CN106779677A - A kind of method of payment and its device, electronic equipment and payment system - Google Patents
A kind of method of payment and its device, electronic equipment and payment system Download PDFInfo
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- CN106779677A CN106779677A CN201611042852.2A CN201611042852A CN106779677A CN 106779677 A CN106779677 A CN 106779677A CN 201611042852 A CN201611042852 A CN 201611042852A CN 106779677 A CN106779677 A CN 106779677A
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- China
- Prior art keywords
- payer
- payment
- terminal
- authentication information
- businessman
- Prior art date
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
Abstract
The present invention relates to mobile payment technical field, more particularly to a kind of method of payment and its device, electronic equipment and payment system.Wherein, when paying, first terminal is sent to second terminal by generation for carrying the authentication information and start the bluetooth module of first terminal that payer is identified, and being identified payer by bluetooth module, so that second terminal and server complete to pay.Therefore, on the one hand, it connects internet without first terminal, just payer can be transmitted by bluetooth module to identify, so that second terminal and server complete to pay, so as to avoid producing high data on flows expense because connecting internet；On the other hand, even if payer is in the state without network, payer can also complete to pay by bluetooth module and businessman, greatly expand the payment scope of payer, so as to promote payer in local consumption and economic development.
Description
Technical field
The present invention relates to mobile payment technical field, more particularly to a kind of method of payment and its device, electronic equipment and
Payment system.
Background technology
With the improvement of living standards, the demand of people is not only only that the satisfaction on material, also requires in spirit
Meet.In order to expand the visual field, loosen mood, people more favor in going abroad, travel abroad.For example, compatriots are keen in recent years
Country in Southeast Asia is gone to travel, Southeast Asia is made up of multiple countries, foreign currency species is various.Therefore, need to exchange for before visitor goes on a tour
Certain local foreign currency, can be in the national unimpeded consumption of correspondence.
However, because visitor exchanges substantial amounts of foreign currency under uncertain consumer factors, when causing visitor's tourism to be come back, staying
Under the substantial amounts of foreign currency not yet consumed, so as to reduce the turnover rate of fund.Also, correspond to locality businessman to say, due to business
There is each side such as communication in family and visitor, inconvenience is brought when being paid the bill to visitor.
Prior art provides following technical scheme：When the mobile phone of consumer connects internet, consumer can be by hand
Machine completes the payment of certain amount, so as to remove the trouble of changing money from.
Inventor realize it is of the invention during, find correlation technique there is problems with：Due to the mobile phone of consumer
It is abroad, in roaming state, high data on flows expense to be produced during connection internet, raises payment cost, and it is unfavorable
In promotion consumer in local consumption.
The content of the invention
Embodiment of the present invention purpose aims to provide a kind of method of payment and its device, electronic equipment and payment system, its solution
Complete delivery operation and raise the technical problem of payment cost, it is necessary to network when certainly prior art has consumption abroad.
In order to solve the above technical problems, the embodiment of the present invention provides following technical scheme：
In a first aspect, a kind of method of payment of embodiment of the present invention offer, methods described is including in response to payer input
The application program for opening first terminal operation, the operation interface of the application program is presented；It is being not detected by institute
Stating the businesses lists of operation interface select the selection operation of businessman, and detects the payer in the operation interface
During the payment operation for carrying out, the authentication information for carrying payer mark is generated；Bluetooth is set up in the second terminal with businessman
Connection, and the second terminal is detected when the authentication information is scanned, by the bluetooth connection by the payer
Mark is sent to the second terminal, so that the second terminal and server complete to pay.
Alternatively, the authentication information is also carried and identified for the currency for indicating to pay direction businessman currency of payment type；
It is described select the selection operation of businessman being not detected by the businesses lists in the operation interface, and detect the branch
Side is paid in the payment operation that the operation interface is carried out, the authentication information for carrying payer mark is generated, including：Not
The businesses lists detected in the operation interface select the selection operation of businessman, and detect payer in the behaviour
When the currency selection operation and payment operation for the selecting currency of payment type that carry out as interface, generate for carrying payer
The authentication information of mark and currency mark.
Alternatively, methods described also includes：When the payer unfinished delivery operation in Preset Time is detected,
Update the authentication information.
Alternatively, methods described also includes：Carry out selecting businessman the businesses lists in the operation interface are detected
During the payment operation of selection operation and payer, payment authentication information is obtained, and the payment authentication is sent to server and believed
Breath, so that the server completes to pay.
Alternatively, methods described also includes：Obtain the facility information of each bluetooth equipment around the first terminal；Will
The facility information of each bluetooth equipment uploads onto the server, so as to the server sends to the first terminal include
The businesses lists of the facility information of the bluetooth equipment of registration.
