CN109615390B - Method and device for determining transaction type of self-service terminal and self-service terminal - Google Patents
Method and device for determining transaction type of self-service terminal and self-service terminal Download PDFInfo
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Abstract
The invention is applicable to the technical field of financial equipment, and provides a method and a device for determining transaction types of a self-service terminal, the self-service terminal and a computer-readable storage medium. Wherein the method comprises the following steps: obtaining candidate transaction types; performing function detection on the association components of the candidate transaction types to judge whether the association components of the candidate transaction types have function abnormity; and determining the candidate transaction type without function abnormality of the association component as a target transaction type, wherein the target transaction type represents the transaction type currently available by the self-service terminal. The invention is beneficial to reducing the transaction risk of the financial business performed by the self-service terminal and ensuring the benefits of banks and users.
Description
Technical Field
The invention belongs to the technical field of financial equipment, and particularly relates to a method and a device for determining transaction types of a self-service terminal, the self-service terminal and a computer-readable storage medium.
Background
In the financial industry, a self-service terminal is a highly precise electromechanical integrated device, can realize self-service of financial transactions by utilizing a magnetic code card or an intelligent card, and replaces the work of bank counter personnel. Can provide transaction types such as cash withdrawal, deposit balance inquiry, fund transfer between accounts, balance inquiry and the like; it can also perform cash deposit (real-time account entry), check deposit (domestic nothing), bankbook subsidy, intermediate business, etc. The cardholder can use credit card or deposit card to transact transaction type business such as automatic withdrawal, balance inquiry, transfer, cash deposit, bankbook subsidy, fund purchase, password change, mobile phone charge payment and the like according to the password.
The self-service equipment has an indispensable step in the transaction process, namely, the transaction type needs to be provided for a user to select so as to enter a corresponding business process to provide services for the user. If the type of transaction provided by the self-service terminal is wrong, serious security problems and economic losses can be caused, and equipment abrasion and user time waste can be caused if the type of transaction provided by the self-service terminal is wrong.
In the prior art, a complete and accurate method for determining the transaction type of the self-service terminal does not exist, and the transaction type of the self-service terminal is determined in a manual setting mode generally, so that the method is not flexible and safe.
Disclosure of Invention
In view of the above, the present invention provides a method and an apparatus for determining a transaction type of a self-service terminal, and a computer-readable storage medium, so as to solve the problem in the prior art that determining a transaction type of a self-service terminal in a manual setting manner is not flexible and safe enough.
The application provides a method for obtaining a transaction type of a financial self-service terminal, which can automatically, completely and accurately calculate a service type which can be provided by the current self-service terminal to a user.
A first aspect of an embodiment of the present invention provides a method for determining a transaction type of a self-service terminal, where the method includes:
acquiring a candidate transaction type of the self-service terminal;
performing function detection on the association components of the candidate transaction types to judge whether the association components of the candidate transaction types have function abnormity;
and determining the candidate transaction type without function abnormality of the association component as a target transaction type, wherein the target transaction type represents the transaction type currently available by the self-service terminal.
A second aspect of an embodiment of the present invention provides an apparatus for determining a type of self-service terminal transaction, the apparatus comprising:
the acquisition unit is used for acquiring the candidate transaction types of the self-service terminal;
the detection unit is used for carrying out function detection on the association components of the candidate transaction types acquired by the acquisition unit so as to judge whether the association components of the candidate transaction types have function abnormity;
and the determining unit is used for determining the candidate transaction type of which the function is abnormal in the association component as a target transaction type based on the detection result of the detecting unit, wherein the target transaction type represents the transaction type which can be provided by the self-service terminal currently.
A third aspect of embodiments of the present invention provides a terminal comprising a memory, a processor and a computer program stored in the memory and executable on the processor, the processor when executing the computer program implementing the steps of a method of determining a self-service terminal transaction type as claimed in any one of the preceding claims.
A fourth aspect of embodiments of the present invention provides a computer readable storage medium having stored thereon a computer program which, when executed by a processor, carries out the steps of the method of determining a self-service terminal transaction type according to any one of the preceding claims.
