CN111213167B

CN111213167B - Payment method, unlocking method and related terminal

Info

Publication number: CN111213167B
Application number: CN201880065550.8A
Authority: CN
Inventors: 罗毅; 彭峰
Original assignee: Huawei Technologies Co Ltd
Current assignee: Huawei Technologies Co Ltd
Priority date: 2017-10-09
Filing date: 2018-06-05
Publication date: 2023-11-03
Anticipated expiration: 2038-06-05
Also published as: WO2019071969A1; CN111213167A

Abstract

The embodiment of the application provides a payment method and a related terminal, which are used for realizing quick payment without code scanning operation by a user, and the method not only ensures the safety of a payment process, but also simplifies the operation of the user and improves the payment efficiency; the embodiment of the application also provides an unlocking method and a related terminal, which are used for realizing quick unlocking without code scanning operation.

Description

Payment method, unlocking method and related terminal

The present application claims priority from the chinese patent application filed in the intellectual property office of the people's republic of China, application number 201710931633.8, entitled "a payment method, unlocking method and related devices" on day 10 and 9 of 2017, the entire contents of which are incorporated herein by reference.

Technical Field

The application relates to the technical field of terminals, in particular to a payment method, an unlocking method and a related terminal.

Background

Along with the rapid development of the mobile internet technology, the two-dimensional code appears more and more frequently in the life of people, thereby greatly facilitating the life of people; however, because the two-dimension code has a lower manufacturing threshold, lawless persons can easily implant viruses, trojan programs, fee deduction software and the like into the two-dimension code, so that consumers can be cheated; because the two-dimensional code is an information technology which cannot be identified by naked eyes, some illegal persons use a pasting mode to cover the two-dimensional code of a merchant with the self-made two-dimensional code, consumers cannot identify the two-dimensional code at all, and property loss is easy to cause.

Disclosure of Invention

In view of the above, the embodiments of the present application provide a payment method and a related terminal, which are used for providing a user with a quick payment method without code scanning, so that the security of the payment process is ensured, the payment operation of the user is simplified, and the payment time is shortened.

The embodiment of the application also provides an unlocking method and a related terminal, which are used for providing a quick payment mode without code scanning for a user, ensuring the safety of the unlocking process, simplifying the unlocking operation of the user and shortening the unlocking time.

In a first aspect of the application there is provided a payment method comprising:

accessing a wireless local area network through an authentication mode of a certificate, wherein at least one piece of collection information is arranged in the certificate, and each piece of collection information in the at least one piece of collection information comprises collection account information and collection server information;

responding to payment operation triggered by a user, and determining one piece of collection information as collection information to be used according to the certificate;

and communicating with a corresponding collection server according to the collection server information and the collection account information in the collection information to be used, so as to realize payment.

With reference to the first aspect, in a first possible implementation manner, the method further includes:

Displaying a payment control, wherein the payment control is used for receiving payment operation of a user; the payment control and the payment client have a binding relation;

the responding to the payment operation triggered by the user, determining a piece of collection information as the collection information to be used according to the certificate, and comprises the following steps:

determining the type of the payment client to be used according to the binding relation between the payment control touched by the user and the payment client;

and analyzing one piece of collection information matched with the payment client type from the certificate according to the payment client type to be used as collection information to be used.

With reference to the first aspect, in a second possible implementation manner, the certificate has one piece of collection information;

and responding to the payment operation triggered by the user, analyzing the certificate to obtain one piece of collection information, and determining the collection information obtained by analysis as the collection information to be used.

With reference to the first aspect, in a third possible implementation manner, at least two pieces of collection information in the certificate; each of the at least two pieces of collection information further includes: payee information;

responding to payment operation triggered by a user, and analyzing the certificate to obtain at least two pieces of collection information;

and displaying the payee information included in each payee information in the at least two payee information, and determining the corresponding payee information as the payee information to be used according to the selected payee information.

With reference to the first aspect, in a fourth possible implementation manner, at least two payment information are in the certificate, and each payment information of the at least two payment information further includes: the geographical location of the payee;

and determining one piece of collection information matched with the current geographic position of the terminal as collection information to be used according to the geographic position of the collection party in each piece of collection information.

With reference to the first aspect, in a fifth possible implementation manner, the determining, according to the certificate, one piece of collection information as collection information to be used in response to a payment operation triggered by a user includes:

Responding to payment operation triggered by a user, and sending a collection information acquisition request to a wireless access point;

and receiving the to-be-used collection information fed back by the wireless access point, wherein the to-be-used collection information is obtained by analyzing the certificate by the authentication server according to the collection information acquisition request.

With reference to the first aspect, in a sixth possible implementation manner, the accessing the wireless local area network through the certificate authentication manner includes:

sending an authentication request to the wireless access point through an authentication address in the certificate;

receiving an authentication result fed back by the wireless access point, and accessing the wireless local area network if the authentication result is authentication passing; the authentication result is obtained by the authentication server performing identity authentication according to the authentication request forwarded by the wireless access point.

In a second aspect of the present application, there is provided a terminal comprising:

the network access module is used for accessing the wireless local area network through an authentication mode of a certificate, and at least one piece of collection information is arranged in the certificate, wherein each piece of collection information in the at least one piece of collection information comprises collection account information and collection server information;

the determining module is used for responding to the payment operation triggered by the user and determining one piece of collection information as the collection information to be used according to the certificate;

And the payment module is used for communicating with the corresponding collection server according to the collection server information and the collection account information in the collection information to be used so as to realize payment.

With reference to the second aspect, in a first possible implementation manner, the apparatus further includes:

the payment control display module is used for displaying a payment control, and the payment control is used for receiving payment operation of a user; the payment control and the payment client have a binding relation;

the determining module is specifically configured to:

And the control display module is used for displaying a payment control, and the payment control is used for receiving payment operation of a user.

With reference to the second aspect, in a second possible implementation manner, the certificate has a collection information; the determining module is specifically configured to:

With reference to the second aspect, in a third possible implementation manner, at least two payment information in the certificate; each of the at least two pieces of collection information further includes: payee information;

the determining module is specifically configured to:

With reference to the second aspect, in a fourth possible implementation manner, there are at least two pieces of collection information in the certificate, and each piece of collection information in the at least two pieces of collection information further includes: the geographical location of the payee;

the determining module is specifically configured to:

With reference to the second aspect, in a fifth possible implementation manner, the determining module is specifically configured to:

With reference to the second aspect, in a sixth possible implementation manner, the network access module is specifically configured to:

In a third aspect of the present application, there is provided a terminal comprising:

a processor and a memory;

the antenna is used for receiving certificates;

the memory stores computer instructions, wherein the processor is configured to perform the following steps when the computer instructions in the memory are executed:

Responding to a payment request triggered by a user, and determining one piece of collection information as the collection information to be used according to the certificate;

With reference to the third aspect, in a first possible implementation manner, the processor is further configured to:

With reference to the third aspect, in a second possible implementation manner, the certificate has one piece of collection information;

With reference to the third aspect, in a third possible implementation manner, at least two pieces of collection information in the certificate; each of the at least two pieces of collection information further includes: payee information;

With reference to the third aspect, in a fourth possible implementation manner, at least two pieces of collection information are in the certificate, and each piece of collection information in the at least two pieces of collection information further includes: the geographical location of the payee;

With reference to the third aspect, in a fifth possible implementation manner, the determining, according to the certificate, one piece of collection information as collection information to be used in response to a payment operation triggered by a user includes:

With reference to the third aspect, in a sixth possible implementation manner, the accessing the wireless local area network through the certificate authentication manner includes:

Compared with the prior art, the technical solutions of the first, second and third aspects of the present application have the following advantages:

in the payment method and the related terminal provided by the embodiment of the application, the collection information is pre-built in the certificate of the wireless local area network, the terminal ensures the network security of accessing the wireless local area network in a certificate authentication mode, and in the wireless local area network, if a user does not need to scan the collection two-dimension code of a merchant, the payment process is started only by triggering the payment operation mode; and the user triggers payment operation through the terminal, and the terminal determines the current collection information to be used according to the collection information carried in the certificate, and further interacts with the collection server according to the collection information to be used so as to realize payment service.

