WO2019071969A1 - Procédé de paiement, procédé de déverrouillage et terminal associé - Google Patents

Procédé de paiement, procédé de déverrouillage et terminal associé Download PDF

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Publication number
WO2019071969A1
WO2019071969A1 PCT/CN2018/090003 CN2018090003W WO2019071969A1 WO 2019071969 A1 WO2019071969 A1 WO 2019071969A1 CN 2018090003 W CN2018090003 W CN 2018090003W WO 2019071969 A1 WO2019071969 A1 WO 2019071969A1
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WO
WIPO (PCT)
Prior art keywords
payment
terminal
information
payment information
certificate
Prior art date
Application number
PCT/CN2018/090003
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English (en)
Chinese (zh)
Inventor
罗毅
彭峰
Original Assignee
华为技术有限公司
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 华为技术有限公司 filed Critical 华为技术有限公司
Priority to CN201880065550.8A priority Critical patent/CN111213167B/zh
Publication of WO2019071969A1 publication Critical patent/WO2019071969A1/fr

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]

Definitions

  • the present invention relates to the field of terminal technologies, and in particular, to a payment method, an unlocking method, and related terminals.
  • the embodiment of the present application provides a payment method and related terminal, which is used to provide a fast payment method without scanning code, which not only ensures the security of the payment process, but also simplifies the payment operation of the user and shortens the payment. time.
  • the embodiment of the present application further provides an unlocking method and a related terminal, which are used to provide a quick payment method for the user without scanning code, which not only ensures the security of the unlocking process, but also simplifies the unlocking operation of the user and shortens the unlocking time.
  • a payment method including:
  • the certificate has at least one payment information, wherein each of the at least one payment information includes the collection account information and the collection server information;
  • the payment is realized by communicating with the corresponding collection server according to the payment server information and the payment account information in the payment information to be used.
  • the method further includes:
  • the payment control is configured to receive a payment operation of the user; and the payment control has a binding relationship with the payment client;
  • determining a payment information as the payment information to be used according to the certificate including:
  • the certificate has a receipt information
  • determining a payment information as the payment information to be used according to the certificate including:
  • each of the at least two pieces of payment information further includes: payee information
  • the payee information included in each of the at least two payment information is displayed, and the corresponding payment information is determined as the payment information to be used according to the selected payee information.
  • the certificate includes at least two payment information, and each of the at least two payment information further includes: a geographic location of the payee position;
  • determining a payment information as the payment information to be used according to the certificate including:
  • the responding to the user-triggered payment operation determining a payment information as the payment information to be used according to the certificate, includes:
  • the accessing the wireless local area network by using a certificate authentication manner includes:
  • the wireless access point Receiving the authentication result fed back by the wireless access point, if the authentication result is the authentication pass, accessing the wireless local area network; wherein the authentication result is a result obtained by the authentication server performing identity authentication according to the authentication request forwarded by the wireless access point.
  • a terminal including:
  • a network access module configured to access a wireless local area network by using a certificate, wherein the certificate has at least one payment information, wherein each of the at least one payment information includes a collection account information and Collection server information;
  • a determining module configured to respond to the user-triggered payment operation, and determine a payment information as the payment information to be used according to the certificate;
  • a payment module configured to communicate with the corresponding collection server according to the collection server information and the payment account information in the payment information to be used, to implement payment.
  • the device further includes:
  • a payment control display module configured to display a payment control, the payment control is configured to receive a payment operation of the user; and the payment control has a binding relationship with the payment client;
  • the determining module is specifically configured to:
  • the control display module is configured to display a payment control, and the payment control is configured to receive a payment operation of the user.
  • the certificate has a receipt information; the determining module is specifically configured to:
  • each of the at least two pieces of payment information further includes: payee information
  • the determining module is specifically configured to:
  • the payee information included in each of the at least two payment information is displayed, and the corresponding payment information is determined as the payment information to be used according to the selected payee information.
  • the certificate includes at least two payment information, and each of the at least two payment information further includes: a geographic location of the payee position;
  • the determining module is specifically configured to:
  • the determining module is specifically configured to:
  • the network access module is specifically configured to:
  • the wireless access point Receiving the authentication result fed back by the wireless access point, if the authentication result is the authentication pass, accessing the wireless local area network; wherein the authentication result is a result obtained by the authentication server performing identity authentication according to the authentication request forwarded by the wireless access point.
  • a terminal including:
  • the antenna is configured to receive a certificate
  • the memory stores computer instructions, wherein when the computer instructions in the memory are executed, the processor is configured to perform the following steps:
  • the certificate has at least one payment information, wherein each of the at least one payment information includes the collection account information and the collection server information;
  • the payment is realized by communicating with the corresponding collection server according to the payment server information and the payment account information in the payment information to be used.
  • the processor is further configured to:
  • the payment control is configured to receive a payment operation of the user; and the payment control has a binding relationship with the payment client;
  • determining a payment information as the payment information to be used according to the certificate including:
  • the certificate has a receipt information
  • determining a payment information as the payment information to be used according to the certificate including:
  • each of the at least two pieces of payment information further includes: payee information
  • determining a payment information as the payment information to be used according to the certificate including:
  • the payee information included in each of the at least two payment information is displayed, and the corresponding payment information is determined as the payment information to be used according to the selected payee information.
  • the certificate includes at least two payment information, and each of the at least two payment information further includes: a geographic location of the payee position;
  • determining a payment information as the payment information to be used according to the certificate including:
  • the responding to the user-triggered payment operation determining a payment information as the payment information to be used according to the certificate, includes:
  • the accessing the wireless local area network by using a certificate authentication manner includes:
  • the wireless access point Receiving the authentication result fed back by the wireless access point, if the authentication result is the authentication pass, accessing the wireless local area network; wherein the authentication result is a result obtained by the authentication server performing identity authentication according to the authentication request forwarded by the wireless access point.
  • a payment method and related terminal pre-built payment information in a certificate of a wireless local area network, and the terminal ensures network security of accessing the wireless local area network by means of certificate authentication, in the wireless local area network, if the user
  • the user does not need to scan the merchant's payment QR code, but only initiates the payment process by triggering the payment operation; when the user triggers the payment operation through the terminal, the terminal determines the current payment to be used according to the payment information carried in the certificate.
  • the information further interacts with the payment server according to the payment information to be used to implement the payment service.
  • the merchant there is no need to queue the merchant to scan the payment code to complete the payment, thereby eliminating the need to queue the code scanning link and saving the user's payment time; for the merchant, it is not necessary to display the payment code to prevent the illegal elements from performing illegal covering behavior.
  • the security of the payment information is ensured.
  • the process of accessing the wireless local area network by the terminal needs to be authenticated by the certificate, the network security of the terminal in the payment process can be ensured, and the network intrusion of the illegal elements can be prevented.
  • a fourth aspect of the present application provides an unlocking method, which is applied to a first terminal, and includes:
  • the Bluetooth certificate of the second terminal includes a unique identifier of the second terminal and server information of the second terminal;
  • the method further includes:
  • a display control for receiving a user's unlocking operation is provided.
