WO2019184198A1 - Quasi-user allocation method and apparatus, computer device, and storage medium - Google Patents

Quasi-user allocation method and apparatus, computer device, and storage medium Download PDF

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Publication number
WO2019184198A1
WO2019184198A1 PCT/CN2018/101027 CN2018101027W WO2019184198A1 WO 2019184198 A1 WO2019184198 A1 WO 2019184198A1 CN 2018101027 W CN2018101027 W CN 2018101027W WO 2019184198 A1 WO2019184198 A1 WO 2019184198A1
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WIPO (PCT)
Prior art keywords
information
insurance
quasi
user
target
Prior art date
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PCT/CN2018/101027
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French (fr)
Chinese (zh)
Inventor
董国栋
Original Assignee
平安科技(深圳)有限公司
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Publication of WO2019184198A1 publication Critical patent/WO2019184198A1/en

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Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00Administration; Management
    • G06Q10/06Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
    • G06Q10/063Operations research, analysis or management
    • G06Q10/0631Resource planning, allocation, distributing or scheduling for enterprises or organisations
    • G06Q10/06311Scheduling, planning or task assignment for a person or group
    • G06Q10/063112Skill-based matching of a person or a group to a task
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08Insurance
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/02Marketing; Price estimation or determination; Fundraising
    • G06Q30/0241Advertisements
    • G06Q30/0251Targeted advertisements
    • G06Q30/0254Targeted advertisements based on statistics

Definitions

  • the present application relates to the field of data processing technologies, and in particular, to a quasi-user allocation method, apparatus, computer device, and computer readable storage medium.
  • a prospective user is an individual or organization that has an insured intention and is likely to become a customer of the insurance company.
  • Basic information of prospective users can generally be obtained by means of network, telephone or SMS.
  • these quasi-users should be assigned to the corresponding artificial seats, and the return visits to the quasi-users should be made in time through the manual seats to improve the sales success rate of the insurance.
  • the quasi-user information is obtained, the manual operation is performed by the corresponding assigning personnel, and the quasi-user information is distributed to the manual agent for subsequent processing.
  • the inventor of the present application realizes that the assigning personnel need to spend time on the quasi-users.
  • the identification of the information is further distributed, resulting in the inability to timely and accurately assign the prospective user information to the artificial agent, resulting in low allocation efficiency.
  • the present application provides a quasi-user allocation method, device, computer device and computer readable storage medium.
  • a method for assigning a quasi-user including:
  • quasi-user information where the quasi-user information includes contact information and insurance attention information;
  • the contact information in the quasi-user information is distributed to the corresponding artificial agent according to the target insurance category.
  • a distribution device for a quasi-user comprising:
  • the quasi-user information obtaining module is configured to obtain quasi-user information, where the quasi-user information includes contact information and insurance attention information;
  • the quasi-user classification module is configured to perform quasi-user classification according to the insurance attention information in the quasi-user information, and obtain a target insurance category that the quasi-user pays attention to;
  • an allocating module configured to allocate the contact information in the quasi-user information to the corresponding artificial agent according to the target insurance category.
  • a computer apparatus comprising a memory and a processor, wherein the memory stores computer readable instructions, the computer readable instructions being executed by the processor such that the computer The device performs the following processing:
  • quasi-user information where the quasi-user information includes contact information and insurance attention information;
  • the contact information in the quasi-user information is distributed to the corresponding artificial agent according to the target insurance category.
  • a computer readable storage medium storing computer readable instructions, when executed by one or more processors, causing the one or more processors Perform the following processing:
  • quasi-user information where the quasi-user information includes contact information and insurance attention information;
  • the contact information in the quasi-user information is distributed to the corresponding artificial agent according to the target insurance category.
  • the above-mentioned quasi-user distribution method, device, computer equipment and storage medium obtain the quasi-user information, classify the quasi-user according to the insurance attention information in the quasi-user information, obtain the target insurance category that the quasi-user pays attention to, and then according to the target insurance category
  • the contact information in the quasi-user information is distributed to the corresponding manual agent, realizing accurate allocation of the user information for real-time distribution, avoiding the extra time for the assigning personnel to distribute the quasi-user information or failing to be timely due to the failure of the assigning personnel Accurate allocation greatly improves the efficiency of distribution of quasi-user information.
  • FIG. 1 is a block diagram of a computer device 100, according to an exemplary embodiment.
  • FIG. 2 is a flow chart of a method for assigning a prospective user according to an exemplary embodiment.
  • FIG. 3 is a specific implementation flowchart of step S110 in the method for allocating a quasi-user according to the corresponding embodiment of FIG. 2 .
  • FIG. 4 is another specific implementation flowchart of step S110 in the method for allocating a quasi-user according to the corresponding embodiment of FIG. 2 .
  • FIG. 5 is a specific implementation flowchart of step S120 in the method for allocating a quasi-user according to the corresponding embodiment of FIG. 2.
  • FIG. 6 is a specific implementation flowchart of step S130 in the method for allocating a quasi-user according to the corresponding embodiment of FIG. 2.
  • FIG. 7 is a block diagram of a quasi-user distribution device, according to an exemplary embodiment.
  • FIG. 8 is a block diagram of the quasi-user information acquisition module 110 in the distribution device of the quasi-user shown in the corresponding embodiment of FIG. 7.
  • FIG. 9 is another block diagram of the quasi-user information acquisition module 110 in the distribution device of the quasi-user shown in the corresponding embodiment of FIG. 7.
  • FIG. 10 is a block diagram of the quasi-user classification module 120 in the distribution device of the quasi-user shown in the corresponding embodiment of FIG.
  • Figure 11 is a block diagram of the distribution module 130 in the distribution device of the quasi-user shown in the corresponding embodiment of Figure 7.
  • FIG. 1 is a block diagram of a computer device 100 that will be used to perform a quasi-user allocation method as shown in the following exemplary embodiments, according to an exemplary embodiment.
  • the computer device 100 may be a smartphone, a tablet, a notebook, a desktop computer, etc., but is not limited thereto.
  • computer device 100 can include one or more of the following components: processing component 101, memory 102, power component 103, multimedia component 104, audio component 105, sensor component 107, and communication component 108.
  • processing component 101 memory 102
  • power component 103 multimedia component 104
  • audio component 105 sensor component 107
  • communication component 108 communication component 108
  • Processing component 101 typically controls the overall operation of computer device 100, such as operations associated with display, telephone calls, data communications, camera operations, and log data processing, and the like.
  • Processing component 101 can include one or more processors 109 to execute instructions to perform all or part of the steps described above.
  • processing component 101 can include one or more modules to facilitate interaction between component 101 and other components.
  • processing component 101 can include a multimedia module to facilitate interaction between multimedia component 104 and processing component 101.
  • the memory 102 is configured to store various types of data to support operation at the computer device 100. Examples of such data include instructions for any application or method operating on computer device 100.
  • the memory 102 can be implemented by any type of volatile or non-volatile storage device or a combination thereof, such as SRAM (Static Random Access Memory), EEPROM (Electrically Erasable Programmable Read-Only Memory) Erase Programmable Read Only Memory), EPROM (Erasable Programmable Read Only Memory, PROM (Programmable Read-Only Memory), ROM (Read-Only Memory), Magnetic Memory, Flash Memory, Disk Or a disc. Also stored in memory 102 is one or more modules configured to be executed by the one or more processors 109 to perform all or part of the steps in any of the following methods.
  • Power component 103 provides power to various components of computer device 100.
  • Power component 103 can include a power management system, one or more power sources, and other components associated with generating, managing, and distributing power for computer device 100.
  • the multimedia component 104 includes a screen between the computer device 100 and a user that provides an output interface.
  • the screen can include an LCD (Liquid Crystal Display, LCD, and TP (Touch Panel). If the screen includes a touch panel, the screen can be implemented as a touch screen to receive input signals from the user.
  • the touch panel includes one or more touch sensors to sense touches, slides, and gestures on the touch panel. The touch sensor may sense not only the boundary of the touch or sliding action, but also the duration and pressure associated with the touch or slide operation.
  • the audio component 105 is configured to output and/or input an audio signal.
  • the audio component 105 includes a microphone that is configured to receive an external audio signal when the computer device 100 is in an operational mode, such as a call mode, a recording mode, and a voice recognition mode.
  • the received audio signal may be further stored in memory 102 or transmitted via communication component 108.
  • the audio component 105 also includes a speaker for outputting an audio signal.
  • Sensor assembly 107 includes one or more sensors for providing computer device 100 with a status assessment of various aspects.
  • sensor component 107 can detect an open/closed state of computer device 100, relative positioning of components, and sensor component 107 can also detect changes in coordinates of one component of computer device 100 or computer device 100 and temperature changes of computer device 100.
  • the sensor assembly 107 can also include a magnetic sensor, a pressure sensor, or a temperature sensor.
  • Communication component 108 is configured to facilitate wired or wireless communication between computer device 100 and other devices.
  • the computer device 100 can access a wireless network based on a communication standard, such as WiFi (WIreless-Fidelity), 2G or 3G, or a combination thereof.
  • communication component 108 receives broadcast signals or broadcast associated information from an external broadcast management system via a broadcast channel.
  • the communication component 108 further includes NFC (Near Field) Communication, Near Field Communication) module to facilitate short-range communication.
  • the NFC module can be based on RFID (Radio Frequency Identification, Radio Frequency Identification Technology, IrDA (Infrared) Data Association, Infrared Data Association technology, UWB (Ultra-Wideband) technology, BT (Bluetooth) technology and other technologies to achieve.
  • RFID Radio Frequency Identification
  • IrDA Infrared
  • IrDA Infrared
  • UWB Ultra-Wideband
  • BT Bluetooth
  • the computer device 100 may be implemented by one or more ASICs (Application Specific Integrated Circuits), DSPs (Digital Signal) Processing, digital signal processor), PLD (Programmable Logic Device, FPGA (Field-Programmable Gate Array), controller, microcontroller, microprocessor or other electronic component implementation for performing a quasi-user allocation method.
  • ASICs Application Specific Integrated Circuits
  • DSPs Digital Signal Processing
  • PLD Programmable Logic Device
  • FPGA Field-Programmable Gate Array
  • controller microcontroller
  • microprocessor microprocessor or other electronic component implementation for performing a quasi-user allocation method.
  • a method for allocating a quasi-user is provided.
  • the quasi-user allocation method can be applied to the computer device 100 shown in FIG. 1 , and specifically includes the following steps:
  • step S110 the quasi-user information is obtained.
  • the prospective user information is related customer information that has an insured intention and is likely to become a customer of the insurance company.
  • the prospective user information includes contact information and insurance attention information.
  • the contact information is personal information related to the user.
  • the contact information in the quasi-user information may be related information such as customer name, contact number, age, and the like.
  • Insurance attention information is insurance-related information that is of interest to prospective users.
  • the insurance attention information in the prospective user information may be related information such as age, real estate, vehicle, and insurance intention.
  • the mobile phone number and the customer name and other related information that respond to the insurance promotion information are used as the quasi-user information.
  • personal information such as customer names and mobile phone numbers is obtained by other insurance companies, and these personal information are used as quasi-user information.
  • a customer purchases insurance from another insurance company he usually thinks that his willingness to insure is stronger, and the probability of developing it into an insured customer is even greater.
  • the content related to the insurance is obtained, and the insurance-related content and the contact information of the user are used as the quasi-user information.
