BR9915233A - Processo de autenticação entre um cartão com memória e um terminal - Google Patents

Processo de autenticação entre um cartão com memória e um terminal

Info

Publication number
BR9915233A
BR9915233A BR9915233-9A BR9915233A BR9915233A BR 9915233 A BR9915233 A BR 9915233A BR 9915233 A BR9915233 A BR 9915233A BR 9915233 A BR9915233 A BR 9915233A
Authority
BR
Brazil
Prior art keywords
card
terminal
secret code
recorded
transaction
Prior art date
Application number
BR9915233-9A
Other languages
English (en)
Inventor
Pascal Cooreman
Original Assignee
Gemplus Card Int
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Gemplus Card Int filed Critical Gemplus Card Int
Publication of BR9915233A publication Critical patent/BR9915233A/pt

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4097—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners
    • G06Q20/40975—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners using encryption therefor

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Storage Device Security (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Credit Cards Or The Like (AREA)
  • Coupling Device And Connection With Printed Circuit (AREA)

Abstract

A invenção diz respeito a um método que capacita um cartão de microplaqueta e um terminal em que é conectado para autenticação recíproca. A invenção se caracteriza pelo fato de que ao fim de cada transação o terminal calcula, a partir de dados que representam o cartão ao final dessa transação, um código secreto CSC~ 2~ que é gravado em uma zona ZSCS com acesso desprotegido na memória do cartão e um cartão de autenticação CA~ 2~ que é registrado em uma zona ZCA com acesso protegido da memória apresentando um código secreto CSC~ 2~. Na transação seguinte, o terminal calcula, por meio de dados contidos no cartão, um código secreto e ao certificado de autenticação que são comparados aos que foram previamente registrados para realizar a autenticação. A invenção aplica-se a cartões inteligentes.
BR9915233-9A 1998-11-12 1999-11-04 Processo de autenticação entre um cartão com memória e um terminal BR9915233A (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
FR9814224A FR2786013B1 (fr) 1998-11-12 1998-11-12 Procede d'authentification entre une carte a memoire et un terminal
PCT/FR1999/002692 WO2000030048A1 (fr) 1998-11-12 1999-11-04 Procede d'authentification entre une carte a memoire et un terminal

Publications (1)

Publication Number Publication Date
BR9915233A true BR9915233A (pt) 2001-07-24

Family

ID=9532652

Family Applications (1)

Application Number Title Priority Date Filing Date
BR9915233-9A BR9915233A (pt) 1998-11-12 1999-11-04 Processo de autenticação entre um cartão com memória e um terminal

Country Status (12)

Country Link
US (1) US6839840B1 (pt)
EP (1) EP1129438B1 (pt)
JP (1) JP2002530701A (pt)
CN (1) CN1145116C (pt)
AT (1) ATE259087T1 (pt)
AU (1) AU1051500A (pt)
BR (1) BR9915233A (pt)
CA (1) CA2351652A1 (pt)
DE (1) DE69914623T2 (pt)
ES (1) ES2217830T3 (pt)
FR (1) FR2786013B1 (pt)
WO (1) WO2000030048A1 (pt)

