CN109615390A - Determine the method, apparatus and self-aided terminal of self-aided terminal type of transaction - Google Patents
Determine the method, apparatus and self-aided terminal of self-aided terminal type of transaction Download PDFInfo
- Publication number
- CN109615390A CN109615390A CN201811625618.1A CN201811625618A CN109615390A CN 109615390 A CN109615390 A CN 109615390A CN 201811625618 A CN201811625618 A CN 201811625618A CN 109615390 A CN109615390 A CN 109615390A
- Authority
- CN
- China
- Prior art keywords
- transaction
- type
- self
- aided terminal
- candidate
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Marketing (AREA)
- Technology Law (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The present invention is suitable for technical field of financial equipment, provides method, apparatus, self-aided terminal and the computer readable storage medium of a kind of determining self-aided terminal type of transaction.Wherein, which comprises obtain candidate type of transaction；Function detection is carried out to the associated member of each candidate type of transaction, to judge the associated member of each candidate type of transaction with the presence or absence of dysfunction；By associated member, there is no the candidate type of transaction of dysfunction to be determined as target transaction type, wherein the target transaction type indicates the self-aided terminal currently available type of transaction.The present invention advantageously reduces the transaction risk that self-aided terminal carries out financial business, ensures bank and the interests of user.
Description
Technical field
The invention belongs to technical field of financial equipment more particularly to a kind of methods of determining self-aided terminal type of transaction, dress
It sets, self-aided terminal and computer readable storage medium.
Background technique
In financial industry, self-aided terminal is a kind of electromechanical integrated device of high-precision, using magnetic code card or
Smart card realizes the Self-Service of financial transaction, instead of the work of bank counter personnel.It can provide and extract cash, inquire more than deposit
Volume carries out the type of transaction such as the allocation of the funds, inquiry into balance between account；It can also carry out spot assets (keeping accounts in real time), check
Deposit the work such as (domestic nothing), passbook update, intermediary service.Credit card or deposit card can be used in holder, is done according to password
Reason automatic drawing queries the balance, transfers accounts, spot assets, and passbook update buys fund, changes password, pays the friendship such as mobile phone charge
Easy type service.
Self-service device has an essential step in process of exchange, exactly needs to provide type of transaction for user
Selection, to provide service into corresponding operation flow for user.If self-aided terminal provide type of transaction error, it is heavy then
It will lead to serious safety problem and economic loss, gently then will lead to equipment attrition and waste user time.
There has been no a kind of methods of complete, accurately determining self-aided terminal type of transaction in the prior art, usually
The type of transaction of self-aided terminal is determined in a manner of manually setting, it is inflexible and safe.
Summary of the invention
In view of this, the present invention provides method, apparatus, self-aided terminal and the meters of a kind of determining self-aided terminal type of transaction
Calculation machine readable storage medium storing program for executing determines that the type of transaction of self-aided terminal is not clever enough to solve in a manner of manually setting in the prior art
Living and safety problem.
The application provides a kind of method for obtaining finance self-help terminal transaction type, can automatic, complete, accurately calculate
The type of service that current self-aided terminal can provide a user out.
The first aspect of the embodiment of the present invention provides a kind of method of determining self-aided terminal type of transaction, the method packet
It includes:
Obtain the candidate type of transaction of self-aided terminal；
Function detection is carried out to the associated member of each candidate type of transaction, to judge the associated member of each candidate type of transaction
With the presence or absence of dysfunction；
By associated member, there is no the candidate type of transaction of dysfunction to be determined as target transaction type, wherein the mesh
Marking type of transaction indicates the self-aided terminal currently available type of transaction.
The second aspect of the embodiment of the present invention provides a kind of device of determining self-aided terminal type of transaction, described device packet
It includes:
Acquiring unit, for obtaining the candidate type of transaction of self-aided terminal；
The associated member of detection unit, each candidate type of transaction for getting to the acquiring unit carries out function inspection
It surveys, to judge the associated member of each candidate type of transaction with the presence or absence of dysfunction；
The time of dysfunction is not present for the testing result based on the detection unit in associated member by determination unit
Type of transaction is selected to be determined as target transaction type, wherein the target transaction type indicates that the self-aided terminal currently can provide
Type of transaction.
The third aspect of the embodiment of the present invention provides a kind of terminal, including memory, processor and is stored in described
In memory and the computer program that can run on the processor, the processor are realized when executing the computer program
The step of method of self-aided terminal type of transaction is determined as described in any one.
The fourth aspect of the embodiment of the present invention provides a kind of computer readable storage medium, the computer-readable storage
Media storage has computer program, realizes when the computer program is executed by processor and determines self-aided terminal as described in any one
The step of method of type of transaction.
Existing beneficial effect is the present invention compared with prior art:
The present invention carries out the associated member of each candidate type of transaction by obtaining the candidate type of transaction of self-aided terminal
Function detection, to judge that the associated member of each candidate type of transaction whether there is dysfunction, for associated member, there are functions
Abnormal type of transaction causes user to lose if transaction business risk may be generated by being supplied to user.Therefore, this hair
Bright by associated member, there is no the candidate type of transaction of dysfunction to be determined as self-aided terminal currently available type of transaction, real
The flexible determination of self-aided terminal type of transaction is showed, and has advantageously reduced the transaction risk that self-aided terminal carries out financial business, has protected
Hinder bank and the interests of user.