  • a first terminal is provided in the fifth aspect of the present application, including:
  • a Bluetooth connection module configured to establish a Bluetooth connection with the second terminal by using a Bluetooth certificate authentication manner, the second terminal has a password lock, and the Bluetooth certificate of the second terminal has a unique identifier of the second terminal and the Server information of the second terminal;
  • the information acquiring module is configured to send an acquisition request to the second terminal, and receive the unique identifier of the second terminal and the server information that are fed back by the second terminal, in response to the unlocking operation triggered by the user;
  • the unlocking module is configured to implement unlocking of the second terminal by communicating with the corresponding server according to the collection server information and the identifier of the second terminal.
  • the terminal further includes:
  • a display module is configured to display a control for receiving an unlocking operation of the user.
  • a first terminal is provided in the fifth aspect of the present application, including:
  • processor and a memory; the memory storing computer instructions, wherein when the computer instructions in the memory are executed, the processor is configured to perform the following steps:
  • the Bluetooth certificate of the second terminal includes a unique identifier of the second terminal and server information of the second terminal;
  • the processor is further configured to perform the following steps:
  • a display control for receiving a user's unlocking operation is provided.
  • a sixth aspect of the present application provides an unlocking method, which is applied to a second terminal, and includes:
  • the second terminal has a password lock, and the Bluetooth certificate of the second terminal has a unique identifier of the second terminal and server information of the second terminal;
  • a second terminal is provided in the seventh aspect of the present application, including:
  • Establishing a connection module configured to establish a Bluetooth connection with the first terminal by using a Bluetooth certificate authentication manner; the second terminal has a password lock, and the Bluetooth certificate of the second terminal has a unique identifier of the second terminal and the first Server information of the second terminal;
  • An information feedback module configured to receive an unlock request sent by the first terminal, and feed back, to the first terminal, a unique identifier of the second terminal and server information of the second terminal;
  • the unlocking module is configured to receive an unlocking password and open the password lock.
  • a second terminal including:
  • processor and a memory; the memory storing computer instructions, wherein when the computer instructions in the memory are executed, the processor is configured to perform the following steps:
  • the Bluetooth certificate has a unique identifier of the second terminal and server information of the second terminal;
  • An unlocking method and related device provided by the embodiment of the present application, the unique identifier of the second terminal and the server information of the second terminal are pre-built in the Bluetooth certificate, and the user does not need to perform a scan code operation to obtain the second terminal when the user needs to be unlocked.
  • the above information is used to receive the above information of the second device by using the first terminal, and the information is used to unlock the second terminal.
  • the second terminal when the second terminal needs to be unlocked, it is not necessary to manually scan the two-dimensional code of the second device, thereby simplifying the unlocking operation of the user and shortening the unlocking time; for the merchant, there is no need to deploy on the second terminal
  • the two-dimensional code prevents the illegal person from performing the illegal covering behavior; in addition, because the first terminal and the second terminal establish a network connection established by the Bluetooth authentication method, the first terminal and the second terminal can ensure the unlocking through the point-to-point communication mode. Process security.
  • FIG. 2 is a diagram showing an example of a payment control in an embodiment of the present application.
  • FIG. 3 is another exemplary diagram of a payment control in an embodiment of the present application.
  • FIG. 4 is a schematic diagram of a user triggering a payment operation in an embodiment of the present application.
  • FIG. 5 is another schematic diagram of a user triggering a payment operation in the embodiment of the present application.
  • FIG. 6 is a structural diagram of a terminal in an embodiment of the present application.
  • FIG. 7 is a hardware structural diagram of a terminal in an embodiment of the present application.
  • FIG. 9 is a structural diagram of a first terminal in an embodiment of the present application.
  • FIG. 10 is a hardware structural diagram of a first terminal in an embodiment of the present application.
  • FIG. 12 is a structural diagram of a second terminal in the embodiment of the present application.
  • FIG. 13 is a hardware structural diagram of a second terminal in the embodiment of the present application.
  • the payment method provided by the embodiment of the present application and the application scenario of the related terminal are introduced first.
  • the user is selected to access the network provided by the merchant, and the payment is quickly completed by the electronic payment method; for example, the user uses the terminal to enable a payment client pre-installed on the terminal, such as a WeChat client, Alipay
  • the client such as the client that can implement the payment function; taking the WeChat client as an example, the user clicks to start the WeChat client, and then clicks the sweep function, and then obtains the payment information of the merchant by aligning the QR code provided by the merchant.
  • the payment client displays the payment page, the user inputs the payment amount on the payment page, and clicks the payment control to complete the payment.
  • the QR code covers the merchant's collection QR code, which the consumer cannot identify. It is easy to cause property damage by scanning the code.
  • the embodiment of the present application provides a payment method, which provides a user with a payment method that does not need to scan the code, can ensure the security of the payment process, simplify the user payment operation, and improve the payment efficiency.
  • a payment method provided in the embodiment of the present application can be applied to a terminal, and the terminal can be a smart phone, a tablet computer, a smart watch, etc., and can load a device that implements electronic payment by the payment client.
  • the payment client refers to a client for implementing an electronic payment function, such as a WeChat client, an Alipay client, etc., and the payment client can be loaded into the terminal in the form of an application (Application, APP), or The web form exists.
  • FIG. 1 a flowchart of a payment method provided in an embodiment of the present application is shown. The method is applied to a terminal, and the method includes the following steps:
  • Step 101 The terminal accesses the wireless local area network by using a certificate authentication manner, where the certificate has at least one payment information, wherein each of the at least one payment information includes the collection account information and the collection server. information;
  • Wireless Local Area Networks is a local area network that uses wireless technology to transmit data over the air.
  • WLAN can easily and quickly accept newly added terminals.
  • Wireless LAN supports a variety of different network protocols. The following is an example of a WiFi network.
  • the WLAN includes a wireless access point and an authentication server, and provides a network access service for the terminal through the wireless access point.
  • the wireless access point sends an access prompt to the terminal, prompting the user.
  • the WiFi certificate is installed, and the WiFi certificate not only carries the authentication related information, but also has built-in collection information, wherein the payment information refers to the payment information of the payee, and the receipt information includes at least the collection account information and the collection server information. .
  • the payment account information refers to the bank account information of the payee, and at least includes: an account number, or information that can identify the user account; of course, the account name, the account opening, and the like may also be included; the payment server information may include The network address (IP address, MAC address, etc.) of the receiving server, domain name, name, or other information that can identify the server.
  • IP address IP address
  • MAC address MAC address
  • the terminal may access the wireless local area network by using the following manners, where the manner includes:
  • the wireless access point Receiving the authentication result fed back by the wireless access point, if the authentication result is the authentication pass, accessing the wireless local area network; wherein the authentication result is a result obtained by the authentication server performing identity authentication according to the authentication request forwarded by the wireless access point.
  • the user can install a certificate management client on the terminal in advance.
  • the certificate management client is used to automatically download, update, and manage the certificate of the wireless local area network, such as a WiFi certificate, when the terminal accesses the WiFi network.
  • the terminal uses the certificate management client to automatically download the WiFi certificate.
  • the terminal searches for the WiFi network and passes the WiFi authentication. After the authentication is passed, the WiFi network allows the terminal to access.
