WO2022220587A1 - Procédé de paiement de prix et système de paiement de prix selon l'achat et la vente de dispositifs électroniques - Google Patents

Procédé de paiement de prix et système de paiement de prix selon l'achat et la vente de dispositifs électroniques Download PDF

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Publication number
WO2022220587A1
WO2022220587A1 PCT/KR2022/005360 KR2022005360W WO2022220587A1 WO 2022220587 A1 WO2022220587 A1 WO 2022220587A1 KR 2022005360 W KR2022005360 W KR 2022005360W WO 2022220587 A1 WO2022220587 A1 WO 2022220587A1
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WIPO (PCT)
Prior art keywords
online sales
electronic device
business platform
electronic devices
sales business
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PCT/KR2022/005360
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English (en)
Korean (ko)
Inventor
지창환
권태민
조성락
Original Assignee
민팃(주)
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Priority claimed from KR1020220033577A external-priority patent/KR20220142344A/ko
Application filed by 민팃(주) filed Critical 민팃(주)
Publication of WO2022220587A1 publication Critical patent/WO2022220587A1/fr

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/08—Logistics, e.g. warehousing, loading or distribution; Inventory or stock management
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/08—Auctions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00—Network arrangements or protocols for supporting network services or applications
    • H04L67/01—Protocols
    • H04L67/10—Protocols in which an application is distributed across nodes in the network
    • H04L67/1097—Protocols in which an application is distributed across nodes in the network for distributed storage of data in networks, e.g. transport arrangements for network file system [NFS], storage area networks [SAN] or network attached storage [NAS]

Definitions

  • the present invention provides a method for payment and payment for electronic device sales, which provides reliability for electronic devices to be purchased or sold, and establishes a safe and reliable used electronic device trading platform that can provide various transaction methods It's about the system.
  • the method of trading used electronic devices is a method in which the seller conducts one-on-one transactions with individuals who wish to purchase through an online second-hand transaction site, or through a specialized purchaser who operates an own purchase site or stores, etc. can be exemplified.
  • This conventional method of trading used electronic devices may cause many problems during actual trading.
  • An embodiment of the present invention provides a method of payment according to electronic device sales, which provides reliability for electronic devices to be purchased or sold, and establishes a safe and reliable used electronic device trading platform that can provide various transaction methods and to provide a payment system.
  • an embodiment of the present invention aims to support a payment method of a virtual currency using virtual currency having various values in addition to a cash-oriented transaction payment method.
  • a method for payment according to the sale of electronic devices includes: bidding for electronic devices by classifying grades determined by inspecting quality; and, according to the bidding of the electronic device, performing an auction service for the electronic device with a value at any future point in time, taking into account a drop in the price of the electronic device over time.
  • the payment system includes an online sales business platform that conducts an auction service for the electronic device by bidding for the electronic device by classifying the grade determined by inspecting the quality
  • the online sales business platform may conduct the auction service with a value at any future point in time in consideration of the price drop of the electronic device over time.
  • the price according to the sale of electronic devices which provides reliability for electronic devices to be purchased or sold, and establishes a safe and reliable used electronic device trading platform that can provide various transaction methods
  • a payment method and payment system can be provided.
  • FIG. 1 is a block diagram illustrating the configuration of a payment system according to an embodiment of the present invention.
  • FIG. 2 is a diagram for explaining the configuration of an online sales business platform.
  • 3 is a diagram showing bidding information in an online sales business platform.
  • FIG. 4 is a diagram showing an example of a bid list.
  • FIG. 5 is a flowchart illustrating a payment method according to an electronic device sale, according to an embodiment of the present invention.
  • FIG. 1 is a block diagram illustrating the configuration of a payment system according to an embodiment of the present invention.
  • a payment system 100 may include an online sales business platform 110 .
  • the online sales business platform 110 bids electronic devices by classifying the grades determined by inspecting the quality. That is, the online sales business platform 110 may serve to inspect the quality of used electronic devices collected from the seller, classify the grades in response to the inspected quality, and then conduct an auction through bidding. have.
  • the online sales business platform 110 checks the appearance state of the electronic device, the functional state of the part, with a video image, or an X-ray projection image, and according to the confirmed state, the electronic device For example, it can be classified into grades A-E.
  • the external state inspection may be an inspection of the LCD state of the electronic device, the state of scratches on the external edge, etc.