Compared with the prior art, the invention has the following beneficial effects:
according to the invention, the candidate transaction types of the self-service terminal are obtained, and the function detection is carried out on the association components of the candidate transaction types to judge whether the association components of the candidate transaction types have abnormal functions, so that for the transaction types with abnormal functions of the association components, if the transaction types are provided for a user, transaction service risks can be generated, and the loss of the user is caused. Therefore, the invention determines the candidate transaction type without function abnormality of the associated part as the transaction type currently provided by the self-service terminal, realizes flexible determination of the transaction type of the self-service terminal, is beneficial to reducing the transaction risk of financial services performed by the self-service terminal and ensures the benefits of banks and users.
Drawings
In order to more clearly illustrate the technical solutions in the embodiments of the present invention, the drawings needed to be used in the embodiments or the prior art descriptions will be briefly described below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without inventive exercise.
FIG. 1 is a flow chart of an implementation of a method for determining a self-service terminal transaction type provided by an embodiment of the invention;
FIG. 2 is a flow chart of an implementation of a method for determining a self-service terminal transaction type according to another embodiment of the invention;
FIG. 3 is a flow chart of an implementation of a method for determining a self-service terminal transaction type according to yet another embodiment of the invention;
FIG. 4 is a schematic structural diagram of an apparatus for determining a self-service terminal transaction type according to an embodiment of the present invention;
fig. 5 is a schematic diagram of a self-service terminal provided in an embodiment of the present invention.
Detailed Description
In the following description, for purposes of explanation and not limitation, specific details are set forth, such as particular system structures, techniques, etc. in order to provide a thorough understanding of the embodiments of the invention. It will be apparent, however, to one skilled in the art that the present invention may be practiced in other embodiments that depart from these specific details. In other instances, detailed descriptions of well-known systems, devices, circuits, and methods are omitted so as not to obscure the description of the present invention with unnecessary detail.
In order to make the objects, technical solutions and advantages of the present invention more apparent, the following description is made by way of specific embodiments with reference to the accompanying drawings.
Referring to fig. 1, it shows a flowchart of an implementation of the method for determining a self-service terminal transaction type according to the embodiment of the present invention, which is detailed as follows:
in step 101, candidate transaction types of the self-service terminal are obtained.
In an embodiment of the present invention, the candidate transaction type of the self-service terminal may be a transaction type currently prepared to be provided to the user, for example, a hardware configuration of the self-service terminal, a current software configuration of the self-service terminal by a bank, a current network state of the self-service terminal, and a transaction type supportable by a transaction medium currently inserted into the self-service terminal.
Illustratively, the configured service function of a self-service terminal includes a withdrawal service, and if customer a inserts a bank card capable of supporting a withdrawal operation, the withdrawal service can be used as a candidate transaction type of the self-service terminal.
It should be noted that the candidate transaction type refers to a functional service type that is not provided by the self-service terminal to the customer, that is, the transaction type is not displayed on the screen of the self-service terminal for the user to perform selection operation. One of the purposes of the invention is to screen the transaction types possibly having transaction business risks from the candidate transaction types, and to reserve the normal and safe transaction types for the customers to carry out business operation.
Optionally, the step 101 may be implemented by:
acquiring the standard matching transaction type of the self-service terminal;
and taking the standard transaction type as the candidate transaction type.
In the embodiment of the invention, the standard matching transaction type of the self-service terminal can be obtained, and the standard matching transaction type of the self-service terminal is taken as a candidate transaction type. The standard configuration transaction types refer to all transaction types which can be supported by the self-service terminal on hardware functions, namely, the transaction functions which can be supported by the hardware modules of the self-service terminal are determined according to the hardware modules of the self-service terminal.
Optionally, the step 101 may also be implemented by:
acquiring a standard matching transaction type of a self-service terminal;
obtaining transaction types which can be supported by the current hardware configuration of the self-service terminal;
and taking the transaction type which can be supported by the current hardware configuration of the self-service terminal in the standard matching transaction types as the candidate transaction type.
