CN104077856B - A kind of cash transaction method, apparatus and system - Google Patents

A kind of cash transaction method, apparatus and system Download PDF

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Publication number
CN104077856B
CN104077856B CN201410317717.9A CN201410317717A CN104077856B CN 104077856 B CN104077856 B CN 104077856B CN 201410317717 A CN201410317717 A CN 201410317717A CN 104077856 B CN104077856 B CN 104077856B
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information
cash
confirmation
party
user
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CN104077856A (en
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魏伟
谢爱文
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Polytron Technologies Inc
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Zhejiang Weirong Electronic Co Ltd
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Abstract

The disclosure is directed to a kind of cash transaction method, apparatus and system, this method includes:When receiving the startup information of user's input, display function selection interface;When detecting user's selection savings function, deposit information interface is shown;The cash information of cash inspecting machine transmission and the deposit information of user's input are received, and is sent to server, and receives the first confirmation that the server is returned, first confirmation is verified for third party to user identity;When detecting user by selecting withdrawal function, withdrawal information interface is shown;The withdrawal information of user's input is received, and is sent to server, and receives the second confirmation that the server is returned, second confirmation is verified for third party to user identity.The disclosure conveniently and efficiently realizes cash transaction, save substantial amounts of manpower and materials, it is to avoid existing cash transaction, especially wholesale cash transaction it is dangerous, the problems such as realize cumbersome.

Description

A kind of cash transaction method, apparatus and system
Technical field
This disclosure relates to data management field, more particularly to a kind of cash transaction method, apparatus and system.
Background technology
With the continuous development of network technology, the operational line of financial industry is progressively promoted, the use of financial business Facilitate many.
But in daily life, the situation of cash transaction is frequently encountered, and due to financial client age range compared with Greatly, Web vector graphic level is uneven, and cash transaction is even more inevitable, especially when needing to use big amount cash to be traded When, such as company pays out wages, pay engineering funds, bargain transaction, have buckets of cash to need to store at hand, when bank is away from too far away, Or no time goes to bank to handle, but there is security risk, mesh in those cash transactions again because number is larger to withdrawal client It is preceding to usually require client in advance with associated bank contact, reservation, signing service agreement, then select and appoint reliable personnel to determine by bank Time etc., formality is complicated cumbersome and cost of implementation is higher.
The content of the invention
To overcome the problem of cash transaction present in correlation technique is difficult, the embodiment of the present disclosure provides a kind of cash transaction Method, apparatus and system.
According to the first aspect of the embodiment of the present disclosure there is provided a kind of cash transaction method, including:Inputted when receiving user Startup information when, display function selection interface;Methods described also includes:
When detecting user by function selection interface selection savings function, deposit information interface is shown;
The deposit information that the cash information and user for receiving cash inspecting machine transmission are inputted by the deposit information interface, by institute State cash information and deposit information is sent to server, and receive the first confirmation that the server is returned, described first Confirmation is verified for third party to user identity;
When detecting user by function selection interface selection withdrawal function, withdrawal information interface is shown;
The withdrawal information that user is inputted by the withdrawal information interface is received, the withdrawal information is sent to service Device, and the second confirmation that the server is returned is received, second confirmation is entered for third party to user identity Row checking.
Preferably, the cash information for receiving cash inspecting machine transmission and user pass through depositing that the deposit information interface is inputted Money information includes:
Currency type, crown word number, image, the one or more of quantity and the user for receiving cash inspecting machine transmission pass through the deposit letter Cease deposit time, the one or more in place of interface input.
Preferably, what the cash information and user sent in the reception cash inspecting machine was inputted by the deposit information interface Before deposit information, methods described also includes:
Display reminding information, points out user to carry out the collection of cash information using the cash inspecting machine.
Further, the withdrawal information that the reception user is inputted by the withdrawal information interface includes:
Receive withdrawal quantity, currency type, time of withdrawing the money, withdrawal place one kind that user is inputted by the withdrawal information interface Or it is a variety of.