  • Quasi-user information can also be obtained in other ways, and no description will be made here.
  • step S120 the quasi-user classification is performed according to the insurance attention information in the quasi-user information, and the target insurance category that the quasi-user pays attention to is obtained.
  • insurance includes life insurance and property insurance.
  • Life insurance includes life insurance, personal accident insurance, health insurance, etc.
  • property insurance includes motor vehicle insurance, corporate property insurance, family property insurance, ship insurance, liability insurance, guarantee insurance, cargo transportation insurance, accidental injury insurance, agricultural insurance, Engineering insurance, credit insurance, etc.
  • all types of insurance under its subordinates can be subdivided into a variety of insurance categories.
  • the insured intention of the corresponding prospective user can be analyzed according to the insurance attention information in the quasi-user information, so as to determine the target insurance type of the prospective user with the most insured intention by the quasi-user classification, and then the bidding of the quasi-user is more suitable according to the target insurance category.
  • the service of the agent is to improve the communication efficiency when the artificial seat is the user, and save the time of the artificial agent and the prospective user.
  • the user may classify the insurance, or may classify the user according to the confirmation or filling information of the specific insurance category scene in the quasi-user information, or may insure the corresponding prospective user according to the quasi-user information by other means. Classification, here is not described one by one.
  • the user is classified according to the age group of the prospective user. Because there are certain differences in the categories of prospective users in different age groups, for example, for prospective users in the child stage, the willingness to insure personal accident insurance and education in the education category is relatively stronger; for the prospective users in the middle and young age, The willingness to insure critical illness insurance is relatively stronger; for prospective users in the older middle-aged stage, the willingness to insure life insurance is relatively stronger.
  • Step S130 the contact information in the quasi-user information is distributed to the corresponding artificial agent according to the target insurance category.
  • the artificial seats are classified according to the insurance category, that is, a certain part of the artificial seat is specifically responsible for providing services to the prospective users of an insurance category.
  • the automatic allocation of the user through the insurance system eliminates the need for a dedicated assignor to manually align the user for assignment, thereby accurately realizing the real-time distribution of the prospective user.
  • the insurance company does not need to arrange special allocation personnel, which greatly saves the labor cost of the insurance company, and improves the distribution efficiency of the prospective users, and avoids the partial users being missed due to the mistakes of the distribution personnel. Assignment or misallocation.
  • the artificial seats are allocated according to the target insurance categories that the prospective users pay attention to, so that the labors can be divided and cooperated without having to know the characteristics of all insurance categories, and only one of the services is familiar with one of the services.
  • Information about insurance categories or several insurance categories greatly reduces the workload of manual agents.
  • FIG. 3 is a detailed description of step S110 in the method for allocating a quasi-user according to the corresponding embodiment of FIG. 2.
  • step S110 may include the following steps:
  • step S111 the insurance promotion information is sent.
  • Insurance promotion information is an insurance advertisement that an insurance company sends to the public.
  • the insurance promotion information is related to the insurance category.
  • the insurance promotion information X1 is related to the insurance categories S1, S2, and the insurance promotion information X2 is related to the insurance categories S2, S3.
  • an insurance company When an insurance company sends insurance promotion information through the insurance system, it may randomly send insurance promotion information to each mobile phone number; it may also capture certain mobile phone numbers through the network big data, and send insurance promotion information to these mobile phone numbers; Send insurance promotion information in other ways.
  • Step S112 receiving reply information in response to the insurance promotion information.
  • the reply message includes the content related to the insurance concerned.
  • the user to which certain mobile phone numbers belong has the willingness to insure the relevant insurance in the insurance promotion information, and after receiving the insurance promotion information, the user may reply to the insurance promotion information.
  • the reply message may be a reply message in response to the insurance promotion information, a reply phone response to the insurance promotion information, or another form of reply.
  • Step S113 generating the quasi-user information by transmitting the reply information and corresponding contact information and the content related to the insurance in the reply information.
  • the insurance company sends the insurance promotion information X1 to the mobile phone numbers N1, N2, N3, N4, N5, and then receives the mobile phone numbers N2 and N3 in response to the insurance promotion information X1, and then according to the reply message, the mobile phone number N2 and The insurance promotion information X1 is used as the quasi-user information, and the mobile phone number N3 and the insurance promotion information X1 are used as the quasi-user information.
  • the insurance promotion information is transmitted to the public, and the quasi-user information is obtained according to the reply information of the response insurance promotion information, so that the quasi-user information is more targeted, and the insurance is based on the quasi-user information.
  • the corresponding artificial seats are automatically allocated according to the target insurance categories that the prospective users pay attention to, ensuring the real-time and accuracy of the manual agent allocation for the aligned users.
  • FIG. 4 is a detailed description of step S110 in the method for allocating a quasi-user according to the corresponding embodiment of FIG. 2.
  • step S110 may include the following steps:
  • Step S115 performing content screening from the user operation information to obtain insurance related content.
  • the user generates corresponding user operation information during the process of web browsing, app use, and the like.
  • Step S116 collecting contact information according to a triggering operation on the insurance related content.
  • the triggering operation on the insurance-related content may be a browsing operation on a webpage page having insurance-related content, or may be a triggering operation of a webpage page having insurance-related content exceeding a preset duration, or may be a webpage
  • the click operation of the link with the insurance content on the page can also be other types of trigger operations.
  • the contact information of the user may be collected through related information such as a user account, an IP address, and the like that trigger the operation of the insurance-related content. For example, through big data analysis, the user's contact number, contact email address and other contact information are searched according to the user account, IP address and other related information.
  • Step S117 generating quasi-user information by using contact information and insurance related content.
  • the insurance related content is filtered out from the user operation information, and the contact information of the user is collected according to the insurance related content, and the quasi-user information is generated according to the contact information and the insurance-related content, thereby realizing the quasi-user information.
  • the automatic acquisition greatly improves the convenience and intelligence of the prospective user information.
  • FIG. 5 is a detailed description of step S120 in the method for allocating a quasi-user according to the corresponding embodiment of FIG. 2.
  • step S120 may include the following steps:
  • Step S121 extracting insurance attention information from the quasi-user information.
  • insurance attention information is insurance-related information that is of interest to prospective users.
  • the prospective user information is obtained by responding to the reply information of the insurance promotion information, and the insurance promotion information is related to the insurance category, and thus the prospective user information includes information related to the insurance category.
  • Step S122 Find an insurance category related to the insurance attention information from the preset insurance category set, and determine a target insurance category that the prospective user pays attention to.
  • the insurance category set is pre-set and the insurance category set contains multiple insurance categories.
  • the insurance category is diverse, and the insurance category set is a collection of insurance categories that the insurance company currently can market.
  • the insurance category related to the insurance information is collected from the preset insurance category to obtain the target insurance category, and the target insurance category may be an insurance category or multiple insurance categories.
  • the insurance attention information is extracted to be 65 years old, and the preset insurance category centralized insurance categories S1 and S2 are suitable for the 65-year-old elderly purchase, and therefore, the quasi-user classification is obtained according to the insurance attention information.
  • the target insurance category that the prospective user is concerned with is the insurance categories S1 and S2.
  • the quasi-user information is obtained according to the reply information of the response insurance promotion information X1, and the insurance promotion information X1 is related to the insurance categories S2 and S3. Therefore, the quasi-user classification is performed to obtain the target of the quasi-user.
  • the insurance categories are insurance categories S2 and S3.
  • the insurance interest category is extracted from the quasi-user information, and the insurance category related to the insurance attention information is searched for the target insurance category, thereby ensuring the accuracy of the quasi-user classification based on the quasi-user information.
  • FIG. 6 is a detailed description of step S130 in the method for allocating a quasi-user according to the corresponding embodiment of FIG. 2.
  • step S130 may include the following steps:
  • Step S131 determining a manual agent list according to the target insurance category.
  • the artificial seats are classified according to the insurance category, that is, a certain part of the artificial agent is responsible for providing services to the prospective users of an insurance category.
  • each insurance category corresponds to a specific manual seat list, and the manual seats in each manual seat list are served with prospective users belonging to the corresponding insurance category.
  • the manual seat lists corresponding to the insurance categories S1, S2, S3, S4, and S5 are respectively the manual seat lists R1, R2, R3, R4, and R5. Therefore, when the target insurance category is the insurance category S4, the corresponding corresponding is determined.
  • the manual agent list is the manual agent list R4.
  • Step S132 selecting a target artificial seat from the manual agent list.
  • the target artificial seat is a manual seat that provides services for prospective users corresponding to the quasi-user information.
  • each manual agent list includes one or more artificial agents.
  • a manual agent needs to be selected from the manual agent list as the target artificial seat.
  • a manual agent When more than two manual seats are included in the manual agent list, a manual agent must be selected from the manual agent list as the target artificial seat.
  • a manual seat can be randomly selected from the manual agent list as the target artificial seat; or the highest rate of the highest rate can be selected according to the favorable rate of each artificial seat in the manual agent list.
  • the artificial seat is used as the target artificial seat; the artificial seat with the least number of prospective users can be selected as the target artificial seat according to the number of quasi-users currently assigned by each manual agent in the manual agent list; and the target can be selected from the manual agent list by other means. Manual seating.
  • Step S133 the contact information in the quasi-user information is assigned to the target artificial seat.
  • the target artificial agent By assigning the contact information in the quasi-user information to the target artificial seat, the target artificial agent contacts the prospective user according to the contact information to perform insurance promotion.
  • the target artificial agent is selected from the manual agent list, and the contact information in the prospective user information is assigned to the target artificial seat, and the aligned user information is ensured.
  • the accurate distribution of the contact information improves the flexibility of selecting the target artificial seat.
  • a quasi-user distribution device may be integrated into the computer device 100, and may include a quasi-user information acquisition module 110 and a quasi-user. Classification module 120 and distribution module 130.
  • the quasi-user information obtaining module 110 is configured to obtain quasi-user information, where the quasi-user information includes contact information and insurance attention information;
  • the quasi-user classification module 120 is configured to perform quasi-user classification according to the insurance attention information in the quasi-user information, and obtain the target insurance category that the quasi-user pays attention to;
  • the distribution module 130 is configured to allocate contact information in the quasi-user information to the corresponding artificial agent according to the target insurance category.
  • the quasi-user information obtaining module 110 includes, but is not limited to, the promotion information transmitting unit 111, the reply information receiving unit 112, and the prospective user. Information acquisition unit 113.
  • the promotion information sending unit 111 is configured to send insurance promotion information
  • the reply information receiving unit 112 is configured to receive reply information in response to the insurance promotion information, where the reply information includes content related to the insurance concerned;
  • the first quasi-user information generating unit 113 is configured to generate quasi-user information by transmitting the reply information corresponding to the contact information and the content related to the insurance in the reply information.
  • the corresponding embodiment shows a distribution device of a quasi-user.
  • the quasi-user information obtaining module 110 includes, but is not limited to, a content filtering unit 115, a contact information collecting unit 116, and a second. Quasi-user information generating unit 117.
  • the content screening unit 115 is configured to perform content screening from the user operation information to obtain insurance related content
  • the contact information collecting unit 116 is configured to collect contact information according to a triggering operation on the insurance related content
  • the second quasi-user information generating unit 117 is configured to generate quasi-user information through the contact information and the insurance related content.
