BR0113287A - Processo e disposição para a transferência de uma quantia eletrônica de dinheiro de uma reserva de crédito - Google Patents
Processo e disposição para a transferência de uma quantia eletrônica de dinheiro de uma reserva de créditoInfo
- Publication number
- BR0113287A BR0113287A BR0113287-3A BR0113287A BR0113287A BR 0113287 A BR0113287 A BR 0113287A BR 0113287 A BR0113287 A BR 0113287A BR 0113287 A BR0113287 A BR 0113287A
- Authority
- BR
- Brazil
- Prior art keywords
- money
- provision
- credit reserve
- transferring
- electronic
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/108—Remote banking, e.g. home banking
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/108—Remote banking, e.g. home banking
- G06Q20/1085—Remote banking, e.g. home banking involving automatic teller machines [ATMs]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/202—Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/223—Payment schemes or models based on the use of peer-to-peer networks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/28—Pre-payment schemes, e.g. "pay before"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3223—Realising banking transactions through M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Economics (AREA)
- Development Economics (AREA)
- Computer Security & Cryptography (AREA)
- Computer Networks & Wireless Communication (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
"PROCESSO E DISPOSIçãO PARA A TRANSFERêNCIA DE UMA QUANTIA ELETRôNICA DE DINHEIRO DE UMA RESERVA DE CRéDITO". A presente invenção refere-se a um processo para a transferência eletrônica de dinheiro de uma reserva de crédito de um remetente do dinheiro para uma conta ou para uma reserva de crédito de um receptor do dinheiro através de uma rede de telecomunicação e de uma rede de dados em tempo real, sendo que as ligações necessárias são efetuadas através de um servidor de transação.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
EP00117855A EP1180750A1 (de) | 2000-08-18 | 2000-08-18 | Verfahren und Anordnung zur Übertragung eines elektronischen Geldbetrages aus einem Guthabenspeicher |
PCT/EP2001/009138 WO2002017254A1 (de) | 2000-08-18 | 2001-08-07 | Verfahren und anordnung zur übertragung eines elektronischen geldbetrages aus einem guthabenspeicher |
Publications (1)
Publication Number | Publication Date |
---|---|
BR0113287A true BR0113287A (pt) | 2003-07-29 |
Family
ID=8169583
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
BR0113287-3A BR0113287A (pt) | 2000-08-18 | 2001-08-07 | Processo e disposição para a transferência de uma quantia eletrônica de dinheiro de uma reserva de crédito |
Country Status (6)
Country | Link |
---|---|
US (1) | US7139694B2 (pt) |
EP (2) | EP1180750A1 (pt) |
JP (1) | JP2004523021A (pt) |
CN (1) | CN1468420A (pt) |
BR (1) | BR0113287A (pt) |
WO (1) | WO2002017254A1 (pt) |
Families Citing this family (27)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7003078B2 (en) | 1999-01-29 | 2006-02-21 | Sbc Knowledge Ventures, Lp | Method and apparatus for telephone line testing |
US8566212B2 (en) * | 2002-10-31 | 2013-10-22 | Bgc Partners, Inc. | Electronic systems and methods for providing a trading interface with advanced features |
GB0229765D0 (en) * | 2002-12-20 | 2003-01-29 | Radicall Projects Ltd | Payment system |
US8512118B2 (en) | 2003-06-19 | 2013-08-20 | Aristocrat Technologies Australia Pty Limited | Cashless reservation system |
