WO2019071969A1

WO2019071969A1 - Payment method, unlocking method, and related terminal

Info

Publication number: WO2019071969A1
Application number: PCT/CN2018/090003
Authority: WO
Inventors: 罗毅; 彭峰
Original assignee: 华为技术有限公司
Priority date: 2017-10-09
Filing date: 2018-06-05
Publication date: 2019-04-18
Also published as: CN111213167B; CN111213167A

Abstract

Provided in embodiments of the present application are a payment method and a related terminal, used to enable a user to perform fast payment without code scanning. The method guarantees a secure payment process and simplifies user operation to improve payment efficiency. The embodiments of the present application also provide an unlocking method and a related terminal, used to enable fast unlocking without code scanning. The method ensures a secure unlocking process and simplifies user operation to save time when unlocking a device.

Description

Payment method, unlocking method and related terminal

Technical field

The present invention relates to the field of terminal technologies, and in particular, to a payment method, an unlocking method, and related terminals.

Background technique

With the rapid development of mobile Internet technology, the frequency of two-dimensional codes appearing in people's lives is getting higher and higher, which greatly facilitates people's lives. However, due to the low threshold of two-dimensional code production, criminals can easily use viruses, Trojan horse programs, deduction software, etc. are embedded in the two-dimensional code, so that consumers are deceived; because the QR code is an information technology that is invisible to the naked eye, some illegal elements use the paste method to cover the homemade QR code. The QR code of the merchant, the consumer has no way to identify, it is easy to cause property damage.

Summary of the invention

In view of this, the embodiment of the present application provides a payment method and related terminal, which is used to provide a fast payment method without scanning code, which not only ensures the security of the payment process, but also simplifies the payment operation of the user and shortens the payment. time.

The embodiment of the present application further provides an unlocking method and a related terminal, which are used to provide a quick payment method for the user without scanning code, which not only ensures the security of the unlocking process, but also simplifies the unlocking operation of the user and shortens the unlocking time.

In a first aspect of the application, a payment method is provided, including:

Accessing the wireless local area network by means of a certificate authentication manner, wherein the certificate has at least one payment information, wherein each of the at least one payment information includes the collection account information and the collection server information;

Responding to the user-triggered payment operation, determining a payment information as the payment information to be used according to the certificate;

The payment is realized by communicating with the corresponding collection server according to the payment server information and the payment account information in the payment information to be used.

In conjunction with the first aspect, in a first possible implementation, the method further includes:

Displaying a payment control, the payment control is configured to receive a payment operation of the user; and the payment control has a binding relationship with the payment client;

Responding to the user-triggered payment operation, determining a payment information as the payment information to be used according to the certificate, including:

Determining the type of payment client to be used according to the binding relationship between the payment control touched by the user and the payment client;

And according to the payment client type to be used, parsing one payment information matching the payment client type from the certificate as the payment information to be used.

In combination with the first aspect, in a second possible implementation, the certificate has a receipt information;

Responding to the payment operation triggered by the user, parsing the certificate to obtain a payment information, and determining a payment information obtained by the parsing as the payment information to be used.

With reference to the first aspect, in a third possible implementation manner, at least two pieces of payment information in the certificate; each of the at least two pieces of payment information further includes: payee information;

And responding to the user-triggered payment operation, determining, according to the certificate, a payment information as the payment information to be used, including:

Responding to the user-triggered payment operation, parsing the certificate to obtain at least two payment information;

The payee information included in each of the at least two payment information is displayed, and the corresponding payment information is determined as the payment information to be used according to the selected payee information.

With reference to the first aspect, in a fourth possible implementation, the certificate includes at least two payment information, and each of the at least two payment information further includes: a geographic location of the payee position;

And determining, according to the geographic location of the payee in each of the at least two payment information, a payment information that matches the current geographic location of the terminal as the payment information to be used.

With reference to the first aspect, in a fifth possible implementation, the responding to the user-triggered payment operation, determining a payment information as the payment information to be used according to the certificate, includes:

Sending a payment information acquisition request to the wireless access point in response to the user-triggered payment operation;

And receiving the payment information to be used fed back by the wireless access point, where the payment information to be used is obtained by the authentication server parsing the certificate according to the payment information acquisition request.

With reference to the first aspect, in a sixth possible implementation, the accessing the wireless local area network by using a certificate authentication manner includes:

Sending an authentication request to the wireless access point through the authentication address in the certificate;

Receiving the authentication result fed back by the wireless access point, if the authentication result is the authentication pass, accessing the wireless local area network; wherein the authentication result is a result obtained by the authentication server performing identity authentication according to the authentication request forwarded by the wireless access point.

In a second aspect of the present application, a terminal is provided, including:

a network access module, configured to access a wireless local area network by using a certificate, wherein the certificate has at least one payment information, wherein each of the at least one payment information includes a collection account information and Collection server information;

a determining module, configured to respond to the user-triggered payment operation, and determine a payment information as the payment information to be used according to the certificate;

And a payment module, configured to communicate with the corresponding collection server according to the collection server information and the payment account information in the payment information to be used, to implement payment.

With reference to the second aspect, in a first possible implementation, the device further includes:

a payment control display module, configured to display a payment control, the payment control is configured to receive a payment operation of the user; and the payment control has a binding relationship with the payment client;

The determining module is specifically configured to:

The control display module is configured to display a payment control, and the payment control is configured to receive a payment operation of the user.

With reference to the second aspect, in a second possible implementation, the certificate has a receipt information; the determining module is specifically configured to:

With reference to the second aspect, in a third possible implementation manner, at least two pieces of payment information in the certificate; each of the at least two pieces of payment information further includes: payee information;

The determining module is specifically configured to:

With reference to the second aspect, in a fourth possible implementation, the certificate includes at least two payment information, and each of the at least two payment information further includes: a geographic location of the payee position;

The determining module is specifically configured to:

With reference to the second aspect, in a fifth possible implementation, the determining module is specifically configured to:

With reference to the second aspect, in a sixth possible implementation, the network access module is specifically configured to:

In a third aspect of the present application, a terminal is provided, including:

Processor and memory;

The antenna is configured to receive a certificate;

The memory stores computer instructions, wherein when the computer instructions in the memory are executed, the processor is configured to perform the following steps:

Responding to the user-triggered payment request, determining a payment information as the payment information to be used according to the certificate;

In conjunction with the third aspect, in a first possible implementation, the processor is further configured to:

In conjunction with the third aspect, in a second possible implementation, the certificate has a receipt information;

With reference to the third aspect, in a third possible implementation manner, at least two pieces of payment information in the certificate; each of the at least two pieces of payment information further includes: payee information;

In conjunction with the third aspect, in a fourth possible implementation, the certificate includes at least two payment information, and each of the at least two payment information further includes: a geographic location of the payee position;

With reference to the third aspect, in a fifth possible implementation, the responding to the user-triggered payment operation, determining a payment information as the payment information to be used according to the certificate, includes:

With reference to the third aspect, in a sixth possible implementation manner, the accessing the wireless local area network by using a certificate authentication manner includes:

Compared with the prior art, the technical solutions of the first aspect, the second aspect and the third aspect of the present application have the following advantages:

A payment method and related terminal provided by the embodiment of the present application pre-built payment information in a certificate of a wireless local area network, and the terminal ensures network security of accessing the wireless local area network by means of certificate authentication, in the wireless local area network, if the user The user does not need to scan the merchant's payment QR code, but only initiates the payment process by triggering the payment operation; when the user triggers the payment operation through the terminal, the terminal determines the current payment to be used according to the payment information carried in the certificate. The information further interacts with the payment server according to the payment information to be used to implement the payment service.

For the user, there is no need to queue the merchant to scan the payment code to complete the payment, thereby eliminating the need to queue the code scanning link and saving the user's payment time; for the merchant, it is not necessary to display the payment code to prevent the illegal elements from performing illegal covering behavior. The security of the payment information is ensured. In addition, since the process of accessing the wireless local area network by the terminal needs to be authenticated by the certificate, the network security of the terminal in the payment process can be ensured, and the network intrusion of the illegal elements can be prevented.

A fourth aspect of the present application provides an unlocking method, which is applied to a first terminal, and includes:

Establishing a Bluetooth connection with the second terminal by using a Bluetooth certificate authentication manner, the second terminal has a password lock, and the Bluetooth certificate of the second terminal includes a unique identifier of the second terminal and server information of the second terminal;

Sending an acquisition request to the second terminal, and receiving the unique identifier of the second terminal and the server information fed back by the second terminal, in response to the unlocking operation triggered by the user;

And unlocking the second terminal by communicating with the corresponding server according to the collection server information and the identifier of the second terminal.

With reference to the fourth aspect, in a first possible implementation, the method further includes:

A display control for receiving a user's unlocking operation.

