices 63 of having fixed, also are provided with in casing and send band tightening device 61 on casing.The concrete course of work is as follows: currency is put on the lower bolster 65, and currency is compressed by money retaining plate 64 and depression bar 66, send band tightening device 61 to receive the paper tape 62 of packing distributing structure, and paper tape delivered to this baling press inside, paper tape 62 is around currency operation one circle, by scalding device 63 paper tape 62 is compressed and form bonding point then, make paper tape 62 can not pitch, whole packing process finishes.
The lower bolster that packing platform in Fig. 4, the baling press shown in Figure 5 and Fig. 6 plant all is to adopt incline structure, specifically as shown in Figure 7, be provided with baffle plate 71 on packing platform or the lower bolster 65, after having placed currency 70 on it, currency 70 is blocked by baffle plate 71, if after packing was finished, baffle plate 71 will contract, make currency 70 slide into the deposit slot of deposit-taking institution 16 along packing platform or lower bolster downwards.
Used deposit-taking institution specifically as shown in Figure 8 in the self-help deposit device of the present invention, comprise a casing 26, be installed on the support 15, this casing 26 is provided with deposit slot 24 (deposit slot also can be arranged on the front end of casing 26), trailing flank 25 at this casing 26 is equipped with back door with lock, be used for the staff and take out currency, do not draw among the figure.In casing 26, be provided with the cylindrical paper money door 29 of going in the deposit slot 24, wherein cylindrically go into paper money door 29 and be provided with groove 28, be used to place the currency bundle, this cylindrical cylindrical center of going on the paper money door 29 also is provided with axis hole 30, by being set, rotating shaft can control this cylindrical rotation of going into paper money door 29 in this axis hole 30, when needs are deposited, cylindrical groove 28 of going on the paper money door 29 is turned to the deposit slot 24 of casing 26, so that the user puts into the good currency of packing, after currency is placed and is finished, again cylindrical groove 28 of going on the paper money door 29 is turned to box house, at this moment, the currency that packing is good will slip into box house.
Above-mentioned cylindrical rotation of going into paper money door 29 is controlled by Geneva mechanism, as shown in Figure 9, this Geneva mechanism comprises initiatively dial 32 and driven sheave 33, initiatively the main shaft 34 of dial 32 connects stepper motor, the main shaft 35 of driven sheave 33 is connected to cylindrical axis hole 30 of going into paper money door 29, when stepper motor rotates, initiatively dial 32 will rotate continuously, before the straight pin on the active dial 32 36 enters radial slot 37 on the driven sheave 33, protruding locking arc 38 pins recessed locking arc 39, then driven sheave 33 transfixions.When straight pin 36 entered radial slot 37, protruding, recessed locking arc (38 and 39) just separated, and straight pin 36 can drive driven sheave 33 and rotate.When straight pin 36 broke away from radial slot 37, protruding locking arc 38 pinned recessed locking arc 39 again, thereby makes driven sheave 33 transfixions.Therefore, when active dial 32 was done to rotate continuously, driven sheave 33 is driven did unidirectional rotation at intermittence.The main shaft 35 of logical driven sheave 33 can be so that cylindrically go into paper money door 29 and do unidirectional intermittence and rotate, thereby make cylindrical groove 28 of going on the paper money door 29 switch between casing 26 inside and deposit slot 24, with the action of realization automatic deposit.
Described stepper motor is connected to motor driver, this motor driver links by I/O and receives central control system, central control system sends instructions to motor driver by the I/O card, motor driver is exported a control signal according to instruction to stepper motor, this control signal is used for the rotation of control step motor, thereby realizes cylindrical rotation of going into paper money door 29.
In order to provide packing to baling press, self-help deposit device of the present invention also comprises packing dispensing device 21, as shown in Figure 3, is connected to central control system 18.Central control system 18 these packing dispensing devices 21 of control are distributed packing, comprise the label of identifying user information on this packing.So, the baling press packing that just can utilize packing dispensing device branch to send is packed currency.Include user profile on the packing that self-help deposit device of the present invention is distributed, these user profile are enough to find the possessor of this bank card, bank can test to the currency in the packing when collecting the currency of these packings, when the people utilizes this deposit device to deposit counterfeit money in, can directly find the litigant, and handle accordingly.
As shown in Figure 3, the packing dispensing device 21 on the self-help deposit device of the present invention can be the packing sorter, needs corresponding distributing mechanism could realize the packing distribution; As shown in figure 10, the packing dispensing device 21 on the self-help deposit device of the present invention can be a printer, only user profile and amount deposited need be printed to packing and go up and get final product.
