CN107484170A - A kind of password automated verification system and method - Google Patents
A kind of password automated verification system and method Download PDFInfo
- Publication number
- CN107484170A CN107484170A CN201710703193.0A CN201710703193A CN107484170A CN 107484170 A CN107484170 A CN 107484170A CN 201710703193 A CN201710703193 A CN 201710703193A CN 107484170 A CN107484170 A CN 107484170A
- Authority
- CN
- China
- Prior art keywords
- module
- mobile device
- terminal
- worn type
- type mobile
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
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Classifications
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
- H04W12/06—Authentication
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/08—Key distribution or management, e.g. generation, sharing or updating, of cryptographic keys or passwords
- H04L9/0861—Generation of secret information including derivation or calculation of cryptographic keys or passwords
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- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- General Physics & Mathematics (AREA)
- Computer Security & Cryptography (AREA)
- Computer Networks & Wireless Communication (AREA)
- Theoretical Computer Science (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- Signal Processing (AREA)
- Finance (AREA)
- Mobile Radio Communication Systems (AREA)
Abstract
The invention discloses a kind of password automated verification system and method, including account module, Worn type mobile device and terminal device;The terminal device includes mobile device terminal and obtains equipment;The mobile device terminal and acquisition equipment are communicated with Worn type mobile device and connected;Account module connects with time type dynamic verification code authentication module, the communication of Worn type mobile device, and time type dynamic verification code authentication module is on Worn type mobile device;Account module connects with terminal device communication;Server and terminal device, account module communication.The password automated verification system is reasonable in design, and Worn type mobile device carries key function and communication function, can reach the purpose fast and safely verified, the rapidly checking of identifying code can be achieved;Worn type mobile device is not easy to be lost, is convenient for carrying, and improves terminal device ease of use, improves the security in account module use.
Description
Technical field
The present invention relates to cipher verification technique field, specifically a kind of password automated verification system and method.
Background technology
With the development of science and technology, bank card, dodge the means of payment for paying card and all kinds of payment softwares due to quick rapid and
Widely used by people.But current all kinds of bank cards, payment software(Alipay, wechat), dodge and pay card and stolen brush be present
Hidden danger, and there is the hidden trouble for the password that is cracked in smart mobile phone, influence safety of payment;E-Bank payment is close due to needing to use
Key, it is relatively safe, but its process is cumbersome in actual use, it is not convenient enough, quick payment can not be realized.Therefore, originally
Invention provides a kind of password automated verification system and method.
The content of the invention
It is an object of the invention to provide a kind of password automated verification system and method, to solve to carry in above-mentioned background technology
The problem of going out.
To achieve the above object, the present invention provides following technical scheme:
A kind of password automated verification system, including account module, Worn type mobile device and terminal device;The terminal device bag
Include mobile device terminal and obtain equipment;The mobile device terminal and acquisition equipment are communicated with Worn type mobile device and connected
Connect;Account module connects with time type dynamic verification code authentication module, the communication of Worn type mobile device, time type dynamic verification code
Authentication module is on Worn type mobile device;Account module connects with terminal device communication;Server and terminal device, account
Module communication.
As the further scheme of the present invention:Worn type mobile device include control module, key module, NFC module one,
Bluetooth module one and WiFi module one, key module built in Worn type mobile device, key module use time type dynamic password
Module, time type dynamic password module are used using the close authorization Algorithm of state, OATH canonical algorithms, using 128 key module institutes
Caused dynamic verification code.
As the further scheme of the present invention:Worn type mobile device also includes data memory module, data conversion module
And data encryption module.
As the further scheme of the present invention:The terminal device is mobile phone, flat board, POS, ATM code keypads or electricity
Brain keyboard;Terminal device terminal includes NFC module, bluetooth module and WiFi module;Terminal device, refer to for sending dynamic code
Order, and receive the dynamic verification code data of Worn type mobile device return.
As the further scheme of the present invention:The acquisition equipment includes NFC module four, bluetooth module four and WiFi module
Four.
As the further scheme of the present invention:Worn type mobile device also includes being used to detect Worn type mobile device with moving
The range finder module of dynamic device end or the distance for obtaining equipment.
Compared with prior art, the beneficial effects of the invention are as follows:
The password automated verification system is reasonable in design, and Worn type mobile device carries key function and communication function, and key produces
Net silver dynamic verification code, payment terminals are sent automatically to by NFC module, bluetooth module or WiFi module, reached fast and safely
The purpose of checking, the rapidly checking of identifying code can be achieved;National cryptographic algorithm is applied among people's life, facilitates people
Routine use, and improve financial quick payment, dodge pay a card, small amount payment, software(Alipay, wechat)The safety of payment;
Meanwhile reduce smart mobile phone and be cracked the probability of password;Worn type mobile device is not easy to be lost, reduces Net silver loss and is produced
Raw loss.
