WO2024044969A1 - Module de recyclage et terminal de libre-service financier - Google Patents

Module de recyclage et terminal de libre-service financier Download PDF

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Publication number
WO2024044969A1
WO2024044969A1 PCT/CN2022/115853 CN2022115853W WO2024044969A1 WO 2024044969 A1 WO2024044969 A1 WO 2024044969A1 CN 2022115853 W CN2022115853 W CN 2022115853W WO 2024044969 A1 WO2024044969 A1 WO 2024044969A1
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WO
WIPO (PCT)
Prior art keywords
module
commutator
currency
banknote
connection section
Prior art date
Application number
PCT/CN2022/115853
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English (en)
Chinese (zh)
Inventor
江浩然
张云峰
刘贯伟
赵荣伟
高志敏
Original Assignee
恒银金融科技股份有限公司
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 恒银金融科技股份有限公司 filed Critical 恒银金融科技股份有限公司
Priority to PCT/CN2022/115853 priority Critical patent/WO2024044969A1/fr
Publication of WO2024044969A1 publication Critical patent/WO2024044969A1/fr

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    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
    • G07D11/00—Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
    • G07D13/00—Handling of coins or of valuable papers, characterised by a combination of mechanisms not covered by a single one of groups G07D1/00 - G07D11/00
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines

Definitions

  • the present disclosure belongs to the technical field of financial equipment. Specifically, the present disclosure relates to a circulation movement and a financial self-service terminal.
  • the circulation movement is responsible for the entire process of currency circulation in self-service teller machines, and can realize the storage and withdrawal functions of currency.
  • each functional module of the circulation movement such as currency storage and withdrawal is designed and developed separately, and the functional modules in the circulation movement are placed at intervals from each other, which requires a large space to place the circulation movement, so that The size of the circulating movement is too large, which makes the spatial layout of the circulating movement difficult.
  • One purpose of the embodiments of the present disclosure is to provide a new technical solution for a circulating movement and a financial self-service terminal, which can solve the problem of excessive volume of the existing circulating movement.
  • a cyclic movement including:
  • the movement assembly includes a banknote module, an identification module, a temporary storage module and a transmission module
  • the transmission module includes a first connection section and a second connection section, the first connection section is configured to connect all The entrance of the banknote module and the identification module, the second connection section is configured to connect the identification module and the temporary storage module;
  • a cash box assembly the cash box assembly includes a circulating cash box, the circulating cash box is connected to the second connection section, and is used to obtain currency in the temporary storage module or transfer currency to the identification module.
  • the transmission module includes a first commutator and a second commutator.
  • the first commutator is provided at one end of the first connection section close to the banknote module.
  • the second commutator A diverter is provided at one end of the second connecting section close to the identification module, and the first diverter and the second diverter are used to adjust the transmission direction of the transmission module.
  • the transmission module further includes an output connecting section and a third commutator, the third commutator is located at one end of the second connecting section close to the temporary storage module, and the output connecting section is connected to between the third diverter and the outlet of the banknote module.
  • the output connection section includes a third connection section and a fourth connection section
  • the transmission module further includes a fourth commutator, which is located between the banknote module and the temporary storage module. between modules;
  • the third connecting section connects the third commutator and the fourth commutator, and the fourth connecting section connects the fourth commutator and the outlet of the banknote module.
  • a deflection angle is formed between the third connecting section and the fourth connecting section, and the deflection angle is an obtuse angle.
  • the transmission module further includes a fifth connecting section connecting the first commutator and the fourth commutator.
  • the cash cassette assembly includes a recycled cash cassette
  • the transmission module further includes a fifth commutator, the fifth commutator is disposed on the second connection section, the recycled cash cassette is connected to the Fifth commutator connection.
  • the temporary storage module is provided with a banknote-retaining plate.
  • the banknote-retaining plate has a plurality of banknote-retaining stop positions.
  • the banknote-retaining adjustment mechanism is movably connected to the banknote retaining position. on the board, and can cooperate with one of the banknote blocking stops.
  • the circulation movement includes a length dimension, a width dimension and a height dimension, the length dimension ranges from 500-600mm, the width dimension ranges from 300-360mm, and the height dimension ranges from 800- 860mm.
  • a financial self-service terminal is provided, and the financial self-service terminal includes the circulation movement described in the first aspect.
  • the present disclosure provides a circulation movement, which includes a movement assembly and a cash box assembly.
  • the movement assembly includes a banknote module, an identification module, a temporary storage module, and a transmission module.
  • the circulating cash box is connected to the second connection section and is used to obtain currency in the temporary storage module or transfer currency to the identification module. That is to say, the circulation movement circulates deposited and withdrawn currency through the circulating cash box, and integrates the deposit, withdrawal and temporary storage functions on the premise of ensuring the shortest currency access time and currency transmission space path, realizing the circulation machine. Core miniaturization and portability.
  • Figure 1 is a schematic diagram 1 of currency transmission of a circulating movement provided by an embodiment of the present disclosure when used for deposits;
  • Figure 2 is a second schematic diagram of currency transmission of a circulating movement provided by an embodiment of the present disclosure when used for deposits;
  • Figure 3 is a schematic diagram of currency transmission when currency is forgotten by a circulation movement provided by an embodiment of the present disclosure
  • Figure 4 is a schematic diagram of currency transmission of a circulating movement provided by an embodiment of the present disclosure when used for withdrawal;
  • Figure 5 is a schematic diagram of the cooperation between the banknote blocking adjustment mechanism and the banknote blocking plate of a circulation movement provided by an embodiment of the present disclosure.
  • any specific values are to be construed as illustrative only and not as limiting. Accordingly, other examples of the exemplary embodiments may have different values.
  • inventions of the present disclosure provide a cyclic movement, which is used for storing and taking out currency.