Wherein a kind of structure of the packing dispensing device 21 in the self-help deposit device of the present invention is as follows: comprise casing, forming label machine and packing distributing mechanism, wherein place packing in the casing; The forming label machine is then controlled by central control system, and makes label on the packing in casing; Send the packing that has label by packing distributing mechanism branch then, this label distribution mechanism is exactly an opening that packing can be stretched out, and the packing that has label is sent by this opening.
Packing dispensing device in the self-help deposit device of the present invention can also adopt another structure, specifically as Figure 10, shown in Figure 11: this packing dispensing device comprises casing 1 and stepper motor 4, (printer is represented among the figure to be provided with forming label machine 6 in casing 1, can also be other forming label machine), position corresponding with forming label machine 6 inlet 7 in casing 1 is placed with packing 8, on packing 8, make label by these forming label machines 6 of central control system 18 control, and this has the packing of label by outlet 9 outputs of forming label machine 6; The one side corresponding with the outlet 9 of forming label machine 6 is provided with distribution gate 2 on casing 1.Distribution gate 2 concrete structures as shown in Figure 5, these distribution gate 2 one sides be provided with the axle 10 hinged with casing 1, the output shaft 3 of described stepper motor 4 with distribute gate 2 on spools 10 be connected.When forming label machine 6 after making label on the packing, export the packing of these tape labels by the outlet 9 of forming label machine 6, and this packing just in time can be sent to the sorter doorway of casing 1, to distribute gate 2 by the rotation of stepper motor 4 and open this moment, the packing that can will have label transports out, and has realized the packing distribution function.
Above-mentioned stepper motor is controlled by central control system, specific implementation is: stepper motor is connected to motor driver, this motor driver links by I/O and receives central control system, when needs open or close the distribution gate, central control system sends instructions to motor driver by the I/O card, to control signal of stepper motor output, this control signal is used for turning to of control step motor to motor driver according to instruction, thereby realizes the opening and closing of distribution gate.
Used in the above forming label machine is printer, bar-code printer or electronic tag maker.If adopt printer as the forming label machine, then the label of Zhi Zuoing can be directly to write user profile and amount deposited exactly; If adopt bar-code printer, then the label of Zhi Zuoing is represented user profile and amount deposited by bar code, need be with specific scanner when reading information; If adopt the electronic tag maker, the electronic information in the electronic tag of making like this comprises user profile and amount deposited, can read information by electromagnetic induction.
In order to find the bank card possessor who carries out this transaction, and make things convenient for bank clerk to check, comprise user profile and amount deposited on the general label, user profile mainly comprises account No., the bank of deposit, user name, identification card number, contact method etc.
The packing that packing dispensing device branch sends in the self-help deposit device of the present invention can be strap, packaging bag or packing box, and strap can adopt the inner currency strap commonly used of present bank, and is fairly simple, and saves wrappage; If adopt packaging bag or packing box can guarantee preferably that then packaged currency can not be scattered.
Self-help deposit device provided by the invention also comprises audio devices (for example sound equipment) and video-unit (being multi-media display device 19 among the figure), all be connected to central control system, the audio-frequency information that is used for the play cuing user, and broadcast and user carry out mutual video information.Can realize preferably like this and user's man-machine interaction, be convenient to user's operation, under the operatorless situation, show courtesy terms such as " welcoming to use ", " Please Insert Your Ticket " usually.
As shown in Figure 3, self-help deposit device provided by the invention also is equipped with monitoring arrangement (5 and 22), this monitoring arrangement can be camera, camera etc., so that monitor the state and the surrounding enviroment thereof of self-help deposit device, monitoring arrangement 5 among the figure is used for monitoring the currency inlet of deposit-taking institution, and monitoring arrangement 22 is used for follow-up work personnel's the mouth of withdrawing the money.
Self-help deposit device of the present invention also comprises client's receipt printer, and the transaction that the printable holder of confession retains is put down in writing contents such as card number, deposit plane No., exchange hour, type of transaction, transaction performance above with bar.Also printable system journal, the various operation informations of record and system maintenance information.
This self-help deposit device was installed, is managed with being connected by each bank of bank card information switching centre (being equivalent to background server), and link to each other with affiliated commercial bank's main frame, each commercial bank's main frame by DDN or X.25 agreement link to each other with regional (city) bank card information switching centre, carry out the switching of inter-bank Transaction Information.
After adopting self-help deposit device of the present invention, can reach following effect:
High security: the general safety solution from the code keypad to the background monitoring, support safe credit transaction;
Reliability: support adopts thickening outer cover of steel plate, Industry Control main frame and special-purpose peripheral hardware;
Dirigibility: can customize software and hardware to manufacturer.