  • the authentication method is not limited in this embodiment. To facilitate understanding of the implementation of the embodiment of the present application, An optional implementation is given below:
  • the terminal uses the authentication URL in the WiFi certificate to connect to the WiFi through the SSID and initiates the 802.1x authentication, and sends a WiFi authentication request to the wireless access point, so that the authentication server completes the WiFi authentication feedback authentication result; the terminal receives the authentication result fed back by the wireless access point.
  • the authentication result is that when the authentication is passed, the terminal accesses the WiFi network.
  • Step 102 Determine, according to the payment operation triggered by the user, a receipt information as the payment information to be used according to the certificate;
  • the terminal provides the user with a quick payment method that does not need to scan the code.
  • the user triggers the payment operation, and the terminal responds to the payment operation, and determines the current payment information required by the user according to the WiFi certificate, as the to-be-used information. Collection information.
  • the terminal displays a payment control, where the payment control is used to receive a payment operation of the user; and the payment control has a binding relationship with the payment client;
  • step 102 specifically includes:
  • the terminal can display the payment control on the pre-installed payment client page by means of a plug-in.
  • the terminal parses a payment information matching the payment client type from the certificate as the to-be-used information. Collection information.
  • FIG. 2 is a schematic diagram of a user triggering a payment operation in the embodiment of the present application.
  • FIG. 2 is a scenario in which a terminal is preloaded with a WeChat client, and the terminal displays a type on the “Discovery” page of the WeChat client.
  • Payment control such as "free scan code payment control”
  • the payment control is independent of the other original function control of the WeChat client, which does not affect the WeChat client "sweep", "shake” and other functions, the user
  • the payment control is directly touched, and the payment operation is triggered, and the terminal responds to the payment operation, and the payment information matching the “WeChat client” type is parsed from the certificate as the to-be-used Billing message.
  • the terminal provides a hardware payment control for the user, or provides a software control on the interaction interface of the system, and the payment control can be in the form of a fingerprint control, a button control, a shortcut icon control, etc.;
  • the payment control is a fingerprint control, and the terminal also saves the binding relationship between the fingerprint and the payment client type, so that the user can start a specific payment client through a specific fingerprint.
  • the security of such fast payment can be further ensured by the form of the fingerprint control, and the other person can be prevented from replacing the malicious consumption of the user.
  • FIG. 3 is another schematic diagram of a user triggering a payment operation in the embodiment of the present application.
  • the terminal displays a shortcut icon type payment control on the interaction interface, and the payment control
  • the binding relationship is pre-installed with the payment client, and the binding relationship is dynamically updated according to the actual situation of the payment client on the terminal. For example, if only one WeChat client is pre-installed on the terminal, the binding is The relationship is a one-to-one binding relationship between the payment control and the WeChat client; subsequently, the user downloads and installs the Alipay client, and the terminal updates the binding relationship to the payment control and the WeChat client and the Alipay client.
  • the terminal updates the binding relationship again as a one-to-one binding relationship between the payment control and the WeChat client;
  • the payment control needs to be dynamically updated to maintain the binding relationship between the payment control client and the payment client, thereby ensuring the reliability of fast payment.
  • the shortcut icon is touched. If the binding relationship is one-to-one, the terminal automatically determines the payment information matching the payment client type as the payment information to be used according to the binding relationship. If the binding relationship is one-to-many, the terminal displays the payment client selection page for the user according to the binding relationship. As shown in FIG. 3, the shortcut icon of the payment client pre-installed on the terminal is displayed on the payment client selection page.
  • the terminal conveniently selects the payment client to be used currently; the terminal parses the payment information matching the selected payment client type from the certificate according to the selected payment client type, as the payment information to be used.
  • the merchants provide multiple types of payment codes, such as WeChat collection codes and Alipay collection codes, in order to meet different payment requirements of the users;
  • the terminal can quickly determine the payment information to be used according to the actual needs of the user according to the actual payment environment.
  • FIG. 4 is a schematic diagram of a user implementing a payment process in the embodiment of the present application; assuming that a user pre-installs a WeChat client and an Alipay client in the terminal, the terminal displays a payment control on an interactive page of the system. If the name is the scan-free code payment control, and save the one-to-many correspondence between the payment control and the two payment clients, the user touches the payment control, and the terminal displays and pays on the payment client selection page.
  • the control has a shortcut icon of the two payment clients of the binding relationship. If the user selects the shortcut icon of the Alipay client, the terminal parses the certificate, and selects the payment information matching the payment type of the Alipay as the payment information to be used.
  • a certificate may only contain one type of payment information of one merchant; then, in response to the user's payment operation, the terminal parses the certificate to obtain the payment information, and directly determines that the payment information is the payment to be used. information.
  • a certificate may contain multiple types of payment information of a merchant, for example, including a merchant's Alipay type of payment information and a WeChat type of payment information; then the terminal responds to the user's payment operation, the terminal According to determining the payment client type, the parsing certificate selects the payment information matching the determined payment client type from the plurality of types of payment information.
  • the embodiment of the present application further provides an optional implementation manner, specifically, at least two payment information in the certificate; and each of the at least two payment information
  • the information further includes: payee information; the payee information may include the name of the payee, the ID number, the organization code, and the like, which may identify the payee.
  • the payee information in different payment information is different, that is, the receipt information of at least two different payees in the certificate;
  • Step 102 which may include:
  • the terminal displays the payee information included in each of the at least two payment information, and determines the corresponding payment information as the payment information to be used according to the selected payee information.
  • FIG. 5 is another schematic diagram of a user triggering a payment operation in the embodiment of the present application; the actual scenario shown in FIG. 5 is that a shopping mall has a plurality of catering businesses, and the shopping mall deploys a WiFi network.
  • WiFi network covers a number of catering businesses, including: McDonald's, KFC, Burger King, etc., merchants in the WiFi network WiFi certificate pre-built the collection information of various businesses, such as: WiFi certificate with McDonald's, KFC, Burger King, and other businesses
  • the payment information of each merchant includes at least: collection account information, collection server information, and payee information, such as business name, store name, etc.; assume that the user enters the mall with a mobile phone, and the mobile phone passes WiFi.
  • Authentication access to the WiFi network when the user enters the McDonald's store to consume electronic payment, the user does not need to scan the merchant QR code, only the WeChat client clicks the payment control to trigger the payment operation, the mobile phone responds to the user's payment operation, and the WiFi certificate is obtained multiple times.
  • the merchant's respective payment information feedback to the user the store name of the multiple merchants, that is, the payment
  • the mobile phone displays the merchant icon to the user to carry the merchant name, which is convenient for the user to identify for quick selection.
  • the store name may be displayed in the actual application, but the embodiment of the present application does not make the specific display form and content.
  • the mobile phone directly treats the payment information of the McDonald's corresponding payment information in accordance with the WeChat payment type according to the user's choice. Collection information used.
  • the user can participate in the payment process and control the implementation of the payment process based on actual needs.
  • the embodiment of the present application further provides another optional implementation manner.
  • the certificate has at least two payment information, and each of the at least two payment information is collected.
