WO2020007154A1 - Dispositif de diffusion de code d'affichage, et procédé et appareil de traitement de services de paiement et de liaison de compte - Google Patents

Dispositif de diffusion de code d'affichage, et procédé et appareil de traitement de services de paiement et de liaison de compte Download PDF

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Publication number
WO2020007154A1
WO2020007154A1 PCT/CN2019/089947 CN2019089947W WO2020007154A1 WO 2020007154 A1 WO2020007154 A1 WO 2020007154A1 CN 2019089947 W CN2019089947 W CN 2019089947W WO 2020007154 A1 WO2020007154 A1 WO 2020007154A1
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WIPO (PCT)
Prior art keywords
code
broadcast
payment
sub
account
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PCT/CN2019/089947
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English (en)
Chinese (zh)
Inventor
孙健康
邹启蒙
覃瑶
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阿里巴巴集团控股有限公司
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Publication of WO2020007154A1 publication Critical patent/WO2020007154A1/fr

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    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00—Cash registers
    • G07G1/01—Details for indicating
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems

Definitions

  • the embodiments of the present specification relate to the field of Internet application technology, and in particular, to a code broadcast device, an account binding method, and a payment service processing method and device.
  • the embodiments of the present specification provide a code broadcast device, account binding and payment service processing method and device.
  • the technical solution is as follows:
  • a code display and broadcast device including: a code display sub-device and a broadcast sub-device;
  • the code display sub-device includes: a display, a code communication module, a code processing module, and a first interface;
  • the display code communication module supports communication with the outside of the display sub-device through wireless and wired links; when the display code processing module receives the display trigger signal, it outputs a payment code signal to the display to drive the display to display the payment code;
  • the broadcast sub-device includes: a speaker, a broadcast communication module, a broadcast processing module, and a second interface;
  • the broadcast communication module supports communication with the outside of the broadcast sub-device through wireless and wired links; when the broadcast processing module receives a trigger signal from the outside of the broadcast sub-device through the broadcast communication module, it outputs a payment result voice signal to the speaker to drive The speaker outputs the payment result voice;
  • the first interface and the second interface are used to carry a wired link between the code communication module and the broadcast communication module, and / or the electrical connection between the code display sub-device and the broadcast sub-device.
  • a method for binding an account based on the code broadcast device includes:
  • the receiving client obtains the device identification of the broadcast device and sends an account binding request to the server; the account binding request carries the obtained device identification and the account information corresponding to the client;
  • the server end After receiving the account binding request from the receiving client, the server end binds the code broadcast device to the account corresponding to the receiving client according to the device identification and account information in the request.
  • a payment service processing method based on the code broadcast device includes:
  • the payment client After receiving the code scanning operation trigger, the payment client calls the camera device to scan the payment code displayed on the code display sub-device, and initiates a payment request to the server.
  • the payment request carries the payment account information and the payment information obtained according to the scanning result.
  • Account information ;
  • the server After receiving the payment request from the payment client, the server processes the payment request according to the payment account information and the receiving account information carried in the payment request, and sends the payment result to the broadcast sub-device that is pre-bound to the receiving account;
  • the broadcast sub-device broadcasts the corresponding payment result voice after receiving the payment result sent by the server.
  • an account binding system based on the code broadcast device includes: a payment receiving client, a code broadcast device, and a server;
  • the receiving client obtains the device identification of the broadcast device and sends an account binding request to the server; the account binding request carries the obtained device identification and the account information corresponding to the client;
  • the server end After receiving the account binding request from the receiving client, the server end binds the code broadcast device to the account corresponding to the receiving client according to the device identification and account information in the request.
  • a payment service processing system based on the code broadcast device.
  • the system includes: a payment client, a code sub-device, a broadcast sub-device, and a server;
  • the payment client After receiving the code scanning operation trigger, the payment client calls the camera system to scan the payment code displayed on the code display sub-device, and initiates a payment request to the server.
  • the payment request carries the payment account information and the payment information obtained according to the scanning result.
  • Account information ;
  • the server After receiving the payment request from the payment client, the server processes the payment request according to the payment account information and the receiving account information carried in the payment request, and sends the payment result to the broadcast sub-device that is pre-bound to the receiving account;
  • the broadcast sub-device broadcasts the corresponding payment result voice after receiving the payment result sent by the server.
  • the code broadcast equipment includes code sub equipment and broadcast sub equipment.
  • the code sub equipment is used to display the payment code function.
  • the broadcast The sub-device realizes the function of broadcasting the payment result.
  • the code display sub-device and the broadcast sub-device can be used as a whole, or they can be placed separately and used independently from different locations, so that both customers and merchants can obtain payment services in a convenient way and enhance electronic Payment experience.