Further, methods described also includes:When not receiving the second confirmation that the server is returned, point out Whether the account balance of subscriber checking itself is less than withdrawal quantity.
Further, methods described also includes:
Information exchange is carried out with the server and/or the third party, business progress is tracked.
According to the second aspect of the embodiment of the present disclosure there is provided a kind of cash transaction method, including:
According to the cash information and deposit information received, the first confirmation is generated, first confirmation is returned To user, while the cash information, deposit information and the first confirmation are sent to third party, first confirmation User identity is verified for third party;
According to the withdrawal information received, the second confirmation is generated, second confirmation is returned to user, simultaneously The withdrawal information and the second confirmation are sent to third party, second confirmation is used for third party to user identity Verified.
Further, when subscriber authentication by after, methods described also includes:
When the first verification for receiving third party's return passes through information, the amount of cash that the third party is returned is stored in The user account that the third party returns, and business completion information is replied to the third party;
When the second verification for receiving third party's return passes through information, the amount of cash that the third party is returned is from institute Marked in the user account for stating third party's return, and reply business and complete information to the third party.
According to the third aspect of the embodiment of the present disclosure there is provided a kind of cash transaction device, including:Display module, deposit work( Can module, withdrawal functional module;Wherein,
The display module, for when receive user input startup information when, display function selection interface;
The savings function module, for when detect user by the function selection interface select savings function when, Trigger the display module and show deposit information interface;The cash information and user for receiving cash inspecting machine transmission, which pass through the deposit, to be believed The deposit information of interface input is ceased, the cash information and deposit information are sent to server, and receive the server and is returned The first confirmation returned, first confirmation is verified for third party to user identity;
The withdrawal functional module, for when detect user by the function selection interface select withdrawal function when, Trigger the display module and show withdrawal information interface;The withdrawal information that user is inputted by the withdrawal information interface is received, The withdrawal information is sent to server, and receives the second confirmation that the server is returned, second confirmation letter Cease and user identity is verified for third party.
Preferably, the savings function module, the currency type sent specifically for reception cash inspecting machine, crown word number, the one of image Plant or a variety of deposit times inputted with user by the deposit information interface, the one or more in place.
Further, the savings function module, is additionally operable to pass through in the cash information and user that receive cash inspecting machine transmission Before the deposit information of the deposit information interface input, display module is triggered;
The display module, is additionally operable to display reminding information, points out user to carry out cash information using the cash inspecting machine Collect.
Preferably, the withdrawal functional module, taking that the withdrawal information interface is inputted is passed through specifically for receiving user Amount of money amount, currency type, time of withdrawing the money, withdrawal place are one or more.
Further, the withdrawal functional module, is additionally operable to receive the second confirmation letter that the server is returned During breath, point out whether the account balance of subscriber checking itself is less than withdrawal quantity.
Further, described device also includes progress chasing module;Wherein,
The progress chasing module, for carrying out information exchange with the server and/or the third party, enters to business Degree is tracked.
According to the fourth aspect of the embodiment of the present disclosure there is provided a kind of cash transaction server, including:At first confirmation Manage unit, the second confirmation processing unit;Wherein,
The first confirmation processing unit, for according to the cash information and deposit information received, generation first Confirmation, returns to first confirmation to user, while by the cash information, deposit information and the first confirmation Send to third party, first confirmation is verified for third party to user identity;
The second confirmation processing unit, for according to the withdrawal information received, generating the second confirmation, returning Second confirmation is returned to user, while the withdrawal information and the second confirmation are sent to third party, described the Two confirmations are verified for third party to user identity.
Further, the cash transaction server also includes:Service Processing Unit;
The Service Processing Unit, for when the first verification for receiving third party's return passes through information, by described the The amount of cash that tripartite returns is stored in the user account that the third party returns, and replys business completion information to the described 3rd Side;When the second verification for receiving third party's return passes through information, the amount of cash that the third party is returned is from described the Marked in the user account that tripartite returns, and reply business and complete information to the third party.