  • the information also includes: the geographic location of the payee;
  • the certificate has at least two payment information, and each of the payment information includes the collection account information, the collection server information, and the geographical location of the payee;
  • Step 201 which may include:
  • the geographic location of the payee refers to the actual geographic location of the merchant store, and the geographic location may refer to the geographic location range of the merchant store, and the current geographic location of the terminal matches the geographic location of the payee, which refers to the current geographic location of the terminal. Falling into the geographic location of the merchant's store; the geographic location may also be a specific location coordinate point, and the current geographic location of the terminal matches the geographic location of the payee is the current geographic location of the terminal and the geographic location of the payee.
  • the distance between the two is less than or equal to the preset distance, and the preset distance may be determined according to the actual area of the merchant store, and the geographic location coordinate point of the merchant may be the central location of the merchant store.
  • the terminal can quickly determine the payment information to be used according to its actual geographic location.
  • the payment operation is triggered by the WeChat client, and the mobile phone responds to the user-triggered payment operation, parses the WiFi certificate to obtain the payment information of multiple merchants, and then according to the current geographic location of the terminal. Find the matching payment information in the collection information of multiple merchants as the payment information to be used.
  • a wireless local area network will cover multiple merchants, and one merchant will support multiple types of payment methods, and there are multiple merchants' payment information in the certificate, and one merchant correspondingly has At least two types of payment information. Therefore, in an actual application, the user triggers a payment operation, and the terminal responds to the payment operation, and needs to determine which payment client the user wants to use, and which merchant to perform the payment transaction. Therefore, the terminal may select the above-mentioned several types according to actual needs. The selected implementation manner is combined to realize that the terminal selects the payment information of a merchant matching the payment client as the payment information to be used among the plurality of payment information parsed by the terminal from the certificate.
  • the terminal determines the payment client type in response to the user's payment operation, and then parses the certificate to obtain multiple types of payment information of multiple merchants, and collects information according to the current geographic location of the terminal.
  • the payment information matching the payment client type and the current geographic location of the terminal is selected as the payment information to be used.
  • the terminal determines the payment client type in response to the user's payment operation; and re-analyzes the certificate to obtain multiple types of payment information of the plurality of merchants, according to the user-selected payee information.
  • the payment information matching the payment client type and the selected payee information is selected from the payment information as the payment information to be used.
  • embodiment of the present application further provides another optional implementation manner, including:
  • the terminal sends a payment information acquisition request to the wireless access point in response to the user-triggered payment operation;
  • the payment information obtaining request may include: a payment client type and a current geographic location of the terminal; the payment information obtaining request may also include: a payment client type and a selected merchant name; the payment information is received by the wireless access point.
  • the obtaining request is forwarded to the authentication server, and the authentication server determines the payment information to be used by the terminal according to the information carried in the payment information acquisition request.
  • the authentication server reads the payment information in the certificate from the cloud database, and the data storage amount of the cloud database is relatively large, and supports real-time update; therefore, the method can alleviate the terminal side.
  • the data analysis pressure can meet the demand for receiving information at any time. Especially in some shopping malls, businesses will change, for example, new merchants enter the mall, old merchants are demolished, merchants receive information changes, etc. Based on this, the receipt information in the certificate needs to be updated at any time.
  • Step 103 The terminal communicates with the corresponding collection server according to the collection server information and the collection account information in the payment information to be used to implement payment.
  • the terminal after determining the payment information to be used, the terminal sends the payment account information to the corresponding server by using the payment server information, and after receiving the payment account information, the payment server performs verification of the account identity legality and verification. After the feedback information is fed back to the terminal, the terminal receives the confirmation information, controls the payment client to display the payment page, and the user inputs the payment amount, the payment password, and the like on the payment page to complete the payment.
  • different payment methods are specifically supported by different payment clients, for example, a secret payment, a password payment, a fingerprint payment, and the like.
  • the specific payment method is not limited in the embodiment of the present application.
  • the present application further provides a terminal.
  • the terminal will be described below with reference to FIG. 6.
  • FIG. 6 shows a terminal provided by an embodiment of the present application, where the terminal 600 includes:
  • the network access module 601 is configured to access the wireless local area network by using a certificate authentication manner, where the certificate has at least one payment information, wherein each of the at least one payment information includes the collection account information And collection server information;
  • the determining module 602 is configured to determine, according to the payment operation triggered by the user, a payment information as the payment information to be used according to the certificate;
  • the payment module 603 is configured to implement payment according to the payment server information and the payment account information in the payment information to be used, and the corresponding payment server.
  • the terminal further includes:
  • control display module configured to display a payment control, where the payment control is used to receive a payment operation of the user; and the payment control has a binding relationship with the payment client;
  • the determining module is specifically configured to:
  • the certificate has a payment information; the determining module is specifically configured to:
  • each of the at least two payment information further includes: a payee information
  • the determining module is specifically configured to:
  • the payee information included in each of the at least two payment information is displayed, and the corresponding payment information is determined as the payment information to be used according to the selected payee information.
  • the certificate has at least two payment information, and each of the at least two payment information further includes: a geographical location of the payee;
  • the determining module is specifically configured to:
  • the determining module is specifically configured to:
  • the network access module is specifically configured to:
  • the wireless access point Receiving the authentication result fed back by the wireless access point, if the authentication result is the authentication pass, accessing the wireless local area network; wherein the authentication result is a result obtained by the authentication server performing identity authentication according to the authentication request forwarded by the wireless access point.
  • the related functions implemented by the network access module 601, the determining module 602, and the payment module 603 can be understood by referring to the description in the foregoing payment method embodiment, and details are not repeatedly described herein.
  • FIG. 7 shows a partial structure of a terminal 600 according to an embodiment of the present invention.
  • the terminal 600 includes: a radio frequency (RF) circuit 710, a memory 720, an input unit 730, a display unit 740, a sensor 750, an audio circuit 760, a wireless communication module 770, a processor 780, and a power supply 790.
  • RF radio frequency
  • the terminal structure shown in FIG. 7 does not constitute a limitation to the terminal, and may include more or less components than those illustrated, or a combination of certain components, or different component arrangements.
  • the components of the terminal 600 are specifically described below with reference to FIG. 7:
  • the RF circuit 710 can be used to transmit or receive data
  • the memory 720 can be used to store software programs and modules, and the processor 1280 executes various functional applications and data processing of the terminals by running software programs and modules stored in the memory 720.
  • the memory 720 may mainly include a storage program area and a storage data area, wherein the storage program area may store an operating system, an application required for at least one function (such as a sound playing function, an image playing function, etc.), and the like; the storage data area may be stored according to Data created by the use of the terminal (such as audio data, phone book, etc.).
  • memory 1220 can include high speed random access memory, and can also include non-volatile memory, such as at least one magnetic disk storage device, flash memory device, or other volatile solid state storage device.
  • the input unit 730 is operable to receive an operation instruction of the user and generate a key signal input related to user setting and function control of the terminal 100.
  • the input unit 730 may include a touch panel 731 and other input devices 732.
  • the touch panel 731 which may also be referred to as a touch screen, may collect contact or non-contact operation touch operations on or near the user (such as a user using a finger, a stylus, or the like on the touch panel 731 or on any suitable object or accessory.