  • FIG. 1 is a schematic diagram of a code broadcast device according to an embodiment of the present specification
  • FIG. 2 is a schematic structural diagram of a code display device according to an embodiment of the present specification
  • FIG. 3 is a schematic structural diagram of a broadcast sub-device according to an embodiment of the present specification.
  • FIG. 4 is a schematic diagram of an interaction process of an account binding method according to an embodiment of the present specification.
  • FIG. 5 is a schematic diagram of an interaction flow of a payment service processing method according to an embodiment of the present specification
  • FIG. 6 is a schematic structural diagram of a device for configuring a device according to an embodiment of the present specification.
  • FIG. 1 is a schematic diagram of a code broadcast device according to an embodiment of the present specification.
  • the code display and broadcast device includes a code display sub-device 100 and a broadcast sub-device 200.
  • the code display sub-device 100 and the broadcast sub-device 200 can be used as a whole device, as shown in Figure 1 (a); they can also be used separately as two separate sub-devices, as shown in Figure 1 (b).
  • the code display sub-device 100 includes a first interface 101 (illustrated in the form of an electronic contact), and the broadcast sub-device 200 includes a second interface 201 (illustrated in the form of an electronic contact slot).
  • the communication modules in the code display sub-device 100 and the broadcast sub-device 200 will form a wired link, so that signal transmission can be achieved through the wired link; and
  • the code sub-device 100 and the broadcast sub-device 200 can also be electrically connected, so that functions such as power sharing can be implemented.
  • FIG. 2 is a schematic structural diagram of a code display device according to an embodiment of the present specification.
  • the code display device 100 further includes a display 102.
  • the display 102 may be disposed inside the code display device 100, and its display screen 1021 may be disposed on the surface of the code display device 100.
  • the position of the display screen 1021 shown in FIG. 1 is only an example, and the position of the display screen 1021 on the surface of the code display device 100 is not limited in the embodiment of the present specification.
  • the display 102 is used to provide identification information of a consumer user provider account number. For example, after the code display sub-device 100 is bound to a merchant's payment account, the server can send the relevant information of the payment account to the code broadcast device, and then the display 102 displays a payment code carrying the information of the payment account, and the user can scan the payment code to realize payment.
  • the display 102 may also be used to display a device graphic code of the code display sub-device 100, and the device graphic code may be in a variety of forms such as a bar code and a two-dimensional code, which is not limited in the embodiments of the present specification.
  • the device graphic code displayed on the display 102 may include the device identifier of the code broadcast device, and the device identifier may be parsed according to the device graphic code, thereby binding the code broadcast device and the payment account; for example, the display
  • the device graphic code displayed in 102 may include wireless connection information of the code broadcast device. According to the device graphic code, the wireless connection information can be parsed, and a connection is established with the code broadcast device, so that the code can be further broadcast. The device configures the network.
  • the code display sub-device 100 may further include a static identification (not shown) provided on the surface of the device. If a merchant wants to configure a network and / or bind an account for the code display sub-device 100, the static identification may be implemented.
  • the static identification may be the serial number of the broadcast device, and the server may directly bind the serial number to the payment account; for another example, the static identification may be the graphic encoding of the device, and the The device identification and / or wireless connection information, so that the device identification can be obtained by parsing the device graphic code, and then the coded broadcast device is bound and connected.
  • the code display sub-device 100 and the broadcast sub-device 200 of the code broadcast device may share the same device identifier and / or wireless connection information, or may have different device identifiers and / or wireless connection information, respectively.
  • This embodiment of the present specification does not limit this.
  • FIG. 3 is a schematic structural diagram of a broadcast sub-device according to an embodiment of the present specification.
  • the broadcasting sub-device 200 further includes a speaker 202.
  • the speaker 202 may be provided inside the broadcasting sub-device 200, and the speaker hole 2021 may be provided on the surface of the broadcasting sub-device 200.
  • the position of the speaker hole 2021 shown in FIG. 1 is only an example, and the position of the speaker hole 2021 on the surface of the broadcast sub-device 200 is not limited in the embodiment of the present specification.
  • the code display sub-device 100 further includes a code display communication module 103 disposed inside the code display sub-device 100.
  • the broadcast sub-device 200 further includes a broadcast communication module 203, which is disposed inside the broadcast sub-device 200.
  • the code communication module 103 and the broadcast communication module 203 support communication with the external sub-devices through wireless and wired links. For example, as described above, when the first interface 101 and the second interface 201 are connected, the code display sub-device 100 and the broadcast sub-device 200 will form a wired link.
