WO2019109584A1

WO2019109584A1 - Financial data prediction management method and system, terminal and storage medium

Info

Publication number: WO2019109584A1
Application number: PCT/CN2018/084456
Authority: WO
Inventors: 张振远; 刘浩洋; 蒋海波
Original assignee: 深圳春沐源控股有限公司
Priority date: 2017-12-04
Filing date: 2018-04-25
Publication date: 2019-06-13
Also published as: CN108053306A

Abstract

A financial data prediction management method, comprising: presetting a plurality of budget roles and budget authorities corresponding to each budget role, the budget roles at least including: cost center budgeting staff and a plurality of budgeting auditors of different levels; receiving annual, quarterly and monthly budget information input by the cost center budgeting staff according to preset budget account information; determining to generate annual, quarterly and monthly approval amounts according to the level-by-level examination and approval performed by the plurality of budgeting auditors of different levels on the annual, quarterly and monthly budget information; and carrying out budget change according to a preset budget change rule when a change in budget data is detected. Further provided by the present invention are a financial data prediction management system, a terminal and a storage medium. According to the present invention, the annual, quarterly and monthly integrated budgeting can be realized, and refined budgeting is carried out according to preset budget account information, thereby improving the utilization ratio of financial resources.

Description

Financial data prediction management method, system, terminal and storage medium

This application claims the priority of the Chinese patent application filed on December 4, 2017, the Chinese Patent Office, the application number is 201711261830.X, and the invention name is "financial data prediction management method, system, terminal and storage medium". This is incorporated herein by reference.

Technical field

The present invention relates to the field of financial management, and in particular to a financial data prediction management method, system, terminal and storage medium.

Background technique

As the company grows in size, financial management is playing an increasingly important role. The financial budget is a series of general budgets that reflect the expected financial status and operating results of the company in the future (usually one year), as well as the cash receipts and expenditures, including the cash budget, estimated income statement, Estimated balance sheet and expected cash flow statement. The company's capital budget directly determines the entire operation process of the enterprise and the final net profit, which is a very important link. Therefore, in order to better complete the corporate capital budget, enterprises generally implement monitoring of the company's capital budget to obtain More accurate budget results.

However, the existing financial budget management system is low-predictive and only roughly fulfills the annual funding budget. The annual financial data of the budget does not reflect the business operations of the company in detail, and cannot effectively help decision-makers organize and coordinate the production and operation activities of the enterprises, nor can they finely allocate, evaluate and control the financial resources. In particular, it is impossible to understand the direction of financial expenses by category. When the budget amount of a certain category is insufficient to continue the business activities and the budget amount of another category is exceeded, the financial personnel cannot make timely adjustments, resulting in waste of financial resources.

Summary of the invention

In view of the above, it is necessary to propose a financial data forecasting management method, system, terminal and storage medium, which can realize the annual, quarterly and monthly integrated budget, and carry out refined budget based on preset budget account information, and improve financial resources. Utilization.

A first aspect of the present invention provides a financial data prediction management method, the method comprising:

Pre-setting a plurality of budget roles and budget rights corresponding to each budget role, wherein the budget roles include at least: a cost center budget compiler and a plurality of different levels of budget preparation reviewers;

Receiving annual budget information entered by the cost center budget compiler according to preset budget account information;

Performing layer-by-layer approval of the annual budget information by the auditing personnel of the plurality of different levels of the budget, and determining to generate an annual approval amount;

Receiving quarterly budget information entered by the cost center budget compiler according to the annual approval amount;

Performing layer-by-layer approval of the quarterly budget information by the auditing personnel of the plurality of different levels of the budget, and determining to generate a quarterly approval amount;

Receiving monthly budget information entered by the cost center budget compiler according to the quarterly approval amount;

Determining, according to the plurality of different levels of budgeting, the layer-by-layer approval of the monthly budget information by the auditor to determine the monthly approval amount; and

When it is detected that the budget data has changed, the budget change is made according to the preset budget change rule.

According to a preferred embodiment of the present invention, the receiving annual budget information entered by the cost center budget compiler according to the preset budget account information includes:

When the annual budget preparation instruction initiated by the cost center budget compiler is detected, the preset budget account information corresponding to the cost center is displayed;

Obtaining historical budget data corresponding to the cost center, where the historical budget data includes: historical budget account information, historical approval amount information corresponding to the historical budget account, and fee usage information corresponding to the historical budget account;

Submitting the annual budget information entered by the cost center budget compiler according to the preset budget account information and the historical budget data.

According to a preferred embodiment of the invention, the method further comprises:

When the cost center budget compiler enters the annual budget information, the historical budget data is first prompted;

When the upper-level budget preparation reviewer receives the annual budget information submitted by the next-level budget preparation reviewer, and when determining that the annual budget meets the preset prompt condition, the historical budget data is presented for the second time.

According to a preferred embodiment of the present invention, the budget change rule includes a budget adjustment rule and a budget addition rule, wherein

The budget adjustment rule includes: receiving an adjustment request in the same cost center, or receiving an adjustment application in the same large-scale budget account, or receiving an adjustment request between subjects in the same item;

The budget addition rule includes: when the annual budget has remaining, receiving the monthly budget additional application or the project budget additional application; when the annual budget is not left, first applying for the annual budget; after the annual budget is added successfully, receiving the monthly budget Additional application or project budget additional application.

According to a preferred embodiment of the present invention, the method further comprises: setting different quarterly clearing rules according to the preset budget category, including:

Clear the quarterly budget for the platform budget and special budget;

For the project budget setting, the entire project ends after the preset time period is cleared.

Generate a budget summary table, an annual budget execution report, and a monthly budget execution report;

Related control expense reimbursement and application for application and borrowing fees.

Authenticate each of the budget roles.

A second aspect of the present invention provides a financial data prediction management system, the system comprising:

a setting module, configured to preset a plurality of budget roles and a budget authority corresponding to each budget role, wherein the budget role includes at least: a cost center budget compiler and a plurality of different levels of budget preparation reviewers;

a receiving module, configured to receive annual budget information entered by the cost center budget compiler according to preset budget account information;

The annual budget module is configured to perform layer-by-layer approval of the annual budget information by the auditing personnel according to the plurality of different levels of budgeting, and determine to generate an annual approval amount;

The receiving module is further configured to receive quarterly budget information entered by the cost center budget compiler according to the annual approval amount;

a quarterly budget module, configured to perform layer-by-layer approval of the quarterly budget information by the auditor according to the plurality of different levels of budgeting, and determine to generate a quarterly approval amount;

The receiving module is further configured to receive monthly budget information entered by the cost center budget compiler according to the quarterly approval amount;

a monthly budget module, configured to perform layer-by-layer approval of the monthly budget information by the auditor of the plurality of different levels, and determine to generate a monthly approval amount; and

The change module is configured to perform budget change according to a preset budget change rule when it is detected that the budget data is changed.