  • the operation near the touch panel 731) drives the corresponding connection terminal according to a preset program.
  • the touch panel 731 can include two parts: a touch detection terminal and a touch controller.
  • the touch detection terminal detects the touch orientation of the user, and detects a signal brought by the touch operation, and transmits a signal to the touch controller; the touch controller receives the touch information from the touch detection terminal, converts the touch information into contact coordinates, and sends the touch information.
  • the processor 780 is provided and can receive commands from the processor 780 and execute them.
  • the touch panel 731 can be implemented in various types such as resistive, capacitive, infrared, and surface acoustic waves.
  • the input unit 730 may also include other input devices 732.
  • Other input devices 732 may include, but are not limited to, one or more of a physical keyboard, function keys (such as volume control buttons, switch buttons, etc.), trackballs, mice, joysticks, and the like.
  • Display unit 740 can be used to display the interface.
  • the display unit 740 can include a display panel 741.
  • the display panel 741 can be configured in the form of a liquid crystal display (LCD), an organic light-emitting diode (OLED), or the like.
  • the touch panel 1231 may cover the display panel 741.
  • the touch panel 731 detects a touch operation on or near the touch panel 731, it transmits to the processor 780 to determine the type of the touch event, and then the processor 780 according to the touch event.
  • the type provides a corresponding visual output on display panel 741.
  • the touch panel 731 and the display panel 741 are two independent components to implement the input and input functions of the terminal, in some embodiments, the touch panel 731 and the display panel 741 can be integrated. And realize the input and output functions of the terminal.
  • Terminal 100 can also include at least one type of sensor 750.
  • An audio circuit 760, a speaker 761, and a microphone 762 can provide an audio interface between the user and the terminal.
  • the audio circuit 760 can transmit the converted electrical data of the received audio data to the speaker 761 for conversion to the sound signal output by the speaker 761; on the other hand, the microphone 762 converts the collected sound signal into an electrical signal by the audio circuit 760. After receiving, it is converted into audio data, and then processed by the audio data output processor 780, transmitted to the terminal, for example, via the RF circuit 710, or the audio data is output to the memory 720 for further processing.
  • the wireless communication module 770 can be used for communication.
  • the wireless communication module may specifically be a WiFi module.
  • the processor 780 is the control center of the terminal, and connects various parts of the entire terminal using various interfaces and lines, by executing or executing software programs and/or modules stored in the memory 720, and calling data stored in the memory 720, executing The terminal's various functions and processing data, so as to monitor the terminal as a whole.
  • the processor 780 may include one or more processing units; preferably, the processor 780 may integrate an application processor and a modem processor, where the application processor mainly processes an operating system, a user interface, an application, and the like.
  • the modem processor primarily handles wireless communications. It will be appreciated that the above described modem processor may also not be integrated into the processor 780.
  • the processor 780 may further include a function module such as display control.
  • the terminal 600 also includes a power source 790 (such as a battery) for powering various components.
  • a power source 790 such as a battery
  • the power source can be logically coupled to the processor 780 through a power management system to manage functions such as charging, discharging, and power management through the power management system.
  • the terminal 600 may further include a camera, a Bluetooth module, and the like, and details are not described herein.
  • the processor 780 included in the terminal further has the following functions:
  • the certificate has at least one payment information, wherein each of the at least one payment information includes the collection account information and the collection server information;
  • the payment is realized by communicating with the corresponding collection server according to the payment server information and the payment account information in the payment information to be used.
  • the processor is further configured to: display a payment control, where the payment control is used to receive a payment operation of the user; and the payment control has a binding relationship with the payment client;
  • determining a payment information as the payment information to be used according to the certificate including:
  • determining a payment information as the payment information to be used according to the certificate including:
  • each of the at least two payment information further includes: a payee information
  • determining a payment information as the payment information to be used according to the certificate including:
  • the payee information included in each of the at least two payment information is displayed, and the corresponding payment information is determined as the payment information to be used according to the selected payee information.
  • the certificate has at least two payment information, and each of the at least two payment information further includes: a geographical location of the payee;
  • determining a payment information as the payment information to be used according to the certificate including:
  • determining, according to the certificate, a payment information as the payment information to be used including:
  • accessing the WLAN through the authentication mode of the certificate includes:
  • the wireless access point Receiving the authentication result fed back by the wireless access point, if the authentication result is the authentication pass, accessing the wireless local area network; wherein the authentication result is a result obtained by the authentication server performing identity authentication according to the authentication request forwarded by the wireless access point.
  • the network access module 601 in the terminal 600 can be implemented by the radio unit 730 and the processor 780
  • the determining unit 602 can be implemented by the processor 780
  • the payment module 603 can be implemented by the wireless communication module 770 and the processing 780.
  • the related descriptions of the terminal 600 can be understood by referring to the description in the foregoing payment method embodiment, and details are not repeatedly described herein.
  • the present application further provides an unlocking method and related terminal.
  • the following describes an unlocking method and an application scenario of the related terminal provided by the present application.
  • shared devices gradually enter people's daily lives, facilitating people's work and life; shared devices all have password locks, and users can use the devices only after they are properly unlocked.
  • the shared bicycle is provided by the enterprise to provide bicycle and electric vehicle sharing services in the public area; the shared bicycle has a password lock, and the user needs to scan the shared bicycle QR code when the user is in use, and the user can only after the shared bicycle is unlocked. use.
  • One method of unlocking a shared bicycle is that the user pre-installs a client sharing a bicycle on the terminal, such as a motorcycle, OF0, etc., when the user needs to use the shared bicycle, the user starts the client sharing the bicycle first. The scanning function of the client is started, the QR code on the shared bicycle is scanned, and then the terminal communicates with the shared bicycle server, and the shared bicycle server verifies the QR code related information sent by the terminal.
  • the shared bicycle server controls sharing.
  • the bicycle is automatically unlocked, or the shared bicycle server feeds back the unlock password to the terminal, and the user inputs the unlock password to manually unlock.
  • the unlocking method of other shared devices is similar to the unlocking method of shared bicycles, and will not be enumerated again.
  • the embodiment of the present application further provides an unlocking method and related terminal, which is used to provide a fast payment method that does not need to scan code, thereby ensuring the security of the unlocking process, simplifying the unlocking operation of the user, and shortening the unlocking. time.
  • FIG. 8 is a flowchart of an unlocking method according to an embodiment of the present application.
  • the method is applied to a first terminal, where the first terminal refers to a terminal device that supports Bluetooth communication, such as a smart phone, a tablet computer, or a smart watch.
  • the method includes the following steps:
  • Step 801 The first terminal establishes a Bluetooth connection with the second terminal by using a Bluetooth certificate authentication manner, the second terminal has a password lock, and the Bluetooth certificate of the second terminal includes the identifier of the second terminal and the second terminal. Server information of the terminal;
  • the first terminal initiates a Bluetooth search, actively searches for a terminal that has started Bluetooth, and sorts the found terminal, and selects to send an authentication request to the second terminal to determine whether the second terminal is received within a specified time.
  • the response to the authentication request if the first terminal receives the response of the second terminal to the authentication request within a specified time, and receives the authentication key of the second terminal, that is, the authentication succeeds, the first The terminal establishes a Bluetooth connection with the second terminal.