  • the code communication module 103 and the broadcast communication module 203 may Communication through the formed wired link; for another example, the code communication module 103 can send a wireless signal to the outside of the code sub-device 100, and the broadcast communication module 203 can send a wireless signal to the outside of the broadcast sub-device 200, so that the code sub-device 100 and the broadcast
  • the sub-devices 200 can detect and connect with each other or detect and connect with other terminal devices through the wireless signals sent out; and so on.
  • the wireless signal may be a Bluetooth signal, an NFC signal, and / or a Wi-Fi signal.
  • the code communication module 103 and the broadcast communication module 203 may be Wi-Fi modules, which can communicate with the external sub-devices through Wi-Fi technology; for example, the code communication module 103 and the broadcast communication module 203 may also be Bluetooth. The module can also communicate with external sub-devices via Bluetooth technology; etc.
  • the code communication module 103 and the broadcast communication module 203 can also be used as a generic term for modules with communication functions such as Wi-Fi module, Bluetooth module, NFC module, etc., which are not limited in this specification.
  • the code display sub-device 100 further includes a code display processing module 104, which is disposed inside the code display sub-device 100 and is connected to the display 102 and the code communication module 103.
  • the broadcast sub-device 200 further includes a broadcast processing module 204, which is disposed inside the broadcast sub-device 200 and is connected to the speaker 202 and the broadcast communication module 203.
  • the code processing module 104 and the broadcast processing module 204 can be MCU (Microcontroller Unit), CPU, FPGA (Field-Programmable Gate Array), SE (Secure Element), etc. This embodiment of the present specification does not limit this.
  • the display device can also be equipped with a power key (main control key), volume adjustment buttons or knobs, LED status indicators, USB interface, power input line, and other accessories, and for the display code
  • a power key main control key
  • volume adjustment buttons or knobs for the device 100 and the broadcast sub-device 200
  • LED status indicators for the device 100 and the broadcast sub-device 200
  • the above-mentioned other accessories may be set to only one of the sub-devices, or may be set to both of the sub-devices, which is not limited in the embodiment of the present specification.
  • the code display sub-device 100 may further include a wireless button (not shown), so that the merchant can trigger the code display sub-device 100 to transmit a wireless signal through the wireless button.
  • the code processing module 104 may drive the code communication module 103 to send a wireless signal to the outside of the code display sub-device 100 when receiving the wireless connection notification triggered by the wireless button.
  • the wireless button may be a button that is separately set and used to trigger a wireless function, or may be some operation of one or more other buttons.
  • the power button + volume (-) button can be used as a wireless button, that is, pressing the power button + volume (-) button at the same time will trigger the code display sub-device 100 to emit a wireless signal; etc.
  • Flexible setting which is not limited in the embodiments of the present specification.
  • the broadcast sub-device 200 may also include a wireless button similar to the foregoing, which is not repeated here.
  • the code display sub-device 100 may further include a memory 105, a non-volatile memory 106, and the like
  • the broadcast sub-device 200 may further include a memory 205, a non-volatile memory 206, and the like, which is not limited in the embodiment of the present specification.
  • the merchant can bind the code broadcast device and its payment account in advance.
  • the display processing module 104 of the display sub-device 100 that is bound to the payment account outputs a payment code signal to the display 102 to drive the display 102 to display the payment of the merchant's payment account through the display screen 1021. Section code.
  • a user uses a client login based on a payment account to scan a payment code displayed on the display screen 1021, thereby sending a payment request to the server with the account information of the payment and payment.
  • the binding is performed, and the payment result is delivered to the broadcast sub-device 200 bound to the receiving account.
  • the broadcast processing module 204 of the broadcast sub-device 200 receives the trigger signal from the server through the broadcast communication module 203, it can output the payment result voice signal to the speaker 202 to drive the speaker 202 to output the payment result voice through the speaker hole 2021, such as Alipay. Section ** yuan.
  • the code broadcast device described in this specification includes two parts: a code display sub-device 100 and a broadcast sub-device 200.
  • a code display sub-device 100 By controlling the code display sub-device 100 to display the payment code instead of a static paper payment code, it is possible to avoid unauthorized brushing caused by theft of the payment code, and improve the security of the payment process by scanning the payment code.
  • the function of displaying the payment code is realized through the code display sub-device 100
  • the function of broadcasting the payment result is reported through the broadcast sub-device 200
  • the code display sub-device 100 and the broadcast sub-device 200 can be used as a whole, or it can be used separately. For example, placing the display sub-device 100 near the user, so that the user can scan the payment code during the payment process, and placing the broadcast sub-device 200 near the merchant, so that the merchant can listen to the payment result. So that both customers and merchants can obtain payment services in a convenient way and enhance the electronic payment experience.