A third aspect of the present invention provides a terminal, the terminal comprising a processor for implementing a financial data prediction management method when executing a computer program stored in a memory.

A fourth aspect of the invention provides a computer readable storage medium having stored thereon a computer program that, when executed by a processor, implements a financial data prediction management method.

The financial data prediction management method, system, terminal and storage medium according to the present invention can not only carry out annual capital budget, but also can perform quarterly and monthly capital budgets; secondly, achieve different levels of the group, business group and cost center, The quarterly and monthly integrated budget; in addition, the refined budget of the preset budget account information based on preset categories such as platform, special project and project is realized. The integrated budget can comprehensively reflect the budgetary situation of cash receipts and payments, operating results and financial status during the planning period. The refined budget allocates, assesses and controls the financial resources to improve the utilization of financial resources. The rate plays a certain role in preventing the financial risks of the group. In particular, setting the sub-category reminder method can not only help the financial staff to know the whereabouts of the financial expenses, but also make timely adjustments when the budget amount is insufficient or the budget amount is exceeded, avoiding financial deficiencies or financial waste, and ensuring the effectiveness of financial operations. .

DRAWINGS

In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the embodiments or the description of the prior art will be briefly described below. Obviously, the drawings in the following description are only It is an embodiment of the present invention, and those skilled in the art can obtain other drawings according to the provided drawings without any creative work.

FIG. 1 is a flowchart of a method for predicting financial data prediction according to Embodiment 1 of the present invention.

FIG. 2 is a schematic structural diagram of multiple budget roles provided by Embodiment 2 of the present invention.

3 is a flow chart of an annual budgeting method provided by Embodiment 3 of the present invention.

4 is a flow chart of a monthly budgeting method provided by Embodiment 4 of the present invention.

FIG. 5 is a structural diagram of a financial data prediction management system according to Embodiment 5 of the present invention.

FIG. 6 is a schematic diagram of a terminal according to Embodiment 6 of the present invention.

The invention will be further illustrated by the following detailed description in conjunction with the accompanying drawings.

Detailed ways

The present invention will be described in detail below with reference to the accompanying drawings and specific embodiments. It should be noted that the embodiments of the present invention and the features in the embodiments may be combined with each other without conflict.

In the following description, numerous specific details are set forth in the description All other embodiments obtained by those skilled in the art based on the embodiments of the present invention without creative efforts are within the scope of the present invention.

All technical and scientific terms used herein have the same meaning as commonly understood by one of ordinary skill in the art to which this invention belongs, unless otherwise defined. The terminology used in the description of the present invention is for the purpose of describing particular embodiments and is not intended to limit the invention.

Preferably, the financial data prediction management method of the present invention is applied to one or more terminals. The terminal is a device capable of automatically performing numerical calculation and/or information processing according to an instruction set or stored in advance, and the hardware includes but is not limited to a microprocessor, an application specific integrated circuit (ASIC), Field-Programmable Gate Array (FPGA), Digital Signal Processor (DSP), embedded devices, etc.

The terminal is not limited to a personal computer, a smart phone, a tablet computer, a desktop or an integrated machine with a camera, or a computing device such as a desktop computer, a notebook, a palmtop computer, or a cloud server. The terminal can perform human-computer interaction with the user through a keyboard, a mouse, a remote controller, a touch panel, or a voice control device.

The financial data prediction management method can also be applied to a hardware environment composed of a terminal and a server connected to the terminal through a network. Networks include, but are not limited to, wide area networks, metropolitan area networks, or local area networks. The financial data prediction management method in the embodiment of the present invention may be executed by a server or may be executed by a terminal; or may be jointly performed by a server and a terminal. The invention is not limited herein.

For a terminal that needs to perform financial data prediction management, the financial data prediction management function provided by the method of the present invention may be directly integrated on the terminal, or a client for implementing the method of the present invention may be installed. For example, the method provided by the present invention can also be run on a server or the like in the form of a software development kit (SDK), and provides an interface for predicting financial data management functions in the form of an SDK, and the terminal or other device provides The interface can realize obstacle intrusion monitoring of unmanned ships.

Embodiment 1

FIG. 1 is a flowchart of a method for predicting financial data prediction according to Embodiment 1 of the present invention. The method is applied to a terminal, the terminal including a display screen that can be used to display information input by a user or information provided to a user or a user interface display area. The order of execution in the flowchart shown in FIG. 1 may be changed according to different requirements, and some steps may be omitted.

101: Pre-set multiple budget roles and budget rights corresponding to each budget role.

In the preferred embodiment, the budget role includes at least: a cost center budget compiler and a plurality of different levels of budget preparation review personnel, and the budget role and the budget authority are specifically described in FIG. 2 and its corresponding description.

102: Receive annual budget information entered by the cost center budget compiler according to preset budget account information.

In the preferred embodiment, the terminal presets a budget category, and the preset budget category may include, but is not limited to, a special budget, a platform budget, and a project budget. The terminal may also preset a budget account for each budget category. Each budget category includes multiple large-scale budget accounts. Each large-scale budget account can be further subdivided into multiple sub-category budget accounts. Each sub-category budget account refers to the smallest element that can be divided when conducting financial budgets.

The special budget refers to the labor cost budget based on the company's human resources as the main body of the budget, mainly the basic expenditures of labor costs. The budget subject of the special budget may include, for example, wages, five insurances, one gold, various holiday gifts, birthday gifts, welfare allowances, and the like.

The platform budget refers to the departmental expense budget of each cost center under the business unit (BU) as the budget main body, mainly the overall expenditure of the cost center. The budget account of the platform budget may include, for example, daily training fees, travel expenses, office supplies, and the like. You can have one department as the most independent cost center, or you can use two or more departments that are related (that is, work responsibilities, job characteristics, etc. are similar or identical) as an independent cost center. A cost center is a budgeting unit.

