CN109887194A - One kind is to public withdrawal method and device - Google Patents
One kind is to public withdrawal method and device Download PDFInfo
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- CN109887194A CN109887194A CN201910200802.XA CN201910200802A CN109887194A CN 109887194 A CN109887194 A CN 109887194A CN 201910200802 A CN201910200802 A CN 201910200802A CN 109887194 A CN109887194 A CN 109887194A
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Abstract
This application provides one kind to public withdrawal method and device, includes: the deposit card of identification insertion to public withdrawal method, and the deposit card authentication information according to input shows the operation interface of the deposit card；Obtain and show the deposit card operation interface generation to public Transaction Information；Obtain the confirmation message to public Transaction Information to displaying；It is executed according to the confirmation message described to the corresponding business of public Transaction Information.Service for corporate customers efficiency can be promoted.
Description
Technical field
This application involves financial technology fields, in particular to one kind to public withdrawal method and device.
Background technique
Currently, can only manually be handled in bank outlets' sales counter to public cash withdrawal business and to public deposit business.
For example, being handled manually in the service for corporate customers sales counter of bank outlets by Receptionist, check, bill, logical in real time pair are especially carried
When money voucher etc. handles service for corporate customers, Receptionist manual identified check, bill, the true and false for leading to payment voucher in real time are needed, and
It is manually entered a large amount of service for corporate customers element of transaction information, it is often necessary to which user waits in line, so that service for corporate customers efficiency is lower.
Further, by artificial false distinguishing and manual entry service for corporate customers element of transaction information, it is easy to produce operational risk.Moreover,
Artificial false distinguishing and manual entry, heavy workload, human cost are higher.
Summary of the invention
In view of this, being designed to provide for the application is a kind of to public withdrawal method and device, service for corporate customers effect is promoted
Rate.
In a first aspect, the embodiment of the present application provides one kind to public withdrawal method, comprising:
The deposit card for identifying insertion, the deposit card authentication information according to input show the operation interface of the deposit card；
Obtain and show the deposit card operation interface generation to public Transaction Information；
Obtain the confirmation message to public Transaction Information to displaying；
It is executed according to the confirmation message described to the corresponding business of public Transaction Information.
Optionally, the deposit card of the identification insertion, comprising:
Utilize the card of the cognitron identification insertion of card entrance；Or,
It is scanned using scanner, if scanning arrives check, bill, leads to payment voucher or two dimensional code in real time, described in identification
Check, bill, the information for leading to payment voucher or two dimensional code in real time.
Optionally, after the information of the identification check, bill or two dimensional code, the method also includes:
Recognition result comprising withdrawal code is sent to the corresponding reserved mobile terminal of the check, bill or two dimensional code；
The verification information for receiving user's input executes described according to defeated if the verification information is identical as the withdrawal code
The step of deposit card authentication information entered shows the operation interface of the deposit card.
Optionally, after the acquisition is to the confirmation message to public Transaction Information of displaying, according to the confirmation
Before information executes the corresponding business to public Transaction Information, the method also includes:
If it is described to public Transaction Information be to public withdrawal information, and it is described to big to public withdrawal amount in public withdrawal information
In pre-set withdrawal amount threshold value, notifies the pre-set bank personnel scene of carrying out is withdrawn the money to audit, if audit passes through, hold
It goes described the step of executing the corresponding business to public Transaction Information according to the confirmation message.
Optionally, the deposit card authentication information includes: user name, login password and finger print information, described according to defeated
The deposit card authentication information entered shows the operation interface of the deposit card, comprising:
Receive user name, login password and finger print information that user inputs in the deposit card login interface of displaying；
Background server is inquired, the corresponding authentication database of the deposit card is obtained；
If the user name, login password and finger print information respectively in the authentication database user name, log in
Password and finger print information correspond to identical, show the operation interface of the deposit card.
Optionally, after the operation interface of the display deposit card, the method also includes:
Background server is inquired, obtains the user name to the business operations competence of the deposit card, described in display
In the operation interface of deposit card, it is inoperable state that the business in addition to the business operations competence of acquisition, which is arranged,.
Optionally, it is described acquisition and show the deposit card operation interface generation to public Transaction Information, comprising:
Receive user the operation interface of the deposit card choose to public type of transaction, show selection to the easy class of public transport
Type is corresponding to public transaction interface；
The user is obtained described to being inputted in public transaction interface to public Transaction Information.
Optionally, the confirmation message is that public affairs are deposited with confirmation message, described described right according to confirmation message execution
The corresponding business of public Transaction Information, comprising:
Receive the banknote to be deposited that is put into from note input mouth of user, authenticity verification carried out to the banknote to be deposited, it is described to
Deposit banknote includes the banknote of one or more denominations；
Denomination identifying is carried out to by the banknote to be deposited of authenticity verification, banknote to be deposited is put into that the denomination is corresponding to be deposited
Paper money box is counted to the banknote to be deposited for depositing paper money box is put into；
After receiving and putting paper money ending message, paper money box is deposited for each, calculates the product of the denomination for depositing paper money box and counting；
Statistics respectively deposits the corresponding product of paper money box and value, printing and the credential information being worth.