Detailed description of the invention
It to describe the technical solutions in the embodiments of the present invention more clearly, below will be to embodiment or description of the prior art
Needed in attached drawing be briefly described, it should be apparent that, the accompanying drawings in the following description is only of the invention some
Embodiment for those of ordinary skill in the art without any creative labor, can also be according to these
Attached drawing obtains other attached drawings.
Fig. 1 is the implementation flow chart of the method for determining self-aided terminal type of transaction provided in an embodiment of the present invention；
Fig. 2 be another embodiment of the present invention provides determination self-aided terminal type of transaction method implementation flow chart；
Fig. 3 is the implementation flow chart of the method for the determination self-aided terminal type of transaction that further embodiment of this invention provides；
Fig. 4 is the structural schematic diagram of the device of determining self-aided terminal type of transaction provided in an embodiment of the present invention；
Fig. 5 is the schematic diagram of self-aided terminal provided in an embodiment of the present invention.
Specific embodiment
In being described below, for illustration and not for limitation, the tool of such as particular system structure, technology etc is proposed
Body details, to understand thoroughly the embodiment of the present invention.However, it will be clear to one skilled in the art that there is no these specific
The present invention also may be implemented in the other embodiments of details.In other situations, it omits to well-known system, device, electricity
The detailed description of road and method, in case unnecessary details interferes description of the invention.
To make the object, technical solutions and advantages of the present invention clearer, pass through specific embodiment below in conjunction with attached drawing
To be illustrated.
Referring to Fig. 1, it illustrates the realization streams of the method for determining self-aided terminal type of transaction provided in an embodiment of the present invention
Cheng Tu, details are as follows:
In a step 101, the candidate type of transaction of self-aided terminal is obtained.
In embodiments of the present invention, the candidate type of transaction of self-aided terminal can be supplied to the transaction of user for current preparation
Type, for example, the hardware configuration of self-aided terminal, bank are to the Current software configuration of self-aided terminal, the current network of self-aided terminal
State, the supported type of transaction of transaction medium for being currently inserted into self-aided terminal.
Illustratively, the business function of the configuration of certain self-aided terminal includes withdrawal business, and client A, which is inserted, can support to carry out
The bank card of withdrawal operation, then withdrawal business can be as the candidate type of transaction of self-aided terminal.
It should be noted that candidate type of transaction refers to that self-aided terminal is not yet supplied to the function service type of client,
That is, this type of transaction, which is not yet shown on the screen of self-aided terminal, carries out selection operation for user.An object of the present invention
It is weeded out for that will likely have the type of transaction of transaction business risk from candidate type of transaction, retains the transaction of normal safety
Type is supplied to client and carries out business operation.
Optionally, above-mentioned steps 101 can be accomplished by the following way:
Obtain the standard configuration type of transaction of the self-aided terminal；
Using the standard configuration type of transaction as the candidate type of transaction.
In embodiments of the present invention, the standard configuration type of transaction of available self-aided terminal, and the standard configuration of self-aided terminal is handed over
Easy type is as candidate type of transaction.Standard configuration type of transaction refers to self-aided terminal supported all transaction classes on hardware capability
Type, namely the hardware module having according to the self-aided terminal, determine its hardware module can hardware supported trading function.
Optionally, above-mentioned steps 101 can also be accomplished by the following way:
Obtain the standard configuration type of transaction of self-aided terminal；
The Current hardware for obtaining self-aided terminal configures supported type of transaction；
The Current hardware of self-aided terminal described in the standard configuration type of transaction is configured into supported type of transaction as institute
State candidate type of transaction.
In embodiments of the present invention, the Current hardware of self-aided terminal configures the portion that supported type of transaction refers to each hardware
The supported trading function of part state specifically can carry out comprehensive descision by the association situation of trading function and hardware component,
Hardware component may include all hardware resource involved in the corresponding entire transaction flow of the type of transaction.Hardware resource can be with
Including with lower component: card reader, code keyboard, rear service keyboard, strip printer, journal printer, deposit module, withdrawal mould
The cashes relevant devices such as block, bankbook module and card sender, Certification of Second Generation, camera, A4 printing, A4 recycling, high photographing instrument, check
The relevant equipment of noncashes such as scanning, fingerprint instrument, UKEY module, two dimensional code, seal-affixing machine, print card module.
In embodiments of the present invention, the unit status of hardware further includes that whether resource is sufficient and meet business need for its component
It wants, for example, may not be able to then meet the need of wholesale withdrawal business in the state that the machine core of self-aided terminal shows that banknote resource is few
It wants；For another example, in the state that the deposit boxes Spatial Residual amount of self-aided terminal is small, then it may not be able to meet wholesale deposit business
It needs.
In embodiments of the present invention, supported type of transaction is configured by obtaining the Current hardware of self-aided terminal, to certainly
It helps the standard configuration type of transaction of terminal further to be screened, improves the current available type of transaction of determining self-aided terminal
Accuracy.
