CN106600272A - Payment method payment device - Google Patents
Payment method payment device Download PDFInfo
- Publication number
- CN106600272A CN106600272A CN201611128652.9A CN201611128652A CN106600272A CN 106600272 A CN106600272 A CN 106600272A CN 201611128652 A CN201611128652 A CN 201611128652A CN 106600272 A CN106600272 A CN 106600272A
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- CN
- China
- Prior art keywords
- payment
- mobile terminal
- snap gauge
- intends
- safe unit
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
Abstract
The invention discloses a payment method a payment device. The payment device adopts a card simulated payment mode, and comprises a first judgment module, a second judgment module and an awakening module, wherein the first judgment module is used for judging whether the default payment method of a mobile terminal is a simulated payment mode based on a host card when a payment request is detected; the second judgment module is used for judging whether the mobile terminal is in a screen extinction state when the default payment method of the mobile terminal is the simulated payment mode based on the host card; and the awakening module is used for awakening a simulated application based on the host card to safely complete payment corresponding to the payment request when the mobile terminal is in the screen extinction state. The technical problem that in the screen extinction state, a software simulated safety unit module is in an non-work state, payment can not be completed safely and conveniently in the screen extinction state, wrong or ended payment by the user is caused, and the user experience is poor can be solved, and safe and timely payment can be realized.
Description
Technical field
The present invention relates to mobile payment field, more particularly to a kind of method of payment and device.
Background technology
With the progress of science and technology, NFC (Near Field Communication, near-field communication) snap gauge intends the means of payment
Using more and more extensively, the cloud that current Unionpay and each big bank promote mainly dodges function is paid using near-field communication (NFC) based on HCE
The means of payment of (host card emulation, main frame snap gauge is intended), near-field communication snap gauge intends the means of payment to be included based on safety
The snap gauge of unit is intended or Intrusion Detection based on host snap gauge intends the means of payment of (HCE), performs the snap gauge based on safe unit and intends or based on master
Before the means of payment that machine snap gauge is intended, mobile terminal is required for the call unit bag in the case where the snap gauge based on safe unit intends mode of operation
Built-in unit i.e. ESE (embedded secure element) unit is included, Universal Integrated Circuit Card formula unit is UICC
(universal integrated circuit card) unit, completes and point-of-sale terminal, the intercommunication of mobile terminal, moves
Dynamic terminal is intended mode of operation and is completed and point-of-sale terminal in the snap gauge based on safe unit, after the intercommunication of mobile terminal, according to
Different snap gauges intends means of payment adjustment mode of operation, i.e. snap gauge plan mode of operation need to be matched with the snap gauge plan means of payment, work as shifting
When the snap gauge based on safe unit intends the means of payment, working mode of mobile terminal is that the snap gauge based on safe unit is intended to dynamic terminal
Mode of operation, when mobile terminal payment mode intends the means of payment in the snap gauge of Intrusion Detection based on host card, working mode of mobile terminal is
The snap gauge of Intrusion Detection based on host card intends mode of operation.It is safety when the means of payment is that the snap gauge based on safe unit intends the means of payment
Pay, need to supply safety chip, including built-in security chip, Universal Integrated Circuit Card formula safety chip, based on safe unit
Snap gauge intends the safety chip of the means of payment and completes to interact with point-of-sale terminal, ensures the security of payment process, without application program
Participation is come in.
Intrusion Detection based on host snap gauge is intended the means of payment and is realized based on software, it is not necessary to the support of hardware security chip, software simulation
Safe unit module not only can be in local mobile terminal but also in far-end server mobile phone etc. can have been made to possess the work(that safety is swiped the card
Can, the means of payment that Intrusion Detection based on host snap gauge is intended realizes secure payment using pure software, and this kind of scheme has a natural defect, just
Be its can not as hardware security chip snap gauge intend the means of payment application solutions put out screen under payment, reason is to put out screen shape
State, the safe unit module of software simulation does not work when system is in holding state, so the means of payment cannot put out screen shape
Complete to pay safe and efficiently under state, cause the dangerous of user's payment, cause the technical problem of poor user experience.
The content of the invention
Present invention is primarily targeted at providing a kind of snap gauge intends method of payment and device, it is intended to which screen state base is being put out in solution
In main frame snap gauge intend the means of payment can not be safe and efficient complete pay, cause user pay it is dangerous, cause user's body
Test poor technical problem.
For achieving the above object, a kind of payment mechanism that the present invention is provided, the payment mechanism intends payer using snap gauge
Formula, the snap gauge intends the means of payment includes that Intrusion Detection based on host snap gauge intends the means of payment and intends payer with the snap gauge based on safe unit
Formula, it is characterised in that：The snap gauge intends payment mechanism to be included：
First judge module, for when payment request is detected, judging whether the mobile terminal acquiescence means of payment is base
Intend the means of payment in main frame snap gauge；
Second judge module, for when the mobile terminal acquiescence means of payment is that Intrusion Detection based on host snap gauge intends the means of payment, sentencing
Whether disconnected mobile terminal is putting out screen state；
Wake module, for when mobile terminal is when putting out under screen state, waking up Intrusion Detection based on host card simulation application complete with safety
Corresponding payment is asked into paying.
Alternatively, working mode of mobile terminal includes that the snap gauge based on safe unit intends mode of operation, the mobile terminal
Including near field communication controller, the snap gauge intends payment mechanism also to be included：
Preset module, the snap gauge for being set to working mode of mobile terminal based on safe unit intends mode of operation, is based on
The outside Near-field Data that near field communication controller detection external sales terminal sends；
Generation module, for generating, outside Near-field Data is corresponding to pay request.
Alternatively, the mobile terminal includes safe unit, and the second judge module includes：
Judging unit, for judging that mobile terminal is in the case where screen state is put out or under bright screen state；
Preset unit, for when mobile terminal is when putting out under screen state, mobile terminal payment mode being set to based on safety
The snap gauge of unit intends the means of payment；
Payment unit, outside Near-field Data is sent to safe unit, and the outside Near-field Data of safe unit process is for shifting
Dynamic terminal completes to pay.
Alternatively, first judging unit includes：
Subelement is called, for when mobile terminal is under bright screen state, the payment for calling mobile terminal to apply to complete
Pay.
Alternatively, the snap gauge intends payment mechanism also includes：
Handover module, for when the payment generated after the completion of detecting mobile terminal payment completes instruction, moving eventually
End mode of operation switches to the snap gauge based on safe unit and intends mode of operation.
The embodiment of the present invention also provides a kind of method of payment, and the method for payment intends the means of payment, the card using snap gauge
The simulation means of payment includes that Intrusion Detection based on host snap gauge intends the means of payment and intends the means of payment, methods described with the snap gauge based on safe unit
Including：
When payment request is detected, judge whether the mobile terminal acquiescence means of payment is that Intrusion Detection based on host snap gauge intends payer
Formula；
When the mobile terminal acquiescence means of payment is that Intrusion Detection based on host snap gauge intends the means of payment, judge whether mobile terminal is putting out
Screen state；
When mobile terminal is when putting out under screen state, wake up Intrusion Detection based on host card simulation application and complete to pay request correspondence with safety
Payment.