The project budget refers to the project cost budget for a single independent project as the main body of the budget. In the project budget management, the team's work involving specific goals or achieving specific results, with long spans and large resources, will be included in the business development and strategic objectives of the company during the budget period. In this embodiment, the project may be not limited to a financial project, an agricultural science and technology project, a real estate or a tourism project, etc., and one project corresponds to one business group, and thus the terminal may divide the organizational structure of the company into multiple businesses according to the project. Groups, for example, financial BU, agricultural technology BU, real estate and tourism BU, group BU, etc.

In this embodiment, each cost center under each BU performs financial budget management according to a specific budget, a platform budget, and a project budget.

In this embodiment, the annual budget information entered by the cost center budget compiler includes the budget account and the annual budget amount.

The budget amount: the amount that the cost center budget compiler inputs after the budget according to the preset budget category and the preset budget account, and the amount needs to be approved by the budget review personnel of different levels.

103: Perform layer-by-layer approval of the annual budget information by the auditing personnel of the plurality of different levels, and determine to generate an annual approval amount.

The approval amount: the officially available total amount generated by the financial examiner after reviewing the budget amount submitted by each cost center budget compiler received relative to the budget amount. If the president corrects the total amount of a certain BU or a certain budget category, it needs to be corrected in the specific budget account of the group budget manager to form the final approval amount.

The cost center budget compiler inputs the annual budget information and a number of different levels of budget preparation auditors to determine the annual approval amount after the layer-by-layer approval of the annual budget information. For details, refer to FIG. 3 and its corresponding description.

104: Receive quarterly budget information entered by the cost center budget compiler according to the annual approval amount.

105: According to the plurality of different levels of budgeting, the auditing personnel perform layer-by-layer approval on the quarterly budget information, and determine to generate a quarterly approval amount.

The cost center budget compiler enters the quarterly budget information and a number of different levels of budget preparation auditors to determine the quarterly budget information after layer-by-layer approval, and the process of generating the quarterly approval amount may be specifically participated in FIG. 4 and its corresponding description.

106: Receive monthly budget information entered by the cost center budget compiler according to the quarterly approval amount.

107: Perform layer-by-layer approval of the monthly budget information according to the budgeting auditors of the plurality of different levels, and determine to generate a monthly approval amount.

The process of generating the monthly approval amount is similar to the process of generating the annual approval amount and the quarterly approval amount, and the present invention will not be described again in detail.

108: When it is detected that the budget data is changed, the budget change is performed according to the preset budget change rule.

The budget data includes, but is not limited to, a budget category, a budget account, a budget amount, a budget role, and a corresponding budget authority. Any budget-related data or information can be included in the budget data, and any changes to the budget-related data can be considered as changes to the budget data. In addition, for the change of project budget, the project should be firstly established. The project project amount must not exceed the total annual budget amount of the BU project to which it belongs. The annual budget amount after the project is completed to control the quarterly budget amount of the project; all preset roles Projects can be initiated and the list of projects includes a breakdown of the budget for all budget subjects.

The budget change may include budget adjustments and budget additions. The budget change rule may include a budget adjustment rule and a budget addition rule. Budget changes and/or budget increases can be made for annual budgets, monthly budgets, project budgets.

The budget adjustment rule may include: receiving an adjustment request in the same cost center, or receiving an adjustment application in the same large-scale budget account, or receiving an adjustment request between the subjects in the same item. Financial costs cannot be adjusted between different cost centers (departments), between different budget categories, and between different projects. That is, cross-cost centers cannot be adjusted, non-adjustable across major categories, and non-adjustable across projects. After the budget adjustment is completed, the budget amount of one cost center is automatically reduced, and the budget amount of the other cost center is automatically increased.

The budget addition rule may include: first determining whether the annual budget has remaining; when the annual budget has remaining, receiving the monthly budget monthly budget additional application or the project budget additional application; when the annual budget is not remaining, first applying for the annual budget; After the annual budget is added successfully, the monthly budget monthly budget additional application or project budget additional application is accepted.

2 is a schematic diagram of the architecture of multiple budget roles of the present invention.

The preset budget role includes: a cost center budget compiler and a plurality of different levels of budget preparation review personnel, and the upper level budget preparation review personnel review the budget information submitted by the next level budget preparation reviewer. The plurality of budget preparation reviewers can be set according to the size of the ranks, from bottom to top: cost center budget manager, BU budget manager, BU budget vice president, group budget manager, finance general manager, and president. In short, the cost center budget leader prepares the audit staff for the first-level budget, and reviews the budget information submitted by the cost center budget compiler; the BU budget manager prepares the audit personnel for the second-level budget, and reviews the cost. The budget information submitted by the central budget leader; and so on; the president is the highest level budgeting reviewer, reviewing the budget information submitted by the finance general manager and generating the final approval amount.

In addition, in order to maintain and manage the basic configuration information of the financial data prediction management system, the preset budget role may further include a system administrator.

The budget authority corresponding to the cost center budget compiler is: when receiving the financial budget notification, the budgeting of the cost center is initiated according to the preset requirement. The preset requirement includes entering budget information, a preset entry format, a preset entry content, etc. within a preset time (for example, three days), thereby ensuring the accuracy and comprehensiveness of the financial budget completed by the cost center budget compiler. .

The budget authority of the person in charge of the cost center budget is: reviewing and calculating the budget information entered by the cost center budget compiler to generate a cost center budget amount.

The budget authority corresponding to the BU budget manager is: summarizing the cost center budget amount submitted by each cost center budget owner, and correcting and adjusting the current cost center budget amount by referring to the historical cost center financial data to form a BU financial budget. .

The budget authority corresponding to the BU budget vice president is: reviewing the financial budget of the BU submitted by the BU budget manager and determining to generate the BU budget amount.

The budget authority corresponding to the group budget manager is: summarizing and approving the BU budget amount submitted by each BU budget vice president to generate the BU total budget amount.

The budget authority of the general manager of the finance is: reviewing and approving the total budget amount of the BU submitted by the group budget manager to form a total budget of the company and generating a summary report.

The budget authority of the president is: the approval of the company's total budget submitted by the financial general manager to generate a formal budget. The amount corresponding to the official budget is referred to as the approved amount.

3 is a flow chart of an annual budgeting method provided by Embodiment 3 of the present invention. The order of execution in the flowchart shown in FIG. 3 may be changed according to different requirements, and some steps may be omitted.

301: Receive annual budget preparation instructions initiated by the cost center budget compiler.