  • the functional state inspection of the parts includes various sensors, buttons, cameras, batteries, Wi-Fi, Bluetooth, speaker/microphone It may be a check to see if the back is functioning normally.
  • the online sales business platform 110 analyzes the video image, and there is a small scratch on the front LCD, and also analyzes the X-ray projection image to analyze the recent battery or LCD (including TOUTCH) exchange marks. , can be classified as 'B grade'.
  • the bidding may be a procedure in which a purchaser proposes a purchase price for electronic devices that are classified and registered in a bid list for sale.
  • the online sales business platform 110 may bundle and arrange a plurality of electronic devices classified into the same class into one block, and may bid on a plurality of electronic devices by receiving a bid price from a buyer in block units.
  • the online sales business platform 110 conducts an auction service for the electronic device with a value at any future point in time, taking into account the price drop of the electronic device over time, according to the bidding of the electronic device. . That is, the online sales business platform 110 may select a successful bidder by receiving a bid for the price at the point in time at which the buyer wants to receive the electronic device, based on the time-to-depreciation of the electronic device, and comparing the bid bids. have.
  • the online sales business platform 110 may receive a bid from the buyer on the condition of delivery after 6 months for 10 electronic devices 'OO phones' classified as B grades by inspecting the quality. At this time, the online sales business platform 110 sets the bidding range (95% to 97% of the current market price) in consideration of the price drop at the time when the electronic device 'OO phone' has elapsed 6 months from the present, A buyer may be encouraged to bid within a set bid range.
  • the online sales business platform 110 may provide a gift auction business service for electronic devices.
  • the online sales business platform 110 may allow the electronic device to be successfully bid according to the gift auction business service to be delivered after a point in time when the delivery condition is satisfied.
  • the online sales business platform 110 may perform the auction service to determine the buyer who offered the highest bid as a successful bidder, and deliver the successful electronic device to the successful bidder after the future time point.
  • the online sales business platform 110 is close to the upper end of the bidding range (97% of the current market price) and relatively higher than other buyers Buyer a who bid the bid is determined as a successful bidder, and after 6 months have elapsed, the 'OO phone' of 10 electronic devices of the B grade can be delivered to buyer a who is the successful bidder.
  • the online sales business platform 110 may allow the successful bidder to actually check the electronic device that has been successfully bid through the storage box in the dedicated unmanned transaction device.
  • the dedicated unmanned transaction device may be a device that collects used electronic devices to be bid on, stores them in a storage box in a specific space, and displays them.
  • the online sales business platform 110 may allow the successful bidder to display the electronic device in a storage box in a dedicated unmanned transaction device and allow the storage box to be opened only to the successful bidder. That is, the online sales business platform 110 conducts the above-mentioned bidding in a state in which the used electronic devices put in by the seller as a dedicated unmanned transaction device are stored and displayed in a storage box, and the storage box is opened after selection of a successful bidder, Allows the successful bidder to check the actual product of the electronic device.
  • the online sales business platform 110 notifies the successful bidder of, for example, a one-time password for unlocking the door lock of the storage box, so that the successful bidder can open the storage box and take out the successful bid electronic device and check it.
  • the online sales business platform 110 allows the successful bidder to access a plurality of lockers in the dedicated unmanned transaction device, so that the successful bidder can directly check the plurality of successful electronic devices.
  • the online sales business platform 110 displays electronic devices for sample purposes in a storage box in a dedicated unmanned transaction device, and according to the will of the successful bidder,
  • the successful bid electronic device (or a plurality of electronic devices) may be delivered after the contracted delivery time.
  • the online sales business platform 110 may confirm or return the provisional payment according to the intention of the successful bidder who has actually checked the electronic device.
  • the online sales business platform 110 may receive and maintain a price corresponding to the bid price from the successful bidder. That is, after the successful bidder is determined, the online sales business platform 110 may maintain the price corresponding to the bid price by the successful bidder in a temporary account.
  • the price maintained at this time is a provisional payment amount that requires final confirmation by the successful bidder, and may be an amount excluding brokerage fees stipulated in the bid price.
  • the online sales business platform 110 may pay the price to the seller of the electronic device or return it to the successful bidder according to the intention of the successful bidder who has checked the electronic device in the storage box.
  • the online sales business platform 110 may pay the seller the price maintained in the temporary account.