According to the 5th of the embodiment of the present disclosure the aspect there is provided a kind of cash dealing system, including:Cash customer end, Cash transaction server and third party;Wherein,
The cash customer end, including cash transaction device as described above;
The cash transaction server, is cash transaction server as described above;
The third party, for receiving the first confirmation and/or the second confirmation that the cash transaction server is sent Information, and user is carried out with the cash customer end according to first confirmation and/or second confirmation The checking of identity, and after being verified, complete cash transaction.
The technical scheme provided by this disclosed embodiment can include the following benefits:According to the user's selection detected Withdrawal function, show different information interfaces, receive the information that user is inputted by the information interface, and by the letter received Breath is sent to server, and after the confirmation of server return is received, user is carried out using the confirmation and third party The checking of identity, and then complete to take savings function, the disclosure conveniently and efficiently realizes cash transaction, saves substantial amounts of manpower thing Power, it is to avoid existing cash transaction, especially wholesale cash transaction it is dangerous, the problems such as realize cumbersome, and the disclosure can be real When follow the trail of business progress, be user-friendly.
It should be appreciated that the general description of the above and detailed description hereinafter are only exemplary and explanatory, not The disclosure can be limited.
Brief description of the drawings
Accompanying drawing herein is merged in specification and constitutes the part of this specification, shows the implementation for meeting the present invention Example, and for explaining principle of the invention together with specification.
Fig. 1 is a kind of flow chart of cash transaction method according to an exemplary embodiment;
Fig. 2 is the flow chart of another cash transaction method according to an exemplary embodiment;
Fig. 3 is a kind of flow chart of cash transaction method according to a specific illustrative embodiment;
Fig. 4 is the flow chart of another cash transaction method according to a specific illustrative embodiment;
Fig. 5 is a kind of block diagram of cash transaction device according to an exemplary embodiment;
Fig. 6 is a kind of block diagram of cash transaction server according to an exemplary embodiment.
Embodiment
Here exemplary embodiment will be illustrated in detail, its example is illustrated in the accompanying drawings.Following description is related to During accompanying drawing, unless otherwise indicated, the same numbers in different accompanying drawings represent same or analogous key element.Following exemplary embodiment Described in embodiment do not represent and the consistent all embodiments of the present invention.On the contrary, they be only with it is such as appended The example of the consistent apparatus and method of some aspects be described in detail in claims, the present invention.
Fig. 1 is a kind of flow chart of cash transaction method according to an exemplary embodiment, as shown in figure 1, cash In intelligent terminal of the method for commerce for application software can be installed, comprise the following steps:
Step 101, when receiving the startup information of user's input, display function selection interface;
Step 102, when detecting user by function selection interface selection savings function, deposit information circle is shown Face;
Step 103, the deposit that the cash information and user for receiving cash inspecting machine transmission are inputted by the deposit information interface Information, the cash information and deposit information are sent to server, and receive the first confirmation that the server is returned, First confirmation is verified for third party to user identity;
Step 104, when detecting user by function selection interface selection withdrawal function, withdrawal information circle is shown Face;
Step 105, the withdrawal information that user is inputted by the withdrawal information interface is received, the withdrawal information is sent To server, and the second confirmation that the server is returned is received, second confirmation is used for third party to user Identity is verified.
It should be appreciated that there is no inevitable sequencing between above-mentioned steps 102-103 and step 104-105.
Further, before step 103, methods described can also include:When do not receive always cash inspecting machine transmission During cash information, by display reminding information user can be pointed out to carry out the collection of cash information using the cash inspecting machine.
Specifically, in step 103, the cash information and user for receiving cash inspecting machine transmission pass through the deposit information interface The deposit information of input includes:
Currency type, crown word number, image, the one or more of quantity and the user for receiving cash inspecting machine transmission pass through the deposit letter Cease deposit time, the one or more in place of interface input;Wherein, cash information herein is to be used for the gathering of subsequent third side Shi Jinhang is checked, in order to avoid cause unnecessary dispute, it will be appreciated that herein can according to user different stage, receive different The cash information and deposit information of rank, if user credit rank is higher, then cash information can include currency type, quantity, deposit Money information includes deposit time and deposit place;If user credit rank is general, cash information includes quantity, crown word number etc., Deposit information, which is only included, deposits place, and deposit time needs are arranged according to the progress of bank's time etc..
