JP2010277465A - Mobile terminal apparatus, payment method, and payment program - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To facilitate a user to intuitively select a payment application program for use in payment among a plurality of payment application programs. <P>SOLUTION: When the payment is made, a control unit displays a payment application program being selected at present, in the upper half display area of a display unit 5 and displays another payment application program as a selection candidate in the lower half display area while being rotated at 180°. Each time detection of an operation of rotating the housing of a mobile phone is performed, the control unit changes display areas of the first and second payment application programs to display them. Thus the payment application program being selected at present, which is displayed in the upper half display area, is changed each time the rotating operation is performed, so that the user can intuitively and easily select the payment application program for use in the payment. <P>COPYRIGHT: (C)2011,JPO&INPIT

Description

INDUSTRIAL APPLICABILITY The present invention is a portable terminal device, a settlement method, and a settlement that are suitable for application to portable devices such as cellular phones, PHS phones (PHS: Personal Handyphone System), PDA devices (PDA: Personal Digital Assistant), and portable game machines. Regarding the program.
In particular, by rotating the housing, it is possible to select a payment application program to be used for payment from among a plurality of payment application programs. The present invention relates to a portable terminal device, a payment method, and a payment program that can be easily selected.

  In recent years, with the shift to cashless, for example, a non-contact IC card having an electronic money function such as Edy (registered trademark), iD (registered trademark), QUICPay (registered trademark), or a non-contact IC having the electronic money function. Payment media such as mobile phones provided with cards are rapidly spreading. Correspondingly, in a store or the like, a non-contact type IC card reader / writer capable of settlement corresponding to any electronic money or a plurality of types of electronic money is installed.

  Japanese Patent Laid-Open No. 11-259577 (Patent Document 1) discloses a credit card and an electronic money function for a settlement card such as the above-mentioned contactless IC card. There is disclosed a payment card processing device capable of automatically selecting whether to make a payment by using the electronic money function or using an electronic money function.

  In the case of this payment card processing device, the priority order of the payment types of the credit function and the electronic money function is written in the payment card in advance using a setting data input device. When this payment card is used for payment processing, when the payment card is set in the payment processing device, the payment processing device reads data indicating the priority order of the payment types written on the payment card. The electronic money function or / and the credit function are automatically selected based on the priority order, and payment is made.

Japanese Patent Laid-Open No. 11-2559577

  However, in the case of the payment card processing device disclosed in Patent Document 1, a dedicated setting data input device for writing the priority of payment types to the payment card is required in advance. There is a problem that it is difficult to complete the payment operation by operating only the mobile terminal device provided with the payment card.

  In addition, after setting the priority of the payment type, the priority of the payment type is fixed unless rewritten by the setting data input device, so that it is not easy to change the payment type at the time of payment. is there.

  The present invention has been made in view of the above-described problems, and a desired settlement application program can be easily and intuitively used only by a mobile terminal device without requiring a dedicated setting data input device or the like. An object is to provide a portable terminal device, a payment method, and a payment program that can be selected and settled.

In order to solve the above-mentioned problems, the present invention
A memory storing a plurality of types of payment application programs;
A rotation operation detector for detecting a rotation operation of the housing;
When the display area of the display section provided in the housing is divided into at least an upper display area and a lower display area, and the display section is visually observed in the normal state among the payment application programs stored in the memory. In a display form that is easily recognizable, a display showing the currently selected payment application program is performed on the upper display area, and the display form of the payment application program for the upper display area is rotated 180 degrees. In addition to displaying the settlement application program as another selection candidate in the lower display area, before and after the rotation operation is detected by the rotation operation detection unit, The payment application for each display area is displayed so that the And a display control unit for performing a display change control of ® emissions program,
A contactless IC unit that performs contactless wireless communication for payment processing with an external payment processing terminal device;
Based on the payment request signal from the external payment processing terminal device received via the non-contact IC unit, the payment processing terminal device displays the payment application program displayed in the upper display area of the display unit. A payment processing terminal capable of determining whether or not the payment processing terminal device is capable of executing the payment processing, and that the payment processing terminal device can execute the payment processing with the payment application program displayed in the upper display area When the device is determined to be a device, the contactless IC unit is configured to perform contactless wireless communication with the payment processing terminal device based on the payment application program displayed in the upper display area. And a control unit that controls execution of payment processing by wireless communication control.

  In the present invention, the currently selected payment application program is displayed in the upper display area of the display unit, and the display of the payment application program as another selection candidate is displayed in the lower display area of the display unit. Rotate 180 degrees. The user recognizes the payment application program displayed in the upper display area of the display unit as the currently selected payment application program, and changes the currently selected payment application program by rotating the housing. Do. The display control unit performs display change control of the payment application program for each of the display areas so that a different payment application program is displayed before and after the rotation operation is detected each time the rotation operation of the housing is detected. .

  The user confirms that the payment application program to be used for payment is displayed in the upper display area of the display unit by such a rotation operation, and installs the casing in a store or the like. Close to the payment processing terminal device. Thereby, non-contact wireless communication for payment processing is performed between the external payment processing terminal device and the non-contact IC unit.