Alternatively, working mode of mobile terminal includes that the snap gauge based on safe unit intends mode of operation, the mobile terminal
Including near field communication controller, it is described when detect pay request when, judge mobile terminal give tacit consent to the means of payment be whether based on
Also include before the step of main frame snap gauge intends the means of payment：
The snap gauge that working mode of mobile terminal is set to based on safe unit is intended into mode of operation, based near field communication controller
The outside Near-field Data that detection external sales terminal sends；
Generate corresponding payment of outside Near-field Data to ask.
Alternatively, whether the mobile terminal includes safe unit, described to judge mobile terminal the step of screen state is put out
Also include afterwards：
Judge that mobile terminal is in the case where screen state is put out or under bright screen state；
When mobile terminal is when putting out under screen state, the snap gauge that mobile terminal payment mode is set to based on safe unit is intended propping up
The mode of paying；
Outside Near-field Data is sent to safe unit, the outside Near-field Data of safe unit process is completed for mobile terminal
Pay.
Alternatively, the judgement mobile terminal is also wrapped after the step in the case where screen state is put out or under bright screen state
Include：
When mobile terminal is under bright screen state, the payment for calling mobile terminal applies to complete to pay.
Alternatively, it is described when mobile terminal is when putting out under screen state, wake up Intrusion Detection based on host card simulation application and completed with safety
Pay and also include after the step of asking corresponding payment：
When the payment generated after the completion of detecting mobile terminal payment completes instruction, working mode of mobile terminal is switched
Intend mode of operation into the snap gauge based on safe unit.
Whether the present invention, when payment request is detected, judges the mobile terminal acquiescence means of payment by the first judge module
Intend the means of payment for Intrusion Detection based on host snap gauge；Second judge module is used for when the mobile terminal acquiescence means of payment is Intrusion Detection based on host snap gauge
When intending the means of payment, judge whether mobile terminal is putting out screen state；Wake module is used for when mobile terminal is when putting out under screen state,
Wake up Intrusion Detection based on host card simulation application and complete to pay the corresponding payment of request with safety.When the mobile terminal acquiescence means of payment is base
Intend the means of payment in main frame snap gauge, because mobile terminal is in the case where screen state is put out, the safe unit module of software simulation is in not work
Make state, by sending instruction is waken up, and perform the operation of the corresponding safe unit module for waking up software simulation, screen shape is put out in realization
Secure payment and function of swiping card under state, in time, quickly complete Zhi Fuyu and swipe the card, and do not result in the dangerous of user's payment, carry
Consumer's Experience is risen.
Description of the drawings
Fig. 1 is the hardware architecture diagram for realizing the optional mobile terminal of each embodiment one of the invention；
Fig. 2 is the radio communication device schematic diagram of mobile terminal in Fig. 1；
Fig. 3 is the module diagram that snap gauge of the present invention intends payment mechanism first embodiment；
Fig. 4 is the module diagram of payment mechanism second embodiment of the present invention；
Fig. 5 is the refinement module schematic diagram of the second judge module in payment mechanism 3rd embodiment of the present invention；
Fig. 6 is the module diagram of the embodiment of payment mechanism of the present invention 5th
Fig. 7 is the schematic flow sheet of method of payment first embodiment of the present invention；
Fig. 8 is the schematic flow sheet in method of payment second embodiment of the present invention；
Whether Fig. 9 is to judge mobile terminal after the step of putting out screen state in method of payment 3rd embodiment of the present invention
Refinement schematic flow sheet；
Figure 10 is the schematic flow sheet of the embodiment of method of payment of the present invention 5th；
Figure 11 is the global design block diagram for supporting method of payment of the present invention and device.
The realization of the object of the invention, functional characteristics and advantage will be described further referring to the drawings in conjunction with the embodiments.
Specific embodiment
It should be appreciated that specific embodiment described herein is not intended to limit the present invention only to explain the present invention.
The mobile terminal of each embodiment of the invention is realized referring now to Description of Drawings.In follow-up description, use
For represent element such as " module ", " part " or " unit " suffix only for be conducive to the present invention explanation, itself
Not specific meaning.Therefore, " module " can be used mixedly with " part ".
Mobile terminal can be implemented in a variety of manners.For example, the terminal described in the present invention can include such as moving
Phone, smart phone, notebook computer, digit broadcasting receiver, PDA (personal digital assistant), PAD (panel computer), PMP
The mobile terminal of (portable media player), guider etc. and such as numeral TV, desktop computer etc. are consolidated
Determine terminal.Hereinafter it is assumed that terminal is mobile terminal.However, it will be understood by those skilled in the art that, except being used in particular for movement
Outside the element of purpose, construction according to the embodiment of the present invention can also apply to the terminal of fixed type.
Fig. 1 is the hardware architecture diagram for realizing each one optional mobile terminal of embodiment of the invention.
Mobile terminal 1 00 can include wireless communication unit 110, A/V (audio/video) input block 120, user input
Unit 130, sensing unit 140, output unit 150, memory 160, interface unit 170, controller 180, power subsystem 190,
First judge module 30, the second judge module 40, wake module 50 etc..Fig. 1 shows the mobile terminal with various assemblies,
It should be understood that being not required for implementing all components for illustrating.More or less of component can alternatively be implemented.Will be
The element of mobile terminal is described below in detail.
Wireless communication unit 110 generally includes one or more assemblies, and it allows mobile terminal 1 00 and radio communication device
Or the radio communication between network.
A/V input blocks 120 are used to receive audio or video signal.
User input unit 130 can generate key input data to control each of mobile terminal according to the order of user input
Plant operation.
Sensing unit 140 detects the current state of mobile terminal 1 00, and (for example, mobile terminal 1 00 opens or closes shape
State), the presence or absence of contact (that is, touch input), the mobile terminal of the position of mobile terminal 1 00, user for mobile terminal 1 00
100 orientation, the acceleration of mobile terminal 1 00 or by speed is mobile and direction etc., and generate for controlling mobile terminal 1 00
The order of operation or signal.
Interface unit 170 is connected the interface that can pass through with mobile terminal 1 00 as at least one external device (ED).
Output unit 150 can include display unit 151 etc..Display unit 151 may be displayed in mobile terminal 1 00
The information of process.For example, when mobile terminal 1 00 is in telephone calling model, display unit 151 can show and converse or it
Its related user interface (UI) of communication (for example, text messaging, multimedia file download etc.) or graphic user interface
(GUI).When mobile terminal 1 00 is in video calling pattern or image capture mode, display unit 151 can show capture
Image and/or reception image, UI or GUI of video or image and correlation function etc. are shown.