In second aspect, the embodiment of the present invention provides a kind of payment mechanism, and the payment mechanism includes：Module is presented, uses
In the operation of the application program for opening first terminal being input into response to payer, operation circle of the application program is presented
Face；Detection generation module, for be not detected by the businesses lists in the operation interface carry out select businessman selection operation,
And the payer is detected in the payment operation that the operation interface is carried out, and is generated for carrying recognizing for payer mark
Card information；First detection sending module, for setting up bluetooth connection in the second terminal with businessman, and detects described second
The payer is identified and sent to the second terminal by terminal when the authentication information is scanned by the bluetooth connection,
So that the second terminal and server complete to pay.
Alternatively, the authentication information is also carried and identified for the currency for indicating to pay direction businessman currency of payment type；
The detection generation module is additionally operable to：Select the selection behaviour of businessman the businesses lists in the operation interface are not detected by
Make, and detect currency selection operation for selecting currency of payment type and pay that payer carries out in the operation interface
When money is operated, the authentication information for carrying payer mark and currency mark is generated.
Alternatively, described device also includes：Update module, for detect the payer not complete in Preset Time
When delivery operation, the authentication information is updated.
Alternatively, described device also includes：Second detection sending module, for detecting the business in the operation interface
Family's list select businessman selection operation and payer payment operation when, payment authentication information is obtained, and to service
Device sends the payment authentication information, so that the server completes to pay.
Alternatively, described device also includes：Acquisition module, for obtaining each bluetooth equipment around the first terminal
Facility information；Uploading module, for the facility information of each bluetooth equipment to be uploaded onto the server, so that the service
Device sends to the first terminal includes the businesses lists of the facility information of registered bluetooth equipment.
In the third aspect, the embodiment of the present invention provides a kind of electronic equipment, and the electronic equipment includes：At least one treatment
Device；And the memory with described at least one treatment communication connection；Wherein, have can be by described at least one for the memory storage
The instruction repertorie of individual computing device, the instruction repertorie by least one computing device so that described at least one
Processor is used to perform above-mentioned method.
In fourth aspect, the embodiment of the present invention provides a kind of payment system, and the payment system includes above-mentioned for performing
The first terminal of method.
In each embodiment of the invention, when paying, first terminal is by generation for recognizing of carrying that payer identifies
The bluetooth module of card information and startup first terminal, and payer is identified by transmission to second terminal by bluetooth module, with
Second terminal and server is set to complete to pay, therefore, on the one hand, it connects internet without first terminal, just can be by bluetooth
Module transfer payer is identified, so that second terminal and server complete to pay, so as to avoid producing height because connecting internet
High data on flows is taken；On the other hand, even if payer is in the state without network, payer can also be by bluetooth module
Complete to pay with businessman, greatly expand the payment scope of payer, so as to promote payer in local consumption and economic development.
Brief description of the drawings
One or more embodiments are illustrative by the picture in corresponding accompanying drawing, these exemplary theorys
The bright restriction not constituted to embodiment, the element with same reference numbers label is expressed as similar element in accompanying drawing, removes
It is non-to have especially statement, the figure not composition limitation in accompanying drawing.
Fig. 1 is that the embodiment of the present invention provides a kind of schematic flow sheet of method of payment；
Fig. 2 is that another embodiment of the present invention provides a kind of schematic flow sheet of method of payment；
Fig. 3 is that the embodiment of the present invention provides a kind of structural representation of payment mechanism；
Fig. 4 is that another embodiment of the present invention provides a kind of structural representation of payment mechanism
Fig. 5 is the structural representation that the embodiment of the present invention provides a kind of electronic equipment.
Specific embodiment
In order to make the purpose , technical scheme and advantage of the present invention be clearer, it is right below in conjunction with drawings and Examples
The present invention is further elaborated.It should be appreciated that specific embodiment described herein is only used to explain the present invention, not
For limiting the present invention.
The method of payment of the embodiment of the present invention, can be in any suitable type, with user interaction means and operational capability
Processor user terminal in perform, such as in desktop computer, smart mobile phone, panel computer and other users terminal.
The payment mechanism of the embodiment of the present invention can be independently arranged at as one of software or hardware function units
In above-mentioned user terminal, it is also possible to as the one of functional module integrated within a processor, perform the embodiment of the present invention
Method of payment.