Optionally, the confirmation message be to public withdrawal confirmation message, it is described executed according to the confirmation message it is described right
The corresponding business of public Transaction Information, comprising:
Show that different denominations take the available withdrawal number in paper money box to user；
The amount of money range of each face amount according to user's input, different denominations take available withdrawal number and use in paper money box
Family inputs described to, to public withdrawal amount information, generation is arranged comprising the withdrawal of each face amount withdrawal amount in public Transaction Information
Table, the summation of each face amount withdrawal amount are equal to described to public withdrawal amount information；
It is corresponding to cash dispensing port output each face amount withdrawal amount according to each face amount withdrawal amount in the withdrawal list
Banknote.
Second aspect, the embodiment of the present application provide one kind to public deposit and withdrawal device, comprising:
Deposit card identification module, the deposit card being inserted into for identification, according to input deposit card authentication information show described in
The operation interface of deposit card；
To public Transaction Information obtain module, for obtain and show the deposit card operation interface generation to public transport
Easy information；
Confirmation module, for obtaining the confirmation message to public Transaction Information to displaying；
Business module, it is described to the corresponding business of public Transaction Information for being executed according to the confirmation message.
The third aspect, the embodiment of the present application provide a kind of computer equipment, including memory, processor and are stored in institute
The computer program that can be run on memory and on the processor is stated, the processor executes real when the computer program
The step of existing above method.
Fourth aspect, the embodiment of the present application provide a kind of computer readable storage medium, the computer-readable storage
Computer program is stored on medium, the computer program executes above-mentioned method when being run by processor the step of.
Provided by the embodiments of the present application a kind of to public withdrawal method and device, this includes: identification to public withdrawal method
The deposit card of insertion, the deposit card authentication information according to input show the operation interface of the deposit card；It obtains and shows in institute
State deposit card operation interface generate to public Transaction Information；Obtain the confirmation message to public Transaction Information to displaying；
It is executed according to the confirmation message described to the corresponding business of public Transaction Information.In this way, being deposited by being arranged on automatic teller machine to public affairs
Withdrawal business provides for user to public the deposit or the withdrawal, user is not necessarily in sales counter queuing etc. in conjunction with automatic teller machine and background server
It waits, can effectively promote service for corporate customers efficiency；Meanwhile can effectively mitigate the workload of foreground personnel, effectively discharge sales counter
Resource；Furthermore, it is possible to avoid the maloperation or typing mistake of Receptionist, risk control ability is improved.
To enable the above objects, features, and advantages of the application to be clearer and more comprehensible, preferred embodiment is cited below particularly, and cooperate
Appended attached drawing, is described in detail below.
Detailed description of the invention
Technical solution in ord to more clearly illustrate embodiments of the present application, below will be to needed in the embodiment attached
Figure is briefly described, it should be understood that the following drawings illustrates only some embodiments of the application, therefore is not construed as pair
The restriction of range for those of ordinary skill in the art without creative efforts, can also be according to this
A little attached drawings obtain other relevant attached drawings.
Fig. 1 is one kind provided by the embodiments of the present application to public withdrawal method flow schematic diagram；
Fig. 2 be it is provided by the embodiments of the present application in public withdrawal to public withdrawal method flow schematic diagram；
Fig. 3 deposits method flow schematic diagram to public affairs in public withdrawal to be provided by the embodiments of the present application；
Fig. 4 is one kind provided by the embodiments of the present application to public deposit and withdrawal device structural schematic diagram；
Fig. 5 is a kind of structural schematic diagram of computer equipment 500 provided by the embodiments of the present application.
Specific embodiment
To keep the purposes, technical schemes and advantages of the embodiment of the present application clearer, below in conjunction with the embodiment of the present application
Middle attached drawing, the technical scheme in the embodiment of the application is clearly and completely described, it is clear that described embodiment is only
It is some embodiments of the present application, instead of all the embodiments.The application being usually described and illustrated herein in the accompanying drawings is real
The component for applying example can be arranged and be designed with a variety of different configurations.Therefore, below to the application's provided in the accompanying drawings
The detailed description of embodiment is not intended to limit claimed scope of the present application, but is merely representative of the selected reality of the application
Apply example.Based on embodiments herein, those skilled in the art institute obtained without making creative work
There are other embodiments, shall fall in the protection scope of this application.
Fig. 1 is one kind provided by the embodiments of the present application to public withdrawal method flow schematic diagram.As shown in Figure 1, this method
Include:
Step 101, the deposit card of insertion is identified, the deposit card authentication information according to input shows the operation of the deposit card
Interface；
In the embodiment of the present application, as an alternative embodiment, deposit card includes but is not limited to: bank card, bankbook, unit knot
Calculation card, check, bill, binding have two dimensional code, real-time logical payment voucher of deposit card of service for corporate customers etc..The embodiment of the present application
In, for cards such as bank card, bankbook, unit debit cards, card entrance can be directly inserted the card into, thus to insertion teller
The card of machine is identified, for check, bill, two dimensional code, the in real time non-card such as logical payment voucher, by outside automatic teller machine
Scanner is set, and to check, bill, two dimensional code, logical payment voucher is scanned in real time, to identify to non-card.Its
In, in the corresponding two-dimensional barcode information of two dimensional code, binding has the deposit card for service for corporate customers.
In the embodiment of the present application, as an alternative embodiment, the deposit card of insertion is identified, comprising:
Utilize the card of the cognitron identification insertion of card entrance.
In the embodiment of the present application, as another alternative embodiment, the deposit card of insertion is identified, comprising:
It is scanned using scanner, if scanning arrives check, bill, leads to payment voucher or two dimensional code in real time, described in identification
Check, bill, the information for leading to payment voucher or two dimensional code in real time.