  • Step 802 The first terminal sends an acquisition request to the second terminal in response to the unlocking operation triggered by the user, and receives the identifier of the second terminal and the server information that are fed back by the second terminal.
  • the method further includes:
  • the first terminal displays a control for receiving an unlocking operation of the user.
  • the client corresponding to the second terminal is pre-installed in the first terminal, and the first terminal displays the control on the interaction page of the client, and the user uses the first terminal to enable the client. And displaying the control on the interaction page of the client, and subsequently using the client to implement unlocking control on the second terminal.
  • the client corresponding to the second terminal may be pre-installed in the first terminal, for example, the second terminal is a client sharing a bicycle, such as a client of a motorcycle, an OFO client, and the like.
  • the first terminal provides a control for the user through the client of the second terminal, and the user touches the control, and the terminal receives the unlocking operation of the user, and then responds to the unlocking operation, which needs to be described in the first embodiment of the present application.
  • the terminal may display the control on the interactive page of the client of the second terminal in the form of a plug-in, but the control does not affect other functions of the client of the second terminal.
  • the control is displayed on the interaction page of the first terminal's own system, or the hardware control is set in the first terminal, and the control is connected with the client of the second terminal pre-installed in the first terminal.
  • the terminal has a binding relationship. After the user touches the control, the first terminal establishes a Bluetooth connection with the second terminal, and starts a client corresponding to the second terminal, and subsequently uses the client to implement unlocking control on the second terminal.
  • the first terminal displays a control on the system interaction page, and the hardware control has a binding relationship with each client of the second terminal pre-installed in the first terminal, when the user touches the control, the first terminal
  • the terminal determines the client of the second terminal according to the type of the second terminal connected to the Bluetooth, and then starts the client of the second terminal.
  • the first terminal establishes a Bluetooth connection with the Mobike, and the first terminal starts the Mobai.
  • the client of the bicycle responds to the user's unlock operation.
  • the identifier of the second terminal refers to information that can uniquely identify the second terminal, such as the hardware device identifier of the second terminal, the identifier of the Bluetooth chip embedded in the second terminal, and the like.
  • the server information of the second terminal refers to the network address of the server corresponding to the client of the second terminal, and the server refers to the service device corresponding to the client, provides data support for the client, and is used for controlling and managing the second terminal.
  • the server information refers to the communication address of the server.
  • the second terminal is a Mobike bicycle.
  • the identifier of the second terminal is a bicycle number
  • the server information is a network address of a Mobike server.
  • Step 803 The first terminal communicates with the corresponding server according to the collection server information and the identifier of the second terminal, so as to unlock the second terminal.
  • the unlocking manners used by different types of password locks are also different; in an optional implementation manner, the passwords of the second terminal are different.
  • the lock is a smart lock, and after the server passes the verification, the server sends an unlocking command to the first terminal and the second terminal, and the unlocking command carries the unlocking password. If the second terminal receives the unlocking command first, according to the unlocking instruction, The unlocking password is automatically unlocked. If the first terminal receives the unlocking command, the first terminal sends the unlocking command to the second terminal through the Bluetooth, and the second terminal unlocks according to the unlocking command.
  • the password lock of the second terminal is a mechanical lock
  • the server sends an unlocking command to the first terminal, where the unlocking command carries the unlocking password
  • the first terminal displays the If the password is unlocked, the user manually unlocks the second device according to the unlock password, and enters the unlock password in the password lock of the second terminal, and the second terminal opens the password lock according to the unlock password.
  • An unlocking method is provided in the embodiment of the present application.
  • the identifier of the second terminal and the server information of the second terminal are pre-built in the Bluetooth certificate.
  • the user When the user needs to unlock, the user does not need to perform a scan operation to obtain the foregoing information of the second terminal. Rather, the first terminal receives the above information of the second device through Bluetooth, and uses the information to implement unlocking of the second terminal.
  • the second terminal when the second terminal needs to be unlocked, it is not necessary to manually scan the two-dimensional code of the second device, thereby simplifying the unlocking operation of the user and shortening the unlocking time; for the merchant, there is no need to deploy on the second terminal
  • the two-dimensional code prevents the illegal person from performing the illegal covering behavior; in addition, because the first terminal and the second terminal establish a network connection established by the Bluetooth authentication method, the first terminal and the second terminal can ensure the unlocking through the point-to-point communication mode. Process security.
  • the embodiment of the present application provides a first terminal, which is introduced below with reference to FIG. 9.
  • FIG. 9 is a structural diagram of a first terminal in the embodiment of the present application.
  • the first terminal 900 includes:
  • a Bluetooth connection module 901 configured to establish a Bluetooth connection with the second terminal by using a Bluetooth certificate authentication manner, the second terminal has a password lock, and the Bluetooth certificate of the second terminal has a unique identifier of the second terminal and the Server information of the second terminal;
  • the information obtaining module 902 is configured to send an acquisition request to the second terminal in response to the unlocking operation triggered by the user, and receive the unique identifier of the second terminal and the server information that are fed back by the second terminal;
  • the unlocking module 903 is configured to implement unlocking of the second terminal by communicating with the corresponding server according to the collection server information and the identifier of the second terminal.
  • the first terminal further includes:
  • a display module is configured to display a control for receiving an unlocking operation of the user.
  • the related functions of the Bluetooth connection module 901, the information acquisition module 902, and the unlocking module 903 can be understood by referring to the description in the foregoing unlocking method embodiment, and details are not repeatedly described herein.
  • the embodiment of the present application provides a first terminal, and the hardware structure diagram of a terminal shown in FIG. 10 is shown in FIG. 10, and FIG. 10 shows an embodiment of the present invention.
  • a block diagram of a portion of the structure of the first terminal 900 is provided.
  • the first terminal includes: a radio frequency (RF) circuit 1010, a memory 1020, an input unit 1030, a display unit 1040, a sensor 1050, an audio circuit 1060, a wireless communication module 1070, a processor 1080, a power supply 1090, and a Bluetooth.
  • RF radio frequency
  • the terminal structure shown in FIG. 10 does not constitute a limitation to the terminal, and may include more or less components than those illustrated, or combine some components, or different component arrangements.
  • the RF circuit 1010 can be used to transmit or receive data
  • the memory 1020 can be used to store software programs and modules, and the processor 1280 executes various functional applications and data processing of the terminals by running software programs and modules stored in the memory 1020.
  • the memory 1020 may mainly include a storage program area and a storage data area, wherein the storage program area may store an operating system, an application required for at least one function (such as a sound playing function, an image playing function, etc.), and the like; the storage data area may be stored according to Data created by the use of the terminal (such as audio data, phone book, etc.).
  • memory 1220 can include high speed random access memory, and can also include non-volatile memory, such as at least one magnetic disk storage device, flash memory device, or other volatile solid state storage device.
  • the input unit 1030 can be configured to receive an operation instruction of the user, and generate a key signal input related to user setting and function control of the terminal 100.
  • the input unit 1030 may include a touch panel 1031 and other input devices 1032.