Meanwhile, when the display unit 151 and touch pad touch-screen with formation superposed on one another in the form of layer, display unit
151 can serve as input unit and output device.Display unit 151 can include liquid crystal display (LCD), thin film transistor (TFT)
In LCD (TFT-LCD), Organic Light Emitting Diode (OLED) display, flexible display, three-dimensional (3D) display etc. at least
It is a kind of.Some in these displays may be constructed such that transparence to allow user from outside viewing, and this is properly termed as transparent
Display, typical transparent display can be, for example, TOLED (transparent organic light emitting diode) display etc..According to specific
The embodiment wanted, mobile terminal 1 00 can include two or more display units (or other display devices), for example, move
Dynamic terminal can include outernal display unit (not shown) and inner display unit (not shown).Touch-screen can be used for detection and touch
Input pressure value and touch input position and touch input area.
Memory 160 can store software program for the process and control operation performed by controller 180 etc., Huo Zheke
With the data (for example, telephone directory, message, still image, video etc.) for temporarily storing own Jing outputs or will export.And
And, memory 160 can be storing the vibration of various modes with regard to exporting when touching and being applied to touch-screen and audio signal
Data.
Memory 160 can include the storage medium of at least one type, and the storage medium includes flash memory, hard disk, many
Media card, card-type memory (for example, SD or DX memories etc.), random access storage device (RAM), static random-access storage
Device (SRAM), read-only storage (ROM), Electrically Erasable Read Only Memory (EEPROM), programmable read only memory
(PROM), magnetic storage, disk, CD etc..And, mobile terminal 1 00 can perform memory with by network connection
The network storage device cooperation of 160 store function.
The overall operation of the generally control mobile terminal of controller 180.For example, controller 180 is performed and voice call, data
The related control of communication, video calling etc. and process.In addition, controller 180 can be included for reproducing (or playback) many matchmakers
The multi-media module 181 of volume data, multi-media module 181 can be constructed in controller 180, or is so structured that and control
Device 180 is separated.Controller 180 can be with execution pattern identifying processing, by the handwriting input for performing on the touchscreen or picture
Draw input and be identified as character or image.
Power subsystem 190 receives external power or internal power under the control of controller 180 and provides operation each unit
Appropriate electric power needed for part and component.
Various embodiments described herein can be with using such as computer software, hardware or its any combination of calculating
Machine computer-readable recording medium is implementing.For hardware is implemented, embodiment described herein can be by using application-specific IC
(ASIC), digital signal processor (DSP), digital signal processing device (DSPD), programmable logic device (PLD), scene can
Programming gate array (FPGA), processor, controller, microcontroller, microprocessor, it is designed to perform function described herein
Implementing, in some cases, such embodiment can be implemented at least one in electronic unit in controller 180.
For software is implemented, the embodiment of such as process or function can with allow to perform the single of at least one function or operation
Software module is implementing.Software code can be come by the software application (or program) write with any appropriate programming language
Implement, software code can be stored in memory 160 and be performed by controller 180.
As shown in Figure 1 mobile terminal 1 00 may be constructed such that using via frame or packet transmission data it is all if any
Line and radio communication device and satellite-based communicator are operating.
The communicator that mobile terminal wherein of the invention is operable to is described referring now to Fig. 2.
Such communicator can use different air interface and/or physical layer.For example, used by communicator
Air interface includes such as frequency division multiple access (FDMA), time division multiple acess (TDMA), CDMA (CDMA) and universal mobile communications dress
Put (UMTS) (especially, Long Term Evolution (LTE)), global mobile communication device (GSM) etc..As non-limiting example, under
The description in face is related to cdma communication device, but such teaching is equally applicable to other types of device.
With reference to Fig. 2, cdma wireless communication device can include multiple mobile terminal 1s 00, multiple base stations (BS) 270, base station
Controller (BSC) 275 and mobile switching centre (MSC) 280.MSC280 is configured to and Public Switched Telephony Network (PSTN)
290 form interface.MSC280 is also structured to form interface with the BSC275 that can be couple to base station 270 via back haul link.
If any one that back haul link can be in the interface that Ganji knows is constructing, the interface includes such as E1/T1, ATM, IP,
PPP, frame relay, HDSL, ADSL or xDSL.It will be appreciated that as shown in Figure 2 device can include multiple BSC2750.
Each BS270 can service one or more subregions (or region), by multidirectional antenna or the day of sensing specific direction
Each subregion that line is covered is radially away from BS270.Or, each subregion can by for diversity reception two or more
Antenna is covered.Each BS270 may be constructed such that the multiple frequency distribution of support, and each frequency distribution has specific frequency spectrum
(for example, 1.25MHz, 5MHz etc.).
What subregion and frequency were distributed intersects can be referred to as CDMA Channel.BS270 can also be referred to as base station transceiver
Device (BTS) or other equivalent terms.In this case, term " base station " can be used for broadly representing single
BSC275 and at least one BS270.Base station can also be referred to as " cellular station ".Or, each subregion of specific BS270 can be claimed
For multiple cellular stations.
As shown in Figure 2, broadcast singal is sent to broadcsting transmitter (BT) 295 mobile terminal operated in device
100.In fig. 2 it is shown that several global pick device (GPS) satellites 300.Satellite 300 helps position multiple mobile terminal 1s 00
At least one of.
In fig. 2, multiple satellites 300 are depicted, but it is understood that, it is possible to use any number of satellite is obtained
Useful location information.Used as a typical operation of radio communication device, BS270 is received from various mobile terminal 1s 00
Reverse link signal.Mobile terminal 1 00 generally participates in call, information receiving and transmitting and other types of communication.Certain base station 270 is received
Each reverse link signal processed in specific BS270.The data of acquisition are forwarded to the BSC275 of correlation.BSC
The mobile management function of call resource allocation and the coordination including the soft switching process between BS270 is provided.BSC275 will also connect
The data for receiving are routed to MSC280, and it provides the extra route service for forming interface with PSTN290.Similarly,
PSTN290 and MSC280 form interface, and MSC and BSC275 forms interface, and BSC275 correspondingly controls BS270 with by forward direction
Link signal is sent to mobile terminal 1 00.
Based on above-mentioned mobile terminal hardware configuration, communication apparatus structure, the mobile terminal of the present invention, card analogue means are proposed
May be disposed inside mobile terminal.
The present invention provides a kind of payment mechanism, and the payment mechanism intends the means of payment using snap gauge, the payment mechanism the
In one embodiment, with reference to Fig. 3, the device includes：
First judge module 30, for when detect pay request when, judge that mobile terminal gives tacit consent to the means of payment and is whether
Intrusion Detection based on host snap gauge intends the means of payment；
Snap gauge is intended the means of payment and is completed to pay by handheld devices such as mobile phones using near-field communication technology, and snap gauge intends payer
Formula includes that Intrusion Detection based on host snap gauge intends the means of payment and intends the means of payment, the snap gauge based on safe unit with the snap gauge based on safe unit
Intend the means of payment and be based on hardware, need traditional safety chip, safety chip to provide the safety storage to sensitive information and to handing over
Easily affairs provide the performing environment of a safety, realize the security of data storage and process of exchange, and Intrusion Detection based on host snap gauge is intended propping up
The mode of paying, it is not necessary to provide safety chip, the safe unit module simulated by software completes the function of safety chip, software simulation
Safe unit module not only can be in local mobile terminal but also can be in far-end server, so that mobile phone etc. possesses peace
The function of swiping the card entirely.Mobile terminal detection in the case where the snap gauge based on safe unit intends mode of operation pays request, wherein paying work(
Can request that from including the point-of-sale terminal such as POS cashing machines or automatic vending machine, in addition to the request of payment function, pay request and also wrap
Include the request that gate inhibition etc. needs when swiping the card, when detect pay request after, near field communication radio frequency passage is realized and point-of-sale terminal
Local communication, judges whether the mobile terminal acquiescence means of payment is that Intrusion Detection based on host snap gauge intends the means of payment.