In the embodiment of the present invention, the transaction type supportable by the current hardware configuration of the self-service terminal refers to a transaction function supportable by the component state of each hardware, and specifically, the transaction function and the association condition of the hardware component may be used to perform comprehensive judgment, and the hardware component may include all hardware resources related in the whole transaction flow corresponding to the transaction type. The hardware resources may include the following components: the cash system comprises cash related equipment such as a card reader, a password keyboard, a rear maintenance keyboard, a receipt printer, a log printer, a deposit module, a withdrawal module and a bankbook module, and non-cash related equipment such as a card sender, a second generation certificate, a camera, A4 printing, A4 recycling, a high speed scanner, check scanning, a fingerprint instrument, a UKEY module, a two-dimensional code, a stamping machine and a card printing module.
In the embodiment of the invention, the component state of the hardware also comprises whether the components have sufficient resources and meet the business requirements, for example, the requirement of the large-amount money withdrawing business can not be met under the condition that the machine core of the self-service terminal displays less banknote resources; for another example, in a state where the amount of space remaining in the deposit box of the self-service terminal is small, the demand for large-amount deposit service may not be satisfied.
In the embodiment of the invention, the standard configuration transaction types of the self-service terminal are further screened by acquiring the transaction types which can be supported by the current hardware configuration of the self-service terminal, so that the accuracy of determining the transaction types which can be provided currently by the self-service terminal is improved.
Optionally, the step 101 may also be implemented by:
acquiring a standard matching transaction type of a self-service terminal;
obtaining transaction types which can be supported by the current hardware configuration of the self-service terminal;
acquiring transaction types supportable by the current network state of the self-service terminal;
and taking the transaction types which can be supported by the current hardware configuration of the self-service terminal and can be supported by the current network state of the self-service terminal in the standard configuration transaction types as the candidate transaction types.
In this embodiment, the transaction type supportable by the current network state of the self-service terminal may be determined according to the network connection condition between the self-service terminal and the associated service server. The transaction type which can be supported by the current network state of the self-service terminal is the transaction type which needs to be communicated, interacted and completed with one or more servers in a coordinated manner; for example, if a certain payment service involves communication interaction between two servers, the transaction type processing requirement can be met only when the two servers are online and the communication is normal).
In the embodiment of the invention, the standard configuration transaction types of the self-service terminal are further screened by acquiring the transaction types which can be supported by the current hardware configuration of the self-service terminal and acquiring the transaction types which can be supported by the current network state of the self-service terminal, so that the accuracy of determining the transaction types which can be provided currently of the self-service terminal is further improved.
Optionally, the step 101 may also be implemented by:
acquiring a standard matching transaction type of a self-service terminal;
obtaining transaction types which can be supported by the current hardware configuration of the self-service terminal;
acquiring transaction types supportable by the current network state of the self-service terminal;
acquiring a transaction type which can be supported by a current transaction medium;
and taking the transaction type which can be supported by the current hardware configuration of the self-service terminal, the current network state of the self-service terminal and the current transaction medium in the standard transaction type as the candidate transaction type.
In this embodiment, the transaction medium may be a bank card, or may refer to an account subject currently transacting by the user, and the transaction type supportable by the current transaction medium is determined by the card type or the medium type, and may be set by a corresponding card table or specified by a bank.
In the embodiment of the invention, the accuracy of determining the transaction types which can be provided currently of the self-service terminal is further improved by acquiring the transaction types which can be supported by the current hardware configuration of the self-service terminal, acquiring the transaction types which can be supported by the current network state of the self-service terminal, and acquiring the transaction types which can be supported by the current transaction medium to further screen the standard configuration transaction types of the self-service terminal.
In step 102, performing function detection on the associated components of each candidate transaction type to judge whether the associated components of each candidate transaction type have function abnormality;
in the embodiment of the invention, the association component of the candidate transaction type refers to a component involved in the transaction operation corresponding to the candidate transaction type performed by the self-service terminal, and the function operation of the components is directly related to whether the service function of the candidate transaction type can be normally provided or not.
In the embodiment of the invention, the service function detection is carried out on the associated components of each candidate transaction type, whether the potential safety hazard exists or not is detected, and if the potential safety hazard exists, the abnormal function is judged.