It, can be certainly using scanner scanning check, bill, in real time logical payment voucher or two dimensional code in the embodiment of the present application
It is dynamic that the true and false of non-card is identified, and the service for corporate customers element of transaction information of non-card can be obtained automatically, it is not necessarily to sales counter
Personnel's manual identified and manual entry reduce human cost it is possible to prevente effectively from operational risk and workload is effectively reduced.
In the embodiment of the present application, as an alternative embodiment, it can distinguish in card entrance and scanner region
Setting mark, so that user can fast find.
In the embodiment of the present application, card non-for bill etc., what it is due to execution is withdrawal business operation, in order to further protect
The safety for hindering withdrawal business, after the information of the identification check, bill or two dimensional code, this method further include:
Recognition result comprising withdrawal code is sent to the corresponding reserved mobile terminal of the check, bill or two dimensional code；
The verification information for receiving user's input executes described according to defeated if the verification information is identical as the withdrawal code
The step of deposit card authentication information entered shows the operation interface of the deposit card.
In the embodiment of the present application, user can also input mobile terminal number, and automatic teller machine compares the verifying letter of user's input
Breath and mobile terminal number confirm user if matching with the withdrawal code for sending recognition result and reserved mobile terminal number
Operation is correct.In this way, authenticating in conjunction with subsequent deposit card, the safety of withdrawal can be ensured.
In the embodiment of the present application, deposit card authentication information includes but is not limited to: user name and login password.It can as one
Select embodiment, deposit card authentication information can also include: finger print information, and/or, ID card information, and/or, face characteristic letter
Breath.
In the embodiment of the present application, as an alternative embodiment, deposit card authentication information include: user name, login password with
And finger print information, the deposit card authentication information according to input show the operation interface of the deposit card, comprising:
A11 receives user name, login password and finger print information that user inputs in the deposit card login interface of displaying；
A12 inquires background server, obtains the corresponding authentication database of the deposit card；
In the embodiment of the present application, in background server, it is stored with the corresponding authentication database of card number information of each deposit card.
The card number information of an one deposit card corresponding authentication database in authentication database, is stored with the savings for logging in the deposit card
Card authentication data.Card non-for check, bill etc. passes through the operation system typing check of bank, the correlation of bill in unit
When information, it is arranged to executor's relevant information of the check, bill progress corresponding operating as authentication data, operation system will be set
The authentication data set is transmitted to background server and is stored.In subsequent applications, change in the relevant information of check, bill
When, background server updates corresponding authentication data.
In the embodiment of the present application, due to the executor to public withdrawal may more than one executor, hold in order to avoid one
After pedestrian gets the deposit card, the user name of the deposit card and login password are revealed into other users, to give the savings
The safety of card brings threat, therefore, it is possible to which setting can execute each executor of the deposit card in deposit card authentication data
Characteristic information, for example, finger print information, face feature information, iris information etc..
In the embodiment of the present application, in order to further promote the safety that deposit card uses, as another alternative embodiment,
Can also for each deposit card executor be arranged it is corresponding include a user name, login password and characteristic information deposit card execute
People's authentication data, different deposit card executor's authentication datas, user name and login password are all different.
A13, if the user name, login password and finger print information respectively in the authentication database user name,
Login password and finger print information correspond to identical, show the operation interface of the deposit card.
In the embodiment of the present application, if the user name in the user name and authentication database of user's input is not identical, alternatively, with
Login password in the login password and authentication database of family input is not identical, alternatively, the finger print information of user's input and certification
Finger print information in database does not match that, then prompts user to re-enter, if the number re-entered is more than pre-set
Frequency threshold value, then termination process, exits deposit card.
It, can also be to the user right for entering deposit card operation interface as an alternative embodiment in the embodiment of the present application
It is limited, for example, it, which can be set, only can be performed to public deposit business, for another user, Ke Yishe for a certain user
Set all business that its executable deposit card includes.Thus, after the operation interface for showing the deposit card, this method is also wrapped
It includes:
Background server is inquired, obtains the user name to the business operations competence of the deposit card, described in display
In the operation interface of deposit card, it is inoperable state that the business in addition to the business operations competence of acquisition, which is arranged,.
In the embodiment of the present application, for the user to public deposit business only can be performed, in operation circle of the deposit card of display
It is highlighted state to public deposit business in face, this can be clicked, corresponding operating is carried out to public deposit business, and other business are ash
Degree state can not carry out corresponding operating to other business even if clicking other business.
Step 102, obtain and show the deposit card operation interface generation to public Transaction Information；
In the embodiment of the present application, user can weigh after the operation interface for entering deposit card according to corresponding business operation
Limit carries out corresponding operating to deposit card.
It include: to public deposit information and to public affairs to public Transaction Information as an alternative embodiment in the embodiment of the present application
Withdrawal information.Wherein, include: deposit unit account information, deposit unit name information to public deposit information, public affairs deposit is executed
People's information and to public deposit amount information, can also include: to deposit to public affairs to public deposit information as another alternative embodiment
Fund source-information deposits date information etc. to public affairs, can also include: to deposit to public deposit information as yet another alternative embodiment
Money service type information, wherein deposit business type information includes but is not limited to: current deposit, fixed deposit, current one it is logical
Deposit, a regular logical deposit.Include but is not limited to public withdrawal information: withdrawing the money to public withdrawal executor information and to public affairs golden
Volume.
