BR0114291A - Processo e disposição para a transmissão de um valor de dinheiro eletrônico do interior de uma memória saldo credor - Google Patents

Processo e disposição para a transmissão de um valor de dinheiro eletrônico do interior de uma memória saldo credor

Info

Publication number
BR0114291A
BR0114291A BR0114291-7A BR0114291A BR0114291A BR 0114291 A BR0114291 A BR 0114291A BR 0114291 A BR0114291 A BR 0114291A BR 0114291 A BR0114291 A BR 0114291A
Authority
BR
Brazil
Prior art keywords
electronic money
balance memory
provision
transmitting
cash
Prior art date
Application number
BR0114291-7A
Other languages
English (en)
Inventor
Per Vindeby
Original Assignee
Siemens Ag
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Siemens Ag filed Critical Siemens Ag
Publication of BR0114291A publication Critical patent/BR0114291A/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/223—Payment schemes or models based on the use of peer-to-peer networks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

"PROCESSO E DISPOSIçãO PARA A TRANSMISSãO DE UM VALOR DE DINHEIRO ELETRôNICO DO INTERIOR DE UMA MEMóRIA SALDO CREDOR". A presente invenção refere-se a um processo para a transferência de um valor de dinheiro eletrônico de uma memória de saldo credor de um emissor de dinheiro para uma conta ou para uma memória de saldo credor de um receptor de dinheiro através de uma rede de telecomunicações ou da rede de dados, onde a transferência dos dados requeridos ocorre com base em um código de identificação do receptor de dinheiro ou da transferência de dinheiro entre um primeiro e um segundo Servidor de uma operadora de serviço.
BR0114291-7A 2000-09-29 2001-09-11 Processo e disposição para a transmissão de um valor de dinheiro eletrônico do interior de uma memória saldo credor BR0114291A (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
EP00121482A EP1193658A1 (de) 2000-09-29 2000-09-29 Verfahren und Anordnung zur Übertragung eines elektronischen Geldbetrages aus einem Guthabenspeicher
PCT/EP2001/010493 WO2002027680A2 (de) 2000-09-29 2001-09-11 Verfahren und anordnung zur übertragung eines elektronischen geldbetrages aus einem guthabenspeicher

Publications (1)

Publication Number Publication Date
BR0114291A true BR0114291A (pt) 2004-12-14

Family

ID=8169988

Family Applications (1)

Application Number Title Priority Date Filing Date
BR0114291-7A BR0114291A (pt) 2000-09-29 2001-09-11 Processo e disposição para a transmissão de um valor de dinheiro eletrônico do interior de uma memória saldo credor

Country Status (5)

Country Link
US (1) US20040030642A1 (pt)
EP (2) EP1193658A1 (pt)
JP (1) JP2004523814A (pt)
BR (1) BR0114291A (pt)
WO (1) WO2002027680A2 (pt)

Families Citing this family (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CA2291920A1 (en) * 1998-12-11 2000-06-11 Karuna Ganesan Technique for conducting secure transactions over a network
EP1378876A1 (de) * 2002-07-03 2004-01-07 Siemens Aktiengesellschaft Verfahren zur elektrischen Bezahlung einer Ware oder Dienstleistung unter Nutzung eines Mobilfunknetzes und Anordnung zu dessen Durchführung
JP2005536786A (ja) * 2002-07-03 2005-12-02 シーメンス　アクチエンゲゼルシヤフト 移動無線網を利用した商品若しくはサービスの電子決済のための方法及び該方法を実施するための装置
WO2006049585A1 (en) * 2004-11-05 2006-05-11 Mobile Money International Sdn Bhd Payment system
US20100057615A1 (en) * 2008-08-27 2010-03-04 John Klett Method of transferring money
US20150112856A1 (en) * 2013-10-22 2015-04-23 Kouros Ershadi System and Method for Facilitating International Money Transfers
US20220262203A1 (en) * 2021-02-18 2022-08-18 Igt Virtual chip purchase vouchers

Family Cites Families (16)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPH09116960A (ja) * 1995-10-18 1997-05-02 Fujitsu Ltd キャッシュレスシステム及び該システムで使用する携帯機
JPH10154193A (ja) * 1996-09-30 1998-06-09 N T T Data Tsushin Kk 電子マネーシステム及び記録媒体
JPH10143725A (ja) * 1996-11-07 1998-05-29 Oki Electric Ind Co Ltd 電子取引システム
JPH10240816A (ja) * 1997-02-27 1998-09-11 Hitachi Ltd 商品購入によって電子決済を行うシステム及び方法
US5930777A (en) * 1997-04-15 1999-07-27 Barber; Timothy P. Method of charging for pay-per-access information over a network
DE19718103A1 (de) * 1997-04-29 1998-06-04 Kim Schmitz Verfahren zur Autorisierung in Datenübertragungssystemen
US5949044A (en) * 1997-06-13 1999-09-07 Walker Asset Management Limited Partnership Method and apparatus for funds and credit line transfers
JPH1196252A (ja) * 1997-09-17 1999-04-09 Hitachi Ltd マルチメディア携帯端末を用いた電子マネー取引方式
US6021397A (en) * 1997-12-02 2000-02-01 Financial Engines, Inc. Financial advisory system
GB2338381A (en) * 1998-06-10 1999-12-15 Barclays Bank Plc Cryptographic authentication for internet using two servers
JP2000187700A (ja) * 1998-12-22 2000-07-04 Soriton Syst:Kk 電子財布及び電子マネ―
US20020055847A1 (en) * 1999-01-20 2002-05-09 Masahiro Nakano Method and apparatus of providing secure transactions on a network
DE19903363C2 (de) * 1999-01-28 2002-05-29 Mueller Judex Donald Verfahren und System zur Durchführung von bargeldlosen Finanztransaktionen
JP2000227937A (ja) * 1999-02-05 2000-08-15 Sanwa Bank Ltd 代金支払方法および代金支払システム
GB2367411C (en) * 2000-07-10 2007-12-12 Garry Harold Gibson Pyment system
US7571140B2 (en) * 2002-12-16 2009-08-04 First Data Corporation Payment management

Also Published As

Publication number Publication date
EP1360664A2 (de) 2003-11-12
WO2002027680A2 (de) 2002-04-04
EP1193658A1 (de) 2002-04-03
WO2002027680A3 (de) 2003-08-21
US20040030642A1 (en) 2004-02-12
JP2004523814A (ja) 2004-08-05

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Legal Events

Date Code Title Description
B08F Application dismissed because of non-payment of annual fees [chapter 8.6 patent gazette]

Free format text: REFERENTE A 4A, 5A, 6A E 7A ANUIDADES.

B08K Patent lapsed as no evidence of payment of the annual fee has been furnished to inpi [chapter 8.11 patent gazette]

Free format text: EM VIRTUDE DO ARQUIVAMENTO PUBLICADO NA RPI 1964 DE 26/08/2008 E CONSIDERANDO A AUSENCIA DE MANIFESTACAO DENTRO DOS PRAZOS LEGAIS.