EA009978B1 (ru) * | 2004-01-06 | 2008-04-28 | Епасспорте, Н.В. | Способ управления предварительно оплаченными счетами |
US8447700B2 (en) | 2005-10-11 | 2013-05-21 | Amazon Technologies, Inc. | Transaction authorization service |
US8352376B2 (en) | 2005-10-11 | 2013-01-08 | Amazon Technologies, Inc. | System and method for authorization of transactions |
NZ554986A (en) | 2006-05-05 | 2009-01-31 | Aristocrat Technologies Au | A gaming machine, a controller for a gaming machine, a gaming system, and a gaming method |
CN101005541B (zh) * | 2006-12-25 | 2011-04-20 | 华为技术有限公司 | 支持多币种的语音播放方法、系统及scp和ip |
US8543496B2 (en) | 2007-04-27 | 2013-09-24 | American Express Travel Related Services Company, Inc. | User experience on mobile phone |
US8620260B2 (en) | 2007-04-27 | 2013-12-31 | American Express Travel Related Services Company, Inc. | Payment application download to mobile phone and phone personalization |
US20080270301A1 (en) * | 2007-04-27 | 2008-10-30 | American Express Travel Related Services Co., Inc. | Mobile payment system and method |
US8688570B2 (en) | 2007-04-27 | 2014-04-01 | American Express Travel Related Services Company, Inc. | System and method for performing person-to-person funds transfers via wireless communications |
US8504450B2 (en) * | 2007-08-31 | 2013-08-06 | Ebay Inc. | Mobile remittances/payments |
US7729989B1 (en) | 2007-09-19 | 2010-06-01 | Amazon Technologies, Inc. | Method and apparatus for message correction in a transaction authorization service |
US8239326B1 (en) | 2007-09-19 | 2012-08-07 | Amazon Technologies, Inc. | Method and apparatus for authorizing transactions using transaction phrases in a transaction authorization service |
US8302187B1 (en) | 2007-09-27 | 2012-10-30 | Amazon Technologies, Inc. | System and method for preventing large-scale account lockout |
EP2220583B1 (en) * | 2007-11-14 | 2019-06-26 | Nxp B.V. | Electronic system and method of operating an electronic system |
US8244592B2 (en) | 2008-03-27 | 2012-08-14 | Amazon Technologies, Inc. | System and method for message-based purchasing |
US8204827B1 (en) | 2008-03-27 | 2012-06-19 | Amazon Technologies, Inc. | System and method for personalized commands |
US8620826B2 (en) | 2008-03-27 | 2013-12-31 | Amazon Technologies, Inc. | System and method for receiving requests for tasks from unregistered devices |
WO2009136406A2 (en) * | 2008-05-05 | 2009-11-12 | Shree Mishra | Method and apparatus of multi-currency pin based sms based payments or e-commerce payments through mobile currency |
US8930272B2 (en) * | 2008-12-19 | 2015-01-06 | Ebay Inc. | Systems and methods for mobile transactions |
US10354237B2 (en) * | 2012-12-17 | 2019-07-16 | Capital One Services Llc | Systems and methods for effecting personal payment transactions |
CN104703124B (zh) * | 2013-12-06 | 2018-10-16 | 阿里巴巴集团控股有限公司 | 对象信息获得方法及系统 |
CN104361521B (zh) * | 2014-11-03 | 2018-04-06 | 上海众人网络安全技术有限公司 | 基于移动终端的电子汇兑系统及电子汇兑方法 |
WO2016196227A1 (en) * | 2015-05-29 | 2016-12-08 | Groupon, Inc. | Mobile search |
Family Cites Families (21)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5649117A (en) * | 1994-06-03 | 1997-07-15 | Midwest Payment Systems | System and method for paying bills and other obligations including selective payor and payee controls |
US5613012A (en) * | 1994-11-28 | 1997-03-18 | Smarttouch, Llc. | Tokenless identification system for authorization of electronic transactions and electronic transmissions |