Illustratively, the "cash-out door" of the self-service terminal is a related part of a transaction type of "card service", and if the candidate transaction type includes the card service, whether the "cash-out door" is movable or not can be detected, and if the "cash-out door" is detected to be not movable, it is determined that the "cash-out door" has a functional abnormality (for example, the "cash-out door" is stuck by a strong glue).
As another example, the "card reader" of the self-service terminal is a component associated with a "cash transaction" transaction type, and if the candidate transaction type includes a cash transaction, it may be detected whether the relevant security assurance device related to the "card reader" can normally operate, and if it is detected that the relevant security assurance device related to the "card reader" cannot normally operate, it is determined that the "card reader" has a functional abnormality.
In step 103, determining a candidate transaction type with no function abnormality of the association component as a target transaction type, wherein the target transaction type represents a transaction type currently available by the self-service terminal.
In the embodiment of the invention, whether potential safety hazards exist in the service implementation of the candidate transaction types is further determined by detecting the association components of the candidate transaction types, and the transaction types with the potential safety hazards are not provided for users to perform corresponding service operation.
According to the invention, the candidate transaction types of the self-service terminal are obtained, and the function detection is carried out on the association components of the candidate transaction types to judge whether the association components of the candidate transaction types have abnormal functions, so that for the transaction types with abnormal functions of the association components, if the transaction types are provided for a user, transaction service risks can be generated, and the loss of the user is caused. Therefore, the invention determines the candidate transaction type without function abnormality of the associated part as the transaction type currently provided by the self-service terminal, realizes flexible determination of the transaction type of the self-service terminal, is beneficial to reducing the transaction risk of financial services performed by the self-service terminal and ensures the benefits of banks and users.
Fig. 2 shows a flowchart of an implementation of a method for determining a self-service terminal transaction type according to another embodiment of the present invention, which is detailed as follows:
in step 201, acquiring a candidate transaction type of the self-service terminal;
in step 202, performing function detection on the associated components of each candidate transaction type to determine whether the associated components of each candidate transaction type have function abnormality;
in the embodiment of the present invention, the steps 201 and 202 may specifically refer to step 101 and step 102 in the embodiment shown in fig. 1, and are not described herein again.
In step 203, the current time is obtained;
in step 204, judging whether each candidate transaction type is matched with the current time according to a preset transaction time matching table;
in step 205, the association unit is determined to be the target transaction type without a functional abnormality and the candidate transaction type matching the current time.
The user carries out business operation corresponding to a transaction type on the self-service terminal in different time periods, the safety is different, for example, the user carries out large-amount cash business operation on the self-service terminal, and if the operation is carried out at night, certain safety risk may be caused.
In the embodiment of the invention, the transaction time matching table is preset to store transaction type operations which can be provided by the self-service terminal in different time periods. And judging whether each candidate transaction type is matched with the current time or not based on the preset transaction time matching table by acquiring the current time, eliminating the candidate transaction types which are not matched with the current time, and providing the transaction types without potential safety hazards for a user to select and operate.
According to the invention, the candidate transaction types of the self-service terminal are obtained, and the function detection is carried out on the association components of the candidate transaction types to judge whether the association components of the candidate transaction types have abnormal functions, so that for the transaction types with abnormal functions of the association components, if the transaction types are provided for a user, transaction service risks can be generated, and the loss of the user is caused. Therefore, the invention determines the candidate transaction type without function abnormality of the associated part as the transaction type currently provided by the self-service terminal, realizes flexible determination of the transaction type of the self-service terminal, is beneficial to reducing the transaction risk of financial services performed by the self-service terminal and ensures the benefits of banks and users.
Fig. 3 shows a flowchart of an implementation of the method for determining a self-service terminal transaction type according to another embodiment of the present invention, which is detailed as follows:
in step 301, acquiring candidate transaction types of the self-service terminal;
in step 302, performing function detection on the associated components of each candidate transaction type to determine whether the associated components of each candidate transaction type have function abnormality;
in the embodiment of the present invention, the steps 301 and 302 may specifically refer to step 101 and step 102 in the embodiment shown in fig. 1, and are not described herein again.
