BR0008047A - Processo e dispositivo para acesso biométrico sem indicação magnética a contas financeiras em uma instituição - Google Patents

Processo e dispositivo para acesso biométrico sem indicação magnética a contas financeiras em uma instituição

Info

Publication number
BR0008047A
BR0008047A BR0008047-0A BR0008047A BR0008047A BR 0008047 A BR0008047 A BR 0008047A BR 0008047 A BR0008047 A BR 0008047A BR 0008047 A BR0008047 A BR 0008047A
Authority
BR
Brazil
Prior art keywords
user
biometric
access
account
successful
Prior art date
Application number
BR0008047-0A
Other languages
English (en)
Inventor
Ned Hoffman
David F Pare Jr
Jonathan A Lee
Original Assignee
Veristar Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=22926929&utm_source=google_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=BR0008047(A) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Application filed by Veristar Corp filed Critical Veristar Corp
Publication of BR0008047A publication Critical patent/BR0008047A/pt

Links

Classifications

    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
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    • H04L63/04—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks
    • G—PHYSICS
    • G01—MEASURING; TESTING
    • G01F—MEASURING VOLUME, VOLUME FLOW, MASS FLOW OR LIQUID LEVEL; METERING BY VOLUME
    • G01F19/00—Calibrated capacity measures for fluids or fluent solid material, e.g. measuring cups
    • G01F19/005—Calibrated capacity measures for fluids or fluent solid material, e.g. measuring cups for semi-liquid, e.g. fat
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    • G06F18/20—Analysing
    • G06F18/28—Determining representative reference patterns, e.g. by averaging or distorting; Generating dictionaries
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    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • G06F21/32—User authentication using biometric data, e.g. fingerprints, iris scans or voiceprints
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    • G06F21/50—Monitoring users, programs or devices to maintain the integrity of platforms, e.g. of processors, firmware or operating systems
    • G06F21/55—Detecting local intrusion or implementing counter-measures
    • G06F21/554—Detecting local intrusion or implementing counter-measures involving event detection and direct action
    • G—PHYSICS
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    • G06F21/70—Protecting specific internal or peripheral components, in which the protection of a component leads to protection of the entire computer
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    • G06Q20/00—Payment architectures, schemes or protocols
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    • G06Q20/00—Payment architectures, schemes or protocols
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    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
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    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4097—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G—PHYSICS
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    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/08—Auctions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06V—IMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
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    • G—PHYSICS
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    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • H—ELECTRICITY
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    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/04—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks
    • H04L63/0428—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks wherein the data content is protected, e.g. by encrypting or encapsulating the payload
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    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0861—Network architectures or network communication protocols for network security for authentication of entities using biometrical features, e.g. fingerprint, retina-scan
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    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/12—Applying verification of the received information
    • H04L63/123—Applying verification of the received information received data contents, e.g. message integrity
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    • G06F2211/00—Indexing scheme relating to details of data-processing equipment not covered by groups G06F3/00 - G06F13/00
    • G06F2211/007—Encryption, En-/decode, En-/decipher, En-/decypher, Scramble, (De-)compress
    • G06F2211/008—Public Key, Asymmetric Key, Asymmetric Encryption
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    • G06F2221/2117—User registration
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    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L2463/00—Additional details relating to network architectures or network communication protocols for network security covered by H04L63/00
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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Hardware Design (AREA)
  • General Engineering & Computer Science (AREA)
  • Development Economics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Software Systems (AREA)
  • Signal Processing (AREA)
  • Computing Systems (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Data Mining & Analysis (AREA)
  • Human Computer Interaction (AREA)
  • Computer Vision & Pattern Recognition (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Evolutionary Computation (AREA)
  • Evolutionary Biology (AREA)
  • Health & Medical Sciences (AREA)
  • Biomedical Technology (AREA)
  • General Health & Medical Sciences (AREA)
  • Bioinformatics & Computational Biology (AREA)
  • Bioinformatics & Cheminformatics (AREA)
  • Artificial Intelligence (AREA)
  • Life Sciences & Earth Sciences (AREA)
  • Technology Law (AREA)
  • Fluid Mechanics (AREA)
  • Game Theory and Decision Science (AREA)
  • Multimedia (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

"PROCESSO E DISPOSITIVO PARA ACESSO BIOMéTRICO SEM INDICAçãO MAGNéTICA A CONTAS FINANCEIRAS EM UMA INSTITUIçãO". A presente invenção provê um processo para acesso biométrico sem indicação magnética a contas financeiras em uma instituição, usando uma máquina de caixa automático. Este processo compreende uma etapa de registro de usuário, onde um usuário registra com um identificador eletrónico uma ou mais amostras biométricas de registro e uma ou mais contas financeiras de usuário (19). Durante uma etapa de iniciação, o usuário inicia um acesso de conta em uma máquina de caixa automático, submetendo pelo menos uma amostra biométrica diretamente da pessoa do usuário onde não são usados pelo usuário dispositivos de memória feitos pelo homem portáteis, tais como cartões inteligentes ou cartões de captura magnética. Pelo menos em uma etapa de transmissão, uma mensagem de requisição de acesso de conta compreendendo a biométrica de oferta de usuário é enviada da máquina de caixa automático ao identificador eletrónico. Durante uma etapa de identificação do usuário, o identificador eletrónico compara a amostra biométrica de oferta na mensagem de requisição de acesso de conta com uma amostra biométrica de registro, para produzir uma identificação bem sucedida ou falhada do usuário. Na identificação bem sucedida do usuário, pelo menos uma conta financeira do usuário é recuperada, e em uma etapa de acesso, após identificação bem sucedida do usuário e recuperação de conta financeira bem sucedida, é permitido ao usuário acessar a conta financeira de usuário.
BR0008047-0A 1999-02-05 2000-01-31 Processo e dispositivo para acesso biométrico sem indicação magnética a contas financeiras em uma instituição BR0008047A (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US09/245,501 US6154879A (en) 1994-11-28 1999-02-05 Tokenless biometric ATM access system
PCT/US2000/002371 WO2000046710A1 (en) 1999-02-05 2000-01-31 Tokenless biometric atm access system

Publications (1)

Publication Number Publication Date
BR0008047A true BR0008047A (pt) 2002-10-22

Family

ID=22926929

Family Applications (1)

Application Number Title Priority Date Filing Date
BR0008047-0A BR0008047A (pt) 1999-02-05 2000-01-31 Processo e dispositivo para acesso biométrico sem indicação magnética a contas financeiras em uma instituição

Country Status (9)

Country Link
US (1) US6154879A (pt)
EP (1) EP1210678A4 (pt)
JP (1) JP2002541533A (pt)
AU (1) AU3476700A (pt)
BR (1) BR0008047A (pt)
CA (1) CA2361405A1 (pt)
HK (1) HK1046975A1 (pt)
MX (1) MXPA01007936A (pt)
WO (1) WO2000046710A1 (pt)

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WO2000046710A1 (en) 2000-08-10
AU3476700A (en) 2000-08-25
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HK1046975A1 (zh) 2003-01-30
US6154879A (en) 2000-11-28

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