Second judge module 40, for when mobile terminal acquiescence the means of payment be Intrusion Detection based on host snap gauge intend the means of payment when,
Judge whether mobile terminal is putting out screen state；
Mobile terminal is intended being led to point-of-sale terminal, mobile terminal under mode of operation first in the snap gauge based on safe unit
Letter, i.e., call ESE or UIC-SE units to obtain the silent of mobile terminal setting in the case where the snap gauge based on safe unit intends mode of operation
Recognize the means of payment, near field communication controller will pay request, and to be sent to mobile terminal under the different means of payment from payment data corresponding
Receiving unit, including safety chip, main frame etc..
When it is that the snap gauge based on safe unit intends the means of payment that mobile terminal gives tacit consent to the means of payment, near-field communication aerial connects
The payment request for receiving point-of-sale terminal transmission is sent near field communication controller with payment data, will finally pay request with payment number
Safety chip is sent to according to after, safety chip can be used to realize that storage pays request and payment data and realizes that safe key is transported
Calculate, and realize being interacted with point-of-sale terminal after calculation process, under the snap gauge plan means of payment based on safe unit phase is completed
Should pay.
When judging that the mobile terminal acquiescence means of payment intends the means of payment for Intrusion Detection based on host snap gauge, mobile terminal state includes
Bright screen, puts out two a variety of states of screen, and under bright screen state, the safe unit module of software simulation is in running order, and is putting out screen
Under state, the safe unit module of software simulation is in off position, judges whether mobile terminal is putting out screen state.
Wake module 50, for when mobile terminal is when putting out under screen state, waking up Intrusion Detection based on host card simulation application with safety
Complete to pay the corresponding payment of request.
When the mobile terminal acquiescence means of payment is that Intrusion Detection based on host snap gauge intends the means of payment, due in the case where screen state is put out, being
System is in holding state, supports the safe unit module that the software that main frame snap gauge is intended is simulated to be also at off position, it is impossible to pacify
Complete to pay entirely, be to complete safely to pay, in the present invention, when mobile terminal is when putting out under screen state, ESE or UICC units
The transmission wake-up instruction of screen state is being put out near field communication controller according to the mobile terminal for detecting, near field communication controller is received
Be sent to after instruction corresponding system wake-up unit to waking up, system wake-up unit is performed and wakes up instruction, is waken up and is supported main frame card
The safe unit module of the software simulation of simulation, after waking up success, now working mode of mobile terminal and mobile terminal payment side
Formula is matched, i.e., working mode of mobile terminal switches to Host Based snap gauge to intend by the snap gauge plan mode of operation based on safe unit
Mode of operation, due to when mobile terminal acquiescence the means of payment be Intrusion Detection based on host snap gauge intend the means of payment when, software in mobile terminal
The safe unit module of simulation can complete the function of safety chip, the safety of sensitive information is stored and trade transactions are provided
The performing environment of one safety, realizes the security of data storage and process of exchange, and now payment data is directly by near-field communication
Controller is sent to main frame and is processed to complete to pay, so as to payment terminal can complete secure payment or realize that safety is put out
Screen is swiped the card.
In the present embodiment, by the first judge module 30 by when payment request is detected, judging that mobile terminal is write from memory
Recognize whether the means of payment is that Intrusion Detection based on host snap gauge intends the means of payment；Second judge module 40 is used for when mobile terminal gives tacit consent to payer
When formula is that Intrusion Detection based on host snap gauge intends the means of payment, judge whether mobile terminal is putting out screen state；Wake module 50 is used for when movement
Terminal is waken up Intrusion Detection based on host card simulation application and is completed to pay the corresponding payment of request with safety when putting out under screen state.Work as movement
The terminal acquiescence means of payment is that Intrusion Detection based on host snap gauge intends the means of payment, and because mobile terminal is in the case where screen state is put out, system is in and treats
Machine state, the safe unit of software simulation does not work when system is in holding state, and by sending instruction is waken up, and performs phase
The operation of the safe unit module of the software simulation for supporting main frame snap gauge to intend should be waken up, secure payment and brush under screen state are put out in realization
Card function, in time, quickly completes Zhi Fuyu and swipes the card, and does not result in the dangerous of user's payment, improves Consumer's Experience.
Further, on the basis of payment mechanism first embodiment of the present invention, the second embodiment of payment mechanism is proposed,
With reference to Fig. 4, in a second embodiment, the payment mechanism also includes：
Preset module 10, the snap gauge for being set to working mode of mobile terminal based on safe unit intends mode of operation, base
The outside Near-field Data that external sales terminal sends is detected near field communication controller；
External sales terminal sends outside Near-field Data, and external sales terminal includes the energy such as POS, public transport automatic selling-machine
Launch the terminal of short frequency radio frequency, the general effective range of the radio frequency is that within 20cm, after sending outside Near-field Data, mobile terminal is near
Field communication antenna receives the outside Near-field Data of external sales terminal transmission in its effective range, and is sent to near-field communication
Controller, now working mode of mobile terminal be set to based on safe unit snap gauge intend mode of operation, could realize and exterior pin
The communication of terminal and the acquiescence means of payment for obtaining mobile terminal are sold, so as to according to the acquiescence means of payment of mobile terminal, obtain
The outside Near-field Data for taking selects to be sent to safety chip process realization interaction, still sends it to main frame reality in mobile terminal
Now with point-of-sale terminal process.
Generation module 20, for generating, outside Near-field Data is corresponding to pay request.
When point-of-sale terminal and mobile terminal realize the communication with external sales terminal under mobile terminal default mode of operation
After the acquiescence means of payment for obtaining mobile terminal, the outside Near-field Data of point-of-sale terminal transmitting is formed according to outside Near-field Data
It is corresponding to pay request, and payment processes are carried out according to the mobile terminal acquiescence means of payment, all it is in secure interactive due to paying
Carry out, ensure that the safety and reliability of payment, so as to improve customer experience.