  Based on a payment request signal from the external payment processing terminal device received via the non-contact IC unit, the control unit displays the payment processing terminal device in the upper display area of the display unit. It is determined whether or not the payment processing terminal device is capable of executing payment processing with a payment application program. When the payment processing terminal device determines that the payment processing terminal device is capable of executing payment processing using the payment application program displayed in the upper display region, the display is made in the upper display region. Based on the payment application program, the wireless communication control of the contactless IC unit is performed so as to perform contactless wireless communication with the payment processing terminal device, and execution control of the payment processing is performed. Thereby, payment can be performed via the non-contact IC unit 13 of the mobile phone using the payment application program desired by the user displayed in the upper display area of the display unit.

  In addition, the payment application program used for payment is displayed in the upper display area of the display unit, and the display of the other payment application programs as selection candidates is displayed in a display form rotated 180 degrees in the lower display area of the display unit. Therefore, the user can intuitively recognize the currently selected payment application program.

  In addition, since the payment application program to be used is changed by rotating the housing, the user does not need a dedicated terminal device or the like for changing the payment application program to be used. Can easily change and select a payment application program to be used only by operating the mobile phone.

  The present invention can select a desired payment application program from a plurality of payment application programs intuitively and easily using only a mobile terminal device without requiring a dedicated setting data input device or the like. It can be settled.

1 is a block diagram of a mobile phone according to a first embodiment to which the present invention is applied. It is a flowchart for demonstrating the payment process of the mobile telephone which becomes a 1st Example. It is a figure which shows the example of a display of the payment application program used for the payment process in the mobile telephone which becomes a 1st Example. It is a figure which shows the other example of a display of the payment application program used for the payment process in the mobile telephone which becomes a 1st Example. It is a figure for demonstrating rotation operation of the housing | casing for selecting the desired payment application program in the mobile telephone which becomes a 1st Example. It is a flowchart for demonstrating the payment process corresponding to the exchange rate of the mobile telephone used as the 2nd Example of this invention. It is a figure which shows the example of a display at the time of the payment process of the mobile telephone which becomes a 2nd Example.

  The present invention can be applied to a mobile phone.

[Configuration of mobile phone]
FIG. 1 shows a block of a mobile phone as an embodiment to which the present invention is applied. As can be seen from FIG. 1, the mobile phone of this embodiment includes an antenna 1 that performs wireless communication such as voice call, videophone call, e-mail, Web data (Web: World Wide Web) with a radio base station. In addition to the communication circuit 2, the speaker unit 3 for outputting the received voice, the microphone unit 4 for collecting the transmitted voice, the operation menu, e-mail, images (still images and moving images), etc. A display unit 5 for displaying a selection screen of a payment application program, which will be described later, an operation unit 6 having a plurality of operation keys such as a cross key, a determination key, and a numeric key; It has the light emission part 7 (LED: Light Emitting Diode: Light emitting diode) for notifying.

  The mobile phone includes a camera unit 8 for capturing a still image or a moving image of a desired subject, and a vibration unit 9 for notifying a user of incoming / outgoing calls by vibrating the housing of the mobile phone. A timer 10 that counts the current time and an acceleration sensor 11 that detects a rotation operation, a tilt operation, a vibration operation, and the like of the casing of the mobile phone are included.

  In addition, this mobile phone is connected to a payment terminal device provided in a store or a reader / writer device provided in an automatic ticket gate at a station at the time of payment at the time of purchase of goods, etc. or when passing through an automatic ticket gate at a station. A contactless wireless communication antenna 12 and a contactless IC unit 13 that perform contactless wireless communication between them, and a GPS antenna 14 (Global Positioning System) and GPS unit 15 that detect the current position of the mobile phone. .

  In addition to the communication program and various application programs for performing wireless communication processing via the wireless base station, the mobile phone includes a memory 16 in which various data (contents) handled by these application programs are stored. And a control unit 17 for controlling the operation of the entire mobile phone including a settlement process to be described later.

  In addition to the communication program, the memory 16 stores a payment processing application program for executing and controlling payment processing using the non-contact IC unit 13. The payment processing application program includes a plurality of payment application programs such as Edy (registered trademark), iD (registered trademark), and QUICPay (registered trademark). As will be described later, the user can select a desired payment application program from the plurality of payment application programs and use it for payment by rotating the casing of the mobile phone. .

  The memory 16 stores a camera control program for performing imaging control of the camera unit 8. This camera control program also has a viewer function for captured still images and moving images.

  The memory 16 also includes an e-mail management program for controlling creation and transmission / reception of e-mail, a schedule book management program for managing a schedule book in which a user's schedule is registered, a communication network, the Internet, and the like. A web browsing program for browsing a web page published on a server device provided on a predetermined network, a phone book management program for managing a phone book, and playing music contents Are stored.

In addition, the memory 16 stores a schedule book in which a user's desired schedule is registered, a user name such as a user's acquaintance or friend, a still image (face photo, etc.), an address, a telephone number, an e-mail address, and a date of birth. , Etc., a telephone book in which music information is registered, music content that is played back based on the music player program, still image content and moving picture content that are played back based on the viewer function of the camera control program, and email content that is sent and received In addition, calls and incoming / outgoing histories of telephones and e-mails are stored.

[Payment processing operation in the first embodiment]
The mobile phone according to the first embodiment selects a desired payment application program from a plurality of payment application programs stored in the memory 16 by rotating the casing of the mobile phone. Payment can be made. The flowchart of FIG. 2 shows a flow of a payment process that is executed and controlled by the control unit 17 based on a payment process application program stored in the memory 16 at the time of payment.