  • the service provider uses the service provider as a merchant as an example to describe the specific implementation process of this specification from the three aspects of the network configuration of the broadcast device, the account binding of the broadcast device, and the payment service processing. It can be understood that when describing the various functions of the code broadcast device in this manual, the implementation process of each function will be described in detail. The process of cooperating between various hardware modules in the device to achieve the corresponding functions can refer to related technologies. I will not repeat them one by one.
  • the merchant before using the broadcast device, the merchant usually needs to configure the network of the broadcast device to connect the broadcast device to the Internet, so that between the two sub-devices of the broadcast device, Wireless communication with other terminal equipment and servers.
  • the code communication module 103 of the code display sub-device 100 includes a Bluetooth module.
  • the merchant can trigger the wireless connection function of the code display sub-device 100 through the wireless button of the code display sub-device 100, send out a Bluetooth signal and allow the terminal device to connect.
  • the wireless button may be a button set exclusively for triggering a wireless function, or may be implemented by some operation of one or more other buttons.
  • the terminal device used by the merchant is a mobile phone
  • the code display sub-device 100 is provided with a dedicated wireless button.
  • the code processing module 104 of the code display sub-device 100 will receive the trigger triggered by the wireless button.
  • the wireless connection notification drives the code display communication module 103 to send a Bluetooth signal to the outside of the code display sub-device 100.
  • the merchant's mobile phone will detect the code sub-device 100 and display it in the list of connectable Bluetooth devices of the mobile phone.
  • the user can select and connect the code sub-device 100 according to the device name provided by the manufacturer, and can further enter the connection authentication provided by the manufacturer. password.
  • the code display sub-device 100 may send out a wireless signal after being connected to a power source, and may include a static logo provided on the surface of the device, or a device graphic code displayed on a display screen, etc. Including wireless connection information such as the wireless connection name and connection authentication password corresponding to the device, the terminal device of the merchant establishes a connection with the code display sub-device 100 after obtaining the wireless connection information according to the static identification or device graphic coding.
  • the code display sub-device 100 can send out a Bluetooth signal after connecting to the power supply, and print the Bluetooth name and authentication password of the device on the lower surface of the device, or program the device graphic code and the code display sub-device 100 is connected to the power supply. Then, the device graphic code and the like are displayed on the display 102.
  • the merchant can enter the Bluetooth name and authentication password printed on the lower surface in the client of the mobile phone, or scan and analyze the device graphics to obtain the coded Bluetooth name and authentication password, so as to establish a Bluetooth connection with the code display device 100.
  • the Bluetooth connection can be used to configure the network connection information of the display sub-device 100, such as the SSID and password of the router in the Wi-Fi network that the display sub-device 100 needs to access.
  • the merchant mobile phone can display a message that the device is connected to the client corresponding to the display device, and the merchant can further configure the SSID of the router for the display sub-device 100 through the client. And password.
  • the code communication module 103 of the code display sub-device 100 may further include a Wi-Fi module, and the Wi-Fi module supports a STA (Station) mode. After receiving the SSID and password configured by the client, the code display sub-device 100 accesses the corresponding Wi-Fi network based on the configured SSID and password through the STA (Station) mode of the Wi-Fi module, thereby accessing the Internet.
  • a Wi-Fi module supports a STA (Station) mode.
  • the code display sub-device 100 may establish a long-term connection with the server based on a pre-configured server address to receive various information sent by the server.
  • the server address is usually stored in the non-volatile memory 106
  • the message for establishing a long connection request is usually encapsulated by the code processing module 104
  • the sending and receiving are usually implemented by the code communication module 103.
  • the code communication module 103 of the code sub-device 100 may also include a Wi-Fi module supporting STA (Station) mode + AP (Access Point) mode.
  • the Wi-Fi module is switched.
  • the terminal device of the merchant is connected to the Wi-Fi of the code display sub-device 100.
  • the client terminal of the merchant terminal device is used to configure the network connection information of the code display sub-device 100, and then the Wi-Fi module is switched to the STA mode, thereby Connect to the Internet through the configured network connection information.
  • the code communication module 103 of the code display sub-device 100 may also include other wireless communication modules, and the terminal device of the merchant performs network configuration based on other wireless communication modes. This embodiment of this specification does not do this. limited.
  • the wireless connection between the terminal device of the merchant and the display sub-device 100 and the connection of the display sub-device 100 to the Internet can also be configured through the client of the merchant terminal device, the display 102 of the display sub-device 100, and / or the display sub-device 100 To indicate.
