CA2438490A1 - System and method for processing financial transactions - Google Patents

System and method for processing financial transactions Download PDF

Info

Publication number
CA2438490A1
CA2438490A1 CA002438490A CA2438490A CA2438490A1 CA 2438490 A1 CA2438490 A1 CA 2438490A1 CA 002438490 A CA002438490 A CA 002438490A CA 2438490 A CA2438490 A CA 2438490A CA 2438490 A1 CA2438490 A1 CA 2438490A1
Authority
CA
Canada
Prior art keywords
customer
data
merchant
identification data
information
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
CA002438490A
Other languages
English (en)
French (fr)
Inventor
Joseph A. Giordano
Jack B. Murray, Jr.
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
ExxonMobil Technology and Engineering Co
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Publication of CA2438490A1 publication Critical patent/CA2438490A1/en
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/045—Payment circuits using payment protocols involving tickets
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/321—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wearable devices

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • Finance (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Development Economics (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Marketing (AREA)
  • Economics (AREA)
  • Game Theory and Decision Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
CA002438490A 2001-02-27 2002-02-27 System and method for processing financial transactions Abandoned CA2438490A1 (en)

Applications Claiming Priority (5)

Application Number Priority Date Filing Date Title
US27140801P 2001-02-27 2001-02-27
US60/271,408 2001-02-27
US27843101P 2001-03-26 2001-03-26
US60/278,431 2001-03-26
PCT/US2002/021876 WO2002102133A2 (en) 2001-02-27 2002-02-27 System and method for processing financial transactions

Publications (1)

Publication Number Publication Date
CA2438490A1 true CA2438490A1 (en) 2002-12-27

Family

ID=26954869

Family Applications (1)

Application Number Title Priority Date Filing Date
CA002438490A Abandoned CA2438490A1 (en) 2001-02-27 2002-02-27 System and method for processing financial transactions

Country Status (5)

Country Link
EP (1) EP1381994A4 (ja)
JP (2) JP4861604B2 (ja)
AU (1) AU2002327227B8 (ja)
CA (1) CA2438490A1 (ja)
WO (1) WO2002102133A2 (ja)

Families Citing this family (17)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1237108A3 (en) 2001-02-23 2003-08-13 Navaho Networks Inc. Secure electronic commerce
US8156042B2 (en) 2003-08-29 2012-04-10 Starbucks Corporation Method and apparatus for automatically reloading a stored value card
WO2005048145A1 (en) 2003-10-13 2005-05-26 Starbucks Corporation D/B/A Starbucks Coffee Company Dual card
JP2006236014A (ja) * 2005-02-25 2006-09-07 Fujitsu Ltd 買い物リストを利用した買い物支援システム
US20100257033A1 (en) * 2009-04-02 2010-10-07 Qualcomm Incorporated System and method of conducting transactions using a wireless device
WO2012151660A1 (en) * 2011-05-11 2012-11-15 Mark Itwaru Mobile image payment system
MX2013013166A (es) 2011-05-11 2014-09-01 Mark Itwaru Sistema de pago movil dividido.
US10223674B2 (en) 2011-05-11 2019-03-05 Riavera Corp. Customized transaction flow for multiple transaction types using encoded image representation of transaction information
US9785935B2 (en) 2011-05-11 2017-10-10 Riavera Corp. Split mobile payment system
US9734498B2 (en) 2011-05-11 2017-08-15 Riavera Corp Mobile image payment system using short codes
US8616453B2 (en) 2012-02-15 2013-12-31 Mark Itwaru System and method for processing funds transfer between entities based on received optical machine readable image information
US9547861B2 (en) 2011-05-11 2017-01-17 Mark Itwaru System and method for wireless communication with an IC chip for submission of pin data
US9715704B2 (en) 2011-05-11 2017-07-25 Riavera Corp Merchant ordering system using optical machine readable image representation of invoice information
US9721243B2 (en) 2011-05-11 2017-08-01 Riavera Corp. Mobile payment system using subaccounts of account holder
JP2014186672A (ja) * 2013-03-25 2014-10-02 Nihon Unisys Ltd 金融営業システム
EP3114614A4 (en) 2014-03-07 2017-12-20 Starbucks Corporation Dual-function card with key card functionality and stored value card functionality
JP2020197768A (ja) * 2019-05-30 2020-12-10 株式会社三菱Ｕｆｊ銀行 情報処理装置、情報処理方法、及びプログラム

Family Cites Families (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5905246A (en) * 1996-10-31 1999-05-18 Fajkowski; Peter W. Method and apparatus for coupon management and redemption
AU7181798A (en) * 1996-11-15 1998-06-03 1.2.1. Precise Information Llc Merchandizing system
EP1017616A1 (en) * 1997-09-26 2000-07-12 Gilbarco Inc. Fuel dispensing and retail system for providing loyalty and customer benefits
US6009411A (en) * 1997-11-14 1999-12-28 Concept Shopping, Inc. Method and system for distributing and reconciling electronic promotions
US6505773B1 (en) * 1998-04-03 2003-01-14 International Business Machines Corporation Authenticated electronic coupon issuing and redemption
US6089284A (en) * 1998-09-24 2000-07-18 Marconi Commerce Systems Inc. Preconditioning a fuel dispensing system using a transponder
JP2000184085A (ja) * 1998-12-18 2000-06-30 Fujitsu Ltd 携帯機器、携帯端末用アタッチメント及び携帯機器を用いたシステム
BR9916998A (pt) * 1998-12-29 2001-09-25 Symbol Technologies Inc Examinador compacto de códigos de barras
US7571139B1 (en) * 1999-02-19 2009-08-04 Giordano Joseph A System and method for processing financial transactions
JP4331324B2 (ja) * 1999-06-07 2009-09-16 トキコテクノ株式会社 給油所管理システム
WO2000079445A1 (fr) * 1999-06-22 2000-12-28 Sp Center Co., Ltd. Code d'identification d'informations personnelles, et systeme et procede d'utilisation d'un code d'identification d'informations personnelles
AU4933799A (en) * 1999-08-02 2001-02-19 E-Mark Systems Inc. Electronic settlement system, settlement device, and terminal

Also Published As

Publication number Publication date
JP2004530232A (ja) 2004-09-30
AU2002327227B8 (en) 2008-05-15
AU2002327227B2 (en) 2008-04-24
EP1381994A4 (en) 2007-08-22
WO2002102133A9 (en) 2003-04-10
WO2002102133A3 (en) 2003-11-13
EP1381994A2 (en) 2004-01-21
WO2002102133A2 (en) 2002-12-27
JP4861604B2 (ja) 2012-01-25
JP2008165812A (ja) 2008-07-17

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Legal Events

Date Code Title Description
EEER Examination request
FZDE Discontinued

Effective date: 20141211