Specifically, in the step 104, the withdrawal information that reception user is inputted by the withdrawal information interface includes:
Receive withdrawal quantity, currency type, time of withdrawing the money, withdrawal place one kind that user is inputted by the withdrawal information interface Or it is a variety of;It should be appreciated that herein equally can according to user different stage, receive different stage withdrawal information, if with Family credit level is higher, then withdrawal information can include withdrawal quantity, currency type, withdraw the money time, withdrawal place etc.;If user believes General with rank, then withdrawal information can include withdrawal quantity, withdrawal place, and currency type is only limitted to local currency etc..
Further, methods described also includes:When not receiving the second confirmation that the server is returned, point out Whether the account balance of subscriber checking itself is less than withdrawal quantity;Here it is possible to a time threshold be pre-set, when more than this Between threshold value when not being received by the second confirmation that the server is returned yet, then prompt the user whether that Sorry, your ticket has not enough value.
Further, methods described also includes:Information exchange is carried out with the server and/or the third party, to industry Business progress is tracked, so as to which business is tracked and inquired about in real time for user.
Using the technical scheme of the disclosure, the withdrawal function of being selected according to the user detected shows different information bounds Face, receives the information that is inputted by the information interface of user, and the information received is sent to server, when receiving service After the confirmation that device is returned, the checking of user identity is carried out using the confirmation and third party, and then completes to take deposit work( Can, the disclosure conveniently and efficiently realizes cash transaction, save substantial amounts of manpower and materials, it is to avoid existing cash transaction, especially Be wholesale cash transaction it is dangerous, the problems such as realize cumbersome, and disclosure energy real-time tracing business progress facilitates user to make With.
In another embodiment, using the server end of bank as executive agent, cash transaction method is carried out specifically It is bright, as shown in Fig. 2 the cash transaction method comprises the following steps:
Step 201, according to the cash information and deposit information received, the first confirmation is generated, described first is returned Confirmation is to user, while the cash information, deposit information and the first confirmation are sent to third party, described first Confirmation is verified for third party to user identity;
Wherein, the cash information, deposit information and the first confirmation are sent to third party, utilized for third party Those information are verified to this cash transaction, to avoid unnecessary dispute.
Step 202, according to the withdrawal information received, the second confirmation is generated, second confirmation is returned to extremely User, while the withdrawal information and the second confirmation are sent to third party, second confirmation is used for third party User identity is verified;
Wherein, the withdrawal information and the second confirmation are sent to third party, those information is utilized for third party This cash transaction is verified, to avoid unnecessary dispute.
It should be appreciated that strict sequencing is not present between above-mentioned steps 201 and step 202.
Further, when subscriber authentication by after, methods described also includes:
Step 203, when the first verification for receiving third party's return passes through information, the cash that the third party is returned Quantity is stored in the user account that the third party returns, and replys business completion information to the third party;
Step 204, when the second verification for receiving third party's return passes through information, the cash that the third party is returned Marked in the user account that quantity is returned from the third party, and reply business and complete information to the third party.
It should be appreciated that strict sequencing is not present between above-mentioned steps 203 and step 204.
Using the technical scheme in the present embodiment, cash transaction server generates confirmation according to the information received, And will confirm that information is back to user, the information received and confirmation are sent to third party, pass through third party and user Cash transaction is carried out, the convenience of cash transaction is drastically increased, and by confirmation between user and third party Carry out authentication, it is ensured that the security of cash transaction.
