WO2020088633A1

WO2020088633A1 - Payment method, device, and user equipment unit

Info

Publication number: WO2020088633A1
Application number: PCT/CN2019/114956
Authority: WO
Inventors: 武晓芳; 周金华
Original assignee: 华为技术有限公司
Priority date: 2018-11-01
Filing date: 2019-11-01
Publication date: 2020-05-07
Also published as: CN109634495A

Abstract

Embodiments of the present application provide a payment method, a device, and a user equipment unit. The payment method comprises: receiving a payment operation of a user while a leather cover of a user equipment unit is in a closed state; displaying, in response to the payment operation, a first payment interface in a target region of a display screen of the user equipment unit, the target region being a display region corresponding to a leather cover window of the leather cover when the leather cover is in the closed state, and the first payment interface being an interface comprising at least one of a payment identification code, a payment scanning box, a payment application list, or a payment interface. The payment method is adopted such that when the leather cover of the user equipment unit is in the closed state, a user can enable, by means of a payment operation with respect to the user equipment unit, the first payment interface to be displayed in the target region of the display screen of the user equipment unit, and then a payment transaction can be performed quickly by using the first payment interface and without opening the leather cover, thereby providing more convenience, better usability, and an enhanced user experience.

Description

Payment method, device and user equipment

This application requires a Chinese patent application submitted to the State Intellectual Property Office of China with the application number CN201811294053.3 and the invention titled "Payment Method and User Equipment" on November 1, 2018, and to be submitted to China on November 28, 2018 The priority of the Chinese Patent Application of the Patent Office, the application number CN201811448768.X, and the invention titled "Payment Methods, Devices, and User Equipment", the entire contents of which are incorporated by reference in this application.

Technical field

This application relates to the field of terminal technology, and in particular, to a payment method, device, and user equipment.

Background technique

At present, some user equipments (UEs) are equipped with matching holsters when they leave the factory. The holsters include an upper holster and a lower holster. The lower holster is set on the rear case of the user equipment and is set on the upper holster There is a holster window. When the holster is closed, the upper holster covers the display screen of the user device. The holster window corresponds to the target area of the display screen of the user device. The operating system of the user device can change the date, time, Information such as battery power is displayed in the target area, and the user can view the information through the holster window.

With the development of user equipment and electronic payment technology, more and more people use electronic payment for payment transactions in their work and life. For example: use payment code to make payment; use payment code to collect payment; scan QR code to make payment; and scan QR code, use shared bicycle or take public transportation to make payment, etc. However, because the payment identification codes of various application software are randomly generated and the display positions are different, when the holster is closed, the user wants to use any of the above payment methods for payment transactions, all need to open the skin of the user device Set, and then open the corresponding payment application, after the payment application is launched, you can use the payment application for subsequent payment transactions.

It can be seen that when a matching holster is configured on the user device, if the holster is in a closed state, the existing payment method is adopted, and the holster needs to be opened to achieve, so the payment process is cumbersome and cannot be paid quickly transaction.

Summary of the invention

Embodiments of the present application provide a payment method, device, and user equipment to solve the problem that when the user equipment is equipped with a matching holster, if the holster is in a closed state, the existing payment method needs to be used to open the holster The subsequent payment can only be carried out in a set, which leads to the problem that the payment process is relatively cumbersome and the payment transaction cannot be performed quickly.

In a first aspect, an embodiment of the present application provides a payment method, the payment method includes: a holster of a user device is in a closed state, receiving a user's payment operation; and in response to the payment operation, on a display screen of the user device The target area of the display shows the first payment interface; wherein, the target area is a display area corresponding to the holster window of the holster when the holster is in a closed state, and the first payment interface includes payment An interface of at least one of an identification code, a payment scan frame, a payment application list, or a payment interface.

In this implementation manner, when the holster is in a closed state, the user can initiate payment of the user device when the holster is in a closed state through a payment operation on the user device, without opening the holster, and without having to click on the payment application control and payment By operating on the display interface of the application, payment transactions can be carried out quickly, which is more convenient to use, better in applicability, and higher in user experience.

With reference to the first aspect, in a first possible implementation manner of the first aspect, in response to the payment operation, the process of displaying the first payment interface in the target area of the display screen of the user equipment includes: in response to the In the payment operation, a first payment interface corresponding to a default payment application is displayed in the target area, and the first payment interface includes at least one of a payment identification code, a payment scan box, or a payment interface of the default payment application.

In this implementation manner, the first payment interface containing at least one of the payment identification code, payment scan frame, or payment interface of the default payment application is displayed in the target area, because the default payment application can be used frequently by most users and the use process is relatively Convenient payment application. When the user uses the first payment interface for subsequent payment transactions, the payment process is more convenient.

With reference to the first aspect, in a second possible implementation manner of the first aspect, in response to the payment operation, the process of displaying the first payment interface in the target area of the display screen of the user equipment includes: in response to the In the payment operation, a first payment interface corresponding to the most recently opened first payment application is displayed in the target area, and the first payment interface includes the payment identification code, payment scan box, or payment interface of the first payment application. at least one.

In this implementation manner, a first payment interface containing at least one of the payment identification code, payment scan frame, or payment interface of the user's last used payment application can be displayed in the target area, thereby providing the user with a more commonly used payment implementation for the user Way, the user experience is better.

With reference to the first aspect, in a third possible implementation manner of the first aspect, in response to the payment operation, the process of displaying the first payment interface in the target area of the display screen of the user equipment includes: in response to the Payment operation, displaying a first payment interface corresponding to a second payment application in the target area, the first payment interface including at least one of a payment identification code, a payment scanning frame, or a payment interface of the second payment application; The second payment application is to set or randomly designate a payment application corresponding to the payment operation.

In this implementation manner, by establishing the correspondence between the payment operation and the payment application, the user can obtain the payment interface that he needs more quickly for payment transactions, and the applicability is better.

With reference to the first aspect, in a fourth possible implementation manner of the first aspect, in response to the payment operation, the process of displaying the first payment interface in the target area of the display screen of the user equipment includes: in response to the For the payment operation, a first payment interface containing a list of payment applications is displayed in the target area.

In this implementation manner, by displaying the payment application list in the target area, the user can select the payment application he needs according to his own needs, which greatly improves the user experience.

With reference to the first aspect, in a fifth possible implementation manner of the first aspect, the payment method further includes: receiving a user's selection operation, where the selection operation is used to select a third payment application according to the payment application list; The target area displays a payment interface corresponding to the third payment application, and the payment interface includes at least one of a payment identification code, a payment scan frame, or a payment interface of the third payment application.

In this implementation, by receiving the user's selection operation on the payment application list in the target area, a payment interface suitable for the user's needs is displayed in the target area, so that the user can use the payment interface that meets his needs for payment transactions, which greatly improves the user experience .

With reference to the first aspect, in a sixth possible implementation manner of the first aspect, in response to the payment operation, after the first payment interface is displayed in the target area of the display screen of the user equipment, the payment method further includes: receiving The user's switching operation displays a second payment interface different from the first payment interface in the target area.

In this implementation manner, a second payment interface different from the first payment interface can also be displayed in the target area by receiving the user's switching operation, so that the user can obtain the payment interface that he needs through the switching operation, and the applicability is better.

With reference to the first aspect, in a seventh possible implementation manner of the first aspect, the process of receiving a user's switching operation and displaying a second payment interface different from the first payment interface in the target area includes: receiving a user A sliding operation in the target area; according to the sliding operation, a second payment interface different from the first payment interface is displayed in the target area.

In this implementation, the switching operation is set as the user's sliding operation in the target area, so that the user only needs to slide in the target area to obtain the payment interface that he needs. The switching operation is simple and convenient, and the applicability is good.

With reference to the first aspect, in an eighth possible implementation manner of the first aspect, the payment operation includes at least one of the following: an operation of inputting target fingerprint information; after continuously pressing a switch button twice within a first preset duration , An operation of inputting authentication face information; an operation of inputting target gesture information after pressing the switch button twice in the first preset duration; an operation of pressing the duration of the target area greater than or equal to the second preset duration Double-clicking on the target area; sliding on the target area according to a preset trajectory; shaking the user device for a duration longer than or equal to a third preset duration.

In this implementation, payment operations are relatively simple, easy to operate, and have good applicability.

In a second aspect, an embodiment of the present application provides a user equipment, the user equipment includes: a user equipment body and a holster sleeved on the user equipment body; the user equipment body includes a display screen, a processor, and an input Device; the display screen is provided with a target area; the holster is provided with a holster window, the holster window corresponds to the target area when the holster is in a closed state; the input device is used When the holster is in a closed state, receiving a user's payment operation; the processor is configured to display a first payment interface in the target area in response to the payment operation; the first payment interface includes payment identification Code, payment scan box, payment application list, or payment interface.

In this implementation manner, when the holster of the user device is in a closed state, the user can initiate payment of the user device when the holster is in a closed state through a payment operation on the user device, and a quick payment transaction can be performed without opening the holster , More convenient to use, better applicability, and improved user experience.

With reference to the second aspect, in a first possible implementation manner of the second aspect, the input device is further configured to: receive a user's switching operation.

In this implementation manner, the user equipment can also receive the user's switching operation, and then display the payment interface required by the user in the target area according to the switching operation, with better applicability.

With reference to the second aspect, in a second possible implementation manner of the second aspect, the processor is further configured to: according to the switching operation, display a second payment that is different from the first payment interface in the target area interface.

In this implementation manner, the user equipment may also display a second payment interface different from the first payment interface in the target area according to the user's switching operation, so that the user obtains the payment interface that he needs, and the use effect is better.

In a third aspect, an embodiment of the present application provides a payment device. The payment device includes a module for performing the steps of the payment method in the first aspect and various possible implementation manners of the first aspect. Specifically, the payment device includes: a receiving module and a processing module, and in addition, it may include a sending module, a storage module, and other modules or units.