  • the corresponding embodiment shows a distribution device of a quasi-user
  • the quasi-user classification module 120 includes, but is not limited to, an insurance information extraction unit 121 and a target insurance category determination unit 122.
  • the insurance attention information extracting unit 121 is configured to extract insurance attention information from the quasi-user information
  • the target insurance category determining unit 122 is configured to search for an insurance category related to the insurance attention information from the preset insurance category set, and determine a target insurance category that the prospective user pays attention to.
  • the distribution module 130 includes, but is not limited to, a manual agent list determining unit 131 , a target manual agent selecting unit 132 , and an allocating unit 133 . .
  • the manual agent list determining unit 131 is configured to determine a manual agent list according to the target insurance category
  • the target artificial agent selecting unit 132 is configured to select a target artificial seat from the manual agent list
  • the allocating unit 133 is configured to allocate contact information in the quasi-user information to the target artificial agent.
  • a computer apparatus that performs all or part of the steps of the quasi-user assignment method shown in any of the above.
  • the computer device includes:
  • At least one processor At least one processor
  • the memory stores instructions executable by the at least one processor, the instructions being executed by the at least one processor to enable the at least one processor to perform as illustrated in any of the above-described exemplary embodiments The quasi-user allocation method.
  • a computer readable storage medium storing computer readable instructions, when executed by one or more processors, causes one or more processors to perform said quasi-user The steps in the method embodiment are assigned.
  • the foregoing storage medium may be a magnetic disk, an optical disk, or a read-only storage memory (Read-Only) Non-volatile storage media such as Memory, ROM), or random storage memory (Random Access Memory, RAM), etc.

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Abstract

The present application relates to the technical field of data processing, and provides a quasi-user allocation method and apparatus, a computer device, and a storage medium. The quasi-user allocation method comprises: obtaining quasi-user information, the quasi-user information comprising contact information and insurance concern information; classify a quasi-user according to the insurance interest information in the quasi-user information to obtain a target insurance category concerned by the quasi-user; and allocating the contact information in the quasi-user information to a corresponding manual position according to the target insurance category. In addition, also provided are a quasi-user allocation apparatus, a computer device, and a storage medium. By means of the quasi-user allocation method and apparatus, the computer device, and the storage medium, real-time allocation of a quasi-user can be accurately realized, and the allocation efficiency of the quasi-user is improved.

Description

准用户的分配方法、装置、计算机设备和存储介质Quasi-user distribution method, device, computer device and storage medium 技术领域Technical field
相关申请的交叉引用:本申请要求2018年3月26日递交、发明名称为“准用户的分配方法、装置、计算机设备和存储介质”的中国专利申请CN201810251243.0的优先权,在此通过引用将其全部内容合并于此。 CROSS- REFERENCE TO RELATED APPLICATIONS RELATED APPLICATIONS RELATED APPLICATIONS RELATED APPLICATIONS RELATED APPLICATIONS RELATED APPLICATIONS PCT PCT PCT PCT PCT Combine it all here.
本申请涉及数据处理技术领域,特别是涉及准用户的分配方法、装置、计算机设备和计算机可读存储介质。The present application relates to the field of data processing technologies, and in particular, to a quasi-user allocation method, apparatus, computer device, and computer readable storage medium.
背景技术Background technique
准用户是指具有投保意向、有可能成为本保险公司客户的个人或组织。A prospective user is an individual or organization that has an insured intention and is likely to become a customer of the insurance company.
在保险销售活动中,销售人员面临的主要问题之一就是向谁推销保险,即谁是自己的保险销售目标。准用户的基本信息一般都可以通过网络、电话或短信的方式获取。In insurance sales activities, one of the main problems faced by sales people is who to sell insurance, that is, who is their own insurance sales target. Basic information of prospective users can generally be obtained by means of network, telephone or SMS.
在获取到准用户信息后,需将将这些准用户分配给相应的人工坐席,通过人工坐席及时向准用户进行回访,提高保险的销售成功率。After obtaining the quasi-user information, these quasi-users should be assigned to the corresponding artificial seats, and the return visits to the quasi-users should be made in time through the manual seats to improve the sales success rate of the insurance.
目前,在获取到准用户信息时,均是通过相应的分配人员进行手动操作,将准用户信息分配给人工坐席进行后续处理,本申请的发明人意识到,由于分配人员需要花费时间进行准用户信息的甄别进而进行分配,导致不能及时准确地将准用户信息分配给人工坐席,造成分配效率较低。At present, when the quasi-user information is obtained, the manual operation is performed by the corresponding assigning personnel, and the quasi-user information is distributed to the manual agent for subsequent processing. The inventor of the present application realizes that the assigning personnel need to spend time on the quasi-users. The identification of the information is further distributed, resulting in the inability to timely and accurately assign the prospective user information to the artificial agent, resulting in low allocation efficiency.
技术问题technical problem
基于此,为解决相关技术中不能及时准确的进行准用户信息分配的技术问题,本申请提供了一种准用户的分配方法、装置、计算机设备和计算机可读存储介质。Based on this, in order to solve the technical problem that the related information cannot be accurately and accurately distributed in the related art, the present application provides a quasi-user allocation method, device, computer device and computer readable storage medium.
技术解决方案Technical solution
根据本申请的第一方面,提供了一种准用户的分配方法,包括:According to a first aspect of the present application, a method for assigning a quasi-user is provided, including:
获取准用户信息,所述准用户信息包括联系人信息和保险关注信息;Obtaining quasi-user information, where the quasi-user information includes contact information and insurance attention information;
根据所述准用户信息中的保险关注信息进行准用户分类,获得所述准用户关注的目标保险类别;Performing a quasi-user classification according to the insurance attention information in the quasi-user information, and obtaining a target insurance category that the quasi-user pays attention to;
按照所述目标保险类别将所述准用户信息中的联系人信息分配至对应的人工坐席。The contact information in the quasi-user information is distributed to the corresponding artificial agent according to the target insurance category.
根据本申请的第二方面,提供了一种准用户的分配装置,包括:According to a second aspect of the present application, a distribution device for a quasi-user is provided, comprising:
准用户信息获取模块,被配置用于获取准用户信息,所述准用户信息包括联系人信息和保险关注信息;The quasi-user information obtaining module is configured to obtain quasi-user information, where the quasi-user information includes contact information and insurance attention information;
准用户分类模块,被配置用于根据所述准用户信息中的保险关注信息进行准用户分类,获得所述准用户关注的目标保险类别;The quasi-user classification module is configured to perform quasi-user classification according to the insurance attention information in the quasi-user information, and obtain a target insurance category that the quasi-user pays attention to;
分配模块,被配置用于按照所述目标保险类别将所述准用户信息中的联系人信息分配至对应的人工坐席。And an allocating module configured to allocate the contact information in the quasi-user information to the corresponding artificial agent according to the target insurance category.
根据本申请的第三方面,提供了一种计算机设备,包括存储器和处理器,所述存储器中存储有计算机可读指令,所述计算机可读指令被所述处理器执行时,使得所述计算机设备执行如下处理:According to a third aspect of the present application, there is provided a computer apparatus comprising a memory and a processor, wherein the memory stores computer readable instructions, the computer readable instructions being executed by the processor such that the computer The device performs the following processing:
获取准用户信息,所述准用户信息包括联系人信息和保险关注信息;Obtaining quasi-user information, where the quasi-user information includes contact information and insurance attention information;
根据所述准用户信息中的保险关注信息进行准用户分类,获得所述准用户关注的目标保险类别;Performing a quasi-user classification according to the insurance attention information in the quasi-user information, and obtaining a target insurance category that the quasi-user pays attention to;
按照所述目标保险类别将所述准用户信息中的联系人信息分配至对应的人工坐席。The contact information in the quasi-user information is distributed to the corresponding artificial agent according to the target insurance category.
根据本申请的第四方面,提供了一种存储有计算机可读指令的计算机可读存储介质,所述计算机可读指令被一个或多个处理器执行时,使得所述一个或多个处理器执行如下处理:According to a fourth aspect of the present application, there is provided a computer readable storage medium storing computer readable instructions, when executed by one or more processors, causing the one or more processors Perform the following processing:
获取准用户信息,所述准用户信息包括联系人信息和保险关注信息;Obtaining quasi-user information, where the quasi-user information includes contact information and insurance attention information;
根据所述准用户信息中的保险关注信息进行准用户分类,获得所述准用户关注的目标保险类别;Performing a quasi-user classification according to the insurance attention information in the quasi-user information, and obtaining a target insurance category that the quasi-user pays attention to;
按照所述目标保险类别将所述准用户信息中的联系人信息分配至对应的人工坐席。The contact information in the quasi-user information is distributed to the corresponding artificial agent according to the target insurance category.
有益效果Beneficial effect
本申请的实施例提供的技术方案可以包括以下有益效果:The technical solutions provided by the embodiments of the present application may include the following beneficial effects:
上述准用户的分配方法、装置、计算机设备和存储介质,通过获取准用户信息,根据准用户信息中的保险关注信息进行准用户分类,获得准用户关注的目标保险类别,再按照目标保险类别将准用户信息中的联系人信息分配至对应的人工坐席,实现准确地对准用户信息进行实时分配,避免分配人员进行准用户信息的分配时花费额外的时间或因分配人员因未失误而不能及时准确的分配,大大提高了准用户信息的分配效率。The above-mentioned quasi-user distribution method, device, computer equipment and storage medium obtain the quasi-user information, classify the quasi-user according to the insurance attention information in the quasi-user information, obtain the target insurance category that the quasi-user pays attention to, and then according to the target insurance category The contact information in the quasi-user information is distributed to the corresponding manual agent, realizing accurate allocation of the user information for real-time distribution, avoiding the extra time for the assigning personnel to distribute the quasi-user information or failing to be timely due to the failure of the assigning personnel Accurate allocation greatly improves the efficiency of distribution of quasi-user information.
应当理解的是,以上的一般描述和后文的细节描述仅是示例性的,并不能限制本申请。The above general description and the following detailed description are merely exemplary and are not intended to limit the application.
附图说明DRAWINGS
图1是根据一示例性实施例示出的一种计算机设备100的框图。FIG. 1 is a block diagram of a computer device 100, according to an exemplary embodiment.
图2是根据一示例性实施例示出的一种准用户的分配方法流程图。FIG. 2 is a flow chart of a method for assigning a prospective user according to an exemplary embodiment.
图3是根据图2对应实施例示出的准用户的分配方法中步骤S110的一种具体实现流程图。FIG. 3 is a specific implementation flowchart of step S110 in the method for allocating a quasi-user according to the corresponding embodiment of FIG. 2 .
图4是根据图2对应实施例示出的准用户的分配方法中步骤S110的另一种具体实现流程图。FIG. 4 is another specific implementation flowchart of step S110 in the method for allocating a quasi-user according to the corresponding embodiment of FIG. 2 .
图5是根据图2对应实施例示出的准用户的分配方法中步骤S120的一种具体实现流程图。FIG. 5 is a specific implementation flowchart of step S120 in the method for allocating a quasi-user according to the corresponding embodiment of FIG. 2.
图6是根据图2对应实施例示出的准用户的分配方法中步骤S130的一种具体实现流程图。FIG. 6 is a specific implementation flowchart of step S130 in the method for allocating a quasi-user according to the corresponding embodiment of FIG. 2.
图7是根据一示例性实施例示出的一种准用户的分配装置的框图。FIG. 7 is a block diagram of a quasi-user distribution device, according to an exemplary embodiment.