  • the online sales business platform 110 may refund the price maintained in the temporary account to the successful bidder when the successful bidder reinserts the electronic device taken out of the locker into the slot of the dedicated unmanned transaction device.
  • the online sales business platform 110 may process the refund after identifying whether the re-inserted electronic device is an electronic device originally taken out of the storage box.
  • the online sales business platform 110 shoots an image of an electronic device stored in a locker and an image of the electronic device when reinserted by a camera provided in a dedicated unmanned transaction device, and compares the captured images. Through this, it is possible to identify whether the electronic device reloaded is the same as the electronic device originally taken out of the storage box.
  • the online sales business platform 110 may implement the maintenance of the bid price, the bid progress, and the payment and return of the price under the blockchain environment.
  • the online sales business platform 110 may record an event generated according to the progress of the auction service in the block chain.
  • the online sales business platform 110 can prevent forgery and falsification of events by introducing block chain technology and recording events generated during the auction process on the block chain.
  • the online sales business platform 110 encrypts and stores all information of the seller and the buyer participating in the auction, such as the bid amount, in a block chain, thereby increasing the security of the information.
  • the online sales business platform 110 may convert the payment into a virtual currency supported by the block chain, and pay it to the seller or return it to the successful bidder. That is, the online sales business platform 110 converts the hash value generated by encrypting the price corresponding to the bid price to virtual currency, and according to the will of the successful bidder, the virtual currency can be paid to the seller or refunded to the successful bidder. .
  • the price according to the sale of electronic devices which provides reliability for electronic devices to be purchased or sold, and establishes a safe and reliable used electronic device trading platform that can provide various transaction methods
  • a payment method and payment system can be provided.
  • the payment system 100 of the present invention may provide an online sales business platform as an electronic device trading platform.
  • FIG. 2 is a diagram for explaining the configuration of an online sales business platform.
  • the online sales business platform 110 can perform various types of mass sales, and can provide a safe and reliable sales service.
  • the online sales business platform 110 may include a subscription unit 210 , a customer interface unit 220 , a processing unit 230 , and an operation unit 240 .
  • the subscription unit 210 is a means of signing up buyers and sellers who want to use the online sales business platform 110 as platform members, and may grant IDs and passwords to buyers and sellers who have joined as platform members.
  • the subscription unit 210 may include a customer subscription unit 211 and a customer authentication unit 212 .
  • the customer subscription unit 211 may perform a function of inputting member information of buyers and sellers who want to use the online sales business platform 110 . That is, the customer subscription unit 211 may perform a function of registering as a member by inputting necessary customer information online and offline according to the classification of the customer (individual, individual business owner, corporate business operator, etc.).
  • the customer subscription unit 211 inputs personal information input as customer information in the case of an individual, and inputs business information (business registration certificate, corporate register, etc.) input in the case of an individual/corporate business as customer information, and input customer information Membership registration can be proceeded through the authentication process (individual and corporate authentication process) that can prove the
  • the customer authentication unit 212 may perform a function of authenticating a part of the overall credit at the time of the customer's subscription in addition to the identity authentication for the customer.
  • the customer authentication unit 212 may perform an authentication function to confirm the current financial level of the platform member for prior soundness verification. In the case of a corporate business, the customer authentication unit 212 may authenticate the financial soundness of the corporation by checking the company's sales, debt, profit margin, and the like.
  • the customer interface unit 220 connects the platform member to the online sales business platform 110 through the assigned ID and password, and according to the platform member's business type or the position (purchase, sale, etc.) It can perform the function of verifying the financial credit part in advance.
  • the customer interface unit 220 may include a customer connection unit 221 and a customer credit verification unit 222 .
  • the customer connection unit 221 may link the platform member to a specific related business field as the platform member enters an ID and password to access the online sales business platform 110 .
  • the platform member's finances according to the platform member's position (purchase, sale, etc.) in the business that the platform member accesses and wants to conduct. It can perform a function of assigning a financial rating and bidding limit for a specific business by evaluating the credit part (letter of credit, advance deposit, etc.).
  • the processing unit 230 may be a means for performing a required function according to various business types provided by the online sales business platform 110 .
  • the required function may exemplify, for example, registration of an electronic device to be sold, prior notice, prior inspection of the electronic device, and a function of transferring the electronic device after sale.
  • the processing unit 230 may include a business notification unit 231 , a business progress unit 232 , and a business processing unit 233 .
  • the business notification unit 231 may notify the platform members in advance of when and how to conduct a certain type of sales business through the online sales business platform 110 .