A first terminal is provided in the fifth aspect of the present application, including:

a Bluetooth connection module, configured to establish a Bluetooth connection with the second terminal by using a Bluetooth certificate authentication manner, the second terminal has a password lock, and the Bluetooth certificate of the second terminal has a unique identifier of the second terminal and the Server information of the second terminal;

The information acquiring module is configured to send an acquisition request to the second terminal, and receive the unique identifier of the second terminal and the server information that are fed back by the second terminal, in response to the unlocking operation triggered by the user;

The unlocking module is configured to implement unlocking of the second terminal by communicating with the corresponding server according to the collection server information and the identifier of the second terminal.

With reference to the fourth aspect, in a first possible implementation, the terminal further includes:

A display module is configured to display a control for receiving an unlocking operation of the user.

a processor and a memory; the memory storing computer instructions, wherein when the computer instructions in the memory are executed, the processor is configured to perform the following steps:

And unlocking the second terminal according to the collection server information and the identifier of the second terminal communicating with the corresponding server.

In conjunction with the fifth aspect, in a first possible implementation, the processor is further configured to perform the following steps:

A display control for receiving a user's unlocking operation.

A sixth aspect of the present application provides an unlocking method, which is applied to a second terminal, and includes:

Establishing a Bluetooth connection with the first terminal by using a Bluetooth certificate authentication method; the second terminal has a password lock, and the Bluetooth certificate of the second terminal has a unique identifier of the second terminal and server information of the second terminal;

Receiving an unlock request sent by the first terminal, and feeding back, to the first terminal, a unique identifier of the second terminal and server information of the second terminal;

Receive the unlock password and open the password lock.

A second terminal is provided in the seventh aspect of the present application, including:

Establishing a connection module, configured to establish a Bluetooth connection with the first terminal by using a Bluetooth certificate authentication manner; the second terminal has a password lock, and the Bluetooth certificate of the second terminal has a unique identifier of the second terminal and the first Server information of the second terminal;

An information feedback module, configured to receive an unlock request sent by the first terminal, and feed back, to the first terminal, a unique identifier of the second terminal and server information of the second terminal;

The unlocking module is configured to receive an unlocking password and open the password lock.

In a eighth aspect of the present application, a second terminal is provided, including:

Establishing a Bluetooth connection with the first terminal by using a Bluetooth certificate authentication method; the Bluetooth certificate has a unique identifier of the second terminal and server information of the second terminal;

Receive the unlock password and open the password lock.

Compared with the prior art, the technical solutions of the fourth, fifth and sixth aspects of the present application have the following advantages:

An unlocking method and related device provided by the embodiment of the present application, the unique identifier of the second terminal and the server information of the second terminal are pre-built in the Bluetooth certificate, and the user does not need to perform a scan code operation to obtain the second terminal when the user needs to be unlocked. The above information is used to receive the above information of the second device by using the first terminal, and the information is used to unlock the second terminal.

For the user, when the second terminal needs to be unlocked, it is not necessary to manually scan the two-dimensional code of the second device, thereby simplifying the unlocking operation of the user and shortening the unlocking time; for the merchant, there is no need to deploy on the second terminal The two-dimensional code prevents the illegal person from performing the illegal covering behavior; in addition, because the first terminal and the second terminal establish a network connection established by the Bluetooth authentication method, the first terminal and the second terminal can ensure the unlocking through the point-to-point communication mode. Process security.

DRAWINGS

In order to more clearly illustrate the embodiments of the present application or the technical solutions in the prior art, the drawings to be used in the embodiments or the prior art description will be briefly described below. Obviously, the drawings in the following description are only It is a certain embodiment of the present invention, and other drawings can be obtained from those skilled in the art without any inventive labor.

1 is a flowchart of a payment method in an embodiment of the present application;

2 is a diagram showing an example of a payment control in an embodiment of the present application;

3 is another exemplary diagram of a payment control in an embodiment of the present application;

4 is a schematic diagram of a user triggering a payment operation in an embodiment of the present application;

FIG. 5 is another schematic diagram of a user triggering a payment operation in the embodiment of the present application; FIG.

6 is a structural diagram of a terminal in an embodiment of the present application;

7 is a hardware structural diagram of a terminal in an embodiment of the present application;

8 is a flowchart of an unlocking method in an embodiment of the present application;

9 is a structural diagram of a first terminal in an embodiment of the present application;

10 is a hardware structural diagram of a first terminal in an embodiment of the present application;

11 is a flowchart of another unlocking method in the embodiment of the present application;

FIG. 12 is a structural diagram of a second terminal in the embodiment of the present application;

FIG. 13 is a hardware structural diagram of a second terminal in the embodiment of the present application.

Detailed ways

In order to make the object, the features and the advantages of the present invention more obvious and easy to understand, the technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the accompanying drawings in the embodiments of the present application. The described embodiments are only a part of the embodiments of the invention, and not all of the embodiments. All other embodiments obtained by a person of ordinary skill in the art based on the embodiments of the present invention without creative efforts are within the scope of the present invention.

The payment method provided by the embodiment of the present application and the application scenario of the related terminal are introduced first.

After the user consumes the business, in order to save traffic, the user is selected to access the network provided by the merchant, and the payment is quickly completed by the electronic payment method; for example, the user uses the terminal to enable a payment client pre-installed on the terminal, such as a WeChat client, Alipay The client, such as the client that can implement the payment function; taking the WeChat client as an example, the user clicks to start the WeChat client, and then clicks the sweep function, and then obtains the payment information of the merchant by aligning the QR code provided by the merchant. The payment client displays the payment page, the user inputs the payment amount on the payment page, and clicks the payment control to complete the payment.

But sometimes, the network provided by the merchant is easily attacked by criminals. Consumers may join the network of unscrupulous agents and be attacked by the network. The electronic payment process is unsafe and easily causes property damage. In addition, the criminals will use the paste method to make the self-made. The QR code covers the merchant's collection QR code, which the consumer cannot identify. It is easy to cause property damage by scanning the code.

Based on this, the embodiment of the present application provides a payment method, which provides a user with a payment method that does not need to scan the code, can ensure the security of the payment process, simplify the user payment operation, and improve the payment efficiency.

A payment method provided in the embodiment of the present application can be applied to a terminal, and the terminal can be a smart phone, a tablet computer, a smart watch, etc., and can load a device that implements electronic payment by the payment client. The payment client refers to a client for implementing an electronic payment function, such as a WeChat client, an Alipay client, etc., and the payment client can be loaded into the terminal in the form of an application (Application, APP), or The web form exists.

Referring to FIG. 1 , a flowchart of a payment method provided in an embodiment of the present application is shown. The method is applied to a terminal, and the method includes the following steps:

Step 101: The terminal accesses the wireless local area network by using a certificate authentication manner, where the certificate has at least one payment information, wherein each of the at least one payment information includes the collection account information and the collection server. information;

Among them, Wireless Local Area Networks (WLAN) is a local area network that uses wireless technology to transmit data over the air. WLAN can easily and quickly accept newly added terminals. Wireless LAN supports a variety of different network protocols. The following is an example of a WiFi network.

In actual deployment, the WLAN includes a wireless access point and an authentication server, and provides a network access service for the terminal through the wireless access point. When the terminal searches for the wireless local area network for the first time, the wireless access point sends an access prompt to the terminal, prompting the user. The WiFi certificate is installed, and the WiFi certificate not only carries the authentication related information, but also has built-in collection information, wherein the payment information refers to the payment information of the payee, and the receipt information includes at least the collection account information and the collection server information. .

The payment account information refers to the bank account information of the payee, and at least includes: an account number, or information that can identify the user account; of course, the account name, the account opening, and the like may also be included; the payment server information may include The network address (IP address, MAC address, etc.) of the receiving server, domain name, name, or other information that can identify the server.

In the embodiment of the present application, the terminal may access the wireless local area network by using the following manners, where the manner includes:

In practical applications, the user can install a certificate management client on the terminal in advance. The certificate management client is used to automatically download, update, and manage the certificate of the wireless local area network, such as a WiFi certificate, when the terminal accesses the WiFi network. The terminal uses the certificate management client to automatically download the WiFi certificate.

In the embodiment of the present application, the terminal searches for the WiFi network and passes the WiFi authentication. After the authentication is passed, the WiFi network allows the terminal to access. The authentication method is not limited in this embodiment. To facilitate understanding of the implementation of the embodiment of the present application, An optional implementation is given below:

The terminal uses the authentication URL in the WiFi certificate to connect to the WiFi through the SSID and initiates the 802.1x authentication, and sends a WiFi authentication request to the wireless access point, so that the authentication server completes the WiFi authentication feedback authentication result; the terminal receives the authentication result fed back by the wireless access point. The authentication result is that when the authentication is passed, the terminal accesses the WiFi network.

Step 102: Determine, according to the payment operation triggered by the user, a receipt information as the payment information to be used according to the certificate;

In the embodiment of the present application, the terminal provides the user with a quick payment method that does not need to scan the code. The user triggers the payment operation, and the terminal responds to the payment operation, and determines the current payment information required by the user according to the WiFi certificate, as the to-be-used information. Collection information.