Optionally, above-mentioned steps 101 can also be accomplished by the following way:
Obtain the standard configuration type of transaction of self-aided terminal；
The Current hardware for obtaining self-aided terminal configures supported type of transaction；
Obtain the supported type of transaction of current network state of self-aided terminal；
The Current hardware configuration of self-aided terminal described in the standard configuration type of transaction can be supported, and, the self-aided terminal
The supported type of transaction of current network state as the candidate type of transaction.
In the present embodiment, the supported type of transaction of the current network state of self-aided terminal can pass through self-aided terminal
Judged with the network connection situation of associated services server.The supported type of transaction of the current network state of self-aided terminal
Refer to and needs to carry out communication interaction with one or more server to cooperate with the type of transaction completed；For example, certain fee payment service relates to
And the communication interaction to two servers, then only have the two servers online and communicate normal situation) under, just it is able to satisfy
The needs of type of transaction processing.
In embodiments of the present invention, supported type of transaction is configured by obtaining the Current hardware of self-aided terminal, and,
The supported type of transaction of current network state for obtaining self-aided terminal carries out the standard configuration type of transaction of self-aided terminal further
Screening, further improve the accuracy of the current available type of transaction of determining self-aided terminal.
Optionally, above-mentioned steps 101 can also be accomplished by the following way:
Obtain the standard configuration type of transaction of self-aided terminal；
The Current hardware for obtaining self-aided terminal configures supported type of transaction；
Obtain the supported type of transaction of current network state of self-aided terminal；
Obtain the current supported type of transaction of transaction medium；
The Current hardware configuration of self-aided terminal described in the standard configuration type of transaction can be supported, and, the self-aided terminal
Current network state can support, and, the current supported type of transaction of transaction medium is as the candidate type of transaction.
In the present embodiment, transaction medium can be bank card, or can refer to the accountee that user currently trades
Body, the current supported type of transaction of transaction medium are determined by card type or media type, can be set by corresponding card table
Determine or is issued by bank specified.
In embodiments of the present invention, supported type of transaction is configured by obtaining the Current hardware of self-aided terminal, and,
The supported type of transaction of current network state of self-aided terminal is obtained, and, obtain the current supported friendship of transaction medium
Easy type further screens the standard configuration type of transaction of self-aided terminal, further improves working as determining self-aided terminal
The accuracy of preceding available type of transaction.
In a step 102, Function detection is carried out to the associated member of each candidate type of transaction, to judge each candidate transaction class
The associated member of type whether there is dysfunction；
In embodiments of the present invention, the associated member of candidate type of transaction refers to that self-aided terminal carries out class of trading with the candidate
Component involved by the corresponding transactional operation of type whether the function normal operation of these components, is directly related to candidate friendship
Whether the business function of easy type can normally be provided.
In embodiments of the present invention, business function detection is carried out to the associated member of each candidate type of transaction, detecting it is
No there are security risks, and if it exists, then determines its dysfunction.
Illustratively, " paper money outlet door " of self-aided terminal is the associated member of " card business " type of transaction, if candidate transaction class
Type includes card business, and whether can movable, if detecting, " paper money outlet door " is stiff, determines " note output if can detect " paper money outlet door "
There are dysfunction (such as " paper money outlet door " clung by seccotine situation) for door ".
Another illustrative, " card reader " of self-aided terminal is the associated member of " monetary transaction " type of transaction, if candidate
Type of transaction includes monetary transaction, and associated safety involved in detectable " card reader " guarantees whether device can work normally,
If detecting, associated safety involved in " card reader " guarantees device cisco unity malfunction, determines " card reader " there are functions and is different
Often.
In step 103, by associated member, there is no the candidate type of transaction of dysfunction to be determined as target transaction type,
Wherein, the target transaction type indicates the self-aided terminal currently available type of transaction.
In embodiments of the present invention, it is detected by the associated member to candidate type of transaction, further determines that candidate
The service implementation of type of transaction whether there is security risk, for there are the type of transaction of security risk be then not applied to user into
The corresponding business operation of row.
The present invention carries out the associated member of each candidate type of transaction by obtaining the candidate type of transaction of self-aided terminal
Function detection, to judge that the associated member of each candidate type of transaction whether there is dysfunction, for associated member, there are functions
Abnormal type of transaction causes user to lose if transaction business risk may be generated by being supplied to user.Therefore, this hair
Bright by associated member, there is no the candidate type of transaction of dysfunction to be determined as self-aided terminal currently available type of transaction, real
The flexible determination of self-aided terminal type of transaction is showed, and has advantageously reduced the transaction risk that self-aided terminal carries out financial business, has protected
Hinder bank and the interests of user.
Fig. 2 shows another embodiment of the present invention provides determination self-aided terminal type of transaction method implementation process
Figure, details are as follows:
In step 201, the candidate type of transaction of self-aided terminal is obtained；
In step 202, Function detection is carried out to the associated member of each candidate type of transaction, to judge each candidate transaction class
The associated member of type whether there is dysfunction；
In embodiments of the present invention, above-mentioned steps 201 and 202 for details, reference can be made in embodiment illustrated in fig. 1 step 101 and
Step 102, details are not described herein.