  • the broadcast sub-device 200 may perform network configuration in a similar manner to the foregoing, and the result of accessing the Internet may also be indicated through the speaker 202 of the broadcast sub-device 200.
  • the embodiment of this specification does not limit the order of network configuration of the code display sub-device 100 and the broadcast sub-device 200, and whether the same network configuration mode is used.
  • the code display sub-device 100 and the broadcast sub-device 200 may be bound first, such as establishing a Bluetooth connection after both sub-devices send out a Bluetooth signal, or through the first interface 101 and the second interface 201
  • the process of establishing a wired connection and specifically binding two sub-devices can be performed before leaving the factory or by the merchant before network configuration.
  • the embodiments of this specification do not limit the binding method and timing.
  • the network configuration of the two sub-devices can be completed simultaneously or successively based on the connection.
  • the merchant Before using the code broadcast device, the merchant needs to bind the code broadcast device to the merchant's payment account.
  • the process of binding the broadcast account to the payment account by the display broadcast device may include the following steps:
  • the receiving client obtains the device identification of the broadcast device and sends an account binding request to the server.
  • the account binding request carries the obtained device identification and account information corresponding to the client.
  • the server end After receiving the account binding request from the receiving client, the server end binds the code broadcast device to the account corresponding to the receiving client according to the device identification and account information in the request.
  • the receiving client can obtain the device identifier of the code broadcast device in multiple ways.
  • the receiving client detects the wireless signal sent by the device according to the wireless communication mode of the code broadcast device; establishes a connection with the code broadcast device through the detected wireless signal; of course, the foregoing two steps can be performed at It is performed when the wireless connection is established for the network configuration of the code broadcast equipment.
  • the code broadcast device can actively or according to the trigger signal of the receiving client, send the device identification of the device to the receiving client.
  • the server After receiving the account binding request from the receiving client, the server first The device identification in the request detects whether the coded broadcast device has an account bound to it; if not, binds the coded broadcast device to the account corresponding to the payment client based on the device identifier and account information in the request; If yes, the bound receiving account account may be notified first to unbind, or to transfer the binding right, etc. This is not limited in the embodiment of the present specification.
  • the receiving client invokes the camera device to scan the device graphic code of the code broadcast device; the device graphic code is set on the surface of the code broadcast device, or by the code broadcast device Display of the display; obtain the device identification of the code broadcast device according to the scan result.
  • the receiving client after the receiving client scans the device graphic code of the codec broadcast device, it can also obtain the connection information based on the scan results, such as Bluetooth connection information, NFC connection information, or Wi-Fi connection information.
  • the connection information sends a connection request to the broadcast device; if the connection is successful, the Wi-Fi information used to configure the network is sent to the broadcast device.
  • the broadcast device After receiving the Wi-Fi information, the broadcast device The Wi-Fi information is used to complete the network configuration; after accessing the Internet, the code broadcast device can receive the account binding result sent by the server, and according to the received account binding result, output the corresponding voice instruction through the broadcast sub-device 200, The corresponding screen instruction is output through the code display sub-device, and / or the light instruction is output through the indicator light set on the device.
  • the device identification obtained by the receiving client in the embodiment of the present specification may be in the form of the unique device identification of the broadcast device, or in other forms carrying the device identification information.
  • the receiving client scans the device graphic code
  • the device graphic code can be parsed to obtain the device ID, or the device graphic code carrying the device identification information can be sent to the server for analysis by the server. Examples do not limit this.
  • the server after receiving the device identification sent by the merchant's payment client, the server can further detect whether the device corresponding to the device identification is legal based on the pre-stored legal identification data. Steps; if it is illegal, you can return the security prompt to remind the merchant that there is a security risk.
  • the server can synchronously or asynchronously monitor whether there is a security risk in the code broadcast equipment, and when it is determined that there is a security risk, take corresponding measures to ensure that the interests of the merchants are not infringed. For example, it automatically unbinds its relationship with the receiving account and sends a reminder to the client.
  • the merchant can check the status of the video broadcast device through the client, such as whether the video broadcast device is bound, whether the video broadcast device that is bound is online, etc., and the video broadcast device can be unbound through the client.
  • the status of the video broadcast device such as whether the video broadcast device is bound, whether the video broadcast device that is bound is online, etc.
  • the video broadcast device can be unbound through the client.
  • the merchant can use the device to receive payment.
  • the process of processing a payment service by a payment system including a code broadcast device may include the following steps:
  • the payment client After receiving the code scanning operation trigger, the payment client calls the camera device to scan the payment code displayed on the code display sub-device, and initiates a payment request to the server.