In an optional implementation manner, the terminal displays a payment control, where the payment control is used to receive a payment operation of the user; and the payment control has a binding relationship with the payment client;

Then step 102 specifically includes:

In practical applications, the terminal can display the payment control on the pre-installed payment client page by means of a plug-in. The user touches the payment control, and the terminal responds to the payment operation. According to the binding relationship between the payment control and the corresponding payment client, the terminal parses a payment information matching the payment client type from the certificate as the to-be-used information. Collection information.

For example, referring to FIG. 2, FIG. 2 is a schematic diagram of a user triggering a payment operation in the embodiment of the present application. FIG. 2 is a scenario in which a terminal is preloaded with a WeChat client, and the terminal displays a type on the “Discovery” page of the WeChat client. Payment control, such as "free scan code payment control", the payment control is independent of the other original function control of the WeChat client, which does not affect the WeChat client "sweep", "shake" and other functions, the user After the purchase of the product, when the payment is required, the payment control is directly touched, and the payment operation is triggered, and the terminal responds to the payment operation, and the payment information matching the “WeChat client” type is parsed from the certificate as the to-be-used Billing message.

In practical applications, the terminal provides a hardware payment control for the user, or provides a software control on the interaction interface of the system, and the payment control can be in the form of a fingerprint control, a button control, a shortcut icon control, etc.; The payment control is a fingerprint control, and the terminal also saves the binding relationship between the fingerprint and the payment client type, so that the user can start a specific payment client through a specific fingerprint. Moreover, the security of such fast payment can be further ensured by the form of the fingerprint control, and the other person can be prevented from replacing the malicious consumption of the user.

For example, referring to FIG. 3, referring to FIG. 3, FIG. 3 is another schematic diagram of a user triggering a payment operation in the embodiment of the present application. As shown in FIG. 3, the terminal displays a shortcut icon type payment control on the interaction interface, and the payment control The binding relationship is pre-installed with the payment client, and the binding relationship is dynamically updated according to the actual situation of the payment client on the terminal. For example, if only one WeChat client is pre-installed on the terminal, the binding is The relationship is a one-to-one binding relationship between the payment control and the WeChat client; subsequently, the user downloads and installs the Alipay client, and the terminal updates the binding relationship to the payment control and the WeChat client and the Alipay client. One-to-many binding relationship; if the user uninstalls the Alipay client after using for a period of time, the terminal updates the binding relationship again as a one-to-one binding relationship between the payment control and the WeChat client; For the terminal, the payment control needs to be dynamically updated to maintain the binding relationship between the payment control client and the payment client, thereby ensuring the reliability of fast payment. .

When the user needs to pay, the shortcut icon is touched. If the binding relationship is one-to-one, the terminal automatically determines the payment information matching the payment client type as the payment information to be used according to the binding relationship. If the binding relationship is one-to-many, the terminal displays the payment client selection page for the user according to the binding relationship. As shown in FIG. 3, the shortcut icon of the payment client pre-installed on the terminal is displayed on the payment client selection page. The user conveniently selects the payment client to be used currently; the terminal parses the payment information matching the selected payment client type from the certificate according to the selected payment client type, as the payment information to be used.

Since in different applications, different users may use different payment clients, the merchants provide multiple types of payment codes, such as WeChat collection codes and Alipay collection codes, in order to meet different payment requirements of the users; With the above optional implementation manner, the terminal can quickly determine the payment information to be used according to the actual needs of the user according to the actual payment environment.

For example, referring to FIG. 4, FIG. 4 is a schematic diagram of a user implementing a payment process in the embodiment of the present application; assuming that a user pre-installs a WeChat client and an Alipay client in the terminal, the terminal displays a payment control on an interactive page of the system. If the name is the scan-free code payment control, and save the one-to-many correspondence between the payment control and the two payment clients, the user touches the payment control, and the terminal displays and pays on the payment client selection page. The control has a shortcut icon of the two payment clients of the binding relationship. If the user selects the shortcut icon of the Alipay client, the terminal parses the certificate, and selects the payment information matching the payment type of the Alipay as the payment information to be used.

In a practical application, a certificate may only contain one type of payment information of one merchant; then, in response to the user's payment operation, the terminal parses the certificate to obtain the payment information, and directly determines that the payment information is the payment to be used. information.

In practical applications, a certificate may contain multiple types of payment information of a merchant, for example, including a merchant's Alipay type of payment information and a WeChat type of payment information; then the terminal responds to the user's payment operation, the terminal According to determining the payment client type, the parsing certificate selects the payment information matching the determined payment client type from the plurality of types of payment information.

In practical applications, a wireless local area network will cover multiple merchants. Therefore, there may be multiple payment information of the payee built in the certificate; therefore, in the actual payment process, it is necessary to further determine which merchant the user needs to perform. For the application scenario, the embodiment of the present application further provides an optional implementation manner, specifically, at least two payment information in the certificate; and each of the at least two payment information The information further includes: payee information; the payee information may include the name of the payee, the ID number, the organization code, and the like, which may identify the payee.

The payee information in different payment information is different, that is, the receipt information of at least two different payees in the certificate;

Step 102, which may include:

The terminal displays the payee information included in each of the at least two payment information, and determines the corresponding payment information as the payment information to be used according to the selected payee information.

For example, referring to FIG. 5, FIG. 5 is another schematic diagram of a user triggering a payment operation in the embodiment of the present application; the actual scenario shown in FIG. 5 is that a shopping mall has a plurality of catering businesses, and the shopping mall deploys a WiFi network. WiFi network covers a number of catering businesses, including: McDonald's, KFC, Burger King, etc., merchants in the WiFi network WiFi certificate pre-built the collection information of various businesses, such as: WiFi certificate with McDonald's, KFC, Burger King, and other businesses The payment information of each merchant includes at least: collection account information, collection server information, and payee information, such as business name, store name, etc.; assume that the user enters the mall with a mobile phone, and the mobile phone passes WiFi. Authentication access to the WiFi network, when the user enters the McDonald's store to consume electronic payment, the user does not need to scan the merchant QR code, only the WeChat client clicks the payment control to trigger the payment operation, the mobile phone responds to the user's payment operation, and the WiFi certificate is obtained multiple times. The merchant's respective payment information, feedback to the user the store name of the multiple merchants, that is, the payment As shown in FIG. 5, the mobile phone displays the merchant icon to the user to carry the merchant name, which is convenient for the user to identify for quick selection. Of course, only the store name may be displayed in the actual application, but the embodiment of the present application does not make the specific display form and content. Absolute restrictions, as long as the user can select the specific payee; if the user chooses McDonald's according to the actual demand, the mobile phone directly treats the payment information of the McDonald's corresponding payment information in accordance with the WeChat payment type according to the user's choice. Collection information used. With this optional implementation, the user can participate in the payment process and control the implementation of the payment process based on actual needs.

For the above application scenario, the embodiment of the present application further provides another optional implementation manner. Specifically, the certificate has at least two payment information, and each of the at least two payment information is collected. The information also includes: the geographic location of the payee;

That is, the certificate has at least two payment information, and each of the payment information includes the collection account information, the collection server information, and the geographical location of the payee;

Step 201, which may include:

The geographic location of the payee refers to the actual geographic location of the merchant store, and the geographic location may refer to the geographic location range of the merchant store, and the current geographic location of the terminal matches the geographic location of the payee, which refers to the current geographic location of the terminal. Falling into the geographic location of the merchant's store; the geographic location may also be a specific location coordinate point, and the current geographic location of the terminal matches the geographic location of the payee is the current geographic location of the terminal and the geographic location of the payee The distance between the two is less than or equal to the preset distance, and the preset distance may be determined according to the actual area of the merchant store, and the geographic location coordinate point of the merchant may be the central location of the merchant store.

Through the above optional implementation manner, the terminal can quickly determine the payment information to be used according to its actual geographic location.

For example, still refer to FIG. 5. If the user is located in the McDonald's store, the payment operation is triggered by the WeChat client, and the mobile phone responds to the user-triggered payment operation, parses the WiFi certificate to obtain the payment information of multiple merchants, and then according to the current geographic location of the terminal. Find the matching payment information in the collection information of multiple merchants as the payment information to be used.

It should be noted here that in practical applications, a wireless local area network will cover multiple merchants, and one merchant will support multiple types of payment methods, and there are multiple merchants' payment information in the certificate, and one merchant correspondingly has At least two types of payment information. Therefore, in an actual application, the user triggers a payment operation, and the terminal responds to the payment operation, and needs to determine which payment client the user wants to use, and which merchant to perform the payment transaction. Therefore, the terminal may select the above-mentioned several types according to actual needs. The selected implementation manner is combined to realize that the terminal selects the payment information of a merchant matching the payment client as the payment information to be used among the plurality of payment information parsed by the terminal from the certificate.

For example, in an optional implementation manner, the terminal determines the payment client type in response to the user's payment operation, and then parses the certificate to obtain multiple types of payment information of multiple merchants, and collects information according to the current geographic location of the terminal. The payment information matching the payment client type and the current geographic location of the terminal is selected as the payment information to be used.