According to a fourth aspect, an embodiment of the present application provides an apparatus. The apparatus includes a processor. The processor is configured to couple with a memory, read an instruction in the memory, and execute the first aspect and the first aspect according to the instruction. Payment methods in various possible implementations.

According to a fifth aspect, an embodiment of the present application provides a computer storage medium, in which instructions are stored in a computer storage medium, and when the instructions run on a computer, the computer is allowed to execute the first aspect and various possible aspects of the first aspect Part or all of the steps of the payment method in the implementation.

According to a sixth aspect, an embodiment of the present application provides a computer program product that, when run on a computer, causes the computer to execute part 1 of the payment method in the first aspect and various possible implementation manners of the first aspect or All steps.

In order to solve the problem that the user equipment equipped with a holster needs to open the holster to perform a payment transaction when the holster is closed, the embodiments of the present application provide a payment method, device, and user equipment. In this payment method, when the holster of the user device is in the closed state, as long as the user's payment operation is received, the first payment interface is displayed in the target area corresponding to the holster window of the holster, and the first payment interface It is an interface containing at least one of a payment identification code, a payment scan box, a payment application list, or a payment interface. Users can use the first payment interface to quickly complete subsequent payment transactions without opening the holster, or clicking on the payment application control and operating on the display interface of the payment application, the payment process is more convenient and fast, and the applicability is better, The user experience is higher.

BRIEF DESCRIPTION

FIG. 1 is a schematic structural diagram of an implementation manner of user equipment according to an embodiment of the present application;

2 is a schematic diagram of the structure of the user equipment when the holster shown in FIG. 1 is in a closed state;

3A-3D are schematic diagrams of an application scenario provided by embodiments of the present application;

4A-4D are schematic diagrams of another application scenario provided by embodiments of the present application;

5A-5B are schematic diagrams of another application scenario provided by an embodiment of this application;

6 is a schematic diagram of another application scenario provided by an embodiment of this application;

7 is a schematic structural diagram of an implementation manner of a user equipment main body provided by an embodiment of this application;

8 is a block diagram of a software structure of user equipment provided by an embodiment of the present application;

9 is a schematic flowchart of an implementation manner of a payment method provided by an embodiment of this application;

10 is a structural block diagram of an implementation manner of a payment device provided by an embodiment of the present application.

detailed description

When using a user device with a holster for electronic payment, the user needs to first open the holster, and then click the control of the corresponding payment application on the display screen to start the payment application and operate on the display interface of the payment application (for example : Click the scan control to bring up the payment scan box; or click the payment control to bring up the payment code; or click the money control to bring up the payment code, etc.) before the subsequent payment transaction can be carried out. The payment process is very cumbersome, and payment transactions cannot be completed quickly. In order to overcome this problem, embodiments of the present application provide a payment method, device, and user equipment.

The payment method provided in this embodiment of the present application may be implemented in a user device with a holster and the holster having a holster window. For example, the user equipment shown in FIGS. 1 and 2. FIG. 1 is a schematic structural diagram of an implementation manner of user equipment according to an embodiment of the present application. FIG. 2 is a schematic structural diagram of the user equipment when the holster shown in FIG. 1 is in a closed state. It can be known with reference to FIGS. 1 and 2 that the user equipment 10 includes a user equipment body 100 and a holster 200.

The user equipment body 100 may include a rear case 101, a display screen 102, an input device, and a holster state detection device; the target area 1021 is a partial display area of the display screen 102, and the functions of the target area 1021 are the same as those of the display screen 102. Some display areas have different functions.

The holster 200 may include a first holster 201 and a second holster 202 connected to each other; the second holster 202 may be sleeved on the rear case 101; the first holster 201 is provided with a hollowed holster window 2011, When the holster 200 is in the closed state, the first holster 201 covers the display screen 102, and the holster window 2011 corresponds to the target area 1021.

Further, in order to block dust, a transparent film can also be provided in the holster window 2011, through which the user can touch the display screen 102 in the target area 1021, and the transparent film will not affect the user's operation of touching the display screen 102 Sensitivity.

The payment method provided by the embodiments of the present application will be described below with reference to the drawings and application scenarios.

When a user uses a user device with a holster, such as the user device 10 shown in FIGS. 1 and 2, for electronic payment, the user may encounter an application scenario in which it is inconvenient to open the holster or need to quickly start a payment transaction, such as a handheld Things, it is inconvenient to open the holster to start the payment application and perform subsequent operations, or when taking public transportation, you need to quickly scan the code, etc. In these scenarios, the user can use the payment method provided in the embodiments of the present application to conveniently and quickly complete the payment transaction.

In an optional embodiment of the present application, the user can perform a payment operation on the user equipment through the input device of the user equipment (for example: input the target fingerprint information; or after pressing the switch button twice consecutively within the first preset duration, Enter the authentication face information; or press the switch button twice consecutively within the first preset duration and enter the target gesture information, etc.), and display it in the target area of the display screen of the user device (such as the target area 1021 shown in FIG. 1) A first payment interface, the first payment interface contains a payment identification code (such as a two-dimensional code and / or bar code, etc.); then, the payment identification code is scanned by a third-party scanning device, payment information is displayed in the target area, and the payment transaction is completed .

For example, referring to FIG. 3A-FIG. 3D, the first payment interface includes a payment code of Alipay as an example for description. The user can input the target fingerprint information on the input device of the user equipment (such as the fingerprint information of the user's right thumb); the user's right thumb touches the input device of the user equipment (as shown in FIG. 3A), The area displays the first payment interface containing Alipay's payment code (as shown in Figure 3B); the payment code is scanned by a third-party scanning device, and the target area of the display screen of the user device displays payment information (as shown in Figures 3C and 3D) ) To complete the payment transaction.

In another optional embodiment of the present application, the user may perform a payment operation on the user equipment through the input device of the user equipment, and display a first payment interface on the target area of the display screen of the user equipment, the first payment interface including payment Scan box; then, use the payment scan box to scan the third-party payment identification code, display the amount input interface in the target area; after entering the amount, display the payment password input interface in the target area; after entering the payment password, display in the target area Payment information to complete the payment transaction.

For example, with reference to FIG. 3A and referring to FIGS. 4A-4D, the first payment interface includes a payment scanning frame of WeChat as an example for description. The right thumb of the user touches the input device of the user equipment (as shown in FIG. 3A), and the target area of the display screen of the user equipment displays the first payment interface (shown in FIG. 4A) containing the payment scan frame of WeChat; use the payment scan After scanning the third-party payment identification code, the target area displays the amount input interface (as shown in Figure 4B); after the user enters the amount in the amount input interface, the target area displays the payment password input interface (as shown in Figure 4C); After the user inputs the payment password on the payment password input interface, the payment information is displayed in the target area (as shown in FIG. 4D), and the payment transaction is completed.

In other optional embodiments of the present application, the first payment interface may also include both a payment identification code and a payment scanning frame. For an implementation manner, reference may be made to the foregoing embodiment, and details are not described here.

Wherein, the first payment interface may include the payment identification code and / or payment scanning frame of the default payment application (such as Alipay or WeChat, etc.); it may also contain the payment identification code and / or payment scanning frame of the payment application that was last opened; and It may include the payment identification code and / or payment scanning frame of the payment application that has a corresponding relationship with the payment operation. The first preset duration can be set according to actual needs, for example, it can be set to 0.1 second.

In another optional embodiment of the present application, the user may perform a payment operation on the user equipment through the input device of the user equipment, and display a first payment interface containing a list of payment applications in the target area of the display screen of the user equipment (see FIG. 5A); The user displays the payment identification code and / or payment scan box of the payment application corresponding to the clicked payment application name control in the target area by clicking the payment application name control in the payment application list (as shown in FIG. 5B). Referring to FIG. 3B and FIG. 4A), the user can then use the payment identification code or payment scan box to make subsequent payments. For the payment implementation method, reference may be made to the content of the foregoing embodiment, which will not be repeated here.

In another optional embodiment of the present application, the user equipment may have a near field communication (NFC) payment function, and the user may perform a payment operation on the user equipment through the input device of the user equipment to start the user In the NFC payment function option of the device, after the user brings the user device close to the third-party NFC payment device, the first payment interface containing the payment interface is displayed in the target area of the display screen of the user device. The payment interface may be an interface containing payment information (refer to FIG. 4D).

Further, if the user is dissatisfied with the information displayed on the first payment interface, the first payment interface displayed on the target area can also be switched through a switching operation on the user device (such as a sliding operation in the target area; or inputting switching fingerprint information, etc.) Switch to a second payment interface that is different from the first payment interface. The second payment interface also includes at least one of the payment identification code, payment scan box, payment application list, or payment interface, but the information displayed on the second payment interface is different from the first The information displayed on the payment interface is different.

For example, the first payment interface is an interface containing the payment code of Alipay (as shown in FIG. 3B). After the user swipes to the right in the target area (as shown in FIG. 6), the payment scan box containing WeChat is displayed in the target area The second payment interface (refer to FIG. 4A).

In addition, if the user is still not satisfied with the information displayed on the second payment interface, the user may continue to switch the payment interface displayed in the target area through the switching operation until the payment interface displayed in the target area is the payment interface that he needs. After that, the user can use the payment interface currently displayed in the target area to complete subsequent payment transactions.

Based on the user equipment 10 provided in the above embodiments, the user equipment body 100 provided in the embodiments of the present application will be emphatically introduced. In some optional embodiments of the present application, the user equipment body 100 may include: a mobile phone, a tablet computer ( portable Android (Pad), personal digital assistant (PDA), etc.