  The control unit 17 detects, for example, a timing at which a button operation dedicated to payment processing designation provided in the operation unit 6 of the mobile phone is detected, a timing at which a selection operation of the payment processing application program is detected from the application selection menu, or a store. The processing shown in the flowchart of FIG. 2 is started from step S1 based on the payment processing application program stored in the memory 16 at the timing when the reception of the payment request signal from the installed payment terminal device or the like is detected. .

  In step S1, the control unit 17 displays a selection screen for a payment application program as shown in FIG. 3, for example, based on the payment processing application program, and advances the process to step S2.

  The display example of the selection screen shown in FIG. 3 is to open / close the casing by sliding the upper casing 20 along the longitudinal direction of each casing with respect to the lower casing. This is a display example in the case of a so-called slide type mobile phone. FIG. 3 shows a so-called closed state in which the upper casing 20 and the lower casing overlap almost entirely. In addition, the slide-type mobile phone is provided with the display unit 5 on the exposed surface side of the upper housing 20 (surface portion on the opposite side to the surface portion facing and opposed to the lower housing). Yes. Moreover, the upper housing | casing 20 has the upper end part 20a in the edge part by which the speaker part 3 is provided. In the case of the mobile phone of this embodiment, the control unit 17 displays the payment application program currently selected in accordance with the direction of the upper end portion 20a of the upper housing 20 and makes payment as another selection candidate. The application program is displayed in the direction different from the direction of the upper end 20a, so that the payment application program displayed in the direction of the upper end 20a is the currently selected payment application program. It is made to make a user recognize that it is.

  Specifically, in the example of FIG. 3, when a total of two types of payment application programs, for example, a first payment application program and a second payment application program, are stored in the memory 16, the control unit 17 In step S1, the first payment application program is displayed in the upper half display area (upper display area) of the display unit 5 as the currently selected payment application program in accordance with the direction of the upper end 20a of the upper housing 20. And the second payment application program that is another selection candidate in accordance with the direction of the lower end 20b of the upper casing 20 that is 180 degrees different from the direction of the upper end 20a of the upper casing 20. The display form is reversed 180 degrees, and the second settlement account is displayed in the lower half display area (lower display area) of the display unit 5. Perform the display of the publication program.

  That is, normally, when viewing the display unit 5, the user views the display unit 5 by grasping the upper housing 20 with the upper end 20 a on the upper side. Therefore, the control unit 17 divides the entire display area of the display unit 5 into an upper half display area and a lower half display area, and the upper half display area is displayed in the normal viewing state shown in FIG. The first payment application program is displayed as the currently selected payment application program in accordance with the direction of the upper end portion 20a of the upper casing 20 so that it can be easily recognized. In the lower half of the display area, the second settlement application program is displayed in a display form inverted by 180 degrees in accordance with the direction of the lower end portion 20b of the upper housing 20.

  Thereby, for example, when the display of the first payment application program is a character indicating the application program name of the first payment application program, the first payment application program is displayed in the upper half display area of the display unit 5. Is displayed so that it can be easily recognized in a normal visual state, and the display area of the second half of the second settlement application program is displayed in the display area in the lower half of the display unit 5 in a so-called inverted character display form. The application program name will be displayed.

  The user holds the upper housing 20 with the upper end 20a on the upper side, and the upper half of the display unit 5 is displayed more than the display of the second payment application program displayed in the lower half display area of the display unit 5. Since the display of the first payment application program displayed in the display area is easier to recognize, it is intuitively easy to recognize that the currently selected payment application program is the first payment application program. can do.

  Each payment application program may be displayed not only in characters but also only in an image (or icon image) such as an arrow shown in FIG. 3 or in combination with the image (or icon image).

  In this example, first, the first payment application program is displayed in the upper half display area of the display unit 5, and the second payment application program is displayed in the lower half display area of the display unit 5. As an example, the display priority order is set in advance, and first, the second settlement application program is displayed in the upper half display area of the display unit 5, and the first settlement application program is displayed. You may go to the display area of the lower half of the display unit 5.

  Next, the user recognizes the payment application program displayed in the display area in the upper half of the display unit 5 as the currently selected payment application program. When changing the settlement application program, the user rotates the casing of the mobile phone. In step S2 of the flowchart of FIG. 2, the control unit 17 monitors the acceleration detection output from the acceleration sensor 11 to determine whether or not the rotation operation of the casing of the mobile phone has been performed. If it is determined that the rotation operation has been performed, the process proceeds to step S3. If it is determined that the rotation operation has not been performed, the process proceeds to step S7.

  As an example, in the case of the mobile phone of this example, the control unit 17 sets the state in which the upper end 20a of the upper housing 20 is in the upward direction as shown in FIG. Is detected based on the acceleration detection output from the acceleration sensor 11, or 130 degrees to 150 degrees in the counterclockwise direction (-130). When it is detected based on the acceleration detection output from the acceleration sensor 11 that the rotation operation has been performed (degrees to -150 degrees), it is determined that the rotation operation of the casing of the mobile phone has been performed.

