BR0113316A - Processo e disposição para a transferência de uma quantia eletrônica de dinheiro de uma reserva de crédito por wap - Google Patents

Processo e disposição para a transferência de uma quantia eletrônica de dinheiro de uma reserva de crédito por wap

Info

Publication number
BR0113316A
BR0113316A BR0113316-0A BR0113316A BR0113316A BR 0113316 A BR0113316 A BR 0113316A BR 0113316 A BR0113316 A BR 0113316A BR 0113316 A BR0113316 A BR 0113316A
Authority
BR
Brazil
Prior art keywords
wap
money
provision
credit reserve
transferring
Prior art date
Application number
BR0113316-0A
Other languages
English (en)
Inventor
Rainer Jaschhof
Hans-Hermann Wolf
Original Assignee
Siemens Ag
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Siemens Ag filed Critical Siemens Ag
Publication of BR0113316A publication Critical patent/BR0113316A/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/223—Payment schemes or models based on the use of peer-to-peer networks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Mobile Radio Communication Systems (AREA)

Abstract

"PROCESSO E DISPOSIçãO PARA A TRANSFERêNCIA DE UM A QUANTIA ELETRôNICA DE DINHEIRO DE UMA RESERVA DE CRéDITO POR WAP". A invenção refere-se a um processo para uma transferência eletrônica de dinheiro de uma reserva de crédito de um remetente do dinheiro para uma conta ou para uma reserva de crédito de um receptor do dinheiro através de uma rede de radiotelefonia móvel e de uma rede de IP em tempo real com utilização de WAP.
BR0113316-0A 2000-08-18 2001-08-02 Processo e disposição para a transferência de uma quantia eletrônica de dinheiro de uma reserva de crédito por wap BR0113316A (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
EP00117810A EP1180748A1 (de) 2000-08-18 2000-08-18 Verfahren und Anordnung zur Übertagung eines elektronischen Geldbetrages aus einem Guthabenspeicher per WAP
PCT/EP2001/009216 WO2002017258A1 (de) 2000-08-18 2001-08-02 Verfahren und anordnung zur übertragung eines elektronischen geldbetrages aus einem guthabenspeicher per wap

Publications (1)

Publication Number Publication Date
BR0113316A true BR0113316A (pt) 2003-06-24

Family

ID=8169572

Family Applications (1)

Application Number Title Priority Date Filing Date
BR0113316-0A BR0113316A (pt) 2000-08-18 2001-08-02 Processo e disposição para a transferência de uma quantia eletrônica de dinheiro de uma reserva de crédito por wap

Country Status (6)

Country Link
US (1) US20020156728A1 (pt)
EP (2) EP1180748A1 (pt)
JP (1) JP2004507000A (pt)
CN (1) CN1470043A (pt)
BR (1) BR0113316A (pt)
WO (1) WO2002017258A1 (pt)

Families Citing this family (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB0229765D0 (en) * 2002-12-20 2003-01-29 Radicall Projects Ltd Payment system
EP1616248A4 (en) * 2003-04-09 2007-11-14 Gtech Corp ELECTRONIC PAYMENT SYSTEM
DE102004039449A1 (de) * 2004-08-13 2006-02-23 Schoeller Logistics Industries Gmbh Multifunktionales mobiles tragbares Fernsprechgerät
GB0504573D0 (en) * 2005-03-04 2005-04-13 Firstondemand Ltd Traceability and authentication of security papers
US20080196093A1 (en) * 2007-02-08 2008-08-14 Dlb Finance & Consultancy B.V. Method and system for reducing the proliferation of electronic messages
CN101652984A (zh) * 2007-02-08 2010-02-17 Dlb金融咨询有限责任公司 用于建立电话连接的方法和系统
US20090158403A1 (en) * 2007-12-14 2009-06-18 Dirk Leonard Benschop Method and system for permitting or denying service
US8239921B2 (en) 2008-01-03 2012-08-07 Dlb Finance & Consultancy B.V. System and method of retrieving a service contact identifier
US8463921B2 (en) 2008-01-17 2013-06-11 Scipioo Holding B.V. Method and system for controlling a computer application program
US8880425B2 (en) 2010-04-07 2014-11-04 The Western Union Company Mobile agent point-of-sale (POS)
US20230106418A1 (en) * 2017-07-21 2023-04-06 Wells Fargo Bank, N.A. Systems and methods for facilitating financial transactions
US11941603B2 (en) 2020-03-20 2024-03-26 The Western Union Company Multipurpose smartphone device

Family Cites Families (16)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5613012A (en) * 1994-11-28 1997-03-18 Smarttouch, Llc. Tokenless identification system for authorization of electronic transactions and electronic transmissions
JPH09116960A (ja) * 1995-10-18 1997-05-02 Fujitsu Ltd キャッシュレスシステム及び該システムで使用する携帯機
US6473609B1 (en) * 1995-12-11 2002-10-29 Openwave Systems Inc. Method and architecture for interactive two-way communication devices to interact with a network
US5905736A (en) * 1996-04-22 1999-05-18 At&T Corp Method for the billing of transactions over the internet
JPH10154193A (ja) * 1996-09-30 1998-06-09 N T T Data Tsushin Kk 電子マネーシステム及び記録媒体
JPH10143725A (ja) * 1996-11-07 1998-05-29 Oki Electric Ind Co Ltd 電子取引システム
US6016476A (en) * 1997-08-11 2000-01-18 International Business Machines Corporation Portable information and transaction processing system and method utilizing biometric authorization and digital certificate security
JPH1196252A (ja) * 1997-09-17 1999-04-09 Hitachi Ltd マルチメディア携帯端末を用いた電子マネー取引方式
ATE442746T1 (de) * 1998-09-10 2009-09-15 Swisscom Ag Verfahren zum kaufen von waren oder dienstleistungen mit einem mobiltelefon
JP3617930B2 (ja) * 1998-09-30 2005-02-09 株式会社東芝 無線携帯端末装置、ゲートウェイ装置及び通信処理制御方法
JP2000187700A (ja) * 1998-12-22 2000-07-04 Soriton Syst:Kk 電子財布及び電子マネ―
DE19903363C2 (de) * 1999-01-28 2002-05-29 Mueller Judex Donald Verfahren und System zur Durchführung von bargeldlosen Finanztransaktionen
JP2000227937A (ja) * 1999-02-05 2000-08-15 Sanwa Bank Ltd 代金支払方法および代金支払システム
SE516782C2 (sv) * 1999-11-23 2002-03-05 Ericsson Telefon Ab L M Metod för betalning av varor i ett elektroniskt handelssystem samt ett betalningssystem
US7120606B1 (en) * 2000-02-10 2006-10-10 Jove Corporation System and method for secure electronic fund transfers
FI20001054A (fi) * 2000-05-05 2001-11-06 Sonera Oyj Digitaalinen maksumääräys

Also Published As

Publication number Publication date
WO2002017258A1 (de) 2002-02-28
EP1309955A1 (de) 2003-05-14
US20020156728A1 (en) 2002-10-24
JP2004507000A (ja) 2004-03-04
EP1180748A1 (de) 2002-02-20
CN1470043A (zh) 2004-01-21

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Legal Events

Date Code Title Description
B08F Application dismissed because of non-payment of annual fees [chapter 8.6 patent gazette]

Free format text: REFERENTE A 4A,5A,6AE7A ANUIDADE

B08K Patent lapsed as no evidence of payment of the annual fee has been furnished to inpi [chapter 8.11 patent gazette]

Free format text: REFERENTE AO DESPACHO PUBLICADO NA RPI 1963 DE 19.08.2008.