In the embodiment of the present application, as an alternative embodiment, obtains and show the operation interface generation in the deposit card
To public Transaction Information, comprising:
B11, receive user the operation interface of the deposit card choose to public type of transaction, show selection to public transport
Easy type is corresponding to public transaction interface；
It include: to withdraw the money to public affairs deposit and to public affairs to public type of transaction in the embodiment of the present application.Accordingly, easy to public transport
Interface includes: to public deposit transaction interface and to public withdrawal transaction interface.
B12 obtains the user described to being inputted in public transaction interface to public Transaction Information.
In the embodiment of the present application, what user chose deposits public type of transaction if to public affairs, shows to public deposit transaction circle
Face, user fill in corresponding information in public deposit transaction interface, for example, deposit unit account information, deposit organization letter
Breath deposits executor's information to public affairs, to public deposit amount information, deposit business type information etc..User chooses easy to public transport
Type is withdrawn the money if to public affairs, and operation is similar with deposit.
Step 103, the confirmation message to public Transaction Information to displaying is obtained；
In the embodiment of the present application, confirmation message includes: to public affairs deposit confirmation message and to public withdrawal confirmation message.With right
For public affairs deposit, if detecting, user clicks the information that the completion control in public deposit transaction interface, user is filled in and carries out
It shows, when the confirmation control for detecting that user clicks in the interface of displaying, obtain user deposits confirmation message to public affairs.
Step 104, it is executed according to the confirmation message described to the corresponding business of public Transaction Information.
In the embodiment of the present application, as an alternative embodiment, the confirmation message be to public affairs deposit confirmation message, it is described according to
It is executed according to the confirmation message described to the corresponding business of public Transaction Information, comprising:
C11 receives the banknote to be deposited that user is put into from note input mouth, carries out authenticity verification, institute to the banknote to be deposited
State the banknote that banknote to be deposited includes one or more denominations；
C12 carries out denomination identifying to by the banknote to be deposited of authenticity verification, and banknote to be deposited is put into the denomination and is corresponded to
Deposit paper money box, counted to the banknote to be deposited for depositing paper money box is put into；
C13 deposits paper money box for each after receiving and putting paper money ending message, calculates the denomination for depositing paper money box and counts
Product；
In the embodiment of the present application, after user each time is put into banknote and counts the banknote that is put into, to user show whether
Also need to be put into the prompt of banknote, if user's selection is to continue to be put into banknote, if user's selection is no, triggering generates and puts paper money knot
Beam information.
C14, statistics respectively deposits the corresponding product of paper money box and value, printing and the credential information being worth.
In the embodiment of the present application, as an alternative embodiment, it is described count respectively depositing the corresponding product of paper money box and value it
Afterwards, before the credential information for printing and being worth, this method further include:
Judgement is described and whether value is described to identical to public deposit amount information in public Transaction Information with user's input；
If so, the step of executing the printing and the credential information being worth；
If it is not, shown to the user and be worth with it is described to public deposit amount information, prompt the user whether according to described and
Value is deposited, if so, the step of executing the printing and the credential information being worth.
In the embodiment of the present application, if user's selection is not deposited according to described and value, prompt user according to value and
The banknote of the corresponding amount of money is restored again into the difference of public deposit amount information.
In the embodiment of the present application, as an alternative embodiment, the confirmation message be to public withdrawal confirmation message, it is described according to
It is executed according to the confirmation message described to the corresponding business of public Transaction Information, comprising:
C21 takes the avail in paper money box；
In the embodiment of the present application, taking paper money box is that 100 yuan of face amounts take paper money box.
C22, however, it is determined that the avail is greater than or equal to the described to taking in public Transaction Information to public affairs of user's input
Money amount information exports described to the corresponding banknote of public withdrawal amount information to cash dispensing port.
As another alternative embodiment, the confirmation message be to public withdrawal confirmation message, it is described according to the confirmation letter
Breath executes described to the corresponding business of public Transaction Information, comprising:
C31 shows that different denominations take the available withdrawal number in paper money box to user；
C32, according to the amount of money range of each face amount of user's input, different denominations take the available withdrawal number in paper money box with
And user's input is described to, to public withdrawal amount information, generation includes the withdrawal of each face amount withdrawal amount in public Transaction Information
List, the summation of each face amount withdrawal amount are equal to described to public withdrawal amount information；
In the embodiment of the present application, the arbitrary number as unit of angle can be to public withdrawal amount information.
In the embodiment of the present application, for example, be 1000, in automatic teller machine to public withdrawal amount information, it is provided with taking for face amount in 5
Money box is respectively as follows: 100 yuan of withdrawal boxes, 50 yuan of withdrawal boxes, 20 yuan of withdrawal boxes, 10 yuan of withdrawal boxes and 5 yuan of withdrawal boxes, wherein
Available withdrawal number in 100 yuan of withdrawal boxes is that the available withdrawal number in 2,50 yuan of withdrawal boxes is in 20,20 yuan of withdrawal boxes
It can be available withdrawal number in 10,10 yuan of withdrawal boxes with withdrawal number be that available withdrawal number in 200,5 yuan of withdrawal boxes is
100, the amount of money range that seek one side value of user's input is respectively as follows: 100 yuan no more than the available withdrawal number of the face amount
Amount of money range is 300-500,50 yuan of amount of money ranges are 200-300,20 yuan of withdrawal box amount of money ranges are 100-200,10 yuan of withdrawals
Box amount of money range is 50-80, and 5 yuan of withdrawal box amount of money ranges are 50-80.The withdrawal list then generated can be with are as follows:
100 yuan of face amounts take 400,50 yuan of face amounts that 300,20 yuan of face amounts is taken to take 200,10 yuan of face amounts that 60,5 yuan of face amounts is taken to take 40.