  • the business notification unit 231 enables the platform member who wants to sell and the platform member who wants to buy to participate in the known business, so that business such as electronic device transactions can be optimally performed.
  • the business progress unit 232 performs a function that allows the business to proceed well according to the form or condition of the known business, and may provide various functions (auction, advance reservation sale, advance reservation purchase, etc.) required according to the business. have.
  • the business processing unit 233 may process the payment and delivery functions of the electronic device according to the purchase and sale of the electronic device for the business that is normally conducted according to the progress of the business progress unit 232 .
  • the business processing unit 233 may provide a function for payment between platform members and a delivery status of the electronic device.
  • the payment related work provided by the business processing unit 233 may be a check of whether the finance for payment between platform members is well done, a financial service work through the platform member in the online sales business platform 110, etc. .
  • the business processing unit 233 may also perform financial support for the platform member through a partial guarantee for the sales amount of the electronic device transacted through the online sales business platform 110 or a grace period for payment, etc.
  • the business processing unit 233 may provide a function for checking the movement status of the electronic device in real time for the delivery status of the electronic device, and for example, online sales of delivery requirements for delivery address, delivery time, delivery type, etc. It can perform a function to make a request to the business platform 110 and proceed.
  • the operation unit 240 is a means for operating the online sales business platform 110 , and may include, for example, an operation server 241 , an operation software 242 , and an operation DB 243 .
  • the operation server 241 is platform hardware that enables a platform member to perform business by accessing the online sales business platform 110 , and may generally be composed of MCU, MEMORY, I/F function, OS, and the like.
  • the operating software 242 may be configured as software for various business operations provided by the online sales business platform 110 .
  • the operation DB 243 may be a means for maintaining information of platform members, information on electronic devices applied to business, and information on operation results of businesses that have been conducted so far as data and data.
  • the payment system 100 of the present invention may provide an online sales business platform for trading used electronic devices in bulk.
  • the payment system 100 may establish an online sales business platform that enables safe and reliable trade of used electronic devices.
  • the payment system 100 provides a stable and convenient mass transaction method (sales business method) and various functions therefor.
  • the payment system 100 may provide an environment in which various buyers and sellers can make safe and reliable transactions through the online sales business platform.
  • the payment system 100 may provide a mass transaction for used electronic devices in various sales business forms, and according to the business, electronic device preparation, electronic device supply, electronic device notification, electronic device bidding, electronic We can provide device receipt, electronic device delivery, transaction payment method, etc.
  • the payment system 100 may provide a pre-purchase reservation and sale reservation business plan suitable for mass transactions.
  • the payment system 100 provides a new online sales business platform capable of trading a large amount of used electronic devices, and provides a pre-purchase reservation/sale reservation service for a large number of used electronic devices by the online sales business platform. and can meet buyer's requirements.
  • the pre-purchase reservation/sale reservation service for used electronic devices is for a mass transaction at a specific point in time for used electronic devices whose value falls over time.
  • the payment system 100 may provide a transaction plan for purchasing and selling in advance from a buyer's point of view and a seller's point of view, as a means of C2C and P2P used mass transactions.
  • the buyer can preempt the electronic equipment necessary for distribution and use at the time of the expected transaction, which can be advantageous for companies that distribute a large amount of electronic equipment or use a large amount of electronic equipment directly upcycle, etc. have.
  • the seller can be assured of a stable market price at the time of future device change, thereby reducing the economic burden at the time of purchasing a new device.
  • the payment system 100 may require proof of creditworthiness of each platform member and escrow preparation (deposit) for RISK that may occur during transaction in order to provide a pre-buy reservation/sale reservation service.
  • the payment system 100 may provide a method of joining a platform member, a method of supplying a quantity for sale related to a requirement for a pre-purchase reservation/sale reservation service, a method of payment, a logistics movement and storage method for payment of goods, etc. have.
  • the payment system 100 may provide a pre-auction (gift auction) business service.
  • the payment system 100 may provide a pre-auction business service as a form of advance purchase reservation/sale reservation.
  • the pre-auction business service may be a method of selling to a buyer who offers the best price to a buyer who needs an electronic device in the future without setting a price for the electronic device to be sold.
  • the pre-auction business service may be a method of conducting an auction by disclosing specs for sold electronic devices, but purchasing and supplying electronic devices that have been auctioned after a certain period of time has elapsed.