In the present embodiment, preset module 10 detects the transmission of external sales terminal by working as based near field communication controller
Outside Near-field Data when, by working mode of mobile terminal be set to based on safe unit snap gauge intend mode of operation；Generation module
20 are used to generate the corresponding payment request of outside Near-field Data.External sales end is detected based near field communication controller due to working as
During the outside Near-field Data that end sends, the snap gauge that working mode of mobile terminal is set to based on safe unit is intended into mode of operation and is realized
Mobile terminal and the communication of point-of-sale terminal, generate corresponding payment of outside Near-field Data and ask in this process, ensure that payment
The safety and reliability of request, so as to improve customer experience.
Further, on the basis of payment mechanism second embodiment of the present invention, the 3rd embodiment of payment mechanism is proposed,
With reference to Fig. 5, in the third embodiment, the second judge module also includes：
Judging unit 41, for judging that mobile terminal is in the case where screen state is put out or under bright screen state；
Preset unit 42, for when mobile terminal is when putting out under screen state, mobile terminal payment mode being set to based on peace
The snap gauge of full unit intends the means of payment；
Mobile terminal has bright screen to put out screen, puts out two kinds of running statuses of screen, when the means of payment is intended in the snap gauge based on safe unit
When under the means of payment, because mobile terminal puts out screen in bright screen, put out screen two kinds of running statuses under, safety chip can normally run and
It is not required to wake up, when now mobile terminal receives payment data, safety chip can interact with point-of-sale terminal and ensure to prop up
The security of the process of paying, without the problem for occurring to pay the impact security such as entanglement, it is ensured that the safety of payment.
When the means of payment is intended under the means of payment in Intrusion Detection based on host snap gauge, due to guaranteeing payment, security performs safety assurance
Function be mobile terminal software simulation safe unit module, when mobile terminal is when putting out under screen state, it is ensured that pay peace
The safe unit module cisco unity malfunction of the software simulation of full property, to guarantee the safety of payment process, when mobile terminal is putting out
When under screen state, alternatively, mobile terminal payment mode may be switched to the snap gauge based on safe unit and intend the means of payment, now,
Perform safety assurance function is safety chip, so as to safety chip is interacted with point-of-sale terminal, it is ensured that the peace of payment process
It is complete reliable.
Payment unit 43, for outside Near-field Data to be sent to safe unit, the outside Near-field Data of safe unit process
So that mobile terminal completes to pay.
When mobile terminal payment mode switches to the snap gauge based on safe unit intends the means of payment, by outside Near-field Data
Send to safety chip, this process is able to ensure that safety, safety chip reception processing outside Near-field Data simultaneously guarantees mobile terminal
Safety completes to pay.
In the present embodiment, judging unit 41 is used for by judging that mobile terminal is in the case where screen state is put out or in bright screen shape
Under state；Preset unit 42 is used for when mobile terminal is when putting out under screen state, mobile terminal payment mode is set to single based on safety
The snap gauge of unit intends the means of payment；Payment unit 43 is used to outside Near-field Data is sent to safety chip, and safety chip process is outer
Portion's Near-field Data completes to pay for mobile terminal.That embodiment solves in the case where screen state is put out due to intending in Intrusion Detection based on host snap gauge
Under the means of payment, the safe unit cisco unity malfunction of software that mobile terminal is guaranteed payment safe simulation and cause cannot be safe
The problem of payment, by the snap gauge that mobile terminal payment mode is switched to based on safe unit the means of payment, safety chip and pin are intended
Terminal is sold, payment terminal is interacted, it is ensured that the security of payment process, and process outside Near-field Data so that mobile terminal is complete
Into payment.
Further, on the basis of payment mechanism 3rd embodiment of the present invention, the fourth embodiment of payment mechanism is proposed,
In the fourth embodiment, first judging unit includes：
Subelement is called, for when mobile terminal is under bright screen state, the payment for calling mobile terminal to apply to complete
Pay.
When user's acquiescence means of payment is that Intrusion Detection based on host snap gauge is intended paying, when mobile terminal is under bright screen state, by
In mobile terminal under bright screen state, the safe unit module of software that mobile terminal is guaranteed payment safe simulation can normally with
Point-of-sale terminal is interacted such that it is able to guarantee the security of payment process, and the payment for now calling mobile terminal is applied with complete
Into payment.
In the present embodiment, by calling subelement, for when mobile terminal is under bright screen state, calling mobile terminal
Payment apply with complete pay.This embodiment because mobile terminal is under bright screen state, guarantee payment safe by mobile terminal
The safe unit module of software simulation can be interacted normally with point-of-sale terminal such that it is able to guarantee the safety of payment process
Property, realize secure payment.
Further, on the basis of payment mechanism first embodiment of the present invention, the 5th embodiment of payment mechanism is proposed,
Such as Fig. 6, in the 5th embodiment, the payment mechanism includes：
Handover module 60, for when the payment generated after the completion of detecting mobile terminal payment completes instruction, by movement
Terminal work mode switches to the snap gauge based on safe unit and intends mode of operation.
When the payment generated after the completion of detecting mobile terminal payment completes instruction, i.e., this time payment process is completed, will
Working mode of mobile terminal switches to the snap gauge based on safe unit and intends mode of operation, due to when mobile terminal is single based on safety
The snap gauge of unit is intended under mode of operation, and various instructions could be communicated and obtained with point-of-sale terminal, grasps so as to perform various payment
Make.
In the present embodiment, by when the payment generated after the completion of detecting mobile terminal payment completes instruction, will move
The dynamic terminal means of payment switches to the snap gauge based on safe unit and intends the means of payment.The timely safety for guaranteeing next delivery operation is entered
OK.
To be best understood from the present invention, here provides a kind of method of payment, and the method for payment intends the means of payment using snap gauge,
In the method for payment first embodiment, with reference to Fig. 7, the method includes：
Step S30, when payment request is detected, judges whether the mobile terminal acquiescence means of payment is Intrusion Detection based on host snap gauge
Intend the means of payment；
Snap gauge is intended the means of payment and is completed to pay by handheld devices such as mobile phones using near-field communication technology, and snap gauge intends payer
Formula includes that Intrusion Detection based on host snap gauge intends the means of payment and intends the means of payment, the snap gauge based on safe unit with the snap gauge based on safe unit
Intend the means of payment and be based on hardware, need traditional safety chip, safety chip to provide the safety storage to sensitive information and to handing over
Easily affairs provide the performing environment of a safety, realize the security of data storage and process of exchange, and Intrusion Detection based on host snap gauge is intended propping up
The mode of paying, it is not necessary to provide safety chip, the safe unit module simulated by software completes the function of safety chip, software simulation
Safe unit module not only can be in local mobile terminal but also can be in far-end server, so that mobile phone etc. possesses peace
The function of swiping the card entirely.Mobile terminal detection in the case where the snap gauge based on safe unit intends mode of operation pays request, wherein paying work(
Can request that from including the point-of-sale terminal such as POS cashing machines or automatic vending machine, in addition to the request of payment function, pay request and also wrap
Include the request that gate inhibition etc. needs when swiping the card, when detect pay request after, call ESE or UICC-SE units realize with it is mobile eventually
The local communication at end, judges whether the mobile terminal acquiescence means of payment is that Intrusion Detection based on host snap gauge intends the means of payment.