C33 exports each face amount withdrawal amount to cash dispensing port according to each face amount withdrawal amount in the withdrawal list
Corresponding banknote.
In the embodiment of the present application, as an alternative embodiment, obtain described to the described to public Transaction Information of displaying
After confirmation message, before executing the corresponding business to public Transaction Information according to the confirmation message, this method further include:
If it is described to public Transaction Information be to public withdrawal information, and it is described to big to public withdrawal amount in public withdrawal information
In pre-set withdrawal amount threshold value, notifies the pre-set bank personnel scene of carrying out is withdrawn the money to audit, if audit passes through, hold
It goes described the step of executing the corresponding business to public Transaction Information according to the confirmation message.
In the embodiment of the present application, if bank personnel is audited at the scene, for example, true by carrying out phone with withdrawal unit
Recognize, if withdrawal unit does not allow this to execute operation of withdrawing the money to public withdrawal executor, terminates process.
The embodiment of the present application to public withdrawal method, by being arranged on automatic teller machine to public the deposit or the withdrawal, in conjunction with cabinet
Member's machine and background server, provide autonomous, the self-service channel handled to public cash withdrawal business for user, have expanded mode of doing business
And transaction channel, user effectively improve service for corporate customers efficiency without waiting in line in sales counter.Meanwhile before can effectively mitigating
The workload of platform personnel effectively releases sales counter resource, reduces human cost.Moreover, user in automatic teller machine by scanning
The mode transacting business of bill obtains withdrawal code, extracts cash in conjunction with recognition of face, highly-safe, realizes whole process independently, certainly
It helps and handles to public cash withdrawal business.In addition, completing to concentrate print test, template recognition by background server, splitting typing, data inspection
The processing such as core, payment cipher verification, book keeping operation, alleviate foreground person works amount, can be to avoid the maloperation or record of foreground personnel
Enter mistake, improves risk control ability.Further, manually identified without Receptionist and manual entry, avoided
Operational risk improves risk control ability.
Fig. 2 be it is provided by the embodiments of the present application in public withdrawal to public withdrawal method flow schematic diagram.Such as Fig. 2 institute
Show, by taking bill is withdrawn the money as an example, comprising:
Step 201, handler selects " corporate business-cash withdrawal " menu on background server；
In the embodiment of the present application, after handler selects " corporate business-cash withdrawal " menu, industry is read at the interface of displaying
Business accepts prompt.
Step 202, typing is to the public withdrawal transaction amount of money；
Step 203, playing alert tones prompt handler is inserted into identity card, recognition of face carries out identity audit；
In the embodiment of the present application, authentication is carried out to handler.
Step 204, it determines and withdrawal amount threshold value is less than to the public withdrawal transaction amount of money；
In the embodiment of the present application, call bill on-the-spot audit to the public withdrawal transaction amount of money, if big to the public withdrawal transaction amount of money
In or equal to withdrawal amount threshold value, then calls bank personnel and carry out on-the-spot audit, audit enters subsequent voucher by typing fingerprint
Link is scanned, withdrawal amount threshold value is less than, is directly entered subsequent voucher scanning link.
Step 205, bill is scanned, service processing result is sent to reserved mobile phone by short message；
In the embodiment of the present application, service processing result includes: business processing success, reserved phone number and withdrawal code.
Step 206, service processing result is received using reserved mobile phone, " corporate business-cash takes for selection on automatic teller machine
Money " menu；
Step 207, the reserved phone number and withdrawal code for including in incoming traffic processing result；
Step 208, recognition of face is carried out to handler；
Step 209, confirmation recognition of face passes through, and extracts cash according to the public withdrawal transaction amount of money.
Fig. 3 deposits method flow schematic diagram to public affairs in public withdrawal to be provided by the embodiments of the present application.Such as Fig. 3 institute
Show, comprising:
Step 301, typing to public deposit information or identifies deposit card on automatic teller machine；
In the embodiment of the present application, to public deposit information include: deposit unit account information, to public affairs deposit executor's information,
Date information, deposit unit name information are deposited to public affairs deposit fund source-information, to public deposit amount information, to public.
Step 302, to the deposit card of typing confirmed to public deposit information or log in identification；
Step 303, deposit business type is determined；
In the embodiment of the present application, deposit business type includes: current deposit, fixed deposit, current one logical deposit, periodically
One logical deposit.
Step 304, it is put into cash to be checked, the banknote of a variety of denominations is supported to mix point；
Step 305, in conjunction with the result confirmation deposit checked.
In the embodiment of the present application, handler is not necessarily to submit the cash of papery to hand over money list, can the typing directly on automatic teller machine
To public deposit information, automatic teller machine show typing to public deposit information, errorless the clicks submission of handler's cross-check information is put into paper money
Ticket is checked, and the banknote of a variety of denominations can be supported to mix point, support wholesale deposit.