图8是图7对应实施例示出的准用户的分配装置中准用户信息获取模块110的一种框图。FIG. 8 is a block diagram of the quasi-user information acquisition module 110 in the distribution device of the quasi-user shown in the corresponding embodiment of FIG. 7.
图9是图7对应实施例示出的准用户的分配装置中准用户信息获取模块110的另一种框图。FIG. 9 is another block diagram of the quasi-user information acquisition module 110 in the distribution device of the quasi-user shown in the corresponding embodiment of FIG. 7.
图10是图7对应实施例示出的准用户的分配装置中准用户分类模块120的一种框图。FIG. 10 is a block diagram of the quasi-user classification module 120 in the distribution device of the quasi-user shown in the corresponding embodiment of FIG.
图11是图7对应实施例示出的准用户的分配装置中分配模块130的一种框图。Figure 11 is a block diagram of the distribution module 130 in the distribution device of the quasi-user shown in the corresponding embodiment of Figure 7.
本发明的实施方式Embodiments of the invention
为了使本申请的目的、技术方案及优点更加清楚明白,以下结合附图及实施例,对本申请进行进一步详细说明。应当理解,此处所描述的具体实施例仅仅用以解释本申请,并不用于限定本申请。In order to make the objects, technical solutions, and advantages of the present application more comprehensible, the present application will be further described in detail below with reference to the accompanying drawings and embodiments. It is understood that the specific embodiments described herein are merely illustrative of the application and are not intended to be limiting.
图1是根据一示例性实施例示出的一种计算机设备100的框图,计算机设备100将用于执行如下示例性实施例示出的准用户的分配方法。FIG. 1 is a block diagram of a computer device 100 that will be used to perform a quasi-user allocation method as shown in the following exemplary embodiments, according to an exemplary embodiment.
计算机设备100可为智能手机、平板电脑、笔记本电脑、台式计算机等,但并不局限于此。The computer device 100 may be a smartphone, a tablet, a notebook, a desktop computer, etc., but is not limited thereto.
参考图1,计算机设备100可以包括以下一个或者多个组件:处理组件101,存储器102,电源组件103,多媒体组件104,音频组件105,传感器组件107以及通信组件108。其中,上述组件并不全是必须的,计算机设备100可以根据自身功能需求增加其他组件或减少某些组件,本实施例不作限定。Referring to FIG. 1, computer device 100 can include one or more of the following components: processing component 101, memory 102, power component 103, multimedia component 104, audio component 105, sensor component 107, and communication component 108. The above-mentioned components are not all necessary, and the computer device 100 may add other components or reduce some components according to their own functional requirements, which is not limited in this embodiment.
处理组件101通常控制计算机设备100的整体操作,诸如与显示,电话呼叫,数据通信,相机操作以及日志数据处理相关联的操作等。处理组件101可以包括一个或多个处理器109来执行指令,以完成上述操作的全部或部分步骤。此外,处理组件101可以包括一个或多个模块,便于处理组件101和其他组件之间的交互。例如,处理组件101可以包括多媒体模块,以方便多媒体组件104和处理组件101之间的交互。Processing component 101 typically controls the overall operation of computer device 100, such as operations associated with display, telephone calls, data communications, camera operations, and log data processing, and the like. Processing component 101 can include one or more processors 109 to execute instructions to perform all or part of the steps described above. Moreover, processing component 101 can include one or more modules to facilitate interaction between component 101 and other components. For example, processing component 101 can include a multimedia module to facilitate interaction between multimedia component 104 and processing component 101.
存储器102被配置为存储各种类型的数据以支持在计算机设备100的操作。这些数据的示例包括用于在计算机设备100上操作的任何应用程序或方法的指令。存储器102可以由任何类型的易失性或非易失性存储设备或者它们的组合实现,如SRAM(Static Random Access Memory,静态随机存取存储器),EEPROM(Electrically Erasable Programmable Read-Only Memory,电可擦除可编程只读存储器),EPROM(Erasable Programmable Read Only Memory,可擦除可编程只读存储器),PROM(Programmable Read-Only Memory,可编程只读存储器),ROM(Read-Only Memory,只读存储器),磁存储器,快闪存储器,磁盘或光盘。存储器102中还存储有一个或多个模块,该一个或多个模块被配置成由该一个或多个处理器109执行,以完成以下任一所示方法中的全部或者部分步骤。The memory 102 is configured to store various types of data to support operation at the computer device 100. Examples of such data include instructions for any application or method operating on computer device 100. The memory 102 can be implemented by any type of volatile or non-volatile storage device or a combination thereof, such as SRAM (Static Random Access Memory), EEPROM (Electrically Erasable Programmable Read-Only Memory) Erase Programmable Read Only Memory), EPROM (Erasable Programmable Read Only Memory, PROM (Programmable Read-Only Memory), ROM (Read-Only Memory), Magnetic Memory, Flash Memory, Disk Or a disc. Also stored in memory 102 is one or more modules configured to be executed by the one or more processors 109 to perform all or part of the steps in any of the following methods.
电源组件103为计算机设备100的各种组件提供电力。电源组件103可以包括电源管理系统,一个或多个电源,及其他与为计算机设备100生成、管理和分配电力相关联的组件。Power component 103 provides power to various components of computer device 100. Power component 103 can include a power management system, one or more power sources, and other components associated with generating, managing, and distributing power for computer device 100.
多媒体组件104包括在所述计算机设备100和用户之间的提供一个输出接口的屏幕。在一些实施例中,屏幕可以包括LCD(Liquid Crystal Display,液晶显示器)和TP(Touch Panel,触摸面板)。如果屏幕包括触摸面板,屏幕可以被实现为触摸屏,以接收来自用户的输入信号。触摸面板包括一个或多个触摸传感器以感测触摸、滑动和触摸面板上的手势。所述触摸传感器可以不仅感测触摸或滑动动作的边界,而且还检测与所述触摸或滑动操作相关的持续时间和压力。The multimedia component 104 includes a screen between the computer device 100 and a user that provides an output interface. In some embodiments, the screen can include an LCD (Liquid Crystal Display, LCD, and TP (Touch Panel). If the screen includes a touch panel, the screen can be implemented as a touch screen to receive input signals from the user. The touch panel includes one or more touch sensors to sense touches, slides, and gestures on the touch panel. The touch sensor may sense not only the boundary of the touch or sliding action, but also the duration and pressure associated with the touch or slide operation.
音频组件105被配置为输出和/或输入音频信号。例如,音频组件105包括一个麦克风,当计算机设备100处于操作模式,如呼叫模式、记录模式和语音识别模式时,麦克风被配置为接收外部音频信号。所接收的音频信号可以被进一步存储在存储器102或经由通信组件108发送。在一些实施例中,音频组件105还包括一个扬声器,用于输出音频信号。The audio component 105 is configured to output and/or input an audio signal. For example, the audio component 105 includes a microphone that is configured to receive an external audio signal when the computer device 100 is in an operational mode, such as a call mode, a recording mode, and a voice recognition mode. The received audio signal may be further stored in memory 102 or transmitted via communication component 108. In some embodiments, the audio component 105 also includes a speaker for outputting an audio signal.
传感器组件107包括一个或多个传感器,用于为计算机设备100提供各个方面的状态评估。例如,传感器组件107可以检测到计算机设备100的打开/关闭状态,组件的相对定位,传感器组件107还可以检测计算机设备100或计算机设备100一个组件的坐标改变以及计算机设备100的温度变化。在一些实施例中,该传感器组件107还可以包括磁传感器,压力传感器或温度传感器。Sensor assembly 107 includes one or more sensors for providing computer device 100 with a status assessment of various aspects. For example, sensor component 107 can detect an open/closed state of computer device 100, relative positioning of components, and sensor component 107 can also detect changes in coordinates of one component of computer device 100 or computer device 100 and temperature changes of computer device 100. In some embodiments, the sensor assembly 107 can also include a magnetic sensor, a pressure sensor, or a temperature sensor.
通信组件108被配置为便于计算机设备100和其他设备之间有线或无线方式的通信。计算机设备100可以接入基于通信标准的无线网络,如WiFi(WIreless-Fidelity,无线网络),2G或3G,或它们的组合。在一个示例性实施例中,通信组件108经由广播信道接收来自外部广播管理系统的广播信号或广播相关信息。在一个示例性实施例中,所述通信组件108还包括NFC(Near Field Communication,近场通信)模块,以促进短程通信。例如,在NFC模块可基于RFID(Radio Frequency Identification,射频识别)技术,IrDA(Infrared Data Association,红外数据协会)技术,UWB(Ultra-Wideband,超宽带)技术,BT(Bluetooth,蓝牙)技术和其他技术来实现。Communication component 108 is configured to facilitate wired or wireless communication between computer device 100 and other devices. The computer device 100 can access a wireless network based on a communication standard, such as WiFi (WIreless-Fidelity), 2G or 3G, or a combination thereof. In an exemplary embodiment, communication component 108 receives broadcast signals or broadcast associated information from an external broadcast management system via a broadcast channel. In an exemplary embodiment, the communication component 108 further includes NFC (Near Field) Communication, Near Field Communication) module to facilitate short-range communication. For example, the NFC module can be based on RFID (Radio Frequency Identification, Radio Frequency Identification Technology, IrDA (Infrared) Data Association, Infrared Data Association technology, UWB (Ultra-Wideband) technology, BT (Bluetooth) technology and other technologies to achieve.
在示例性实施例中,计算机设备100可以被一个或多个ASIC(Application Specific Integrated Circuit,应用专用集成电路)、DSP(Digital Signal Processing,数字信号处理器)、PLD(Programmable Logic Device,可编程逻辑器件)、FPGA(Field-Programmable Gate Array,现场可编程门阵列)、控制器、微控制器、微处理器或其他电子元件实现,用于执行准用户的分配方法。In an exemplary embodiment, the computer device 100 may be implemented by one or more ASICs (Application Specific Integrated Circuits), DSPs (Digital Signal) Processing, digital signal processor), PLD (Programmable Logic Device, FPGA (Field-Programmable Gate Array), controller, microcontroller, microprocessor or other electronic component implementation for performing a quasi-user allocation method.
该实施例中的计算机设备100中处理器执行操作的具体方式将在有关准用户的分配方法的实施例中进行详细描述,此处将不做详细阐述说明。The specific manner in which the processor in the computer device 100 performs the operations in this embodiment will be described in detail in the embodiment regarding the method of assigning the prospective users, and will not be described in detail herein.
如图2所示,在一个实施例中,提出了一种准用户的分配方法,该准用户的分配方法可以应用于上述图1所示的计算机设备100中,具体可以包括以下步骤:As shown in FIG. 2, in an embodiment, a method for allocating a quasi-user is provided. The quasi-user allocation method can be applied to the computer device 100 shown in FIG. 1 , and specifically includes the following steps:
步骤S110,获取准用户信息。In step S110, the quasi-user information is obtained.
准用户信息是具有投保意向、有可能成为本保险公司客户的相关客户信息。The prospective user information is related customer information that has an insured intention and is likely to become a customer of the insurance company.
准用户信息包括联系人信息和保险关注信息。The prospective user information includes contact information and insurance attention information.
联系人信息是用户自身相关的个人信息。例如,准用户信息中的联系人信息可以为客户姓名、联系电话、年龄等相关信息。The contact information is personal information related to the user. For example, the contact information in the quasi-user information may be related information such as customer name, contact number, age, and the like.