Fig. 3 is the flow chart of another cash transaction method according to an exemplary embodiment, as shown in figure 3, institute The method of stating comprises the steps:
Step 301, the startup information of user's input, display function selection interface are received;
Step 302, when detecting user by function selection interface selection savings function, deposit information circle is shown Face;
Step 303, the deposit that the cash information and user for receiving cash inspecting machine transmission are inputted by the deposit information interface Information, the cash information and deposit information are sent to server;
Step 304, server generates the first confirmation according to the cash information and deposit information received;
Step 305, first confirmation is back to user by server, while the cash information, deposit are believed Breath and the first confirmation are sent to third party;
Step 306, the third party is according to the cash information received, deposit information and the first confirmation and user The verifying work of this cash transaction is carried out, after verification passes through, the first verification is returned to server and passes through information;
Step 307, the amount of cash that server returns to the third party is stored in the user account that the third party returns, And business completion information is replied to the third party;
Step 308, third party receives business and completes after information to service to user there is provided business strip, and deposit business is completed.
Fig. 4 is the flow chart of another cash transaction method according to an exemplary embodiment, as shown in figure 4, institute The method of stating comprises the steps:
Step 401, the startup information of user's input, display function selection interface are received;
Step 402, when detecting user by function selection interface selection withdrawal function, withdrawal information circle is shown Face;
Step 403, the withdrawal information that user is inputted by the withdrawal information interface is received, the withdrawal information is sent To server;
Step 404, server generates the second confirmation according to the withdrawal information received;
Step 405, server recognizes information by described second and is back to user, while the withdrawal information and second are confirmed Information is sent to third party;
Step 406, the third party carries out this according to the withdrawal information received and the second confirmation with user The verifying work of cash transaction, after verification passes through, returns to the second verification to server and passes through information;
Step 407, in the user account that the amount of cash that server returns to the third party is returned from the third party Mark, and reply business and complete information to the third party;
Step 408, third party receives business and completes after information to service to user there is provided business strip, and withdrawal business is completed.
Fig. 5 is a kind of cash transaction device schematic diagram according to an exemplary embodiment.Reference picture 5, the device bag Include:Display module 51, savings function module 52, withdrawal functional module 53;Wherein,
The display module 51, for when receive user input startup information when, display function selection interface;
The savings function module 52, function selection interface selection savings function is passed through for that ought detect user When, trigger the display module 51 and show deposit information interface;The cash information and user for receiving cash inspecting machine transmission pass through described The deposit information of deposit information interface input, the cash information and deposit information is sent to server, and receive the clothes The first confirmation that business device is returned, first confirmation is verified for third party to user identity;
The withdrawal functional module 53, function selection interface selection withdrawal function is passed through for that ought detect user When, trigger the display module 51 and show withdrawal information interface;Receive the withdrawal that user is inputted by the withdrawal information interface Information, the withdrawal information is sent to server, and receives the second confirmation that the server is returned, and described second is true Recognize information to verify user identity for third party.
Using the technical scheme of the disclosure, the withdrawal function of being selected according to the user detected shows different information bounds Face, receives the information that is inputted by the information interface of user, and the information received is sent to server, when receiving service After the confirmation that device is returned, the checking of user identity is carried out using the confirmation and third party, and then completes to take deposit work( Can, the disclosure conveniently and efficiently realizes cash transaction, save substantial amounts of manpower and materials, it is to avoid existing cash transaction, especially Be wholesale cash transaction it is dangerous, the problems such as realize cumbersome, and disclosure energy real-time tracing business progress facilitates user to make With.
On the device in above-described embodiment, wherein modules perform the concrete mode of operation in relevant this method Embodiment in be described in detail, explanation will be not set forth in detail herein.
In the exemplary embodiment, cash transaction device can be by one or more application specific integrated circuits(ASIC)、 Digital signal processor(DSP), digital signal processing appts(DSPD), PLD(PLD), field-programmable gate array Row(FPGA), controller, microcontroller, microprocessor or other electronic components realize, for performing the above method.
Fig. 6 is a kind of block diagram for cash transaction server according to an exemplary embodiment.Reference picture 6, it is existing Golden trading server removes the function element for possessing existing bank server(Not shown in Fig. 6)Outside, first can also be included to confirm Information process unit 61, the second confirmation processing unit 62;Wherein,
The first confirmation processing unit 61, for according to the cash information that receives and deposit information, generation the One confirmation, returns to first confirmation to user, while by the cash information, deposit information and the first confirmation letter Breath is sent to third party, and first confirmation is verified for third party to user identity;
The second confirmation processing unit 62, for according to the withdrawal information received, generating the second confirmation, Second confirmation is returned to user, while the withdrawal information and the second confirmation are sent to third party, it is described Second confirmation is verified for third party to user identity.
