WO2018209648A1

WO2018209648A1 - Financial self-service device and withdrawing and depositing method

Info

Publication number: WO2018209648A1
Application number: PCT/CN2017/084900
Authority: WO
Inventors: 高海源; 王朝阳; 刘凯峰
Original assignee: 深圳怡化电脑股份有限公司
Priority date: 2017-05-18
Filing date: 2017-05-18
Publication date: 2018-11-22
Also published as: CN110476190A

Abstract

A financial self-service device and a withdrawing and depositing method. The financial self-service device comprises a banknote box assembly (3), a banknote circular delivery channel (2), a customer acceptance portion (1), a counterfeit detector (4), and a control assembly (8). The counterfeit detector (4) is disposed between the customer acceptance portion (1) and the banknote box assembly (3). The banknote box assembly (3) comprises multiple circular banknote boxes (31) arranged side by side. The multiple circular note boxes (31), the counterfeit detector (4) and the customer acceptance portion (1) all communicates with the banknote circular delivery channel (2). The control assembly (8) is used for controlling a banknote delivery path.

Description

Financial self-service equipment and withdrawal methods

Technical field

The present disclosure relates to the field of financial equipment technology, for example, to a financial self-service device and a withdrawal method and a deposit method.

Background technique

Financial self-service equipment is an electronic device for self-service customers. It uses magnetic code cards or smart cards to realize self-service for financial transactions. Instead of the work of bank counter personnel, it has deposits, withdrawals, funds transfer between accounts, and check balances. , modify the password and other functions, is a new type of bank computer terminal. Financial self-service devices, such as automatic deposit and withdrawal machines, have gradually gained the attention of the market since their invention. At present, the ratio of automatic deposit and withdrawal machines to banking institutions has reached 4:1, and they can operate independently in densely populated communities, schools, plazas, etc. The place makes people's production and life more convenient.

A reasonable and fast way to take money is one of the main criteria for measuring the pros and cons of financial equipment. The internal structure of the financial device in the related art is as shown in FIG. 1 , and generally includes an upper case, a lower case, and a banknote passage 2 ′ for connecting a plurality of components, and the upper case is provided with a passenger part 1 ′ for customer operation. The temporary storage box 5' and the money detector 4' are provided with a plurality of circulating banknotes 31' in the lower case. When the customer chooses to deposit the transaction, the internal and external banknotes of the device will be opened, the customer will put the banknotes into the pick-up part 1', and then the pick-up part 1' will transfer the banknotes to the banknote detector 4' through the banknote and banknote processing. The banknote identification, the identifiable banknote is stored in the temporary storage box 5', and the unidentified banknote is returned to the customer receiving part 1'. When the customer confirms the deposit, the temporary storage box 5' rolls out the banknote and passes the banknote verification again. The machine 4' is then transferred to the recycle cassette 31'; when the customer selects the withdrawal transaction, the recycle cassette 31' passes the banknote through the banknote passage 2' into the banknote detector 4 for identification, and transmits the identified banknote to the pick-up portion. 1', the unidentified banknotes are transported to the temporary storage box 5'. After the customer withdraws successfully, the unidentified banknotes are rolled out by the temporary storage box 5', and then passed through the money detector 4' to enter the banknote passage 2'. It is then returned to the recycle cassette 31'.

In the traditional financial equipment, the transfer channel of the banknotes passes through more and more components. Whenever a deposit and withdrawal transaction occurs, the number of modules and components that the banknotes pass through is large, and even the same parts need to be repeatedly passed. The path is more complicated, resulting in longer running time of deposits and withdrawals, which reduces the durability of the machine, which is inconvenient for maintenance work and affects the customer's experience.

Summary of the invention

The present disclosure proposes a financial self-service device that simplifies the path of banknotes and shortens the running time of deposits and withdrawals. Improve the processing efficiency of the transaction.