For the user, the payment is completed without queuing and scanning the cashing code at the merchant, so that the queuing and code scanning link is omitted, and the payment time of the user is saved; for merchants, the cashing code does not need to be displayed externally, so that illegal covering actions are prevented from being implemented by illegal parties, and the security of cashing information is ensured; in addition, because the process of accessing the terminal into the wireless local area network needs to be authenticated by the certificate, the network security of the terminal in the payment process can be ensured, and the network invasion of illegal parties is prevented.

In a fourth aspect of the present application, an unlocking method is provided, applied to a first terminal, and includes:

establishing Bluetooth connection with a second terminal through a Bluetooth certificate authentication mode, wherein the second terminal is provided with a coded lock, and the Bluetooth certificate of the second terminal is provided with a unique identifier of the second terminal and server information of the second terminal;

responding to unlocking operation triggered by a user, sending an acquisition request to the second terminal, and receiving the unique identification of the second terminal and the server information fed back by the second terminal;

and communicating with a corresponding server according to the information of the collecting server and the identification of the second terminal, and unlocking the second terminal.

With reference to the fourth aspect, in a first possible implementation manner, the method further includes:

and displaying a control, wherein the control is used for receiving unlocking operation of a user.

In a fifth aspect of the present application, there is provided a first terminal comprising:

the Bluetooth connection module is used for establishing Bluetooth connection with a second terminal through a Bluetooth certificate authentication mode, the second terminal is provided with a coded lock, and the Bluetooth certificate of the second terminal is provided with a unique identifier of the second terminal and server information of the second terminal;

The information acquisition module is used for responding to unlocking operation triggered by a user, sending an acquisition request to the second terminal and receiving the unique identification of the second terminal and the server information fed back by the second terminal;

and the unlocking module is used for communicating with the corresponding server according to the information of the collecting server and the identification of the second terminal, so as to unlock the second terminal.

With reference to the fourth aspect, in a first possible implementation manner, the terminal further includes:

and the display module is used for displaying a control, and the control is used for receiving unlocking operation of a user.

a processor and a memory; the memory stores computer instructions, wherein the processor is configured to perform the following steps when the computer instructions in the memory are executed:

With reference to the fifth aspect, in a first possible implementation manner, the processor is further configured to perform the following steps:

In a sixth aspect of the present application, an unlocking method is provided, applied to a second terminal, and includes:

establishing Bluetooth connection with the first terminal through a Bluetooth certificate authentication mode; the second terminal is provided with a coded lock, and the Bluetooth certificate of the second terminal is provided with a unique identifier of the second terminal and server information of the second terminal;

receiving an unlocking request sent by the first terminal, and feeding back a unique identifier of the second terminal and server information of the second terminal to the first terminal;

and receiving an unlocking password, and opening the password lock.

In a seventh aspect of the present application, there is provided a second terminal comprising:

the connection establishment module is used for establishing Bluetooth connection with the first terminal through a Bluetooth certificate authentication mode; the second terminal is provided with a coded lock, and the Bluetooth certificate of the second terminal is provided with a unique identifier of the second terminal and server information of the second terminal;

The information feedback module is used for receiving an unlocking request sent by the first terminal and feeding back the unique identifier of the second terminal and the server information of the second terminal to the first terminal;

and the unlocking module is used for receiving an unlocking password and opening the coded lock.

In an eighth aspect of the present application, there is provided a second terminal comprising:

establishing Bluetooth connection with the first terminal through a Bluetooth certificate authentication mode; the Bluetooth certificate has a unique identifier of the second terminal and server information of the second terminal;

and receiving an unlocking password and opening the password lock.

Compared with the prior art, the technical solutions of the fourth aspect, the fifth aspect and the sixth aspect of the present application have the following advantages:

according to the unlocking method and the related equipment provided by the embodiment of the application, the unique identification of the second terminal and the server information of the second terminal are pre-built in the Bluetooth certificate, and when the user needs to unlock, the user does not need to perform code scanning operation to acquire the information of the second terminal, but the first terminal is utilized to receive the information of the second equipment through Bluetooth, and the unlocking of the second terminal is realized by utilizing the information.

For a user, when the second terminal needs to be unlocked, the two-dimensional code of the second device does not need to be scanned manually, so that the unlocking operation of the user is simplified, and the unlocking time is shortened; for merchants, two-dimensional codes do not need to be deployed on the second terminal, so that illegal coverage behaviors of illegal parties are prevented; in addition, because the first terminal and the second terminal are connected through the network established by the Bluetooth authentication mode, the security of the unlocking process can be ensured by the first terminal and the second terminal through the point-to-point communication mode.

Drawings

In order to more clearly illustrate the embodiments of the application or the technical solutions of the prior art, the drawings which are used in the description of the embodiments or the prior art will be briefly described, it being obvious that the drawings in the description below are only some embodiments of the application, and that other drawings can be obtained from these drawings without inventive faculty for a person skilled in the art.

FIG. 1 is a flow chart of a payment method in an embodiment of the application;

FIG. 2 is an exemplary diagram of a payment control in an embodiment of the present application;

FIG. 3 is another exemplary diagram of a payment control in an embodiment of the present application;

FIG. 4 is a schematic diagram of a user-triggered payment operation in an embodiment of the present application;

FIG. 5 is another schematic diagram of a user-triggered payment operation in an embodiment of the present application;

fig. 6 is a block diagram of a terminal in an embodiment of the present application;

FIG. 7 is a hardware configuration diagram of a terminal according to an embodiment of the present application;

FIG. 8 is a flow chart of an unlocking method in an embodiment of the application;

fig. 9 is a block diagram of a first terminal in an embodiment of the present application;

fig. 10 is a hardware configuration diagram of a first terminal in an embodiment of the present application;

FIG. 11 is a flow chart of another unlocking method in an embodiment of the application;

fig. 12 is a block diagram of a second terminal in an embodiment of the present application;

fig. 13 is a hardware configuration diagram of a second terminal in an embodiment of the present application.

Detailed Description

In order to make the objects, features and advantages of the present application more comprehensible, the technical solutions in the embodiments of the present application are described in detail below with reference to the accompanying drawings, and it is apparent that the embodiments described below are only some embodiments of the present application, but not all embodiments of the present application. All other embodiments, which can be made by those skilled in the art based on the embodiments of the application without making any inventive effort, are intended to be within the scope of the application.

The payment method provided by the embodiment of the application and the application scene of the related terminal are introduced.

After the consumer consumes the merchant, the consumer generally chooses to access the network provided by the merchant in order to save the flow, and the consumer can rapidly complete payment in an electronic payment mode; for example, a user uses a terminal, and enables a payment client pre-installed on the terminal, such as a WeChat client, a Payment device client, and the like, to realize a payment function; taking a WeChat client as an example, a user clicks and starts the WeChat client, then clicks and scans a function, and then aims at a two-dimension code of collection provided by a merchant to obtain collection information of the merchant, a payment client displays a payment page, the user inputs payment amount on the payment page, and the user clicks a payment control to finish one-time payment.

Sometimes, however, the network provided by the merchant is easy to be attacked by lawbreakers, and consumers may join the network of lawbreakers to be attacked by the network, so that the electronic payment process is unsafe and property loss is easy to cause; in addition, lawless persons can adopt a pasting mode, home-made two-dimension codes cover the collection two-dimension codes of merchants, consumers cannot identify the two-dimension codes, and property loss is easily caused by realizing payment through code scanning.

Based on the above, the embodiment of the application provides a payment method which provides a payment mode without code scanning for a user, can ensure the safety of a payment process, simplifies the payment operation of the user and improves the payment efficiency.

The payment method provided by the embodiment of the application can be applied to a terminal, and the terminal can be a smart phone, a tablet personal computer, a smart watch and the like, and can be used for loading equipment for realizing electronic payment of a payment client. The payment client refers to a client for implementing an electronic payment function, such as a WeChat client, a Payment device client, and the like, and the payment client may be loaded in a terminal in an Application (APP) form or may exist in a web page form.