In step 203, current time is obtained；
In step 204, according to preset exchange hour matching list judge each candidate type of transaction whether with current time
Match；
In step 205, dysfunction is not present in associated member, and, the candidate transaction class to match with current time
Type is determined as target transaction type.
User carries out the corresponding business operation of a type of transaction, safety height in different time sections on self-aided terminal
Also not identical, for example, user carries out the operation of wholesale monetary transaction in self-aided terminal, if being carried out at night, may have certain
Security risk.
In embodiments of the present invention, exchange hour matching list is preset, Lai Baocun self-aided terminal can in different time sections
The type of transaction of offer operates.Each candidate friendship is judged by obtaining current time, and based on the preset exchange hour matching list
Whether easy type matches with current time, and rejecting and the unmatched candidate type of transaction of current time, there will be no safety is hidden
The type of transaction of trouble is supplied to user and chooses and operate.
The present invention carries out the associated member of each candidate type of transaction by obtaining the candidate type of transaction of self-aided terminal
Function detection, to judge that the associated member of each candidate type of transaction whether there is dysfunction, for associated member, there are functions
Abnormal type of transaction causes user to lose if transaction business risk may be generated by being supplied to user.Therefore, this hair
Bright by associated member, there is no the candidate type of transaction of dysfunction to be determined as self-aided terminal currently available type of transaction, real
The flexible determination of self-aided terminal type of transaction is showed, and has advantageously reduced the transaction risk that self-aided terminal carries out financial business, has protected
Hinder bank and the interests of user.
Fig. 3 shows the implementation process of the method for the determination self-aided terminal type of transaction of further embodiment of this invention offer
Figure, details are as follows:
In step 301, the candidate type of transaction of self-aided terminal is obtained；
In step 302, Function detection is carried out to the associated member of each candidate type of transaction, to judge each candidate transaction class
The associated member of type whether there is dysfunction；
In embodiments of the present invention, above-mentioned steps 301 and 302 for details, reference can be made in embodiment illustrated in fig. 1 step 101 and
Step 102, details are not described herein.
In step 303, current trading environment is detected；
In step 304, according to preset trading environment matching list judge each candidate type of transaction whether with current friendship
Easy environment matches；
In step 305, dysfunction is not present in associated member, and, the transaction to match with current trading environment
Type is determined as target transaction type.
In practical applications, whether the safety of the trading environment of self-aided terminal and particularly important, therefore, it can pass through
Current trading environment is determined with the presence or absence of security risk, currently available type of transaction carries out further to self-aided terminal
Screening.
Illustratively, if there are a certain number of idle employees in the current trading environment of self-aided terminal, it is believed that tool
There is operation of some potential safety problems without allowing to carry out wholesale monetary transaction type of transaction.
Specifically, Image Acquisition and image analysis, detection can be carried out to current trading environment by image collecting device
Personnel amount, personnel's distance in current trading environment, and then judge whether there is security risk.
In embodiments of the present invention, trading environment matching list is preset, Lai Baocun self-aided terminal is in different trading environment
In the operation of available type of transaction.Sentence by obtaining current trading environment, and based on the preset trading environment matching list
Whether each candidate type of transaction of breaking matches with current trading environment, and rejects and the unmatched candidate transaction of current trading environment
Type is supplied to user there will be no the type of transaction of security risk and chooses and operate.
The present invention carries out the associated member of each candidate type of transaction by obtaining the candidate type of transaction of self-aided terminal
Function detection, to judge that the associated member of each candidate type of transaction whether there is dysfunction, for associated member, there are functions
Abnormal type of transaction causes user to lose if transaction business risk may be generated by being supplied to user.Therefore, this hair
Bright by associated member, there is no the candidate type of transaction of dysfunction to be determined as self-aided terminal currently available type of transaction, real
The flexible determination of self-aided terminal type of transaction is showed, and has advantageously reduced the transaction risk that self-aided terminal carries out financial business, has protected
Hinder bank and the interests of user.
It should be noted that can make self-service using the method for determining self-aided terminal type of transaction provided by the invention
Terminal in all cases, can automatic, complete, timely calculate current available type of transaction, improve self-service end
The robustness of end system reduces transaction risk, and can avoid resource overhead and equipment loss caused by trading in vain in time,
Finance self-help terminal software and hardware resources and Internet resources are taken full advantage of, the product quality of finance self-help terminal, people are improved
Machine interactive interface is more friendly, is conducive to the loyalty for improving client, saves cost.
It should be understood that the size of the serial number of each step is not meant that the order of the execution order in above-described embodiment, each process
Execution sequence should be determined by its function and internal logic, the implementation process without coping with the embodiment of the present invention constitutes any limit
It is fixed.
The following are the device of the invention embodiments can refer to above-mentioned corresponding the details of wherein not detailed description
Embodiment of the method.
Fig. 4 shows the structural schematic diagram of the device of determining self-aided terminal type of transaction provided in an embodiment of the present invention, is
Convenient for explanation, only parts related to embodiments of the present invention are shown, details are as follows:
As shown in figure 4, the device 4 of determination self-aided terminal type of transaction includes: acquiring unit 41, detection unit 42 and determination
Unit 43.