For example, in another optional implementation manner, the terminal determines the payment client type in response to the user's payment operation; and re-analyzes the certificate to obtain multiple types of payment information of the plurality of merchants, according to the user-selected payee information. The payment information matching the payment client type and the selected payee information is selected from the payment information as the payment information to be used.

In addition, the embodiment of the present application further provides another optional implementation manner, including:

The terminal sends a payment information acquisition request to the wireless access point in response to the user-triggered payment operation;

Receiving, by the terminal, the payment information to be used fed back by the wireless access point, where the payment information to be used is obtained by the authentication server parsing the certificate according to the payment information acquisition request.

The payment information obtaining request may include: a payment client type and a current geographic location of the terminal; the payment information obtaining request may also include: a payment client type and a selected merchant name; the payment information is received by the wireless access point. The obtaining request is forwarded to the authentication server, and the authentication server determines the payment information to be used by the terminal according to the information carried in the payment information acquisition request. In this optional implementation manner, the authentication server reads the payment information in the certificate from the cloud database, and the data storage amount of the cloud database is relatively large, and supports real-time update; therefore, the method can alleviate the terminal side. The data analysis pressure can meet the demand for receiving information at any time. Especially in some shopping malls, businesses will change, for example, new merchants enter the mall, old merchants are demolished, merchants receive information changes, etc. Based on this, the receipt information in the certificate needs to be updated at any time.

Step 103: The terminal communicates with the corresponding collection server according to the collection server information and the collection account information in the payment information to be used to implement payment.

In the actual application, after determining the payment information to be used, the terminal sends the payment account information to the corresponding server by using the payment server information, and after receiving the payment account information, the payment server performs verification of the account identity legality and verification. After the feedback information is fed back to the terminal, the terminal receives the confirmation information, controls the payment client to display the payment page, and the user inputs the payment amount, the payment password, and the like on the payment page to complete the payment.

In a practical application, different payment methods are specifically supported by different payment clients, for example, a secret payment, a password payment, a fingerprint payment, and the like. The specific payment method is not limited in the embodiment of the present application.

The method provided by the embodiment of the present application is described above. Corresponding to the foregoing method, the present application further provides a terminal. The terminal will be described below with reference to FIG. 6.

Referring to FIG. 6, FIG. 6 shows a terminal provided by an embodiment of the present application, where the terminal 600 includes:

The network access module 601 is configured to access the wireless local area network by using a certificate authentication manner, where the certificate has at least one payment information, wherein each of the at least one payment information includes the collection account information And collection server information;

The determining module 602 is configured to determine, according to the payment operation triggered by the user, a payment information as the payment information to be used according to the certificate;

The payment module 603 is configured to implement payment according to the payment server information and the payment account information in the payment information to be used, and the corresponding payment server.

Optionally, the terminal further includes:

a control display module, configured to display a payment control, where the payment control is used to receive a payment operation of the user; and the payment control has a binding relationship with the payment client;

The determining module is specifically configured to:

Optionally, the certificate has a payment information; the determining module is specifically configured to:

Optionally, at least two payment information in the certificate; each of the at least two payment information further includes: a payee information;

The determining module is specifically configured to:

Optionally, the certificate has at least two payment information, and each of the at least two payment information further includes: a geographical location of the payee;

The determining module is specifically configured to:

Optionally, the determining module is specifically configured to:

Optionally, the network access module is specifically configured to:

In this embodiment, the related functions implemented by the network access module 601, the determining module 602, and the payment module 603 can be understood by referring to the description in the foregoing payment method embodiment, and details are not repeatedly described herein.

The embodiment of the present application further provides a terminal. Referring to FIG. 7, a hardware structure diagram of a terminal is shown in FIG. 7. FIG. 7 shows a partial structure of a terminal 600 according to an embodiment of the present invention. Block diagram. Referring to FIG. 7, the terminal 600 includes: a radio frequency (RF) circuit 710, a memory 720, an input unit 730, a display unit 740, a sensor 750, an audio circuit 760, a wireless communication module 770, a processor 780, and a power supply 790. . It will be understood by those skilled in the art that the terminal structure shown in FIG. 7 does not constitute a limitation to the terminal, and may include more or less components than those illustrated, or a combination of certain components, or different component arrangements.

The components of the terminal 600 are specifically described below with reference to FIG. 7:

The RF circuit 710 can be used to transmit or receive data;

The memory 720 can be used to store software programs and modules, and the processor 1280 executes various functional applications and data processing of the terminals by running software programs and modules stored in the memory 720. The memory 720 may mainly include a storage program area and a storage data area, wherein the storage program area may store an operating system, an application required for at least one function (such as a sound playing function, an image playing function, etc.), and the like; the storage data area may be stored according to Data created by the use of the terminal (such as audio data, phone book, etc.). Moreover, memory 1220 can include high speed random access memory, and can also include non-volatile memory, such as at least one magnetic disk storage device, flash memory device, or other volatile solid state storage device.

The input unit 730 is operable to receive an operation instruction of the user and generate a key signal input related to user setting and function control of the terminal 100. Specifically, the input unit 730 may include a touch panel 731 and other input devices 732. The touch panel 731, which may also be referred to as a touch screen, may collect contact or non-contact operation touch operations on or near the user (such as a user using a finger, a stylus, or the like on the touch panel 731 or on any suitable object or accessory. The operation near the touch panel 731) drives the corresponding connection terminal according to a preset program. Optionally, the touch panel 731 can include two parts: a touch detection terminal and a touch controller. Wherein, the touch detection terminal detects the touch orientation of the user, and detects a signal brought by the touch operation, and transmits a signal to the touch controller; the touch controller receives the touch information from the touch detection terminal, converts the touch information into contact coordinates, and sends the touch information. The processor 780 is provided and can receive commands from the processor 780 and execute them. In addition, the touch panel 731 can be implemented in various types such as resistive, capacitive, infrared, and surface acoustic waves. Alternatively, the input unit 730 may also include other input devices 732. Other input devices 732 may include, but are not limited to, one or more of a physical keyboard, function keys (such as volume control buttons, switch buttons, etc.), trackballs, mice, joysticks, and the like.

Display unit 740 can be used to display the interface. The display unit 740 can include a display panel 741. Alternatively, the display panel 741 can be configured in the form of a liquid crystal display (LCD), an organic light-emitting diode (OLED), or the like. Further, the touch panel 1231 may cover the display panel 741. When the touch panel 731 detects a touch operation on or near the touch panel 731, it transmits to the processor 780 to determine the type of the touch event, and then the processor 780 according to the touch event. The type provides a corresponding visual output on display panel 741. Although in FIG. 7, the touch panel 731 and the display panel 741 are two independent components to implement the input and input functions of the terminal, in some embodiments, the touch panel 731 and the display panel 741 can be integrated. And realize the input and output functions of the terminal.

Terminal 100 can also include at least one type of sensor 750.

An audio circuit 760, a speaker 761, and a microphone 762 can provide an audio interface between the user and the terminal. The audio circuit 760 can transmit the converted electrical data of the received audio data to the speaker 761 for conversion to the sound signal output by the speaker 761; on the other hand, the microphone 762 converts the collected sound signal into an electrical signal by the audio circuit 760. After receiving, it is converted into audio data, and then processed by the audio data output processor 780, transmitted to the terminal, for example, via the RF circuit 710, or the audio data is output to the memory 720 for further processing.

The wireless communication module 770 can be used for communication. The wireless communication module may specifically be a WiFi module.

The processor 780 is the control center of the terminal, and connects various parts of the entire terminal using various interfaces and lines, by executing or executing software programs and/or modules stored in the memory 720, and calling data stored in the memory 720, executing The terminal's various functions and processing data, so as to monitor the terminal as a whole. Optionally, the processor 780 may include one or more processing units; preferably, the processor 780 may integrate an application processor and a modem processor, where the application processor mainly processes an operating system, a user interface, an application, and the like. The modem processor primarily handles wireless communications. It will be appreciated that the above described modem processor may also not be integrated into the processor 780. Optionally, the processor 780 may further include a function module such as display control.

The terminal 600 also includes a power source 790 (such as a battery) for powering various components. Preferably, the power source can be logically coupled to the processor 780 through a power management system to manage functions such as charging, discharging, and power management through the power management system.

Although not shown, the terminal 600 may further include a camera, a Bluetooth module, and the like, and details are not described herein.

In the embodiment of the present invention, the processor 780 included in the terminal further has the following functions:

Optionally, the processor is further configured to: display a payment control, where the payment control is used to receive a payment operation of the user; and the payment control has a binding relationship with the payment client;

Optionally, there is a receipt information in the certificate;

Optionally, in response to the user-triggered payment operation, determining, according to the certificate, a payment information as the payment information to be used, including:

Optionally, accessing the WLAN through the authentication mode of the certificate includes:

6 and FIG. 7, the network access module 601 in the terminal 600 can be implemented by the radio unit 730 and the processor 780, the determining unit 602 can be implemented by the processor 780, and the payment module 603 can be implemented by the wireless communication module 770 and the processing 780. .