Referring to fig. 1, a flowchart of a payment method provided in an embodiment of the present application is shown, where the method is applied to a terminal, and the method includes the following steps:

step 101, a terminal accesses a wireless local area network through an authentication mode of a certificate, wherein the certificate is provided with at least one piece of collection information, and each piece of collection information in the at least one piece of collection information comprises collection account information and collection server information;

The wireless local area network (Wireless Local Area Networks, WLAN) is a local area network for transmitting data in the air by utilizing a wireless technology, and can conveniently and rapidly accommodate newly added terminals. Wireless local area networks support a number of different network protocols, and the following description will take WiFi networks as an example only.

When the wireless local area network is actually deployed, the wireless local area network comprises a wireless access point and an authentication server, network access service is provided for the terminal through the wireless access point, when the terminal searches the wireless local area network for the first time, the wireless access point sends an access prompt to the terminal to prompt a user to install a WiFi certificate, the WiFi certificate not only carries authentication related information, but also is internally provided with collection information, wherein the collection information refers to collection information of a collection party, and one collection information at least comprises collection account information and collection server information.

The collection account information is bank account information of a collection party, and at least comprises: an account number, or information that identifies the user account; of course, information such as account names, account opening rows and the like can also be included; the collection server information may include a network address (IP address, MAC address, etc.), domain name, or other information that may identify the collection server.

In the embodiment of the application, the terminal can access the wireless local area network through the following modes:

In practical application, a user may install a certificate management client on the terminal in advance, where the certificate management client is used to automatically download, update and manage a certificate of the wireless local area network, such as a WiFi certificate, and when the terminal accesses a WiFi network, the terminal uses the certificate management client to automatically download the WiFi certificate.

In the embodiment of the application, the terminal searches the WiFi network, and after the WiFi authentication is passed, the WiFi network allows the terminal to be accessed; the authentication method is not particularly limited in the embodiment of the present application, and in order to facilitate understanding of the implementation of the embodiment of the present application, an optional implementation manner is given below:

the terminal uses an authentication URL in the WiFi certificate to connect WiFi through SSID and starts 802.1x authentication, and sends a WiFi authentication request to the wireless access point so that the authentication server can complete WiFi authentication and feedback authentication results; and the terminal receives an authentication result fed back by the wireless access point, and when the authentication result is that the authentication is passed, the terminal is accessed to the WiFi network.

Step 102, responding to the payment operation triggered by the user, and determining one piece of collection information as the collection information to be used according to the certificate;

in the embodiment of the application, the terminal provides a shortcut payment mode without code scanning for the user, the user triggers the payment operation, and the terminal responds to the payment operation and determines the current required collection information of the user according to the WiFi certificate as the collection information to be used.

In an alternative implementation, the terminal displays a payment control for receiving a payment operation of the user; the payment control and the payment client have a binding relation;

step 102 specifically includes:

In practical application, the terminal can display the payment control on the page of the pre-installed payment client by using a plug-in mode. The user touches the payment control, the terminal responds to the payment operation, and according to the binding relation between the payment control and the corresponding payment client, the terminal analyzes one piece of collection information matched with the type of the payment client from the certificate as collection information to be used.

For example, referring to fig. 2, fig. 2 is a schematic diagram of a user triggering a payment operation in the embodiment of the present application, fig. 2 is an example of a scenario in which a micro-letter client is preloaded in a terminal, the terminal displays a payment control, such as a "no-sweep code payment control", on a "discovery" page of the micro-letter client, where the payment control is an original function control independent of the micro-letter client, and does not affect other functions of the micro-letter client, such as "sweeping", "shaking", etc., after the user purchases a commodity, when the user needs to pay, the user directly touches the payment control, and triggers the payment operation, and the terminal responds to the payment operation to analyze the payment information matched with the type of the "micro-letter client" from a certificate as the payment information to be used.

In practical application, the terminal provides a hardware payment control for the user or provides a software control on the interactive interface of the self system, and the payment control can be in the form of a fingerprint control, a button control, a shortcut icon control and the like; if the payment control is the fingerprint control, the terminal further stores the binding relation between the fingerprint and the payment client type, so that a user can conveniently start a specific payment client through the specific fingerprint. Moreover, the security of the quick payment can be further ensured through the form of the fingerprint control, and malicious consumption of other people instead of users is avoided.

For example, referring to fig. 3, fig. 3 is another schematic diagram of a user triggering a payment operation in the embodiment of the present application, as shown in fig. 3, a terminal displays a shortcut icon type payment control on an interactive interface, where the payment control has a binding relationship with a payment client pre-installed on the terminal, and the binding relationship is dynamically updated according to an actual situation of the payment client on the terminal, for example, only one WeChat client is pre-installed on the terminal, and the binding relationship is a one-to-one binding relationship between the payment control and the WeChat client; then, the user downloads and installs the payment precious client again, and the terminal updates the binding relationship into a one-to-many binding relationship between the payment control and the WeChat client as well as the payment precious client; if the user uninstalls the payment precious client after using for a period of time, the terminal updates the binding relationship again to be a one-to-one binding relationship between the payment control and the WeChat client; therefore, for the terminal, the binding relation between the terminal and the payment client needs to be dynamically updated and maintained for the payment control, so that the reliability of quick payment is ensured.

When the user needs to pay, the shortcut icon is touched, if the binding relationship is one-to-one, the terminal automatically determines the collection information matched with the type of the payment client side according to the binding relationship as the collection information to be used. If the binding relationship is one-to-many, the terminal displays a payment client selection page for the user according to the binding relationship, and as shown in fig. 3, displays shortcut icons of the payment clients preinstalled on the terminal on the payment client selection page, so that the user can conveniently select the payment client to be used currently; and the terminal analyzes the collection information matched with the selected payment client type from the certificate according to the selected payment client type, and takes the collection information as collection information to be used.

Because in practical application, different users may use different payment clients, merchants provide various types of cashing codes, such as WeChat cashing codes, payment device cashing codes, etc., to meet different payment requirements of users; by using the optional implementation manner, the terminal can quickly determine the to-be-used collection information meeting the actual requirements of the user according to the actual payment environment.

For example, referring to fig. 4, fig. 4 is a schematic diagram of a user implementing a payment process in an embodiment of the present application; the method comprises the steps that supposing that a WeChat client and a payment treasured client are installed in a terminal in advance, the terminal displays a payment control, such as a code-free payment control, on an interaction page of a system of the terminal, and stores a one-to-many correspondence between the payment control and the two payment clients, the user touches the payment control, the terminal displays shortcut icons of the two payment clients with a binding relation with the payment control on a payment client selection page, if the user selects the shortcut icon of the payment treasured client, the terminal analyzes a certificate, and selects collection information matched with payment types of the payment treasures as collection information to be used.

In practice, a certificate may contain only one type of collection information for a merchant; the terminal responds to the payment operation of the user, analyzes the certificate to obtain the collection information, and directly determines that the collection information is to be used.

In practice, a certificate may contain various types of collection information of a merchant, for example, collection information of a payment instrument type and collection information of a WeChat type of a merchant; the terminal responds to the payment operation of the user, and according to the determined payment client type, the terminal analyzes the certificate to select the payment information matched with the determined payment client type from the payment information of multiple types.

In practical applications, one wireless lan covers multiple merchants, so that the certificate may have collection information of multiple collection parties built therein; thus, in the actual payment process, it is necessary to further determine with which merchant the user needs to conduct a payment transaction; aiming at the application scene, the embodiment of the application also provides an optional implementation mode, in particular at least two pieces of collection information in the certificate; each of the at least two pieces of collection information further includes: payee information; the payee information may include the payee's name or name, identification number, organization code, etc. information that may identify the payee.

The payee information in the different payee information is different, namely, the certificate has the payee information of at least two different payee;

step 102 may include:

the terminal responds to the payment operation triggered by the user and analyzes the certificate to obtain at least two pieces of collection information;

the terminal displays the payee information included in each payee information of the at least two payee information, and determines corresponding payee information as payee information to be used according to the selected payee information.