In the preferred embodiment, each cost center budget compiler under each BU receives an annual budget preparation instruction when receiving a financial budget notification. When the terminal detects the annual budget preparation signal, it receives an annual budget preparation instruction initiated by the cost center budget compiler. The annual budget preparation instruction may be triggered by one or more of the following combinations: clicking an annual budget to compile a virtual icon, issuing an annual budget preparation voice, and meeting a predetermined annual budget preparation condition.

302: Display preset budget account information corresponding to the cost center.

In the preferred embodiment, the terminal presets a budget category corresponding to each cost center and a budget account in each budget category according to the service type or functional responsibilities of each cost center. The cost center, the budget compiler corresponding to the cost center, and the budget account corresponding to the cost center are stored in association with the terminal. When the terminal detects the budget preparation instruction initiated by each cost center budget compiler, the terminal displays the preset budget account information corresponding to the cost center.

303: Acquire historical budget data corresponding to the cost center.

In the preferred embodiment, the historical budget data of each cost center is pre-stored in the terminal and stored in association with each cost center budget compiler. When the terminal receives the annual budget information initiated by each cost center budget compiler , automatically obtain the historical budget data corresponding to the cost center. The historical budget data may include: historical budget account information, historical approval amount information corresponding to the historical budget account, and fee usage information corresponding to the historical budget account.

304: Submit annual budget information completed by the cost center budget compiler based on the historical budget data.

In the preferred embodiment, the cost center budget compiler can perform single information entry according to the preset budget account, or can perform the budget information corresponding to the budget account entered in the electronic table by using the copy and paste function provided by the terminal. Copy and paste, you can also enter the budget information corresponding to the budget account one by one through the voice function. When each cost center budget compiler inputs the annual budget information according to the historical budget data, the annual budget information is submitted, and the terminal receives the annual budget information submitted by each cost center budget compiler.

305: Perform layer-by-layer approval of the annual budget information by the auditing personnel of the plurality of different levels, and determine to generate an annual approval amount.

The layer-by-layer approval of the annual budget information by the budget preparation auditor according to the plurality of different levels, and determining to generate an annual approval amount specifically includes:

1) Receive the annual budget information submitted by the responsible persons of each cost center;

2) Summarize the annual budget information of each cost center and send it to the BU budget manager;

3) Receive the revision and review of the BU budget vice president to generate the annual budget amount for each cost center;

4) Summarize the annual budget amount of each BU and send it to the group budget manager;

5) Receive the modification and review of the financial manager to generate the annual budget amount of each BU;

6) Receive the audit confirmation of the annual budget amount of each BU by the president to generate the annual approval amount for each cost center.

The financial data prediction management method may further include: setting a corresponding summary function according to the preset budget category. Different budget categories set different summary functions. For example, for the platform budget, the function of summarizing the budget amounts of each major budget account is set. For the special budget, the function of summarizing the budget amounts of each BU is set; for the project budget, corresponding Set the ability to summarize the budget amount for each item.

Further, the financial data prediction management method may further include: presetting a function of downloading the historical budget data. The cost center budget compiler can download the historical budget data according to the download function, and input the current annual budget by referring to the historical budget data.

Further, the financial data prediction management method may further include: when the cost center budget compiler inputs the annual budget information, first prompting the historical budget data. The first prompt may be to perform a text prompt around the budget account input box and highlight the text, such as the historical budget usage information on the right side of the budget account. The first prompt may also be a broadcast prompt in a voice form. The first prompt may also be distinguished by different symbols or colors.

When the cost center budget compiler enters the annual budget information, the historical budget account information and historical cost usage information corresponding to the cost center are first prompted, which can facilitate the cost center budget compiler to fill in the annual budget related to the cost center. It plays a role in assisting decision-making in entering the current annual budget.

Further, the financial data prediction management method may further include: when the upper-level budget preparation reviewer receives the annual budget information submitted by the next-level budget preparation reviewer, and determines that the annual budget meets the preset prompt condition At the time, the historical budget data is presented for a second time. The preset prompt condition means that the current annual budget exceeds the historical annual budget by a predetermined ratio (for example, 20%). The second prompt may be to perform a text prompt around the budget account input box and highlight the text, such as the historical budget usage information on the right side of the budget account. The second prompt may also be a broadcast prompt in a voice form. The second prompt may also be distinguished by different symbols or colors. The second prompt may be the same as or different from the first prompt.

It should be understood that the historical data displayed by different levels of budgeting reviewers when receiving the annual budget information submitted by the next level of budgeting reviewers. For example, when the BU budget manager reviews the annual budget information of each cost center, it displays historical budget amount information, historical approval amount information, and historical cost usage information of each cost center; when each BU budget vice president reviews the annual budget information of each cost center The historical approval amount information of each BU and the annual fee usage information corresponding to each BU are displayed. In addition, according to the preset budget category, different preset prompt conditions are set, and for the platform budget, the first preset prompt condition is set, for example, the current budget of the current platform is more than 20% of the annual budget of the historical platform, and for the special budget, the second is set. The preset prompt condition, for example, the current special budget is more than 25% of the historical special budget, and for the project budget, the third preset prompt condition is set, for example, the current project's annual budget is more than 30% of the historical project's annual budget.

When the budgeting review personnel of the previous level review the annual budget information, the historical budget account information and historical cost usage information corresponding to the cost center are presented for the second time, which facilitates the budget review and control of the budget preparation auditors at all levels. .

4 is a flow chart of a quarterly budget method provided by Embodiment 4 of the present invention. The order of execution in the flowchart shown in FIG. 4 may be changed according to different requirements, and some steps may be omitted.

401: Receive quarterly budget preparation instructions initiated by the cost center budget compiler.

In the preferred embodiment, each cost center budget compiler should trigger the quarterly budget preparation instruction after completing the annual budget preparation and reviewing and approving the highest level budget preparation auditor to generate the annual approval amount. When the terminal detects the quarterly budget preparation signal, it receives the quarterly budget preparation instruction initiated by the cost center budget compiler. The quarterly budgeting instruction can be triggered by one or more of the following combinations: clicking a quarterly budget to compile a virtual icon, issuing a quarterly budgeting voice, and meeting the predetermined quarterly budgeting conditions.

402: Submit the quarterly budget information entered by the cost center budget compiler according to the annual approval amount.

In the preferred embodiment, the quarterly budget amount is controlled by the annual approval amount, and the quarterly budget amount is automatically calculated according to the annual approval amount, and the quarterly budget amount value can be modified within the annual approval amount range.