In step 303, detecting a current transaction environment;
in step 304, judging whether each candidate transaction type is matched with the current transaction environment according to a preset transaction environment matching table;
in step 305, the associated component is determined to be a target transaction type without a functional abnormality and the transaction type matching the current transaction context.
In practical application, whether the transaction environment of the self-service terminal is safe or not is also particularly important, so that whether the potential safety hazard exists in the current transaction environment or not can be determined to further screen the transaction types currently provided by the self-service terminal.
For example, if there are a certain number of idle people in the current transaction environment of the self-service terminal, it may be considered that there is a certain safety risk and the operation of the large cash business transaction type is not allowed.
Specifically, image acquisition and image analysis can be carried out on the current transaction environment through the image acquisition device, the number of personnel and the distance between the personnel in the current transaction environment are detected, and whether potential safety hazards exist is judged.
In the embodiment of the invention, the transaction environment matching table is preset to store transaction type operations which can be provided by the self-service terminal in different transaction environments. The current transaction environment is obtained, whether each candidate transaction type is matched with the current transaction environment or not is judged based on the preset transaction environment matching table, the candidate transaction types which are not matched with the current transaction environment are eliminated, and the transaction types without potential safety hazards are provided for users to select and operate.
According to the invention, the candidate transaction types of the self-service terminal are obtained, and the function detection is carried out on the association components of the candidate transaction types to judge whether the association components of the candidate transaction types have abnormal functions, so that for the transaction types with abnormal functions of the association components, if the transaction types are provided for a user, transaction service risks can be generated, and the loss of the user is caused. Therefore, the invention determines the candidate transaction type without function abnormality of the associated part as the transaction type currently provided by the self-service terminal, realizes flexible determination of the transaction type of the self-service terminal, is beneficial to reducing the transaction risk of financial services performed by the self-service terminal and ensures the benefits of banks and users.
It should be noted that, by applying the method for determining the transaction type of the self-service terminal provided by the invention, the self-service terminal can automatically, completely and timely calculate the transaction type which can be provided currently in various occasions, the robustness of the self-service terminal system is improved, the transaction risk is reduced, the resource overhead and equipment loss caused by invalid transactions can be avoided in time, the software and hardware resources and the network resources of the financial self-service terminal are fully utilized, the product quality of the financial self-service terminal is improved, the human-computer interaction interface is more friendly, the loyalty of a client is improved, and the cost is saved.
It should be understood that, the sequence numbers of the steps in the foregoing embodiments do not imply an execution sequence, and the execution sequence of each process should be determined by its function and inherent logic, and should not constitute any limitation to the implementation process of the embodiments of the present invention.
The following are embodiments of the apparatus of the invention, reference being made to the corresponding method embodiments described above for details which are not described in detail therein.
Fig. 4 is a schematic structural diagram of the device for determining the transaction type of the self-service terminal provided by the embodiment of the invention, and for convenience of explanation, only the parts related to the embodiment of the invention are shown, and the details are as follows:
as shown in fig. 4, the means 4 for determining the type of self-service terminal transaction comprises: an acquisition unit 41, a detection unit 42 and a determination unit 43.
An obtaining unit 41, configured to obtain candidate transaction types of the self-service terminal;
a detection unit 42, configured to perform function detection on the association component of each candidate transaction type acquired by the acquisition unit 41, so as to determine whether a function abnormality exists in the association component of each candidate transaction type;
a determining unit 43, configured to determine, based on the detection result of the detecting unit 42, a candidate transaction type for which the function abnormality does not exist in the association unit as a target transaction type, where the target transaction type represents a transaction type that can be currently provided by the self-service terminal.
Optionally, the device 4 for determining a self-service terminal transaction type further includes:
a time acquisition unit for acquiring a current time;
the first matching unit is used for judging whether each candidate transaction type is matched with the current time according to a preset transaction time matching table;
the determining unit 43 is further configured to determine that the association unit has no functional abnormality, and the candidate transaction type matching the current time is the target transaction type.