For example, referring to fig. 5, fig. 5 is another schematic diagram of a user-triggered payment operation in an embodiment of the present application; the actual scenario shown in fig. 5 is that there are multiple restaurant merchants in a mall, where a WiFi network is deployed, and the WiFi network covers the multiple restaurant merchants, including: mcdonald, kendyke, hamburger king, etc., the merchant pre-embeds the merchant's collection information in the WiFi credentials of the WiFi network, such as: the WiFi certificate contains the cash information of merchants such as Majoram, kendel, hamburger king and the like, and the cash information of each merchant at least comprises the following steps: collection account information, collection server information, and collection party information, such as merchant name, store name, etc.; assuming that a user holds a mobile phone to enter the mall, the mobile phone accesses a WiFi network through WiFi authentication, and the user does not need to sweep a two-dimension code of the merchant when entering a McWith shop for consumption and needs electronic payment, and only clicks a payment control through a WeChat client to trigger payment operation, the mobile phone responds to the payment operation of the user to analyze the WiFi certificate to obtain respective collection information of a plurality of merchants, and feeds back the store names of the merchants, namely, the information of a collection party, to the user, as shown in FIG. 5, the mobile phone displays merchant icons to the user to carry the merchant names, so that the user can conveniently recognize the merchant icons for quick selection, and of course, only the store names can be displayed in practical application, but the embodiment of the application does not have absolute limitation on specific display forms and contents, so long as the user can conveniently select specific collection parties; and if the user selects the mcdonald according to the actual demand, the mobile phone directly uses the collection information which accords with the WeChat payment type in the collection information corresponding to the mcdonald as the collection information to be used according to the selection of the user. With this alternative implementation, the user can participate in the payment process, controlling the implementation of the payment process according to the actual requirements.

For the application scenario, the embodiment of the present application further provides another optional implementation manner, specifically, the certificate has at least two collection information, and each collection information in the at least two collection information further includes: the geographical location of the payee;

that is, there are at least two pieces of collection information in the certificate, each piece of collection information including collection account information, collection server information, and a geographical location of a recipient;

step 201 may include:

The geographical position of the payee refers to the actual geographical position of the merchant store, the geographical position can refer to the geographical position range of the merchant store, and the fact that the current geographical position of the terminal is matched with the geographical position of the payee means that the current geographical position of the terminal falls into the geographical position range of the merchant store; the geographic position may also be a specific position coordinate point, and the matching between the current geographic position of the terminal and the geographic position of the payee is that the distance between the current geographic position of the terminal and the geographic position of the payee is less than or equal to a preset distance, where the preset distance may be determined according to the actual area of the merchant store, and the geographic position coordinate point of the merchant may be the center position of the merchant store.

Through the optional implementation manner, the terminal can quickly determine the collection information to be used according to the actual geographic position of the terminal.

For example, still referring to fig. 5, if the user is located in the mcdonald shop, the mobile phone responds to the payment operation triggered by the user by triggering the payment operation through the micro-communication client, analyzes the WiFi certificate to obtain the collection information of a plurality of merchants, and searches the collection information matched with the collection information of the plurality of merchants according to the current geographic position of the terminal, and uses the collection information as the collection information to be used.

It should be noted that, in practical application, one wireless local area network covers multiple merchants, and one merchant supports multiple types of payment modes, there are collection information of multiple merchants in the certificate, and one merchant corresponds to at least two types of collection information. Therefore, in practical application, the user triggers a payment operation, and the terminal needs to determine which payment client the user wants to use and which merchant to conduct payment transaction in response to the payment operation, so that the terminal can combine the above several optional implementation modes according to practical requirements to realize that the terminal analyzes a plurality of collection information from the certificate, and selects the collection information of one merchant matched with the payment client as the collection information to be used.

For example, in one alternative implementation, the terminal determines the payment client type in response to a payment operation by the user; and then analyzing the certificate to obtain various types of collection information of a plurality of merchants, and selecting the collection information matched with the type of the payment client and the current geographic position of the terminal from the collection information according to the current geographic position of the terminal as the collection information to be used.

For example, in another alternative implementation, the terminal determines the payment client type in response to a payment operation by the user; and resolving the certificate to obtain various types of collection information of a plurality of merchants, and selecting collection information matched with the type of the payment client and the selected collection information from the collection information according to the collection information selected by the user as collection information to be used.

In addition, the embodiment of the application also provides another alternative implementation mode, which comprises the following steps:

the terminal responds to the payment operation triggered by the user and sends a collection information acquisition request to the wireless access point;

and the terminal receives the to-be-used collection information fed back by the wireless access point, wherein the to-be-used collection information is obtained by analyzing the certificate by the authentication server according to the collection information acquisition request.

Wherein the receipt information acquisition request may include: payment client type and current geographic location of the terminal; the receipt information acquisition request may also include: payment client type and selected merchant name; the wireless access point forwards the collection information acquisition request to an authentication server, and the authentication server determines collection information to be used by the terminal according to information carried in the collection information acquisition request. In the optional implementation mode, the authentication server reads the collection information in the certificate from the cloud database, and the cloud database has larger data storage capacity and supports real-time update; therefore, the method can not only relieve the data analysis pressure of the terminal side, but also meet the demand of updating the collection information at any time. In particular, in some markets, merchants may undergo transitions, such as new merchants entering the market, old merchants being removed, merchant collection information being changed, etc., based on which the collection information in the certificate may need to be updated at any time.

And step 103, the terminal communicates with the corresponding collection server according to the collection server information and the collection account information in the collection information to be used, so as to realize payment.

In practical application, after the terminal determines the collection information to be used, the collection server information is utilized to send the collection account information to the corresponding server, after the collection server receives the collection account information, the verification of the identity validity of the account is carried out, after the verification is passed, the confirmation information is fed back to the terminal, the terminal receives the confirmation information, the payment client is controlled to display a payment page, and the user inputs payment amount, payment password and the like on the payment page so as to complete payment.

In practical applications, the payment modes specifically supported by different payment clients are different, for example, secret payment-free, password payment, fingerprint payment and the like, and the embodiment of the application is not limited to the specific payment modes.

The method provided by the embodiment of the application is explained, and the application also provides a terminal corresponding to the method. The terminal will be described with reference to fig. 6.

Referring to fig. 6, fig. 6 shows a terminal provided by an embodiment of the present application, and a terminal 600 includes:

a network access module 601, configured to access a wireless local area network through an authentication manner of a certificate, where the certificate has at least one piece of collection information, and each piece of collection information in the at least one piece of collection information includes collection account information and collection server information;

A determining module 602, configured to determine, according to the certificate, one piece of collection information as collection information to be used in response to a payment operation triggered by a user;

and the payment module 603 is configured to communicate with a corresponding collection server according to the collection server information and the collection account information in the collection information to be used, so as to realize payment.

Optionally, the terminal further includes:

the control display module is used for displaying a payment control, and the payment control is used for receiving payment operation of a user; the payment control and the payment client have a binding relation;

the determining module is specifically configured to:

Optionally, the certificate has a collection information; the determining module is specifically configured to:

Optionally, at least two pieces of collection information in the certificate; each of the at least two pieces of collection information further includes: payee information;

the determining module is specifically configured to:

Optionally, the certificate has at least two pieces of collection information, and each piece of collection information further includes: the geographical location of the payee;

the determining module is specifically configured to:

Optionally, the determining module is specifically configured to:

Optionally, the network access module is specifically configured to:

In this embodiment, the related functions implemented by the network access module 601, the determination module 602, and the payment module 603 may be understood by referring to the description in the foregoing payment method embodiment, and the description is not repeated here.

The embodiment of the application also provides a terminal, referring to a hardware structure diagram of the terminal shown in fig. 7, and as shown in fig. 7, fig. 7 is a block diagram showing a part of a structure of a terminal 600 according to the embodiment of the application. Referring to fig. 7, the terminal 600 includes: radio Frequency (RF) circuitry 710, memory 720, input unit 730, display unit 740, sensor 750, audio circuitry 760, wireless communication module 770, processor 780, and power supply 790. It will be appreciated by those skilled in the art that the terminal structure shown in fig. 7 is not limiting of the terminal and may include more or fewer components than shown, or may combine certain components, or a different arrangement of components.