  The controller 17 is a rotation operation other than +130 degrees to +150 degrees and −130 degrees to −150 degrees. For example, rotation operations such as ± 90 degrees and ± 180 degrees are performed on the casing of the mobile phone. It is determined that no rotation operation has been performed.

  Next, when the control unit 17 determines that the casing of the mobile phone has not been rotated and proceeds the process to step S7, the control unit 17 monitors the non-contact IC unit 13 and thereby sets the payment terminal device. When it is determined whether or not the payment request signal from the payment terminal device is received by the contactless IC unit 13, the process proceeds to step S5, and the contactless IC unit 13 If it is determined in step 13 that the payment request signal has not been received from the payment terminal device, the process returns to step S2, and the presence / absence of a rotation operation of the casing of the mobile phone is monitored again.

  That is, using the example of FIG. 3, the first payment application program is displayed in the upper half display area of the display unit 5, and this first payment application program is used by the user for payment. If the payment application program is, the user installs the non-contact IC unit 13 provided in the mobile phone casing in a store or the like without rotating the mobile phone casing. It should be close to the settlement terminal device. When the distance between the non-contact IC unit 13 of the mobile phone and the settlement terminal device is a distance capable of non-contact wireless communication such as within 50 cm, the non-contact IC unit 13 causes the settlement terminal device to The settlement request signal transmitted from the should be received.

  Therefore, when the control unit 17 proceeds to step S7 without detecting the rotation operation of the casing of the mobile phone, in step S7, the control unit 17 receives the payment request signal transmitted from the payment terminal device. When the presence / absence is determined and the settlement request signal is not received, the casing of the mobile phone (= the non-contact IC unit 13) is not brought close to the settlement terminal device and is used for settlement by the user. Since the payment application program to be changed may be changed, the process is returned to step S2, and the presence / absence of the above-described rotation operation of the casing of the mobile phone is monitored.

  On the other hand, when the reception of the payment request signal transmitted from the payment terminal device is detected by proceeding to step S7 without detecting the rotation operation of the casing of the mobile phone, The payment application currently displayed in the upper half display area of the display unit 5 because the case of the mobile phone (= the non-contact IC unit 13) is close to the payment terminal device. In order to perform the payment process using the program (= first payment application program in the example of FIG. 3), the process proceeds to step S5.

  On the other hand, when the process proceeds to step S3 by detecting the rotation operation of the casing of the mobile phone in step S2, the control unit 17 designates the change of the payment application program selected by the user by the rotation operation. The payment application program recognized as having been displayed and displayed in the upper half display area of the display unit 5 is changed from the first payment application program to the second payment application program, and the process proceeds to step S4. That is, in the example of FIG. 3, the second payment application program is displayed in the upper half display area of the display unit 5, and the first payment application program is displayed in the lower half display area of the display unit 5. Display will be made.

  Next, when the processing proceeds to step S4 by changing the display position in this way, the control unit 17 monitors the non-contact IC unit 13 to determine whether or not a payment request signal has been received from the payment terminal device. If the contactless IC unit 13 determines that the payment request signal has been received from the payment terminal device, the process proceeds to step S5, and the contactless IC unit 13 performs payment from the payment terminal device. If it is determined that the request signal has not been received, the process returns to step S2, and the presence / absence of a rotation operation of the casing of the mobile phone is monitored again.

  That is, the process in step S4 is the same as the process in step S7 described above, and the payment application program that the user intends to use for payment is displayed in the upper half display area of the display unit 5 by the rotation operation described above. If the user does not rotate the case of the mobile phone again, the user can use the contactless IC unit 13 provided in the case of the mobile phone in a store or the like. Should be close to. Then, when the distance between the contactless IC unit 13 of the mobile phone and the settlement terminal device is a distance capable of the above-described contactless wireless communication, the contactless IC unit 13 transmits the distance from the settlement terminal device. A payment request signal should be received.

  For this reason, when the control unit 17 changes the display of the payment application program by detecting the rotation operation of the casing of the mobile phone and advances the process to step S4, the control unit 17 transmits from the payment terminal device in step S4. If the payment request signal is not received and the payment request signal is not received, the case of the mobile phone (= the non-contact IC unit 13) is brought close to the payment terminal device. Since the payment application program used for payment may be changed again by the user, the process returns to step S2, and the presence / absence of the above-described rotation operation of the casing of the mobile phone is monitored.

  On the other hand, the display of the payment application program is changed by detecting the rotation operation of the casing of the mobile phone, and the process proceeds to step S4, whereby the payment request signal transmitted from the payment terminal device is received. Is detected, it indicates that the casing of the mobile phone (= the non-contact IC unit 13) is brought close to the settlement terminal device, so that the display of the upper half of the display unit 5 is currently displayed. The process proceeds to step S5 in order to perform the payment process using the payment application program displayed in the area.

  Next, when the processing proceeds to step S5, the control unit 17 transfers the settlement request signal received by the non-contact IC unit 13 to the settlement application program currently displayed in the upper half display area of the display unit 5. It is determined whether or not it is a corresponding settlement request signal. When it is determined that the payment request signal received by the non-contact IC unit 13 is not a payment request signal corresponding to the payment application program currently displayed in the upper half display area of the display unit 5, The unit 17 controls the output of a predetermined electronic sound or error message indicating that the currently selected payment application program is not compatible with a payment processing terminal device installed in a store or the like via the speaker unit 3 or the like. In addition, the display unit 5 is controlled to display an error message such as “Please reselect the payment application” and the process returns to step S2.