Hardware configuration wherein is as follows:
1, requires stability to want high, can not often break down;
2, can adapt to bad working environment;
3, reserve a plurality of standard RS-232 interfaces, for adding later on the standard peripherals condition that facilitates;
4, plate carries low power processor;
5, plate carries display controller, supports two showing;
6, a plurality of USB interface (4 USB2.0 interfaces), hardware connection layout manufacturer can provide, as association, IBM, Dell can provide.
Described central control system for containing the disposal system of CPU core, or is a computing machine, and its program comprises the program that can operate above-mentioned every work.
Self-help deposit device of the present invention is mainly the user self-help deposit service is provided, also the machine that can be made of one with the self-help drawing money device.
The above; only be the specific embodiment of the present invention, but protection scope of the present invention is not limited thereto, anyly is familiar with those skilled in the art in the technical scope that the present invention discloses; can expect easily changing or replacing, all should be encompassed within protection scope of the present invention.Therefore, protection scope of the present invention should be as the criterion with the protection domain that claim was defined.
Claims (16)
1.[claim 1] a kind of self-help deposit method, comprising:
Read the step of user profile;
The step that user profile is authenticated;
It is characterized in that also comprising:
After authentication is passed through, the step of input amount deposited;
With the currency packing, and the step of storage packing currency well.
2.[claim 2] according to the described self-help deposit method of claim 1, it is characterized in that, described with the currency packing, and the step of storage packing currency well specifically comprises:
Distribution is packed, and comprises the information of identifying user on this packing;
Utilize and divide the packing of sending that currency is packed, and the good currency of storage packing.
3.[claim 3], it is characterized in that the packing that described utilization branch sends is carried out the process of currency packing by the baling press operation according to the described self-help deposit method of claim 2.
4.[claim 4] according to claim 1,2 or 3 described self-help deposit methods, it is characterized in that, after the good currency of storage packing, also comprise:
The Transaction Information of this deposit is saved in step in the customer transaction record;
The Transaction Information of this deposit is notified user's step.
5.[claim 5] according to the described self-help deposit method of claim 4, it is characterized in that, also comprise the information that identifies amount deposited on the described packing.
6.[claim 6] according to the described self-help deposit method of claim 5, it is characterized in that, further comprising the steps of: whether the amount of currency in the test package conforms to amount deposited on its packing, if conform to, then in credit record, increase this user's credit rating, otherwise it is invalid that the transaction record of the good currency correspondence of will packing is revised as, and reduce this user's credit rating in credit record.
7.[claim 7] according to the described self-help deposit method of claim 6, it is characterized in that, describedly user profile is authenticated the credit record that comprises the user authenticate.
8.[claim 8] be used for the self-help deposit device of claim 1, it is characterized in that described baling press is bank note baling press, belt baling press or automatic money packer.
9.[claim 9] be used for the self-help deposit device of claim 1, it is characterized in that, described baling press is the paper tape money binding machine, comprise the leader tape groove, the paper tape Way in of this leader tape groove is provided with the forward (FWD) wheel, described packing dispensing device produces the packing paper tape, and should pack paper tape and be drawn to this forward (FWD) and take turns, and this forward (FWD) is taken turns and is connected to the forward (FWD) motor; The below of the paper tape inlet of this leader tape groove is provided with sticking cutting mechanism, and this sticking cutting mechanism is provided with hand papercutter and heating head, is provided with bonding pressing plate directly over this sticking cutting mechanism, and this sticking cutting mechanism is connected with drive motor.
10.[claim 10] be used for the self-help deposit device of claim 1, it is characterized in that, also comprise the packing dispensing device, be connected to central control system, this central control system is controlled this packing dispensing device and is distributed packing, comprises the label of identifying user information on this packing;
The packing packing currency that described baling press utilizes this packing dispensing device branch to send.
11.[claim 11], it is characterized in that described packing dispensing device comprises according to the described self-help deposit device of claim 10:
Casing is used for placing packing;
The forming label machine is controlled on the packing of this forming label machine in casing by central control system and to be made label;
The packing distributing mechanism sends the packing that has label.
12.[claim 12] according to the described self-help deposit device of claim 10, it is characterized in that, described packing dispensing device comprises casing, stepper motor and motor driver, be provided with the forming label machine in the described casing, position corresponding with forming label machine inlet in casing is placed with packing, control this forming label machine by central control system and make label on the packaging, and export the packing that this has label by the outlet of forming label machine; One side corresponding with the outlet of forming label machine on casing is provided with the distribution gate, this distribution gate one side is provided with the axle hinged with casing, the output shaft of described stepper motor is connected with the axle of distribution on the gate, described stepper motor is connected to motor driver, and described motor driver is connected to central control system.