Step S40, when the mobile terminal acquiescence means of payment is that Intrusion Detection based on host snap gauge intends the means of payment, judges mobile terminal
Whether screen state is being put out；
Mobile terminal is intended being led to point-of-sale terminal, mobile terminal under mode of operation first in the snap gauge based on safe unit
Letter, i.e., call ESE or UIC-SE units to obtain the silent of mobile terminal setting in the case where the snap gauge based on safe unit intends mode of operation
Recognize the means of payment, near field communication controller will pay request, and to be sent to mobile terminal under the different means of payment from payment data corresponding
Receiving unit, including safety chip, main frame etc..
When it is that the snap gauge based on safe unit intends the means of payment that mobile terminal gives tacit consent to the means of payment, near-field communication aerial connects
The payment request for receiving point-of-sale terminal transmission is sent near field communication controller with payment data, will finally pay request with payment number
Safety chip is sent to according to after, safety chip can be used to realize that storage pays request and payment data and realizes that safe key is transported
Calculate, the payment request that the payment terminal of mobile terminal is read in safety chip completes to pay with payment data, in the process, peace
The safety of payment process is realized in full chip and payment terminal, the interaction of point-of-sale terminal.
When judging that the mobile terminal acquiescence means of payment intends the means of payment for Intrusion Detection based on host snap gauge, mobile terminal state includes
Bright screen, puts out screen two states, and under bright screen state, the safe unit module of software simulation is in running order, and is putting out screen shape
Under state, the safe unit module of software simulation is in off position, judges whether mobile terminal is putting out screen state.
Step S50, when mobile terminal is when putting out under screen state, is waken up Intrusion Detection based on host card simulation application and is completed to pay with safety
Ask corresponding payment.
When the mobile terminal acquiescence means of payment is that Intrusion Detection based on host snap gauge intends the means of payment, due in the case where screen state is put out, being
System is in holding state, supports the safe unit module that main frame snap gauge intends the software simulation of means of payment safety of payment to be also at not
Working condition, it is impossible to which safety completes to pay, is to complete safely to pay, in the present invention, when mobile terminal is in the case where screen state is put out
When, ESE or UICC units send in the state for putting out screen according to the mobile terminal for detecting and wake up instruction near field communication controller,
Near field communication controller receives and corresponding system wake-up unit is sent to after wake-up instruction, and system wake-up unit performs wake-up and refers to
Order, wakes up the safe unit module of the software simulation for supporting main frame snap gauge to intend means of payment safety of payment, after waking up success, now
Working mode of mobile terminal is matched with mobile terminal payment mode, i.e., working mode of mobile terminal is by the snap gauge based on safe unit
Intending mode of operation switches to Host Based snap gauge to intend mode of operation, due to being Intrusion Detection based on host when the mobile terminal acquiescence means of payment
When snap gauge intends the means of payment, the safe unit module of software simulation can complete the function of safety chip in mobile terminal, to quick
The safety storage of sense information and the performing environment to trade transactions one safety of offer, realize the peace of data storage and process of exchange
Quan Xing.This process payment data is directly sent to main frame and is processed to complete to pay, so as to pay by near field communication controller
Terminal can complete secure payment or realize that safety is put out screen and swiped the card.
In the present embodiment, by when payment request is detected, judging whether the mobile terminal acquiescence means of payment is base
Intend the means of payment in main frame snap gauge；When the mobile terminal acquiescence means of payment is that Intrusion Detection based on host snap gauge intends the means of payment, judge to move
Whether dynamic terminal is putting out screen state；When mobile terminal is when putting out under screen state, Intrusion Detection based on host card simulation application is waken up complete with safety
Corresponding payment is asked into paying.When the mobile terminal acquiescence means of payment is that Intrusion Detection based on host snap gauge intends the means of payment, due to movement
In the case where screen state is put out, system is in holding state to terminal, and it supports the safe unit module that the software that main frame snap gauge is intended is simulated
In off position, instruction is waken up by sending, wake up the safe unit module of the software simulation for supporting main frame snap gauge to intend, it is real
Secure payment and function of swiping card under screen state are now put out, the Zhi Fuyu that completes in time, safe swipes the card, do not result in user and pay not
Safety, improves Consumer's Experience.
Further, on the basis of method of payment first embodiment of the present invention, the second embodiment of method of payment is proposed,
With reference to Fig. 8, in a second embodiment, step S30, when payment request is detected, judges that the mobile terminal acquiescence means of payment is
Also include before the step of no plan means of payment for Intrusion Detection based on host snap gauge：
Step S10, by the snap gauge that working mode of mobile terminal is set to based on safe unit mode of operation is intended, logical based near field
The outside Near-field Data that letter controller detection external sales terminal sends；
External sales terminal sends outside Near-field Data, and external sales terminal includes the energy such as POS, public transport automatic selling-machine
Launch the terminal of short frequency radio frequency, it is mobile whole after the general effective range of the radio frequency is within 20 centimetres, to send outside Near-field Data
End near-field communication aerial receives the outside Near-field Data of external sales terminal transmission in its effective range, and is sent near field
Communication controler, now working mode of mobile terminal be set to based on safe unit snap gauge intend mode of operation, it can call ESE
Or UICC units are realized obtaining the acquiescence means of payment of mobile terminal, so as to according to the acquiescence means of payment of mobile terminal, obtain
The outside Near-field Data for taking selects to be sent to safety chip process realization payment, still sends it to main frame reality in mobile terminal
Now pay.
Step S20, generates corresponding payment of outside Near-field Data and asks.
When point-of-sale terminal and mobile terminal realize the communication with external sales terminal under mobile terminal default mode of operation
After the acquiescence means of payment for obtaining mobile terminal, the outside Near-field Data of point-of-sale terminal transmitting is formed according to outside Near-field Data
It is corresponding to pay request, and payment processes are carried out according to the mobile terminal acquiescence means of payment, all it is in secure interactive due to paying
Carry out, ensure that the safety and reliability of payment, so as to improve customer experience.
In the present embodiment, by when the outside near field that the transmission of external sales terminal is detected based near field communication controller
During data, the snap gauge that working mode of mobile terminal is set to based on safe unit is intended into mode of operation；Generate outside Near-field Data pair
The payment request answered.Due to when based near field communication controller detect external sales terminal transmission outside Near-field Data when,
The snap gauge that working mode of mobile terminal is set to based on safe unit is intended into mode of operation and realizes that mobile terminal is logical with point-of-sale terminal
News, generate corresponding payment of outside Near-field Data and ask in this process, ensure that the safety and reliability for paying request,
So as to improve customer experience.