  The user re-selects a payment application program to be used for the payment process by rotating the casing of the mobile phone using the electronic sound, an error message, or the like. The control unit 17 monitors whether or not the payment application program is redesignated by the rotation operation of the housing in step S2.

On the other hand, in step S5, the payment request signal received by the non-contact IC unit 13 is a payment request signal corresponding to the payment application program currently displayed in the upper half display area of the display unit 5. If it is determined that there is, the control unit 17 advances the process to step S 6, and performs the payment process based on the payment application program displayed in the upper half display area of the display unit 5 via the non-contact IC unit 13. Control execution. As a result, payment is performed using the payment application program selected by the user.

[Effect of the first embodiment]
As is apparent from the above description, the mobile phone according to the first embodiment displays the currently selected payment application program in the upper half display area of the display unit 5 at the time of payment. The display of the payment application program as another selection candidate is rotated 180 degrees in the lower half display area. When the user recognizes the payment application program displayed in the upper half display area of the display unit 5 as the currently selected payment application program, and changes the currently selected payment application program, the mobile phone Rotate the housing. Each time the rotation operation of the housing is detected, the control unit 17 displays the display of the payment application program displayed in the display areas of the upper half and the lower half of the display unit 5, for example, as the first payment application program ← → first. The display is changed between the two payment application programs.

  Then, the user confirms that the payment application program to be used for payment is displayed in the upper half display area of the display unit 5 by such a rotation operation, and moves the mobile phone to the store. Close to a settlement processing terminal device installed in Thereby, payment can be performed via the non-contact IC unit 13 of the mobile phone using the payment application program desired by the user displayed in the upper half display area of the display unit 5.

  The payment application program used for payment is displayed in the upper half display area of the display unit 5 of the mobile phone, and the other half of the display of the payment application program as a selection candidate is displayed in the lower display area. Therefore, the user can intuitively recognize the currently selected payment application program. In this case, by changing the display form such as the brightness and display color of the upper half display area of the display unit 5 from the display form of the lower half display area, the settlement application program currently selected is displayed to the user. It can be made easier to recognize.

In addition, since the payment application program to be used is changed by rotating the casing of the mobile phone, a dedicated terminal device or the like is required for changing the payment application program to be used. The user can easily change and select a payment application program to be used only by operating the mobile phone.

[Modification of the first embodiment]
The first embodiment described above is an example in which the first and second types of payment application programs are stored in the memory 16, but the first to fifth totals are stored in the memory 16. When five types of payment application programs are stored, the control unit 17 performs change display of the payment application program by the above-described rotation operation as shown in FIGS. In addition, although the priority of the display of each payment application program is an example, it shall be preset in the order of the 1st-5th payment application programs.

  FIG. 5A to FIG. 5E show the display transition of each settlement application program on the display unit 5 by the control unit 17. That is, in this case, at the time of the settlement described above, the control unit 17 first divides the display area of the display unit 5 into four display areas on the upper, lower, left, and right sides by two diagonal lines as shown in FIG. The first payment application program is displayed in the upper display area, the second payment application program is displayed in the right display area, the third payment application program is displayed in the lower display area, and the left display area is displayed. The fourth settlement application program is displayed.

  5A to 5E, the settlement application program displayed in the upper display area indicates the currently selected settlement application program, and the lower display area and the right display are displayed. Each payment application program displayed in the area and the left display area indicates a payment application program as another selection candidate.

  Next, when the first rotation operation of the above-described casing is detected, the control unit 17 shifts the display position of each settlement application program one by one in the clockwise direction, as shown in FIG. Move the display of the second payment application program displayed in the left display area to the upper display area, display the fifth payment application program instead of the first payment application program in the right display area, The display of the fourth payment application program displayed in the display area is moved to the lower display area, and the display of the third payment application program displayed in the lower display area is moved to the left display area.

  Next, when the second rotation operation of the above-described casing is detected, the control unit 17 again shifts the display position of each settlement application program one by one in the clockwise direction, as shown in FIG. The display of the third payment application program displayed in the left display area is moved to the upper display area, and the first payment application program is displayed instead of the second payment application program in the right display area. The display of the fifth payment application program displayed in the right display area is moved to the lower display area, and the display of the fourth payment application program displayed in the lower display area is moved to the left display area.

  Next, when the third rotation operation of the above-described casing is detected, the control unit 17 again shifts the display position of each settlement application program one by one in the clockwise direction, as shown in FIG. The display of the fourth payment application program displayed in the left display area is moved to the upper display area, and the second payment application program is displayed instead of the third payment application program in the right display area. The display of the first payment application program displayed in the right display area is moved to the lower display area, and the display of the fifth payment application program displayed in the lower display area is moved to the left display area.

  Next, when the fourth rotation operation of the above-described casing is detected, the control unit 17 again shifts the display position of each settlement application program one by one in the clockwise direction, as shown in FIG. The display of the fifth payment application program displayed in the left display area is moved to the upper display area, and the third payment application program is displayed instead of the fourth payment application program in the right display area. The display of the second settlement application program displayed in the right display area is moved to the lower display area, and the display of the first settlement application program displayed in the lower display area is moved to the left display area.