In the preferred embodiment, when the terminal detects the quarterly budget preparation instruction initiated by each cost center budget compiler, the terminal automatically obtains and displays the historical quarter budget amount information corresponding to the cost center, the historical quarterly approval amount information, and the historical quarterly fee. Using the information, it is convenient for the cost center budget compiler to fill in the quarterly budget related to the cost center, and play a role in assisting decision-making in entering the current quarterly budget.

The quarterly budget information entered by the cost center budget compiler based on the annual approval amount is entered by the following formula:

Q1 budget amount = annual approval amount / 4;

Q2 budget amount = (annual approval amount - Q1 approval amount) / 3;

Q3 budget amount = (annual approval amount - Q1 approval amount - Q2 approval amount + Q1 clear value) / 2;

Q4 budget amount = annual approval amount - Q1 approval amount - Q2 approval amount - Q3 approval amount + Q2 clear value, Q3 clear value is added to the budget of the third month (ie December) of Q4.

The above Q1, Q2, Q3, and Q4 represent four quarters in a year, for example, Q3 represents the third quarter.

Quarterly zeroing refers to the amount of money that is calculated after the balance between the actual financial expenses for each quarter and the quarterly approved budget amount. In this embodiment, the last moment (24:00) of the last day of each quarter is the clearing time point. The budget amount for a quarter can be left unclear and the balance is automatically made. That is to say, the different months in the same quarter can not be cleared, and the quarter and quarter should be cleared.

The above-mentioned annual approval amount is also referred to as the available annual amount, and the budget amount available for each quarter when the quarterly budget is made.

403: Perform layer-by-layer approval of the quarterly budget information according to the budgeting of the plurality of different levels, and determine to generate a quarterly approval amount.

The layer-by-layer approval of the quarterly budget information by the budget preparation auditor according to the plurality of different levels of the budget, and determining the amount of the quarterly approval to generate specifically includes:

1) Receive quarterly budget information submitted by the responsible persons of each cost center;

2) Summarize the quarterly budget information of each cost center and send it to the BU budget manager;

3) Receive the revision and review of the BU budget vice president to generate the quarterly budget amount for each cost center;

4) Summarize the quarterly budget amount of each BU and send it to the group budget manager;

5) Receive the modification and review of the financial manager to generate the quarterly budget amount of each BU;

6) Receive the audit confirmation of the quarterly budget amount of each BU by the president to generate the quarterly approval amount for each cost center.

Further, the financial data prediction management method may further include: setting different quarterly clearing rules according to the preset budget category. Specifically, it is clear for the platform budget and the special budget setting within the quarter, and the project budget is set to be cleared after the preset time period is over. That is, for the project preset, the quarter is not cleared, and the quarter can be carried forward, and the entire project is cleared after the preset time period (for example, 2 months).

The monthly budget information entered by the cost center budget compiler according to the quarterly approval amount is entered by the following formula:

M1 budget amount = quarterly approval amount / 3;

M2 budget amount = (quarterly approval amount - M1 approval amount) / 2;

M3 budget amount = quarterly approval amount - M1 approval amount - M2 approval amount + quarterly zero value.

The above M1, M2, and M3 represent three months in a quarter, for example, M2 represents the second month in a certain quarter.

The above-mentioned quarterly approval amount is also referred to as the available quarterly amount, and the monthly budget amount available for the monthly budget.

It should be noted that the monthly budget amount of the first month of each quarter can be automatically calculated by the quarterly approval amount. The monthly budget amount of the second and third months of each quarter is initiated by each cost center budget compiler. The monthly approval amount is generated after the level-by-layer review by the budget reviewers at different levels. Please refer to FIG. 3, FIG. 4 and its corresponding description for the process of generating the monthly approval amount, and the present invention will not be described in detail herein.

Further, the financial data prediction management method may further include: generating a budget summary table, an annual budget execution report, and a monthly budget execution report. Through the various reports generated, data reference and decision-making basis can be provided for the group and each BU strategy.

Further, the financial data prediction management method may further include: associated control expense reimbursement and claiming, borrowing fee application. When the demand for useful funds is required, the applicant initiates the application through oral or written means, and after approval, carries out financial advances or personal advances to carry out related activities, and then reimbursement according to the invoice. Every time an expense reimbursement or application for a claim or a borrowing fee is deducted from the monthly budget, the financial expenses can be more finely controlled.

The financial data prediction management method may further include: authenticating each of the budget roles.

In some embodiments, for the privacy of financial data, preventing financial data from being sneaked or stolen, resulting in a security risk of the company's operations, a separate account and password may be set for each budget role when viewing financial data, by adding the username. The verification of the password is done in a way that confirms the identity of each budget role.

In summary, the financial data prediction management method according to the present invention can control the baseline with an annual budget as a fee, prepare a budget on a quarterly basis, and perform cost control reimbursement and borrowing with a monthly budget. The platform budget and the special budget implementation quarterly budget are cleared, and the project budget implements the principle of “first apply, then use, and the project ends to zero”.

Embodiment 2

The functional modules and hardware structures of the terminal for implementing the above financial data prediction management method are respectively described below with reference to FIGS. 5 and 6.

It should be understood that the described embodiments are for illustrative purposes only and are not limited by the scope of the application.

Referring to Figure 5, there is shown a functional block diagram of a preferred embodiment of the financial data predictive management system 50 of the present invention.

In some embodiments, the financial data forecast management system 50 operates in a terminal. The terminal includes a display screen that can be used to display information input by a user or information provided to a user or a user interface display area. The financial data forecast management system 50 can include a plurality of functional modules comprised of program code segments. Program code for each of the program segments in the financial data predictive management system 50 may be stored in a memory and executed by at least one processor to perform (see FIG. 1) predictive management of financial data.

In this embodiment, the financial data prediction management system 50 can be divided into a plurality of functional modules according to the functions performed by the financial data prediction management system 50. The function module may include: a setting module 501, a receiving module 502, an annual budget module 503, a quarterly budget module 504, a monthly generating module 505, a changing module 506, a display module 507, an obtaining module 508, a submitting module 509, a prompting module 510, The report generation module 511 and the association control module 512. A module as referred to in the present invention refers to a series of computer program segments that can be executed by at least one processor and that are capable of performing fixed functions, which are stored in a memory. In some embodiments, the functionality of each module will be detailed in subsequent embodiments.