The following describes the respective constituent elements of the terminal 600 in detail with reference to fig. 7:

RF circuitry 710 may be used to transmit or receive data;

the memory 720 may be used to store software programs and modules, and the processor 1280 performs various functional applications and data processing of the terminal by executing the software programs and modules stored in the memory 720. The memory 720 may mainly include a storage program area and a storage data area, wherein the storage program area may store an operating system, application programs required for at least one function (such as a sound playing function, an image playing function, etc.), and the like; the storage data area may store data (such as audio data, phonebook, etc.) created according to the use of the terminal, etc. In addition, memory 1220 may include high-speed random access memory, and may also include non-volatile memory, such as at least one magnetic disk storage device, flash memory device, or other volatile solid-state storage device.

The input unit 730 may be used to receive an operation instruction of a user and generate key signal inputs related to user settings and function control of the terminal 100. In particular, the input unit 730 may include a touch panel 731 and other input devices 732. The touch panel 731, which may also be referred to as a touch screen, may collect touch or non-touch manipulation touch operations on or near the touch panel 731 by a user (e.g., manipulation of the touch panel 731 by the user using any suitable object or accessory such as a finger, a stylus, etc.), and drive the corresponding connection terminals according to a preset program. Alternatively, the touch panel 731 may include two parts, a touch detection terminal and a touch controller. The touch detection terminal detects the touch azimuth of a user, detects a signal brought by touch operation and transmits the signal to the touch controller; the touch controller receives touch information from the touch detection terminal, converts it into touch point coordinates, and then sends the touch point coordinates to the processor 780, and can receive and execute commands sent from the processor 780. In addition, the touch panel 731 may be implemented in various types such as resistive, capacitive, infrared, and surface acoustic wave. Optionally, the input unit 730 may also include other input devices 732. Other input devices 732 may include, but are not limited to, one or more of a physical keyboard, function keys (e.g., volume control keys, switch keys, etc.), a trackball, mouse, joystick, etc.

The display unit 740 may be used to display an interface. The display unit 740 may include a display panel 741, and alternatively, the display panel 741 may be configured in the form of a liquid crystal display (Liquid Crystal Display, LCD), an Organic Light-emitting Diode (OLED), or the like. Further, the touch panel 1231 may overlay the display panel 741, and when a touch operation is detected on or near the touch panel 731, the touch operation is transferred to the processor 780 to determine the type of touch event, and then the processor 780 provides a corresponding visual output on the display panel 741 according to the type of touch event. Although in fig. 7, the touch panel 731 and the display panel 741 are two independent components to implement input and output functions of the terminal, in some embodiments, the touch panel 731 and the display panel 741 may be integrated to implement input and output functions of the terminal.

The terminal 100 may also include at least one sensor 750.

Audio circuitry 760, speaker 761, microphone 762 may provide an audio interface between a user and a terminal. The audio circuit 760 may transmit the received electrical signal converted from audio data to the speaker 761, and the electrical signal is converted into a sound signal by the speaker 761 to be output; on the other hand, microphone 762 converts the collected sound signals into electrical signals, which are received by audio circuit 760 and converted into audio data, which are processed by audio data output processor 780 for transmission to, for example, another terminal via RF circuit 710, or which are output to memory 720 for further processing.

The wireless communication module 770 may be used for communication. The wireless communication module may specifically be a WiFi module.

The processor 780 is a control center of the terminal, connects various parts of the entire terminal using various interfaces and lines, and performs various functions of the terminal and processes data by running or executing software programs and/or modules stored in the memory 720 and calling data stored in the memory 720, thereby performing overall monitoring of the terminal. Optionally, the processor 780 may include one or more processing units; preferably, the processor 780 may integrate an application processor that primarily processes operating systems, user interfaces, applications, etc., with a modem processor that primarily processes wireless communications. It will be appreciated that the modem processor described above may not be integrated into the processor 780. Optionally, the processor 780 may further include a functional module such as display control.

The terminal 600 also includes a power supply 790 (e.g., a battery) for powering the various components, which may preferably be logically connected to the processor 780 through a power management system, such as to provide for the management of charge, discharge, and power consumption by the power management system.

Although not shown, the terminal 600 may further include a camera, a bluetooth module, etc., which will not be described herein.

In the embodiment of the present invention, the processor 780 included in the terminal further has the following functions:

Optionally, the processor is further configured to: displaying a payment control, wherein the payment control is used for receiving payment operation of a user; the payment control and the payment client have a binding relation;

Optionally, the certificate has a collection information;

responding to the payment operation triggered by the user, determining one piece of collection information as the collection information to be used according to the certificate, and comprising the following steps:

Optionally, in response to a payment operation triggered by the user, determining, according to the certificate, one piece of collection information as collection information to be used, including:

Optionally, accessing the wireless local area network through a certificate authentication mode includes:

In connection with fig. 6 and 7, the network access module 601 in the terminal 600 may be implemented by the radio frequency unit 730 and the processor 780, the determination unit 602 may be implemented by the processor 780, and the payment module 603 may be implemented by the wireless communication module 770 and the processor 780.

In this embodiment, the description about the terminal 600 may be understood with reference to the description in the above payment method embodiment, and the detailed description is not repeated here.

The payment method and the related terminal provided by the application are described above, and based on the same technical thought, the application also provides an unlocking method and the related terminal.

The unlocking method and the application scene of the related terminal provided by the application are briefly described below.

Along with the development of sharing economy, sharing equipment gradually enters the daily life of people, thereby facilitating the work and life of people; the shared class devices each have a combination lock and the user can only use the device after the device is properly unlocked.

Taking a sharing bicycle as an example for explanation, the sharing bicycle is an enterprise for providing bicycle and electric bicycle sharing service in a public area; the sharing bicycle is provided with a coded lock, and when the user uses the two-dimensional code of the sharing bicycle, the user can use the two-dimensional code after the sharing bicycle is unlocked. The method for unlocking the shared bicycle comprises the steps that a user installs a client side OF the shared bicycle on a terminal in advance, such as a Mobil bicycle, an OF0 and the like, when the user needs to use the shared bicycle, the user uses the terminal to start the client side OF the shared bicycle first, then starts a code scanning function OF the client side, scans a two-dimension code on the shared bicycle, then the terminal communicates with a shared bicycle server, the shared bicycle server verifies related information OF the two-dimension code sent by the terminal, and after the verification is passed, the shared bicycle server controls the shared bicycle to be automatically unlocked, or the shared bicycle server feeds an unlocking code back to the terminal, and the user inputs the unlocking code to unlock the bicycle manually. The unlocking method of other sharing type devices is similar to the unlocking method of the sharing type bicycle, and is not listed again.

Based on the above, the embodiment of the application also provides an unlocking method and a related terminal, which are used for providing a quick payment mode without code scanning for a user, thereby not only ensuring the safety of the unlocking process, but also simplifying the unlocking operation of the user and shortening the unlocking time.

An unlocking method provided by the embodiment of the application is described below with reference to fig. 8.

Referring to fig. 8, fig. 8 is a flowchart of an unlocking method in an embodiment of the present application, where the method is applied to a first terminal, and the first terminal refers to a terminal device supporting bluetooth communication, such as a smart phone, a tablet computer, a smart watch, etc., as shown in fig. 8, and the method includes the following steps:

step 801, a first terminal establishes bluetooth connection with a second terminal through a bluetooth certificate authentication mode, the second terminal is provided with a coded lock, and the bluetooth certificate of the second terminal is provided with an identifier of the second terminal and server information of the second terminal;

in the embodiment of the application, the first terminal starts Bluetooth searching, actively searches surrounding terminals with started Bluetooth, and searches the searched terminals, selects to send an authentication request to the second terminal, judges whether a response to the authentication request fed back by the second terminal is received within a designated time, if the first terminal receives the response to the authentication request from the second terminal within the designated time, and receives the authentication key of the second terminal correctly, namely, the authentication is successful, the first terminal establishes Bluetooth connection with the second terminal.