A financial self-service device, comprising a cash box assembly, a circulating banknote passage, a pick-up portion, a money detector, and a control assembly, the money detector being disposed between the customer receiving portion and the cash box assembly; The assembly includes a plurality of recirculating cassettes arranged side by side, a plurality of the revolving cassettes, the bill detector and the pick-up portion are all in communication with the circulating banknote passage, and the control component is configured to control the transfer of the banknotes path.

Optionally, the circulating banknote passage includes an upper channel and a lower channel connected end to end, the money detector is disposed on the upper channel, and the lower channel is in communication with the plurality of the circulating banknotes.

Optionally, the cash cassette assembly further includes a recycling cash box connected to the circulating banknote passage and adjacent to the passenger receiving portion, wherein the recycling cash box is used for depositing and dispensing money by the money detector Recognizing at least one of the banknotes that are not easily circulated and the banknotes that are not taken out of the pick-up portion at the time of withdrawal.

Optionally, the storage box is further disposed on a side of the money detector and away from the customer receiving portion, and the temporary storage box is in communication with the circulating banknote passage.

Optionally, the receiving portion includes a depositing port and a cash withdrawal port, wherein the depositing port is in communication with a circulating banknote passage adjacent to the side of the money detector, and the cash withdrawal port is adjacent to the banknote depositing port And communicating with the circulating banknote passage.

Optionally, the cash box assembly further includes a clearing and cashing banknote for counting the banknotes in the circulating banknote box and for adding money to the recycling banknote box, the banknote cashing banknote box and the cleaning machine The circulating banknote passage is connected.

The present disclosure proposes a method for withdrawing financial self-service devices, which simplifies the path of banknotes, shortens the running time of deposits and withdrawals, and improves the processing efficiency of transactions.

A method for withdrawing financial self-service equipment, including:

S1: The control component controls the banknotes in the circulating cash box to enter the circulation banknote passage;

S2: The circulating banknote channel transports the banknotes to the money detector for banknote verification;

S3: the banknote recognized by the money detector as tradable is transferred from the circulating banknote channel to the pick-up section;

S4: The banknote recognized by the money detector as being difficult to circulate is returned to the recycling cassette by the circulating banknote passage.

Optionally, it also includes:

S5: After the customer withdraws the money, the banknotes that are not taken by the customer in the pick-up unit 1 are transported by the circulating banknote passage 2 to the money detector 4 for banknote verification, and then transported to the recycling banknote 32 by the circulating banknote passage 2.

The present disclosure proposes a deposit method for financial self-service devices, which simplifies the path of banknotes, shortens the running time of deposits and withdrawals, and improves the processing efficiency of transactions.

A deposit method for a financial self-service device, comprising:

S1: the control component controls the banknotes in the passenger receiving part to enter the circulating banknote passage;

S3: the banknote recognized by the money detector as a genuine banknote is entered into the recycling banknote by the circulating banknote passage;

S4: The banknote that is not recognized as a genuine banknote by the money detector is returned to the pick-up section by the circulating banknote channel.

Optionally, the banknote recognized by the money detector as a genuine banknote enters the recycling banknote by the circulating banknote passage and includes:

S31: the banknote recognized by the money detector as a genuine banknote enters the temporary storage box;

S32: After the customer confirms the deposit, the banknote recognized by the money detector as a genuine banknote is transferred from the temporary storage box to the circulating banknote passage and enters the recycling banknote box.

The present disclosure provides a financial self-service device and a method for withdrawing money and depositing. The financial self-service device includes a cash cassette assembly, a circulation banknote passage, a pick-up portion, a money detector, and a control assembly, the money detector is disposed between the passenger portion and the cassette unit, and the cassette unit includes side by side And a plurality of the circulating banknotes, the plurality of the recycling banknotes, the money detector, and the passenger receiving portion are all connected to the circulating banknote passage, and the control component is configured to control a conveying path of the banknotes. By setting the transfer channel of the banknote in the financial self-service device to the circulating banknote passage, the components passing through the process of transferring the banknote in the device are reduced, avoiding repeated passage of the same component, optimizing the banknote path, and improving the transaction. Processing efficiency, saving waiting time for customer operations, and improving the durability of equipment components and reducing the failure rate of equipment.