  • the payment system 100 may guarantee the quality of the electronic device and allow return processing in case of an abnormality of the electronic device when the pre-auction business service is performed online.
  • the payment system 100 may provide a transparent used sales agency business service using a block chain.
  • the payment system 100 considers the seller's psychology of wanting to sell the used equipment used by individuals or companies at a better price, and provides a service that receives a settlement by deducting an agency fee after proxy sales to a vendor with sales ability. can provide
  • the purchase price is calculated by referring to the past sales price standards along with the minimum margin, reflecting corporate profits.
  • the payment system 100 proposes a method of settlement after selling an electronic device through a sales auction house.
  • the payment system 100 may calculate the sale guaranteed price (immediate purchase price) as the seller inputs information of the electronic device to be sold through the block chain.
  • the payment system 100 after selling the electronic device through the online sales business platform, settles the amount excluding the sale agent fee (including the collection cost, information deletion and inspection cost) from the sale guaranteed price to the seller can pay
  • the payment system 100 may support the seller to monitor the sale and transaction status of the electronic device through a web, an app, or a message.
  • the payment system 100 may settle the settled amount in cryptocurrency or legal currency having a smart contract function and pay the seller.
  • a platform member may be a seller or a buyer, and may additionally require subscription conditions according to the type (form) of the business.
  • the payment system 100 may check the minimum financial credit according to the purchase amount of the electronic device, which is a transaction target, so that the transaction is performed stably.
  • the payment system 100 is flexible in a form in which both purchase/sale is possible, a form in which purchase/sale is separated and has separate qualification requirements, a rating system type with different purchase/sale amount limits, a rating system form according to accumulated transactions after subscription, etc. You can apply it to authenticate your subscription.
  • the payment system 100 may provide certainty about the quality of the electronic device, financial payability for payment, accurate delivery and receipt of the electronic device as a transaction target, and the like.
  • Financial solvency can be resolved through a financial-related authentication step before a transaction on an online sales business platform.
  • the payment system 100 may apply a method that can be confirmed by an online sales business platform in order to verify in advance the electronic device that is a transaction target.
  • the payment system 100 may verify a large amount of electronic device transactions, for example, through information such as ID information of used mobile phones, inspection data, evaluation grade standards, appearance state information according to ID information, and the like.
  • the payment system 100 may store electronic devices, subject to transaction, in advance through an online sales business platform, and may also be stored after undergoing preliminary inspection in a specific external storage location owned by a platform operator.
  • the payment system 100 may provide a pre-inspection function and service for an electronic device by a third party in the field.
  • the payment system 100 generates inspection information such as whether the electronic device is genuine/current status using a dedicated App (using an approved inspection App), and registers the generated inspection information in the online sales business platform, Able to perform quality/function inspection on electronic devices.
  • the payment system 100 may periodically inspect and authenticate the state of the electronic device before the sale occurs, and automatically record the history of replacement/repair of parts that may have occurred during the storage period.
  • the transaction cost of the device in the case of individual (C2C) transaction, individual-to-business (B2C), and business-to-business (B2B) transaction is determined by mutual agreement. Payments are made and decided in a variety of ways.
  • money having a fixed and standardized value such as cash, gift certificate, and points, is used offline or online.
  • the payment system 100 may provide a method of paying a transaction price in money having a fixed and standardized value, as well as a new method of money as a transaction cost. That is, the payment system 100 may support a method of paying a price (cost) in a currency of a new concept such as virtual currency.
  • the payment system 100 when selling or exchanging electronic devices, pays the seller as much as the difference between the evaluation tokens of the electronic devices in virtual currency, and allows the received virtual currency to be used when exchanging other electronic devices. can do.
  • the payment system 100 may provide an exchange of goods between individuals through an online sales business platform, and may prevent face-to-face interactions between individuals through courier, quick, unmanned transaction machines, and the like.
  • the payment system 100 may provide a quality inspection/verification/guarantee service such as whether or not an electronic device is a fake in the middle of a transaction.
  • a certain token may be provided every time a seller registers, evaluates, or manages electronic devices registered by the seller to motivate participation.
  • the payment system 100 can receive electronic devices transacted by a dedicated unmanned transaction device, thereby resolving the inconvenience of face-to-face transactions during P2P transactions.