Fig. 1 is that the embodiment of the present invention provides a kind of schematic flow sheet of method of payment.As shown in figure 1, the method for payment bag
Include
The operation of step 0100, the application program for opening first terminal being input into response to payer, is presented application
The operation interface of program；
During payment, when first terminal is input into the operation of the application program for opening first terminal, first eventually for payer
Hold in response to the operation, so as to show the operation interface of the application program.Payer operation first terminal application program it
Before, the application program is installed on first terminal in advance, the application program is named as payment application herein.Pay application
The operation that program is used to coordinate payer completes delivery operation with the terminal device with businessman or backstage paying server.Pay
The operation interface of application program logs in entrance, user balance, payment button, currency type, businesses lists, entertainment garment including user
Business and etc., therefore, payer can prestore certain amount of money by the payment application, be used to pay the bill.Enter
One step, payer can be to binding credit card (such as VISA, MASTER etc.) or payment account in payment application, its
In, the sub- account (such as MYR, SGD, THB, HKD, IDR etc.) of various currency types can be set up under payment account, payer can be with excellent
First set and paid using which sub- account or payment account is paid.
Payer can be registered and logged in the operation interface of the payment application, payer registration after or step on
Lu Hou, corresponds to an identity.Further, the identity can correspond to payer in the payment application
Account, can also be the device identification of first terminal when being registered corresponding to payer.The device identification can be ADID equipment
International identification code (the International Mobile Equipment of mark, Android ID device identifications and mobile device
Identity, IMEI device identification).
The operation of payer input can with clicking operation, double click operation, it is long by operation, drag operation and etc..One
As situation, the more performances of operation of the present embodiment are click on operation.
Those skilled in the art should be appreciated that first terminal should have Touch sensitive surface, and the Touch sensitive surface can be touched
Panel type display, can be touch pad.The input interface that Touch sensitive surface is operated as user, can detect user on Touch sensitive surface
Operation, the operation can to the clicking of Touch sensitive surface, double-click, slide, it is long by, towing and etc..The each operation of user
In the certain intensity of pressure of Touch sensitive surface generation, the intensity of pressure can use various methods and various sensors or various biographies
The combination of sensor is detected.Such as, by the change size of the electric capacity in Touch sensitive surface detection Touch sensitive surface, or, detection is touched
The change size of the resistance of sensitive surfaces, or, the capacitance variations size and resistance variations size of Touch sensitive surface are detected, and wait
Deng.In above process, the intensity of pressure that Touch sensitive surface is produced is changed into by electric signal by sensor, first terminal is according to this
Electric signal, distributes Action Events, and receive and process the Action Events by user in the control command that Touch sensitive surface is produced.
Further, first terminal can be smart mobile phone, computer, palm PC (Personal Digital
Assistant, PDA), panel computer, intelligent watch, e-book etc..It is believed that the terminal is except supporting payment application journey
The installation of sequence, also supports the installation of various application programs, one or more application program in such as following application program：Paint
Figure application program, demonstration applications, word-processing application, spreadsheet applications, game application, phone should
Application program is supported with program, videoconference application, email application, instant message application program, training, shine
Piece management application program, digital camera application program, digital video recorder application program, web page browsing application program, digital music
Player application, video frequency player application program and etc..
Further, the operating system that first terminal is supported can be Android, Linux, Windows, iOS and
Other embedded OSs.
Step 0102, select the selection operation of businessman being not detected by the businesses lists in operation interface, and examine
Payer is measured in the payment operation that operation interface is carried out, the authentication information for carrying payer mark is generated；
Businesses lists are used to show each Business Information of proximity payments side, for example, businesses lists include that A caves, B are fast
Meal shop, C clothes shops, D buffets and etc., wherein, the businesses lists also show that the distance between A caves and payer are
More than 100 meters, the distance between B fast food restaurants and payer are 80 meters to 90 meters, and etc., can be connected mutually in first terminal
In the state of networking, payer can select corresponding businessman to be paid the bill and consumed by businesses lists.However, paying
The first terminal of side can not access internet, or, the position internet signal being presently in is very weak so that first terminal is networked
Failure, or, when not having internet hot spots near payer, payer can not select corresponding businessman to enter by businesses lists
Row payment and consumption.
First terminal be in suspension in the state of, payer the operation interface of payment application click payment by
Button, when carrying out payment operation, first terminal be not detected by the businesses lists in operation interface carry out select businessman selection behaviour
Make, and detect the payment operation that payer is carried out in operation interface, first terminal generation authentication information, so as to complete the
One terminal is in the payment in the state of suspension.Wherein, authentication information carries payer mark.The authentication information can be two dimension
The authentication code of code, bar code and other forms, payer mark includes the MAC of the identity information of payer and first terminal
Address.
In certain embodiments, for the security for strengthening paying the bill, first terminal is detecting payer in Preset Time
During interior unfinished delivery operation, authentication information is updated.For example, when authentication information is Quick Response Code, first terminal is when one section
Between produce a unique Quick Response Code with three minutes timeliness, this Quick Response Code to be encrypted using AES, for example, should plus
Close algorithm can be RFC6238 (dynamic password based on time counting), a RFC4226 (dynamic password based on HMAC
Algorithm) and etc..