  • the payment request carries payment account information and is obtained according to the scanning result. Payment account information;
  • the payment code may be a barcode, a two-dimensional code, or other forms that are not limited in the embodiments of the present specification.
  • the client After scanning the payment code, the client can obtain the payment account information according to the payment code, thereby generating a payment request that carries the payment account information and the payment account information of the local terminal, and sends it to the server. In addition, after scanning the payment code, the client can also display the payment page for the payment account, so that the user can pay based on the payment page, such as: entering the consumption amount, confirming the payment, etc., and the user enters the payment based on the payment page. Information such as payment amount and transaction time can also be sent to the server through the aforementioned payment request.
  • the server After receiving the payment request from the payment client, the server processes the payment request according to the payment account information and the receiving account information carried in the payment request, and sends the payment result to the broadcast sub-device that is pre-bound to the receiving account. ;
  • the broadcast sub-device After receiving the payment result sent by the server, the broadcast sub-device broadcasts the corresponding payment result voice.
  • the payment result sent by the server to the broadcast sub-device 200 may be a payment result voice.
  • the broadcast sub-device 200 may directly play it; or it may be a URL (Uniform Resource Locator) of the payment result and broadcast the result.
  • it can obtain the corresponding payment result voice according to the URL, and then play it; it can also be a payment result parameter, and broadcast the sub-device 200 can receive the pre-stored general voice segment according to the parameter to obtain a complete
  • the payment result is voiced, and then played.
  • the broadcast sub-device 200 previously stores "successful receipt", "yuan", "point”, and general voice clips such as "0", "1” ...
  • the broadcast sub-device 200 will store the “3”, “point”, “8”, “Yuan”, and “Successfully received money” and other general voice clips, get the complete “Successfully received 3. 8 Yuan" payment results Voice, and then play; wait, this embodiment of the specification does not limit this.
  • the server may also send the corresponding payment result to the broadcast sub-device 200 when the payment fails, so that the broadcast sub-device 200 outputs the corresponding payment result voice, which is not limited in the embodiment of this specification.
  • the payment code displayed by the code display sub-device 100 may be dynamically updated according to a preset update rule.
  • the displayed payment code can be updated according to a preset update period; when an NFC-capable terminal device is detected, the displayed payment code can be updated, that is, the terminal device such as a mobile phone with an NFC function is determined to be determined by the user Close to the code display sub-device 100, when scanning code payment, update the displayed payment code for the user to improve the security of the payment; you can also update the displayed payment when receiving the update notification sent by the server Payment code; the update notification is sent by the server after the payment request is processed; the received payment code can also be updated when the update notification sent by the broadcast sub-device 200 is received; the update notification is sent by the broadcast sub-device 200 Send after receiving the payment result from the server; wait, as long as the purpose of dynamically updating the displayed payment code and improving payment security can be achieved, the embodiments of this specification do not limit the specific update rules.
  • the payment code displayed by the display sub-device 100 may be generated by the server and then sent to the display sub-device 100, and one or more payment codes may be issued each time;
  • the received and stored payment account information and payment code generation rules are generated, and one or more payment codes can be generated each time; etc., this embodiment of the specification does not limit this.
  • the payment code displayed by the display sub-device 100 may further include a security check code, such as a specific character string.
  • the server After receiving the payment request, the server first checks the security check code obtained by the payment client. Whether the payment account information is safe, that is, to check whether there is a security risk in this payment. If there is no security risk detected, if the payment account is a safe account and the account currently bound to the display sub-device 100, then It is determined that there is no security risk, and the subsequent processing steps are continued.
  • the code display sub-device 100 and the broadcast sub-device 200 can work independently to facilitate the use of merchants and users. Of course, it can also work as a whole after being connected to the second interface through the first interface.
  • the working mode is switched to the overall mode; and when it is detected that When the first interface and the second interface are not connected, switching the working mode to a discrete mode;
  • the working mode of the display sub-device 100 is switched to the overall mode, and the broadcast sub-device 200 is also switched to Overall mode; for another example, the code display sub-device 100 detects that the first interface and the second interface are not connected, then switches the working mode of the code display sub-device 100 to a discrete mode, and notifies the broadcast sub-device through a wireless connection with the broadcast sub-device 200
  • the device 200 is switched to a discrete mode; for another example, the code display sub-device 100 and the broadcast sub-device 200 respectively switch their working modes according to the detection result of whether they are connected; etc., this embodiment of the present specification does not limit this.
  • the overall working mode is: a mode in which signals and currents between the code display sub-device 100 and the broadcast sub-device 200 are transmitted through a wired link constructed by the first interface and the second interface; and the discrete working mode
  • the mode is that the signal and current between the code display sub-device 100 and the broadcast sub-device 200 are transmitted wirelessly.
