WO2014163266A3 - 임대차계약을 위한 가상카드 거래 방법 및 시스템 - Google Patents

임대차계약을 위한 가상카드 거래 방법 및 시스템 Download PDF

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Publication number
WO2014163266A3
WO2014163266A3 PCT/KR2013/009490 KR2013009490W WO2014163266A3 WO 2014163266 A3 WO2014163266 A3 WO 2014163266A3 KR 2013009490 W KR2013009490 W KR 2013009490W WO 2014163266 A3 WO2014163266 A3 WO 2014163266A3
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WO
WIPO (PCT)
Prior art keywords
credit card
virtual credit
information
leaser
leasing
Prior art date
Application number
PCT/KR2013/009490
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English (en)
French (fr)
Other versions
WO2014163266A2 (ko
Inventor
고대용
고정수
Original Assignee
고대용
고정수
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 고대용, 고정수 filed Critical 고대용
Priority to US14/376,453 priority Critical patent/US20160232602A1/en
Priority to CA2861646A priority patent/CA2861646A1/en
Publication of WO2014163266A2 publication Critical patent/WO2014163266A2/ko
Publication of WO2014163266A3 publication Critical patent/WO2014163266A3/ko

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0645—Rental transactions; Leasing transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0239—Online discounts or incentives
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00—Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
    • G06Q50/10—Services
    • G06Q50/16—Real estate

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • Development Economics (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Marketing (AREA)
  • Economics (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Game Theory and Decision Science (AREA)
  • Tourism & Hospitality (AREA)
  • Health & Medical Sciences (AREA)
  • General Health & Medical Sciences (AREA)
  • Human Resources & Organizations (AREA)
  • Primary Health Care (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

본 발명은, 판매자의 판매물건과 임차물건에 대한 정보비대칭 상황에 있어서, 인터넷을 기반으로 정보효과의 수단으로써 가상카드를 임대차시장에서 거래시킴으로써, 가상카드 구매예약 수발신 모듈 및 개인신용정보제공동의 수발신 모듈과 연동되고 판매자의 판매정보와 임대인의 임대정보에 연관되어 자동적으로 생성된 가상카드를 유통하는 가상카드 거래(유통)시장 시스템 및 그 거래(유통) 방법을 제공하는 것이다. 본 발명에 따르면, 판매자가 할인된 판매정보를 가상카드 거래 웹페이지에 반복적으로 입력하고 저장하면, 임대인은 할인된 판매정보를 반복적으로 불러와서 임대정보를 가공하여 저장하고, 이렇게 저장된 임대정보는 가상카드 거래 웹페이지에서 이미 입력된 산식에 의해 임대정보가 삽입된 가상카드가 자동으로 생성되게 된다. 임차인과 임대인 사이에 임대차계약 체결 후, 임차인이 초기부담금을 임대인에게 지급하기 직전까지, 이 가상카드를 이용하여 판매자가 판매정보에서 가상카드 거래시스템을 이용하여 반복적으로 판매가 할인을 할 수 있고 임차인은 가상카드를 재탐색할 수 있어서, 임차인이 초기부담금을 임대인에게 지급하기 전까지, 임대차거래의 교섭력을 가질 수 있다.
PCT/KR2013/009490 2013-04-01 2013-10-24 임대차계약을 위한 가상카드 거래 방법 및 시스템 WO2014163266A2 (ko)

Priority Applications (2)

Application Number Priority Date Filing Date Title
US14/376,453 US20160232602A1 (en) 2013-04-01 2013-10-24 Method and system for trading virtual card for rental and lease contract
CA2861646A CA2861646A1 (en) 2013-04-01 2013-10-24 Method and system for trading virtual card for rental and lease contract

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
KR10-2013-0034983 2013-04-01
KR1020130034983A KR101321320B1 (ko) 2013-04-01 2013-04-01 임대차계약을 위한 가상카드 거래 방법 및 시스템

Publications (2)

Publication Number Publication Date
WO2014163266A2 WO2014163266A2 (ko) 2014-10-09
WO2014163266A3 true WO2014163266A3 (ko) 2015-05-07

Family

ID=49639113

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/KR2013/009490 WO2014163266A2 (ko) 2013-04-01 2013-10-24 임대차계약을 위한 가상카드 거래 방법 및 시스템

Country Status (4)

Country Link
US (1) US20160232602A1 (ko)
KR (1) KR101321320B1 (ko)
CA (1) CA2861646A1 (ko)
WO (1) WO2014163266A2 (ko)

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR101472254B1 (ko) * 2014-05-08 2014-12-11 고대용 가상카드를 이용한 신용평가부 거래 방법 및 장치
US20160005108A1 (en) * 2014-07-03 2016-01-07 Go-Lease, LLC Fraud-Resistant Electronic Processing of a Rent-to-Own Lease Transaction
CN111612577B (zh) * 2020-05-14 2023-06-13 北京字节跳动网络技术有限公司 一种订单处理方法、装置、电子设备及存储介质

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20000063632A (ko) * 2000-07-27 2000-11-06 이문식 판매상품에 대한 실시간 영상 확인과 가격 협상 절차를갖는 전자상거래 방법
KR20010074060A (ko) * 2001-01-22 2001-08-04 장영수 네트워크 상에서의 물품 임대 방법 및 장치
JP2010015519A (ja) * 2008-06-30 2010-01-21 Advan Corporation:Kk 新しい賃貸借契約方法
KR20100013382A (ko) * 2008-07-31 2010-02-10 서화영 부동산 임대 관리 시스템 및 그 운영방법

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20000063632A (ko) * 2000-07-27 2000-11-06 이문식 판매상품에 대한 실시간 영상 확인과 가격 협상 절차를갖는 전자상거래 방법
KR20010074060A (ko) * 2001-01-22 2001-08-04 장영수 네트워크 상에서의 물품 임대 방법 및 장치
JP2010015519A (ja) * 2008-06-30 2010-01-21 Advan Corporation:Kk 新しい賃貸借契約方法
KR20100013382A (ko) * 2008-07-31 2010-02-10 서화영 부동산 임대 관리 시스템 및 그 운영방법

Also Published As

Publication number Publication date
KR101321320B1 (ko) 2013-10-23
CA2861646A1 (en) 2014-10-01
WO2014163266A2 (ko) 2014-10-09
US20160232602A1 (en) 2016-08-11

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