The setting module 501 is configured to preset a plurality of budget roles and budget rights corresponding to each budget role.

The preset budget role includes: a cost center budget compiler and a plurality of different levels of budget preparation review personnel, and the upper level budget preparation review personnel review the budget information submitted by the next level budget preparation review personnel. The plurality of budget preparation reviewers can be set according to the size of the ranks, from bottom to top: cost center budget manager, BU budget manager, BU budget vice president, group budget manager, finance general manager, and president. In short, the cost center budget leader prepares the audit staff for the first-level budget, and reviews the budget information submitted by the cost center budget compiler; the BU budget manager prepares the audit personnel for the second-level budget, and reviews the cost. The budget information submitted by the central budget leader; and so on; the president is the highest level budgeting reviewer, reviewing the budget information submitted by the finance general manager and generating the final approval amount.

The receiving module 502 is configured to receive annual budget information entered by the cost center budget compiler according to preset budget account information.

In the preferred embodiment, the setting module 501 presets a budget category, and the preset budget category may include, but is not limited to, a special budget, a platform budget, and a project budget. The terminal may also preset a budget account for each budget category. Each budget category includes multiple large-scale budget accounts. Each large-scale budget account can be further subdivided into multiple sub-category budget accounts. Each sub-category budget account refers to the smallest element that can be divided when conducting financial budgets.

The annual budget module 503 is configured to perform layer-by-layer approval of the annual budget information by the auditor according to the budget of the plurality of different levels, and determine to generate an annual approval amount.

The receiving module 502 is further configured to receive quarterly budget information entered by the cost center budget compiler according to the annual approval amount.

The quarterly budget module 504 is configured to perform layer-by-layer approval of the quarterly budget information by the auditor according to the plurality of different levels of budgeting, and determine to generate a quarterly approval amount.

The receiving module 502 is further configured to receive monthly budget information entered by the cost center budget compiler according to the quarterly approval amount.

The monthly generation module 505 is configured to perform layer-by-layer approval of the monthly budget information by the auditor according to the budget of the plurality of different levels, and determine to generate a monthly approval amount.

The change module 506 is configured to perform a budget change according to a preset budget change rule when it is detected that the budget data is changed.

The receiving module 502 is further configured to receive an annual budgeting instruction initiated by a cost center budget compiler.

In the preferred embodiment, each cost center budget compiler under each BU receives an annual budget preparation instruction when receiving a financial budget notification. When the receiving module 502 detects the annual budget preparation signal, it receives an annual budget preparation instruction initiated by the cost center budget compiler. The annual budget preparation instruction may be triggered by one or more of the following combinations: clicking an annual budget to compile a virtual icon, issuing an annual budget preparation voice, and meeting a predetermined annual budget preparation condition.

The display module 507 is further configured to display preset budget account information corresponding to the cost center.

In the preferred embodiment, the terminal presets budget category information corresponding to each cost center and budget account information in each budget category according to the service type or functional responsibility of each cost center. The cost center, the budget compiler corresponding to the cost center, and the budget account corresponding to the cost center are stored in association with the terminal. When the terminal detects the budget preparation instruction initiated by each cost center budget compiler, the terminal displays the preset budget account information corresponding to the cost center.

The obtaining module 508 is configured to obtain historical budget data corresponding to the cost center.

In the preferred embodiment, the historical budget data of each cost center is pre-stored in the terminal and stored in association with each cost center budget compiler. When the acquisition module 508 receives the annual budget initiated by each cost center budget compiler. When the information is obtained, the historical budget data corresponding to the cost center is automatically obtained. The historical budget data may include: historical budget account information, historical approval amount information corresponding to the historical budget account, and fee usage information corresponding to the historical budget account.

The submitting module 509 is configured to submit annual budget information completed by the cost center budget compiler according to the historical budget data.

The annual budget module 503 generates an annual approval amount for each cost center according to a plurality of different levels of budget preparation audit personnel, including:

The setting module 501 is further configured to set a corresponding summary function according to a preset budget category. Different budget categories set different summary functions. For example, for the platform budget, the function of summarizing the budget amounts of each major budget account is set. For the special budget, the function of summarizing the budget amounts of each BU is set; for the project budget, corresponding Set the ability to summarize the budget amount for each item.

Further, the setting module 501 is further configured to preset a function of downloading the historical budget data. The cost center budget compiler can download the historical budget data according to the download function, and input the current annual budget by referring to the historical budget data.

Further, the financial data prediction management system 50 may further include a prompting module 510, when the cost center budget compiler inputs the annual budget information, first prompting the historical budget data. The first prompt may be to perform a text prompt around the budget account input box and highlight the text, such as the historical budget usage information on the right side of the budget account. The first prompt may also be a broadcast prompt in a voice form. The first prompt may also be distinguished by different symbols or colors.

Further, the prompting module 510 may be further configured to: when the budgeting reviewer of the upper level receives the annual budget information submitted by the budgeting reviewer of the next level, and determines that the annual budget meets the preset prompt condition , a second prompt for the historical budget data. The preset prompt condition means that the current annual budget exceeds the historical annual budget by a predetermined ratio (for example, 20%). The second prompt may be to perform a text prompt around the budget account input box and highlight the text, such as the historical budget usage information on the right side of the budget account. The second prompt may also be a broadcast prompt in a voice form. The second prompt may also be distinguished by different symbols or colors. The second prompt may be the same as or different from the first prompt.

The receiving module 502 is further configured to receive a quarterly budgeting instruction initiated by a cost center budget compiler.

In the preferred embodiment, each cost center budget compiler should trigger the quarterly budget preparation instruction after completing the annual budget preparation and reviewing and approving the highest level budget preparation auditor to generate the annual approval amount. When the receiving module 502 detects the quarterly budgeting signal, it receives the quarterly budgeting instruction initiated by the cost center budgeting compiler. The quarterly budgeting instruction can be triggered by one or more of the following combinations: clicking a quarterly budget to compile a virtual icon, issuing a quarterly budgeting voice, and meeting the predetermined quarterly budgeting conditions.

The submitting module 509 can also be used to submit quarterly budget information entered by the cost center budget compiler according to the annual approval amount.