Referring to FIG. 7, FIG. 7 is a schematic structural diagram of an implementation manner of a user equipment body provided by an embodiment of the present application. 7 that the user equipment body 100 may further include a processor 103, an external memory interface 104, an internal memory 105, a universal serial bus (USB) interface 106, a charging management module 107, and a power management module 108, Battery 109, antenna 1, antenna 2, mobile communication module 110, wireless communication module 111, audio module 112, speaker 113, receiver 114, microphone 115, headphone jack 116, sensor module 117, button 118, motor 119, indicator 120, The camera 121, and a subscriber identification module (SIM) card interface 122, etc. The sensor module 117 may include a pressure sensor 1171, a gyro sensor 1172, an air pressure sensor 1173, a magnetic sensor 1174, an acceleration sensor 1175, a distance sensor 1176, a proximity light sensor 1177, a fingerprint sensor 1178, a temperature sensor 1179, a touch sensor 1180, ambient light Sensor 1181, bone conduction sensor 1182, etc.

The input device of the user equipment body 100 shown in the above embodiments may include: a display screen 102, a sensor module 117, a key 118, a motor 119, a camera 121, and the like. The holster state detection device may include: a magnetic sensor 1174, a proximity light sensor 1177, and the like.

Those skilled in the art may understand that the structure of the user equipment main body shown in FIG. 7 does not constitute a limitation on the user equipment main body of the present application. The user equipment main body of the present application may include more or fewer parts than shown, or a combination of Components, or different component arrangements. The illustrated components can be implemented in hardware, software, or a combination of software and hardware.

The processor 103 may include one or more processing units, for example, the processor 103 may include an application processor (application processor, AP), a modem processor, a graphics processor (graphics processing unit, GPU), and image signals Processor (image) signal processor (ISP), controller, memory, video codec, digital signal processor (DSP), baseband processor, and / or neural-network processing unit, NPU) etc. Among them, different processing units may be independent devices, or may be integrated in one or more processors. Among them, the controller may be the nerve center and command center of the user equipment. The controller can generate the operation control signal according to the instruction operation code and the timing signal to complete the control of fetching instructions and executing instructions.

The processor 103 may also be provided with a memory for storing instructions and data. In some embodiments, the memory in the processor 103 is a cache memory. The memory may store instructions or data that the processor 103 has just used or recycled. If the processor 103 needs to use the instruction or data again, it can be directly called from the memory. Avoid repeated access, reduce the waiting time of the processor 103, thus improving the efficiency of the system.

In some embodiments, the processor 103 may include one or more interfaces. Interfaces can include integrated circuit (inter-integrated circuit, I2C) interface, integrated circuit built-in audio (inter-integrated circuit, sound, I2S) interface, pulse code modulation (pulse code modulation (PCM) interface, universal asynchronous transceiver (universal asynchronous) receiver / transmitter, UART) interface, mobile industry processor interface (MIPI), general-purpose input / output (GPIO) interface, subscriber identity module (SIM) interface, and And / or universal serial bus (USB) interface, etc.

The I2C interface is a bidirectional synchronous serial bus, including a serial data line (serial data line, SDA) and a serial clock line (derail clock line, SCL). In some embodiments, the processor 103 may include multiple sets of I2C buses. The processor 103 may be coupled to the touch sensor 1180, the charger, the flash, the camera 121, etc. through different I2C bus interfaces. For example, the processor 103 may couple the touch sensor 1180 through the I2C interface, so that the processor 103 and the touch sensor 1180 communicate through the I2C bus interface to realize the touch function of the user device.

The I2S interface can be used for audio communication. In some embodiments, the processor 103 may include multiple sets of I2S buses. The processor 103 may be coupled to the audio module 112 through an I2S bus to implement communication between the processor 103 and the audio module 112. In some embodiments, the audio module 112 can transmit an audio signal to the wireless communication module 111 through the I2S interface to implement the function of answering the call through the Bluetooth headset.

The PCM interface can also be used for audio communication, sampling, quantizing and encoding analog signals. In some embodiments, the audio module 112 and the wireless communication module 111 may be coupled through a PCM bus interface. In some embodiments, the audio module 112 can also transmit audio signals to the wireless communication module 111 through the PCM interface to realize the function of answering the call through the Bluetooth headset. Both the I2S interface and the PCM interface can be used for audio communication.

The UART interface is a universal serial data bus used for asynchronous communication. The bus may be a bidirectional communication bus. It converts the data to be transmitted between serial communication and parallel communication. In some embodiments, the UART interface is generally used to connect the processor 103 and the wireless communication module 111. For example, the processor 103 communicates with the Bluetooth module in the wireless communication module 111 through the UART interface to implement the Bluetooth function. In some embodiments, the audio module 112 may transmit audio signals to the wireless communication module 111 through the UART interface to realize the function of playing music through a Bluetooth headset.

The MIPI interface can be used to connect the processor 103 to peripheral devices such as the display screen 102 and the camera 121. MIPI interface includes camera serial interface (camera serial interface, CSI), display serial interface (display serial interface, DSI) and so on. In some embodiments, the processor 103 and the camera 121 communicate through a CSI interface to implement the shooting function of the user equipment. The processor 103 and the display screen 102 communicate through the DSI interface to realize the display function of the user equipment.

The GPIO interface can be configured via software. The GPIO interface can be configured as a control signal or a data signal. In some embodiments, the GPIO interface may be used to connect the processor 103 to the camera 121, the display screen 102, the wireless communication module 111, the audio module 112, the sensor module 117, and the like. GPIO interface can also be configured as I2C interface, I2S interface, UART interface, MIPI interface, etc.

The USB interface 106 is an interface that conforms to the USB standard, and may specifically be a Mini USB interface, a Micro USB interface, a USB Type C interface, etc. The USB interface 106 can be used to connect a charger to charge the user equipment, and can also be used to transfer data between the user equipment and peripheral devices. It can also be used to connect headphones and play audio through the headphones. The interface can also be used to connect other electronic devices, such as AR devices.

It can be understood that the interface connection relationship between the modules illustrated in this embodiment is only a schematic description, and does not constitute a limitation on the structure of the user equipment. In other embodiments, the user equipment may also use different interface connection methods in the foregoing embodiments, or a combination of multiple interface connection methods.

The charging management module 107 is used to receive charging input from the charger. The charger may be a wireless charger or a wired charger. In some wired charging embodiments, the charging management module 107 may receive the charging input of the wired charger through the USB interface 106. In some wireless charging embodiments, the charging management module 107 may receive wireless charging input through the wireless charging coil of the user device. While the charging management module 107 charges the battery 109, it can also supply power to the user equipment through the power management module 108.

The power management module 108 is used to connect the battery 109, the charging management module 107 and the processor 103. The power management module 108 receives input from the battery 109 and / or the charge management module 107, and supplies power to the processor 103, internal memory 105, external memory, display screen 102, camera 121, wireless communication module 111, and the like. The power management module 108 can also be used to monitor battery capacity, battery cycle times, battery health status (leakage, impedance) and other parameters. In some other embodiments, the power management module 108 may also be set in the processor 103. In other embodiments, the power management module 108 and the charging management module 107 may also be set in the same device.

The wireless communication function of the user equipment can be realized through the antenna 1, the antenna 2, the mobile communication module 110, the wireless communication module 111, the modem processor, and the baseband processor.

Antenna 1 and antenna 2 are used to transmit and receive electromagnetic wave signals. Each antenna in the user equipment can be used to cover a single or multiple communication frequency bands. Different antennas can also be reused to improve antenna utilization. For example, the antenna 1 can be multiplexed as a diversity antenna of a wireless local area network. In other embodiments, the antenna may be used in conjunction with a tuning switch.

The mobile communication module 110 can provide a wireless communication solution including 2G / 3G / 4G / 5G and the like applied to user equipment. The mobile communication module 110 may include at least one filter, switch, power amplifier, low noise amplifier (LNA), and the like. The mobile communication module 110 can receive electromagnetic waves from the antenna 1 and filter, amplify, etc. the received electromagnetic waves, and transmit them to a modem processor for demodulation. The mobile communication module 110 can also amplify the signal modulated by the modulation and demodulation processor and convert it to electromagnetic wave radiation through the antenna 1. In some embodiments, at least part of the functional modules of the mobile communication module 110 may be provided in the processor 103. In some embodiments, at least part of the functional modules of the mobile communication module 110 and at least part of the modules of the processor 103 may be provided in the same device.

The modem processor may include a modulator and a demodulator. Among them, the modulator is used to modulate the low-frequency baseband signal to be transmitted into a high-frequency signal. The demodulator is used to demodulate the received electromagnetic wave signal into a low-frequency baseband signal. The demodulator then transmits the demodulated low-frequency baseband signal to the baseband processor for processing. The low-frequency baseband signal is processed by the baseband processor and then passed to the application processor. The application processor outputs a sound signal through an audio device (not limited to the speaker 113, the receiver 114, etc.), or displays an image or video through the display screen 102. In some embodiments, the modem processor may be an independent device. In other embodiments, the modem processor may be independent of the processor 103, and may be set in the same device as the mobile communication module 110 or other functional modules.

The wireless communication module 111 can provide wireless local area networks (wireless local area networks, WLAN) (such as wireless fidelity (Wi-Fi) networks), Bluetooth (bluetooth, BT), and global navigation satellite systems that are applied to user equipment (global navigation system (GNSS), frequency modulation (FM), near field communication (NFC), infrared technology (infrared, IR) and other wireless communication solutions. The wireless communication module 111 may be one or more devices integrating at least one communication processing module. The wireless communication module 111 receives electromagnetic waves via the antenna 2, frequency-modulates and filters electromagnetic wave signals, and transmits the processed signals to the processor 103. The wireless communication module 111 can also receive the signal to be transmitted from the processor 103, frequency-modulate it, amplify it, and convert it to electromagnetic waves through the antenna 2 to radiate it out.

In some embodiments, the antenna 1 of the user equipment is coupled with the mobile communication module 110, and the antenna 2 is coupled with the wireless communication module 111, so that the user equipment can communicate with the network and other devices through wireless communication technology. The wireless communication technology may include a global mobile communication system (global system for mobile communications, GSM), general packet radio service (general packet radio service, GPRS), code division multiple access (code division multiple access, CDMA), broadband Wideband code division multiple access (WCDMA), time-division code division multiple access (TD-SCDMA), long-term evolution (LTE), BT, GNSS, WLAN, NFC , FM, and / or IR technology, etc. The GNSS may include a global positioning system (GPS), a global navigation satellite system (GLONASS), a beidou navigation system (BDS), and a quasi-zenith satellite system (quasi -zenith satellite system (QZSS) and / or satellite-based augmentation systems (SBAS).