  • the cyclic movement includes:
  • the movement assembly 1 includes a banknote module 11, an identification module 12, a temporary storage module 13 and a transmission module 14.
  • the transmission module 14 includes a first connection section 141 and a second connection section 142.
  • the first connection section 141 is configured to connect the entrance of the banknote module 11 and the identification module 12, that is, the first connection section 141 can transmit the currency put into the entrance of the banknote module 11 to the identification module 12, so that the identification module 12 can identify whether the currency is qualified or not; or, the first connection section 141 can transmit the currency identified by the identification module 12.
  • the entrance to the banknote module 11 is convenient for customers to take out currency.
  • the second connection section 142 is configured to connect the identification module 12 and the temporary storage module 13, that is, the second connection section 142 can transfer the currency identified by the identification module 12 to the temporary storage module 13. Deposit module 13 to facilitate the storage of currency.
  • the cash box assembly 2 includes a circulating cash box 21.
  • the circulating cash box 21 is connected to the second connection section 142 and is used to obtain the currency in the temporary storage module 13 or transfer it to the temporary storage module 13.
  • the identification module 12 transmits currency.
  • the currency in the temporary storage module 13 can be transferred to the circulating cash box 21 through the second connecting section 142 when it needs to be stored, so as to facilitate the circulating cash box 21 Obtain the currency in the temporary storage module 13; and when the circulating cash box 21 is connected to the identification module 12 through the second connecting section 142, when the currency in the circulating cash box 21 needs to be taken out, the currency in the circulating cash box 21 The currency can be transmitted to the identification module 12 through the second connection section 142, so that the identification module 12 can identify the currency and then take it out or return it.
  • the customer when a customer deposits currency through the entrance of the banknote port module 11, the customer can put the currency into the entrance of the banknote port module 11 one or more times, and then when the customer confirms that the circulation movement enters the currency counting control command mode, the currency can be After passing through the identification module 12 and the temporary storage module 13, it enters the circulating cash box 21.
  • the money can first pass through the identification module 12 and then be temporarily stored in the temporary storage module 13. After the customer confirms that the money is released, the currency in the temporary storage module 13 can be transferred. to the recycling cassette 21.
  • the customer when the customer inserts the bank card and prepares to withdraw money, the customer confirms the withdrawal instruction, and the currency in the circulating cash box 21 is transmitted to the identification module 12 through the second connection section 142, and is judged to be qualified currency by the identification result of the currency identification module 12.
  • the qualified currency enters the outlet of the banknote port module 11 through the first connection section 141.
  • the customer can take the currency from the outlet of the banknote port module 11 and complete the withdrawal process. This is the path for taking out the qualified currency when withdrawing money.
  • the circulation movement provided by the embodiment of the present disclosure includes a movement component 1 and a cash box assembly 2.
  • the movement core component 1 includes a banknote module 11, an identification module 12, a temporary storage module 13 and a transmission module 14.
  • the transmission module 14 includes a first connection section 141 and a second connection section 142.
  • the first connection section 141 is configured to connect the entrance of the banknote module 11 and the identification module 12.
  • the second connection section 142 is configured to connect the identification module 12 and the temporary storage module 13 .
  • the circulating cash box 21 is connected to the second connecting section 142 and is used to obtain currency in the temporary storage module 13 or transmit currency to the identification module 12 .
  • the circulation movement circulates the currency deposited and withdrawn through the circulating cash box 21, and integrates the deposit, withdrawal and temporary storage functions under the premise of ensuring the shortest currency access time and currency transmission space path, and realizes circulation.
  • the miniaturization and portability of the movement reduce the design cost of the cycle movement.
  • the transmission module 14 includes a first commutator 146 and a second commutator 147 .
  • the first commutator 146 is disposed on the first connecting section 141 close to the banknote opening.
  • the second commutator 147 is disposed at one end of the second connecting section 142 close to the identification module 12.
  • the first commutator 146 and the second commutator 147 are used for Adjust the transmission direction of the transmission module 14.
  • the currency when qualified currency is deposited, the currency needs to be transmitted to the identification module 12 through the first connection section 141, and when the qualified currency is taken out, the identification result of the identification module 12 determines that the qualified currency passes
  • the first connecting section 141 enters the outlet of the banknote module 11, that is, the first connecting section 141 needs to be able to realize forward and reverse transmission.
  • the first commutator 146 When the first commutator 146 is disposed at one end of the first connecting section 141 close to the banknote module 11, it can reverse the transmission direction of the first connecting section 141 and realize currency circulation. Flexible access in the movement.