  • the payment system 100 shares information on a dedicated unmanned transaction device in which the electronic device of the transaction target is stored with the purchaser during P2P transaction, so that the purchaser can visit the dedicated unmanned transaction device and check the electronic device directly.
  • the payment system 100 allows the electronic device to be withdrawn from the dedicated unmanned transaction device when the purchaser who directly checks the electronic device decides to confirm the purchase, whereas when the purchaser decides to cancel the purchase, the withdrawal of the electronic device is stopped method can be employed.
  • the payment system 100 makes it possible to take out the electronic device to the dedicated unmanned transaction device and check it even before the purchase is confirmed, but precede the escrow (provisional opening of a card or account transfer, etc.) before taking out the electronic device, the electronic device Risk hedging against loss or damage of
  • the payment system 100 provides cancellation information to the seller when canceling the purchase, and as the seller checks whether the electronic device in the dedicated unmanned transaction device is damaged, approves the cancellation to release the buyer escrow can
  • the payment system 100 allows the delivery destination of the electronic device purchased from the sales site to be designated as a dedicated unmanned transaction device, so that the purchaser can receive the electronic device through the dedicated unmanned transaction device.
  • the payment system 100 may transmit display completion information (unmanned vending machine location and display information) to the dedicated unmanned transaction device to the seller and the buyer, respectively.
  • display completion information unmanned vending machine location and display information
  • the payment system 100 may perform a purchase confirmation or purchase cancellation process according to the purchaser's intention.
  • the purpose of the escrow procedure for the buyer is to resolve the distrust of the appearance quality checked on the screen and the inconvenience of returning due to the nature of used electronic devices.
  • 3 is a diagram showing bidding information in an online sales business platform.
  • the online sales business platform may visualize and display bidding summary information for used electronic devices currently bid for.
  • the bid summary information may include bidding details such as a bid date and time, an end date and time, the number of blocks, and a total quantity.
  • the bidding date and time are related to the start and end time of the bidding.
  • the number of blocks may include a bid list allocated according to the maker and grade of the electronic device to be bid.
  • the total quantity may be the number of electronic devices listed in the bid list.
  • FIG. 4 is a diagram showing an example of a bid list.
  • the online sales business platform may visualize and display a bid list for used electronic devices currently bid on.
  • an auction number, block, manufacturer, model name, quantity, current state, etc. may be displayed to induce a buyer to participate in a bidding for a desired electronic device.
  • FIG. 5 is a flowchart illustrating a payment method according to an electronic device sale, according to an embodiment of the present invention.
  • the payment method according to the electronic device sale according to the present embodiment may be performed by the payment system 100 .
  • Step 510 may be a process of inspecting the quality of the used electronic devices collected from the seller, classifying the grades corresponding to the inspected quality, and then performing an auction through bidding.
  • the online sales business platform checks the external state of the electronic device and the functional state of the part with a video image or X-ray projection image, and according to the confirmed state, It can be classified as grade E.
  • the external state inspection may be an inspection of the LCD state of the electronic device, the state of scratches on the external edge, etc.
  • the functional state inspection of the parts includes various sensors, buttons, cameras, batteries, Wi-Fi, Bluetooth, speaker/microphone It may be a check to see if the back is functioning normally.
  • the online sales business platform analyzes the video image to classify electronic devices that have small scratches on the front LCD, and also analyze the X-ray projection image, showing signs of a recent battery replacement, into 'B grade'. have.
  • the bidding may be a procedure in which a purchaser proposes a purchase price for electronic devices that are classified and registered in a bid list for sale.
  • the online sales business platform may bundle and arrange a plurality of electronic devices classified in the same class into one block, and may bid on a plurality of electronic devices by receiving a bid price from a buyer in units of blocks.
  • Step 520 may be a process of selecting a successful bidder by receiving a bid for a price at a point in time at which the purchaser wants to receive the electronic device based on the depreciation of the electronic device over time, comparing the bid prices, and selecting the successful bidder.
  • the online sales business platform may receive a bid from the buyer on the condition of delivery after 6 months for 10 electronic devices 'OO phones' classified as B-grade by inspecting the quality.
  • the online sales business platform sets the bidding range (95% to 97% of the current market price) in consideration of the price drop of the electronic device 'OO phone' when 6 months have elapsed from the present, and sets the You can induce bids to bid within the bidding range.
  • the online sales business platform may provide a gift auction business service for electronic devices.