The user equipment implements the display function through the GPU, the display screen 102, and the application processor. The GPU is a microprocessor for image processing, and connects the display screen 102 and the application processor. The GPU is used to perform mathematical and geometric calculations, and is used for graphics rendering. The processor 103 may include one or more GPUs that execute program instructions to generate or change display information.

The display screen 102 is used to display images, videos and the like. The display screen 102 includes a display panel. The display panel may use a liquid crystal display (LCD), an organic light-emitting diode (OLED), an active matrix organic light-emitting diode or an active matrix organic light-emitting diode (active-matrix organic light) emitting diode, AMOLED, flexible light-emitting diode (FLED), Miniled, MicroLed, Micro-oLed, quantum dot light emitting diode (QLED), etc. In some embodiments, the user equipment may include 1 or N display screens 102, where N is a positive integer greater than 1.

The user equipment can realize the shooting function through an ISP, a camera 121, a video codec, a GPU, a display screen 102, and an application processor.

The ISP is used to process the data fed back by the camera 121. For example, when taking a picture, the shutter is opened, the light is transmitted to the camera photosensitive element through the lens, and the optical signal is converted into an electrical signal, and the camera photosensitive element transmits the electrical signal to the ISP for processing, which is converted into an image visible to the naked eye. ISP can also optimize the image noise, brightness, and skin color. ISP can also optimize the exposure, color temperature and other parameters of the shooting scene. In some embodiments, the ISP may be provided in the camera 121.

The camera 121 is used to capture still images or videos. The object generates an optical image through the lens and projects it onto the photosensitive element. The photosensitive element may be a charge coupled device (charge coupled device, CCD) or a complementary metal-oxide-semiconductor (CMOS) phototransistor. The photosensitive element converts the optical signal into an electrical signal, and then transmits the electrical signal to the ISP to convert it into a digital image signal. The ISP outputs the digital image signal to the DSP for processing. DSP converts digital image signals into standard RGB, YUV and other image signals. In some embodiments, the user equipment may include 1 or N cameras 121, where N is a positive integer greater than 1.

The digital signal processor is used to process digital signals. In addition to digital image signals, it can also process other digital signals. For example, when the user equipment selects at a frequency point, the digital signal processor is used to perform Fourier transform on the energy at the frequency point.

Video codec is used to compress or decompress digital video. The user equipment may support one or more video codecs. In this way, the user equipment can play or record videos in multiple encoding formats, such as: moving picture experts group (moving picture experts, MPEG) 1, MPEG2, MPEG3, MPEG4, etc.

NPU is a neural-network (NN) computing processor. By drawing on the structure of biological neural networks, for example, the transfer mode between neurons in the human brain, it can quickly process the input information and can continue to self-learn. The NPU can realize applications such as intelligent recognition of user equipment, such as image recognition, face recognition, voice recognition, and text understanding.

The external memory interface 104 can be used to connect an external memory card, such as a Micro SD card, to expand the storage capacity of the user device. The external memory card communicates with the processor 103 through the external memory interface 104 to realize the data storage function. For example, save music, video and other files in an external memory card.

The internal memory 105 may be used to store computer executable program code, which includes instructions. The processor 103 executes instructions stored in the internal memory 105 to execute various functional applications and data processing of the user equipment. The internal memory 105 may include a storage program area and a storage data area. Among them, the storage program area may store an operating system, at least one function required application programs (such as sound playback function, image playback function, etc.). The storage data area can store data (such as audio data, phone book, etc.) created during the use of the user device. In addition, the internal memory 105 may include a high-speed random access memory, and may also include a non-volatile memory, such as at least one disk storage device, a flash memory device, a universal flash memory (universal flash storage, UFS), and so on.

The user equipment may implement audio functions through the audio module 112, the speaker 113, the receiver 114, the microphone 115, the headphone interface 116, and the application processor. For example, music playback, recording, etc.

The audio module 112 is used to convert digital audio information into analog audio signal output, and also used to convert analog audio input into digital audio signal. The audio module 112 can also be used to encode and decode audio signals. In some embodiments, the audio module 112 may be disposed in the processor 103, or some functional modules of the audio module 112 may be disposed in the processor 103.

The speaker 113, also called "speaker", is used to convert audio electrical signals into sound signals. The user equipment can listen to music through the speaker 113 or listen to a hands-free call.

The receiver 114, also known as the "earpiece", is used to convert audio electrical signals into sound signals. When the user equipment answers a phone call or voice message, it can answer the voice by holding the receiver 114 close to the ear.

The microphone 115, also called "microphone", "microphone", is used to convert sound signals into electrical signals. When making a call or sending a voice message, the user can make a sound by approaching the microphone 115 through a person's mouth, and input a sound signal to the microphone 115. The user equipment may set at least one microphone 115. In other embodiments, the user equipment may be provided with two microphones 115. In addition to collecting sound signals, it may also implement a noise reduction function. In other embodiments, the user equipment may further include three, four, or more microphones 115 to collect sound signals, reduce noise, identify sound sources, and implement directional recording functions.

The headset interface 116 is used to connect wired headsets. The earphone interface 116 may be a USB interface 106, or a 3.5mm open mobile electronic device (open terminal) platform (OMTP) standard interface, and the American Telecommunications Industry Association (cellular telecommunications industry association of the United States, CTIA) standard interface.

The pressure sensor 1171 is used to sense the pressure signal and can convert the pressure signal into an electrical signal. In some embodiments, the pressure sensor 1171 may be provided on the display screen 102. There are many types of pressure sensors 1171, such as resistive pressure sensors, inductive pressure sensors, and capacitive pressure sensors. The capacitive pressure sensor may be at least two parallel plates with conductive materials. When force is applied to the pressure sensor 1171, the capacitance between the electrodes changes. The user equipment determines the strength of the pressure based on the change in capacitance. When a touch operation is applied to the display screen 102, the user equipment detects the intensity of the touch operation according to the pressure sensor 1171. The user equipment may also calculate the touched position according to the detection signal of the pressure sensor 1171. In some embodiments, touch operations that act on the same touch position but have different touch operation intensities may correspond to different operation instructions. For example, when a touch operation with a touch operation intensity less than the first pressure threshold acts on the short message application icon, an instruction to view the short message is executed. When a touch operation with a touch operation intensity greater than or equal to the first pressure threshold acts on the short message application icon, an instruction to create a new short message is executed.

The gyro sensor 1172 may be used to determine the movement posture of the user equipment. In some embodiments, the angular velocity of the user device about three axes (ie, x, y, and z axes) may be determined by the gyro sensor 1172. The gyro sensor 1172 can be used for image stabilization. Exemplarily, when the shutter is pressed, the gyro sensor 1172 detects the jitter angle of the user equipment, calculates the distance that the lens module needs to compensate based on the angle, and allows the lens to counteract the jitter of the user equipment through reverse movement to achieve anti-shake. The gyro sensor 1172 can also be used for navigation and somatosensory game scenes.

The air pressure sensor 1173 is used to measure air pressure. In some embodiments, the user equipment calculates the altitude through the air pressure value measured by the air pressure sensor 1173 to assist positioning and navigation.

The magnetic sensor 1174 includes a Hall sensor. The user equipment may use the magnetic sensor 1174 to detect the opening and closing of the holster 200. In some embodiments, when the user equipment is a clamshell machine, the user equipment may detect the opening and closing of the clamshell according to the magnetic sensor 1174. Furthermore, according to the detected opening and closing state of the holster or the opening and closing state of the flip cover, features such as automatic unlocking of the flip cover are set.

The acceleration sensor 1175 can detect the magnitude of acceleration of the user equipment in various directions (generally three axes). When the user equipment is stationary, the magnitude and direction of gravity can be detected. It can also be used to identify the posture of user equipment, and is used in applications such as horizontal and vertical screen switching, pedometers and so on.

The distance sensor 1176 is used to measure the distance. The user equipment can measure the distance by infrared or laser. In some embodiments, when shooting scenes, the user equipment may use the distance sensor 1176 to measure distance to achieve fast focusing.

The proximity light sensor 1177 may include, for example, a light emitting diode (LED) and a light detector, such as a photodiode. The light emitting diode may be an infrared light emitting diode. The user equipment emits infrared light outward through the light emitting diode. User equipment uses photodiodes to detect infrared reflected light from nearby objects. When sufficient reflected light is detected, it can be determined that there is an object near the user equipment. When insufficient reflected light is detected, the user equipment may determine that there is no object near the user equipment. The user equipment can use the proximity light sensor 1177 to detect that the user is holding the user equipment close to the ear to talk, so as to automatically turn off the screen to save power. The proximity light sensor 1177 can also be used in leather case mode, pocket mode automatically unlocks and locks the screen.

The ambient light sensor 1181 is used to sense the brightness of ambient light. The user equipment can adaptively adjust the brightness of the display screen 102 according to the perceived ambient light brightness. The ambient light sensor 1181 can also be used to automatically adjust the white balance when taking pictures. The ambient light sensor 1181 can also cooperate with the proximity light sensor 1177 to detect whether the user device is in a pocket to prevent accidental touch.

The fingerprint sensor 1178 is used to collect fingerprints. User devices can use the collected fingerprint features to unlock fingerprints, access application locks, take photos with fingerprints, and answer incoming calls with fingerprints.

The temperature sensor 1179 is used to detect the temperature. In some embodiments, the user equipment uses the temperature detected by the temperature sensor 1179 to execute a temperature processing strategy. For example, when the temperature reported by the temperature sensor 1179 exceeds the threshold, the user equipment performs performance reduction of the processor located near the temperature sensor 1179 in order to reduce power consumption and implement thermal protection. In other embodiments, when the temperature is lower than another threshold, the user equipment heats the battery 109 to avoid abnormal shutdown of the user equipment due to low temperature. In some other embodiments, when the temperature is below another threshold, the user equipment performs boosting on the output voltage of the battery 109 to avoid abnormal shutdown due to low temperature.