  • the identified qualified currency is transmitted to the temporary storage module 13 through the second connection section 142; and when the customer confirms that a deposit is required, the currency in the temporary storage module 13 needs to The reverse transport via the second connecting section 142 reaches the recycling cassette 21 .
  • the second commutator 147 is disposed at one end of the second connecting section 142 close to the identification module 12, the reverse transmission of the second connecting section 142 can be achieved through the second commutator 147, ensuring that currency Finally enter the circulating cash box 21.
  • the transmission module 14 further includes an output connecting section and a third commutator 148 , the third commutator 148 is located on the second connecting section 142 close to the temporary storage module 13 At one end, the output connection section is connected between the third commutator 148 and the outlet of the banknote module 11 .
  • the unqualified currency when a customer makes a deposit through a circulating movement and the recognition result of the identification module 12 determines that the currency is unqualified, the unqualified currency can be transmitted through the second connection section 142 during transmission. After the three-commutator 148, it enters the exit of the banknote module 11 through the output connection section, that is, it enters the banknote rejection port of the circulation movement, waiting for the customer to take away the unqualified currency. This is the exit path of the unqualified currency when depositing.
  • the output connection section includes a third connection section 143 and a fourth connection section 144.
  • the transmission module 14 also includes a fourth diverter 149, which is located in the banknote module. Between 11 and the temporary storage module 13;
  • the third connecting section 143 connects the third commutator 148 and the fourth commutator 149
  • the fourth connecting section 144 connects the fourth commutator 149 and the bank module 11 exit.
  • unqualified currency when a customer deposits through the circulating movement, unqualified currency can enter the outlet of the banknote module 11 after being transmitted through the third connecting section 143 and the fourth connecting section 144; see Figure 4, and
  • unqualified currency when unqualified currency is taken out, when the identification result of the identification module 12 determines that the currency is unqualified and passes through the first connection section 141, it can be recycled after reverse transmission through the third connection section 143.
  • the reverse direction of the third connecting section 143 can be realized through the cooperation of the third commutator 148 and the fourth commutator 149 to improve the flexibility of currency transmission in the circulation movement. This is withdrawal.
  • the exit path for unqualified currency when a customer deposits through the circulating movement, unqualified currency is taken out, when the identification result of the identification module 12 determines that the currency is unqualified and passes through the first connection section 141, it can be recycled after reverse transmission through the third connection section 143.
  • the reverse direction of the third connecting section 143 can be realized through the cooperation of the third commutator 148 and the
  • a deflection angle is formed between the third connecting section 143 and the fourth connecting section 144 , and the deflection angle is an obtuse angle.
  • the direction between the third connection section 143 and the fourth connection section 144 can be changed.
  • the angle is set to be greater than 90° and less than 180° to improve the smoothness of money transmission in the third connection section 143 and the fourth connection section 144, further improve the working efficiency of the circulation movement, and reduce the probability of money jamming.
  • the direction changes of the transmission channel in the transmission module 14 can be set to obtuse angles to improve the transmission efficiency of the transmission module 14 .
  • the transmission module 14 further includes a fifth connection section 145 that connects the first commutator 146 and the fourth commutator 149 .
  • the identification result of the identification module 12 determines that the unqualified currency is transmitted through the first connection section 141, and then the unqualified currency passes through the fifth connection section 145 and The third connecting section 143 is recycled. At this time, the reverse directions of the first connecting section 141 and the third connecting section 143 can pass through the first commutator 146, the third commutator 148, and the fourth commutator respectively. This is achieved through the cooperation of device 149.
  • the cash box assembly 2 includes a recycled cash box 22, and the transmission module 14 further includes a fifth diverter 150, the fifth diverter 150 is disposed on the third Two connecting sections 142 connect the cash recycling box 22 to the fifth commutator 150 .
  • the currency in the temporary storage module 13 can pass through the second connection section. After the reverse transmission of 142, it enters the recycling box 22 after being reversed by the fifth commutator 150.
  • the recycling cash box 21 and the recycling cash box 22 provided by the embodiment of the present disclosure can be designed to fit together in one piece, so as to effectively improve the safety of currency recycling and currency deposit and withdrawal of the recycling movement.
  • a first sensor 111 is provided in the banknote module 11 , and the first sensor 111 is used to detect currency in the banknote module 11 .
  • the unqualified currency judged by the identification result of the identification module 12 enters the banknote module 11; or when the customer withdraws money, the qualified currency judged by the identification result of the identification module 12 Currency enters the banknote module 11. If the customer fails to take away the currency in the banknote module 11 in time, or does not confirm the cancellation of deposit or withdrawal instructions for a long time, the first sensor 111 in the banknote module 11 can be used within the set time range after the currency enters the banknote module 11 When the currency left in the banknote module 11 is detected, the forget-to-take and forget-to-deposit leftover recovery processes can be started.