Further, on the basis of method of payment second embodiment of the present invention, the 3rd embodiment of method of payment is proposed,
With reference to Fig. 9, in the third embodiment, also include after step S40：
Step S41, judges that mobile terminal is in the case where screen state is put out or under bright screen state；
Step S42, when mobile terminal is when putting out under screen state, mobile terminal payment mode is switched to based on safe unit
Snap gauge intend the means of payment；
Mobile terminal has bright screen, puts out screen and puts out two kinds of running statuses of screen, when the means of payment is intended in the snap gauge based on safe unit
When under the means of payment, because mobile terminal is in bright screen, put out screen two kinds of running statuses under, safety chip can normally run without
Wake up, when now mobile terminal receives payment data, safety chip can be interacted with point-of-sale terminal and guaranteed payment
The security of journey, without the problem for occurring to pay the impact security such as entanglement, it is ensured that the safety of payment.
When the means of payment is intended under the means of payment in Intrusion Detection based on host snap gauge, due to guaranteeing payment, security performs safety assurance
Function be mobile terminal software simulation safe unit module, when mobile terminal is when putting out under screen state, it is ensured that pay peace
The safe unit module cisco unity malfunction of the software simulation of full property, to guarantee the safety of payment process, when mobile terminal is putting out
When under screen state, alternatively, mobile terminal payment mode may be switched to the snap gauge based on safe unit and intend the means of payment, now,
Perform safety assurance function is safety chip, so as to safety chip is interacted with point-of-sale terminal, it is ensured that the peace of payment process
It is complete reliable.
Step S43, outside Near-field Data is sent to safe unit, and the outside Near-field Data of safe unit process is for movement
Terminal completes to pay.
When mobile terminal payment mode switches to the snap gauge based on safe unit intends the means of payment, by outside Near-field Data
Send to safety chip, this process is able to ensure that safety, safety chip reception processing outside Near-field Data simultaneously guarantees mobile terminal
Safety completes to pay.
In the present embodiment, it is in the case where screen state is put out or under bright screen state by judging mobile terminal；When mobile whole
The snap gauge that mobile terminal payment mode is set to based on safe unit is intended into the means of payment when putting out under screen state in end；Will be outside near
Field data is sent to safe unit, and the outside Near-field Data of safe unit process completes to pay for mobile terminal.This enforcement is illustrated
Determine in the case where screen state is put out due to intending under the means of payment in Intrusion Detection based on host snap gauge, the software simulation that mobile terminal is guaranteed payment safe
Safe unit module cisco unity malfunction and cause cannot secure payment problem, mobile terminal payment mode is switched to into base
Intend the means of payment in the snap gauge of safe unit, safety chip is interacted with point-of-sale terminal, it is ensured that the security of payment process.This
When, outside Near-field Data is sent to safe unit, the outside Near-field Data of safe unit process completes to pay for mobile terminal.
Further, on the basis of method of payment 3rd embodiment of the present invention, the fourth embodiment of method of payment is proposed,
In the fourth embodiment, the method for payment includes：
When mobile terminal is under bright screen state, the payment for calling mobile terminal applies to complete to pay.
When user's acquiescence means of payment is that Intrusion Detection based on host snap gauge is intended paying, when mobile terminal is under bright screen state, by
In mobile terminal under bright screen state, the safe unit module of software that mobile terminal is guaranteed payment safe simulation can normally with
Point-of-sale terminal is interacted such that it is able to guarantee the security of payment process, and the payment for now calling mobile terminal is applied with complete
Into payment
In the present embodiment, the payment application by judging to call mobile terminal when mobile terminal is under bright screen state
To complete to pay.This embodiment because mobile terminal is under bright screen state, the simulation of software that mobile terminal is guaranteed payment safe
Safe unit module can be interacted normally with point-of-sale terminal such that it is able to guarantee the security of payment process, realize safety
Pay.
Further, on the basis of method of payment first embodiment of the present invention, the 5th embodiment of method of payment is proposed,
Such as Figure 10, in the 5th embodiment, the method for payment includes：
Step S60, when the payment generated after the completion of detecting mobile terminal payment completes instruction, mobile terminal is worked
Pattern switching intends mode of operation into the snap gauge based on safe unit.
When the payment generated after the completion of detecting mobile terminal payment completes instruction, i.e., this time payment process is completed, will
Mobile terminal payment mode switches to the snap gauge based on safe unit and intends the means of payment, due to when mobile terminal is single based on safety
The snap gauge of unit is intended under mode of operation, and various instructions could be communicated and obtained with point-of-sale terminal, grasps so as to perform various payment
Make.
In the present embodiment, by when the payment generated after the completion of detecting mobile terminal payment completes instruction, will move
Dynamic terminal work mode switches to the snap gauge based on safe unit and intends mode of operation.The timely safety for guaranteeing next delivery operation is entered
OK.
Supplemented by assistant solution, there is provided the global design block diagram of this programme, as shown in figure 11, workflow is as described below：
By the mode of operation default configuration of NFC for ESE or UICC-SE patterns, i.e. NFC mode of operation default configuration be on
The snap gauge based on safe unit stated intends mode of operation；
When mobile terminal is near POS, mobile terminal works in ESE or UICC-SE patterns, and it is communicated with POS,
I.e. mobile terminal is intended being communicated with POS under mode of operation in the snap gauge based on safe unit；
In with POS communication process, the acquiescence of ESE or UICC unit judges users pays and arranges, i.e., mobile terminal exists
Snap gauge based on safe unit intends the acquiescence of ESE or UICC unit judges users under mode of operation and pays setting；
It is HCE patterns when user's acquiescence pays setting, ESE or UICC-SE units send the instruction of wake-up system and control to NFC
Device processed, that is, send the instruction of wake-up system to NFC controller；
NFC controller is received after wake-up instruction, and the software simulation of HCE patterns is supported by system wake-up data bits
Safe unit module；
After system wake-up module runs succeeded, the payment mode of mobile terminal is the means of payment that Intrusion Detection based on host snap gauge is intended,
Now, the NFC mode of operations of acquiescence will be switched to HCE mode of operations i.e. by the snap gauge plan mode of operation switching based on safe unit
Intend mode of operation for Intrusion Detection based on host snap gauge；
Mobile terminal completes payment transaction under HCE patterns；
After the completion of transaction, the instruction for completing of concluding the business is sent to NFC controller；
NFC controller is received HCE transaction and completes after instruction, to be cut the mode of operation of NFC by NFC mode switch elements
Change to initial default setting ESE or UICC-SE pattern switch to based on safe unit snap gauge intend mode of operation with POS
Machine carries out next communication.
It should be noted that herein, term " including ", "comprising" or its any other variant are intended to non-row
His property is included, so that a series of process, method, article or device including key elements not only include those key elements, and
And also include other key elements being not expressly set out, or also include for this process, method, article or device institute inherently
Key element.In the absence of more restrictions, the key element for being limited by sentence "including a ...", it is not excluded that including being somebody's turn to do
Also there is other identical element in the process of key element, method, article or device.
The embodiments of the present invention are for illustration only, do not represent the quality of embodiment.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can add the mode of required general hardware platform to realize by software, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on such understanding, technical scheme is substantially done to prior art in other words
Going out the part of contribution can be embodied in the form of software product, and the computer software product is stored in a storage medium
In (such as ROM/RAM, magnetic disc, CD), including some instructions are used so that a station terminal equipment (can be mobile phone, computer takes
Business device, air-conditioner, or network equipment etc.) perform method described in each embodiment of the invention.