  • the embodiment of the present specification also provides an account binding system based on the code broadcast device, the system includes: a payment receiving client, a code broadcast device and a server;
  • the receiving client obtains the device identification of the broadcast device and sends an account binding request to the server; the account binding request carries the obtained device identification and the account information corresponding to the client;
  • the server end After receiving the account binding request from the receiving client, the server end binds the code broadcast device to the account corresponding to the receiving client according to the device identification and account information in the request.
  • An embodiment of the present specification also provides a payment service processing system based on the code broadcast device, the system includes: a payment client, a code sub device, a broadcast sub device, and a server;
  • the payment client After receiving the code scanning operation trigger, the payment client calls the camera system to scan the payment code displayed on the code display sub-device, and initiates a payment request to the server.
  • the payment request carries the payment account information and the payment information obtained according to the scanning result.
  • Account information ;
  • the server After receiving the payment request from the payment client, the server processes the payment request according to the payment account information and the receiving account information carried in the payment request, and sends the payment result to the broadcast sub-device that is pre-bound to the receiving account;
  • the broadcast sub-device broadcasts the corresponding payment result voice after receiving the payment result sent by the server.
  • An embodiment of the present specification also provides a computer device including at least a memory, a processor, and a computer program stored on the memory and executable on the processor, wherein the processor implements the foregoing account binding method when the processor executes the program. .
  • the method includes at least:
  • the receiving client obtains the device identification of the broadcast device and sends an account binding request to the server; the account binding request carries the obtained device identification and the account information corresponding to the client;
  • the server end After receiving the account binding request from the receiving client, the server end binds the code broadcast device to the account corresponding to the receiving client according to the device identification and account information in the request.
  • An embodiment of the present specification further provides a computer device including at least a memory, a processor, and a computer program stored on the memory and executable on the processor, wherein the processor implements the foregoing payment service processing method when executing the program.
  • the method includes at least:
  • the payment client After receiving the code scanning operation trigger, the payment client calls the camera device to scan the payment code displayed on the code display sub-device, and initiates a payment request to the server.
  • the payment request carries the payment account information and the payment information obtained according to the scanning result.
  • Account information ;
  • the server After receiving the payment request from the payment client, the server processes the payment request according to the payment account information and the receiving account information carried in the payment request, and sends the payment result to the broadcast sub-device that is pre-bound to the receiving account;
  • the broadcast sub-device broadcasts the corresponding payment result voice after receiving the payment result sent by the server.
  • FIG. 6 shows a more specific schematic diagram of a hardware structure of a computing device provided by an embodiment of the present specification.
  • the device may include a processor 1010, a memory 1020, an input / output interface 1030, a communication interface 1040, and a bus 1050.
  • the processor 1010, the memory 1020, the input / output interface 1030, and the communication interface 1040 implement a communication connection within the device through a bus 1050.
  • the processor 1010 may be implemented by a general-purpose CPU (Central Processing Unit), a microprocessor, an Application Specific Integrated Circuit (ASIC), or one or more integrated circuits, and is used to execute related Program to implement the technical solution provided by the embodiment of the present specification.
  • a general-purpose CPU Central Processing Unit
  • ASIC Application Specific Integrated Circuit
  • the memory 1020 may be implemented in the form of ROM (Read Only Memory), RAM (Random Access Memory), static storage devices, dynamic storage devices, and the like.
  • the memory 1020 may store an operating system and other application programs.
  • related program codes are stored in the memory 1020 and are called and executed by the processor 1010.
  • the input / output interface 1030 is used to connect an input / output module to implement information input and output.
  • the input / output / module can be configured in the device as a component (not shown in the figure), or it can be externally connected to the device to provide corresponding functions.
  • the input device may include a keyboard, a mouse, a touch screen, a microphone, various sensors, etc.
  • the output device may include a display, a speaker, a vibrator, and an indicator light.
  • the communication interface 1040 is used to connect a communication module (not shown in the figure) to implement communication interaction between the device and other devices.
  • the communication module can implement communication through a wired method (for example, USB, network cable, etc.), and can also implement communication through a wireless method (for example, mobile network, WIFI, Bluetooth, etc.).
  • the bus 1050 includes a path for transmitting information between various components of the device (for example, the processor 1010, the memory 1020, the input / output interface 1030, and the communication interface 1040).
  • the device may also include necessary for achieving normal operation Other components.
  • the foregoing device may also include only components necessary to implement the solutions of the embodiments of the present specification, and does not necessarily include all the components shown in the drawings.
  • An embodiment of the present specification also provides a computer-readable storage medium on which a computer program is stored.