  • the currency in the banknote module 11 After receiving the leftover recovery instruction in the circulation movement, the currency in the banknote module 11 reaches the identification module 12 through the first connection section 141, and then enters the temporary storage module 13 through the second connection section 142. The currency passes through the second connection section 142 of reverse transmission from the temporary storage module 13 and then enters the recycling cash box 22 to complete the currency recycling process.
  • the temporary storage module 13 is provided with a second sensor 132 , and the second sensor 132 is used to detect currency in the temporary storage module 13 .
  • the second sensor 132 in the temporary storage module 13 can detect the currency after the currency enters the temporary storage module 13. If the currency left in the temporary storage module 13 is detected within the set time range, the forgotten and leftover recovery process can be started.
  • the currency passes through the second connecting section 142 of reverse transmission from the temporary storage module 13 and then enters the recycling cash box 22 to complete the currency recycling process.
  • the circulation movement also includes a banknote-retaining adjustment mechanism 3.
  • the temporary storage module 13 is provided with a banknote-retaining plate 131, and the banknote-retaining plate 131 has a plurality of banknote-retaining plates.
  • the banknote blocking adjustment mechanism 3 is movably connected to the banknote blocking plate 131 and can cooperate with one of the banknote blocking stop positions.
  • the circulation movement may face the deposit and withdrawal of currencies of different countries, and the specifications and sizes of currencies of different countries are different.
  • it can be achieved through a single cooperation between the banknote blocking adjustment mechanism 3 and multiple banknote blocking stops on the banknote blocking plate 131.
  • the banknote blocking plate 131 can be located at the entrance of the temporary storage module 13.
  • the entrance of the temporary storage module 13 is also provided with an anti-reverse wheel 133, a banknote grinding wheel 134 and a banknote digging wheel 135.
  • Currency When entering the temporary storage module 13, you can enter the temporary storage module 13 from the gap between the anti-return wheel 133 and the currency grinding wheel 134, and then stack the currencies one by one into the temporary storage module through the banknote digging wheel 135. 13 in. Then, through the single cooperation between the banknote blocking adjustment mechanism 3 and the banknote blocking stops on the banknote blocking plate 131, the stop of currencies of different specifications and sizes is realized, ensuring that the currencies of different specifications and sizes are stored in the temporary storage module 13. storage consistency and stability.
  • the entrance of the circulating cash box 21 is also provided with an anti-reverse wheel, a banknote grinding wheel and a banknote digging wheel.
  • the currency enters the circulating cash box 21 it can enter the circulating cash box from the gap between the anti-reverse wheel and the banknote grinding wheel. 21, and then stack the currencies one by one into the circulating banknote box 21 through the banknote digging wheel.
  • the currency can be recycled through the cash recycling box 22 .
  • the currency when an abnormality occurs during the currency deposit process, for example, the currency stays in the second connection section 142 .
  • the currency can enter the temporary storage module 13.
  • the sensors on each connection section of the circulation movement detect that there is no currency left on each connection section, all the currency in the temporary storage module 13 can be transferred to the cash recycling box 22 to complete the banknote clearing. Recycling process.
  • the circulation movement includes a length dimension, a width dimension and a height dimension, the length dimension ranges from 500-600mm, the width dimension ranges from 300-360mm, and the height dimension ranges from 800- 860mm.
  • the circulation movement of the present disclosure circulates deposits and withdrawals of currency through the circulation cash box 21, and integrates deposit, withdrawal and temporary storage functions on the premise of ensuring the shortest currency access time and currency transmission space path.
  • the miniaturization of the cyclic movement is achieved, and the dimensions of the cyclic movement in all directions can be controlled within 1 meter, ensuring the convenience of the cyclic movement.
  • the circulation movement includes a length dimension, a width dimension, and a height dimension that may be 540 mm, 340 mm, and 840 mm respectively.
  • An embodiment of the present disclosure also provides a financial self-service terminal, which includes the circulation movement.
  • the financial self-service terminal includes a control module, and the control module is used to control the activities of the transmission module 14 so that currency runs in the circulation movement to ensure that the financial self-service terminal ensures the accuracy of currency deposits and withdrawals. flexibility.
  • the control module can enable the financial self-service terminal to independently implement currency counting, and can also automatically handle abnormal currency when abnormal currency occurs during the currency counting process, providing a basis for remotely starting the financial self-service terminal.
  • the currency counting control instructions, deposit confirmation instructions, withdrawal confirmation instructions, leftover recovery instructions and banknote clearing instructions of the circulation movement can all be implemented through the control module.