  • the online sales business platform may allow the electronic device to be successfully bid according to the gift auction business service to be delivered after a point in time when the delivery condition is satisfied.
  • the online sales business platform may perform the auction service to determine a buyer who offered the highest bid as a successful bidder, and deliver the successful electronic device to the successful bidder after the future time point.
  • the online sales business platform bids relatively higher than other buyers close to the upper end of the bidding range (97% of the current market price).
  • One buyer a is designated as a successful bidder, and after 6 months have elapsed, the 'OO phone' of 10 electronic devices of the B grade can be delivered to the successful bidder a.
  • the online sales business platform may allow the successful bidder to actually check the electronic device that has been awarded the bid through the storage box in the dedicated unmanned transaction device.
  • the dedicated unmanned transaction device may be a device that collects used electronic devices to be bid on, stores them in a storage box in a specific space, and displays them.
  • the online sales business platform may display the successful bid electronic device in a storage box in a dedicated unmanned transaction device, and allow only the successful bidder to open the storage box. That is, the online sales business platform conducts the above-mentioned bidding in a state where the used electronic devices put in by the seller with a dedicated unmanned transaction device are stored and displayed in the storage box, and the storage box is opened after the successful bidder is selected, so that the successful bidder can electronically Allows you to check the actual device.
  • the online sales business platform notifies the successful bidder of, for example, a one-time password for unlocking the door lock of the storage box, so that the successful bidder can open the storage box and take out the winning electronic device and check it.
  • the online sales business platform allows the successful bidder to access a plurality of lockers in the dedicated unmanned transaction device, so that the successful bidder can directly check the number of successful electronic devices.
  • the online sales business platform displays electronic devices for sample purposes in a storage box in a dedicated unmanned transaction device, and according to the will of the successful bidder, A device (or multiple electronic devices) may be delivered after a contracted delivery point.
  • the online sales business platform may confirm or return the provisional payment according to the intention of the successful bidder who has actually checked the electronic device.
  • the online sales business platform may receive and maintain a price corresponding to the bid price from the successful bidder. That is, after a successful bidder is determined, the online sales business platform may maintain a price corresponding to the bid price in a temporary account by the successful bidder.
  • the price maintained at this time is a provisional payment amount that requires final confirmation by the successful bidder, and may be an amount excluding brokerage fees stipulated in the bid price.
  • the online sales business platform may pay the price to the seller of the electronic device or return it to the successful bidder according to the intention of the successful bidder who has checked the electronic device in the storage box.
  • the online sales business platform may pay the seller the price maintained in the temporary account.
  • the online sales business platform may refund the price maintained in the temporary account to the successful bidder when the successful bidder reinserts the electronic device taken out of the locker into the slot of the dedicated unmanned transaction device.
  • the online sales business platform can process the refund after identifying whether the reinserted electronic device is an electronic device originally taken out of the storage box.
  • the online sales business platform shoots the image of the electronic device stored in the locker and the image of the electronic device at the time of reinsertion by the camera provided in the dedicated unmanned transaction device, It is possible to identify whether the input electronic device is the same as the electronic device that was originally taken out of the storage box.
  • the online sales business platform may implement the maintenance of the bid price, the bid progress, and the payment and return of the price under the blockchain environment.
  • the online sales business platform may record an event that occurs according to the progress of the auction service in the block chain.
  • the online sales business platform can prevent forgery and falsification of events by recording the events generated during the auction process on the block chain by introducing blockchain technology.
  • the online sales business platform can increase the security of information by encrypting and storing all information of the seller and buyer participating in the auction, such as the bid amount, in a block chain.
  • the online sales business platform may convert the payment into a virtual currency supported by the block chain and pay it to the seller or return it to the successful bidder. That is, the online sales business platform can convert the price corresponding to the bid into a virtual currency of a hash value generated by encryption, and according to the will of the successful bidder, pay the virtual currency to the seller or refund the successful bidder.
  • the price according to the sale of electronic devices which provides reliability for electronic devices to be purchased or sold, and establishes a safe and reliable used electronic device trading platform that can provide various transaction methods
  • a payment method and payment system can be provided.
  • the method according to the embodiment may be implemented in the form of program instructions that can be executed through various computer means and recorded in a computer-readable medium.
  • the computer-readable medium may include program instructions, data files, data structures, etc. alone or in combination.
  • the program instructions recorded on the medium may be specially designed and configured for the embodiment, or may be known and available to those skilled in the art of computer software.