Q1 budget amount = annual approval amount / 4;

Q2 budget amount = (annual approval amount - Q1 approval amount) / 3;

The quarterly budget module 504 prepares the layer-by-layer approval of the quarterly budget information by the auditor according to the budget of the plurality of different levels, and determines that the quarterly approval amount includes:

Further, the setting module 501 is further configured to set different quarterly clearing rules according to preset budget categories. Specifically, it is clear for the platform budget and the special budget setting within the quarter, and the project budget is set to be cleared after the preset time period is over. That is, for the project preset, the quarter is not cleared, and the quarter can be carried forward, and the entire project is cleared after the preset time period (for example, 2 months).

The monthly budget information entered by the cost center budget compiler based on the quarterly approval amount is entered by the following formula:

M1 budget amount = quarterly approval amount / 3;

M2 budget amount = (quarterly approval amount - M1 approval amount) / 2;

It should be noted that the monthly budget amount of the first month of each quarter can be automatically calculated by the quarterly approval amount. The monthly budget amount of the second and third months of each quarter is initiated by each cost center budget compiler. The monthly approval amount is generated after the level-by-layer review by the budget reviewers at different levels.

Further, the financial data prediction management system 50 may further include a report generating module 511, configured to generate a budget summary table, an annual budget execution report, and a monthly budget execution report. Through the various reports generated, data reference and decision-making basis can be provided for the group and each BU strategy.

Further, the financial data prediction management system 50 may further include an association control module 512 for associating control expense reimbursement and claiming and borrowing fee applications. When the demand for useful funds is required, the applicant initiates the application through oral or written means, and after approval, carries out financial advances or personal advances to carry out related activities, and then reimbursement according to the invoice. Every time an expense reimbursement or application for a claim or a borrowing fee is deducted from the monthly budget, the financial expenses can be more finely controlled.

The setting module 501 is further configured to perform identity verification on each of the budget roles.

In summary, the financial data prediction management system 50 of the present invention can control the baseline with an annual budget as a fee, prepare a budget on a quarterly basis, and perform cost control reimbursement and borrowing with a monthly budget. The platform budget and the special budget implementation quarterly budget are cleared, and the project budget implements the principle of “first apply, then use, and the project ends to zero”.

The above-described integrated unit implemented in the form of a software function module can be stored in a computer readable storage medium. The software functional modules described above are stored in a storage medium and include instructions for causing a computer device (which may be a personal computer or network device, etc.) or a processor to perform portions of the methods described in various embodiments of the present invention.

As shown in FIG. 6, it is a hardware structure diagram of a terminal for implementing the financial data prediction management method of the present invention.

In a preferred embodiment of the invention, the terminal 6 includes a memory 61, at least one processor 62, at least one communication bus 63, and a display screen 66. It should be understood by those skilled in the art that the structure of the terminal shown in FIG. 6 does not constitute a limitation of the embodiment of the present invention, and may be a bus type structure or a star structure, and the terminal 6 may further include more than the illustration. More or less other hardware or software, or different component arrangements.

In some embodiments, the terminal 6 includes a terminal capable of automatically performing numerical calculation and/or information processing in accordance with an instruction set or stored in advance, the hardware of which includes, but is not limited to, a microprocessor, an application specific integrated circuit, Programming gate arrays, digital processors, embedded devices, and more. The terminal 6 may further include a user equipment, including but not limited to any electronic product that can interact with the user through a keyboard, a mouse, a remote controller, a touch panel, or a voice control device, for example, an individual. Computers, tablets, smart phones, smart wearable devices, etc.

It should be noted that the terminal 6 is merely an example, and other existing or future electronic products may be included in the scope of the present invention and are included in the description.

In some embodiments, the memory 61 is used to store program code and various data, such as a system of smart identification profiles installed in the terminal 6, and achieve high speed and automatic completion during the operation of the terminal 6. Access to programs or data. The memory 61 includes a read-only memory (ROM), a random access memory (RAM), a programmable read-only memory (PROM), and an erasable programmable read only memory. (Erasable Programmable Read-Only Memory, EPROM), One-Time Programmable Read-Only Memory (OTPROM), Electronically-Erasable Programmable Read-Only Memory (EEPROM) ), Compact Disc Read-Only Memory (CD-ROM) or other optical disk storage, magnetic disk storage, magnetic tape storage, or any other medium readable by a computer that can be used to carry or store data.

In the embodiment, the memory 61 stores in advance historical budget usage information corresponding to the historical budget account.

In some embodiments, the at least one processor 62 may be composed of an integrated circuit, for example, may be composed of a single packaged integrated circuit, or may be composed of multiple integrated circuits of the same function or different functions, including one. Or a combination of a central processing unit (CPU), a microprocessor, a digital processing chip, a graphics processor, and various control chips. The at least one processor 62 is a control unit of the terminal 6, and connects various components of the entire terminal 6 by using various interfaces and lines, by running or executing a program or module stored in the memory 61, And recalling data stored in the memory 61 to perform various functions and processing data of the terminal 6, such as executing the financial data prediction management system 50.

In some embodiments, the at least one communication bus 63 is arranged to effect connection communication between the memory 61, the at least one processor 62, the display screen 66, and the like.

In some embodiments, the display screen 66 can be used to display information entered by the user or information provided to the user or the user interface display area 20. The display screen 66 may include a display panel. Optionally, the display panel may be configured in the form of a liquid crystal display (LCD), an organic light-emitting diode (OLED), or the like.

The display screen 66 may also include a touch panel. If the display screen 66 includes a touch panel, the display screen 66 can be implemented as a touch screen to receive a touch signal from a user. The touch panel includes one or more touch sensors to sense touches, slides, and gestures on the touch panel. The touch sensor described above may sense not only the boundary of the touch or slide action but also the duration and pressure associated with the touch or slide operation described above. The display panel and the touch panel can function as two separate components to implement input and input functions, but in some embodiments, the display panel can be integrated with the touch panel to implement input and output functions. .

Although not shown, the terminal 6 may further include a power source (such as a battery) for powering various components. Preferably, the power source may be logically connected to the at least one processor 62 through a power management system to be managed by the power management system. Features such as charging, discharging, and power management. The power supply may also include any one or more of a DC or AC power source, a recharging system, a power failure detection circuit, a power converter or inverter, a power status indicator, and the like. The terminal 6 may further include a camera, a Bluetooth module, and the like, and details are not described herein again.

