BR112021026773A2 - Sistema de transação financeira eletrônica que emprega criptomoeda e método de pagamento usando o mesmo - Google Patents

Sistema de transação financeira eletrônica que emprega criptomoeda e método de pagamento usando o mesmo

Info

Publication number
BR112021026773A2
BR112021026773A2 BR112021026773A BR112021026773A BR112021026773A2 BR 112021026773 A2 BR112021026773 A2 BR 112021026773A2 BR 112021026773 A BR112021026773 A BR 112021026773A BR 112021026773 A BR112021026773 A BR 112021026773A BR 112021026773 A2 BR112021026773 A2 BR 112021026773A2
Authority
BR
Brazil
Prior art keywords
cryptocurrency
financial transaction
electronic financial
system employing
payment method
Prior art date
Application number
BR112021026773A
Other languages
English (en)
Inventor
Jai Choi Gi
Original Assignee
Phillips Multi Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Phillips Multi Co Ltd filed Critical Phillips Multi Co Ltd
Publication of BR112021026773A2 publication Critical patent/BR112021026773A2/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3678—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes e-cash details, e.g. blinded, divisible or detecting double spending
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/381—Currency conversion
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/389—Keeping log of transactions for guaranteeing non-repudiation of a transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification

Abstract

sistema de transação financeira eletrônica que emprega criptomoeda e método de pagamento usando o mesmo. são revelados um sistema de transação financeira eletrônica que emprega uma criptomoeda, sendo que o sistema possibilita uma transação financeira eletrônica através de uma criptomoeda em um caixa eletrônico ou uma loja online ou offline em que o uso de uma criptomoeda não é permitido; e um método de pagamento que usa o mesmo. com essa finalidade, a presente invenção fornece um sistema de transação financeira eletrônica que emprega uma criptomoeda, sendo que o sistema compreende: um terminal de usuário para solicitar uma transação financeira eletrônica por uma criptomoeda registrada por um usuário; e um servidor de câmbio que, através de uma solicitação a partir do terminal de usuário, analisa uma quantia da criptomoeda que corresponde a um preço-alvo da transação financeira eletrônica de acordo com um preço de mercado em tempo real da criptomoeda registrada pelo usuário e realiza uma liquidação da transação financeira eletrônica através daquela dita quantia da criptomoeda. de acordo com a presente invenção, um usuário pode realizar uma transação financeira eletrônica tal como comprar um produto ou um serviço através de uma criptomoeda de retenção ou através do câmbio da criptomoeda de posse por dinheiro cibernético através da aplicação de um preço de mercado em tempo real sem realizar o câmbio de uma criptomoeda de retenção para investimento em uma moeda fiduciária.
BR112021026773A 2019-09-17 2020-03-10 Sistema de transação financeira eletrônica que emprega criptomoeda e método de pagamento usando o mesmo BR112021026773A2 (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
KR1020190114103A KR102144529B1 (ko) 2019-09-17 2019-09-17 암호화폐를 활용한 전자금융거래 시스템
PCT/KR2020/003327 WO2021054553A1 (ko) 2019-09-17 2020-03-10 암호화폐를 활용한 전자금융거래 시스템 및 이를 이용한 결제방법

Publications (1)

Publication Number Publication Date
BR112021026773A2 true BR112021026773A2 (pt) 2022-03-15

Family

ID=72050199

Family Applications (1)

Application Number Title Priority Date Filing Date
BR112021026773A BR112021026773A2 (pt) 2019-09-17 2020-03-10 Sistema de transação financeira eletrônica que emprega criptomoeda e método de pagamento usando o mesmo

Country Status (14)

Country Link
US (1) US20220261790A1 (pt)
EP (1) EP4033435A4 (pt)
JP (1) JP7391402B2 (pt)
KR (1) KR102144529B1 (pt)
CN (1) CN116171450A (pt)
AU (1) AU2020348102A1 (pt)
BR (1) BR112021026773A2 (pt)
CA (1) CA3148073A1 (pt)
CO (1) CO2021018107A2 (pt)
IL (1) IL290189A (pt)
MX (1) MX2022001231A (pt)
PE (1) PE20220476A1 (pt)
WO (1) WO2021054553A1 (pt)
ZA (1) ZA202203143B (pt)

Families Citing this family (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2022027027A1 (en) * 2020-07-27 2022-02-03 New York Digital Investiment Group Llc Cryptocurrency payment and distribution platform
KR102575124B1 (ko) * 2021-05-28 2023-09-06 노영우 환불 절차를 내포하는 가상 화폐 결제 서비스 제공 방법 및 시스템
KR102605877B1 (ko) * 2021-07-23 2023-11-24 주식회사 핑거 가격변동 리스크 회피 가능한 가상화폐 결제 시스템 및 방법
KR20230135704A (ko) * 2022-03-16 2023-09-26 (주) 유에이썬 Nft 기술이 접목된 셀피 제공 시스템 및 방법
KR20230135706A (ko) * 2022-03-16 2023-09-26 (주) 유에이썬 Nft 기술을 활용한 보상 시스템을 포함하는 셀피 보상 시스템
KR20230135705A (ko) * 2022-03-16 2023-09-26 (주) 유에이썬 Nft 및 nft 정보 관리 기술이 접목된 셀피 관리 시스템
US20230368293A1 (en) * 2022-05-13 2023-11-16 The Toronto-Dominion Bank Fiat payment based on a cryptocurrency blockchain transaction
US20230401572A1 (en) * 2022-06-13 2023-12-14 The Toronto-Dominion Bank Payment settlement via cryptocurrency exchange for fiat currency
KR102597134B1 (ko) * 2022-12-21 2023-11-01 김순석 가상화폐 유통시스템