The preferred embodiments of the present invention are these are only, the scope of the claims of the present invention is not thereby limited, it is every using this
Equivalent structure or equivalent flow conversion that bright specification and accompanying drawing content are made, or directly or indirectly it is used in other related skills
Art field, is included within the scope of the present invention.
Claims (10)
1. a kind of payment mechanism, the payment mechanism intends the means of payment using snap gauge, and the snap gauge intends the means of payment to be included being based on
Main frame snap gauge intends the means of payment and intends the means of payment with the snap gauge based on safe unit, it is characterised in that：The payment mechanism includes：
First judge module, for when payment request is detected, judging whether the mobile terminal acquiescence means of payment is based on master
Machine snap gauge intends the means of payment；
Second judge module, for when the mobile terminal acquiescence means of payment is that Intrusion Detection based on host snap gauge intends the means of payment, judging to move
Whether dynamic terminal is putting out screen state；
Wake module, completes to prop up for when mobile terminal is when putting out under screen state, waking up Intrusion Detection based on host card simulation application with safety
Pay request corresponding payment.
2. payment mechanism as claimed in claim 1, working mode of mobile terminal is included based on the snap gauge plan work of safe unit
Pattern, the mobile terminal includes near field communication controller, it is characterised in that：The snap gauge intends payment mechanism also to be included：
Preset module, the snap gauge for being set to working mode of mobile terminal based on safe unit intends mode of operation, based near field
The outside Near-field Data that communication controler detection external sales terminal sends；
Generation module, for generating, outside Near-field Data is corresponding to pay request.
3. payment mechanism as claimed in claim 2, the mobile terminal includes safe unit, it is characterised in that：Second judges
Module includes：
Judging unit, for judging that mobile terminal is in the case where screen state is put out or under bright screen state；
Preset unit, for when mobile terminal is when putting out under screen state, mobile terminal payment mode being set to based on safe unit
Snap gauge intend the means of payment；
Payment unit, outside Near-field Data is sent to safe unit, and the outside Near-field Data of safe unit process is for mobile whole
End completes to pay.
4. payment mechanism as claimed in claim 3, it is characterised in that：First judging unit includes：
Subelement is called, the payment for when mobile terminal is under bright screen state, calling mobile terminal applies to complete to pay.
5. payment mechanism as claimed in claim 2, it is characterised in that：The snap gauge intends payment mechanism also to be included：
Handover module, for when the payment generated after the completion of detecting mobile terminal payment completes instruction, by mobile terminal work
Operation mode switches to the snap gauge based on safe unit and intends mode of operation.
6. a kind of method of payment, the method for payment intends the means of payment using snap gauge, and the snap gauge intends the means of payment to be included being based on
Main frame snap gauge intends the means of payment and intends the means of payment with the snap gauge based on safe unit, it is characterised in that：Methods described includes：
When payment request is detected, judge whether the mobile terminal acquiescence means of payment is that Intrusion Detection based on host snap gauge intends the means of payment；
When the mobile terminal acquiescence means of payment is that Intrusion Detection based on host snap gauge intends the means of payment, judge whether mobile terminal is putting out screen shape
State；
When mobile terminal is when putting out under screen state, wake up Intrusion Detection based on host card simulation application and complete to pay corresponding of request with safety
Pay.
7. method of payment as claimed in claim 6, working mode of mobile terminal is included based on the snap gauge plan work of safe unit
Pattern, the mobile terminal includes near field communication controller, it is characterised in that：It is described when detect pay request when, judge move
Whether the dynamic terminal acquiescence means of payment is also to include before the step of Intrusion Detection based on host snap gauge intends the means of payment：
The snap gauge that working mode of mobile terminal is set to based on safe unit is intended into mode of operation, is detected based near field communication controller
The outside Near-field Data that external sales terminal sends；
Generate corresponding payment of outside Near-field Data to ask.
8. method of payment as claimed in claim 7, the mobile terminal includes safe unit, it is characterised in that：The judgement
Whether mobile terminal also includes after the step of putting out screen state：
Judge that mobile terminal is put out under screen state or under bright screen state putting out screen；
When mobile terminal is when putting out screen and putting out under screen state, the snap gauge that mobile terminal payment mode is set to based on safe unit is intended
The mode of paying；
Outside Near-field Data is sent to safe unit, the outside Near-field Data of safe unit process completes to prop up for mobile terminal
Pay.
9. method of payment as claimed in claim 8, it is characterised in that：The judgement mobile terminal is put out under screen state putting out screen
Or also include after the step under bright screen state：
When mobile terminal is under bright screen state, the payment for calling mobile terminal applies to complete to pay.
10. method of payment as claimed in claim 7, it is characterised in that：It is described when mobile terminal is when putting out under screen state, wake up
Intrusion Detection based on host card simulation application is completed paid and also include after the step of asking corresponding payment with safety：
When the payment generated after the completion of detecting mobile terminal payment completes instruction, working mode of mobile terminal is switched to into base
Intend mode of operation in the snap gauge of safe unit.
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| CN201611128652.9A CN106600272A (en) | 2016-12-08 | 2016-12-08 | Payment method payment device |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201611128652.9A CN106600272A (en) | 2016-12-08 | 2016-12-08 | Payment method payment device |
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| CN107895266A (en) * | 2017-10-31 | 2018-04-10 | 珠海市魅族科技有限公司 | Pay control method and device, terminal and readable storage medium storing program for executing |
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| CN109634495A (en) * | 2018-11-01 | 2019-04-16 | 华为终端有限公司 | Method of payment, device and user equipment |
| CN110458550A (en) * | 2019-08-21 | 2019-11-15 | 深圳市沃特沃德股份有限公司 | Method of payment, device, terminal and storage medium |
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| 飞客茶馆: "云闪付", 《飞客茶馆》 * |
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| CN108805553A (en) * | 2017-04-27 | 2018-11-13 | 上海慧流云计算科技有限公司 | A kind of method for processing payment information and device |
| CN107180352A (en) * | 2017-06-22 | 2017-09-19 | 珠海市魅族科技有限公司 | A kind of method of payment and device, computer installation and computer-readable recording medium |
| CN107895266A (en) * | 2017-10-31 | 2018-04-10 | 珠海市魅族科技有限公司 | Pay control method and device, terminal and readable storage medium storing program for executing |
| CN109634495A (en) * | 2018-11-01 | 2019-04-16 | 华为终端有限公司 | Method of payment, device and user equipment |
| CN110458550A (en) * | 2019-08-21 | 2019-11-15 | 深圳市沃特沃德股份有限公司 | Method of payment, device, terminal and storage medium |
| CN110458550B (en) * | 2019-08-21 | 2023-10-20 | 深圳市沃特沃德股份有限公司 | Payment method, device, terminal and storage medium |
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Application publication date: 20170426 |