In this embodiment, the related descriptions of the terminal 600 can be understood by referring to the description in the foregoing payment method embodiment, and details are not repeatedly described herein.

The foregoing describes a payment method and related terminal provided by the present application. Based on the same technical idea, the present application further provides an unlocking method and related terminal.

The following describes an unlocking method and an application scenario of the related terminal provided by the present application.

With the development of the sharing economy, shared devices gradually enter people's daily lives, facilitating people's work and life; shared devices all have password locks, and users can use the devices only after they are properly unlocked.

Taking the shared bicycle as an example, the shared bicycle is provided by the enterprise to provide bicycle and electric vehicle sharing services in the public area; the shared bicycle has a password lock, and the user needs to scan the shared bicycle QR code when the user is in use, and the user can only after the shared bicycle is unlocked. use. One method of unlocking a shared bicycle is that the user pre-installs a client sharing a bicycle on the terminal, such as a motorcycle, OF0, etc., when the user needs to use the shared bicycle, the user starts the client sharing the bicycle first. The scanning function of the client is started, the QR code on the shared bicycle is scanned, and then the terminal communicates with the shared bicycle server, and the shared bicycle server verifies the QR code related information sent by the terminal. After the verification is passed, the shared bicycle server controls sharing. The bicycle is automatically unlocked, or the shared bicycle server feeds back the unlock password to the terminal, and the user inputs the unlock password to manually unlock. The unlocking method of other shared devices is similar to the unlocking method of shared bicycles, and will not be enumerated again.

Based on this, the embodiment of the present application further provides an unlocking method and related terminal, which is used to provide a fast payment method that does not need to scan code, thereby ensuring the security of the unlocking process, simplifying the unlocking operation of the user, and shortening the unlocking. time.

An unlocking method provided by an embodiment of the present application is described below with reference to FIG.

Referring to FIG. 8, FIG. 8 is a flowchart of an unlocking method according to an embodiment of the present application. The method is applied to a first terminal, where the first terminal refers to a terminal device that supports Bluetooth communication, such as a smart phone, a tablet computer, or a smart watch. As shown in FIG. 8, the method includes the following steps:

Step 801: The first terminal establishes a Bluetooth connection with the second terminal by using a Bluetooth certificate authentication manner, the second terminal has a password lock, and the Bluetooth certificate of the second terminal includes the identifier of the second terminal and the second terminal. Server information of the terminal;

In the embodiment of the present application, the first terminal initiates a Bluetooth search, actively searches for a terminal that has started Bluetooth, and sorts the found terminal, and selects to send an authentication request to the second terminal to determine whether the second terminal is received within a specified time. The response to the authentication request, if the first terminal receives the response of the second terminal to the authentication request within a specified time, and receives the authentication key of the second terminal, that is, the authentication succeeds, the first The terminal establishes a Bluetooth connection with the second terminal.

Step 802: The first terminal sends an acquisition request to the second terminal in response to the unlocking operation triggered by the user, and receives the identifier of the second terminal and the server information that are fed back by the second terminal.

Optionally, the method further includes:

The first terminal displays a control for receiving an unlocking operation of the user.

In an optional implementation manner, the client corresponding to the second terminal is pre-installed in the first terminal, and the first terminal displays the control on the interaction page of the client, and the user uses the first terminal to enable the client. And displaying the control on the interaction page of the client, and subsequently using the client to implement unlocking control on the second terminal.

In the embodiment of the present application, the client corresponding to the second terminal may be pre-installed in the first terminal, for example, the second terminal is a client sharing a bicycle, such as a client of a motorcycle, an OFO client, and the like. The first terminal provides a control for the user through the client of the second terminal, and the user touches the control, and the terminal receives the unlocking operation of the user, and then responds to the unlocking operation, which needs to be described in the first embodiment of the present application. The terminal may display the control on the interactive page of the client of the second terminal in the form of a plug-in, but the control does not affect other functions of the client of the second terminal.

In another optional implementation manner, the control is displayed on the interaction page of the first terminal's own system, or the hardware control is set in the first terminal, and the control is connected with the client of the second terminal pre-installed in the first terminal. The terminal has a binding relationship. After the user touches the control, the first terminal establishes a Bluetooth connection with the second terminal, and starts a client corresponding to the second terminal, and subsequently uses the client to implement unlocking control on the second terminal.

For example, the first terminal displays a control on the system interaction page, and the hardware control has a binding relationship with each client of the second terminal pre-installed in the first terminal, when the user touches the control, the first terminal The terminal determines the client of the second terminal according to the type of the second terminal connected to the Bluetooth, and then starts the client of the second terminal. For example, the first terminal establishes a Bluetooth connection with the Mobike, and the first terminal starts the Mobai. The client of the bicycle responds to the user's unlock operation.

In the embodiment of the present application, the identifier of the second terminal refers to information that can uniquely identify the second terminal, such as the hardware device identifier of the second terminal, the identifier of the Bluetooth chip embedded in the second terminal, and the like. The server information of the second terminal refers to the network address of the server corresponding to the client of the second terminal, and the server refers to the service device corresponding to the client, provides data support for the client, and is used for controlling and managing the second terminal. The server information refers to the communication address of the server. The second terminal is a Mobike bicycle. The identifier of the second terminal is a bicycle number, and the server information is a network address of a Mobike server.

Step 803: The first terminal communicates with the corresponding server according to the collection server information and the identifier of the second terminal, so as to unlock the second terminal.

In the embodiment of the present application, since different types of second terminals have different types of password locks, the unlocking manners used by different types of password locks are also different; in an optional implementation manner, the passwords of the second terminal are different. The lock is a smart lock, and after the server passes the verification, the server sends an unlocking command to the first terminal and the second terminal, and the unlocking command carries the unlocking password. If the second terminal receives the unlocking command first, according to the unlocking instruction, The unlocking password is automatically unlocked. If the first terminal receives the unlocking command, the first terminal sends the unlocking command to the second terminal through the Bluetooth, and the second terminal unlocks according to the unlocking command.

In another optional implementation manner, the password lock of the second terminal is a mechanical lock, and after the server passes the verification, the server sends an unlocking command to the first terminal, where the unlocking command carries the unlocking password, and the first terminal displays the If the password is unlocked, the user manually unlocks the second device according to the unlock password, and enters the unlock password in the password lock of the second terminal, and the second terminal opens the password lock according to the unlock password.

An unlocking method is provided in the embodiment of the present application. The identifier of the second terminal and the server information of the second terminal are pre-built in the Bluetooth certificate. When the user needs to unlock, the user does not need to perform a scan operation to obtain the foregoing information of the second terminal. Rather, the first terminal receives the above information of the second device through Bluetooth, and uses the information to implement unlocking of the second terminal.

Corresponding to the above method, the embodiment of the present application provides a first terminal, which is introduced below with reference to FIG. 9.

Referring to FIG. 9, FIG. 9 is a structural diagram of a first terminal in the embodiment of the present application. As shown in FIG. 9, the first terminal 900 includes:

a Bluetooth connection module 901, configured to establish a Bluetooth connection with the second terminal by using a Bluetooth certificate authentication manner, the second terminal has a password lock, and the Bluetooth certificate of the second terminal has a unique identifier of the second terminal and the Server information of the second terminal;

The information obtaining module 902 is configured to send an acquisition request to the second terminal in response to the unlocking operation triggered by the user, and receive the unique identifier of the second terminal and the server information that are fed back by the second terminal;

The unlocking module 903 is configured to implement unlocking of the second terminal by communicating with the corresponding server according to the collection server information and the identifier of the second terminal.

Optionally, the first terminal further includes:

In this embodiment, the related functions of the Bluetooth connection module 901, the information acquisition module 902, and the unlocking module 903 can be understood by referring to the description in the foregoing unlocking method embodiment, and details are not repeatedly described herein.

Corresponding to the above method, the embodiment of the present application provides a first terminal, and the hardware structure diagram of a terminal shown in FIG. 10 is shown in FIG. 10, and FIG. 10 shows an embodiment of the present invention. A block diagram of a portion of the structure of the first terminal 900 is provided. Referring to FIG. 10, the first terminal includes: a radio frequency (RF) circuit 1010, a memory 1020, an input unit 1030, a display unit 1040, a sensor 1050, an audio circuit 1060, a wireless communication module 1070, a processor 1080, a power supply 1090, and a Bluetooth. Module 10100 and other components. It will be understood by those skilled in the art that the terminal structure shown in FIG. 10 does not constitute a limitation to the terminal, and may include more or less components than those illustrated, or combine some components, or different component arrangements.