Using the technical scheme in the present embodiment, cash transaction server generates confirmation according to the information received, And will confirm that information is back to user, the information received and confirmation are sent to third party, pass through third party and user Cash transaction is carried out, the convenience of cash transaction is drastically increased, and by confirmation between user and third party Carry out authentication, it is ensured that the security of cash transaction.
The disclosure also provides a kind of cash dealing system, and the system includes:Cash customer end, cash transaction service Device and third party;Wherein,
The cash customer end, its structure and operation principle are cash transaction device as described above, herein no longer Repeat;
The cash transaction server, its structure and operation principle are cash transaction server as described above, herein not Repeat again;
The third party, for receiving the first confirmation and/or the second confirmation that the cash transaction server is sent Information, and user is carried out with the cash customer end according to first confirmation and/or second confirmation The checking of identity, and after being verified, complete cash transaction.
Those skilled in the art will readily occur to its of the present invention after considering specification and putting into practice invention disclosed herein Its embodiment.The application be intended to the present invention any modification, purposes or adaptations, these modifications, purposes or Person's adaptations follow the general principle of the present invention and including the undocumented common knowledge in the art of the disclosure Or conventional techniques.Description and embodiments are considered only as exemplary, and true scope and spirit of the invention are by following Claim is pointed out.
It should be appreciated that the invention is not limited in the precision architecture for being described above and being shown in the drawings, and And various modifications and changes can be being carried out without departing from the scope.The scope of the present invention is only limited by appended claim.

Claims (12)

1. a kind of cash transaction method, it is characterised in that using the server end of bank as executive agent, methods described includes:
According to the cash information and deposit information received, the first confirmation is generated, first confirmation is returned to use Family, while the cash information, deposit information and the first confirmation are sent to third party, first confirmation is used for Third party verifies to user identity;
According to the withdrawal information received, the second confirmation is generated, second confirmation is returned to user, while by institute State withdrawal information and the second confirmation is sent to third party, second confirmation is used for third party and user identity is carried out Checking;
When subscriber authentication by after,
If the first verification for receiving third party's return passes through information, the amount of cash that the third party is returned is stored in described The user account that third party returns, and business completion information is replied to the third party;
If the second verification for receiving third party's return passes through information, the amount of cash that the third party is returned is from described the Marked in the user account that tripartite returns, and reply business and complete information to the third party.
2. according to the method described in claim 1, it is characterised in that in intelligent terminal, when the startup for receiving user's input During information, display function selection interface;Methods described also includes:
When detecting user by function selection interface selection savings function, deposit information interface is shown;
The deposit information that the cash information and user for receiving cash inspecting machine transmission are inputted by the deposit information interface, will be described existing Golden information and deposit information are sent to server, and receive the first confirmation that the server is returned, and described first confirms Information is verified for third party to user identity;
When detecting user by function selection interface selection withdrawal function, withdrawal information interface is shown;
The withdrawal information that user is inputted by the withdrawal information interface is received, the withdrawal information is sent to server, and The second confirmation that the server is returned is received, second confirmation is tested user identity for third party Card, the withdrawal quantity of the withdrawal information interface input, currency type, time of withdrawing the money, withdrawal place are one or more;According to user's Different stage, receives the withdrawal information of different stage.
3. method according to claim 2, it is characterised in that in intelligent terminal side, what the reception cash inspecting machine was sent shows The deposit information that golden information and user are inputted by the deposit information interface includes:
Currency type, crown word number, image, the one or more of quantity and the user for receiving cash inspecting machine transmission pass through deposit information circle The deposit time of face input, the one or more in place.