Optionally, the device 4 for determining a self-service terminal transaction type further includes:
the environment detection unit is used for detecting the current transaction environment;
the second matching unit is used for judging whether each candidate transaction type is matched with the current transaction environment according to a preset transaction environment matching table;
the determining unit 43 is further configured to determine that the associated component has no functional abnormality and the transaction type matching the current transaction environment is the target transaction type.
Optionally, the device 4 for determining a self-service terminal transaction type further includes:
the first acquisition subunit is used for acquiring the standard matching transaction type of the self-service terminal;
the obtaining unit 41 is specifically configured to use the standard transaction type as the candidate transaction type.
Optionally, the device 4 for determining a self-service terminal transaction type further includes:
the second acquisition subunit is used for acquiring the transaction types which can be supported by the current hardware configuration of the self-service terminal;
the obtaining unit 41 is specifically configured to use, as the candidate transaction type, a transaction type that is supportable by the current hardware configuration of the self-service terminal in the standard transaction type.
Optionally, the device 4 for determining a self-service terminal transaction type further includes:
the third acquisition subunit acquires transaction types supportable by the current network state of the self-service terminal;
the obtaining unit 41 is specifically configured to use, as the candidate transaction type, a transaction type that is supportable by a current hardware configuration of the self-service terminal and supportable by a current network state of the self-service terminal in the standard transaction type.
Optionally, the device 4 for determining a self-service terminal transaction type further includes:
the fourth acquisition subunit is used for acquiring the transaction types which can be supported by the current transaction medium;
the obtaining unit 41 is specifically configured to use, as the candidate transaction type, a transaction type that is supportable by a current transaction medium and that is supportable by a current network state of the self-service terminal, and that is supportable by the self-service terminal in the standard transaction type.
Therefore, the method and the device can judge whether the association part of each candidate transaction type has abnormal function by acquiring the candidate transaction types of the self-service terminal and performing function detection on the association part of each candidate transaction type, and for the transaction types with the abnormal function of the association part, if the transaction types are provided for the user, transaction service risks can be generated, and the loss of the user can be caused. Therefore, the invention determines the candidate transaction type without function abnormality of the associated part as the transaction type currently provided by the self-service terminal, which is beneficial to reducing the transaction risk of the self-service terminal for financial business and ensuring the benefits of banks and users.
Fig. 5 is a schematic diagram of a self-service terminal according to an embodiment of the present invention. As shown in fig. 5, the terminal 5 of this embodiment includes: a processor 50, a memory 51 and a computer program 52 stored in said memory 51 and executable on said processor 50. The processor 50, when executing the computer program 52, implements the steps in the various method embodiments described above for determining a self-service terminal transaction type, such as steps 101-103 shown in fig. 1. Alternatively, the processor 50, when executing the computer program 52, implements the functions of the modules/units in the above-mentioned device embodiments, such as the functions of the units 41 to 43 shown in fig. 4.
Illustratively, the computer program 52 may be partitioned into one or more modules/units that are stored in the memory 51 and executed by the processor 50 to implement the present invention. The one or more modules/units may be a series of computer program instruction segments capable of performing specific functions, which are used to describe the execution of the computer program 52 in the terminal 5. For example, the computer program 52 may be divided into an acquisition unit, a detection unit and a determination unit, each unit having the following specific functions:
the acquisition unit is used for acquiring the candidate transaction types of the self-service terminal;
the detection unit is used for carrying out function detection on the association components of the candidate transaction types acquired by the acquisition unit so as to judge whether the association components of the candidate transaction types have function abnormity;
and the determining unit is used for determining the candidate transaction type of which the function is abnormal in the association component as a target transaction type based on the detection result of the detecting unit, wherein the target transaction type represents the transaction type which can be provided by the self-service terminal currently.
The self-service terminal 5 may be an electronic device that may provide financial transaction services. The kiosk 5 may include, but is not limited to, a processor 50, a memory 51. Those skilled in the art will appreciate that FIG. 5 is merely an example of a self-service terminal 5 and is not intended to be limiting of self-service terminal 5, and may include more or less components than those shown, or some components in combination, or different components, e.g., the terminal may also include input-output devices, network access devices, buses, etc.