The specific components of the first terminal will be specifically described below with reference to FIG. 10:

The RF circuit 1010 can be used to transmit or receive data;

The memory 1020 can be used to store software programs and modules, and the processor 1280 executes various functional applications and data processing of the terminals by running software programs and modules stored in the memory 1020. The memory 1020 may mainly include a storage program area and a storage data area, wherein the storage program area may store an operating system, an application required for at least one function (such as a sound playing function, an image playing function, etc.), and the like; the storage data area may be stored according to Data created by the use of the terminal (such as audio data, phone book, etc.). Moreover, memory 1220 can include high speed random access memory, and can also include non-volatile memory, such as at least one magnetic disk storage device, flash memory device, or other volatile solid state storage device.

The input unit 1030 can be configured to receive an operation instruction of the user, and generate a key signal input related to user setting and function control of the terminal 100. Specifically, the input unit 1030 may include a touch panel 1031 and other input devices 1032. The touch panel 1031, which may also be referred to as a touch screen, may collect contact or non-contact operation touch operations on or near the user (such as a user using a finger, a stylus, or the like on the touch panel 1031 or The operation in the vicinity of the touch panel 1031) drives the corresponding connection terminal according to a preset program. Optionally, the touch panel 1031 may include two parts: a touch detection terminal and a touch controller. Wherein, the touch detection terminal detects the touch orientation of the user, and detects a signal brought by the touch operation, and transmits a signal to the touch controller; the touch controller receives the touch information from the touch detection terminal, converts the touch information into contact coordinates, and sends the touch information. The processor 1080 is provided and can receive commands from the processor 1080 and execute them. In addition, the touch panel 1031 can be implemented in various types such as resistive, capacitive, infrared, and surface acoustic waves. Optionally, the input unit 1030 may further include other input devices 1032. Other input devices 1032 may include, but are not limited to, one or more of a physical keyboard, function keys (such as volume control buttons, switch buttons, etc.), trackballs, mice, joysticks, and the like.

Display unit 1040 can be used to display the interface. The display unit 1040 may include a display panel 1041. Alternatively, the display panel 1041 may be configured in the form of a liquid crystal display (LCD), an organic light-emitting diode (OLED), or the like. Further, the touch panel 1031 may cover the display panel 1041, and when the touch panel 1031 detects a touch operation thereon or nearby, the touch panel 1031 transmits to the processor 1080 to determine the type of the touch event, and then the processor 1080 according to the touch event. The type provides a corresponding visual output on display panel 1041. Although in FIG. 10, the touch panel 1031 and the display panel 1041 are two independent components to implement the input and input functions of the terminal, in some embodiments, the touch panel 1031 and the display panel 1041 may be integrated. And realize the input and output functions of the terminal.

Terminal 200 can also include at least one type of sensor 1050.

Audio circuit 1060, speaker 1061, and microphone 1062 can provide an audio interface between the user and the terminal. The audio circuit 1060 can transmit the converted electrical data of the received audio data to the speaker 1061, and convert it into a sound signal output by the speaker 1061; on the other hand, the microphone 1062 converts the collected sound signal into an electrical signal, by the audio circuit 1060. After receiving, it is converted into audio data, and then processed by the audio data output processor 1080, sent to, for example, another terminal via the RF radio circuit 1010, or outputted to the memory 1020 for further processing.

The processor 1080 is the control center of the terminal, which connects various parts of the entire terminal using various interfaces and lines, and executes by executing or executing software programs and/or modules stored in the memory 1020, and calling data stored in the memory 1020. The terminal's various functions and processing data, so as to monitor the terminal as a whole. Optionally, the processor 780 may include one or more processing units; preferably, the processor 1080 may integrate an application processor and a modem processor, where the application processor mainly processes an operating system, a user interface, an application, and the like. The modem processor primarily handles wireless communications. It will be appreciated that the above described modem processor may also not be integrated into the processor 1080. Optionally, the processor 1080 may further include a function module such as display control.

The terminal 200 also includes a power source 1090 (such as a battery) for powering various components. Preferably, the power source can be logically coupled to the processor 1080 through a power management system to manage functions such as charging, discharging, and power management through the power management system.

Although not shown, the terminal 200 may further include a camera or the like, and details are not described herein again.

In the embodiment of the present invention, the processor 1080 included in the terminal further has the following functions:

Optionally, the processor is also used to perform the following functions:

A display control for receiving a user's unlocking operation.

9 and 10, the Bluetooth connection module 901 in the first terminal 200 can be implemented by the Bluetooth module 10100 and the processor 1080, the information acquisition unit 902 can be implemented by the Bluetooth module 10100 and the processor 1080, and the unlocking module 903 can be wirelessly communicated. Module 1070 and process 1080 are implemented.

In this embodiment, the related descriptions of the first terminal 200 can be understood by referring to the description in the foregoing unlocking method embodiment, and details are not repeatedly described herein.

An unlocking method and related terminal provided by the present application are described above. Based on the same technical idea, the present application further provides another unlocking method and related terminal.

Referring to FIG. 11, FIG. 11 is a flowchart of another unlocking method in the embodiment of the present application. The method is applied to a second terminal, where the second terminal refers to a terminal device with a password lock and supports Bluetooth communication, for example, sharing. A terminal device having a Bluetooth module and a password lock, such as a bicycle and a shared washing machine, as shown in FIG. 11, the method includes:

Step 1101: The second terminal establishes a Bluetooth connection with the first terminal by using a Bluetooth certificate authentication manner; the second terminal has a password lock, and the Bluetooth certificate of the second terminal includes the identifier of the second terminal and the second terminal. Server information of the terminal;

In the embodiment of the present application, the second terminal establishes a Bluetooth connection with the first terminal through the Bluetooth authentication mode, and after the second terminal passes the authentication, performs peer-to-peer communication with the first terminal, and the second terminal has the second in the Bluetooth certificate of the second terminal. The identity of the terminal and the network address of the server. In practical applications, the Bluetooth module of the second terminal can be built in the password lock, and the Bluetooth certificate can be built in the Bluetooth module.

Step 1102: The second terminal receives the unlocking request sent by the first terminal, and feeds back the identifier of the second terminal and the server information of the second terminal to the first terminal.

Step 1103: The second terminal receives the unlock password and opens the password lock.

Corresponding to the above method, the embodiment of the present application further provides a second terminal. Referring to FIG. 12, FIG. 12 is a structural diagram of a second terminal according to an embodiment of the present application. The second terminal 1200 includes:

Establishing a connection module 1201, configured to establish a Bluetooth connection with the first terminal by using a Bluetooth certificate authentication manner; the second terminal has a password lock, and the Bluetooth certificate of the second terminal has a unique identifier of the second terminal and the Server information of the second terminal;

The information feedback module 1202 is configured to receive an unlock request sent by the first terminal, and feed back, to the first terminal, a unique identifier of the second terminal and server information of the second terminal;

The unlocking module 1203 is configured to receive an unlock password and open the password lock.

Corresponding to the above method, the embodiment of the present application further provides a second terminal. Referring to FIG. 13, FIG. 13 is a hardware structure diagram of a second terminal according to an embodiment of the present application. 1200 includes: radio frequency (RF) circuit 1310, memory 1320, input unit 1330, display unit 1340, sensor 1350, audio circuit 1360, wireless communication module 1370, processor 1380, power supply 1390, password lock 13100, and Bluetooth module 13110. And other components. It will be understood by those skilled in the art that the terminal structure shown in FIG. 13 does not constitute a limitation to the terminal, and may include more or less components than those illustrated, or a combination of certain components, or different component arrangements.

The specific components of the second terminal will be specifically described below with reference to FIG. 13:

The RF circuit 1310 can be used to transmit or receive data;

The memory 1320 can be used to store software programs and modules, and the processor 1380 executes various functional applications and data processing of the terminals by running software programs and modules stored in the memory 1320. The memory 1320 may mainly include a storage program area and a storage data area, wherein the storage program area may store an operating system, an application required for at least one function (such as a sound playing function, an image playing function, etc.), and the like; the storage data area may be stored according to Data created by the use of the terminal (such as audio data, phone book, etc.). Moreover, memory 1320 can include high speed random access memory, and can also include non-volatile memory, such as at least one magnetic disk storage device, flash memory device, or other volatile solid state storage device.

The input unit 1330 is operable to receive an operation instruction of the user and generate a key signal input related to user setting and function control of the second terminal 12000. Specifically, the input unit 1330 may include a touch panel 1331 and other input devices 1332. The touch panel 1331, which may also be referred to as a touch screen, may collect contact or non-contact operation touch operations on or near the user (such as a user using a finger, a stylus, or the like on the touch panel 1331 or at any suitable object or accessory. The operation near the touch panel 1331) drives the corresponding connection terminal according to a preset program. Optionally, the touch panel 1331 may include two parts: a touch detection terminal and a touch controller. Wherein, the touch detection terminal detects the touch orientation of the user, and detects a signal brought by the touch operation, and transmits a signal to the touch controller; the touch controller receives the touch information from the touch detection terminal, converts the touch information into contact coordinates, and sends the touch information. The processor 1380 is provided and can receive commands from the processor 1380 and execute them. In addition, the touch panel 1331 can be implemented in various types such as resistive, capacitive, infrared, and surface acoustic waves. Optionally, the input unit 1330 may further include other input devices 1332. Other input devices 1332 may include, but are not limited to, one or more of a physical keyboard, function keys (such as volume control buttons, switch buttons, etc.), trackballs, mice, joysticks, and the like.