The touch sensor 1180 is also called "touch panel". The touch sensor 1180 may be disposed on the display screen 102, and the touch sensor 1180 and the display screen 102 constitute a touch screen, also called a "touch screen". The touch sensor 1180 is used to detect a touch operation acting on or near it. The touch sensor 1180 may pass the detected touch operation to the application processor to determine the type of touch event. The visual output related to the touch operation can be provided through the display screen 102. In some other embodiments, the touch sensor 1180 may also be disposed on the surface of the user device body 100, which is different from the location where the display screen 102 is located.

The bone conduction sensor 1182 can acquire vibration signals. In some embodiments, the bone conduction sensor 1182 can acquire the vibration signal of the vibrating bone mass of the human voice. The bone conduction sensor 1182 can also contact the pulse of the human body and receive a blood pressure beating signal. In some embodiments, the bone conduction sensor 1182 may also be disposed in the earphone and combined into a bone conduction earphone. The audio module 112 may parse out the voice signal based on the vibration signal of the vibrating bone block of the voice part acquired by the bone conduction sensor 1182 to realize the voice function. The application processor may analyze the heart rate information based on the blood pressure beating signal acquired by the bone conduction sensor 1182 to implement the heart rate detection function.

The key 118 includes a power-on key (also called a switch key), a volume key, and the like. The key 118 may be a mechanical key or a touch key. The user equipment can receive key input and generate key signal input related to user settings and function control of the user equipment.

The motor 119 can generate a vibration prompt. The motor 119 can be used for vibration notification of incoming calls and can also be used for touch vibration feedback. For example, touch operations applied to different applications (such as taking pictures, playing audio, etc.) may correspond to different vibration feedback effects. For the touch operation in different areas of the display screen 102, the motor 119 can also correspond to different vibration feedback effects. Different application scenarios (for example: time reminder, receiving information, alarm clock, game, etc.) can also correspond to different vibration feedback effects. Touch vibration feedback effect can also support customization.

The indicator 120 can be an indicator light, which can be used to indicate the charging state, the power change, and can also be used to indicate messages, missed calls, notifications, and the like.

The SIM card interface 122 is used to connect a SIM card. The SIM card can be inserted into or removed from the SIM card interface 122 to achieve contact and separation with the user equipment. The user equipment may support 1 or N SIM card interfaces, where N is a positive integer greater than 1. The SIM card interface 122 can support Nano SIM cards, Micro SIM cards, SIM cards, and the like. Multiple SIM cards can be inserted into the same SIM card interface 122 at the same time. The types of the multiple cards may be the same or different. The SIM card interface 122 can also be compatible with different types of SIM cards. The SIM card interface 122 may also be compatible with external memory cards. The user equipment interacts with the network through the SIM card to realize functions such as call and data communication. In some embodiments, the user equipment uses eSIM, that is, an embedded SIM card. The eSIM card may be embedded in the user equipment main body 100 and cannot be separated from the user equipment main body 100.

The input device may be used to receive the user's payment operation, generate operation information corresponding to the payment operation, and transmit the operation information to the processor 103. The holster state detection device may be used to detect the state of the holster 200 and transmit the detected state information of the holster 200 to the processor 103, where the state information is information including a closed state or an open state. After receiving the state information, the processor 103 can determine whether the holster 200 is in the closed state according to the state information; if the state information includes information of the closed state, determine that the holster 200 is in the closed state; To include the information of the open state, it is determined that the holster 200 is in the open state.

The software system of the user equipment 10 may adopt a layered architecture, an event-driven architecture, a micro-core architecture, a micro-service architecture, or a cloud architecture. This embodiment takes an Android system with a layered architecture as an example to illustrate the software structure of the user equipment 10 by way of example.

FIG. 8 is a software structure block diagram of user equipment provided by an embodiment of the present application. It can be seen from Figure 8:

The layered architecture divides the software into several layers, and each layer has a clear role and division of labor. The layers communicate with each other through a software interface. In some embodiments, the Android system is divided into four layers, from top to bottom are the application layer, the application framework layer, the Android runtime and the system library, and the kernel layer.

The application layer may include a series of application packages.

As shown in FIG. 8, the application package may include applications such as camera, gallery, calendar, call, map, navigation, WLAN, Bluetooth, music, video, and short message.

The application framework layer provides an application programming interface (application programming interface) and programming framework for applications at the application layer. The application framework layer includes some predefined functions.

As shown in FIG. 8, the application framework layer may include a window manager, a content provider, a view system, a phone manager, a resource manager, a notification manager, and so on.

The window manager is used to manage window programs. The window manager can obtain the size of the display screen, determine whether there is a status bar, lock the screen, intercept the screen, etc.

Content providers are used to store and retrieve data, and make these data accessible to applications. The data may include videos, images, audio, calls made and received, browsing history and bookmarks, phonebooks, etc.

The view system includes visual controls, such as controls for displaying text and controls for displaying pictures. The view system can be used to build applications. The display interface can be composed of one or more views. For example, a display interface that includes an SMS notification icon may include a view that displays text and a view that displays pictures.

The phone manager is used to provide the communication function of the user equipment 10. For example, the management of the call state (including connection, hang up, etc.).

The resource manager provides various resources for the application, such as localized strings, icons, pictures, layout files, video files, and so on.

The notification manager enables applications to display notification information in the status bar, which can be used to convey notification-type messages, and can disappear after a short stay without user interaction. For example, the notification manager is used to notify the completion of downloading, message reminders, etc. The notification manager can also be a notification that appears in the status bar at the top of the system in the form of a chart or scroll bar text, such as a notification of an application running in the background, or a notification that appears on the screen in the form of a dialog window. For example, the text message is displayed in the status bar, a prompt sound is emitted, the electronic device vibrates, and the indicator light flashes.

Android Runtime includes core library and virtual machine. Android runtime is responsible for the scheduling and management of the Android system.

The core library contains two parts: one part is the function function that Java language needs to call, and the other part is the core library of Android.

The application layer and the application framework layer run in the virtual machine. The virtual machine executes the java files of the application layer and the application framework layer into binary files. The virtual machine is used to perform functions such as object lifecycle management, stack management, thread management, security and exception management, and garbage collection.

The system library may include multiple functional modules. For example: surface manager (surface manager), media library (Media library), 3D graphics processing library (for example: OpenGL ES), 2D graphics engine (for example: SGL), etc.

The surface manager is used to manage the display subsystem and provides a combination of 2D and 3D layers for multiple applications.

The media library supports a variety of commonly used audio, video format playback and recording, and still image files. The media library can support multiple audio and video encoding formats, such as: MPEG4, H.264, MP3, AAC, AMR, JPG, PNG, etc.

The 3D graphics processing library is used to realize 3D graphics drawing, image rendering, synthesis, and layer processing.

The 2D graphics engine is a drawing engine for 2D drawing.

The kernel layer is the layer between hardware and software. The kernel layer contains at least the display driver, camera driver, audio driver, and sensor driver.

Based on the structure of the user equipment 10 described above, an embodiment of the present application further provides a payment method. The payment method may be implemented in the user equipment 10 provided in the foregoing embodiment. Optionally, reference may be made to FIG. 9 for a specific implementation process of the payment method, and FIG. 9 is a schematic flowchart of an implementation manner of a payment method provided by an embodiment of the present application. It can be seen from FIG. 9 that the payment method can be implemented according to the following steps:

Step S11: The holster of the user equipment is in a closed state, and the user's payment operation is received.

You can first determine whether the user's payment operation is received, and then determine whether the holster is in the closed state; you can also first determine whether the holster is in the closed state, and then determine whether the user's payment operation is received.

Among them, determining whether the user's payment operation is received can be implemented in the following manner:

The input device receives the user's operation on the user equipment 10, generates operation information corresponding to the operation, and transmits the operation information to the processor 103; after receiving the operation information, the processor 103 determines whether the user equipment 10 receives the user's Payment operation.

In various optional embodiments of the present application, the payment operation may include multiple types, and accordingly, the manner of determining whether the user's payment operation is received may also include multiple types.

Optionally, the payment operation may be an operation in which the user inputs target fingerprint information to the user device 10 through the fingerprint sensor 1178. The target fingerprint information is information of a user's specific fingerprint (for example, fingerprint information of a user's right thumb, etc.), and the target fingerprint information is different from fingerprint information used to start the user device 10 and fingerprint information used to unlock the display screen 102. In this embodiment, the fingerprint sensor 1178 receives the user's input of fingerprint information, and transmits the received fingerprint information to the processor 103. The processor 103 compares the fingerprint information with the target fingerprint information. If the comparison is successful, The processor 103 determines that the user equipment 10 receives the user's payment operation. If the comparison is unsuccessful, the processor 103 determines that the user device 10 has not received the user's payment operation.

Optionally, the payment operation may also be an operation in which the user presses the switch button twice in succession within the first preset duration, and then inputs authentication face information to the user device 10 through the camera 121. In this embodiment, after the switch button is pressed twice by the user, a corresponding key signal is generated and transmitted to the processor 103; after receiving the key signal, the processor 103 determines whether the user is in the first place according to the key signal Press the switch button twice consecutively within the preset duration; if it is determined that the user presses the switch button twice consecutively within the first preset duration, the camera 121 is turned on for scanning, and if the camera 121 scans a face image, face information is generated and the Face information is transferred to the processor 103. After receiving the face information, the processor 103 compares the face information with the pre-stored authenticated face information of the user; if the comparison is successful, it is determined that the user device 10 receives the user's payment operation; if the comparison is not successful, It is determined that the user device 10 has not received the user's payment operation. If the processor 103 determines that the user does not press the switch button twice within the first preset duration according to the key signal, that is, the time for the user to press the switch button twice is greater than the first preset duration, then no response is made to the key signal.

