MX2018010937A - Metodo y sistema para solucion de pagos de venta a plazos previo a la transaccion y simulacion de venta a plazos. - Google Patents

Metodo y sistema para solucion de pagos de venta a plazos previo a la transaccion y simulacion de venta a plazos.

Info

Publication number
MX2018010937A
MX2018010937A MX2018010937A MX2018010937A MX2018010937A MX 2018010937 A MX2018010937 A MX 2018010937A MX 2018010937 A MX2018010937 A MX 2018010937A MX 2018010937 A MX2018010937 A MX 2018010937A MX 2018010937 A MX2018010937 A MX 2018010937A
Authority
MX
Mexico
Prior art keywords
transaction
installment
approved
data
amount
Prior art date
Application number
MX2018010937A
Other languages
English (en)
Inventor
Elizabeth Abela Ruth
Steenbeek Dominique
Elizaveta Libus Anna
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of MX2018010937A publication Critical patent/MX2018010937A/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/085—Payment architectures involving remote charge determination or related payment systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03—Credit; Loans; Processing thereof

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Un método para señalización de una transacción de venta a plazos preaprobada para procesamiento por parte del emisor que incluye: recibir datos de venta a plazos, en donde los datos de venta a plazos se relacionan con una transacción de venta a plazos preaprobada por una institución financiera emisora y que incluye un número de cuenta primario, cantidad preaprobada y criterios de transacción; recibir un mensaje de transacción que incluye el número cuenta primario, una cantidad de transacción y datos de transacción; verificar el cumplimiento de la transacción de pago con la transacción de venta a plazos con base en una correspondencia entre la cantidad preaprobada y la cantidad de transacción y los criterios de transacción con los datos de transacción; almacenar una señal de venta a plazos en el mensaje de transacción ante la verificación exitosa; y transmitir el mensaje de transacción que incluye la señal de venta a plazos de la institución financiera emisora por medio de la red de pagos.
MX2018010937A 2016-03-18 2017-02-14 Metodo y sistema para solucion de pagos de venta a plazos previo a la transaccion y simulacion de venta a plazos. MX2018010937A (es)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US15/074,199 US10529016B2 (en) 2016-03-18 2016-03-18 Method and system for pre-transaction installment payment solution and simulation of installment
PCT/US2017/017783 WO2017160441A1 (en) 2016-03-18 2017-02-14 Method and system for pre-transaction installment payment solution and simulation of installment

Publications (1)

Publication Number Publication Date
MX2018010937A true MX2018010937A (es) 2018-11-09

Family

ID=58094552

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2018010937A MX2018010937A (es) 2016-03-18 2017-02-14 Metodo y sistema para solucion de pagos de venta a plazos previo a la transaccion y simulacion de venta a plazos.

Country Status (8)

Country Link
US (1) US10529016B2 (es)
EP (1) EP3430585A1 (es)
CN (1) CN108780550B (es)
BR (1) BR112018067825A2 (es)
CA (1) CA3018173A1 (es)
MX (1) MX2018010937A (es)
RU (1) RU2694752C1 (es)
WO (1) WO2017160441A1 (es)

Families Citing this family (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11295293B2 (en) * 2016-01-07 2022-04-05 Worldpay, Llc Point of interaction device emulation for payment transaction simulation
US11080714B2 (en) * 2016-05-27 2021-08-03 Mastercard International Incorporated Systems and methods for providing stand-in authorization
EP3422276A1 (en) * 2017-06-26 2019-01-02 Mastercard International Incorporated One-time virtual card numbers for immediate instalment payments
WO2019045672A1 (en) * 2017-08-28 2019-03-07 Visa International Service Association SYSTEM, METHOD AND COMPUTER PROGRAM PRODUCT FOR DYNAMIC APPLICATION SELECTION
GB201715375D0 (en) * 2017-09-22 2017-11-08 Mastercard International Inc Online transaction infrastructure and processes
US20190114598A1 (en) * 2017-10-18 2019-04-18 Mastercard International Incorporated Payment network as a platform
US20190180279A1 (en) * 2017-12-11 2019-06-13 Mastercard International Incorporated Method and system for refund management with ongoing installments
US20190188789A1 (en) * 2017-12-19 2019-06-20 Mastercard International Incorporated Method and system for servicing and cofunding of installments
EP3588417A1 (en) * 2018-06-28 2020-01-01 Vocalink Limited Data processing apparatus and methods
WO2020047534A1 (en) * 2018-08-31 2020-03-05 Visa International Service Association Method, system, and computer program product for providing installment payment options for a payment transaction
US20220164868A1 (en) * 2020-11-24 2022-05-26 Fidelity Information Services, Llc Real-time online transactional processing systems and methods
CN117546192A (zh) * 2021-06-30 2024-02-09 Gp网络亚洲私人有限公司 用于管理交易的系统和方法

Family Cites Families (14)

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Publication number Priority date Publication date Assignee Title
US7248855B2 (en) 1998-09-15 2007-07-24 Upaid Systems, Ltd. Convergent communications system and method with a rule set for authorizing, debiting, settling and recharging a mobile commerce account
JP2000306162A (ja) * 1999-04-21 2000-11-02 Sony Corp 電子マネーシステム及び電子マネー端末装置
KR100454140B1 (ko) * 2002-05-21 2004-10-26 주식회사 스마트로 정보기록매체를 이용하는 선승인에 의한 소액거래시스템 및방법
CN101021959B (zh) * 2006-02-14 2010-09-15 中国银联股份有限公司 基于分期付款业务的交易处理系统及交易处理方法
CN1889132A (zh) * 2006-07-26 2007-01-03 中国工商银行股份有限公司 一种实现信用卡分期付款的系统、装置及方法
CN101377844A (zh) * 2007-08-30 2009-03-04 乔美国际网络股份有限公司 债务清偿系统与方法
US20110060631A1 (en) * 2009-09-04 2011-03-10 Bank Of America Redemption of customer benefit offers based on goods identification
US20140089191A1 (en) 2012-09-27 2014-03-27 Nicholas Anthony Lindsay Brown Secure Payment System and Method
AU2014246711A1 (en) * 2013-04-04 2015-10-29 Visa International Service Association Method and system for conducting pre-authorized financial transactions
RU2555233C2 (ru) 2013-11-27 2015-07-10 Дмитрий Анатольевич Кравченко Способ контроля держателем банковской карты возможности осуществления авторизационных транзакций в платежной системе с использованием банковской карты, ограничивающий возможность проведения мошеннических операций в случае компрометации карты
US20150269667A1 (en) 2014-03-19 2015-09-24 Mastercard International Incorporated Method and system for consumer behavior modeling based on installment payments
US11023888B2 (en) * 2015-06-09 2021-06-01 Worldpay, Llc Systems and methods for management and recycling of payment transactions
CN104966198A (zh) * 2015-07-10 2015-10-07 苏州海博智能系统有限公司 一种授权消费方法及系统
CN104992368A (zh) * 2015-08-03 2015-10-21 胡萍 一种基于持有的网络理财产品授信消费方法及对应的网络系统

Also Published As

Publication number Publication date
CA3018173A1 (en) 2017-09-21
CN108780550B (zh) 2022-04-05
BR112018067825A2 (pt) 2019-01-02
US20170270604A1 (en) 2017-09-21
WO2017160441A1 (en) 2017-09-21
US10529016B2 (en) 2020-01-07
EP3430585A1 (en) 2019-01-23
CN108780550A (zh) 2018-11-09
RU2694752C1 (ru) 2019-07-16

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