保险关注信息是准用户关注的与保险相关的信息。例如,准用户信息中的保险关注信息可以为年龄、房产、车辆、投保意向等相关信息。Insurance attention information is insurance-related information that is of interest to prospective users. For example, the insurance attention information in the prospective user information may be related information such as age, real estate, vehicle, and insurance intention.
获取准用户信息的方式有多种。例如,通过从不同渠道获取客户姓名及手机号码,通过向各手机号码发送保险推广信息,将对该保险推广信息进行回复的手机号码及客户姓名等相关信息作为准用户信息。又例如,通过其他保险公司获取客户姓名及手机号码等个人信息,进而将这些个人信息作为准用户信息。通常地,某一客户在其他保险公司购买过保险,则通常认为他的投保意愿较强,将其发展为投保客户的概率则更大。又例如,通过获取用户浏览的网页页面,并对网页页面进行内容筛选,获取与保险相关的内容,进而将这些保险相关的内容和用户的联系人信息作为准用户信息。There are several ways to get prospective user information. For example, by obtaining the customer name and mobile phone number from different channels, by transmitting insurance promotion information to each mobile phone number, the mobile phone number and the customer name and other related information that respond to the insurance promotion information are used as the quasi-user information. For example, personal information such as customer names and mobile phone numbers is obtained by other insurance companies, and these personal information are used as quasi-user information. Usually, if a customer purchases insurance from another insurance company, he usually thinks that his willingness to insure is stronger, and the probability of developing it into an insured customer is even greater. For example, by obtaining a webpage page browsed by the user, and performing content screening on the webpage page, the content related to the insurance is obtained, and the insurance-related content and the contact information of the user are used as the quasi-user information.
还可以通过其他方式获取准用户信息,在此不进行一一描述。Quasi-user information can also be obtained in other ways, and no description will be made here.
步骤S120,根据准用户信息中的保险关注信息进行准用户分类,获得准用户关注的目标保险类别。In step S120, the quasi-user classification is performed according to the insurance attention information in the quasi-user information, and the target insurance category that the quasi-user pays attention to is obtained.
可以理解的是,保险包括人身保险和财产保险。人身保险包括人寿保险、人身意外伤害保险、健康保险等;财产保险包括机动车保险、企业财产保险、家庭财产保险、船舶保险、责任保险、保证保险、货物运输保险、意外伤害险、农业保险、工程保险、信用保险等。而无论是人身保险中的各类保险,还是财产保险中的各类保险,其下属的各类保险均还可以细分为多种多样的保险类别。Understandably, insurance includes life insurance and property insurance. Life insurance includes life insurance, personal accident insurance, health insurance, etc.; property insurance includes motor vehicle insurance, corporate property insurance, family property insurance, ship insurance, liability insurance, guarantee insurance, cargo transportation insurance, accidental injury insurance, agricultural insurance, Engineering insurance, credit insurance, etc. Regardless of the various types of insurance in life insurance or various types of insurance in property insurance, all types of insurance under its subordinates can be subdivided into a variety of insurance categories.
可以看出,保险类别是很多的。It can be seen that the insurance category is a lot.
因此,可以根据准用户信息中的保险关注信息分析对应的准用户的投保意向,以进行准用户分类确定准用户最有投保意向的目标保险类别,进而根据目标保险类别为该准用户分配更加合适的坐席人员为其服务,以提高人工坐席为准用户提供服务时的沟通效率,节约人工坐席及准用户的时间。Therefore, the insured intention of the corresponding prospective user can be analyzed according to the insurance attention information in the quasi-user information, so as to determine the target insurance type of the prospective user with the most insured intention by the quasi-user classification, and then the bidding of the quasi-user is more suitable according to the target insurance category. The service of the agent is to improve the communication efficiency when the artificial seat is the user, and save the time of the artificial agent and the prospective user.
根据准用户信息对对应的准用户进行保险分类的方式有多种,可以是根据准用户信息中的年龄对准用户进行保险分类,也可以是根据准用户信息中的房产、车辆等信息对准用户进行保险分类,也可以是根据准用户信息中准用户对特定保险类别场景的确认或填写信息等对准用户进行保险分类,还可以是通过其他方式根据准用户信息对对应的准用户进行保险分类,在此不进行一一描述。There are various ways to classify the corresponding prospective users according to the quasi-user information, which may be classified according to the age of the quasi-user information, or may be classified according to the information of the real estate, the vehicle, etc. in the quasi-user information. The user may classify the insurance, or may classify the user according to the confirmation or filling information of the specific insurance category scene in the quasi-user information, or may insure the corresponding prospective user according to the quasi-user information by other means. Classification, here is not described one by one.
例如,根据准用户的年龄段对准用户进行保险分类。由于不同年龄段的准用户投保的类别存在一定的差别,例如,对于儿童阶段的准用户,则投保人身意外伤害保险、教育类别的保险的意愿相对更强;而对于中青年阶段的准用户,则投保重疾保险的意愿相对更强;而对于年龄较大的中老年阶段的准用户,则投保人寿保险类别的意愿相对更强。For example, the user is classified according to the age group of the prospective user. Because there are certain differences in the categories of prospective users in different age groups, for example, for prospective users in the child stage, the willingness to insure personal accident insurance and education in the education category is relatively stronger; for the prospective users in the middle and young age, The willingness to insure critical illness insurance is relatively stronger; for prospective users in the older middle-aged stage, the willingness to insure life insurance is relatively stronger.
步骤S130,按照目标保险类别将准用户信息中的联系人信息分配至对应的人工坐席。Step S130, the contact information in the quasi-user information is distributed to the corresponding artificial agent according to the target insurance category.
通常地,人工坐席是按照保险类别划分的,即某一部分人工坐席专门负责为某一保险类别的准用户提供服务。Generally, the artificial seats are classified according to the insurance category, that is, a certain part of the artificial seat is specifically responsible for providing services to the prospective users of an insurance category.
通过保险系统对准用户的自动分配,无需专门的分配人员手动对准用户进行分配,从而准确地实现准用户的实时分配。通过准用户的实时分配,使保险公司无需安排专门的分配人员,大大节约了保险公司的人力成本,并且提高了准用户的分配效率,避免由于分配人员的失误而导致部分准用户被遗漏而未分配或错误分配。The automatic allocation of the user through the insurance system eliminates the need for a dedicated assignor to manually align the user for assignment, thereby accurately realizing the real-time distribution of the prospective user. Through the real-time distribution of prospective users, the insurance company does not need to arrange special allocation personnel, which greatly saves the labor cost of the insurance company, and improves the distribution efficiency of the prospective users, and avoids the partial users being missed due to the mistakes of the distribution personnel. Assignment or misallocation.
在某一人工坐席长期服务于某一类别的准用户时,其将提高该人工坐席对该类准用户的心理特征、具有投保意愿的保险类别的熟悉程度,从而大大提高人工坐席为准用户提供服务时的沟通效率,节约人工坐席及准用户的时间。When a certain artificial seat serves a quasi-user of a certain category for a long time, it will increase the familiarity of the artificial agent to the psychological characteristics of the quasi-user and the insurance category with the willingness to insure, thereby greatly improving the provision of the artificial seat to the quasi-user. Communication efficiency during service, saving time for manual agents and prospective users.
并且,通过进行准用户分类,根据准用户关注的目标保险类别分配人工坐席,使人工坐席之间分工合作,无需每一个人工坐席均熟知所有保险类别的特征,而只需熟悉其服务的某一个保险类别或几个保险类别的相关信息,大大减小了人工坐席的工作量。Moreover, by performing quasi-user classification, the artificial seats are allocated according to the target insurance categories that the prospective users pay attention to, so that the labors can be divided and cooperated without having to know the characteristics of all insurance categories, and only one of the services is familiar with one of the services. Information about insurance categories or several insurance categories greatly reduces the workload of manual agents.
可选的,图3是根据图2对应实施例示出的准用户的分配方法中步骤S110的细节描述,该准用户的分配方法中,步骤S110可以包括以下步骤:Optionally, FIG. 3 is a detailed description of step S110 in the method for allocating a quasi-user according to the corresponding embodiment of FIG. 2. In the method for allocating the quasi-user, step S110 may include the following steps:
步骤S111,发送保险推广信息。In step S111, the insurance promotion information is sent.
保险推广信息是保险公司向公众发送的保险广告。Insurance promotion information is an insurance advertisement that an insurance company sends to the public.
通过保险推广信息,保险公司进行保险营销。Through insurance promotion information, insurance companies conduct insurance marketing.
需要说明的是,保险推广信息是与保险类别相关的。It should be noted that the insurance promotion information is related to the insurance category.
例如,保险推广信息X1与保险类别S1、S2相关,而保险推广信息X2与保险类别S2、S3相关。For example, the insurance promotion information X1 is related to the insurance categories S1, S2, and the insurance promotion information X2 is related to the insurance categories S2, S3.
保险公司通过保险系统发送保险推广信息时,可以是随机向各手机号码发送保险推广信息;也可以是通过网络大数据抓取某些手机号码,并向这些手机号码发送保险推广信息;还可以是通过其他方式发送保险推广信息。When an insurance company sends insurance promotion information through the insurance system, it may randomly send insurance promotion information to each mobile phone number; it may also capture certain mobile phone numbers through the network big data, and send insurance promotion information to these mobile phone numbers; Send insurance promotion information in other ways.
 步骤S112,接收响应保险推广信息的回复信息。Step S112, receiving reply information in response to the insurance promotion information.
回复信息包括所关注保险相关的内容。The reply message includes the content related to the insurance concerned.
可以理解的是,某些手机号码所属的用户对保险推广信息中的相关保险具有投保意愿,其在接收到保险推广信息后,可能会针对保险推广信息进行回复。It can be understood that the user to which certain mobile phone numbers belong has the willingness to insure the relevant insurance in the insurance promotion information, and after receiving the insurance promotion information, the user may reply to the insurance promotion information.
回复信息可以是响应保险推广信息的回复短信,也可以是响应保险推广信息的回复电话,还可以是其他的回复形式。The reply message may be a reply message in response to the insurance promotion information, a reply phone response to the insurance promotion information, or another form of reply.
步骤S113,通过发送回复信息而对应的联系人信息和回复信息中所关注保险相关的内容,生成准用户信息。Step S113, generating the quasi-user information by transmitting the reply information and corresponding contact information and the content related to the insurance in the reply information.
例如,保险公司向手机号码N1、N2、N3、N4、N5发送保险推广信息X1,随后接收到手机号码N2和N3响应保险推广信息X1的回复短信,进而根据该回复短信,将手机号码N2和保险推广信息X1作为准用户信息,并将手机号码N3和保险推广信息X1作为准用户信息。For example, the insurance company sends the insurance promotion information X1 to the mobile phone numbers N1, N2, N3, N4, N5, and then receives the mobile phone numbers N2 and N3 in response to the insurance promotion information X1, and then according to the reply message, the mobile phone number N2 and The insurance promotion information X1 is used as the quasi-user information, and the mobile phone number N3 and the insurance promotion information X1 are used as the quasi-user information.