Optionally, the payment operation may also be an operation in which the user inputs target gesture information to the user device 10 through the camera 121 after continuously pressing the switch button twice within the first preset duration. In this embodiment, after the switch button is pressed twice by the user, a corresponding key signal is generated and the key signal is transmitted to the processor 103; after receiving the key signal, the processor 103 determines whether the user is in the first place according to the key signal Press the switch button twice consecutively within a preset duration; if it is determined that the user presses the switch button twice consecutively within the first preset duration, the camera 121 is turned on for scanning, and if the camera 121 scans a gesture image, gesture information is generated and the gesture is The information is transferred to the processor 103. After receiving the gesture information, the processor 103 compares the gesture information with the target gesture information. If the comparison is successful, it is determined that the user device 10 receives the user's payment operation; if the comparison is unsuccessful, it is determined that the user device 10 has not received To the user's payment operation. If the processor 103 determines that the user does not press the switch button twice within the first preset duration according to the key signal, that is, the time for the user to press the switch button twice is greater than the first preset duration, then no response is made to the key signal.

In the above embodiment, the first preset duration may be set according to actual needs, for example, the first preset duration may be set to 0.1 second. The user device 10 sets the switch button to be pressed twice in the first preset time period in advance, and the correspondingly generated key signal is set as an instruction to trigger the camera 121 to turn on.

Optionally, the payment operation may also be an operation in which the duration of the user pressing in the target area 1021 is greater than or equal to the second preset duration. In this embodiment, after the user continues to press the target area 1021, the pressure sensor 1171 provided in the target area 1021 senses the pressure signal and transmits the pressure signal to the processor 103. After receiving the pressure signal, the processor 103 determines whether the user's pressing duration in the target area 1021 is greater than or equal to the second preset duration according to the pressure signal; if it is determined that the user pressing duration in the target area 1021 is greater than or equal to the second preset duration , It is determined that the user device 10 receives the user's payment operation; if it is determined that the user's pressing duration in the target area 1021 is less than the second preset time period, it is determined that the user device 10 has not received the user's payment operation. The second preset duration can be set according to actual needs, for example, the second preset duration can be set to 30 seconds.

Optionally, the payment operation may also be a double-click operation by the user in the target area 1021. In this embodiment, after the user double-clicks in the target area 1021, the motor 119 provided in the target area 1021 generates a vibration prompt. The processor 103 determines whether the user performs a double-click operation in the target area 1021 according to the vibration prompt; if it is determined that the user performs a double-click operation in the target area 1021, it is determined that the user device 10 receives the user's payment operation; if it is determined that the user has not performed the target area 1021 Double-click operation, it is determined that the user device 10 has not received the user's payment operation.

Optionally, the payment operation may also be an operation in which the user slides in the target area 1021 according to a preset track. In this embodiment, after the user slides in the target area 1021 according to a preset trajectory, the touch sensor 1180 provided in the target area 1021 detects the user's sliding operation, and transmits the sliding operation to the processor 103. The processor 103 obtains a sliding trajectory of the sliding operation, and compares the sliding trajectory with a preset trajectory; if the comparison is successful, the processor 103 determines that the user device 10 receives the user's payment operation; if the comparison is not successful, the processor 103. Determine that the user device 10 has not received the user's payment operation. The preset trajectory can be set according to actual needs, for example, the preset trajectory can be set as a closed ring or a triangle.

Optionally, the payment operation may also be an operation in which the user shakes the user device 10 for a duration longer than or equal to the third preset duration. In this embodiment, the user shakes the user equipment 10, and the gyro sensor 1172 detects that the user equipment 10 shakes, and transmits information about the user equipment 10 shake to the processor 103. The processor 103 determines whether the duration of the jitter of the user equipment 10 is greater than or equal to the third preset duration according to the information transmitted by the gyro sensor 1172; if it is determined that the duration of the jitter of the user equipment 10 is greater than or equal to the third preset duration, the user is determined The device 10 receives the user's payment operation; if it is determined that the duration of the user device 10's jitter is less than the third preset duration, it is determined that the user device 10 has not received the user's payment operation. The third preset duration can be set according to actual needs, for example, the third preset duration can be set to 30 seconds.

It should be noted that the payment operation is not limited to the operations listed in the above embodiments, but may also be other operations. The payment operation may be preset by the user or may be preset by the system. This application does not limit this.

Determining whether the holster is closed can be achieved in the following manner:

The holster state detection device detects the state of the holster in real time, generates corresponding state information, and transmits the state information to the processor 103. When the processor 103 needs to determine whether the holster 200 is in the closed state, it first obtains the target state information, which is the state information with the latest received time among the received state information; and then determines whether the target state information includes the closed state Information; if the target state information contains closed state information, it is determined that the holster 200 is currently closed; if the target state information contains open state information, it is determined that the holster 200 is currently open.

In another optional application scenario, the working mode of the user equipment 10 may include a normal mode and a holster mode. When the holster 200 is in the closed state, the processor 103 controls the user equipment 10 to automatically enter the working mode of the holster mode. In this application scenario, if the user equipment 10 is in the holster mode, it can be directly determined that the holster is in the closed state. In this embodiment, after receiving the user's payment operation, the user device 10 does not need to judge the status of the holster 200, and can subsequently respond to the user's payment operation more quickly, thereby improving the user experience.

Step S12: In response to the payment operation, display a first payment interface in a target area of the display screen of the user equipment.

The first payment interface is an interface including at least one of a payment identification code, a payment scanning frame, a payment application list, or a payment interface.

After the user device 10 determines that the holster 200 is in the closed state and receives the user's payment operation, in response to the payment operation, the first payment interface may be displayed on the target area 1021 in various ways.

Optionally, the display of the first payment interface may be implemented as follows: the processor 103 calls the default payment application; obtains the payment identification code of the default payment application; displays the payment identification code of the default payment application in the target area 1021, and generates the default payment The first payment interface of the application's payment identification code.

Optionally, the display of the first payment interface may also be implemented in the following manner: the processor 103 calls the default payment application; turns on the camera 121 to obtain the payment scanning frame of the default payment application; and displays the payment scanning frame of the default payment application in the target area 1021 To generate the first payment interface containing the payment scan box of the default payment application.

Optionally, the display of the first payment interface can also be implemented as follows: the processor 103 calls the default payment application; obtains the payment identification code of the default payment application; turns on the camera 121, obtains the payment scan frame of the default payment application; in the target area 1021 displays the payment identification code and payment scanning frame of the default payment application, and generates a first payment interface containing the payment identification code and payment scanning frame of the default payment application. This implementation mode is applicable to application scenarios that require users to scan third-party payment identification codes for payment transactions and application scenarios that require third-party scanning of user's own payment identification codes for payment transactions, and are more applicable.

Optionally, the display of the first payment interface may also be implemented in the following manner: the processor 103 enables the NFC payment function option of the user device 10 and calls the default payment application; after the user brings the user device 10 close to the third-party NFC payment device, The target area 1021 displays a first payment interface containing a payment interface of a default payment application.

The payment identification code of the default payment application may be a barcode and / or a two-dimensional code, such as a payment code or payment code of the default payment application. The default payment application is pre-stored in the system and can be set according to actual needs. For example, the default payment application can be set to WeChat, Alipay or online banking.

Referring to the above display method of the first payment interface, the processor 103 may also call a first payment application, where the first payment application refers to the payment application used by the user in the last payment transaction; the payment of the first payment application is displayed in the target area 1021 At least one of the identification code, the payment scanning frame or the payment interface generates a first payment interface including at least one of the payment identification code, the payment scanning frame or the payment interface of the first payment application. In this embodiment, the user device 10 may display in the target area 1021 a first payment interface including at least one of the payment identification code, payment scan frame, or payment interface of the payment application used by the user in the last payment transaction, so that The actual needs of users provide users with their own commonly used payment implementation methods, and the user experience is better.

Moreover, in this embodiment, after each payment transaction by the user is completed, the user device 10 stores the first payment application used by the user in the payment transaction in the internal memory 105, and deletes the previously stored first payment application. The payment identification code of the first payment application may also be a barcode and / or a two-dimensional code, such as a payment code or payment code.

Optionally, the processor 103 may also refer to the display mode of the first payment interface described above to call a second payment application, where the second payment application refers to a payment application preset in advance corresponding to the payment operation; At least one of the payment identification code, payment scan frame or payment interface of the second payment application generates a first payment interface including at least one of the payment identification code, payment scan frame or payment interface of the second payment application. Among them, the payment operation includes at least one. The corresponding relationship between the payment operation and the payment application may be pre-stored in the system, and the processor 103 may determine the payment application corresponding to the payment operation according to the received operation information of the payment operation. App for the second payment. In this embodiment, the user device 10 establishes the correspondence between the payment operation and the payment application, so that the user can use the payment method he needs to perform payment transactions more quickly, and the applicability is better.

In addition, the second payment application may also be a payment application that randomly specifies a payment operation. In this embodiment, both the payment operation and the payment application include at least one, but there is no correspondence between the payment operation and the payment application.

Optionally, the display of the first payment interface may also be implemented in the following manner: The processor 103 may also call a preset payment application list, display the payment application list in the target area 1021, and generate a first payment interface containing the payment application list. After that, referring to the display mode of the first payment interface, receive a user's selection operation; call a third payment application, the third payment application is a payment application determined by the user according to the payment application list according to the selection operation; The target area 1021 displays at least one of the payment identification code, payment scan frame, or payment interface of the third payment application, and generates a payment interface including at least one of the payment identification code, payment scan frame, or payment interface of the third payment application. The payment application list is stored in the internal memory 105 in advance. In this embodiment, the user device 10 displays the first payment interface containing the list of payment applications in the target area 1021, so that the user can select the payment application required by the user according to his own needs, so as to pay using a payment method suitable for his needs Trading has greatly improved the user experience.