Fig. 4 is one kind provided by the embodiments of the present application to public deposit and withdrawal device structural schematic diagram.As shown in figure 4, this is to public affairs
Deposit and withdrawal device includes:
Deposit card identification module 401, the deposit card being inserted into for identification, the deposit card authentication information according to input show institute
State the operation interface of deposit card；
In the embodiment of the present application, as an alternative embodiment, deposit card includes but is not limited to: bank card, bankbook, unit knot
Calculate card, check, bill, binding have service for corporate customers deposit card two dimensional code, logical payment voucher in real time.Wherein, bank card, deposit
Folding, unit debit card are card, and check, bill, two dimensional code, logical payment voucher is non-card in real time.
In the embodiment of the present application, deposit card authentication information includes but is not limited to: user name and login password.It can as one
Select embodiment, deposit card authentication information can also include: finger print information, and/or, ID card information, and/or, face characteristic letter
Breath.
Module 402 is obtained to public Transaction Information, for obtaining and showing pair in the operation interface generation of the deposit card
Public Transaction Information；
It include: to public deposit information and to public affairs to public Transaction Information as an alternative embodiment in the embodiment of the present application
Withdrawal information.Wherein, include: deposit unit account information, deposit unit name information to public deposit information, public affairs deposit is executed
People's information and to public deposit amount information, can also include: to deposit to public affairs to public deposit information as another alternative embodiment
Fund source-information deposits date information etc. to public affairs, can also include: to deposit to public deposit information as yet another alternative embodiment
Money service type information, wherein deposit business type information includes but is not limited to: current deposit, fixed deposit, current one it is logical
Deposit, a regular logical deposit.Include but is not limited to public withdrawal information: withdrawing the money to public withdrawal executor information and to public affairs golden
Volume.
Confirmation module 403, for obtaining the confirmation message to public Transaction Information to displaying；
Business module 404, it is described to the corresponding business of public Transaction Information for being executed according to the confirmation message.
In the embodiment of the present application, as an alternative embodiment, deposit card identification module 401 is specifically used for:
Utilize the card of the cognitron identification insertion of card entrance；Or,
It is scanned using scanner, if scanning arrives check, bill, leads to payment voucher or two dimensional code in real time, described in identification
Check, bill, the information for leading to payment voucher or two dimensional code in real time.
In the embodiment of the present application, as an alternative embodiment, it can distinguish in card entrance and scanner region
Setting mark.
In the embodiment of the present application, as another alternative embodiment, deposit card identification module 401 is specifically also used to:
Recognition result comprising withdrawal code is sent to the corresponding reserved mobile terminal of the check, bill or two dimensional code；
The verification information for receiving user's input executes described according to defeated if the verification information is identical as the withdrawal code
The step of deposit card authentication information entered shows the operation interface of the deposit card.
In the embodiment of the present application, as yet another alternative embodiment, deposit card authentication information includes: user name, login password
And finger print information, deposit card identification module 401 are specifically also used to:
Receive user name, login password and finger print information that user inputs in the deposit card login interface of displaying；
Background server is inquired, the corresponding authentication database of the deposit card is obtained；
If the user name, login password and finger print information respectively in the authentication database user name, log in
Password and finger print information correspond to identical, show the operation interface of the deposit card.
In the embodiment of the present application, as yet another alternative embodiment, deposit card identification module 401 is specifically also used to:
Background server is inquired, obtains the user name to the business operations competence of the deposit card, described in display
In the operation interface of deposit card, it is inoperable state that the business in addition to the business operations competence of acquisition, which is arranged,.
In the embodiment of the present application, for the user to public deposit business only can be performed, in operation circle of the deposit card of display
It is highlighted state to public deposit business in face, this can be clicked, corresponding operating is carried out to public deposit business, and other business are ash
Degree state can not carry out corresponding operating to other business even if clicking other business.
In the embodiment of the present application, as an alternative embodiment, this is to public deposit and withdrawal device further include:
Auditing module (not shown), if described is and described to withdraw the money to public affairs to public withdrawal information to public Transaction Information
Pre-set withdrawal amount threshold value is greater than to public withdrawal amount in information, pre-set bank personnel is notified to carry out scene
Withdraw the money audit, if audit passes through, execute it is described executed according to the confirmation message it is described to the corresponding business of public Transaction Information
Step.
In the embodiment of the present application, as an alternative embodiment, module 402 is obtained to public Transaction Information, is specifically used for:
Receive user the operation interface of the deposit card choose to public type of transaction, show selection to the easy class of public transport
Type is corresponding to public transaction interface；
The user is obtained described to being inputted in public transaction interface to public Transaction Information.
It include: to withdraw the money to public affairs deposit and to public affairs to public type of transaction in the embodiment of the present application.Accordingly, easy to public transport
Interface includes: to public deposit transaction interface and to public withdrawal transaction interface.
In the embodiment of the present application, as an alternative embodiment, confirmation message is to deposit confirmation message, business module to public affairs
404, it is specifically used for:
Receive the banknote to be deposited that is put into from note input mouth of user, authenticity verification carried out to the banknote to be deposited, it is described to
Deposit banknote includes the banknote of one or more denominations；
Denomination identifying is carried out to by the banknote to be deposited of authenticity verification, banknote to be deposited is put into that the denomination is corresponding to be deposited
Paper money box is counted to the banknote to be deposited for depositing paper money box is put into；
After receiving and putting paper money ending message, paper money box is deposited for each, calculates the product of the denomination for depositing paper money box and counting；
Statistics respectively deposits the corresponding product of paper money box and value, printing and the credential information being worth.