利用如上所述的方法,通过向公众发送保险推广信息,进而根据响应保险推广信息的回复信息获取准用户信息,从而更有针对性地获取准用户信息,并在根据这些准用户信息中的保险关注信息进行准用户分类后,根据准用户关注的目标保险类别自动分配相应的人工坐席,保证了对准用户进行人工坐席分配的实时性及准确性。By using the method as described above, the insurance promotion information is transmitted to the public, and the quasi-user information is obtained according to the reply information of the response insurance promotion information, so that the quasi-user information is more targeted, and the insurance is based on the quasi-user information. After paying attention to the information and classifying the prospective users, the corresponding artificial seats are automatically allocated according to the target insurance categories that the prospective users pay attention to, ensuring the real-time and accuracy of the manual agent allocation for the aligned users.
可选的,图4是根据图2对应实施例示出的准用户的分配方法中步骤S110的细节描述,该准用户的分配方法中,步骤S110可以包括以下步骤:Optionally, FIG. 4 is a detailed description of step S110 in the method for allocating a quasi-user according to the corresponding embodiment of FIG. 2. In the method for allocating the quasi-user, step S110 may include the following steps:
步骤S115,从用户操作信息中进行内容筛选得到保险相关内容。Step S115, performing content screening from the user operation information to obtain insurance related content.
可以理解的,用户在进行网页浏览、app使用等过程中,均会产生相应的用户操作信息。It can be understood that the user generates corresponding user operation information during the process of web browsing, app use, and the like.
因此,通过对用户操作信息进行内容筛选得到保险相关内容。Therefore, insurance related content is obtained by content screening of user operation information.
例如,通过与预设的关键字对用户操作信息进行内容筛选,获取包含这些关键字的保险相关内容。For example, content screening of user operation information by using preset keywords to obtain insurance-related content including these keywords.
步骤S116,根据对保险相关内容的触发操作搜集联系人信息。Step S116, collecting contact information according to a triggering operation on the insurance related content.
对保险相关内容的触发操作可以是对具有保险相关内容的网页页面进行的浏览操作,也可以是对具有保险相关内容的网页页面进行的浏览时间超过预设时长的触发操作,也可以是对网页页面中布设有保险内容的链接进行的点击操作,还可以是其他类型的触发操作。The triggering operation on the insurance-related content may be a browsing operation on a webpage page having insurance-related content, or may be a triggering operation of a webpage page having insurance-related content exceeding a preset duration, or may be a webpage The click operation of the link with the insurance content on the page can also be other types of trigger operations.
搜集用户的联系人信息时可以通过对保险相关内容进行触发操作的用户账号、IP地址等相关信息搜集用户的联系人信息。例如,通过大数据分析,根据用户账号、IP地址等相关信息搜查用户的联系电话、联系邮箱等联系人信息。When collecting the contact information of the user, the contact information of the user may be collected through related information such as a user account, an IP address, and the like that trigger the operation of the insurance-related content. For example, through big data analysis, the user's contact number, contact email address and other contact information are searched according to the user account, IP address and other related information.
步骤S117,通过联系人信息和保险相关内容生成准用户信息。Step S117, generating quasi-user information by using contact information and insurance related content.
利用如上所述的方法,通过从用户操作信息中筛选得到保险相关内容,进而根据保险相关内容搜集用户的联系人信息,并根据联系人信息与保险相关内容生成准用户信息,从而实现准用户信息的自动获取,大大提高了准用户信息的方便性和智能性。By using the method as described above, the insurance related content is filtered out from the user operation information, and the contact information of the user is collected according to the insurance related content, and the quasi-user information is generated according to the contact information and the insurance-related content, thereby realizing the quasi-user information. The automatic acquisition greatly improves the convenience and intelligence of the prospective user information.
可选的,图5是根据图2对应实施例示出的准用户的分配方法中步骤S120的细节描述,该准用户的分配方法中,步骤S120可以包括以下步骤:Optionally, FIG. 5 is a detailed description of step S120 in the method for allocating a quasi-user according to the corresponding embodiment of FIG. 2. In the method for allocating the quasi-user, step S120 may include the following steps:
步骤S121,从准用户信息中提取保险关注信息。Step S121, extracting insurance attention information from the quasi-user information.
如前所述的,保险关注信息是准用户关注的与保险相关的信息。As mentioned earlier, insurance attention information is insurance-related information that is of interest to prospective users.
在一示例性实施例中,通过响应保险推广信息的回复信息获取准用户信息,而保险推广信息是与保险类别相关的,因而准用户信息中包含有与保险类别相关的信息。In an exemplary embodiment, the prospective user information is obtained by responding to the reply information of the insurance promotion information, and the insurance promotion information is related to the insurance category, and thus the prospective user information includes information related to the insurance category.
步骤S122,从预设的保险类别集中查找与保险关注信息相关的保险类别,确定准用户关注的目标保险类别。Step S122: Find an insurance category related to the insurance attention information from the preset insurance category set, and determine a target insurance category that the prospective user pays attention to.
保险类别集是预先设置的,保险类别集中包含有多种保险类别。The insurance category set is pre-set and the insurance category set contains multiple insurance categories.
如前所述的,保险类别是多种多样的,而保险类别集是保险公司当前可对外营销的保险类别集合。As mentioned earlier, the insurance category is diverse, and the insurance category set is a collection of insurance categories that the insurance company currently can market.
需要说明的是,根据保险信息从预设的保险类别集中查找与保险信息之间相关的保险类别得到目标保险类别时,目标保险类别可以是一种保险类别,也可以是多种保险类别。It should be noted that, according to the insurance information, the insurance category related to the insurance information is collected from the preset insurance category to obtain the target insurance category, and the target insurance category may be an insurance category or multiple insurance categories.
例如,在获取到准用户信息中,提取到保险关注信息为年龄65岁,而预设的保险类别集中保险类别S1、S2适合65岁的老年购买,因此,根据保险关注信息进行准用户分类得到该准用户关注的目标保险类别为保险类别S1、S2。For example, in the acquisition of the prospective user information, the insurance attention information is extracted to be 65 years old, and the preset insurance category centralized insurance categories S1 and S2 are suitable for the 65-year-old elderly purchase, and therefore, the quasi-user classification is obtained according to the insurance attention information. The target insurance category that the prospective user is concerned with is the insurance categories S1 and S2.
又例如,准用户信息是根据接收到响应保险推广信息X1的回复信息而获取的,而保险推广信息X1是与保险类别S2、S3相关的,因此,进行准用户分类得到该准用户关注的目标保险类别为保险类别S2、S3。For another example, the quasi-user information is obtained according to the reply information of the response insurance promotion information X1, and the insurance promotion information X1 is related to the insurance categories S2 and S3. Therefore, the quasi-user classification is performed to obtain the target of the quasi-user. The insurance categories are insurance categories S2 and S3.
利用如上所述的方法,通过从准用户信息中提取保险关注信息,进而查找与保险关注信息相关的保险类别而得到目标保险类别,保证了根据准用户信息进行准用户分类的准确性。By using the method as described above, the insurance interest category is extracted from the quasi-user information, and the insurance category related to the insurance attention information is searched for the target insurance category, thereby ensuring the accuracy of the quasi-user classification based on the quasi-user information.
可选的,图6是根据图2对应实施例示出的准用户的分配方法中步骤S130的细节描述,该准用户的分配方法中,步骤S130可以包括以下步骤:Optionally, FIG. 6 is a detailed description of step S130 in the method for allocating a quasi-user according to the corresponding embodiment of FIG. 2. In the method for allocating the quasi-user, step S130 may include the following steps:
步骤S131,根据目标保险类别确定人工坐席列表。Step S131, determining a manual agent list according to the target insurance category.
如前所述的,人工坐席是按照保险类别划分的,即某一部分人工坐席专门负责为某一保险类别的准用户提供服务。As mentioned above, the artificial seats are classified according to the insurance category, that is, a certain part of the artificial agent is responsible for providing services to the prospective users of an insurance category.
因此,每一保险类别均与一特定的人工坐席列表相对应,而各人工坐席列表中的人工坐席是与属于对应保险类别的准用户提供服务的。Therefore, each insurance category corresponds to a specific manual seat list, and the manual seats in each manual seat list are served with prospective users belonging to the corresponding insurance category.
例如,保险类别S1、S2、S3、S4、S5各自对应的人工坐席列表分别为人工坐席列表R1、R2、R3、R4、R5,因此,当目标保险类别为保险类别S4时,则确定对应的人工坐席列表为人工坐席列表R4。For example, the manual seat lists corresponding to the insurance categories S1, S2, S3, S4, and S5 are respectively the manual seat lists R1, R2, R3, R4, and R5. Therefore, when the target insurance category is the insurance category S4, the corresponding corresponding is determined. The manual agent list is the manual agent list R4.
步骤S132,从人工坐席列表中选取目标人工坐席。Step S132, selecting a target artificial seat from the manual agent list.
目标人工坐席是为准用户信息对应的准用户提供服务的人工坐席。The target artificial seat is a manual seat that provides services for prospective users corresponding to the quasi-user information.
可以理解的是,各人工坐席列表中均包含一个或多个人工坐席。It can be understood that each manual agent list includes one or more artificial agents.
因此,在确定人工坐席列表后,需从该人工坐席列表中选取一个人工坐席作为目标人工坐席。Therefore, after determining the manual agent list, a manual agent needs to be selected from the manual agent list as the target artificial seat.
当人工坐席列表中只有一个人工坐席时,则确定该人工坐席为目标人工坐席。When there is only one artificial seat in the manual agent list, it is determined that the artificial seat is the target artificial seat.
当人工坐席列表中包含两个以上人工坐席时,则须从该人工坐席列表中选取一个人工坐席作为目标人工坐席。When more than two manual seats are included in the manual agent list, a manual agent must be selected from the manual agent list as the target artificial seat.
从人工坐席列表中选取目标人工坐席的方式有多种,可以从人工坐席列表中随机选取一个人工坐席作为目标人工坐席;也可以按照人工坐席列表中各人工坐席的好评率,选取好评率最高的人工坐席作为目标人工坐席;也可以根据人工坐席列表中各人工坐席当前已分配的准用户数量,选取准用户数量最少的人工坐席作为目标人工坐席;还可以通过其他方式从人工坐席列表中选取目标人工坐席。There are several ways to select the target artificial seat from the manual agent list. A manual seat can be randomly selected from the manual agent list as the target artificial seat; or the highest rate of the highest rate can be selected according to the favorable rate of each artificial seat in the manual agent list. The artificial seat is used as the target artificial seat; the artificial seat with the least number of prospective users can be selected as the target artificial seat according to the number of quasi-users currently assigned by each manual agent in the manual agent list; and the target can be selected from the manual agent list by other means. Manual seating.
步骤S133,将准用户信息中的联系人信息分配给目标人工坐席。Step S133, the contact information in the quasi-user information is assigned to the target artificial seat.
通过将准用户信息中的联系人信息分配给目标人工坐席,是目标人工坐席根据联系人信息与准用户联系,以进行保险的推销。By assigning the contact information in the quasi-user information to the target artificial seat, the target artificial agent contacts the prospective user according to the contact information to perform insurance promotion.
利用如上所述的方法,根据目标保险类别确定人工坐席列表后,从人工坐席列表中选取目标人工坐席,再将准用户信息中的联系人信息分配给目标人工坐席,在保证对准用户信息中的联系人信息进行准确分配的同时,提高了选取目标人工坐席的灵活性。After the manual agent list is determined according to the target insurance category, the target artificial agent is selected from the manual agent list, and the contact information in the prospective user information is assigned to the target artificial seat, and the aligned user information is ensured. The accurate distribution of the contact information improves the flexibility of selecting the target artificial seat.