Acquiring unit 41, for obtaining the candidate type of transaction of self-aided terminal；
The associated member of detection unit 42, each candidate type of transaction for getting to acquiring unit 41 carries out function inspection
It surveys, to judge the associated member of each candidate type of transaction with the presence or absence of dysfunction；
The time of dysfunction is not present for the testing result based on detection unit 42 in associated member by determination unit 43
Type of transaction is selected to be determined as target transaction type, wherein the target transaction type indicates that the self-aided terminal currently can provide
Type of transaction.
Optionally, the device 4 of self-aided terminal type of transaction is determined further include:
Time acquisition unit, for obtaining current time；
First matching unit, for according to preset exchange hour matching list judge it is each candidate type of transaction whether with currently
Time matches；
Determination unit 43 is also used to, and dysfunction is not present in associated member, and, the candidate friendship to match with current time
Easy type is determined as target transaction type.
Optionally, the device 4 of self-aided terminal type of transaction is determined further include:
Environmental detection unit, for detecting current trading environment；
Second matching unit, for according to preset trading environment matching list judge it is each candidate type of transaction whether with currently
Trading environment match；
Determination unit 43 is also used to, and dysfunction is not present in associated member, and, match with current trading environment
Type of transaction is determined as target transaction type.
Optionally, the device 4 of self-aided terminal type of transaction is determined further include:
First obtains subelement, for obtaining the standard configuration type of transaction of the self-aided terminal；
Acquiring unit 41 is specifically used for, using the standard configuration type of transaction as the candidate type of transaction.
Optionally, the device 4 of self-aided terminal type of transaction is determined further include:
Second obtains subelement, and the Current hardware for obtaining the self-aided terminal configures supported type of transaction；
Acquiring unit 41 is specifically used for, and the Current hardware configuration of self-aided terminal described in the standard configuration type of transaction can be propped up
The type of transaction held is as the candidate type of transaction.
Optionally, the device 4 of self-aided terminal type of transaction is determined further include:
Third obtains subelement, obtains the supported type of transaction of current network state of the self-aided terminal；
Acquiring unit 41 is specifically used for, and the Current hardware configuration of self-aided terminal described in the standard configuration type of transaction can be propped up
It holds, and, the supported type of transaction of the current network state of the self-aided terminal is as the candidate type of transaction.
Optionally, the device 4 of self-aided terminal type of transaction is determined further include:
4th obtains subelement, for obtaining the current supported type of transaction of transaction medium；
Acquiring unit 41 is specifically used for, and the Current hardware configuration of self-aided terminal described in the standard configuration type of transaction can be propped up
It holds, and, the current network state of the self-aided terminal can be supported, and, the supported type of transaction conduct of current transaction medium
Candidate's type of transaction.
From the foregoing, it will be observed that candidate type of transaction of the present invention by acquisition self-aided terminal, and to the pass of each candidate type of transaction
Join component and carry out Function detection, to judge that the associated member of each candidate type of transaction whether there is dysfunction, for association portion
There are the type of transaction of dysfunction for part, if transaction business risk may be generated by being supplied to user, user are caused to lose.
Therefore, there is no the candidate type of transaction of dysfunction to be determined as self-aided terminal currently available friendship by associated member by the present invention
Easy type advantageously reduces the transaction risk that self-aided terminal carries out financial business, ensures bank and the interests of user.
Fig. 5 is the schematic diagram for the self-aided terminal that one embodiment of the invention provides.As shown in figure 5, the terminal 5 of the embodiment is wrapped
It includes: processor 50, memory 51 and being stored in the computer that can be run in the memory 51 and on the processor 50
Program 52.The processor 50 realizes the side of above-mentioned each determining self-aided terminal type of transaction when executing the computer program 52
Step in method embodiment, such as step 101 shown in FIG. 1 is to step 103.Alternatively, the processor 50 executes the calculating
The function of each module/unit in above-mentioned each Installation practice, such as the function of unit 41 to 43 shown in Fig. 4 are realized when machine program 52
Energy.
Illustratively, the computer program 52 can be divided into one or more module/units, it is one or
Multiple module/units are stored in the memory 51, and are executed by the processor 50, to complete the present invention.Described one
A or multiple module/units can be the series of computation machine program instruction section that can complete specific function, which is used for
Implementation procedure of the computer program 52 in the terminal 5 is described.For example, the computer program 52 can be divided into
Acquiring unit, detection unit and determination unit, each unit concrete function are as follows:
Acquiring unit, for obtaining the candidate type of transaction of self-aided terminal；
The associated member of detection unit, each candidate type of transaction for getting to the acquiring unit carries out function inspection
It surveys, to judge the associated member of each candidate type of transaction with the presence or absence of dysfunction；
The time of dysfunction is not present for the testing result based on the detection unit in associated member by determination unit
Type of transaction is selected to be determined as target transaction type, wherein the target transaction type indicates that the self-aided terminal currently can provide
Type of transaction.