In a further embodiment, in conjunction with FIGS. 1-4, the at least one processor 62 can execute an operating system of the terminal 6 and various installed applications (such as the financial data prediction management system 50) and programs. The code and the like, for example, the respective modules described above, include: a setting module 501, a receiving module 502, an annual budget module 503, a quarterly budget module 504, a monthly generating module 505, a changing module 506, a display module 507, an obtaining module 508, and a submitting module 509. The prompting module 510, the report generating module 511, and the associated control module 512. For a specific implementation of the above-mentioned instructions by the at least one processor 62, reference may be made to the description of the related steps in the corresponding embodiments in FIG. 1-4, and details are not described herein.

In the several embodiments provided by the present invention, it should be understood that the disclosed systems, systems, and methods may be implemented in other manners. For example, the system embodiment described above is merely illustrative. For example, the division of the module is only a logical function division, and the actual implementation may have another division manner.

The modules described as separate components may or may not be physically separated, and the components displayed as modules may or may not be physical units, that is, may be located in one place, or may be distributed to multiple network units. Some or all of the modules may be selected according to actual needs to achieve the purpose of the solution of the embodiment.

In addition, each functional module in each embodiment of the present invention may be integrated into one processing unit, or each unit may exist physically separately, or two or more units may be integrated into one unit. The above integrated unit can be implemented in the form of hardware or in the form of hardware plus software function modules.

It is apparent to those skilled in the art that the present invention is not limited to the details of the above-described exemplary embodiments, and the present invention can be embodied in other specific forms without departing from the spirit or essential characteristics of the invention. Therefore, the present embodiments are to be considered as illustrative and not restrictive, and the scope of the invention is defined by the appended claims instead All changes in the meaning and scope of equivalent elements are included in the present invention. Any reference signs in the claims should not be construed as limiting the claim. In addition, it is to be understood that the term "comprising" does not exclude other elements or the singular does not exclude the plural. The plurality of units or systems recited in the system claims may also be implemented by a unit or system by software or hardware. The first, second, etc. words are used to denote names and do not denote any particular order.

It should be noted that the above embodiments are only for explaining the technical solutions of the present invention and are not intended to be limiting, and the present invention will be described in detail with reference to the preferred embodiments. Modifications or equivalents are made without departing from the spirit and scope of the invention.

Claims

A financial data prediction management method, characterized in that the method comprises:

Pre-setting a plurality of budget roles and budget rights corresponding to each budget role, wherein the budget roles include at least: a cost center budget compiler and a plurality of different levels of budget preparation reviewers;

Receiving annual budget information entered by the cost center budget compiler according to preset budget account information;

Performing layer-by-layer approval of the annual budget information by the auditing personnel of the plurality of different levels of the budget, and determining to generate an annual approval amount;

Receiving quarterly budget information entered by the cost center budget compiler according to the annual approval amount;

Performing layer-by-layer approval of the quarterly budget information by the auditing personnel of the plurality of different levels of the budget, and determining to generate a quarterly approval amount;

Receiving monthly budget information entered by the cost center budget compiler according to the quarterly approval amount;

Determining, according to the plurality of different levels of budgeting, the layer-by-layer approval of the monthly budget information by the auditor to determine the monthly approval amount; and

When it is detected that the budget data has changed, the budget change is made according to the preset budget change rule.
The method according to claim 1, wherein the receiving the annual budget information entered by the cost center budget compiler according to the preset budget account information comprises:

When the annual budget preparation instruction initiated by the cost center budget compiler is detected, the preset budget account information corresponding to the cost center is displayed;

Obtaining historical budget data corresponding to the cost center, where the historical budget data includes: historical budget account information, historical approval amount information corresponding to the historical budget account, and fee usage information corresponding to the historical budget account;

Submitting the annual budget information entered by the cost center budget compiler according to the preset budget account information and the historical budget data.
The method of claim 2, wherein the method further comprises:

When the cost center budget compiler enters the annual budget information, the historical budget data is first prompted;

When the upper-level budget preparation reviewer receives the annual budget information submitted by the next-level budget preparation reviewer, and when determining that the annual budget meets the preset prompt condition, the historical budget data is presented for the second time.
The method according to any one of claims 1 to 3, wherein the budget change rule includes a budget adjustment rule and a budget addition rule, wherein

The budget adjustment rule includes: receiving an adjustment request in the same cost center, or receiving an adjustment application in the same large-scale budget account, or receiving an adjustment request between subjects in the same item;

The budget addition rule includes: when the annual budget has remaining, receiving the monthly budget additional application or the project budget additional application; when the annual budget is not left, first applying for the annual budget; after the annual budget is added successfully, receiving the monthly budget Additional application or project budget additional application.
The method according to claim 4, wherein the method further comprises: setting different quarterly clearing rules according to the preset budget category, including:

Clear the quarterly budget for the platform budget and special budget;

For the project budget setting, the entire project ends after the preset time period is cleared.
The method of claim 4, wherein the method further comprises:

Generate a budget summary table, an annual budget execution report, and a monthly budget execution report;

Related control expense reimbursement and application for application and borrowing fees.
The method of claim 4, wherein the method further comprises:

Authenticate each of the budget roles.
A financial data prediction management system, characterized in that the system comprises:

a setting module, configured to preset a plurality of budget roles and a budget authority corresponding to each budget role, wherein the budget role includes at least: a cost center budget compiler and a plurality of different levels of budget preparation reviewers;

a receiving module, configured to receive annual budget information entered by the cost center budget compiler according to preset budget account information;

The annual budget module is configured to perform layer-by-layer approval of the annual budget information by the auditing personnel according to the plurality of different levels of budgeting, and determine to generate an annual approval amount;

The receiving module is further configured to receive quarterly budget information entered by the cost center budget compiler according to the annual approval amount;

a quarterly budget module, configured to perform layer-by-layer approval of the quarterly budget information by the auditor according to the plurality of different levels of budgeting, and determine to generate a quarterly approval amount;

The receiving module is further configured to receive monthly budget information entered by the cost center budget compiler according to the quarterly approval amount;

a monthly budget module, configured to perform layer-by-layer approval of the monthly budget information by the auditor of the plurality of different levels, and determine to generate a monthly approval amount; and

The change module is configured to perform budget change according to a preset budget change rule when it is detected that the budget data is changed.
A terminal, comprising: a processor, wherein the processor is configured to implement the financial data prediction management method according to any one of claims 1 to 7 when executing a computer program stored in a memory.
A computer readable storage medium having stored thereon a computer program, wherein the computer program is executed by a processor to implement the financial data prediction management method according to any one of claims 1 to 7.