  • the touch panel 1031 which may also be referred to as a touch screen, may collect contact or non-contact operation touch operations on or near the user (such as a user using a finger, a stylus, or the like on the touch panel 1031 or The operation in the vicinity of the touch panel 1031) drives the corresponding connection terminal according to a preset program.
  • the touch panel 1031 may include two parts: a touch detection terminal and a touch controller.
  • the touch detection terminal detects the touch orientation of the user, and detects a signal brought by the touch operation, and transmits a signal to the touch controller; the touch controller receives the touch information from the touch detection terminal, converts the touch information into contact coordinates, and sends the touch information.
  • the processor 1080 is provided and can receive commands from the processor 1080 and execute them.
  • the touch panel 1031 can be implemented in various types such as resistive, capacitive, infrared, and surface acoustic waves.
  • the input unit 1030 may further include other input devices 1032.
  • Other input devices 1032 may include, but are not limited to, one or more of a physical keyboard, function keys (such as volume control buttons, switch buttons, etc.), trackballs, mice, joysticks, and the like.
  • Display unit 1040 can be used to display the interface.
  • the display unit 1040 may include a display panel 1041.
  • the display panel 1041 may be configured in the form of a liquid crystal display (LCD), an organic light-emitting diode (OLED), or the like.
  • the touch panel 1031 may cover the display panel 1041, and when the touch panel 1031 detects a touch operation thereon or nearby, the touch panel 1031 transmits to the processor 1080 to determine the type of the touch event, and then the processor 1080 according to the touch event.
  • the type provides a corresponding visual output on display panel 1041.
  • the touch panel 1031 and the display panel 1041 are two independent components to implement the input and input functions of the terminal, in some embodiments, the touch panel 1031 and the display panel 1041 may be integrated. And realize the input and output functions of the terminal.
  • Terminal 200 can also include at least one type of sensor 1050.
  • Audio circuit 1060, speaker 1061, and microphone 1062 can provide an audio interface between the user and the terminal.
  • the audio circuit 1060 can transmit the converted electrical data of the received audio data to the speaker 1061, and convert it into a sound signal output by the speaker 1061; on the other hand, the microphone 1062 converts the collected sound signal into an electrical signal, by the audio circuit 1060. After receiving, it is converted into audio data, and then processed by the audio data output processor 1080, sent to, for example, another terminal via the RF radio circuit 1010, or outputted to the memory 1020 for further processing.
  • the processor 1080 is the control center of the terminal, which connects various parts of the entire terminal using various interfaces and lines, and executes by executing or executing software programs and/or modules stored in the memory 1020, and calling data stored in the memory 1020.
  • the processor 780 may include one or more processing units; preferably, the processor 1080 may integrate an application processor and a modem processor, where the application processor mainly processes an operating system, a user interface, an application, and the like.
  • the modem processor primarily handles wireless communications. It will be appreciated that the above described modem processor may also not be integrated into the processor 1080.
  • the processor 1080 may further include a function module such as display control.
  • the terminal 200 also includes a power source 1090 (such as a battery) for powering various components.
  • a power source 1090 such as a battery
  • the power source can be logically coupled to the processor 1080 through a power management system to manage functions such as charging, discharging, and power management through the power management system.
  • the terminal 200 may further include a camera or the like, and details are not described herein again.
  • the processor 1080 included in the terminal further has the following functions:
  • the Bluetooth certificate of the second terminal includes a unique identifier of the second terminal and server information of the second terminal;
  • the processor is also used to perform the following functions:
  • a display control for receiving a user's unlocking operation is provided.
  • the Bluetooth connection module 901 in the first terminal 200 can be implemented by the Bluetooth module 10100 and the processor 1080
  • the information acquisition unit 902 can be implemented by the Bluetooth module 10100 and the processor 1080
  • the unlocking module 903 can be wirelessly communicated.
  • Module 1070 and process 1080 are implemented.
  • the related descriptions of the first terminal 200 can be understood by referring to the description in the foregoing unlocking method embodiment, and details are not repeatedly described herein.
  • An unlocking method and related terminal provided by the present application are described above. Based on the same technical idea, the present application further provides another unlocking method and related terminal.
  • FIG. 11 is a flowchart of another unlocking method in the embodiment of the present application.
  • the method is applied to a second terminal, where the second terminal refers to a terminal device with a password lock and supports Bluetooth communication, for example, sharing.
  • Step 1101 The second terminal establishes a Bluetooth connection with the first terminal by using a Bluetooth certificate authentication manner; the second terminal has a password lock, and the Bluetooth certificate of the second terminal includes the identifier of the second terminal and the second terminal. Server information of the terminal;
  • the second terminal establishes a Bluetooth connection with the first terminal through the Bluetooth authentication mode, and after the second terminal passes the authentication, performs peer-to-peer communication with the first terminal, and the second terminal has the second in the Bluetooth certificate of the second terminal.
  • the Bluetooth module of the second terminal can be built in the password lock, and the Bluetooth certificate can be built in the Bluetooth module.
  • Step 1102 The second terminal receives the unlocking request sent by the first terminal, and feeds back the identifier of the second terminal and the server information of the second terminal to the first terminal.
  • Step 1103 The second terminal receives the unlock password and opens the password lock.
  • FIG. 12 is a structural diagram of a second terminal according to an embodiment of the present application.
  • the second terminal 1200 includes:
  • the information feedback module 1202 is configured to receive an unlock request sent by the first terminal, and feed back, to the first terminal, a unique identifier of the second terminal and server information of the second terminal;
  • the unlocking module 1203 is configured to receive an unlock password and open the password lock.
  • FIG. 13 is a hardware structure diagram of a second terminal according to an embodiment of the present application.
  • 1200 includes: radio frequency (RF) circuit 1310, memory 1320, input unit 1330, display unit 1340, sensor 1350, audio circuit 1360, wireless communication module 1370, processor 1380, power supply 1390, password lock 13100, and Bluetooth module 13110. And other components.
  • RF radio frequency
  • the terminal structure shown in FIG. 13 does not constitute a limitation to the terminal, and may include more or less components than those illustrated, or a combination of certain components, or different component arrangements.
  • the RF circuit 1310 can be used to transmit or receive data
  • the memory 1320 can be used to store software programs and modules, and the processor 1380 executes various functional applications and data processing of the terminals by running software programs and modules stored in the memory 1320.
  • the memory 1320 may mainly include a storage program area and a storage data area, wherein the storage program area may store an operating system, an application required for at least one function (such as a sound playing function, an image playing function, etc.), and the like; the storage data area may be stored according to Data created by the use of the terminal (such as audio data, phone book, etc.).
  • memory 1320 can include high speed random access memory, and can also include non-volatile memory, such as at least one magnetic disk storage device, flash memory device, or other volatile solid state storage device.
  • the input unit 1330 is operable to receive an operation instruction of the user and generate a key signal input related to user setting and function control of the second terminal 12000.
  • the input unit 1330 may include a touch panel 1331 and other input devices 1332.
  • the touch panel 1331 which may also be referred to as a touch screen, may collect contact or non-contact operation touch operations on or near the user (such as a user using a finger, a stylus, or the like on the touch panel 1331 or at any suitable object or accessory.