Display unit 1240 can be used to display the interface. The display unit 1340 can include a display panel 1341. Alternatively, the display panel 1341 can be configured in the form of a liquid crystal display (LCD), an organic light-emitting diode (OLED), or the like. Further, the touch panel 1231 may cover the display panel 1341. After the touch panel 1331 detects a touch operation thereon or nearby, the touch panel 1331 transmits to the processor 1380 to determine the type of the touch event, and then the processor 1280 according to the touch event. The type provides a corresponding visual output on the display panel 1341. Although in FIG. 13 , the touch panel 1331 and the display panel 1341 are used as two independent components to implement the input and input functions of the terminal, in some embodiments, the touch panel 1331 and the display panel 1341 may be integrated. And realize the input and output functions of the terminal.

Terminal 1200 can also include at least one type of sensor 1350.

An audio circuit 1360, a speaker 1361, and a microphone 132 can provide an audio interface between the user and the terminal. The audio circuit 1260 can transmit the converted electrical data of the received audio data to the speaker 1361, and convert it into a sound signal output by the speaker 1361; on the other hand, the microphone 1362 converts the collected sound signal into an electrical signal, and the audio circuit 1360 After receiving, it is converted into audio data, and then processed by the audio data output processor 1380, sent to, for example, another terminal via the RF circuit 1310, or outputted to the memory 1320 for further processing.

The WiFi module 130 can be used for communication.

The processor 1380 is the control center of the terminal, and connects various parts of the entire terminal using various interfaces and lines, by executing or executing software programs and/or modules stored in the memory 1320, and calling data stored in the memory 1320, The terminal's various functions and processing data, so as to monitor the terminal as a whole. Optionally, the processor 1380 may include one or more processing units; preferably, the processor 1380 may integrate an application processor and a modem processor, where the application processor mainly processes an operating system, a user interface, an application, and the like. The modem processor primarily handles wireless communications. It will be appreciated that the above described modem processor may also not be integrated into the processor 1380. Optionally, the processor 1380 may further include a function module such as display control.

The terminal 1200 also includes a power source 1390 (such as a battery) for powering various components. Preferably, the power source can be logically coupled to the processor 1380 through a power management system to manage functions such as charging, discharging, and power management through the power management system.

Although not shown, the terminal 1200 may further include a camera or the like, and details are not described herein again.

In the embodiment of the present invention, the processor 1380 included in the terminal further has the following functions:

In the embodiment of the present invention, the processor 1380 included in the second terminal further has the following functions:

Receive the unlock password and open the password lock.

In this embodiment, the related descriptions of the second terminal 1200 can be understood by referring to the description in the foregoing embodiments of the unlocking method, and details are not repeatedly described herein.

In the above embodiments, it may be implemented in whole or in part by software, hardware, firmware, or any combination thereof. When implemented in software, it may be implemented in whole or in part in the form of a computer program product.

The computer program product includes one or more computer instructions. When the computer program instructions are loaded and executed on a computer, the processes or functions described in accordance with embodiments of the present application are generated in whole or in part. The computer can be a general purpose computer, a special purpose computer, a computer network, or other programmable device. The computer instructions can be stored in a computer readable storage medium or transferred from one computer readable storage medium to another computer readable storage medium, for example, the computer instructions can be from a website site, computer, server or data center Transfer to another website site, computer, server, or data center by wire (eg, coaxial cable, fiber optic, digital subscriber line (DSL), or wireless (eg, infrared, wireless, microwave, etc.). The computer readable storage medium can be any available media that can be stored by a computer or a data storage device such as a server, data center, or the like that includes one or more available media. The usable medium may be a magnetic medium (eg, a floppy disk, a hard disk, a magnetic tape), an optical medium (eg, a DVD), or a semiconductor medium (such as a solid state disk (SSD)).

That is, the embodiment of the present application further provides a computer readable storage medium, including instructions, when the terminal is running on the terminal, the terminal can be configured to perform the method for adjusting the scrolling speed of the interface provided in the embodiment of the present application.

A computer program product including instructions is provided in the embodiment of the present application. When the terminal is running on the terminal, the terminal can be configured to perform the method for adjusting the scrolling speed of the interface provided in the embodiment of the present application.

A person skilled in the art can clearly understand that, for the convenience and brevity of the description, the specific working process of the system, the device and the unit described above can refer to the corresponding process in the foregoing method embodiment, and details are not described herein again.

In the several embodiments provided by the present application, it should be understood that the disclosed system, apparatus, and method may be implemented in other manners. For example, the device embodiments described above are merely illustrative. For example, the division of the unit is only a logical function division. In actual implementation, there may be another division manner, for example, multiple units or components may be combined or Can be integrated into another system, or some features can be ignored or not executed. In addition, the mutual coupling or direct coupling or communication connection shown or discussed may be an indirect coupling or communication connection through some interface, device or unit, and may be in an electrical, mechanical or other form.

The units described as separate components may or may not be physically separated, and the components displayed as units may or may not be physical units, that is, may be located in one place, or may be distributed to multiple network units. Some or all of the units may be selected according to actual needs to achieve the purpose of the solution of the embodiment.

In addition, each functional unit in each embodiment of the present application may be integrated into one processing unit, or each unit may exist physically separately, or two or more units may be integrated into one unit. The above integrated unit can be implemented in the form of hardware or in the form of a software functional unit.

The integrated unit, if implemented in the form of a software functional unit and sold or used as a standalone product, may be stored in a computer readable storage medium. Based on such understanding, the technical solution of the present application, in essence or the contribution to the prior art, or all or part of the technical solution may be embodied in the form of a software product stored in a storage medium. A number of instructions are included to cause a computer device (which may be a personal computer, server, or network device, etc.) to perform all or part of the steps of the methods described in various embodiments of the present application. The foregoing storage medium includes: a U disk, a mobile hard disk, a read-only memory (ROM), a random access memory (RAM), a magnetic disk, or an optical disk, and the like. .

The above embodiments are only used to illustrate the technical solutions of the present application, and are not limited thereto; although the present application has been described in detail with reference to the foregoing embodiments, those skilled in the art should understand that they can still The technical solutions are described as being modified, or equivalents are replaced by some of the technical features; and such modifications or substitutions do not depart from the spirit and scope of the technical solutions of the embodiments of the present application.

Claims

A payment method, comprising:

Accessing the wireless local area network by means of a certificate authentication manner, wherein the certificate has at least one payment information, wherein each of the at least one payment information includes the collection account information and the collection server information;

Responding to the user-triggered payment operation, determining a payment information as the payment information to be used according to the certificate;

The payment is realized by communicating with the corresponding collection server according to the payment server information and the payment account information in the payment information to be used.
The method of claim 1 wherein the method further comprises:

Displaying a payment control, the payment control is configured to receive a payment operation of the user; and the payment control has a binding relationship with the payment client;

Responding to the user-triggered payment operation, determining a payment information as the payment information to be used according to the certificate, including:

Determining the type of payment client to be used according to the binding relationship between the payment control touched by the user and the payment client;

Obtaining, according to the payment client type to be used, a payment information matching the payment client type as the payment information to be used.
The method of claim 1 wherein said certificate has a receipt information;

Responding to the user-triggered payment operation, determining a payment information as the payment information to be used according to the certificate, including:

And responding to the payment operation triggered by the user, acquiring the one payment information, and determining the one payment information as the payment information to be used.
The method of claim 1 wherein at least two of the receipt information are included in the certificate;

Each of the at least two payment information further includes: payee information;

Responding to the user-triggered payment operation, determining a payment information as the payment information to be used according to the certificate, including:

Acquiring at least two payment information in response to a user-triggered payment operation;

The payee information included in each of the at least two payment information is displayed, and the corresponding payment information is determined as the payment information to be used according to the selected payee information.
The method according to claim 1, wherein the certificate has at least two payment information, and each of the at least two payment information further comprises: a geographical location of the payee;

Responding to the user-triggered payment operation, determining a payment information as the payment information to be used according to the certificate, including:

Acquiring at least two payment information in response to a user-triggered payment operation;

And determining, according to the geographic location of the payee in each of the at least two payment information, a payment information that matches the current geographic location of the terminal as the payment information to be used.
The method according to claim 1, wherein the responding to the user-triggered payment operation, determining a payment information as the payment information to be used according to the certificate comprises:

Sending a payment information acquisition request to the wireless access point in response to the user-triggered payment operation;

And receiving the payment information to be used fed back by the wireless access point, where the payment information to be used is obtained by the authentication server parsing the certificate according to the payment information acquisition request.
The method according to claim 1, wherein the accessing the wireless local area network by means of a certificate authentication manner comprises:

Sending an authentication request to the wireless access point through the authentication address in the certificate;