13.[claim 13] according to the described self-help deposit device of claim 10, it is characterized in that, described packing dispensing device comprises housing, and be arranged on flat board in the housing, one end of this flat board is hinged on the sidewall of housing, and the other end is fixed on by spring on the diapire of housing, is provided with the distribution roller with this dull and stereotyped other end correspondence position in the described housing, this distribution roller is connected with motor, and described housing is provided with the packing outlet corresponding with this distribution roller.
14.[claim 14], it is characterized in that described forming label machine is printer, bar-code printer or electronic tag maker according to claim 11 or 12 described self-help deposit devices.
15.[claim 15] according to any described self-help deposit device in the claim 11 to 13, it is characterized in that described strap, packaging bag or the packing box of being packaged as.
16.[claim 16] according to any described self-help deposit device in the claim 8 to 13, it is characterized in that, also comprise:
Audio devices is connected to central control system, is used for play cuing user's audio-frequency information; Perhaps
Video-unit is connected to central control system, is used to play with the user carry out mutual video information; Perhaps
Monitoring arrangement is connected to central control system, is used to monitor that the currency inlet of deposit-taking institution and the currency of hutch export.
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2007102014579A CN101373550A (en) | 2007-08-24 | 2007-08-24 | Method and device for self-help savings |
| CN201310650084.9A CN103646472B (en) | 2007-08-23 | 2007-12-03 | A kind of method and device of self-help deposit |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2007102014579A CN101373550A (en) | 2007-08-24 | 2007-08-24 | Method and device for self-help savings |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN101373550A true CN101373550A (en) | 2009-02-25 |
Family
ID=40447700
Family Applications (2)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CNA2007102014579A Pending CN101373550A (en) | 2007-08-23 | 2007-08-24 | Method and device for self-help savings |
| CN201310650084.9A Active CN103646472B (en) | 2007-08-23 | 2007-12-03 | A kind of method and device of self-help deposit |
Family Applications After (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201310650084.9A Active CN103646472B (en) | 2007-08-23 | 2007-12-03 | A kind of method and device of self-help deposit |
Country Status (1)
| Country | Link |
|---|---|
| CN (2) | CN101373550A (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104599409A (en) * | 2015-01-30 | 2015-05-06 | 深圳市中钞信达金融科技有限公司 | Money depositing and withdrawing trading terminal system and method |
| CN106067228A (en) * | 2015-04-26 | 2016-11-02 | 陆洪瑞 | Bank transaction method and system and banknote integral treatment method and device |
| WO2019214513A1 (en) * | 2018-05-07 | 2019-11-14 | 山东新北洋信息技术股份有限公司 | Self-service cash deposit device, self-service cash deposit machine, system, and self-service cash deposit method |
Families Citing this family (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105046841A (en) * | 2015-07-23 | 2015-11-11 | 成都三泰电子有限公司 | Intelligent teller machine |
Family Cites Families (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20040206767A1 (en) * | 2003-03-10 | 2004-10-21 | Diebold Self-Service Systems Division Of Diebold, Incorporated | Cash dispensing automated banking machine deposit accepting system and method |
| CN2696990Y (en) * | 2003-08-29 | 2005-05-04 | 孙景涛 | Three-step synchronous bundling type automatic cash bundling machine |
| JP2005096896A (en) * | 2003-09-22 | 2005-04-14 | Toshiba Corp | Banknotes processing apparatus |
-
2007
- 2007-08-24 CN CNA2007102014579A patent/CN101373550A/en active Pending
- 2007-12-03 CN CN201310650084.9A patent/CN103646472B/en active Active
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104599409A (en) * | 2015-01-30 | 2015-05-06 | 深圳市中钞信达金融科技有限公司 | Money depositing and withdrawing trading terminal system and method |
| CN106067228A (en) * | 2015-04-26 | 2016-11-02 | 陆洪瑞 | Bank transaction method and system and banknote integral treatment method and device |
| CN107221096A (en) * | 2015-04-26 | 2017-09-29 | 陆洪瑞 | Bank transaction method and system and banknote integral treatment method and device |
| WO2019214513A1 (en) * | 2018-05-07 | 2019-11-14 | 山东新北洋信息技术股份有限公司 | Self-service cash deposit device, self-service cash deposit machine, system, and self-service cash deposit method |
Also Published As
| Publication number | Publication date |
|---|---|
| CN103646472A (en) | 2014-03-19 |
| CN103646472B (en) | 2016-09-14 |
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