  Next, when the fifth rotation operation of the above-described casing is detected, the control unit 17 again shifts the display position of each settlement application program one by one in the clockwise direction, as shown in FIG. In this way, the display of the first payment application program displayed in the left display area is moved to the upper display area, and the fourth payment application program is displayed in the right display area instead of the fifth payment application program. The display of the third payment application program displayed in the right display area is moved to the lower display area, and the display of the second payment application program displayed in the lower display area is moved to the left display area.

  That is, from an image point of view, the first to fifth payment application programs are seamlessly connected, and the control unit 17 sequentially selects four payment application programs from among the five payment application programs. , And display in the display areas on the top, bottom, left and right.

  Thereby, even when the payment application programs stored in the memory 16 increase to other types, the user can simply change and select the payment application program used for payment by simply rotating the casing of the mobile phone. In addition, it is possible to obtain the same effects as those of the mobile phone of the first embodiment described above.

In the example shown in FIGS. 5A to 5E, the display area of the display unit 5 is divided into four by two diagonal lines, but along the short direction of the display unit 5. The display area is divided into five by four lines, and each payment application program is sequentially displayed with the seamlessly connected image as described above each time the rotation operation is detected. You may make it do.

[Second Embodiment]
Next, a mobile phone according to a second embodiment of the present invention will be described. The mobile phone according to the second embodiment displays the settlement amount in the home currency based on the current exchange rate when performing settlement in foreign currency. The cellular phone of the first embodiment is different from the cellular phone of the second embodiment only in this point. For this reason, only the difference part will be described below, and redundant description will be omitted.

  The flowchart of FIG. 6 shows the flow of processing for displaying the settlement amount in the home currency in the mobile phone of the second embodiment. In this flowchart, the control unit 17 determines that the payment request signal from the payment terminal device installed in the store or the like is received via the non-contact IC unit 13 in step S4 or step S7 of the flowchart of FIG. At this time, the control unit 17 executes processing from step S11 based on the settlement processing program stored in the memory 16.

  In step S11, the control unit 17 determines whether or not the received payment request signal is a payment request signal for performing payment in a foreign currency, and the received payment request signal is used for payment in the home currency. If it is determined that it is a request signal, the process proceeds to step S5 in the flowchart of FIG. 2 to perform the settlement process as described above, and the settlement request signal for the settlement request received in the foreign currency to be settled. If it is determined that it is, the process proceeds to step S12.

  That is, for example, when making a payment in the United States of America, a payment request signal for making a payment in US dollars (US $) is sent via a non-contact IC unit 13 from a payment processing terminal device installed in a store in the United States. Received. For this reason, the control part 17 discriminate | determines the kind of money used for payment based on the payment request signal received with the non-contact IC unit 13, and when the money used for this payment is a foreign currency, Advances to step S12.

  In step S12, the control unit 17 activates the GPS unit 15 to acquire the current position of the mobile phone from the GPS unit 15, and the process proceeds to step S13. In step S13, the communication circuit 2 shown in FIG. 1 is set so that the control unit 17 acquires the exchange rate of the country to which the current position of the mobile phone acquired in step S12 belongs from a server device on a predetermined network. Communication control is performed, and the process proceeds to step S14.

  Specifically, the memory 16 stores information on each position, information indicating the country to which each position belongs, and URL information (URL: Uniform) of a server device on the network that can obtain the exchange rate of the country to which each position belongs. Resource Locator) is stored as a table. Therefore, when the current position of the mobile phone is acquired, the control unit 17 refers to the table based on the current position information, thereby recognizing the country to which the current position of the mobile phone belongs. The URL information of the server device that distributes the exchange rate of the country to which the current position belongs is detected. And the server apparatus corresponding to this URL information is accessed, and the exchange rate information which shows the present exchange rate is acquired.

  Next, when the exchange rate information indicating the current exchange rate is acquired in this way, the control unit 17 proceeds to step S14, and based on the acquired exchange rate information and the payment amount indicated by the payment request signal. Then, the payment amount corresponding to the user's home currency is calculated and displayed on the selection screen of the payment application program.

  Specifically, the user of the mobile phone is Japanese, the home currency is “Yen”, and the exchange rate of the US acquired by determining that the current location of the mobile phone is the US is “$ 1”. → 100 yen ”, and when the payment request signal indicates a payment amount of“ 60 dollars ”, the control unit 17 performs the calculation of 60 dollars × 100 yen, so that the current Japanese yen is“ 6000 yen ”. ”Is calculated. Then, for example, as shown in FIG. 7, the Japanese yen settlement amount is displayed in the lower half of the display area of the display unit 5, which is the display area of the settlement application program that is another selection candidate. As a result, the settlement amount in the home currency can be displayed in a state where the currently selected settlement application program is displayed in the upper half display area of the display unit 5.

  If there are multiple money changers or banks, the exchange rate for each money changer or bank is acquired and displayed, and the settlement amount in the above-mentioned home currency using the exchange rate of the money changer or bank selected by the user. May be calculated and displayed.

  Next, when the settlement amount of the home currency is displayed in this way, the control unit 17 advances the process to step S15, and until the time-out is detected in step S16, the above-described operation is performed via the non-contact IC unit 13. It is determined whether or not the payment request signal has been received again.