Step 802, a first terminal responds to an unlocking operation triggered by a user, sends an acquisition request to a second terminal, and receives an identification of the second terminal and the server information fed back by the second terminal;

optionally, the method further comprises:

the first terminal displays a control, wherein the control is used for receiving unlocking operation of a user.

In an optional implementation manner, a client corresponding to the second terminal is pre-installed in the first terminal, the first terminal displays the control on an interaction page of the client, a user uses the first terminal to start the client, the control is displayed on the interaction page of the client, and then unlocking control of the second terminal is achieved by the client.

In the embodiment of the present application, a client corresponding to a second terminal may be pre-installed in the first terminal, for example, the second terminal is a client of a sharing bicycle, such as a client of a moby bicycle, a client of OFO, and the like, the first terminal provides a control for a user through the client of the second terminal, and the user touches the control, so that the terminal receives an unlocking operation of the user and further responds to the unlocking operation.

In another optional implementation manner, a control is displayed on an interaction page of a system of the first terminal, or a hardware control is set in the first terminal, the control and a client of a second terminal preinstalled in the first terminal have a binding relation, after a user touches the control, bluetooth connection is established between the first terminal and the second terminal, the client corresponding to the second terminal is started, and then unlocking control on the second terminal is realized by using the client.

For example, the first terminal displays a control on the system interaction page, the hardware control and the respective clients of the plurality of second terminals are preinstalled in the first terminal, when the user touches the control, the first terminal determines the client of the second terminal according to the type of the second terminal connected with the Bluetooth of the first terminal, and further starts the client of the second terminal, for example, the first terminal establishes Bluetooth connection with the Mobilt, and then starts the client of the Mobilt, and then responds to the unlocking operation of the user.

In the embodiment of the application, the identifier of the second terminal refers to information capable of uniquely identifying the second terminal, for example, a hardware device identifier of the second terminal, an identifier of a built-in bluetooth chip of the second terminal, and the like. The server information of the second terminal refers to a network address of a server corresponding to the client of the second terminal, the server refers to a service device corresponding to the client, which provides data support for the client and is used for controlling and managing the second terminal, and the server information refers to a communication address of the server. Taking the example that the second terminal is a moore bicycle as an example, the identifier of the second terminal is a bicycle number, and the server information is a network address of a server of the moore bicycle.

And 803, the first terminal communicates with the corresponding server according to the information of the collecting server and the identification of the second terminal, so as to unlock the second terminal.

In the embodiment of the application, as the second terminals of different types are provided with the coded locks of different types, the unlocking modes adopted by the coded locks of different types are different; in an optional implementation manner, the coded lock of the second terminal is an intelligent lock, after verification is passed, the server sends an unlocking instruction to the first terminal and the second terminal at the same time, the unlocking instruction carries an unlocking code, if the second terminal receives the unlocking instruction first, the second terminal automatically unlocks according to the unlocking code in the unlocking instruction, if the first terminal receives the unlocking instruction first, the first terminal sends the unlocking instruction to the second terminal through Bluetooth, and the second terminal unlocks according to the unlocking instruction.

In another optional implementation manner, the coded lock of the second terminal is a mechanical lock, after the verification is passed, the server sends an unlocking instruction to the first terminal, the unlocking instruction carries an unlocking code, the first terminal displays the unlocking code for the user, the user manually unlocks the second device according to the unlocking code, the unlocking code is input into the coded lock of the second terminal, and the second terminal opens the coded lock according to the unlocking code.

According to the unlocking method provided by the embodiment of the application, the identification of the second terminal and the server information of the second terminal are pre-built in the Bluetooth certificate, and when the user needs to unlock, the user does not need to perform code scanning operation to acquire the information of the second terminal, but the first terminal is utilized to receive the information of the second device through Bluetooth, and the unlocking of the second terminal is realized by utilizing the information.

Corresponding to the above method, the embodiment of the present application provides a first terminal, and the description of the first terminal is described below with reference to fig. 9.

Referring to fig. 9, fig. 9 is a block diagram of a first terminal in an embodiment of the present application, and as shown in fig. 9, the first terminal 900 includes:

The bluetooth connection module 901 is configured to establish bluetooth connection with a second terminal through a bluetooth certificate authentication manner, where the second terminal has a trick lock, and a bluetooth certificate of the second terminal has a unique identifier of the second terminal and server information of the second terminal;

an information obtaining module 902, configured to send an obtaining request to the second terminal in response to an unlocking operation triggered by a user, and receive a unique identifier of the second terminal and the server information fed back by the second terminal;

and the unlocking module 903 is configured to communicate with a corresponding server according to the information of the collecting server and the identifier of the second terminal, so as to unlock the second terminal.

Optionally, the first terminal further includes:

In this embodiment, the related functions implemented by the bluetooth connection module 901, the information acquisition module 902, and the unlocking module 903 may be understood by referring to the description in the above unlocking method embodiment, and the description is not repeated here.

In correspondence to the above method, the embodiment of the present application provides a first terminal, referring to the hardware configuration of the terminal shown in fig. 10, as shown in fig. 10, and fig. 10 is a block diagram illustrating a part of the configuration of a first terminal 900 provided in the embodiment of the present application. Referring to fig. 10, the first terminal includes: radio Frequency (RF) circuit 1010, memory 1020, input unit 1030, display unit 1040, sensor 1050, audio circuit 1060, wireless communication module 1070, processor 1080, power source 1090, and bluetooth module 10100. It will be appreciated by those skilled in the art that the terminal structure shown in fig. 10 is not limiting of the terminal and may include more or fewer components than shown, or may combine certain components, or a different arrangement of components.

The following describes the respective constituent elements of the first terminal in detail with reference to fig. 10:

RF circuitry 1010 may be used to transmit or receive data;

the memory 1020 may be used for storing software programs and modules, and the processor 1280 performs various functional applications and data processing of the terminal by executing the software programs and modules stored in the memory 1020. The memory 1020 may mainly include a storage program area and a storage data area, wherein the storage program area may store an operating system, an application program (such as a sound playing function, an image playing function, etc.) required for at least one function, and the like; the storage data area may store data (such as audio data, phonebook, etc.) created according to the use of the terminal, etc. In addition, memory 1220 may include high-speed random access memory, and may also include non-volatile memory, such as at least one magnetic disk storage device, flash memory device, or other volatile solid-state storage device.

The input unit 1030 may be used to receive an operation instruction of a user and generate key signal inputs related to user settings and function control of the terminal 100. In particular, the input unit 1030 may include a touch panel 1031 and other input devices 1032. The touch panel 1031, which may also be referred to as a touch screen, may collect touch or non-touch manipulation touch operations on or near the user (e.g., manipulation of the touch panel 1031 by the user using any suitable object or accessory such as a finger, a stylus, etc.) and drive the corresponding connection terminals according to a preset program. Alternatively, the touch panel 1031 may include two parts, a touch detection terminal and a touch controller. The touch detection terminal detects the touch azimuth of a user, detects a signal brought by touch operation and transmits the signal to the touch controller; the touch controller receives touch information from the touch detection terminal, converts it into touch point coordinates, and then sends the touch point coordinates to the processor 1080, and can receive and execute commands sent from the processor 1080. Further, the touch panel 1031 may be implemented in various types such as resistive, capacitive, infrared, and surface acoustic wave. Optionally, the input unit 1030 may also include other input devices 1032. Other input devices 1032 may include, but are not limited to, one or more of a physical keyboard, function keys (e.g., volume control keys, switch keys, etc.), a track ball, mouse, joystick, etc.

The display unit 1040 may be used for displaying an interface. The display unit 1040 may include a display panel 1041, and alternatively, the display panel 1041 may be configured in the form of a liquid crystal display (Liquid Crystal Display, LCD), an Organic Light-emitting Diode (OLED), or the like. Further, the touch panel 1031 may overlay the display panel 1041, and when the touch panel 1031 detects a touch operation thereon or thereabout, the touch panel is transferred to the processor 1080 to determine a type of touch event, and then the processor 1080 provides a corresponding visual output on the display panel 1041 according to the type of touch event. Although in fig. 10, the touch panel 1031 and the display panel 1041 are two independent components to implement the input and output functions of the terminal, in some embodiments, the touch panel 1031 and the display panel 1041 may be integrated to implement the input and output functions of the terminal.