Families Citing this family (28)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6131811A (en) 1998-05-29 2000-10-17 E-Micro Corporation Wallet consolidator
US6805288B2 (en) 2000-05-15 2004-10-19 Larry Routhenstein Method for generating customer secure card numbers subject to use restrictions by an electronic card
US6609654B1 (en) 2000-05-15 2003-08-26 Privasys, Inc. Method for allowing a user to customize use of a payment card that generates a different payment card number for multiple transactions
US6755341B1 (en) 2000-05-15 2004-06-29 Jacob Y. Wong Method for storing data in payment card transaction
US6592044B1 (en) 2000-05-15 2003-07-15 Jacob Y. Wong Anonymous electronic card for generating personal coupons useful in commercial and security transactions
US7996324B2 (en) 2001-07-10 2011-08-09 American Express Travel Related Services Company, Inc. Systems and methods for managing multiple accounts on a RF transaction device using secondary identification indicia
US7735725B1 (en) * 2001-07-10 2010-06-15 Fred Bishop Processing an RF transaction using a routing number
JP2003087238A (ja) * 2001-09-11 2003-03-20 Hitachi Ltd 家庭内ネットワークにおけるセキュリティ実現方式
US7740168B2 (en) * 2003-08-18 2010-06-22 Visa U.S.A. Inc. Method and system for generating a dynamic verification value
US7761374B2 (en) 2003-08-18 2010-07-20 Visa International Service Association Method and system for generating a dynamic verification value
US7370202B2 (en) * 2004-11-02 2008-05-06 Voltage Security, Inc. Security device for cryptographic communications
US7823214B2 (en) * 2005-01-07 2010-10-26 Apple Inc. Accessory authentication for electronic devices
US7475812B1 (en) 2005-12-09 2009-01-13 Lenel Systems International, Inc. Security system for access control using smart cards
US9065643B2 (en) 2006-04-05 2015-06-23 Visa U.S.A. Inc. System and method for account identifier obfuscation
US7818264B2 (en) * 2006-06-19 2010-10-19 Visa U.S.A. Inc. Track data encryption
WO2007149830A2 (en) * 2006-06-19 2007-12-27 Visa U.S.A. Inc. Portable consumer device configured to generate dynamic authentication data
US20090097657A1 (en) * 2007-10-05 2009-04-16 Scheidt Edward M Constructive Channel Key
US8656177B2 (en) * 2008-06-23 2014-02-18 Voltage Security, Inc. Identity-based-encryption system
US20120303533A1 (en) * 2011-05-26 2012-11-29 Michael Collins Pinkus System and method for securing, distributing and enforcing for-hire vehicle operating parameters
US9037852B2 (en) 2011-09-02 2015-05-19 Ivsc Ip Llc System and method for independent control of for-hire vehicles
US20130060721A1 (en) 2011-09-02 2013-03-07 Frias Transportation Infrastructure, Llc Systems and methods for pairing of for-hire vehicle meters and medallions
US8959034B2 (en) 2012-02-29 2015-02-17 Google Inc. Transaction signature for offline payment processing system
WO2013130912A2 (en) * 2012-02-29 2013-09-06 Google Inc. In-card access control and monotonic counters for offline payment processing system
US8898088B2 (en) 2012-02-29 2014-11-25 Google Inc. In-card access control and monotonic counters for offline payment processing system
US9020858B2 (en) 2012-02-29 2015-04-28 Google Inc. Presence-of-card code for offline payment processing system
US10192214B2 (en) 2013-03-11 2019-01-29 Google Llc Pending deposit for payment processing system
FR3076014B1 (fr) 2017-12-26 2020-09-25 Ledger Controle d'integrite d'un dispositif electronique
US11392933B2 (en) * 2019-07-03 2022-07-19 Capital One Services, Llc Systems and methods for providing online and hybridcard interactions

Family Cites Families (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPH0762862B2 (ja) * 1985-09-17 1995-07-05 カシオ計算機株式会社 Ｉｃカ−ドシステムにおける認証方式
FR2600188A1 (fr) * 1986-06-16 1987-12-18 Bull Cp8 Procede d'habilitation d'un milieu exterieur par un objet portatif relie a ce milieu
FR2653248B1 (fr) * 1989-10-13 1991-12-20 Gemolus Card International Systeme de paiement ou de transfert d'information par carte a memoire electronique porte monnaie.
FR2685520B1 (fr) * 1991-12-23 1998-06-12 Monetel Carte a memoire rechargeable, procede de securisation et terminal d'utilisation.
JPH06259452A (ja) * 1993-03-09 1994-09-16 Fujitsu Ltd Ｉｃカードを用いたプリペイドカード・システム
WO1996024913A2 (en) * 1995-02-08 1996-08-15 Nexus 1994 Limited Two-way messaging network using debit cards
JPH09231328A (ja) * 1996-02-23 1997-09-05 Dainippon Printing Co Ltd Ｉｃメモリカードのカウンタ初期化方法

Also Published As

Publication number Publication date
US6839840B1 (en) 2005-01-04
ATE259087T1 (de) 2004-02-15
FR2786013A1 (fr) 2000-05-19
CA2351652A1 (fr) 2000-05-25
EP1129438B1 (fr) 2004-02-04
DE69914623D1 (de) 2004-03-11
FR2786013B1 (fr) 2001-01-19
DE69914623T2 (de) 2004-12-23
CN1326579A (zh) 2001-12-12
WO2000030048A1 (fr) 2000-05-25
AU1051500A (en) 2000-06-05
JP2002530701A (ja) 2002-09-17
CN1145116C (zh) 2004-04-07
ES2217830T3 (es) 2004-11-01
EP1129438A1 (fr) 2001-09-05

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Legal Events

Date Code Title Description
B11A Dismissal acc. art.33 of ipl - examination not requested within 36 months of filing
B11Y Definitive dismissal - extension of time limit for request of examination expired [chapter 11.1.1 patent gazette]