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  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

L'invention concerne un module de recyclage et un terminal de libre-service financier. Le module de recyclage comprend un ensemble module de recyclage et un ensemble conteneur de billets de banque, et l'ensemble module de recyclage comprend un module d'accès à des billets de banque, un module de reconnaissance, un module de stockage temporaire et un module de transport. Une première section de connexion est configurée pour être connectée à un accès de dépôt du module d'accès aux billets de banque et du module de reconnaissance, et une seconde section de connexion est configurée pour être connectée au module de reconnaissance et au module de stockage temporaire. Un conteneur de billets de banque de recyclage est connecté à la seconde section de connexion et est utilisé pour acquérir une devise dans le module de stockage temporaire ou transporter une devise vers le module de reconnaissance.
PCT/CN2022/115853 2022-08-30 2022-08-30 Module de recyclage et terminal de libre-service financier WO2024044969A1 (fr)

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PCT/CN2022/115853 WO2024044969A1 (fr) 2022-08-30 2022-08-30 Module de recyclage et terminal de libre-service financier

Applications Claiming Priority (1)

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PCT/CN2022/115853 WO2024044969A1 (fr) 2022-08-30 2022-08-30 Module de recyclage et terminal de libre-service financier

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Citations (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103514658A (zh) * 2012-06-18 2014-01-15 日立欧姆龙金融系统有限公司 纸币处理装置
CN107610374A (zh) * 2017-09-26 2018-01-19 上海古鳌电子科技股份有限公司 金融自助终端及存款、连续存款、取款、清机方法
CN107657764A (zh) * 2017-09-26 2018-02-02 上海古鳌电子科技股份有限公司 金融自助终端及存款、连续存款、取款、清机方法
CN207216786U (zh) * 2017-09-26 2018-04-10 上海古鳌电子科技股份有限公司 一种金融自助终端
CN207867594U (zh) * 2018-03-06 2018-09-14 广州智萃电子科技有限公司 过钞通道宽度调节机构
CN208110716U (zh) * 2017-04-21 2018-11-16 鼎钜电子股份有限公司 出钞机
CN109064684A (zh) * 2018-07-24 2018-12-21 深圳怡化电脑股份有限公司 一种介质贮存机构、介质发放装置及金融自助终端
CN208351584U (zh) * 2018-07-11 2019-01-08 深圳市融芯华光技术有限公司 一种叠钞机构

Patent Citations (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103514658A (zh) * 2012-06-18 2014-01-15 日立欧姆龙金融系统有限公司 纸币处理装置
CN208110716U (zh) * 2017-04-21 2018-11-16 鼎钜电子股份有限公司 出钞机
CN107610374A (zh) * 2017-09-26 2018-01-19 上海古鳌电子科技股份有限公司 金融自助终端及存款、连续存款、取款、清机方法
CN107657764A (zh) * 2017-09-26 2018-02-02 上海古鳌电子科技股份有限公司 金融自助终端及存款、连续存款、取款、清机方法
CN207216786U (zh) * 2017-09-26 2018-04-10 上海古鳌电子科技股份有限公司 一种金融自助终端
CN207867594U (zh) * 2018-03-06 2018-09-14 广州智萃电子科技有限公司 过钞通道宽度调节机构
CN208351584U (zh) * 2018-07-11 2019-01-08 深圳市融芯华光技术有限公司 一种叠钞机构
CN109064684A (zh) * 2018-07-24 2018-12-21 深圳怡化电脑股份有限公司 一种介质贮存机构、介质发放装置及金融自助终端

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