  • Examples of the computer-readable recording medium include magnetic media such as hard disks, floppy disks and magnetic tapes, optical media such as CD-ROMs and DVDs, and magnetic such as floppy disks.
  • - includes magneto-optical media, and hardware devices specially configured to store and execute program instructions, such as ROM, RAM, flash memory, and the like.
  • Examples of program instructions include not only machine language codes such as those generated by a compiler, but also high-level language codes that can be executed by a computer using an interpreter or the like.
  • the hardware devices described above may be configured to operate as one or more software modules to perform the operations of the embodiments, and vice versa.
  • the software may comprise a computer program, code, instructions, or a combination of one or more thereof, which configures a processing device to operate as desired or is independently or collectively processed You can command the device.
  • the software and/or data may be any kind of machine, component, physical device, virtual equipment, computer storage medium or device, to be interpreted by or to provide instructions or data to the processing device. , or may be permanently or temporarily embody in a transmitted signal wave.
  • the software may be distributed over networked computer systems and stored or executed in a distributed manner. Software and data may be stored in one or more computer-readable recording media.

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Abstract

L'invention concerne un procédé de paiement de prix et un système de paiement de prix selon l'achat et la vente de dispositifs électroniques. Selon un mode de réalisation de la présente invention, un procédé de paiement de prix selon l'achat et la vente de dispositifs électroniques peut comprendre les étapes consistant à : classifier des catégories déterminées par inspection de qualité, de manière à faire une offre pour des dispositifs électroniques ; et effectuer, avec une valeur à un moment futur aléatoire, un service de vente aux enchères pour les dispositifs électroniques selon l'offre faite pour les dispositifs électroniques en tenant compte de baisses de prix des dispositifs électroniques au cours du temps.
PCT/KR2022/005360 2021-04-14 2022-04-13 Procédé de paiement de prix et système de paiement de prix selon l'achat et la vente de dispositifs électroniques WO2022220587A1 (fr)

Applications Claiming Priority (4)

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KR20210048632 2021-04-14
KR10-2021-0048632 2021-04-14
KR1020220033577A KR20220142344A (ko) 2021-04-14 2022-03-17 전자기기 매매에 따른 대금 지급 방법 및 대금 지급 시스템
KR10-2022-0033577 2022-03-17

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KR20010112007A (ko) * 2000-06-14 2001-12-20 염평삼 인터넷기반의 선구매 계약에 의한 상품 및 서비스 제공방법
KR20070030545A (ko) * 2005-09-13 2007-03-16 주식회사 반품닷컴 반품물품 상거래방법
JP2016149113A (ja) * 2015-02-06 2016-08-18 株式会社Ｓｏｕ 商品の未来の買取価格を保証するためのコンピュータシステム、そのコンピュータシステムにおいて実行される方法およびプログラム
KR101991612B1 (ko) * 2018-01-03 2019-06-20 이화여자대학교 산학협력단 마스터 기능 이전을 통한 물품 거래 시스템, 방법 및 기록 매체
KR20190127270A (ko) * 2018-05-04 2019-11-13 농업회사법인 주식회사 자연속으로 블록체인을 이용한 경매 신뢰 시스템
KR20190129366A (ko) * 2018-05-10 2019-11-20 주식회사 비포유플랫폼 중고 명품 상거래 시스템 및 방법

Patent Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20010112007A (ko) * 2000-06-14 2001-12-20 염평삼 인터넷기반의 선구매 계약에 의한 상품 및 서비스 제공방법
KR20070030545A (ko) * 2005-09-13 2007-03-16 주식회사 반품닷컴 반품물품 상거래방법
JP2016149113A (ja) * 2015-02-06 2016-08-18 株式会社Ｓｏｕ 商品の未来の買取価格を保証するためのコンピュータシステム、そのコンピュータシステムにおいて実行される方法およびプログラム
KR101991612B1 (ko) * 2018-01-03 2019-06-20 이화여자대학교 산학협력단 마스터 기능 이전을 통한 물품 거래 시스템, 방법 및 기록 매체
KR20190127270A (ko) * 2018-05-04 2019-11-13 농업회사법인 주식회사 자연속으로 블록체인을 이용한 경매 신뢰 시스템
KR20190129366A (ko) * 2018-05-10 2019-11-20 주식회사 비포유플랫폼 중고 명품 상거래 시스템 및 방법

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