In the embodiment of the present application, it is described count respectively depositing the corresponding product of paper money box and value after, printing and the voucher being worth
Before information, business module 404 is specifically also used to:
Judgement is described and whether value is described to identical to public deposit amount information in public Transaction Information with user's input；
If so, the step of executing the printing and the credential information being worth；
If it is not, shown to the user and be worth with it is described to public deposit amount information, prompt the user whether according to described and
Value is deposited, if so, the step of executing the printing and the credential information being worth.
In the embodiment of the present application, if user's selection is not deposited according to described and value, prompt user according to value and
The banknote of the corresponding amount of money is restored again into the difference of public deposit amount information.
In the embodiment of the present application, as another alternative embodiment, confirmation message is to public withdrawal confirmation message, business module
404, it is specifically used for:
Show that different denominations take the available withdrawal number in paper money box to user；
The amount of money range of each face amount according to user's input, different denominations take available withdrawal number and use in paper money box
Family inputs described to, to public withdrawal amount information, generation is arranged comprising the withdrawal of each face amount withdrawal amount in public Transaction Information
Table, the summation of each face amount withdrawal amount are equal to described to public withdrawal amount information；
It is corresponding to cash dispensing port output each face amount withdrawal amount according to each face amount withdrawal amount in the withdrawal list
Banknote.
In the embodiment of the present application, as yet another alternative embodiment, confirmation message is to public withdrawal confirmation message, business module
404, it is specifically used for:
Take the avail in paper money box；
If it is determined that the avail is greater than or equal to the described to golden to public affairs withdrawal in public Transaction Information of user's input
Volume information exports described to the corresponding banknote of public withdrawal amount information to cash dispensing port.
As shown in figure 5, one embodiment of the application provides a kind of computer equipment 500, for executing depositing in Fig. 1 to public affairs
Withdrawal method, the equipment include memory 501, processor 502 and are stored on the memory 501 and can be in the processor 502
The computer program of upper operation, wherein above-mentioned processor 502 is realized above-mentioned to public withdrawal side when executing above-mentioned computer program
The step of method.
Specifically, above-mentioned memory 501 and processor 502 can be general memory and processor, do not do have here
Body limits, and when the computer program of 502 run memory 501 of processor storage, is able to carry out above-mentioned to public withdrawal method.
Corresponding to, to public withdrawal method, the embodiment of the present application also provides a kind of computer-readable storage mediums in Fig. 1
Matter is stored with computer program on the computer readable storage medium, which executes above-mentioned when being run by processor
The step of to public withdrawal method.
Specifically, which can be general storage medium, such as mobile disk, hard disk, on the storage medium
Computer program when being run, be able to carry out above-mentioned to public withdrawal method.
In embodiment provided herein, it should be understood that disclosed device and method, it can be by others side
Formula is realized.The apparatus embodiments described above are merely exemplary, for example, the division of the unit, only one kind are patrolled
Function division is collected, there may be another division manner in actual implementation, in another example, multiple units or components can combine or can
To be integrated into another system, or some features can be ignored or not executed.Another point, shown or discussed is mutual
Coupling, direct-coupling or communication connection can be INDIRECT COUPLING or communication link by some communication interfaces, device or unit
It connects, can be electrical property, mechanical or other forms.
The unit as illustrated by the separation member may or may not be physically separated, aobvious as unit
The component shown may or may not be physical unit, it can and it is in one place, or may be distributed over multiple
In network unit.It can select some or all of unit therein according to the actual needs to realize the mesh of this embodiment scheme
's.
In addition, each functional unit in embodiment provided by the present application can integrate in one processing unit, it can also
To be that each unit physically exists alone, can also be integrated in one unit with two or more units.
It, can be with if the function is realized in the form of SFU software functional unit and when sold or used as an independent product
It is stored in a computer readable storage medium.Based on this understanding, the technical solution of the application is substantially in other words
The part of the part that contributes to existing technology or the technical solution can be embodied in the form of software products, the meter
Calculation machine software product is stored in a storage medium, including some instructions are used so that a computer equipment (can be a
People's computer, server or network equipment etc.) execute each embodiment the method for the application all or part of the steps.
And storage medium above-mentioned includes: that USB flash disk, mobile hard disk, read-only memory (Read-Only Memory, ROM), arbitrary access are deposited
The various media that can store program code such as reservoir (Random Access Memory, RAM), magnetic or disk.
It should also be noted that similar label and letter indicate similar terms in following attached drawing, therefore, once a certain Xiang Yi
It is defined in a attached drawing, does not then need that it is further defined and explained in subsequent attached drawing, in addition, term " the
One ", " second ", " third " etc. are only used for distinguishing description, are not understood to indicate or imply relative importance.
Finally, it should be noted that embodiment described above, the only specific embodiment of the application, to illustrate the application
Technical solution, rather than its limitations, the protection scope of the application is not limited thereto, although with reference to the foregoing embodiments to this Shen
It please be described in detail, those skilled in the art should understand that: anyone skilled in the art
Within the technical scope of the present application, it can still modify to technical solution documented by previous embodiment or can be light
It is readily conceivable that variation or equivalent replacement of some of the technical features；And these modifications, variation or replacement, do not make
The essence of corresponding technical solution is detached from the spirit and scope of the embodiment of the present application technical solution.The protection in the application should all be covered
Within the scope of.Therefore, the protection scope of the application shall be subject to the protection scope of the claim.