  • the operation near the touch panel 1331) drives the corresponding connection terminal according to a preset program.
  • the touch panel 1331 may include two parts: a touch detection terminal and a touch controller.
  • the touch detection terminal detects the touch orientation of the user, and detects a signal brought by the touch operation, and transmits a signal to the touch controller; the touch controller receives the touch information from the touch detection terminal, converts the touch information into contact coordinates, and sends the touch information.
  • the processor 1380 is provided and can receive commands from the processor 1380 and execute them.
  • the touch panel 1331 can be implemented in various types such as resistive, capacitive, infrared, and surface acoustic waves.
  • the input unit 1330 may further include other input devices 1332.
  • Other input devices 1332 may include, but are not limited to, one or more of a physical keyboard, function keys (such as volume control buttons, switch buttons, etc.), trackballs, mice, joysticks, and the like.
  • Display unit 1240 can be used to display the interface.
  • the display unit 1340 can include a display panel 1341.
  • the display panel 1341 can be configured in the form of a liquid crystal display (LCD), an organic light-emitting diode (OLED), or the like.
  • the touch panel 1231 may cover the display panel 1341. After the touch panel 1331 detects a touch operation thereon or nearby, the touch panel 1331 transmits to the processor 1380 to determine the type of the touch event, and then the processor 1280 according to the touch event. The type provides a corresponding visual output on the display panel 1341.
  • the touch panel 1331 and the display panel 1341 are used as two independent components to implement the input and input functions of the terminal, in some embodiments, the touch panel 1331 and the display panel 1341 may be integrated. And realize the input and output functions of the terminal.
  • Terminal 1200 can also include at least one type of sensor 1350.
  • An audio circuit 1360, a speaker 1361, and a microphone 132 can provide an audio interface between the user and the terminal.
  • the audio circuit 1260 can transmit the converted electrical data of the received audio data to the speaker 1361, and convert it into a sound signal output by the speaker 1361; on the other hand, the microphone 1362 converts the collected sound signal into an electrical signal, and the audio circuit 1360 After receiving, it is converted into audio data, and then processed by the audio data output processor 1380, sent to, for example, another terminal via the RF circuit 1310, or outputted to the memory 1320 for further processing.
  • the WiFi module 130 can be used for communication.
  • the processor 1380 is the control center of the terminal, and connects various parts of the entire terminal using various interfaces and lines, by executing or executing software programs and/or modules stored in the memory 1320, and calling data stored in the memory 1320, The terminal's various functions and processing data, so as to monitor the terminal as a whole.
  • the processor 1380 may include one or more processing units; preferably, the processor 1380 may integrate an application processor and a modem processor, where the application processor mainly processes an operating system, a user interface, an application, and the like.
  • the modem processor primarily handles wireless communications. It will be appreciated that the above described modem processor may also not be integrated into the processor 1380.
  • the processor 1380 may further include a function module such as display control.
  • the terminal 1200 also includes a power source 1390 (such as a battery) for powering various components.
  • a power source 1390 such as a battery
  • the power source can be logically coupled to the processor 1380 through a power management system to manage functions such as charging, discharging, and power management through the power management system.
  • the terminal 1200 may further include a camera or the like, and details are not described herein again.
  • the processor 1380 included in the terminal further has the following functions:
  • the processor 1380 included in the second terminal further has the following functions:
  • the Bluetooth certificate has a unique identifier of the second terminal and server information of the second terminal;
  • the related descriptions of the second terminal 1200 can be understood by referring to the description in the foregoing embodiments of the unlocking method, and details are not repeatedly described herein.
  • the computer program product includes one or more computer instructions.
  • the computer can be a general purpose computer, a special purpose computer, a computer network, or other programmable device.
  • the computer instructions can be stored in a computer readable storage medium or transferred from one computer readable storage medium to another computer readable storage medium, for example, the computer instructions can be from a website site, computer, server or data center Transfer to another website site, computer, server, or data center by wire (eg, coaxial cable, fiber optic, digital subscriber line (DSL), or wireless (eg, infrared, wireless, microwave, etc.).
  • wire eg, coaxial cable, fiber optic, digital subscriber line (DSL), or wireless (eg, infrared, wireless, microwave, etc.).
  • the computer readable storage medium can be any available media that can be stored by a computer or a data storage device such as a server, data center, or the like that includes one or more available media.
  • the usable medium may be a magnetic medium (eg, a floppy disk, a hard disk, a magnetic tape), an optical medium (eg, a DVD), or a semiconductor medium (such as a solid state disk (SSD)).
  • the embodiment of the present application further provides a computer readable storage medium, including instructions, when the terminal is running on the terminal, the terminal can be configured to perform the method for adjusting the scrolling speed of the interface provided in the embodiment of the present application.
  • a computer program product including instructions is provided in the embodiment of the present application.
  • the terminal When the terminal is running on the terminal, the terminal can be configured to perform the method for adjusting the scrolling speed of the interface provided in the embodiment of the present application.
  • the disclosed system, apparatus, and method may be implemented in other manners.
  • the device embodiments described above are merely illustrative.
  • the division of the unit is only a logical function division.
  • there may be another division manner for example, multiple units or components may be combined or Can be integrated into another system, or some features can be ignored or not executed.
  • the mutual coupling or direct coupling or communication connection shown or discussed may be an indirect coupling or communication connection through some interface, device or unit, and may be in an electrical, mechanical or other form.
  • the units described as separate components may or may not be physically separated, and the components displayed as units may or may not be physical units, that is, may be located in one place, or may be distributed to multiple network units. Some or all of the units may be selected according to actual needs to achieve the purpose of the solution of the embodiment.
  • each functional unit in each embodiment of the present application may be integrated into one processing unit, or each unit may exist physically separately, or two or more units may be integrated into one unit.
  • the above integrated unit can be implemented in the form of hardware or in the form of a software functional unit.
  • the integrated unit if implemented in the form of a software functional unit and sold or used as a standalone product, may be stored in a computer readable storage medium.
  • a computer readable storage medium A number of instructions are included to cause a computer device (which may be a personal computer, server, or network device, etc.) to perform all or part of the steps of the methods described in various embodiments of the present application.
  • the foregoing storage medium includes: a U disk, a mobile hard disk, a read-only memory (ROM), a random access memory (RAM), a magnetic disk, or an optical disk, and the like. .

Abstract

Des modes de réalisation de la présente invention concernent un procédé de paiement et un terminal associé, utilisés pour permettre à un utilisateur d'effectuer un paiement rapide sans balayage de code. Le procédé garantit un processus de paiement sécurisé et simplifie le fonctionnement de l'utilisateur afin d'améliorer l'efficacité de paiement. Les modes de réalisation de la présente invention concernent également un procédé de déverrouillage et un terminal associé, utilisés afin de permettre un déverrouillage rapide sans balayage de code. Le procédé assure un processus de déverrouillage sécurisé et simplifie le fonctionnement de l'utilisateur afin d'économiser du temps lors du déverrouillage d'un dispositif.
PCT/CN2018/090003 2017-10-09 2018-06-05 Procédé de paiement, procédé de déverrouillage et terminal associé WO2019071969A1 (fr)

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