The self-aided terminal 5 can be the electronic equipment that can provide Financial Transaction Service.The self-aided terminal 5 may include,
But it is not limited only to, processor 50, memory 51.It will be understood by those skilled in the art that Fig. 5 is only the example of self-aided terminal 5,
The restriction to self-aided terminal 5 is not constituted, may include components more more or fewer than diagram, or combine certain components, or
The different component of person, such as the terminal can also include input-output equipment, network access equipment, bus etc..
Alleged processor 50 can be central processing unit (Central Processing Unit, CPU), can also be
Other general processors, digital signal processor (Digital Signal Processor, DSP), specific integrated circuit
(Application Specific Integrated Circuit, ASIC), field programmable gate array (Field-
Programmable Gate Array, FPGA) either other programmable logic device, discrete gate or transistor logic,
Discrete hardware components etc..General processor can be microprocessor or the processor is also possible to any conventional processor
Deng.
The memory 51 can be the internal storage unit of the terminal 5, such as the hard disk or memory of self-aided terminal 5.
The memory 51 is also possible to the External memory equipment of the terminal 5, such as the plug-in type hard disk being equipped in the terminal 5,
Intelligent memory card (Smart Media Card, SMC), secure digital (Secure Digital, SD) card, flash card (Flash
Card) etc..Further, the memory 51 can also both include the internal storage unit of the terminal 5 or deposit including outside
Store up equipment.The memory 51 is for other programs and data needed for storing the computer program and the terminal.Institute
Stating memory 51 can be also used for temporarily storing the data that has exported or will export.
It is apparent to those skilled in the art that for convenience of description and succinctly, only with above-mentioned each function
Can unit, module division progress for example, in practical application, can according to need and by above-mentioned function distribution by different
Functional unit, module are completed, i.e., the internal structure of described device is divided into different functional unit or module, more than completing
The all or part of function of description.Each functional unit in embodiment, module can integrate in one processing unit, can also
To be that each unit physically exists alone, can also be integrated in one unit with two or more units, it is above-mentioned integrated
Unit both can take the form of hardware realization, can also realize in the form of software functional units.In addition, each function list
Member, the specific name of module are also only for convenience of distinguishing each other, the protection scope being not intended to limit this application.Above system
The specific work process of middle unit, module, can refer to corresponding processes in the foregoing method embodiment, and details are not described herein.
In the above-described embodiments, it all emphasizes particularly on different fields to the description of each embodiment, is not described in detail or remembers in some embodiment
The part of load may refer to the associated description of other embodiments.
Those of ordinary skill in the art may be aware that list described in conjunction with the examples disclosed in the embodiments of the present disclosure
Member and algorithm steps can be realized with the combination of electronic hardware or computer software and electronic hardware.These functions are actually
It is implemented in hardware or software, the specific application and design constraint depending on technical solution.Professional technician
Each specific application can be used different methods to achieve the described function, but this realization is it is not considered that exceed
The scope of the present invention.
In embodiment provided by the present invention, it should be understood that disclosed device/terminal and method can pass through
Other modes are realized.For example, device/terminal embodiment described above is only schematical, for example, the module or
The division of unit, only a kind of logical function partition, there may be another division manner in actual implementation, such as multiple units
Or component can be combined or can be integrated into another system, or some features can be ignored or not executed.Another point, institute
Display or the mutual coupling or direct-coupling or communication connection discussed can be through some interfaces, device or unit
INDIRECT COUPLING or communication connection can be electrical property, mechanical or other forms.
The unit as illustrated by the separation member may or may not be physically separated, aobvious as unit
The component shown may or may not be physical unit, it can and it is in one place, or may be distributed over multiple
In network unit.It can select some or all of unit therein according to the actual needs to realize the mesh of this embodiment scheme
's.
It, can also be in addition, the functional units in various embodiments of the present invention may be integrated into one processing unit
It is that each unit physically exists alone, can also be integrated in one unit with two or more units.Above-mentioned integrated list
Member both can take the form of hardware realization, can also realize in the form of software functional units.
If the integrated module/unit be realized in the form of SFU software functional unit and as independent product sale or
In use, can store in a computer readable storage medium.Based on this understanding, the present invention realizes above-mentioned implementation
All or part of the process in example method, can also instruct relevant hardware to complete, the meter by computer program
Calculation machine program can be stored in a computer readable storage medium, the computer program when being executed by processor, it can be achieved that on
The step of stating each embodiment of the method.Wherein, the computer program includes computer program code, the computer program generation
Code can be source code form, object identification code form, executable file or certain intermediate forms etc..The computer-readable medium
It may include: any entity or device, recording medium, USB flash disk, mobile hard disk, magnetic that can carry the computer program code
Dish, CD, computer storage, read-only memory (ROM, Read-Only Memory), random access memory (RAM,
Random Access Memory), electric carrier signal, telecommunication signal and software distribution medium etc..It should be noted that described
The content that computer-readable medium includes can carry out increasing appropriate according to the requirement made laws in jurisdiction with patent practice
Subtract, such as in certain jurisdictions, according to legislation and patent practice, computer-readable medium do not include be electric carrier signal and
Telecommunication signal.