4. according to the method in claim 2 or 3, it is characterised in that in intelligent terminal side, sent in the reception cash inspecting machine Cash information and the deposit information that is inputted by the deposit information interface of user before, methods described also includes:
Display reminding information, points out user to carry out the collection of cash information using the cash inspecting machine.
5. method according to claim 2, it is characterised in that in intelligent terminal side, methods described also includes:When not receiving To the server return the second confirmation when, point out subscriber checking itself account balance whether be less than withdrawal quantity.
6. method according to claim 2, it is characterised in that in intelligent terminal side, methods described also includes:
Information exchange is carried out with the server and/or the third party, business progress is tracked.
7. a kind of cash transaction server, it is characterised in that the cash transaction server includes:The processing of first confirmation is single Member, the second confirmation processing unit;Wherein,
The first confirmation processing unit, for according to the cash information and deposit information received, generation first to confirm Information, returns to first confirmation to user, while the cash information, deposit information and the first confirmation are sent To third party, first confirmation is verified for third party to user identity;
The second confirmation processing unit, for according to the withdrawal information received, generating the second confirmation, returns to institute The second confirmation is stated to user, while the withdrawal information and the second confirmation are sent to third party, described second is true Recognize information to verify user identity for third party;
The cash transaction server also includes:Service Processing Unit;
The Service Processing Unit, for when the first verification for receiving third party's return passes through information, by the third party The amount of cash of return is stored in the user account that the third party returns, and replys business completion information to the third party;When When the second verification for receiving third party's return passes through information, the amount of cash that the third party is returned is returned from the third party Marked in the user account returned, and reply business and complete information to the third party.
8. a kind of cash dealing system, it is characterised in that the system includes:Cash customer end, cash transaction server, And third party;Wherein,
The cash customer end, including the cash transaction device with server interaction;Described device includes:Display module, Savings function module, withdrawal functional module;Wherein,
The display module, for when receive user input startup information when, display function selection interface;
The savings function module, for when detecting user by function selection interface selection savings function, triggering The display module shows deposit information interface;The cash information and user for receiving cash inspecting machine transmission pass through deposit information circle The deposit information of face input, the cash information and deposit information are sent to server, and receive what the server was returned First confirmation, first confirmation is verified for third party to user identity;
The withdrawal functional module, for when detecting user by function selection interface selection withdrawal function, triggering The display module shows withdrawal information interface;The withdrawal information that user is inputted by the withdrawal information interface is received, by institute State withdrawal information to send to server, and receive the second confirmation that the server is returned, second confirmation is used User identity is verified in third party, the withdrawal quantity of the withdrawal information interface input, currency type, time of withdrawing the money, withdrawal Place is one or more;
The cash transaction server, is the cash transaction server as described in claim 7;
The third party, for receiving the first confirmation and/or the second confirmation that the cash transaction server is sent, And user identity is carried out with the cash customer end according to first confirmation and/or second confirmation Checking, and after being verified, complete cash transaction.
9. system according to claim 8, it is characterised in that with the cash transaction device of server interaction, it is described to deposit Money functional module, currency type, crown word number, the one or more of image and the user sent specifically for receiving cash inspecting machine passes through described The deposit time of deposit information interface input, the one or more in place.
10. system according to claim 8 or claim 9, it is characterised in that in the cash apparatus with server interaction, institute Savings function module is stated, is additionally operable to input by the deposit information interface in the cash information and user that receive cash inspecting machine transmission Deposit information before, trigger display module;
The display module, is additionally operable to display reminding information, points out user to carry out the collection of cash information using the cash inspecting machine.
11. system according to claim 8, it is characterised in that the withdrawal functional module, is additionally operable to receive institute When stating the second confirmation of server return, point out whether the account balance of subscriber checking itself is less than withdrawal quantity.
12. system according to claim 8, it is characterised in that the cash transaction device with server interaction is also wrapped Include progress chasing module;Wherein,
The progress chasing module, for carrying out information exchange with the server and/or the third party, enters to business progress Line trace.
CN201410317717.9A 2014-07-07 2014-07-07 A kind of cash transaction method, apparatus and system Active CN104077856B (en)

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