The Processor 50 may be a Central Processing Unit (CPU), other general purpose Processor, a Digital Signal Processor (DSP), an Application Specific Integrated Circuit (ASIC), a Field Programmable Gate Array (FPGA) or other Programmable logic device, discrete Gate or transistor logic, discrete hardware components, etc. A general purpose processor may be a microprocessor or the processor may be any conventional processor or the like.
The memory 51 may be an internal storage unit of the terminal 5, such as a hard disk or a memory of the self-service terminal 5. The memory 51 may also be an external storage device of the terminal 5, such as a plug-in hard disk, a Smart Media Card (SMC), a Secure Digital (SD) Card, a Flash memory Card (Flash Card) and the like provided on the terminal 5. Further, the memory 51 may also include both an internal storage unit and an external storage device of the terminal 5. The memory 51 is used for storing the computer program and other programs and data required by the terminal. The memory 51 may also be used to temporarily store data that has been output or is to be output.
It will be apparent to those skilled in the art that, for convenience and brevity of description, only the above-mentioned division of the functional units and modules is illustrated, and in practical applications, the above-mentioned function distribution may be performed by different functional units and modules according to needs, that is, the internal structure of the apparatus is divided into different functional units or modules to perform all or part of the above-mentioned functions. Each functional unit and module in the embodiments may be integrated in one processing unit, or each unit may exist alone physically, or two or more units are integrated in one unit, and the integrated unit may be implemented in a form of hardware, or in a form of software functional unit. In addition, specific names of the functional units and modules are only for convenience of distinguishing from each other, and are not used for limiting the protection scope of the present application. The specific working processes of the units and modules in the system may refer to the corresponding processes in the foregoing method embodiments, and are not described herein again.
In the above embodiments, the descriptions of the respective embodiments have respective emphasis, and reference may be made to the related descriptions of other embodiments for parts that are not described or illustrated in a certain embodiment.
Those of ordinary skill in the art will appreciate that the various illustrative elements and algorithm steps described in connection with the embodiments disclosed herein may be implemented as electronic hardware or combinations of computer software and electronic hardware. Whether such functionality is implemented as hardware or software depends upon the particular application and design constraints imposed on the implementation. Skilled artisans may implement the described functionality in varying ways for each particular application, but such implementation decisions should not be interpreted as causing a departure from the scope of the present invention.
In the embodiments provided in the present invention, it should be understood that the disclosed apparatus/terminal and method may be implemented in other ways. For example, the above-described apparatus/terminal embodiments are merely illustrative, and for example, the division of the modules or units is only one logical division, and there may be other divisions when actually implemented, for example, a plurality of units or components may be combined or may be integrated into another system, or some features may be omitted, or not executed. In addition, the shown or discussed mutual coupling or direct coupling or communication connection may be an indirect coupling or communication connection through some interfaces, devices or units, and may be in an electrical, mechanical or other form.
The units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the units can be selected according to actual needs to achieve the purpose of the solution of the embodiment.
In addition, functional units in the embodiments of the present invention may be integrated into one processing unit, or each unit may exist alone physically, or two or more units are integrated into one unit. The integrated unit can be realized in a form of hardware, and can also be realized in a form of a software functional unit.
The integrated modules/units, if implemented in the form of software functional units and sold or used as separate products, may be stored in a computer readable storage medium. Based on such understanding, all or part of the flow of the method according to the embodiments of the present invention may also be implemented by a computer program, which may be stored in a computer-readable storage medium, and when the computer program is executed by a processor, the steps of the method embodiments may be implemented. Wherein the computer program comprises computer program code, which may be in the form of source code, object code, an executable file or some intermediate form, etc. The computer-readable medium may include: any entity or device capable of carrying the computer program code, recording medium, usb disk, removable hard disk, magnetic disk, optical disk, computer Memory, Read-Only Memory (ROM), Random Access Memory (RAM), electrical carrier wave signals, telecommunications signals, software distribution medium, and the like. It should be noted that the computer readable medium may contain other components which may be suitably increased or decreased as required by legislation and patent practice in jurisdictions, for example, in some jurisdictions, computer readable media which may not include electrical carrier signals and telecommunications signals in accordance with legislation and patent practice.