Embodiment described above is merely illustrative of the technical solution of the present invention, rather than its limitations；Although referring to aforementioned reality
Applying example, invention is explained in detail, those skilled in the art should understand that: it still can be to aforementioned each
Technical solution documented by embodiment is modified or equivalent replacement of some of the technical features；And these are modified
Or replacement, the spirit and scope for technical solution of various embodiments of the present invention that it does not separate the essence of the corresponding technical solution should all
It is included within protection scope of the present invention.
Claims (10)
1. a kind of method of determining self-aided terminal type of transaction, which is characterized in that the described method includes:
Obtain the candidate type of transaction of self-aided terminal；
Function detection is carried out to the associated member of each candidate type of transaction, with judge each candidate type of transaction associated member whether
There are dysfunctions；
By associated member, there is no the candidate type of transaction of dysfunction to be determined as target transaction type, wherein the target is handed over
Easy type indicates the self-aided terminal currently available type of transaction.
2. the method for determining self-aided terminal type of transaction according to claim 1, which is characterized in that by associated member not
There are the candidate type of transaction of dysfunction to be determined as before target transaction type further include:
Obtain current time；
Judge whether each candidate type of transaction matches with current time according to preset exchange hour matching list；
Correspondingly, described, by associated member, there is no the candidate type of transaction of dysfunction to be determined as target transaction type, are as follows:
Dysfunction is not present in associated member, and, it is determined as target transaction with the candidate type of transaction that current time matches
Type.
3. the method for determining self-aided terminal type of transaction according to claim 1, which is characterized in that by associated member not
There are the candidate type of transaction of dysfunction to be determined as before target transaction type further include:
Detect current trading environment；
Judge whether each candidate type of transaction matches with current trading environment according to preset trading environment matching list；
Correspondingly, described, by associated member, there is no the candidate type of transaction of dysfunction to be determined as target transaction type, are as follows:
Dysfunction is not present in associated member, and, the type of transaction to match with current trading environment is determined as target friendship
Easy type.
4. the method for determining self-aided terminal type of transaction according to any one of claims 1 to 3, which is characterized in that described
Obtain self-aided terminal candidate type of transaction include:
Obtain the standard configuration type of transaction of the self-aided terminal；
Using the standard configuration type of transaction as the candidate type of transaction.
5. the method for determining self-aided terminal type of transaction according to claim 4, which is characterized in that handed over by the standard configuration
Before easy type is as the candidate type of transaction further include:
The Current hardware for obtaining the self-aided terminal configures supported type of transaction；
Correspondingly, it is described using the standard configuration type of transaction as the candidate type of transaction, are as follows:
The Current hardware of self-aided terminal described in the standard configuration type of transaction is configured into supported type of transaction as the time
Select type of transaction.
6. the method for determining self-aided terminal type of transaction according to claim 5, which is characterized in that handed over by the standard configuration
The Current hardware of self-aided terminal described in easy type configures supported type of transaction and goes back before as the candidate type of transaction
Include:
Obtain the supported type of transaction of current network state of the self-aided terminal；
Correspondingly, the Current hardware by self-aided terminal described in the standard configuration type of transaction configures supported type of transaction
As the candidate type of transaction, are as follows:
The Current hardware configuration of self-aided terminal described in the standard configuration type of transaction can be supported, and, the self-aided terminal is worked as
The preceding supported type of transaction of network state is as the candidate type of transaction.
7. the method for determining self-aided terminal type of transaction according to claim 6, which is characterized in that handed over by the standard configuration
The Current hardware of self-aided terminal described in easy type is configured and can be supported, and, the current network state of the self-aided terminal can be supported
Type of transaction as the candidate type of transaction before further include:
Obtain the current supported type of transaction of transaction medium；
Correspondingly, the Current hardware configuration by self-aided terminal described in the standard configuration type of transaction can be supported, and, it is described from
Help the supported type of transaction of the current network state of terminal as the candidate type of transaction are as follows:
The Current hardware configuration of self-aided terminal described in the standard configuration type of transaction can be supported, and, the self-aided terminal is worked as
Preceding network state can support, and, the current supported type of transaction of transaction medium is as the candidate type of transaction.
8. a kind of device of determining self-aided terminal type of transaction, which is characterized in that described device includes:
Acquiring unit, for obtaining the candidate type of transaction of self-aided terminal；
The associated member of detection unit, each candidate type of transaction for getting to the acquiring unit carries out Function detection,
To judge the associated member of each candidate type of transaction with the presence or absence of dysfunction；
Determination unit, for the testing result based on the detection unit, by associated member, there is no the candidate of dysfunction to hand over
Easy type is determined as target transaction type, wherein the target transaction type indicates the self-aided terminal currently available friendship
Easy type.
9. a kind of self-aided terminal, including memory, processor and storage are in the memory and can be on the processor
The computer program of operation, which is characterized in that the processor realizes claim 1 as above when executing the computer program
To described in any one of 7 determine self-aided terminal type of transaction method the step of.