In certain embodiments, authentication information also carries the currency mark for indicating payment direction businessman currency of payment type
Know, therefore, when payer carries out payment operation, payer can also be according to the situation of local currency, and it is right voluntarily to select
The currency of type is answered to be paid.Therefore, first terminal carries out selection businessman being not detected by the businesses lists in operation interface
Selection operation, and detect the currency selection operation for selecting currency of payment type that payer is carried out in operation interface
During with payment operation, the authentication information for carrying payer mark and currency mark is generated.Currency type includes Malaysia
Ringgit MYR, Singapore dollar SGD, Thai Baht THB, HKD Hong Kong dollar HKD, Indonesia Rupiah (Rp) IDR and etc..Therefore, when visitor goes to Thailand
State is traveled, and Thai Baht can be selected to be paid, and goes to Singapore to travel, and Singapore dollar can be selected to pay, so as to greatly facilitate
The payment of visitor, promotes the development of local economic development and tourist industry.
Step 0104, bluetooth connection is set up in the second terminal with businessman, and detect second terminal in scanning certification
During information, payer is identified by bluetooth connection is sent to second terminal, so that second terminal and server complete to pay.
In the present embodiment, the second terminal of businessman can be the mobile phone for carrying bluetooth module, can carry bluetooth mould
The POS of block.
When detecting payer and carrying out payment operation, first terminal automatic bluetooth module, therefore, first terminal passes through
Bluetooth module searches second terminal, and sets up bluetooth connection with second terminal.Businessman opens and logs in second terminal
Payment application, or, start POS in second terminal, and payer is input into payment application or POS
Spending amount, when businessman uses second terminal scanning certification information, payer is identified and sent by first terminal by bluetooth connection
To second terminal.Further, second terminal sends to the server on backstage, server authentication payer payer mark
Identity information and facility information, if being proved to be successful, complete to pay, and send payment information to payer, will pay the bill
Information is sent to businessman.
In the present embodiment, using the method for payment, on the one hand, it connects internet without first terminal, just can pass through
Bluetooth module transmission payer mark, so that second terminal and server complete to pay, so as to avoid producing because connecting internet
The high data on flows of life is taken；On the other hand, even if payer is in the state without network, payer can also be by bluetooth
Module and businessman complete to pay, and greatly expand the payment scope of payer, so as to promote payer in local consumption and economy
Development.
In certain embodiments, the second terminal of businessman has not been able to access internet, however, the first terminal energy of payer
Enough access internet.For example, in application scenes, businessman can be food roadside stands pedlar, and payer can be to working as
People from ground.In order that the payment between pedlar and locals is more convenient, alternatively, as shown in Fig. 2 the method for payment also includes：
Step 0106, select the selection operation and payer of businessman detecting businesses lists in operation interface
During payment operation, payment authentication information is obtained, and payment authentication information is sent to server, so that server completes to pay.
Payer in the businesses lists of operation interface can select the selection operation of businessman, be input into payment, and
And carry out payment operation.In certain embodiments, payer is also an option that currency of payment type.First terminal detects the choosing
When selecting operation and payment operation, payment authentication information is obtained, wherein, the payment authentication information can be aerial signing messages, refer to
Line identification credential information, encrypted message and etc..The payment authentication information is sent to server by first terminal, so that service
Device completes delivery operation according to logic is paid in advance.After success to be paid, server sends payment information to payer,
Payment information is sent to businessman.When payer pays wrong money to businessman, server sends operating process to each terminal, it is to avoid branch
Pay some maloperations of side.
In certain embodiments, in order to obtain each Business Information near first terminal, due to the second terminal of businessman
Have not been able to connect internet, the first terminal of payer has not been able to prior art such as and " collects Business Information and by internet
It is sent to first terminal " and get Business Information.But in the present embodiment, alternatively, first terminal can be with each business
The second terminal of family sets up bluetooth connection, and businesses lists information is built by bluetooth approach.Specifically, first terminal obtains its week
The facility information of each bluetooth equipment (second terminal of each businessman) for enclosing, and by the facility information of each bluetooth equipment
Reach server.The facility information of server analysis each bluetooth equipments, if the bluetooth equipment lawful registration, server
In the businesses lists sent to first terminal, retain the bluetooth equipment.If the bluetooth equipment has not yet registered, server is by the indigo plant
Tooth equipment in businesses lists filtered points, therefore, server is to include registered bluetooth to the businesses lists that first terminal sends
Equipment.Therefore, payer can select corresponding businessman to be paid the bill in businesses lists.