Family Cites Families (14)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US10521777B2 (en) * 2002-10-01 2019-12-31 World Award Foundation Inc, Ab Stable Group Llc, Mobile Pay, Inc Crypto digital currency (virtual payment cards) issued by central bank or other issuer for mobile and wearable devices
KR101591245B1 (ko) 2014-05-09 2016-02-04 주식회사 코인플러그 와이파이망을 기반으로 하는 디지털 가상화폐 결제시스템
US20150363778A1 (en) * 2014-06-16 2015-12-17 Bank Of America Corporation Cryptocurrency electronic payment system
US20160203477A1 (en) * 2015-01-14 2016-07-14 Modernity Financial Holdings, Ltd. Cryptographic security for electronic transactions
KR20160091194A (ko) * 2015-01-23 2016-08-02 네모아이씨티(주) 비트코인을 이용한 결제 방법 및 결제 시스템
KR20170142374A (ko) * 2016-06-17 2017-12-28 주식회사 킹홀딩스 가상화폐를 이용한 송금 시스템 및 방법
KR101990506B1 (ko) * 2017-01-31 2019-06-18 권양호 가상화폐 중개 서비스를 이용한 가상화폐 내기를 하는 오프라인 게임 서비스 제공 방법
KR101813256B1 (ko) 2017-07-18 2017-12-29 이기호 가상화폐거래를 이용한 결제 시스템
US10055715B1 (en) * 2017-07-26 2018-08-21 Square, Inc. Cryptocurrency payment network
KR101872423B1 (ko) 2017-08-02 2018-07-31 (주) 시간아 비트코인을 이용한 결제 시스템, 서버 및 방법
KR102099556B1 (ko) * 2017-10-19 2020-04-09 이정윤 실시간 암호화 화폐 환율 조회를 이용한 암호화 화폐 결제 서비스 제공 방법
US20200082668A1 (en) * 2018-09-09 2020-03-12 Jerry David Foley Mobile gaming and peer to peer gifting, receiving and donating platform using block chain integration of centralized or decentralized public ledgers for gaming elements to form, encrypt and distribute digital or crypto currency
KR102016861B1 (ko) * 2018-09-10 2019-08-30 이장원 가상 화폐를 이용하는 결제 시스템
KR102011034B1 (ko) * 2019-01-11 2019-08-14 전호근 가상화폐 결제 기반 마진을 리워드로 보상하는 쇼핑몰 서비스 제공 방법

Also Published As

Publication number Publication date
CA3148073A1 (en) 2021-03-25
PE20220476A1 (es) 2022-04-01
AU2020348102A1 (en) 2021-12-23
US20220261790A1 (en) 2022-08-18
ZA202203143B (en) 2023-07-26
KR102144529B1 (ko) 2020-08-14
EP4033435A4 (en) 2022-12-07
EP4033435A1 (en) 2022-07-27
CO2021018107A2 (es) 2022-01-17
CN116171450A (zh) 2023-05-26
MX2022001231A (es) 2022-05-03
IL290189A (en) 2022-03-01
WO2021054553A1 (ko) 2021-03-25
JP2022546001A (ja) 2022-11-02
AU2020348102A8 (en) 2022-01-13
JP7391402B2 (ja) 2023-12-05

Similar Documents

Publication Publication Date Title
BR112021026773A2 (pt) Sistema de transação financeira eletrônica que emprega criptomoeda e método de pagamento usando o mesmo
Juurikkala et al. The role of banks in monetary policy transmission: Empirical evidence from Russia
MX362174B (es) Sistemas y metodos para el acceso a cuentas en tiempo real.
BR112019002638A8 (pt) Método para um sistema de geração de código de segurança de cartão pré-pago, de débito e de crédito
WO2012112882A3 (en) Facilitating online to offline commerce
GB2490466A (en) Transferring funds using mobile devices
BR112012004723A2 (pt) Método, servidor de transferência de valor e mídia legível por computador não temporária
WO2012171012A3 (en) Systems and methods for protecting account identifiers in financial transactions
WO2010135157A3 (en) Recurring transaction processing
GB0900150D0 (en) Payment system
WO2011109652A3 (en) Portable account number for consumer payment account
BRPI0615665A8 (pt) método para usar um número de conta assegurado para processar tipos de proximidade de transações financeiras sem fio, meio legível por computador, computador de servidor, dispositivo de consumidor de proximidade portátil para executar transações sem contato, sistema para executar transações de pagamento, e, método para conduzir transações financeiras sem fio
MX2018010937A (es) Metodo y sistema para solucion de pagos de venta a plazos previo a la transaccion y simulacion de venta a plazos.
IN2014MN00977A (pt)
BR112017010226A2 (pt) comércio eletrônico baseado em sistema de pagamento com autenticação de faturas eletrônicas
BRPI1014196A8 (pt) Método e aparelho para proporcionar transações de pagamento off-line com transferência de dados mínima
AU2018102168A4 (en) A Lottery Syndicate System
CN103020817A (zh) 联名账户网络支付方法
BR112013016771A2 (pt) sistemas de negociação de câmbio (modalidades)
CA2988818A1 (en) Cross-funds management server-based payment system, and method, device and server
AR092397A1 (es) Sistema de comunicaciones, dispositivos informaticos y metodos para el intercambio seguro de datos
WO2014163266A3 (ko) 임대차계약을 위한 가상카드 거래 방법 및 시스템
US20140207648A1 (en) Leveraged instrument computer-implemented trade management system to provide long-term expected returns for daily rebalance instruments, such as etfs or funds
TWM588314U (zh) 基於區塊鏈的資產轉移系統
CN104463680A (zh) 一种低风险提升投融资收益方法及对应的网络系统