The terminal 200 may also include at least one sensor 1050.

Audio circuitry 1060, a speaker 1061, and a microphone 1062 may provide an audio interface between a user and a terminal. Audio circuit 1060 may transmit the received electrical signal after audio data conversion to speaker 1061 for conversion by speaker 1061 into an audio signal output; on the other hand, microphone 1062 converts the collected sound signals into electrical signals, which are received by audio circuit 1060 and converted into audio data, which are processed by audio data output processor 1080 for transmission to, for example, another terminal via RF radio frequency circuit 1010 or for output to memory 1020 for further processing.

Processor 1080 is a control center of the terminal and connects various parts of the entire terminal using various interfaces and lines, and performs various functions of the terminal and processes data by running or executing software programs and/or modules stored in memory 1020 and calling data stored in memory 1020, thereby performing overall monitoring of the terminal. Optionally, the processor 780 may include one or more processing units; preferably, processor 1080 may integrate an application processor primarily handling operating systems, user interfaces, applications, etc., with a modem processor primarily handling wireless communications. It will be appreciated that the modem processor described above may not be integrated into processor 1080. Optionally, the processor 1080 may further include a functional module such as a display control.

Terminal 200 also includes a power source 1090 (e.g., a battery) for powering the various components, which can be logically connected to processor 1080 via a power management system, such as a power management system for performing functions such as managing charging, discharging, and power consumption.

Although not shown, the terminal 200 may further include a camera or the like, which is not described herein.

In an embodiment of the present invention, the processor 1080 included in the terminal further has the following functions:

Optionally, the processor is further configured to perform the following functions:

Referring to fig. 9 and 10, the bluetooth connection module 901 in the first terminal 200 may be implemented by the bluetooth module 10100 and the processor 1080, the information acquisition unit 902 may be implemented by the bluetooth module 10100 and the processor 1080, and the unlocking module 903 may be implemented by the wireless communication module 1070 and the processor 1080.

In this embodiment, the description about the first terminal 200 may be understood with reference to the description in the foregoing unlocking method embodiment, and the detailed description is not repeated here.

The above describes an unlocking method and a related terminal provided by the application, and based on the same technical thought, the application also provides another unlocking method and a related terminal.

Referring to fig. 11, fig. 11 is a flowchart of another unlocking method in an embodiment of the present application, where the method is applied to a second terminal, and the second terminal refers to a terminal device with a trick lock and supporting bluetooth communication, for example, a terminal device with a bluetooth module and a trick lock, such as a sharing bicycle, a sharing washing machine, etc., as shown in fig. 11, and the method includes:

step 1101, the second terminal establishes a bluetooth connection with the first terminal through a bluetooth certificate authentication mode; the second terminal is provided with a coded lock, and the Bluetooth certificate of the second terminal is provided with an identifier of the second terminal and server information of the second terminal;

in the embodiment of the application, the second terminal and the first terminal establish Bluetooth connection in a Bluetooth authentication mode, after the second terminal passes authentication, the second terminal performs point-to-point communication with the first terminal, and the second terminal has the identifier of the second terminal and the network address of the server in a Bluetooth certificate of the second terminal. In practical application, the bluetooth module of the second terminal may be built in the dongle, and the bluetooth certificate may be built in the bluetooth module.

Step 1102, a second terminal receives an unlocking request sent by the first terminal, and feeds back an identifier of the second terminal and server information of the second terminal to the first terminal;

and step 1103, the second terminal receives the unlocking password and opens the coded lock.

Corresponding to the above method, the embodiment of the present application further provides a second terminal, referring to fig. 12, fig. 12 is a structural diagram of the second terminal in the embodiment of the present application, and as shown in fig. 12, the second terminal 1200 includes:

the connection establishment module 1201 is configured to establish a bluetooth connection with the first terminal through a bluetooth certificate authentication manner; the second terminal is provided with a coded lock, and the Bluetooth certificate of the second terminal is provided with a unique identifier of the second terminal and server information of the second terminal;

an information feedback module 1202, configured to receive an unlocking request sent by the first terminal, and feed back, to the first terminal, a unique identifier of the second terminal and server information of the second terminal;

and the unlocking module 1203 is used for receiving the unlocking password and unlocking the coded lock.

Corresponding to the above method, the embodiment of the present application further provides a second terminal, referring to fig. 13, fig. 13 is a hardware configuration diagram of the second terminal in the embodiment of the present application, referring to fig. 13, and the second terminal 1200 includes: radio Frequency (RF) circuitry 1310, memory 1320, input unit 1330, display unit 1340, sensor 1350, audio circuitry 1360, wireless communication module 1370, processor 1380, power supply 1390, dongle 13100, and bluetooth module 13110. It will be appreciated by those skilled in the art that the terminal structure shown in fig. 13 is not limiting of the terminal and may include more or fewer components than shown, or may combine certain components, or a different arrangement of components.

The following describes the respective constituent elements of the second terminal in detail with reference to fig. 13:

the RF circuitry 1310 may be used to transmit or receive data;

the memory 1320 may be used to store software programs and modules, and the processor 1380 performs various functional applications and data processing of the terminal by executing the software programs and modules stored in the memory 1320. The memory 1320 may mainly include a storage program area that may store an operating system, application programs required for at least one function (such as a sound playing function, an image playing function, etc.), and a storage data area; the storage data area may store data (such as audio data, phonebook, etc.) created according to the use of the terminal, etc. In addition, memory 1320 may include high-speed random access memory, and may also include non-volatile memory, such as at least one magnetic disk storage device, flash memory device, or other volatile solid-state storage device.

The input unit 1330 may be used to receive an operation instruction of a user and to generate key signal inputs related to user settings and function control of the second terminal 12000. In particular, the input unit 1330 may include a touch panel 1331 and other input devices 1332. The touch panel 1331, which may also be referred to as a touch screen, may collect touch or non-touch manipulation touch operations on or near the user (e.g., manipulation of the touch panel 1331 by the user using any suitable object or accessory such as a finger, a stylus, etc.) and drive the corresponding connection terminal according to a preset program. Alternatively, the touch panel 1331 may include two parts of a touch detection terminal and a touch controller. The touch detection terminal detects the touch azimuth of a user, detects a signal brought by touch operation and transmits the signal to the touch controller; the touch controller receives touch information from the touch detection terminal, converts it into touch point coordinates, and sends the touch point coordinates to the processor 1380, and can receive and execute commands sent from the processor 1380. In addition, the touch panel 1331 may be implemented in various types of resistive, capacitive, infrared, surface acoustic wave, and the like. Optionally, the input unit 1330 may also include other input devices 1332. Other input devices 1332 may include, but are not limited to, one or more of a physical keyboard, function keys (e.g., volume control keys, switch keys, etc.), a trackball, mouse, joystick, etc.

The display unit 1240 may be used to display an interface. The display unit 1340 may include a display panel 1341, and alternatively, the display panel 1341 may be configured in the form of a liquid crystal display (Liquid Crystal Display, LCD), an Organic Light-emitting Diode (OLED), or the like. Further, the touch panel 1231 may overlay the display panel 1341, and when a touch operation is detected on or near the touch panel 1331, the touch operation is transferred to the processor 1380 to determine the type of touch event, and then the processor 1280 provides a corresponding visual output on the display panel 1341 according to the type of touch event. Although in fig. 13, the touch panel 1331 and the display panel 1341 are two independent components to implement input and output functions of the terminal, in some embodiments, the touch panel 1331 and the display panel 1341 may be integrated to implement input and output functions of the terminal.

Terminal 1200 can also include at least one sensor 1350.