Optionally, the display of the first payment interface may also be implemented as follows: the processor 103 enables the NFC payment function option of the user device 10; after the user brings the user device 10 close to the third-party NFC payment device, the target area 1021 displays the payment The first payment interface of the application list. After that, the processor 103 receives a user's selection operation to select a target payment application according to the payment application list; in response to the selection operation, a payment interface containing a payment interface of the target payment application is displayed in the target area 1021.

The payment interface may be an interface containing payment information (refer to FIGS. 3C and 3D). The payment interface may also be an amount input interface (as shown in FIG. 4B). In this embodiment, after the user enters the amount in the amount input interface, the target area 1021 may display a payment password input interface (as shown in FIG. 4C). After entering the payment password on the payment password input interface, the target area 1021 may display payment information (as shown in FIG. 4D) to complete the payment transaction.

In the above embodiment, after the target area 1021 displays the first payment interface including the payment identification code and / or the payment scanning frame, the user can complete the subsequent payment transaction through the payment identification code or the payment scanning frame displayed on the first payment interface.

If the first payment interface displays a payment identification code, the user can scan the payment identification code through a third-party scanning device to complete the subsequent payment transaction; if the first payment interface displays a payment scanning frame, the user can use the payment scanning frame Scan the payment identification code of the third party to complete the subsequent payment transaction; if the first payment interface displays the payment identification code and the payment scan box, the user can select one of them to complete the subsequent payment transaction.

The user equipment provided by the embodiment of the present application, when the holster is in the closed state, receives the user's payment operation, and can display a payment identification code, payment scan box, payment application list, or payment interface in the target area according to the payment operation At least one first payment interface. The user can start the payment of the user device when the holster is closed through the payment operation on the user device, and use the first payment interface displayed in the target area to perform subsequent payment transactions. There is no need to open the holster or click to pay during the payment process. Application control and follow-up operations can quickly make payment transactions, more convenient to use, better applicability, and higher user experience.

After the first payment interface is displayed in the target area 1021, the user device 10 may also receive a user's switching operation on the user device 10, and display a second payment interface in the target area 1021 according to the switching operation. The second payment interface and the first payment interface The interface is different. The second payment interface may also be an interface containing at least one of a payment identification code, a payment scan frame, a payment application list, or a payment interface, but the information displayed on the second payment interface is different from the information displayed on the first payment interface.

The switching operation may include multiple types, and correspondingly, the implementation manner of displaying the second payment interface according to the switching operation also includes multiple types.

Optionally, the switching operation may be a sliding operation of the user in the target area 1021. Correspondingly, displaying the second payment interface according to the switching operation can be implemented as follows:

The touch sensor 1180 detects the user's sliding operation in the target area 1021, generates sliding operation information corresponding to the sliding operation, and transmits the sliding operation information to the processor 103; after receiving the sliding operation information, the processor 103 acquires the sliding operation information Sliding direction and obtaining the first payment method identifier, the first payment method identifier refers to the payment method identifier corresponding to the information displayed on the first payment interface; obtaining the second payment method identifier, the second payment method identifier is Refers to the payment method identifier corresponding to the sliding direction and the first payment method identifier; the second payment interface corresponding to the second payment method identifier is displayed in the target area 1021.

The payment method identifier is an identifier that contains the name and function information of the payment application, and the function information refers to information characterizing the function of the payment identification code, payment scan frame, payment application list, or payment interface. For example, if the first payment interface displays a WeChat payment code, the name of the payment application included in the first payment method identifier corresponding to the first payment interface is WeChat, and the function information included in the first payment method identifier is payment code information.

Optionally, displaying the second payment interface corresponding to the second payment method identifier in the target area 1021 may be implemented as follows: acquiring the payment application name and function information included in the second payment method identifier, and determining the corresponding payment application name In the fourth payment application, a second payment interface containing the payment identification code, payment scan frame or payment interface corresponding to the function information of the fourth payment application is displayed in the target area 1021. For a specific implementation manner of displaying the second payment interface containing the payment identification code, payment scan frame or payment interface corresponding to the function information of the fourth payment application in the target area 1021, reference may be made to the display on the first payment interface in the foregoing embodiment The implementation method will not be described in detail here.

For example: the name of the payment application included in the second payment method identifier is WeChat, and the contained function information is the information of the payment scan box, then the second payment interface corresponding to the second payment method identifier displayed in the target area 1021 is a payment including WeChat The interface of the scan box.

Optionally, the second payment method identifier may also include only the information of the payment application list. In this embodiment, the second payment interface corresponding to the second payment method identifier displayed in the target area 1021 is an interface containing a list of payment applications.

The sliding direction may include left, right, up or down. The correspondence between the sliding direction and the payment method ID can be set according to actual needs. For example, the same payment identification code or payment scanning frame of the same payment function of different payment applications can be switched by sliding up and down; the payment identification code or payment scanning frame of different payment functions of the same payment application can be switched by sliding left and right. In this way, after receiving the user's sliding operation in the target area 1021, the user device 10 can switch the payment interface of the same function of different payment applications or the payment interface of different functions of the same payment application according to the sliding direction.

For example: the payment code displayed on the first payment interface is Alipay; when the user device 10 receives the user swiping to the right in the target area 1021, the target area 1021 displays the payment scan frame of Alipay; the user device 10 receives the user in the target area 1021 When swiping to the left, the target area 1021 displays Alipay's collection code; when the user device 10 receives the user's swipe up in the target area 1021, the target area 1021 displays the WeChat payment code; the user device 10 receives the user's payment code in the target area 1021 When sliding down, the target area 1021 displays the payment code of online banking.

Optionally, if the first payment interface is an interface that includes a payment identification code and / or a payment scanning frame, you can also display a second payment interface that includes a list of payment applications or a payment interface in the target area 1021 by sliding in a certain direction. For example, the first payment interface displays a WeChat payment code. After the user swipes up in the target area 1021, the target area 1021 displays a second payment interface containing a list of payment applications. Alternatively, after the user slides down in the target area 1021, the NFC payment function option of the user device 10 is activated, and after the user brings the user device 10 close to the third-party NFC payment device, the target area 1021 displays a second payment interface including a payment interface .

Optionally, the switching operation may also be an operation for the user to input switching fingerprint information. Correspondingly, displaying the second payment interface according to the switching operation can also be implemented as follows:

The fingerprint sensor 1178 receives the operation of inputting fingerprint information by the user, and transmits the received fingerprint information to the processor 103. After receiving the fingerprint information, the processor 103 compares the fingerprint information with the switched fingerprint information; if the comparison is successful, the first payment method identifier is obtained, and the first payment method identifier is corresponding to the information displayed on the first payment interface Payment method identifier; according to the preset switching sequence, obtain a third payment method identifier, the third payment method identifier is the next payment method identifier corresponding to the first payment method identifier; display in the target area 1021 corresponding to the third payment method identifier Second payment interface. For the implementation manner of displaying the second payment interface corresponding to the third payment method identifier in the target area 1021, reference may be made to the implementation manner of the first payment interface display in the foregoing embodiment, and details are not described herein again.

The preset switching order can be set according to actual needs. For example, the next payment method identifier corresponding to the payment method identifier of the Alipay payment code identifies the payment code of Alipay, and the next payment method identifier corresponds to the payment code of WeChat to And so on, no longer list them here.

It should be noted that the user's switching operation can also be set to other operations, such as a click operation or a double-click operation, etc. This application does not limit this.

In addition, after the second payment interface is displayed in the target area 1021, the user device 10 may also receive the user's switching operation, and display a payment interface different from the second payment interface in the target area 1021 until the user's switching operation is no longer received, Each time the user's switching operation is received, the user equipment 10 may refer to the payment interface displayed in the switching target area 1021 in the foregoing embodiment, and the specific implementation process will not be repeated here. In this way, when the user wants to continue to switch the information displayed in the target area 1021, the user can continue to switch the second payment interface displayed in the target area 1021 to another payment interface through the switching operation of the user device 10 until the payment required by the user is switched Up to the interface, the user experience is better.

After the switching operation switches the payment interface displayed in the target area 1021 to the payment interface required by the user, the user can use the payment interface to complete subsequent payment transactions. For the specific implementation process, reference may be made to the content of the foregoing embodiment, which is not described in detail here.

The user equipment provided by the embodiment of the present application may also display a second payment interface or other payment interface different from the first payment interface in the target area by receiving the user's switching operation, thereby providing the user with the payment interface required by the user. Higher flexibility and higher user experience.

An embodiment of the present application further provides a payment device. Referring to FIG. 10, FIG. 10 is a structural block diagram of an implementation manner of the payment device provided by the embodiment of the present application. 10 that the payment device 1000 includes: a receiving module 1001 and a processing module 1002. In addition, the payment device 1000 may further include other functional modules or units for performing the payment method provided by the embodiment shown in FIG. 9.

Among them, the receiving module 1001 is used for the holster of the user equipment to be in a closed state and receiving the user's payment operation;

The processing module 1002 is configured to display a first payment interface in a target area of the display screen of the user equipment in response to the payment operation; wherein, the target area is the closed state of the holster and the skin The display area corresponding to the holster window of the sleeve, and the first payment interface is an interface including at least one of a payment identification code, a payment scan frame, a payment application list, or a payment interface.

In this embodiment, after the holster is closed and the user's payment operation is received, the payment device displays at least one of the payment identification code, payment scan frame, payment application list, or payment interface on the target area of the display screen of the user device First payment interface. Users can use the first payment interface to quickly perform payment transactions without opening the holster, or clicking on the payment application control and operating on the display interface of the payment application, making payment more convenient and faster, and a higher user experience.

Optionally, the processing module 1002 is specifically configured to: in response to the payment operation, display a first payment interface corresponding to a default payment application in the target area, where the first payment interface includes a payment identification of the default payment application Code, payment scan box, or payment interface.

Optionally, the processing module 1002 is specifically configured to: in response to the payment operation, display a first payment interface corresponding to the most recently opened first payment application in the target area, the first payment interface including the first payment interface At least one of a payment identification code, a payment scan box or a payment interface of a payment application.