  • the program is executed by a processor, the foregoing account binding method is implemented.
  • the method includes at least:
  • the receiving client obtains the device identification of the broadcast device and sends an account binding request to the server; the account binding request carries the obtained device identification and the account information corresponding to the client;
  • the server end After receiving the account binding request from the receiving client, the server end binds the code broadcast device to the account corresponding to the receiving client according to the device identification and account information in the request.
  • An embodiment of the present specification also provides a computer-readable storage medium on which a computer program is stored.
  • the program is executed by a processor, the foregoing payment service processing method is implemented.
  • the method includes at least:
  • the payment client After receiving the code scanning operation trigger, the payment client calls the camera device to scan the payment code displayed on the code display sub-device, and initiates a payment request to the server.
  • the payment request carries the payment account information and the payment information obtained according to the scanning result.
  • Account information ;
  • the server After receiving the payment request from the payment client, the server processes the payment request according to the payment account information and the receiving account information carried in the payment request, and sends the payment result to the broadcast sub-device that is pre-bound to the receiving account;
  • the broadcast sub-device broadcasts the corresponding payment result voice after receiving the payment result sent by the server.
  • Computer-readable media includes permanent and non-persistent, removable and non-removable media.
  • Information storage can be accomplished by any method or technology.
  • Information may be computer-readable instructions, data structures, modules of a program, or other data.
  • Examples of computer storage media include, but are not limited to, phase change memory (PRAM), static random access memory (SRAM), dynamic random access memory (DRAM), other types of random access memory (RAM), and read-only memory (ROM), electrically erasable programmable read-only memory (EEPROM), flash memory or other memory technologies, read-only disc read-only memory (CD-ROM), digital versatile disc (DVD) or other optical storage, Magnetic tape cartridges, magnetic tape storage or other magnetic storage devices or any other non-transmitting medium may be used to store information that can be accessed by a computing device.
  • computer-readable media does not include temporary computer-readable media, such as modulated data signals and carrier waves.
  • the embodiments of this specification can be implemented by means of software plus a necessary universal hardware platform. Based on such an understanding, the technical solution of the embodiments of the present specification may be embodied in the form of a software product that is essentially or contributes to the existing technology.
  • the computer software product may be stored in a storage medium such as ROM / RAM, Magnetic disks, optical disks, and the like include a number of instructions for causing a computer device (which may be a personal computer, a server, or a network device, etc.) to execute the methods described in the various embodiments or portions of the embodiments of this specification.
  • the system, device, module, or unit described in the foregoing embodiments may be specifically implemented by a computer chip or entity, or a product with a certain function.
  • a typical implementation device is a computer, and the specific form of the computer may be a personal computer, a laptop computer, a cellular phone, a camera phone, a smart phone, a personal digital assistant, a media player, a navigation device, an email sending and receiving device, and a game control Desk, tablet computer, wearable device, or a combination of any of these devices.
  • each embodiment in this specification is described in a progressive manner, and the same or similar parts between the various embodiments can be referred to each other. Each embodiment focuses on the differences from other embodiments.
  • the device embodiment since it is basically similar to the method embodiment, it is described relatively simply, and the relevant part may refer to the description of the method embodiment.
  • the device embodiments described above are only schematic, and the modules described as separate components may or may not be physically separated. When implementing the solutions of the embodiments of this specification, the functions of each module may be the same. Or multiple software and / or hardware. Some or all of the modules may also be selected according to actual needs to achieve the objective of the solution of this embodiment. Those of ordinary skill in the art can understand and implement without creative efforts.

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Abstract

L'invention concerne un dispositif de diffusion de code d'affichage, ainsi qu'un procédé et un appareil de traitement de services de paiement et de liaison de compte. Le dispositif de diffusion de code d'affichage comprend : un sous-dispositif de code d'affichage (100) et un sous-dispositif de diffusion (200), le sous-dispositif de code d'affichage (100) comprenant : un dispositif d'affichage (102), un module de communication de code d'affichage (103), un module de traitement de code d'affichage (104) et une première interface (101) ; et le sous-dispositif de diffusion (200) comprenant : un haut-parleur (202), un module de communication de diffusion (203), un module de traitement de diffusion (204) et une seconde interface (201).
PCT/CN2019/089947 2018-07-03 2019-06-04 Dispositif de diffusion de code d'affichage, et procédé et appareil de traitement de services de paiement et de liaison de compte WO2020007154A1 (fr)

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CN201810714892.XA CN109087468B (zh) 2018-07-03 2018-07-03 一种显码播报设备、账号绑定与支付业务处理方法及装置

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