如图7所示,在一个实施例中,提供了一种准用户的分配装置,该准用户的分配装置可以集成于上述的计算机设备100中,具体可以包括准用户信息获取模块110、准用户分类模块120以及分配模块130。As shown in FIG. 7 , in one embodiment, a quasi-user distribution device is provided. The quasi-user distribution device may be integrated into the computer device 100, and may include a quasi-user information acquisition module 110 and a quasi-user. Classification module 120 and distribution module 130.
准用户信息获取模块110,被配置用于获取准用户信息,准用户信息包括联系人信息和保险关注信息;The quasi-user information obtaining module 110 is configured to obtain quasi-user information, where the quasi-user information includes contact information and insurance attention information;
准用户分类模块120,被配置用于根据准用户信息中的保险关注信息进行准用户分类,获得准用户关注的目标保险类别;The quasi-user classification module 120 is configured to perform quasi-user classification according to the insurance attention information in the quasi-user information, and obtain the target insurance category that the quasi-user pays attention to;
分配模块130,被配置用于按照目标保险类别将准用户信息中的联系人信息分配至对应的人工坐席。The distribution module 130 is configured to allocate contact information in the quasi-user information to the corresponding artificial agent according to the target insurance category.
上述装置中各个模块的功能和作用的实现过程具体详见上述准用户的分配方法中对应步骤的实现过程,在此不再赘述。For details of the implementation process of the functions and functions of the modules in the foregoing devices, refer to the implementation process of the corresponding steps in the foregoing method for assigning the quasi-users, and details are not described herein.
可选的,如图8所示,图7对应实施例示出示出的准用户的分配装置中,准用户信息获取模块110包括但不限于:推广信息发送单元111、回复信息接收单元112和准用户信息获取单元113。Optionally, as shown in FIG. 8, in FIG. 7, corresponding to the embodiment, the quasi-user information obtaining module 110 includes, but is not limited to, the promotion information transmitting unit 111, the reply information receiving unit 112, and the prospective user. Information acquisition unit 113.
推广信息发送单元111,被配置用于发送保险推广信息;The promotion information sending unit 111 is configured to send insurance promotion information;
回复信息接收单元112,被配置用于接收响应保险推广信息的回复信息,回复信息包括所关注保险相关的内容;The reply information receiving unit 112 is configured to receive reply information in response to the insurance promotion information, where the reply information includes content related to the insurance concerned;
第一准用户信息生成单元113,被配置用于通过发送回复信息而对应的联系人信息和回复信息中所关注保险相关的内容,生成准用户信息。The first quasi-user information generating unit 113 is configured to generate quasi-user information by transmitting the reply information corresponding to the contact information and the content related to the insurance in the reply information.
可选的,如图9所示,图7对应实施例示出示出的准用户的分配装置中,准用户信息获取模块110包括但不限于:内容筛选单元115、联系人信息搜集单元116和第二准用户信息生成单元117。Optionally, as shown in FIG. 9 , in FIG. 7 , the corresponding embodiment shows a distribution device of a quasi-user. The quasi-user information obtaining module 110 includes, but is not limited to, a content filtering unit 115, a contact information collecting unit 116, and a second. Quasi-user information generating unit 117.
内容筛选单元115,被配置用于从用户操作信息中进行内容筛选得到保险相关内容;The content screening unit 115 is configured to perform content screening from the user operation information to obtain insurance related content;
联系人信息搜集单元116,被配置用于根据对保险相关内容的触发操作搜集联系人信息;The contact information collecting unit 116 is configured to collect contact information according to a triggering operation on the insurance related content;
第二准用户信息生成单元117,被配置用于通过联系人信息和保险相关内容生成准用户信息。The second quasi-user information generating unit 117 is configured to generate quasi-user information through the contact information and the insurance related content.
可选的,如图10所示,图7对应实施例示出示出的准用户的分配装置中,准用户分类模块120包括但不限于:保险信息提取单元121和目标保险类别确定单元122。Optionally, as shown in FIG. 10, in FIG. 7, the corresponding embodiment shows a distribution device of a quasi-user, and the quasi-user classification module 120 includes, but is not limited to, an insurance information extraction unit 121 and a target insurance category determination unit 122.
保险关注信息提取单元121,被配置用于从准用户信息中提取保险关注信息;The insurance attention information extracting unit 121 is configured to extract insurance attention information from the quasi-user information;
目标保险类别确定单元122,被配置用于从预设的保险类别集中查找与保险关注信息相关的保险类别,确定准用户关注的目标保险类别。The target insurance category determining unit 122 is configured to search for an insurance category related to the insurance attention information from the preset insurance category set, and determine a target insurance category that the prospective user pays attention to.
可选的,如图11所示,图7对应实施例示出示出的准用户的分配装置中,分配模块130包括但不限于:人工坐席列表确定单元131、目标人工坐席选取单元132和分配单元133。Optionally, as shown in FIG. 11 , in FIG. 7 , the corresponding embodiment shows the distribution device of the quasi-user. The distribution module 130 includes, but is not limited to, a manual agent list determining unit 131 , a target manual agent selecting unit 132 , and an allocating unit 133 . .
人工坐席列表确定单元131,被配置用于根据目标保险类别确定人工坐席列表;The manual agent list determining unit 131 is configured to determine a manual agent list according to the target insurance category;
目标人工坐席选取单元132,被配置用于从人工坐席列表中选取目标人工坐席;The target artificial agent selecting unit 132 is configured to select a target artificial seat from the manual agent list;
分配单元133,被配置用于将准用户信息中的联系人信息分配给目标人工坐席。The allocating unit 133 is configured to allocate contact information in the quasi-user information to the target artificial agent.
在一个实施例中,提出了一种计算机设备,执行上述任一所示的准用户的分配方法的全部或者部分步骤。该计算机设备包括:In one embodiment, a computer apparatus is presented that performs all or part of the steps of the quasi-user assignment method shown in any of the above. The computer device includes:
至少一个处理器;以及At least one processor;
与所述至少一个处理器通信连接的存储器;其中,a memory communicatively coupled to the at least one processor; wherein
所述存储器存储有可被所述至少一个处理器执行的指令,所述指令被所述至少一个处理器执行,以使所述至少一个处理器能够执行如上述任一个示例性实施例所示出的准用户的分配方法。The memory stores instructions executable by the at least one processor, the instructions being executed by the at least one processor to enable the at least one processor to perform as illustrated in any of the above-described exemplary embodiments The quasi-user allocation method.
在一个实施例中,提出了一种存储有计算机可读指令的计算机可读存储介质,该计算机可读指令被一个或多个处理器执行时,使得一个或多个处理器执行上述准用户的分配方法实施例中的步骤。In one embodiment, a computer readable storage medium storing computer readable instructions, when executed by one or more processors, causes one or more processors to perform said quasi-user The steps in the method embodiment are assigned.
本领域普通技术人员可以理解实现上述实施例方法中的全部或部分流程,是可以通过计算机程序来指令相关的硬件来完成,该计算机程序可存储于一计算机可读取存储介质中,该程序在执行时,可包括如上述各方法的实施例的流程。其中,前述的存储介质可为磁碟、光盘、只读存储记忆体(Read-Only Memory,ROM)等非易失性存储介质,或随机存储记忆体(Random Access Memory,RAM)等。A person skilled in the art can understand that all or part of the process of implementing the above embodiment method can be completed by a computer program to instruct related hardware, and the computer program can be stored in a computer readable storage medium. When executed, the flow of an embodiment of the methods as described above may be included. The foregoing storage medium may be a magnetic disk, an optical disk, or a read-only storage memory (Read-Only) Non-volatile storage media such as Memory, ROM), or random storage memory (Random Access Memory, RAM), etc.
以上所述实施例的各技术特征可以进行任意的组合,为使描述简洁,未对上述实施例中的各个技术特征所有可能的组合都进行描述,然而,只要这些技术特征的组合不存在矛盾,都应当认为是本说明书记载的范围。The technical features of the above-described embodiments may be arbitrarily combined. For the sake of brevity of description, all possible combinations of the technical features in the above embodiments are not described. However, as long as there is no contradiction between the combinations of these technical features, All should be considered as the scope of this manual.
以上所述实施例仅表达了本申请的几种实施方式,其描述较为具体和详细,但并不能因此而理解为对本申请专利范围的限制。应当指出的是,对于本领域的普通技术人员来说,在不脱离本申请构思的前提下,还可以做出若干变形和改进,这些都属于本申请的保护范围。因此,本申请专利的保护范围应以所附权利要求为准。The above-mentioned embodiments are merely illustrative of several embodiments of the present application, and the description thereof is more specific and detailed, but is not to be construed as limiting the scope of the claims. It should be noted that a number of variations and modifications may be made by those skilled in the art without departing from the spirit and scope of the present application. Therefore, the scope of the invention should be determined by the appended claims.

Claims (20)

  1. 一种准用户的分配方法,包括:A method for assigning prospective users, including:
    获取准用户信息,所述准用户信息包括联系人信息和保险关注信息;Obtaining quasi-user information, where the quasi-user information includes contact information and insurance attention information;
    根据所述准用户信息中的保险关注信息进行准用户分类,获得所述准用户关注的目标保险类别;Performing a quasi-user classification according to the insurance attention information in the quasi-user information, and obtaining a target insurance category that the quasi-user pays attention to;
    按照所述目标保险类别将所述准用户信息中的联系人信息分配至对应的人工坐席。The contact information in the quasi-user information is distributed to the corresponding artificial agent according to the target insurance category.
  2. 如权利要求1所述的方法,其中,所述获取准用户信息的步骤包括:The method of claim 1 wherein said step of obtaining quasi-user information comprises:
    发送保险推广信息;Send insurance promotion information;
    接收响应所述保险推广信息的回复信息,所述回复信息包括所关注保险相关的内容;Receiving reply information responsive to the insurance promotion information, the reply information including content related to the insurance of interest;
    通过发送所述回复信息而对应的联系人信息和所述回复信息中所关注保险相关的内容,生成所述准用户信息。The quasi-user information is generated by transmitting the reply information and the corresponding contact information and the content related to the insurance in the reply information.
  3. 如权利要求1所述的方法,其中,所述获取准用户信息的步骤包括:The method of claim 1 wherein said step of obtaining quasi-user information comprises:
    从用户操作信息中进行内容筛选得到保险相关内容;Content screening from user operation information to obtain insurance related content;
    根据对所述保险相关内容的触发操作搜集联系人信息;Collecting contact information according to a triggering operation on the insurance related content;
    通过所述联系人信息和所述保险相关内容生成所述准用户信息。The quasi-user information is generated by the contact information and the insurance related content.
  4. 如权利要求1-3中任一项所述的方法,其中,所述根据所述准用户信息中的保险关注信息进行准用户分类,获得所述准用户关注的目标保险类别的步骤包括:The method according to any one of claims 1-3, wherein the step of performing a quasi-user classification according to the insurance attention information in the quasi-user information, and obtaining the target insurance category that the quasi-user pays attention to includes:
    从所述准用户信息中提取保险关注信息;Extracting insurance attention information from the quasi-user information;
    从预设的保险类别集中查找与所述保险关注信息相关的保险类别,确定所述准用户关注的目标保险类别。Finding an insurance category related to the insurance attention information from a preset insurance category set, and determining a target insurance category that the prospective user pays attention to.