Optionally, the processing module 1002 is specifically configured to: in response to the payment operation, display a first payment interface corresponding to a second payment application in the target area, the first payment interface including the second payment application At least one of a payment identification code, a payment scan frame, or a payment interface; the second payment application is a payment application that sets or randomly specifies a payment operation.

Optionally, the processing module 1002 is specifically configured to: in response to the payment operation, display a first payment interface containing a list of payment applications in the target area.

Optionally, the processing module 1002 is further configured to: receive a user's selection operation, the selection operation is used to select a third payment application according to the payment application list; and display in the target area corresponding to the third payment application A payment interface, the payment interface includes at least one of a payment identification code, a payment scanning frame, or a payment interface of the third payment application.

Optionally, the processing module 1002 is further configured to: receive a user's switching operation, and display a second payment interface different from the first payment interface in the target area.

Optionally, the processing module 1002 is configured to receive a user's switching operation and display a second payment interface different from the first payment interface in the target area, including: the processing module 1002 is configured to receive the user's The sliding operation of the target area; according to the sliding operation, a second payment interface different from the first payment interface is displayed in the target area.

Optionally, the payment operation includes at least one of the following: an operation of inputting target fingerprint information; an operation of inputting authentication face information after pressing a switch button twice consecutively within a first preset duration; a first preset The operation of inputting the target gesture information after pressing the switch button twice in a row for the duration; the operation of pressing in the target area for a duration greater than or equal to the second preset duration; the operation of double-clicking in the target area; at the target An operation of sliding the area according to a preset trajectory; an operation of shaking the duration of the user equipment greater than or equal to a third preset duration.

In a specific implementation, an embodiment of the present application further provides a computer storage medium, wherein the computer storage medium may store a program, the program includes instructions, and when the program is executed, it may include part or all of the payment method provided by the application step. The storage medium may be a magnetic disk, an optical disk, a read-only memory (read-only memory, ROM) or a random access memory (random access memory, RAM), etc.

Those skilled in the art can clearly understand that the technology in the embodiments of the present application can be implemented by means of software plus a necessary general hardware platform. Based on this understanding, the technical solutions in the embodiments of the present application may be embodied in the form of software products in essence or part of contributions to the existing technology, and the computer software products may be stored in a storage medium, such as ROM / RAM , Magnetic disks, optical disks, etc., including several instructions to enable a computer device (which may be a personal computer, server, or wireless communication device, etc.) to perform the methods described in the various embodiments of the present application or some parts of the embodiments.

Each part of this specification is described in a progressive manner. The same or similar parts between the various embodiments can be referred to each other. Each embodiment focuses on the differences from other embodiments. In addition, unless otherwise stated, the embodiments of the present application refer to ordinal numbers such as “first” and “second” to distinguish between multiple objects, and are not used to limit the order of multiple objects.

Although the preferred embodiments of the present application have been described, those skilled in the art can make additional changes and modifications to these embodiments once they learn the basic inventive concept. Therefore, the appended claims are intended to be interpreted as including the preferred embodiments and all changes and modifications falling within the scope of the present application.

The above-mentioned embodiments of the present application do not constitute a limitation on the protection scope of the present application.

Claims

A payment method, characterized in that it includes:

The holster of the user equipment is in a closed state and receives the user's payment operation;

In response to the payment operation, displaying a first payment interface in a target area of the display screen of the user equipment;

Wherein, the target area is a display area corresponding to the holster window of the holster when the holster is in a closed state, and the first payment interface includes a payment identification code, a payment scanning frame, and a payment application The interface of at least one of the list or payment interface.
The payment method according to claim 1, wherein in response to the payment operation, the process of displaying the first payment interface on the target area of the display screen of the user equipment includes:

In response to the payment operation, a first payment interface corresponding to a default payment application is displayed in the target area, the first payment interface includes at least one of a payment identification code, a payment scan box, or a payment interface of the default payment application .
The payment method according to claim 1, wherein in response to the payment operation, the process of displaying the first payment interface on the target area of the display screen of the user equipment includes:

In response to the payment operation, a first payment interface corresponding to the most recently opened first payment application is displayed in the target area, and the first payment interface includes a payment identification code and a payment scanning frame of the first payment application Or at least one of the payment interface.
The payment method according to claim 1, wherein in response to the payment operation, the process of displaying the first payment interface on the target area of the display screen of the user equipment includes:

In response to the payment operation, a first payment interface corresponding to a second payment application is displayed in the target area, and the first payment interface includes a payment identification code, a payment scan frame, or a payment interface of the second payment application At least one; the second payment application is to set or randomly specify a payment application corresponding to the payment operation.
The payment method according to claim 1, wherein in response to the payment operation, the process of displaying the first payment interface on the target area of the display screen of the user equipment includes:

In response to the payment operation, a first payment interface containing a list of payment applications is displayed in the target area.
The payment method according to claim 5, wherein the payment method further comprises:

Receiving a user's selection operation, the selection operation is used to select a third payment application according to the payment application list;

A payment interface corresponding to the third payment application is displayed in the target area, and the payment interface includes at least one of a payment identification code, a payment scan frame, or a payment interface of the third payment application.
The payment method according to claim 1, wherein in response to the payment operation, after the first payment interface is displayed in the target area of the display screen of the user equipment, the payment method further comprises:

After receiving the user's switching operation, a second payment interface different from the first payment interface is displayed in the target area.
The payment method according to claim 7, wherein the process of receiving a user's switching operation and displaying a second payment interface different from the first payment interface in the target area includes:

Receiving the user's sliding operation in the target area;

According to the sliding operation, a second payment interface different from the first payment interface is displayed in the target area.
The payment method according to any one of claims 1-8, wherein the payment operation includes at least one of the following:

The operation of entering the target fingerprint information;

After pressing the switch button twice consecutively within the first preset duration, input the authentication face information;

The operation of inputting the target gesture information after pressing the switch button twice consecutively within the first preset duration;

The operation that the duration of pressing on the target area is greater than or equal to the second preset duration;

Double-click operation in the target area;

Sliding operation in the target area according to a preset track;

An operation of shaking the duration of the user equipment greater than or equal to a third preset duration.
A payment device, characterized in that it includes:

The receiving module is used to receive the user's payment operation when the holster of the user equipment is in a closed state;

The processing module is configured to display a first payment interface in a target area of the display screen of the user equipment in response to the payment operation; wherein the target area is the closed state of the holster and the holster A display area corresponding to the holster window, and the first payment interface is an interface including at least one of a payment identification code, a payment scan frame, a payment application list, or a payment interface.
The payment device according to claim 10, wherein the processing module is specifically configured to:

In response to the payment operation, a first payment interface corresponding to a default payment application is displayed in the target area, the first payment interface includes at least one of a payment identification code, a payment scan box, or a payment interface of the default payment application .
The payment device according to claim 10, wherein the processing module is specifically configured to:

In response to the payment operation, a first payment interface corresponding to the most recently opened first payment application is displayed in the target area, and the first payment interface includes a payment identification code and a payment scanning frame of the first payment application Or at least one of the payment interface.
The payment device according to claim 10, wherein the processing module is specifically configured to:

In response to the payment operation, a first payment interface corresponding to a second payment application is displayed in the target area, and the first payment interface includes a payment identification code, a payment scan frame, or a payment interface of the second payment application At least one; the second payment application is to set or randomly specify a payment application corresponding to the payment operation.
The payment device according to claim 10, wherein the processing module is specifically configured to:

In response to the payment operation, a first payment interface containing a list of payment applications is displayed in the target area.
The payment device according to claim 14, wherein the processing module is further configured to:

Receiving a user's selection operation, the selection operation is used to select a third payment application according to the payment application list;

A payment interface corresponding to the third payment application is displayed in the target area, and the payment interface includes at least one of a payment identification code, a payment scan frame, or a payment interface of the third payment application.
The payment device according to claim 10, wherein the processing module is further configured to:

After receiving the user's switching operation, a second payment interface different from the first payment interface is displayed in the target area.
The payment device according to claim 16, wherein the processing module is configured to receive a user's switching operation and display a second payment interface different from the first payment interface in the target area, including: The processing module is used for,

Receiving the user's sliding operation in the target area;

According to the sliding operation, a second payment interface different from the first payment interface is displayed in the target area.
The payment device according to any one of claims 10-17, wherein the payment operation includes at least one of the following:

The operation of entering the target fingerprint information;

After pressing the switch button twice consecutively within the first preset duration, input the authentication face information;

The operation of inputting the target gesture information after pressing the switch button twice consecutively within the first preset duration;

The operation that the duration of pressing on the target area is greater than or equal to the second preset duration;

Double-click operation in the target area;

Sliding operation in the target area according to a preset track;

An operation of shaking the duration of the user equipment greater than or equal to a third preset duration.
A user equipment, comprising: a user equipment main body and a holster sleeved on the user equipment main body;

The main body of the user equipment includes a display screen, a processor and an input device; a target area is set on the display screen;

A holster window is provided on the holster, and the holster window corresponds to the target area when the holster is in a closed state;

The input device is used for receiving the user's payment operation when the holster is in a closed state;

The processor is configured to display a first payment interface in the target area in response to the payment operation; the first payment interface is at least one including a payment identification code, a payment scan frame, a payment application list, or a payment interface Interface.
The user equipment according to claim 19, wherein the input device is further configured to: receive a user's switching operation.
The user equipment according to claim 20, wherein the processor is further configured to: display a second payment interface different from the first payment interface in the target area according to the switching operation.
An apparatus characterized in that the apparatus includes a processor for coupling with a memory, reading an instruction in the memory and performing the payment according to any one of claims 1 to 9 according to the instruction method.
A computer storage medium, characterized in that the computer storage medium includes instructions, and when the instructions are run on a computer, the computer is caused to execute the payment method according to any one of claims 1 to 9.
A computer program product, characterized in that, when the computer program product runs on a computer, the computer is caused to execute the payment method according to any one of claims 1 to 9.