Brief description of the drawings
Fig. 1 is the structural representation of password automated verification system.
Fig. 2 is the theory structure schematic diagram of password automated verification system.
Embodiment
The technical scheme of this patent is described in more detail with reference to embodiment.
Referring to Fig. 1, a kind of password automated verification system, including account module 201, Worn type mobile device and terminal are set
Standby 205;The terminal device 205 includes mobile device terminal and obtains equipment;The mobile device terminal includes mobile device
Terminal one, mobile terminal two;The mobile device terminal one, mobile terminal two and acquisition equipment are led to Worn type mobile device
News connection;The terminal device is mobile phone, flat board, POS, ATM code keypads or computor-keyboard;Terminal device terminal includes
NFC module, bluetooth module and WiFi module;Terminal device, for sending dynamic code instruction, and receive Worn type mobile device and return
The dynamic verification code data returned;
The account module 201 includes deposit card account, credit card account, e-bank's card account, Email Accounts, wechat account
Number, qq communications account, Alipay account, Jingdone district account, mobile phone application account etc.;Account module 201 and time type dynamic authentication
Code authentication module 202, the communication connection of Worn type mobile device, time type dynamic verification code authentication module 202 move located at Worn type
In dynamic equipment;Account module 201 connects with the communication of terminal device 205;Server 204 is used to provide service system for account, takes
Business device 204 communicates with terminal device 205, account module 201, receives software module built in terminal device 205, has and receives identification
Authentication code data function and transmission authentication code function;
The Worn type mobile device is Worn type secret key wrist-watch 203, and Worn type mobile device includes control module, key mould
Block, NFC module one, bluetooth module one and WiFi module one, Worn type mobile device have NFC, bluetooth, WiFi communication function,
Key module built in Worn type mobile device, key module use time type dynamic password module, time type dynamic password module
Using national password authorization algoritic module, using the close authorization Algorithm of state, OATH canonical algorithms, produced using 128 key modules
Raw dynamic verification code;Worn type mobile device also includes data memory module, data conversion module and data encryption module, wears
The formula mobile device of wearing has software design patterns function, there is automatic sending mode, not manual sending mode and sending mode;Worn type moves
Dynamic equipment has time type dynamic password time parameter, model parameter, identification parameter;
The mobile device terminal one is mobile phone, flat board or PC etc.;Mobile device terminal one includes NFC module two, bluetooth module
Two and WiFi module two, mobile device terminal one has NFC, bluetooth, WiFi communication function;Mobile device terminal one, for sending out
Dynamic code instruction is sent, and receives the dynamic code data of Worn type mobile device return;For e-Bank payment, barcode scanning is paid, sudden strain of a muscle is paid
Verified automatically etc. the completion password such as convenient payment;
The mobile device terminal two is mobile phone, flat board or PC etc.;Mobile device terminal two includes NFC module three, bluetooth module
Three and WiFi module three, mobile device terminal two has NFC, bluetooth, WiFi communication function;Mobile device terminal two, for sending out
Dynamic code instruction is sent, and receives the dynamic code data of Worn type mobile device return;For start, reset, wake up etc. complete it is close
The automatic checking of code;
The acquisition equipment includes POS, ATM code keypads or computor-keyboard etc., the acquisition equipment include NFC module four,
Bluetooth module four and WiFi module four, obtaining equipment has NFC, bluetooth, WiFi communication function;Equipment is obtained, it is dynamic for sending
State code dynamic code instruction, and receive Worn type mobile device return dynamic code data, available for e-Bank payment, cash transaction,
CCredit card payment is completed password and verified automatically;
Worn type mobile device, for producing dynamic code, and will with dynamic code caused by the close authorization Algorithm of state of time type country,
Mobile device terminal, obtain equipment send obtain dynamic code instruction after, by identifying code by NFC module, bluetooth module or
WiFi module is sent automatically to mobile device terminal or obtained in equipment, reaches authentication purpose.Preferably, Worn type mobile device
Also include being used to detect Worn type mobile device and the range finder module of mobile device terminal or the distance for obtaining equipment, when apart from small
When setting value, identifying code just is sent automatically to move by Worn type mobile device by NFC module, bluetooth module or WiFi module
Dynamic device end is obtained in equipment.
A kind of password automatic verification method, including:Account module 201 binds opening time type dynamic verification code authentication module
202 checkings require(301 processes);Account module 201 binds the table of Worn type key hand 203(302nd, 303 process);Worn type key
The built-in time type dynamic password of wrist-watch 203, the close authorization Algorithm of state, OATH canonical algorithms can be used in built-in encryption chip, using 128
Dynamic verification code caused by the key module of position;201 grades of accounts of account module pay in cash transaction, open, inquire about, repairing
When changing, set etc.(304 processes), it is necessary to identifying code is verified(307 processes), the authentication module with account binding(305 processes)Test
Card, is verified by server(306 processes), it is verified feedback of the information(309 processes), complete checking(310 processes).