That is, when the payment amount in the home currency is displayed on the display unit 5, the user should move the mobile phone away from the payment processing terminal device installed in a store or the like in order to see the payment amount. Thereby, the non-contact wireless communication between the mobile phone and the payment processing terminal device is temporarily disconnected. When the user is satisfied with the settlement amount in the home currency displayed on the display unit 5 and performs the settlement, the settlement request signal from the settlement processing terminal device is used to bring the mobile phone close to the settlement processing terminal device again. Is received again via the non-contact IC unit 13. Therefore, when the control unit 17 detects that the payment request signal is received again via the non-contact IC unit 13, the control unit 17 proceeds to step S5 in FIG. It is determined whether the received payment request signal is a payment request signal corresponding to the payment application program currently displayed in the upper half display area of the display unit 5, and the payment request signal is When it is determined that the payment request signal corresponds to the payment application program displayed in the upper half display area of the display unit 5, the process proceeds to step S6, and the upper half display area of the display unit 5 is displayed. The payment processing based on the displayed payment application program is executed and controlled via the non-contact IC unit 13. As a result, using the payment application program selected by the user, the home currency is converted into a foreign currency based on the exchange rate, and the payment is made.

[Effect of the second embodiment]
When electronic payment is standardized and a payment application program is used in a country other than Japan, it is assumed that it is necessary to exchange electronic money in the home currency for foreign currency. However, like the mobile phone of the second embodiment, In addition, when the settlement is made in the foreign currency, the settlement amount in the home currency corresponding to the settlement amount in the foreign currency is displayed, so that the user can make a settlement in the foreign currency after being convinced. In addition, the same effect as the mobile phone of the first embodiment can be obtained.

[Modification of each embodiment]
In the description of each of the embodiments described above, the present invention is applied to a slide-type mobile phone. However, the present invention may be applied to a so-called foldable mobile phone. In addition, when the present invention is applied to this foldable mobile phone, when the auxiliary display unit is provided in addition to the main display unit, each payment application described above is applied to the auxiliary display unit. You may display the program and the settlement amount in your home currency.

  Further, when a ticket application application program such as a train or bus is stored as a payment application program, an immediate payment of a boarding fare or a coupon ticket may be displayed. In this case, the user selects whether to settle the boarding fare using a coupon ticket or electronic money by operating the casing of the mobile phone as described above.

  In addition, when a credit card type payment application program is stored as the payment application program, an option such as one-time payment or revolving payment is further displayed so that the user can select a desired payment form. May be. In addition, this option may be displayed as one of the payment mode options together with the payment mode using electronic money. In the case of multiple payments, a desired multiple payment may be selected, and the user may select the number of payment divisions by shaking the case of the mobile phone up and down.

  In the above description of each embodiment, the present invention is applied to a mobile phone. However, the present invention is not limited to a PHS phone (PHS: Personal Handyphone System), a PDA device (PDA: Personal Digital Assistant), a mobile game. You may apply to other portable devices, such as a machine. In either case, the same effect as described above can be obtained.

  Finally, each of the above-described embodiments is an example of the present invention. For this reason, the present invention is not limited to the above-described embodiments, and various modifications can be made according to the design and the like as long as they do not depart from the technical idea of the present invention. I add that there is something.

  DESCRIPTION OF SYMBOLS 1 Antenna, 2 Communication circuit, 3 Speaker part, 4 Microphone part, 5 Display part, 6 Operation part, 1c One side part of the short side of a 1st housing | casing, 1d Short side of a 1st housing | casing The other side, 7 Light emitting unit, 8 Camera unit, 9 Vibration unit, 10 Timer, 11 Acceleration sensor, 12 Non-contact wireless communication antenna, 13 Non-contact IC unit, 14 GPS antenna, 15 GPS unit, 16 Memory, 17 Control , 20 Upper case of mobile phone, 20a Upper end of upper case, 20b Lower end of upper case

Claims (5)