In certain embodiments, when first terminal and second terminal can with free access internet when, pay when, branch
Paying side need not know other side's cell-phone number, it is not required that sweep Quick Response Code or add other side to be good friend, and payer and other side are each eventually
Payment application is logged on end, selects the type of the currency of payment, payer to open neighbouring pair shellfish user, selection is correct to receive
Money side, and Payment Amount is input into, click is transferred accounts, and aerial signature or fingerprint recognition or input password is completed, so as to right
Side completes to pay.
Fig. 3 is that the embodiment of the present invention provides a kind of structural representation of payment mechanism.As shown in figure 3, the payment mechanism 30
Including module 301, the detection detection sending module 303 of generation module 302 and first is presented.Module 301 is presented to be used in response to branch
The operation of the application program for opening first terminal of side's input is paid, the operation interface of application program is presented.Detection generation mould
Block 302 is used to select the selection operation of businessman being not detected by the businesses lists in operation interface, and detects payment
Side generates the authentication information for carrying payer mark in the payment operation that operation interface is carried out.First detection sends mould
Block 303 is used to set up bluetooth connection in the second terminal with businessman, and detects second terminal in scanning certification information, leads to
Cross bluetooth connection to send to second terminal payer mark, so that second terminal and server complete to pay.
Because apparatus of the present invention embodiment and the inventive method embodiment are based on identical inventive concept, in embodiment of the method
Technical scheme be equally applicable to device embodiment, therefore, repeated no more in apparatus of the present invention embodiment.
In the present embodiment, using the payment mechanism, on the one hand, it connects internet without first terminal, just can pass through
Bluetooth module transmission payer mark, so that second terminal and server complete to pay, so as to avoid producing because connecting internet
The high data on flows of life is taken；On the other hand, even if payer is in the state without network, payer can also be by bluetooth
Module and businessman complete to pay, and greatly expand the payment scope of payer, so as to promote payer in local consumption and economy
Development.
Fig. 4 is that another embodiment of the present invention provides a kind of structural representation of payment mechanism.As shown in figure 4, the payment is filled
Putting 40 includes module 401, the detection detection sending module 403 of generation module 402 and first is presented.Module 401 is presented to be used to respond
In the operation of the application program for opening first terminal of payer input, the operation interface of application program is presented.Detection life
It is used to select the selection operation of businessman being not detected by the businesses lists in operation interface into module 402, and detects
Payer generates the authentication information for carrying payer mark in the payment operation that operation interface is carried out.First detection hair
Module 403 is sent for setting up bluetooth connection in the second terminal with businessman, and detects second terminal in scanning certification information
When, payer is identified by bluetooth connection is sent to second terminal, so that second terminal and server complete to pay.
Alternatively, authentication information is also carried and identified for the currency for indicating to pay direction businessman currency of payment type.Detection
Generation module 402 is additionally operable to：Select the selection operation of businessman the businesses lists in operation interface are not detected by, and examine
Payer is measured in the currency selection operation and payment operation for selecting currency of payment type that operation interface is carried out, is generated
Authentication information for carrying payer mark and currency mark.
Alternatively, payment mechanism 40 also includes update module 404.Update module 404 is used to detect payer pre-
If do not complete delivery operation in the time, authentication information is updated.
Alternatively, payment mechanism 40 also includes the second detection sending module 405.Second detection sending module 405 is used for
The businesses lists detected in operation interface carry out select businessman selection operation and payer payment operation when, obtain pay
Authentication information, and payment authentication information is sent to server, so that server completes to pay.
Alternatively, payment mechanism 40 also includes acquisition module 406 and uploading module 407.Acquisition module 406 is used to obtain the
The facility information of each bluetooth equipment of one terminal surrounding.Uploading module 407 is used for the facility information of each bluetooth equipment
Server is reached, so that server sends to first terminal includes the businesses lists of the facility information of registered bluetooth equipment.
Because apparatus of the present invention embodiment and the inventive method embodiment are based on identical inventive concept, in embodiment of the method
Technical scheme be equally applicable to device embodiment, therefore, repeated no more in apparatus of the present invention embodiment.
In the present embodiment, using the payment mechanism, on the one hand, it connects internet without first terminal, just can pass through
Bluetooth module transmission payer mark, so that second terminal and server complete to pay, so as to avoid producing because connecting internet
The high data on flows of life is taken；On the other hand, even if payer is in the state without network, payer can also be by bluetooth
Module and businessman complete to pay, and greatly expand the payment scope of payer, so as to promote payer in local consumption and economy
Development.