Claims (10)
1. one kind is to public withdrawal method, which is characterized in that this includes: to public withdrawal method
The deposit card for identifying insertion, the deposit card authentication information according to input show the operation interface of the deposit card；
Obtain and show the deposit card operation interface generation to public Transaction Information；
Obtain the confirmation message to public Transaction Information to displaying；
It is executed according to the confirmation message described to the corresponding business of public Transaction Information.
2. as described in claim 1 to public withdrawal method, which is characterized in that the deposit card of the identification insertion, comprising:
Utilize the card of the cognitron identification insertion of card entrance；Or,
Be scanned using scanner, if scanning to check, bill, in real time logical payment voucher or two dimensional code, identify the check,
The information of bill, in real time logical payment voucher or two dimensional code.
3. as claimed in claim 2 to public withdrawal method, which is characterized in that in the identification check, bill or two
After the information for tieing up code, the method also includes:
Recognition result comprising withdrawal code is sent to the corresponding reserved mobile terminal of the check, bill or two dimensional code；
The verification information for receiving user's input executes the foundation input if the verification information is identical as the withdrawal code
Deposit card authentication information shows the step of operation interface of the deposit card.
4. as described in claim 1 to public withdrawal method, which is characterized in that in the acquisition to the described to public transport of displaying
It is described before executing the corresponding business to public Transaction Information according to the confirmation message after the confirmation information of easy information
Method further include:
If it is described to public Transaction Information be to public withdrawal information, and it is described pre- to being greater than in public withdrawal information to public withdrawal amount
The withdrawal amount threshold value being first arranged notifies the pre-set bank personnel scene of carrying out is withdrawn the money to audit, if audit passes through, executes institute
State the step of executing the corresponding business to public Transaction Information according to the confirmation message.
5. as described in claim 1 to public withdrawal method, which is characterized in that the deposit card authentication information includes: user
Name, login password and finger print information, the deposit card authentication information according to input show the operation interface of the deposit card,
Include:
Receive user name, login password and finger print information that user inputs in the deposit card login interface of displaying；
Background server is inquired, the corresponding authentication database of the deposit card is obtained；
If the user name, login password and finger print information respectively with the user name in the authentication database, login password
And finger print information corresponds to identical, shows the operation interface of the deposit card.
6. as claimed in claim 5 to public withdrawal method, which is characterized in that in operation circle of the display deposit card
After face, the method also includes:
Background server is inquired, obtains the user name to the business operations competence of the deposit card, in the savings of display
In the operation interface of card, it is inoperable state that the business in addition to the business operations competence of acquisition, which is arranged,.
7. as described in claim 1 to public withdrawal method, which is characterized in that the acquisition is simultaneously shown in the deposit card
Operation interface generate to public Transaction Information, comprising:
Receive user the operation interface of the deposit card choose to public type of transaction, show selection to public type of transaction pair
Answer to public transaction interface；
The user is obtained described to being inputted in public transaction interface to public Transaction Information.
8. as described in any one of claim 1 to 7 to public withdrawal method, which is characterized in that the confirmation message is to public affairs
Confirmation message is deposited, it is described described to the corresponding business of public Transaction Information according to confirmation message execution, comprising:
The banknote to be deposited that user is put into from note input mouth is received, authenticity verification is carried out to the banknote to be deposited, it is described wait deposit
Banknote includes the banknote of one or more denominations；
Denomination identifying is carried out to by the banknote to be deposited of authenticity verification, banknote to be deposited is put into that the denomination is corresponding to deposit paper money
Box is counted to the banknote to be deposited for depositing paper money box is put into；
After receiving and putting paper money ending message, paper money box is deposited for each, calculates the product of the denomination for depositing paper money box and counting；
Statistics respectively deposits the corresponding product of paper money box and value, printing and the credential information being worth.
9. as described in any one of claim 1 to 7 to public withdrawal method, which is characterized in that the confirmation message is to public affairs
Withdrawal confirmation message, it is described described to the corresponding business of public Transaction Information according to confirmation message execution, comprising:
Show that different denominations take the available withdrawal number in paper money box to user；
Take available withdrawal number in paper money box and user defeated according to the amount of money range of each face amount of user's input, different denominations
What is entered is described to, to public withdrawal amount information, generation includes the withdrawal list of each face amount withdrawal amount, institute in public Transaction Information
The summation of each face amount withdrawal amount is stated equal to described to public withdrawal amount information；
According to each face amount withdrawal amount in the withdrawal list, the corresponding paper money of each face amount withdrawal amount is exported to cash dispensing port
Ticket.
10. one kind is to public deposit and withdrawal device, which is characterized in that this includes: to public deposit and withdrawal device
Deposit card identification module, the deposit card being inserted into for identification, the deposit card authentication information according to input show the savings
The operation interface of card；
To public Transaction Information obtain module, for obtain and show the deposit card operation interface generation to public transport credulity
Breath；
Confirmation module, for obtaining the confirmation message to public Transaction Information to displaying；
Business module, it is described to the corresponding business of public Transaction Information for being executed according to the confirmation message.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910200802.XA CN109887194A (en) | 2019-03-17 | 2019-03-17 | One kind is to public withdrawal method and device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910200802.XA CN109887194A (en) | 2019-03-17 | 2019-03-17 | One kind is to public withdrawal method and device |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN109887194A true CN109887194A (en) | 2019-06-14 |
Family
ID=66932625
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201910200802.XA Pending CN109887194A (en) | 2019-03-17 | 2019-03-17 | One kind is to public withdrawal method and device |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN109887194A (en) |
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