A memory storing a plurality of types of payment application programs;
A rotation operation detector for detecting a rotation operation of the housing;
When the display area of the display section provided in the housing is divided into at least an upper display area and a lower display area, and the display section is visually observed in the normal state among the payment application programs stored in the memory. In a display form that is easily recognizable, a display showing the currently selected payment application program is performed on the upper display area, and the display form of the payment application program for the upper display area is rotated 180 degrees. In addition to displaying the settlement application program as another selection candidate in the lower display area, before and after the rotation operation is detected by the rotation operation detection unit, The payment application for each display area is displayed so that the And a display control unit for performing a display change control of ® emissions program,
A contactless IC unit that performs contactless wireless communication for payment processing with an external payment processing terminal device;
Based on the payment request signal from the external payment processing terminal device received via the non-contact IC unit, the payment processing terminal device displays the payment application program displayed in the upper display area of the display unit. A payment processing terminal capable of determining whether or not the payment processing terminal device is capable of executing the payment processing, and that the payment processing terminal device can execute the payment processing with the payment application program displayed in the upper display area When the device is determined to be a device, the contactless IC unit is configured to perform contactless wireless communication with the payment processing terminal device based on the payment application program displayed in the upper display area. And a control unit that controls execution of payment processing by wireless communication control. The memory stores at least four types of payment application programs,
The display control unit divides the display area of the display unit provided in the housing into an upper display area, a right display area, a lower display area, and a left display area, and sets each settlement stored in the memory. Among the application programs, the upper display area is displayed on the upper display area to display the currently selected payment application program in a display form that can be easily recognized when the display section is viewed in a normal state. The display form of the payment application program for the screen is rotated 90 degrees in the clockwise direction, and the payment application program as another selection candidate is displayed on the right display area, and the payment application for the upper display area is displayed. A payment application program that is another selection candidate in a display form obtained by rotating the display form of the program 180 degrees. Is displayed on the lower display area, and the display form of the payment application program with respect to the upper display area is rotated 90 degrees counterclockwise to show another payment application program as a selection candidate. The display is performed on the left display area, and each time a rotation operation of the casing is detected by the rotation operation detection unit, different settlement application programs are displayed before and after the rotation operation is detected. The mobile terminal device according to claim 1, wherein display change control of a payment application program is performed for each display area. A network communications department;
A current position detector for detecting the current position;
A table in which each position, information indicating the country to which each position belongs, and URL information (URL: Uniform Resource Locator) indicating an acquisition source on the network of the exchange rate of the currency of each country are associated and stored; Have
When the settlement request signal from the external settlement processing terminal device is a settlement request signal indicating settlement processing in a foreign currency, the control unit refers to the table based on the current position acquired from the current position detection unit. Thus, the URL information indicating the acquisition destination of the exchange rate of the currency of the country to which the current position belongs is acquired, and the network communication unit is controlled based on the URL information to control the currency of the country to which the current position belongs. The exchange rate is acquired, and based on the acquired exchange rate, the settlement amount in the home currency is calculated from the settlement amount in the foreign currency indicated by the settlement request signal, and the settlement amount in the home currency is Display control is performed in a display area other than the display area, and after displaying the settlement amount in the home currency, the reception of the settlement request signal from the external settlement processing terminal device is detected again within a predetermined time. In addition, based on the payment request signal received again, the payment processing terminal device is a payment processing terminal device capable of executing payment processing with the payment application program displayed in the upper display area of the display unit. When the payment processing terminal device determines that the payment processing terminal device is a payment processing terminal device capable of executing payment processing with the payment application program displayed in the upper display area, the upper display Based on a payment application program displayed in the area, wireless communication control is performed on the contactless IC unit so as to perform contactless wireless communication with the payment processing terminal device, and execution control of payment processing is performed. The portable terminal device according to claim 1 or 2. The display control unit divides the display area of the display unit provided in the housing into at least an upper display area and a lower display area, and among the plurality of types of payment application programs stored in the memory, the display unit is In the display form that can be easily recognized when visually observed in the state, the display showing the currently selected payment application program is performed on the upper display area, and the display form of the payment application program with respect to the upper display area is rotated by 180 degrees. A step of displaying the settlement application program as another selection candidate in the displayed form on the lower display area;
A step of detecting a rotation operation of the casing by the rotation operation detecting unit when the payment application program is displayed on the display area in the step;
Each time the rotation operation detection unit detects the rotation operation of the housing in the step, the display control unit displays different settlement application programs before and after the rotation operation is detected. Performing display change control of the payment application program for the area;
Based on a payment request signal from the external payment processing terminal device received via the non-contact IC unit that performs non-contact wireless communication for payment processing with an external payment processing terminal device, the control unit The processing terminal device determines whether or not the payment processing terminal device is capable of executing payment processing with the payment application program displayed in the upper display area of the display unit, and the payment processing terminal device Based on the payment application program displayed in the upper display area when the payment application program displayed in the display area is determined to be a payment processing terminal device capable of executing payment processing, the payment A step for performing execution control of settlement processing by controlling wireless communication of the contactless IC unit so as to perform contactless wireless communication with a processing terminal device. Settlement method having the door. When the display area of the display section provided in the housing is divided into at least an upper display area and a lower display area, and the display section is viewed in a normal state among a plurality of types of payment application programs stored in the memory. In a display form that is easily recognizable, a display showing the currently selected payment application program is performed on the upper display area, and the display form of the payment application program for the upper display area is rotated 180 degrees. , Causing the computer to function as a display control unit that performs display indicating the settlement application program as another selection candidate on the lower display area,
By causing the computer to function as the display control unit, the rotation operation detection unit is controlled to detect the rotation operation of the housing when the payment application program is displayed on the display areas. The computer functions as a rotation operation detection control unit,
By causing the computer to function as the rotation operation detection control unit, each time the rotation operation of the casing is detected by the rotation operation detection unit, different settlement application programs are displayed before and after the detection of the rotation operation. As described above, the computer functions as a display change control unit that performs display change control of the payment application program for each display area,
Based on the payment request signal from the external payment processing terminal device received via the contactless IC unit that performs non-contact wireless communication for payment processing with the external payment processing terminal device, the payment processing terminal device It is determined whether or not the payment processing terminal device is capable of executing payment processing with the payment application program displayed in the upper display area of the display unit, and the payment processing terminal device displays in the upper display area The payment processing terminal device, based on the payment application program displayed in the upper display area when it is determined that the payment processing terminal device is capable of executing payment processing. The non-contact IC unit is controlled by wireless communication so that non-contact wireless communication is performed between them. Settlement program to function Yuta.

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