Used as another aspect of the present invention, the embodiment of the present invention provides a kind of payment system.The payment system includes being used for
Perform the first terminal of method as depicted in figs. 1 and 2.
In the present embodiment, using the payment system, on the one hand, it connects internet without first terminal, just can pass through
Bluetooth module transmission payer mark, so that second terminal and server complete to pay, so as to avoid producing because connecting internet
The high data on flows of life is taken；On the other hand, even if payer is in the state without network, payer can also be by bluetooth
Module and businessman complete to pay, and greatly expand the payment scope of payer, so as to promote payer in local consumption and economy
Development.
Fig. 5 is the structural representation that the embodiment of the present invention provides a kind of electronic equipment.As shown in figure 5, the electronic equipment 50
Including one or more processors 501 and memory 502.Wherein, in Fig. 5 by taking a processor 501 as an example.
Processor 501 and memory 502 can be connected by bus or other modes, be connected with by bus in Fig. 5
As a example by.
Memory 502 can be used to store non-volatile software journey as a kind of non-volatile computer readable storage medium storing program for executing
Sequence, non-volatile computer executable program and module, such as corresponding programmed instruction of the method for payment in the embodiment of the present invention/
Module (for example, accompanying drawing 3 and the modules described in Fig. 4).Processor 501 is non-easy in memory 502 by running storage
The property lost software program, instruction and module, so as to perform various function application and the data processing of payment mechanism, that is, realize
State the function of the modules of embodiment of the method method of payment and said apparatus embodiment.
Memory 502 can include high-speed random access memory, can also include nonvolatile memory, for example, at least
One disk memory, flush memory device or other non-volatile solid state memory parts.In certain embodiments, memory 502
It is optional including the memory remotely located relative to processor 501, these remote memories can by network connection to process
Device 501.The example of above-mentioned network includes but is not limited to internet, intranet, LAN, mobile radio communication and combinations thereof.
Described program instruction/module is stored in the memory 502, when by one or more of processors 501
During execution, the method for payment in above-mentioned any means embodiment is performed, for example, performing each shown in Fig. 1 described above and Fig. 2
Individual step；Also accompanying drawing 3 and the modules described in Fig. 4 can be realized.
The electronic equipment 50 of the embodiment of the present invention exists in a variety of forms, is performing shown in Fig. 1 and Fig. 2 described above
Each step；When can also realize accompanying drawing 3 and the modules described in Fig. 4, above-mentioned electronic equipment 50 is included but is not limited to：
(1) mobile communication equipment：The characteristics of this kind equipment is that possess mobile communication function, and to provide speech, data
It is main target to communicate.This Terminal Type includes:Smart mobile phone (such as iPhone), multimedia handset, feature mobile phone, and it is low
End mobile phone etc..
(2) super mobile personal computer equipment:This kind equipment belongs to the category of personal computer, there is calculating and treatment work(
Can, typically also possess mobile Internet access characteristic.This Terminal Type includes：PDA, MID and UMPC equipment etc., such as iPad.
(3) portable entertainment device：This kind equipment can show and play video content, typically also possess mobile Internet access special
Property.The kind equipment includes：Video player, handheld device, and intelligent toy and portable car-mounted navigation equipment.
(4) other have the electronic equipment of video playback capability and function of surfing the Net.
The embodiment of the present invention additionally provides a kind of nonvolatile computer storage media, the computer-readable storage medium storage
There are computer executable instructions, the computer executable instructions are executed by one or more processors, such as in Fig. 5
Reason device 501, may be such that the method for payment that said one or multiple processors can perform in above-mentioned any means embodiment, for example,
The method of payment in above-mentioned any means embodiment is performed, for example, performing each step shown in Fig. 1 described above and Fig. 2；
Also accompanying drawing 3 and the modules described in Fig. 4 can be realized.
Device or apparatus embodiments described above be only it is schematical, wherein it is described as separating component illustrate
Unit module can be or may not be physically separate, and the part shown as modular unit can be or also may be used
Not being physical location, you can with positioned at a place, or can also be distributed on multiple mixed-media network modules mixed-media units.Can basis
Some or all of module therein is selected the need for reality to realize the purpose of this embodiment scheme.
Through the above description of the embodiments, those skilled in the art can be understood that each implementation method can
Realized by the mode of software plus general hardware platform, naturally it is also possible to by hardware.Based on such understanding, above-mentioned technology
The part that scheme substantially contributes to correlation technique in other words can be embodied in the form of software product, the computer
Software product can be stored in a computer-readable storage medium, and such as ROM/RAM, magnetic disc, CD, including some instructions are used to
So that computer equipment (can be personal computer, server, or network equipment etc.) perform each embodiment or
Method described in some parts of embodiment.
