BG102032A - Система за трансфер на финансови стойности - Google Patents

Система за трансфер на финансови стойности

Info

Publication number
BG102032A
BG102032A BG102032A BG10203297A BG102032A BG 102032 A BG102032 A BG 102032A BG 102032 A BG102032 A BG 102032A BG 10203297 A BG10203297 A BG 10203297A BG 102032 A BG102032 A BG 102032A
Authority
BG
Bulgaria
Prior art keywords
value
purse
class
transfer system
value transfer
Prior art date
Application number
BG102032A
Other languages
English (en)
Inventor
David Everett
John Viner
Alan Bailey
Original Assignee
Mondex International Limited
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mondex International Limited filed Critical Mondex International Limited
Publication of BG102032A publication Critical patent/BG102032A/bg

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/229—Hierarchy of users of accounts
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip

Abstract

Системата е за трансфер на финансови стойности между електронни портфейли, обикновено във вид на чипкарти или "интелигентни" карти, през междинна среда или чрез интерфейсно устройство. За контролиране преминаването на стойности между портфейлите се предлага йерархична структура на класове. На всекипортфейл се присвоява клас, контролиращ условията, при които може да бъде извършен трансфер на финансови стойности към и от, но главно от портфейл. По този начин всеки от тях съхранява в паметта си собствения си клас и списък на тези класове на портфейли, към които може да извършва трансфер на финансови стойности.
BG102032A 1995-05-11 1997-11-06 Система за трансфер на финансови стойности BG102032A (bg)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
GBGB9509582.4A GB9509582D0 (en) 1995-05-11 1995-05-11 Value transfer system
PCT/GB1996/001104 WO1996036025A2 (en) 1995-05-11 1996-05-09 Value transfer system

Publications (1)

Publication Number Publication Date
BG102032A true BG102032A (bg) 1998-05-29

Family

ID=10774322

Family Applications (1)

Application Number Title Priority Date Filing Date
BG102032A BG102032A (bg) 1995-05-11 1997-11-06 Система за трансфер на финансови стойности

Country Status (29)

Country Link
US (1) US6439455B1 (bg)
EP (1) EP0824740B1 (bg)
JP (1) JPH11504737A (bg)
KR (1) KR100338492B1 (bg)
CN (1) CN1160672C (bg)
AT (1) ATE216523T1 (bg)
AU (1) AU702388B2 (bg)
BG (1) BG102032A (bg)
BR (1) BR9608704A (bg)
CA (1) CA2220099A1 (bg)
CZ (1) CZ353197A3 (bg)
DE (1) DE69620750T2 (bg)
EE (1) EE9700299A (bg)
ES (1) ES2175090T3 (bg)
GB (1) GB9509582D0 (bg)
HK (1) HK1003074A1 (bg)
HU (1) HUP9802924A3 (bg)
IS (1) IS4600A (bg)
MX (1) MX9708553A (bg)
MY (1) MY126396A (bg)
NO (1) NO317866B1 (bg)
NZ (1) NZ307255A (bg)
PL (1) PL323306A1 (bg)
RU (1) RU2142160C1 (bg)
SK (1) SK151097A3 (bg)
TR (1) TR199701339T1 (bg)
TW (1) TW421747B (bg)
WO (1) WO1996036025A2 (bg)
ZA (1) ZA963691B (bg)

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Also Published As

Publication number Publication date
EP0824740B1 (en) 2002-04-17
HUP9802924A2 (hu) 1999-05-28
ES2175090T3 (es) 2002-11-16
EE9700299A (et) 1998-06-15
NZ307255A (en) 1998-04-27
DE69620750D1 (de) 2002-05-23
JPH11504737A (ja) 1999-04-27
ZA963691B (en) 1996-11-20
NO317866B1 (no) 2004-12-27
KR19990014675A (ko) 1999-02-25
TW421747B (en) 2001-02-11
SK151097A3 (en) 1998-07-08
BR9608704A (pt) 1999-12-07
KR100338492B1 (ko) 2002-10-11
GB9509582D0 (en) 1995-07-05
NO975156L (no) 1997-11-10
US6439455B1 (en) 2002-08-27
MY126396A (en) 2006-09-29
HUP9802924A3 (en) 1999-10-28
AU702388B2 (en) 1999-02-18
RU2142160C1 (ru) 1999-11-27
MX9708553A (es) 1997-12-31
CA2220099A1 (en) 1996-11-14
IS4600A (is) 1997-10-28
PL323306A1 (en) 1998-03-16
TR199701339T1 (xx) 1998-02-21
EP0824740A2 (en) 1998-02-25
ATE216523T1 (de) 2002-05-15
CZ353197A3 (cs) 1998-05-13
CN1189906A (zh) 1998-08-05
HK1003074A1 (en) 1998-10-09
WO1996036025A2 (en) 1996-11-14
NO975156D0 (no) 1997-11-10
CN1160672C (zh) 2004-08-04
WO1996036025A3 (en) 1996-12-12
AU5655496A (en) 1996-11-29
DE69620750T2 (de) 2002-11-28

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