The above-mentioned embodiments are only used for illustrating the technical solutions of the present invention, and not for limiting the same; although the present invention has been described in detail with reference to the foregoing embodiments, it will be understood by those of ordinary skill in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some technical features may be equivalently replaced; such modifications and substitutions do not substantially depart from the spirit and scope of the embodiments of the present invention, and are intended to be included within the scope of the present invention.
Claims (6)
1. A method of determining a self-service terminal transaction type, the method comprising:
acquiring a standard matching transaction type of a self-service terminal;
obtaining transaction types which can be supported by the current hardware configuration of the self-service terminal;
acquiring transaction types supportable by the current network state of the self-service terminal;
acquiring a transaction type which can be supported by a current transaction medium;
the current hardware configuration of the self-service terminal in the standard-matching transaction type can be supported, the current network state of the self-service terminal can be supported, the transaction type which can be supported by the current transaction medium is used as a candidate transaction type, and the transaction medium comprises an account main body of the user for currently conducting transaction;
performing function detection on the association components of the candidate transaction types to judge whether the association components of the candidate transaction types have function abnormity;
and determining the candidate transaction type without function abnormality of the association component as a target transaction type, wherein the target transaction type represents the transaction type currently available by the self-service terminal.
2. The method of determining a self-service terminal transaction type according to claim 1, further comprising, prior to determining a candidate transaction type for which the association means does not have a dysfunction as the target transaction type:
acquiring current time;
judging whether each candidate transaction type is matched with the current time or not according to a preset transaction time matching table;
correspondingly, the determining the candidate transaction type without the function abnormality of the association component as the target transaction type includes:
and determining the candidate transaction type matched with the current time as the target transaction type when the association part has no functional abnormality.
3. The method of determining a self-service terminal transaction type according to claim 1, further comprising, prior to determining a candidate transaction type for which the association means does not have a dysfunction as the target transaction type:
detecting a current transaction environment;
judging whether each candidate transaction type is matched with the current transaction environment or not according to a preset transaction environment matching table;
correspondingly, the determining the candidate transaction type without the function abnormality of the association component as the target transaction type includes:
and determining the transaction type matched with the current transaction environment as the target transaction type when the function of the association component is not abnormal.
4. An apparatus for determining a self-service terminal transaction type, the apparatus comprising:
the acquisition unit is used for acquiring the candidate transaction types of the self-service terminal;
the detection unit is used for carrying out function detection on the association components of the candidate transaction types acquired by the acquisition unit so as to judge whether the association components of the candidate transaction types have function abnormity;
the determining unit is used for determining the candidate transaction type of which the function is abnormal in the association component as a target transaction type based on the detection result of the detecting unit, wherein the target transaction type represents the transaction type which can be provided by the self-service terminal currently;
the device for determining the transaction type of the self-service terminal further comprises:
the first acquisition subunit is used for acquiring the standard matching transaction type of the self-service terminal;
the second acquisition subunit is used for acquiring the transaction types which can be supported by the current hardware configuration of the self-service terminal;
the third acquisition subunit is used for acquiring the transaction types which can be supported by the current network state of the self-service terminal;
the fourth acquisition subunit is used for acquiring the transaction types which can be supported by the current transaction medium;
the obtaining unit is specifically configured to enable a current hardware configuration of the self-service terminal in the standard-matching transaction types to be supported, enable a current network state of the self-service terminal to be supported, enable a transaction type that can be supported by a current transaction medium to be the candidate transaction type, and enable the transaction medium to include an account main body of a user currently conducting transactions.
5. A self-service terminal comprising a memory, a processor and a computer program stored in the memory and executable on the processor, wherein the processor when executing the computer program implements the steps of a method of determining a self-service terminal transaction type as claimed in any one of claims 1 to 3 above.
6. A computer-readable storage medium storing a computer program, wherein the computer program when executed by a processor implements the steps of a method of determining a self-service terminal transaction type as claimed in any one of claims 1 to 3 above.
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| CN201811625618.1A CN109615390B (en) | 2018-12-28 | 2018-12-28 | Method and device for determining transaction type of self-service terminal and self-service terminal |
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