Finally it should be noted that：The above embodiments are merely illustrative of the technical solutions of the present invention, rather than its limitations；At this
Under the thinking of invention, can also be combined between the technical characteristic in above example or different embodiment, step can be with
Realized with random order, and there are many other changes of different aspect of the invention as described above, for simplicity, they do not have
Have and provided in details；Although being described in detail to the present invention with reference to the foregoing embodiments, the ordinary skill people of this area
Member should be understood：It can still modify to the technical scheme described in foregoing embodiments, or to which part skill
Art feature carries out equivalent；And these modifications or replacement, the essence of appropriate technical solution is departed from each reality of the application
Apply the scope of a technical scheme.
Claims (12)
1. a kind of method of payment, it is characterised in that including
In response to the operation of the application program for opening first terminal of payer input, the operation of the application program is presented
Interface；
Select the selection operation of businessman the businesses lists in the operation interface are not detected by, and detect the branch
Side is paid in the payment operation that the operation interface is carried out, the authentication information for carrying payer mark is generated；
Bluetooth connection is set up in the second terminal with businessman, and detects the second terminal and scanning the authentication information
When, the payer is identified by the bluetooth connection is sent to the second terminal, so that the second terminal and service
Device completes to pay.
2. method according to claim 1, it is characterised in that the authentication information is also carried for indicating to pay direction business
The currency mark of family's currency of payment type；
It is described select the selection operation of businessman being not detected by the businesses lists in the operation interface, and detect institute
Payer is stated in the payment operation that the operation interface is carried out, the authentication information for carrying payer mark is generated, including：
Select the selection operation of businessman the businesses lists in the operation interface are not detected by, and detect payer
In the currency selection operation and payment operation for selecting currency of payment type that the operation interface is carried out, generate for taking
Authentication information with payer mark and currency mark.
3. method according to claim 1, it is characterised in that methods described also includes：
When the payer unfinished delivery operation in Preset Time is detected, the authentication information is updated.
4. the method according to any one of claims 1 to 3, it is characterised in that methods described also includes：
Carry out selecting the selection operation of businessman and the payment operation of payer the businesses lists in the operation interface are detected
When, payment authentication information is obtained, and the payment authentication information is sent to server, so that the server completes to pay.
5. method according to claim 4, it is characterised in that methods described also includes：
Obtain the facility information of each bluetooth equipment around the first terminal；
The facility information of each bluetooth equipment is uploaded onto the server, so that the server sends to the first terminal
The businesses lists of the facility information including registered bluetooth equipment.
6. a kind of payment mechanism, it is characterised in that including：
Module is presented, the operation of the application program for opening first terminal for being input into response to payer is presented described
The operation interface of application program；
Detection generation module, for be not detected by the businesses lists in the operation interface carry out select businessman selection behaviour
Make, and detect the payer in the payment operation that the operation interface is carried out, generate for carrying payer mark
Authentication information；
First detection sending module, for setting up bluetooth connection in the second terminal with businessman, and detects described second eventually
The payer is identified and sent to the second terminal by end when the authentication information is scanned by the bluetooth connection, with
The second terminal and server is set to complete to pay.
7. device according to claim 6, it is characterised in that the authentication information is also carried for indicating to pay direction business
The currency mark of family's currency of payment type；
The detection generation module is additionally operable to：
Select the selection operation of businessman the businesses lists in the operation interface are not detected by, and detect payer
In the currency selection operation and payment operation for selecting currency of payment type that the operation interface is carried out, generate for taking
Authentication information with payer mark and currency mark.
8. device according to claim 6, it is characterised in that described device also includes：
Update module, for when the payer unfinished delivery operation in Preset Time is detected, updating the certification
Information.
9. the device according to any one of claim 6 to 8, it is characterised in that described device also includes：
Second detection sending module, for detect the businesses lists in the operation interface carry out select businessman selection behaviour
When making the payment operation with payer, payment authentication information is obtained, and the payment authentication information is sent to server, so that
The server completes to pay.
10. device according to claim 9, it is characterised in that described device also includes：
Acquisition module, the facility information for obtaining each bluetooth equipment around the first terminal；
Uploading module, for the facility information of each bluetooth equipment to be uploaded onto the server, so that the server is to institute
Stating first terminal and sending includes the businesses lists of the facility information of registered bluetooth equipment.
11. a kind of electronic equipment, it is characterised in that including：
At least one processor；And
With the memory of described at least one treatment communication connection；Wherein, have can be by described at least one for the memory storage
The instruction repertorie of computing device, the instruction repertorie by least one computing device so that at described at least one
Reason device is used to perform the method as described in any one of claim 1 to 5.