  5. 如权利要求1-4中任一项所述的方法,其中,所述按照所述目标保险类别将所述准用户信息中的联系人信息分配至对应的人工坐席的步骤包括:The method according to any one of claims 1 to 4, wherein the step of assigning the contact information in the quasi-user information to the corresponding artificial agent according to the target insurance category comprises:
    根据所述目标保险类别确定人工坐席列表;Determining a manual agent list according to the target insurance category;
    从所述人工坐席列表中选取目标人工坐席;Selecting a target artificial seat from the manual agent list;
    将所述准用户信息中的联系人信息分配给所述目标人工坐席。Assigning contact information in the quasi-user information to the target human agent.
  6. 一种准用户的分配装置,包括:A quasi-user distribution device comprising:
    准用户信息获取模块,被配置用于获取准用户信息,所述准用户信息包括联系人信息和保险关注信息;The quasi-user information obtaining module is configured to obtain quasi-user information, where the quasi-user information includes contact information and insurance attention information;
    准用户分类模块,被配置用于根据所述准用户信息中的保险关注信息进行准用户分类,获得所述准用户关注的目标保险类别;The quasi-user classification module is configured to perform quasi-user classification according to the insurance attention information in the quasi-user information, and obtain a target insurance category that the quasi-user pays attention to;
    分配模块,被配置用于按照所述目标保险类别将所述准用户信息中的联系人信息分配至对应的人工坐席。And an allocating module configured to allocate the contact information in the quasi-user information to the corresponding artificial agent according to the target insurance category.
  7. 如权利要求6所述的装置,其中,所述准用户信息获取模块包括:The device of claim 6, wherein the quasi-user information acquisition module comprises:
    推广信息发送单元,被配置用于发送保险推广信息;a promotion information sending unit configured to send insurance promotion information;
    回复信息接收单元,被配置用于接收响应所述保险推广信息的回复信息,所述回复信息包括所关注保险相关的内容;a reply information receiving unit configured to receive reply information in response to the insurance promotion information, where the reply information includes content related to the insurance concerned;
    第一准用户信息生成单元,被配置用于通过发送所述回复信息而对应的联系人信息和所述回复信息中所关注保险相关的内容,生成所述准用户信息。The first quasi-user information generating unit is configured to generate the quasi-user information by transmitting contact information corresponding to the reply information and content related to insurance in the reply information.
  8. 如权利要求6所述的装置,其中,所述准用户信息获取模块包括:The device of claim 6, wherein the quasi-user information acquisition module comprises:
    内容筛选单元,被配置用于从用户操作信息中进行内容筛选得到保险相关内容;a content screening unit configured to perform content screening from user operation information to obtain insurance related content;
    联系人信息搜集单元,被配置用于根据对所述保险相关内容的触发操作搜集联系人信息;a contact information collecting unit configured to collect contact information according to a triggering operation on the insurance related content;
    第二准用户信息生成单元,被配置用于通过所述联系人信息和所述保险相关内容生成所述准用户信息。The second quasi-user information generating unit is configured to generate the quasi-user information by using the contact information and the insurance related content.
  9. 如权利要求6-8中任一项所述的装置,其中,所述准用户分类模块包括:The apparatus of any of claims 6-8, wherein the quasi-user classification module comprises:
    保险关注信息提取单元,被配置用于从所述准用户信息中提取保险关注信息;An insurance attention information extracting unit configured to extract insurance attention information from the quasi-user information;
    目标保险类别确定单元,被配置用于从预设的保险类别集中查找与所述保险关注信息相关的保险类别,确定所述准用户关注的目标保险类别。The target insurance category determining unit is configured to search for an insurance category related to the insurance attention information from a preset insurance category set, and determine a target insurance category that the prospective user pays attention to.
  10. 如权利要求6-9中任一项所述的装置,其中,所述分配模块包括:The apparatus of any of claims 6-9, wherein the distribution module comprises:
    人工坐席列表确定单元,被配置用于根据所述目标保险类别确定人工坐席列表;a manual agent list determining unit configured to determine a manual agent list according to the target insurance category;
    目标人工坐席选取单元,被配置用于从所述人工坐席列表中选取目标人工坐席;a target artificial agent selecting unit configured to select a target artificial seat from the manual agent list;
    分配单元,被配置用于将所述准用户信息中的联系人信息分配给所述目标人工坐席。And an allocating unit configured to allocate contact information in the quasi-user information to the target human agent.
  11. 一种计算机设备,包括存储器和处理器,所述存储器中存储有计算机可读指令,所述计算机可读指令被所述处理器执行时,使得所述计算机设备执行如下处理:A computer device comprising a memory and a processor, the memory storing computer readable instructions, the computer readable instructions being executed by the processor such that the computer device performs the following processing:
    获取准用户信息,所述准用户信息包括联系人信息和保险关注信息;Obtaining quasi-user information, where the quasi-user information includes contact information and insurance attention information;
    根据所述准用户信息中的保险关注信息进行准用户分类,获得所述准用户关注的目标保险类别;Performing a quasi-user classification according to the insurance attention information in the quasi-user information, and obtaining a target insurance category that the quasi-user pays attention to;
    按照所述目标保险类别将所述准用户信息中的联系人信息分配至对应的人工坐席。The contact information in the quasi-user information is distributed to the corresponding artificial agent according to the target insurance category.
  12. 如权利要求11所述的计算机设备,其中,所述获取准用户信息包括:The computer device of claim 11, wherein the obtaining the prospective user information comprises:
    发送保险推广信息;Send insurance promotion information;
    接收响应所述保险推广信息的回复信息,所述回复信息包括所关注保险相关的内容;Receiving reply information responsive to the insurance promotion information, the reply information including content related to the insurance of interest;
    通过发送所述回复信息而对应的联系人信息和所述回复信息中所关注保险相关的内容,生成所述准用户信息。The quasi-user information is generated by transmitting the reply information and the corresponding contact information and the content related to the insurance in the reply information.
  13. 如权利要求11所述的计算机设备,其中,所述获取准用户信息包括:The computer device of claim 11, wherein the obtaining the prospective user information comprises:
    从用户操作信息中进行内容筛选得到保险相关内容;Content screening from user operation information to obtain insurance related content;
    根据对所述保险相关内容的触发操作搜集联系人信息;Collecting contact information according to a triggering operation on the insurance related content;
    通过所述联系人信息和所述保险相关内容生成所述准用户信息。The quasi-user information is generated by the contact information and the insurance related content.
  14. 如权利要求11-13中任一项所述的计算机设备,其中,所述根据所述准用户信息中的保险关注信息进行准用户分类,获得所述准用户关注的目标保险类别,包括:The computer device according to any one of claims 11 to 13, wherein the classifying the prospective users according to the insurance attention information in the quasi-user information, and obtaining the target insurance category that the quasi-user pays attention to include:
    从所述准用户信息中提取保险关注信息;Extracting insurance attention information from the quasi-user information;
    从预设的保险类别集中查找与所述保险关注信息相关的保险类别,确定所述准用户关注的目标保险类别。Finding an insurance category related to the insurance attention information from a preset insurance category set, and determining a target insurance category that the prospective user pays attention to.
  15. 如权利要求11-14中任一项所述的计算机设备,其中,所述按照所述目标保险类别将所述准用户信息中的联系人信息分配至对应的人工坐席,包括:The computer device according to any one of claims 11 to 14, wherein the assigning the contact information in the quasi-user information to the corresponding human agent according to the target insurance category comprises:
    根据所述目标保险类别确定人工坐席列表;Determining a manual agent list according to the target insurance category;
    从所述人工坐席列表中选取目标人工坐席;Selecting a target artificial seat from the manual agent list;
    将所述准用户信息中的联系人信息分配给所述目标人工坐席。Assigning contact information in the quasi-user information to the target human agent.
  16. 一种存储有计算机可读指令的计算机可读存储介质,所述计算机可读指令被一个或多个处理器执行时,使得所述一个或多个处理器执行如下处理:A computer readable storage medium storing computer readable instructions, when executed by one or more processors, causes the one or more processors to perform the following processing:
    获取准用户信息,所述准用户信息包括联系人信息和保险关注信息;Obtaining quasi-user information, where the quasi-user information includes contact information and insurance attention information;
    根据所述准用户信息中的保险关注信息进行准用户分类,获得所述准用户关注的目标保险类别;Performing a quasi-user classification according to the insurance attention information in the quasi-user information, and obtaining a target insurance category that the quasi-user pays attention to;
    按照所述目标保险类别将所述准用户信息中的联系人信息分配至对应的人工坐席。The contact information in the quasi-user information is distributed to the corresponding artificial agent according to the target insurance category.
  17. 如权利要求16所述的计算机可读存储介质,其中,所述获取准用户信息包括:The computer readable storage medium of claim 16 wherein said obtaining prospective user information comprises:
    发送保险推广信息;Send insurance promotion information;
    接收响应所述保险推广信息的回复信息,所述回复信息包括所关注保险相关的内容;Receiving reply information responsive to the insurance promotion information, the reply information including content related to the insurance of interest;
    通过发送所述回复信息而对应的联系人信息和所述回复信息中所关注保险相关的内容,生成所述准用户信息。The quasi-user information is generated by transmitting the reply information and the corresponding contact information and the content related to the insurance in the reply information.
  18. 如权利要求16所述的计算机可读存储介质,其中,所述获取准用户信息包括:The computer readable storage medium of claim 16 wherein said obtaining prospective user information comprises:
    从用户操作信息中进行内容筛选得到保险相关内容;Content screening from user operation information to obtain insurance related content;
    根据对所述保险相关内容的触发操作搜集联系人信息;Collecting contact information according to a triggering operation on the insurance related content;
    通过所述联系人信息和所述保险相关内容生成所述准用户信息。The quasi-user information is generated by the contact information and the insurance related content.
  19. 如权利要求16-18中任一项所述的计算机可读存储介质,其中,所述根据所述准用户信息中的保险关注信息进行准用户分类,获得所述准用户关注的目标保险类别,包括:The computer readable storage medium according to any one of claims 16 to 18, wherein the performing the quasi-user classification according to the insurance attention information in the quasi-user information, obtaining the target insurance category that the quasi-user pays attention to, include:
    从所述准用户信息中提取保险关注信息;Extracting insurance attention information from the quasi-user information;
    从预设的保险类别集中查找与所述保险关注信息相关的保险类别,确定所述准用户关注的目标保险类别。Finding an insurance category related to the insurance attention information from a preset insurance category set, and determining a target insurance category that the prospective user pays attention to.
  20. 如权利要求16-19中任一项所述的计算机可读存储介质,其中,所述按照所述目标保险类别将所述准用户信息中的联系人信息分配至对应的人工坐席,包括:The computer readable storage medium according to any one of claims 16 to 19, wherein the assigning the contact information in the quasi-user information to the corresponding human agent according to the target insurance category comprises:
    根据所述目标保险类别确定人工坐席列表;Determining a manual agent list according to the target insurance category;
    从所述人工坐席列表中选取目标人工坐席;Selecting a target artificial seat from the manual agent list;
    将所述准用户信息中的联系人信息分配给所述目标人工坐席。Assigning contact information in the quasi-user information to the target human agent.
PCT/CN2018/101027 2018-03-26 2018-08-17 Quasi-user allocation method and apparatus, computer device, and storage medium WO2019184198A1 (en)

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