Audio circuitry 1360, speaker 1361, microphone 132 may provide an audio interface between the user and the terminal. Audio circuit 1260 may transmit the received electrical signal after audio data conversion to speaker 1361, where it is converted to a sound signal by speaker 1361 for output; on the other hand, the microphone 1362 converts the collected sound signals into electrical signals, which are received by the audio circuit 1360 and converted into audio data, which are processed by the audio data output processor 1380 and transmitted to, for example, another terminal via the RF circuit 1310, or which are output to the memory 1320 for further processing.

The WiFi module 130 may be used for communication.

The processor 1380 is a control center of the terminal, connects various parts of the entire terminal using various interfaces and lines, and performs various functions of the terminal and processes data by running or executing software programs and/or modules stored in the memory 1320, and calling data stored in the memory 1320, thereby performing overall monitoring of the terminal. Optionally, processor 1380 may include one or more processing units; preferably, processor 1380 may integrate an application processor primarily handling operating systems, user interfaces, applications, etc., with a modem processor primarily handling wireless communications. It will be appreciated that the modem processor described above may not be integrated into the processor 1380. Optionally, the processor 1380 may further include a functional module such as display control.

Terminal 1200 also includes a power supply 1390 (e.g., a battery) that provides power to the various components, preferably in logical communication with processor 1380 via a power management system, to facilitate managing charge, discharge, and power consumption by the power management system.

Although not shown, the terminal 1200 may further include a camera or the like, which is not described herein.

In an embodiment of the present application, the processor 1380 included in the terminal further has the following functions:

in an embodiment of the present application, the processor 1380 included in the second terminal further has the following functions:

and receiving an unlocking password, and opening the password lock.

In this embodiment, the description about the second terminal 1200 may be understood with reference to the description in each embodiment of the unlocking method, which is not repeated here.

In the above embodiments, it may be implemented in whole or in part by software, hardware, firmware, or any combination thereof. When implemented in software, may be implemented in whole or in part in the form of a computer program product.

The computer program product includes one or more computer instructions. When loaded and executed on a computer, produces a flow or function in accordance with embodiments of the present application, in whole or in part. The computer may be a general purpose computer, a special purpose computer, a computer network, or other programmable apparatus. The computer instructions may be stored in a computer-readable storage medium or transmitted from one computer-readable storage medium to another computer-readable storage medium, for example, the computer instructions may be transmitted from one website, computer, server, or data center to another website, computer, server, or data center by a wired (e.g., coaxial cable, fiber optic, digital Subscriber Line (DSL)) or wireless (e.g., infrared, wireless, microwave, etc.). The computer readable storage medium may be any available medium that can be stored by a computer or a data storage device such as a server, data center, etc. that contains an integration of one or more available media. The usable medium may be a magnetic medium (e.g., floppy disk, hard disk, tape), an optical medium (e.g., DVD), or a semiconductor medium (e.g., solid state disk Sol id State Disk (SSD)), etc.

Namely, in the embodiment of the present application, there is further provided a computer readable storage medium including instructions, which when executed on a terminal, may cause the terminal to execute the payment method or the unlocking method provided in the embodiment of the present application.

The embodiment of the application also provides a computer program product comprising instructions, which can enable the terminal to execute the payment method or the unlocking method provided by the embodiment of the application when the computer program product runs on the terminal.

It will be clear to those skilled in the art that, for convenience and brevity of description, specific working procedures of the above-described systems, apparatuses and units may refer to corresponding procedures in the foregoing method embodiments, which are not repeated herein.

In the several embodiments provided in the present application, it should be understood that the disclosed systems, devices, and methods may be implemented in other manners. For example, the apparatus embodiments described above are merely illustrative, e.g., the division of the units is merely a logical function division, and there may be additional divisions when actually implemented, e.g., multiple units or components may be combined or integrated into another system, or some features may be omitted or not performed. Alternatively, the coupling or direct coupling or communication connection shown or discussed with each other may be an indirect coupling or communication connection via some interfaces, devices or units, which may be in electrical, mechanical or other form.

The units described as separate units may or may not be physically separate, and units shown as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the units may be selected according to actual needs to achieve the purpose of the solution of this embodiment.

In addition, each functional unit in the embodiments of the present application may be integrated in one processing unit, or each unit may exist alone physically, or two or more units may be integrated in one unit. The integrated units may be implemented in hardware or in software functional units.

The integrated units, if implemented in the form of software functional units and sold or used as stand-alone products, may be stored in a computer readable storage medium. Based on such understanding, the technical solution of the present application may be embodied essentially or in part or all of the technical solution or in part in the form of a software product stored in a storage medium, including instructions for causing a computer device (which may be a personal computer, a server, or a network device, etc.) to perform all or part of the steps of the method according to the embodiments of the present application. And the aforementioned storage medium includes: a U-disk, a removable hard disk, a Read-Only Memory (ROM), a random access Memory (RAM, random Access Memory), a magnetic disk, or an optical disk, or other various media capable of storing program codes.

The above embodiments are only for illustrating the technical solution of the present application, and are not limiting; although the application has been described in detail with reference to the foregoing embodiments, it will be understood by those of ordinary skill in the art that: the technical scheme described in the foregoing embodiments can be modified or some technical features thereof can be replaced by equivalents; such modifications and substitutions do not depart from the spirit and scope of the technical solutions of the embodiments of the present application.

Claims

1. A method of payment, comprising:

2. The method according to claim 1, wherein the method further comprises:

and acquiring one piece of collection information matched with the payment client type from the certificate according to the payment client type to be used as collection information to be used.

3. The method of claim 1, wherein the certificate has a collection message therein;

and responding to the payment operation triggered by the user, acquiring the one piece of collection information, and determining the one piece of collection information as the collection information to be used.

4. The method of claim 1, wherein at least two of the certificates are for receipt information;

each of the at least two pieces of collection information further includes: payee information;

responding to payment operation triggered by a user, and acquiring at least two pieces of collection information;

5. The method of claim 1, wherein there are at least two pieces of collection information in the certificate, each of the at least two pieces of collection information further comprising: the geographical location of the payee;

6. The method of claim 1, wherein said determining a collection of information as a collection of information to be used based on said certificate in response to a user-triggered payment operation comprises:

7. The method according to claim 1, wherein the accessing the wireless local area network by the certificate authentication method comprises:

8. A terminal, comprising:

9. The terminal of claim 8, wherein the terminal further comprises:

the determining module is specifically configured to:

10. The terminal of claim 8, wherein the certificate has one piece of collection information; the determining module is specifically configured to:

and responding to the payment operation triggered by the user, acquiring one piece of collection information, and determining the acquired one piece of collection information as the collection information to be used.

11. The terminal of claim 8, wherein at least two of the certificates are for receipt information; each of the at least two pieces of collection information further includes: payee information;

The determining module is specifically configured to:

12. The terminal of claim 8, wherein there are at least two pieces of payment information in the certificate, each piece of payment information further comprising: the geographical location of the payee;

the determining module is specifically configured to:

13. The terminal according to claim 8, wherein the determining module is specifically configured to:

14. The terminal according to claim 8, wherein the network access module is specifically configured to:

15. A terminal, comprising:

a processor and a memory;

the memory is configured to store computer instructions, wherein the processor is configured to perform the following steps when the computer instructions in the memory are executed:

16. The terminal of claim 15, wherein the processor is further configured to: controlling a display to display a payment control, wherein the payment control is used for receiving payment operation of a user; the payment control and the payment client have a binding relation;

17. The terminal of claim 15, wherein the certificate has one piece of collection information;

18. The terminal of claim 15, wherein at least two of the certificates are for receipt information; each of the at least two pieces of collection information further includes: payee information;

19. The terminal of claim 15, wherein there are at least two pieces of payment information in the certificate, each piece of payment information further comprising: the geographical location of the payee;

responding to payment operation triggered by a user, and acquiring the certificate to obtain at least two pieces of collection information;

20. The terminal of claim 15, wherein the determining a collection information as a collection information to be used based on the certificate in response to the user-triggered payment operation comprises:

21. The terminal according to claim 15, wherein the authentication means through the certificate accesses the wireless local area network, comprising:

22. A computer readable storage medium comprising instructions which, when run on a terminal, cause the terminal to perform the method of any of claims 1-7.