10. a kind of computer readable storage medium, the computer-readable recording medium storage has computer program, and feature exists
In the computer program is realized when being executed by processor determines self-aided terminal described in any one of claims 1 to 7 as above
The step of method of type of transaction.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811625618.1A CN109615390B (en) | 2018-12-28 | 2018-12-28 | Method and device for determining transaction type of self-service terminal and self-service terminal |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811625618.1A CN109615390B (en) | 2018-12-28 | 2018-12-28 | Method and device for determining transaction type of self-service terminal and self-service terminal |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN109615390A true CN109615390A (en) | 2019-04-12 |
| CN109615390B CN109615390B (en) | 2021-07-02 |
Family
ID=66013086
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201811625618.1A Active CN109615390B (en) | 2018-12-28 | 2018-12-28 | Method and device for determining transaction type of self-service terminal and self-service terminal |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN109615390B (en) |
Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US7163144B1 (en) * | 2002-08-05 | 2007-01-16 | Diebold, Incorporated | Automated banking machine diagnostic system and method |
| US20090057395A1 (en) * | 2007-09-05 | 2009-03-05 | Ncr Corporation | Self-service terminal |
| CN101739767A (en) * | 2009-12-01 | 2010-06-16 | 中国建设银行股份有限公司 | Method and system for processing abnormal operation of self-service terminal |
| CN102456251A (en) * | 2010-10-19 | 2012-05-16 | 航天信息股份有限公司 | Method and system for controlling self service terminal |
| CN103870991A (en) * | 2014-03-14 | 2014-06-18 | 广州广电运通金融电子股份有限公司 | Self-service terminal service emergency method and network server |
| CN108364132A (en) * | 2018-02-11 | 2018-08-03 | 深圳市快付通金融网络科技服务有限公司 | A kind of air control method, apparatus, computer installation and computer readable storage medium |
| CN108932799A (en) * | 2018-06-22 | 2018-12-04 | 中国建设银行股份有限公司 | Self-service device fault processing system and method, storage medium |
-
2018
- 2018-12-28 CN CN201811625618.1A patent/CN109615390B/en active Active
Patent Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US7163144B1 (en) * | 2002-08-05 | 2007-01-16 | Diebold, Incorporated | Automated banking machine diagnostic system and method |
| US20090057395A1 (en) * | 2007-09-05 | 2009-03-05 | Ncr Corporation | Self-service terminal |
| CN101739767A (en) * | 2009-12-01 | 2010-06-16 | 中国建设银行股份有限公司 | Method and system for processing abnormal operation of self-service terminal |
| CN102456251A (en) * | 2010-10-19 | 2012-05-16 | 航天信息股份有限公司 | Method and system for controlling self service terminal |
| CN103870991A (en) * | 2014-03-14 | 2014-06-18 | 广州广电运通金融电子股份有限公司 | Self-service terminal service emergency method and network server |
| CN108364132A (en) * | 2018-02-11 | 2018-08-03 | 深圳市快付通金融网络科技服务有限公司 | A kind of air control method, apparatus, computer installation and computer readable storage medium |
| CN108932799A (en) * | 2018-06-22 | 2018-12-04 | 中国建设银行股份有限公司 | Self-service device fault processing system and method, storage medium |
Also Published As
| Publication number | Publication date |
|---|---|
| CN109615390B (en) | 2021-07-02 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN204904469U (en) | Discern commercial silver -colored system of receipts of authentication by all kinds of means | |
| CN106067124A (en) | A kind of Quick Response Code that scans pays and real time record total mark of consumption and the method for rebating | |
| CN109559104B (en) | Method and device for associating identity of payer in payment environment | |
| CN106372876A (en) | Cross-border payment method and system | |
| CN109409548A (en) | Foreign currency reserves enchashment method, client, server, the pre- Ark of the Covenant of foreign currency and system | |
| CN109344987A (en) | Foreign currency reserves enchashment method, client, server, the pre- Ark of the Covenant of foreign currency and system | |
| CN109272131A (en) | Foreign currency reserves enchashment method, client, server, the pre- Ark of the Covenant of foreign currency and system | |
| CN101419697A (en) | Method, device and system for processing customer information of bank | |
| CN109583854B (en) | Method and device for collecting identity of payer in payment environment | |
| SG179387A1 (en) | Dynamic currency conversion transaction system | |
| CN108898481A (en) | Handle the method and device of front-end business | |
| JP2008117079A (en) | Cash payment system, financial institution terminal device, and method of paying cash | |
| CN111047325B (en) | Collecting system and method | |
| US20150379483A1 (en) | Dynamic currency conversion transaction system | |
| Soegoto et al. | Technology on E-payment Systems | |
| CN109615390A (en) | Determine the method, apparatus and self-aided terminal of self-aided terminal type of transaction | |
| CN209248589U (en) | Quick payment device | |
| CN108717758B (en) | Operation system of business network of non-high-cabinet bank | |
| US20190325429A1 (en) | Push payments to virtual payment card network accounts | |
| CN104680672A (en) | Data processing method | |
| KR20130062395A (en) | A system of providing cash withdrawl service based on integrated points using atm | |
| US20160063620A1 (en) | System and method of facilitating payday loans | |
| KR20190044040A (en) | Dynamic currency conversion transaction | |
| NZ549154A (en) | System for determining currency for a card transaction | |
| CN104077856B (en) | A kind of cash transaction method, apparatus and system |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| GR01 | Patent grant | ||
| GR01 | Patent grant |