The present invention operation principle be:Worn type mobile device, for producing dynamic code, and will be close with state of time type country
Dynamic code caused by authorization Algorithm, sent in mobile device terminal, acquisition equipment after obtaining dynamic code instruction, identifying code is led to
Cross NFC module, bluetooth module or WiFi module to be sent automatically to mobile device terminal or obtain in equipment, reach authentication purpose.
Time type dynamic authentication module is arranged on the device on the Worn type wrist-watch or bracelet with NFC communication functions;Identification code is joined
Number, according to identification parameter, bind checking model, the temporal frequency parameter of account relating;, it is necessary to time type dynamic when account enables
Identifying code;Identifying code is communicated by the NFC of institute's Worn type Worn type wrist-watch or bracelet, identifying code is sent to, terminal is enterprising
Row checking;Terminal device has NFC communication functions, receives function, will receive identifying code, is sent to server, is verified.
The password automated verification system is reasonable in design, and Worn type mobile device carries key function and communication function, key
Caused Net silver dynamic verification code, payment terminals are sent automatically to by NFC module, bluetooth module or WiFi module, reach quick
The purpose of safety verification, the rapidly checking of identifying code can be achieved;National cryptographic algorithm is applied among people's life, facilitated
The routine use of people, and improve financial quick payment, dodge and pay card, small amount payment, software(Alipay, wechat)The peace of payment
Entirely;Meanwhile reduce smart mobile phone and be cracked the probability of password;Worn type mobile device is not easy to be lost, reduces Net silver loss
Caused loss.
, it is necessary to explanation in the description of this password automated verification system and method, unless otherwise clear and definite regulation and
Limit, term " setting ", " connected " and " connection " should be interpreted broadly, for example, it may be being fixedly connected or detachably
Connection, or be integrally connected;Can be joined directly together, can also be indirectly connected by intermediary, can be in two elements
The connection in portion.For the ordinary skill in the art, the tool of above-mentioned term in the present invention can be understood with concrete condition
Body implication.
The better embodiment of this patent is explained in detail above, but this patent is not limited to above-mentioned embodiment party
Formula, can also be on the premise of this patent objective not be departed from one skilled in the relevant art's possessed knowledge
Make a variety of changes.
Claims (6)
1. a kind of password automated verification system, it is characterised in that including account module(201), Worn type mobile device(203)With
Terminal device(205);The terminal device(205)Including mobile device terminal and obtain equipment;The mobile device terminal and
Obtain equipment and communicate connection with Worn type mobile device;Account module(201)With time type dynamic verification code authentication module
(202), Worn type mobile device communication connection, time type dynamic verification code authentication module(202)Located at Worn type mobile device
On;Account module(201)With terminal device(205)Communication connection;Server(204)With terminal device(205), account module
(201)Communication.
2. password automated verification system according to claim 1, it is characterised in that Worn type mobile device includes control mould
Block, key module, NFC module one, bluetooth module one and WiFi module one, key module, key built in Worn type mobile device
Module uses time type dynamic password module, and time type dynamic password module uses to be calculated using the close authorization Algorithm of state, OATH standards
Method, using dynamic verification code caused by 128 key modules.
3. password automated verification system according to claim 1, it is characterised in that Worn type mobile device also includes data
Memory module, data conversion module and data encryption module.
4. password automated verification system according to claim 1, it is characterised in that the terminal device be mobile phone, flat board,
POS, ATM code keypads or computor-keyboard;Terminal device terminal includes NFC module, bluetooth module and WiFi module;Terminal is set
It is standby, for sending dynamic code instruction, and receive the dynamic verification code data of Worn type mobile device return.
5. password automated verification system according to claim 1, it is characterised in that the acquisition equipment includes NFC module
4th, bluetooth module four and WiFi module four.
6. password automated verification system according to claim 1, it is characterised in that Worn type mobile device also includes being used for
Detect Worn type mobile device and the range finder module of mobile device terminal or the distance for obtaining equipment.
Priority Applications (1)
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CN201710703193.0A CN107484170A (en) | 2017-08-16 | 2017-08-16 | A kind of password automated verification system and method |
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CN201710703193.0A CN107484170A (en) | 2017-08-16 | 2017-08-16 | A kind of password automated verification system and method |
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CN107484170A true CN107484170A (en) | 2017-12-15 |
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ID=60600615
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CN201710703193.0A Pending CN107484170A (en) | 2017-08-16 | 2017-08-16 | A kind of password automated verification system and method |
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Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
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CN111696280A (en) * | 2020-06-28 | 2020-09-22 | 中国银行股份有限公司 | ATM (automatic Teller machine), card retaining and retrieving method and system |
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Application publication date: 20171215 |
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