US5802499A (en) * | 1995-07-13 | 1998-09-01 | Cedel Bank | Method and system for providing credit support to parties associated with derivative and other financial transactions |
CA2177757A1 (en) * | 1995-07-14 | 1997-01-15 | Robert Michael Rubin | System and method for handing calls to network subscribers who change their telephone number |
JPH09116960A (ja) * | 1995-10-18 | 1997-05-02 | Fujitsu Ltd | キャッシュレスシステム及び該システムで使用する携帯機 |
JPH10154193A (ja) * | 1996-09-30 | 1998-06-09 | N T T Data Tsushin Kk | 電子マネーシステム及び記録媒体 |
JPH10143725A (ja) * | 1996-11-07 | 1998-05-29 | Oki Electric Ind Co Ltd | 電子取引システム |
US5937396A (en) * | 1996-12-04 | 1999-08-10 | Konya; Arpad | System for ATM/ATM transfers |
US5949044A (en) * | 1997-06-13 | 1999-09-07 | Walker Asset Management Limited Partnership | Method and apparatus for funds and credit line transfers |
US6016476A (en) * | 1997-08-11 | 2000-01-18 | International Business Machines Corporation | Portable information and transaction processing system and method utilizing biometric authorization and digital certificate security |
JPH1196252A (ja) * | 1997-09-17 | 1999-04-09 | Hitachi Ltd | マルチメディア携帯端末を用いた電子マネー取引方式 |
JPH11143946A (ja) * | 1997-11-10 | 1999-05-28 | Sharp Corp | データ通信端末及びデータ通信端末制御プログラムを記憶した媒体 |
US6259782B1 (en) * | 1998-05-04 | 2001-07-10 | Mci Communications Corporation | One-number communications system and service integrating wireline/wireless telephone communications systems |
FR2780800B1 (fr) * | 1998-07-03 | 2000-09-08 | Sagem | Procede de paiement electronique |
JP2000059516A (ja) * | 1998-08-03 | 2000-02-25 | Woody:Kk | 移動電話とコンピューターテレフォニーの融合システム およびこれを利用したクレジット決済システム。 |
EP0986275B1 (de) * | 1998-09-10 | 2009-09-09 | Swisscom AG | Verfahren zum Kaufen von Waren oder Dienstleistungen mit einem Mobiltelefon |
JP2000187700A (ja) * | 1998-12-22 | 2000-07-04 | Soriton Syst:Kk | 電子財布及び電子マネ― |
DE19903363C2 (de) * | 1999-01-28 | 2002-05-29 | Mueller Judex Donald | Verfahren und System zur Durchführung von bargeldlosen Finanztransaktionen |
JP2000227937A (ja) * | 1999-02-05 | 2000-08-15 | Sanwa Bank Ltd | 代金支払方法および代金支払システム |
US6394907B1 (en) * | 2000-04-28 | 2002-05-28 | International Game Technology | Cashless transaction clearinghouse |
JP2002259693A (ja) * | 2001-03-01 | 2002-09-13 | Toshiba Corp | オンラインクレジットカード発行方法及び発行システム |
-
2000
- 2000-08-18 EP EP00117855A patent/EP1180750A1/de not_active Withdrawn
-
2001
- 2001-08-07 JP JP2002521237A patent/JP2004523021A/ja active Pending
- 2001-08-07 US US10/110,657 patent/US7139694B2/en not_active Expired - Fee Related
- 2001-08-07 BR BR0113287-3A patent/BR0113287A/pt not_active IP Right Cessation
- 2001-08-07 WO PCT/EP2001/009138 patent/WO2002017254A1/de not_active Application Discontinuation
- 2001-08-07 CN CNA018168655A patent/CN1468420A/zh active Pending
- 2001-08-07 EP EP01974131A patent/EP1309956A1/de not_active Withdrawn
Also Published As
Publication number | Publication date |
---|---|
WO2002017254A1 (de) | 2002-02-28 |
JP2004523021A (ja) | 2004-07-29 |
EP1309956A1 (de) | 2003-05-14 |
US20020156746A1 (en) | 2002-10-24 |
US7139694B2 (en) | 2006-11-21 |
EP1180750A1 (de) | 2002-02-20 |
CN1468420A (zh) | 2004-01-14 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
B08F | Application dismissed because of non-payment of annual fees [chapter 8.6 patent gazette] |
Free format text: REFERENTE A 4A,5A,6AE7A ANUIDADE |
|
B08K | Patent lapsed as no evidence of payment of the annual fee has been furnished to inpi [chapter 8.11 patent gazette] |
Free format text: REFERENTE AO DESPACHO PUBLICADO NA RPI 1963 DE 19.08.2008. |