Receiving the authentication result fed back by the wireless access point, if the authentication result is the authentication pass, accessing the wireless local area network; wherein the authentication result is a result obtained by the authentication server performing identity authentication according to the authentication request forwarded by the wireless access point.
A terminal, comprising:

a network access module, configured to access a wireless local area network by using a certificate, wherein the certificate has at least one payment information, wherein each of the at least one payment information includes a collection account information and Collection server information;

a determining module, configured to respond to the user-triggered payment operation, and determine a payment information as the payment information to be used according to the certificate;

And a payment module, configured to communicate with the corresponding collection server according to the collection server information and the payment account information in the payment information to be used, to implement payment.
The terminal according to claim 8, wherein the terminal further comprises:

a control display module, configured to display a payment control, where the payment control is used to receive a payment operation of the user; and the payment control has a binding relationship with the payment client;

The determining module is specifically configured to:

Determining the type of payment client to be used according to the binding relationship between the payment control touched by the user and the payment client;

Obtaining, according to the payment client type to be used, a payment information matching the payment client type as the payment information to be used.
The terminal according to claim 8, wherein the certificate has a payment information; the determining module is specifically configured to:

Responding to the payment operation triggered by the user, acquiring a payment information, and determining the acquired payment information as the payment information to be used.
The terminal according to claim 8, wherein at least two payment information in the certificate; each of the at least two payment information further comprises: payee information;

The determining module is specifically configured to:

Acquiring at least two payment information in response to a user-triggered payment operation;

The payee information included in each of the at least two payment information is displayed, and the corresponding payment information is determined as the payment information to be used according to the selected payee information.
The terminal according to claim 8, wherein the certificate has at least two payment information, and each of the at least two payment information further includes: a geographical location of the payee;

The determining module is specifically configured to:

Acquiring at least two payment information in response to a user-triggered payment operation;

And determining, according to the geographic location of the payee in each of the at least two payment information, a payment information that matches the current geographic location of the terminal as the payment information to be used.
The terminal according to claim 8, wherein the determining module is specifically configured to:

Sending a payment information acquisition request to the wireless access point in response to the user-triggered payment operation;

And receiving the payment information to be used fed back by the wireless access point, where the payment information to be used is obtained by the authentication server parsing the certificate according to the payment information acquisition request.
The terminal according to claim 8, wherein the network access module is specifically configured to:

Sending an authentication request to the wireless access point through the authentication address in the certificate;

Receiving the authentication result fed back by the wireless access point, if the authentication result is the authentication pass, accessing the wireless local area network; wherein the authentication result is a result obtained by the authentication server performing identity authentication according to the authentication request forwarded by the wireless access point.
A terminal, comprising:

Processor and memory;

The memory is configured to store computer instructions, wherein when the computer instructions in the memory are executed, the processor is configured to perform the following steps:

Accessing the wireless local area network by means of a certificate authentication manner, wherein the certificate has at least one payment information, wherein each of the at least one payment information includes the collection account information and the collection server information;

Responding to the user-triggered payment request, determining a payment information as the payment information to be used according to the certificate;

The payment is realized by communicating with the corresponding collection server according to the payment server information and the payment account information in the payment information to be used.
The terminal according to claim 15, wherein the processor is further configured to: control a display to display a payment control, the payment control is configured to receive a payment operation of the user; and the payment control is tied to the payment client Relationship

Responding to the user-triggered payment operation, determining a payment information as the payment information to be used according to the certificate, including:

Determining the type of payment client to be used according to the binding relationship between the payment control touched by the user and the payment client;

Obtaining, according to the payment client type to be used, a payment information matching the payment client type as the payment information to be used.
The terminal according to claim 15, wherein said certificate has a receipt information;

Responding to the user-triggered payment operation, determining a payment information as the payment information to be used according to the certificate, including:

Responding to the user-triggered payment operation, acquiring a payment information, and determining the acquired payment information as the payment information to be used.
The terminal according to claim 15, wherein at least two of the receipt information are included in the certificate; and each of the at least two payment information further comprises: payee information;

And responding to the user-triggered payment operation, determining, according to the certificate, a payment information as the payment information to be used, including:

Acquiring at least two payment information in response to a user-triggered payment operation;

The payee information included in each of the at least two payment information is displayed, and the corresponding payment information is determined as the payment information to be used according to the selected payee information.
The terminal according to claim 15, wherein the certificate has at least two payment information, and each of the at least two payment information further includes: a geographical location of the payee;

Responding to the user-triggered payment operation, determining a payment information as the payment information to be used according to the certificate, including:

Responding to a user-triggered payment operation, obtaining the certificate to obtain at least two payment information;

And determining, according to the geographic location of the payee in each of the at least two payment information, a payment information that matches the current geographic location of the terminal as the payment information to be used.
The terminal according to claim 15, wherein the responding to the user-triggered payment operation, determining a payment information as the payment information to be used according to the certificate comprises:

Sending a payment information acquisition request to the wireless access point in response to the user-triggered payment operation;

And receiving the payment information to be used fed back by the wireless access point, where the payment information to be used is obtained by the authentication server parsing the certificate according to the payment information acquisition request.
The terminal according to claim 15, wherein the accessing the wireless local area network by using a certificate authentication manner comprises:

Sending an authentication request to the wireless access point through the authentication address in the certificate;

Receiving the authentication result fed back by the wireless access point, if the authentication result is the authentication pass, accessing the wireless local area network; wherein the authentication result is a result obtained by the authentication server performing identity authentication according to the authentication request forwarded by the wireless access point.
An unlocking method is applied to the first terminal, including:

Establishing a Bluetooth connection with the second terminal by using a Bluetooth certificate authentication manner, the second terminal has a password lock, and the Bluetooth certificate of the second terminal includes an identifier of the second terminal and server information of the second terminal;

Sending an acquisition request to the second terminal, and receiving the identifier of the second terminal and the server information fed back by the second terminal, in response to the unlocking operation triggered by the user;

And unlocking the second terminal by communicating with the corresponding server according to the server information and the identifier of the second terminal.
The method of claim 22, wherein the method further comprises:

A display control for receiving a user's unlocking operation.
A first terminal, comprising:

a Bluetooth connection module, configured to establish a Bluetooth connection with the second terminal by using a Bluetooth certificate authentication manner, the second terminal has a password lock, and the Bluetooth certificate of the second terminal has a unique identifier of the second terminal and the Server information of the second terminal;

The information acquiring module is configured to send an acquisition request to the second terminal, and receive the unique identifier of the second terminal and the server information that are fed back by the second terminal, in response to the unlocking operation triggered by the user;

The unlocking module is configured to implement unlocking of the second terminal according to the collection server information and the identifier of the second terminal and the corresponding server communication.
The first terminal according to claim 24, wherein the first terminal further comprises:

A display module is configured to display a control for receiving an unlocking operation of the user.
A first terminal, comprising:

a processor and a memory; the memory storing computer instructions, wherein when the computer instructions in the memory are executed, the processor is configured to perform the following steps:

Establishing a Bluetooth connection with the second terminal by using a Bluetooth certificate authentication manner, the second terminal has a password lock, and the Bluetooth certificate of the second terminal includes a unique identifier of the second terminal and server information of the second terminal;

Sending an acquisition request to the second terminal, and receiving the unique identifier of the second terminal and the server information fed back by the second terminal, in response to the unlocking operation triggered by the user;

And unlocking the second terminal by communicating with the corresponding server according to the collection server information and the identifier of the second terminal.
The first terminal according to claim 26, wherein the processor is further configured to perform the following steps:

A display control for receiving a user's unlocking operation.
An unlocking method is applied to the second terminal, including:

Establishing a Bluetooth connection with the first terminal by using a Bluetooth certificate authentication method; the second terminal has a password lock, and the Bluetooth certificate of the second terminal has a unique identifier of the second terminal and server information of the second terminal;

Receiving an unlock request sent by the first terminal, and feeding back, to the first terminal, a unique identifier of the second terminal and server information of the second terminal;

Receive the unlock password and open the password lock.
A second terminal, comprising:

Establishing a connection module, configured to establish a Bluetooth connection with the first terminal by using a Bluetooth certificate authentication manner; the second terminal has a password lock, and the Bluetooth certificate of the second terminal has a unique identifier of the second terminal and the first Server information of the second terminal;

An information feedback module, configured to receive an unlock request sent by the first terminal, and feed back, to the first terminal, a unique identifier of the second terminal and server information of the second terminal;

The unlocking module is configured to receive an unlocking password and open the password lock.
A second terminal, comprising:

a processor and a memory; the memory storing computer instructions, wherein when the computer instructions in the memory are executed, the processor is configured to perform the following steps:

Establishing a Bluetooth connection with the first terminal by using a Bluetooth certificate authentication method; the Bluetooth certificate has a unique identifier of the second terminal and server information of the second terminal;

Receiving an unlock request sent by the first terminal, and feeding back, to the first terminal, a unique identifier of the second terminal and server information of the second terminal;

Receive the unlock password and open the password lock.