12. a kind of payment systems, it is characterised in that including for performing first such as claim 1 to 5 any one methods described
Terminal.
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611042852.2A CN106779677A (en) | 2016-11-21 | 2016-11-21 | A kind of method of payment and its device, electronic equipment and payment system |
| PCT/CN2017/117759 WO2018091001A1 (en) | 2016-11-21 | 2017-12-21 | Payment method and device, electronic device, and payment system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611042852.2A CN106779677A (en) | 2016-11-21 | 2016-11-21 | A kind of method of payment and its device, electronic equipment and payment system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN106779677A true CN106779677A (en) | 2017-05-31 |
Family
ID=58974111
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201611042852.2A Pending CN106779677A (en) | 2016-11-21 | 2016-11-21 | A kind of method of payment and its device, electronic equipment and payment system |
Country Status (2)
| Country | Link |
|---|---|
| CN (1) | CN106779677A (en) |
| WO (1) | WO2018091001A1 (en) |
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| CN107484170A (en) * | 2017-08-16 | 2017-12-15 | 东莞市标奇广告有限公司 | A kind of password automated verification system and method |
| WO2018091001A1 (en) * | 2016-11-21 | 2018-05-24 | 深圳付贝科技有限公司 | Payment method and device, electronic device, and payment system |
| CN109961280A (en) * | 2017-12-25 | 2019-07-02 | 航天信息股份有限公司 | Automatic method of payment, device and electronic equipment |
| CN110334965A (en) * | 2019-07-12 | 2019-10-15 | 重庆工商职业学院 | A kind of huckster management method based on big data |
| CN111213167A (en) * | 2017-10-09 | 2020-05-29 | 华为技术有限公司 | Payment method, unlocking method and related terminal |
| CN111242608A (en) * | 2020-02-03 | 2020-06-05 | 中国银联股份有限公司 | Payment method, terminal, server and system |
| CN111340505A (en) * | 2020-03-20 | 2020-06-26 | 支付宝(杭州)信息技术有限公司 | Payment method and device and electronic equipment |
| CN112911524A (en) * | 2021-01-28 | 2021-06-04 | 维沃移动通信有限公司 | Recharge reminding method and device and electronic equipment |
| CN114862387A (en) * | 2022-07-04 | 2022-08-05 | 成都桐领智能科技有限公司 | Payment method, system and device based on credible bar code |
| WO2023045536A1 (en) * | 2021-09-26 | 2023-03-30 | 支付宝（中国）网络技术有限公司 | Information display |
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| CN110110572A (en) * | 2019-04-30 | 2019-08-09 | 尤尼泰克(嘉兴)信息技术有限公司 | A kind of offline biometric discrimination method and system based on two dimensional code |
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| WO2018091001A1 (en) * | 2016-11-21 | 2018-05-24 | 深圳付贝科技有限公司 | Payment method and device, electronic device, and payment system |
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| CN111213167B (en) * | 2017-10-09 | 2023-11-03 | 华为技术有限公司 | Payment method, unlocking method and related terminal |
| CN111213167A (en) * | 2017-10-09 | 2020-05-29 | 华为技术有限公司 | Payment method, unlocking method and related terminal |
| CN109961280B (en) * | 2017-12-25 | 2021-07-20 | 航天信息股份有限公司 | Automatic payment method and device and electronic equipment |
| CN109961280A (en) * | 2017-12-25 | 2019-07-02 | 航天信息股份有限公司 | Automatic method of payment, device and electronic equipment |
| CN110334965B (en) * | 2019-07-12 | 2021-09-28 | 重庆工商职业学院 | Mobile vendor management method based on big data |
| CN110334965A (en) * | 2019-07-12 | 2019-10-15 | 重庆工商职业学院 | A kind of huckster management method based on big data |
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| CN111340505A (en) * | 2020-03-20 | 2020-06-26 | 支付宝(杭州)信息技术有限公司 | Payment method and device and electronic equipment |
| CN112911524A (en) * | 2021-01-28 | 2021-06-04 | 维沃移动通信有限公司 | Recharge reminding method and device and electronic equipment |
| CN112911524B (en) * | 2021-01-28 | 2021-11-23 | 维沃移动通信有限公司 | Recharge reminding method and device and electronic equipment |
| WO2023045536A1 (en) * | 2021-09-26 | 2023-03-30 | 支付宝（中国）网络技术有限公司 | Information display |
| CN114862387A (en) * | 2022-07-04 | 2022-08-05 | 成都桐领智能科技有限公司 | Payment method, system and device based on credible bar code |
Also Published As
| Publication number | Publication date |
|---|---|
| WO2018091001A1 (en) | 2018-05-24 |
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Application publication date: 20170531 |