BRIEF abstract

1 is a schematic structural diagram of a financial self-service device in the related art;

2 is a schematic structural diagram of a financial self-service device provided in Embodiment 1;

3 is a flow chart of a withdrawal method provided in Embodiment 2;

4 is a flow chart of a deposit method provided in Embodiment 3.

among them:

1. Pick-up department; 11, banknote deposit; 12, banknote-taking port; 2. Circulating banknote channel; 21, upper channel; 22, lower channel; 3. cash box component; 31, recycling banknote; Box; 4, money detector; 5, temporary storage box; 6, switching blades; 7, cleaning machine and banknotes; 8, control components; 1', pick-up; 2', banknote channel; 31', cycle Cash box; 4', money detector; 5', temporary storage box.

detailed description

The technical solutions of the present disclosure will be described below with reference to the accompanying drawings and specific embodiments. The features of the following embodiments and embodiments may be combined with each other without conflict.

Example 1

As shown in FIG. 2, the embodiment provides a financial self-service device, including a cash box component 3, a circulating banknote passage 2, a customer receiving unit 1, a money detector 4, and a control component 8; the customer receiving department 1 handles financial services for customers. The direct contact device, the money detector 4 is disposed between the customer receiving portion 1 and the cash unit assembly 3; the cash unit assembly 3 includes a plurality of circulating cash units 31 arranged side by side, and the circulating paper cassette 31 means that the paper money can be stored therein. The banknotes taken out therefrom, the plurality of circulating banknotes 31, the money detector 4 and the passenger part 1 are all in communication with the circulating banknote passage 2, and the banknotes are realized in the customer receiving part 1, the money detector 4 and the plurality of circulating banknotes 31. For the transmission, the control unit 8 is used to control the transport path of the banknote. By setting the transfer channel of the banknote in the financial self-service device to the circulating banknote channel 2, the components passing through the process of transferring the banknote in the device are reduced, avoiding repeated passage of the same component, optimizing the banknote path, and improving the transaction. The processing efficiency saves the waiting time of the customer's operation, and improves the durability of the equipment components and reduces the failure rate of the equipment.

For example, the circulating banknote channel 2 includes an upper channel 21 and a lower channel 22 connected end to end. The upper channel 21 and the lower channel 22 respectively connect other components in the financial self-service device to form a circulation path for the internal banknotes of the financial self-service device. In order to meet the functional requirements of the mechanical structure on the basis of rationally utilizing the internal space of the financial self-service device, as shown in FIG. 2, the financial self-service device in this embodiment includes an upper chassis and a lower chassis, and the upper chassis is provided with a pick-up unit 1 The machine 4 and the circulating banknote channel 2; the lower casing is provided with the cash box assembly 3, and the upper channel 21 of the circulating banknote passage 2 is connected with the money detector 4 and the customer receiving unit 1, and the money detector 4 is used for identifying the transaction process. The status of the banknotes, including the authenticity of the banknotes and whether it is suitable for market circulation, etc., the pick-up part 1 includes a separately set banknote deposit port 11 and a banknote-receiving port 12, and the banknote-keeping port 11 and the side close to the banknote counter 4 are circulated. The banknote channel 2 is connected to each other, and the banknote dispensing port 12 is adjacent to the banknote depositing port 11 and is connected to the circulating banknote channel 2; compared with the related art, all the banknotes in the single deposit business are identified by the money detector, The identified banknotes are uniformly sent to the pick-up section, and the present disclosure provides an independent banknote depositing port 11 and a banknote-collecting port 12 so that the banknotes and the banknote-receiving space are relatively increased, thereby realizing large-value banknote deposits and large-value banknotes, and Banknotes not recognized by the money detector 4 when depositing money in the deposit business Taking notes may be transmitted to port 12, eliminating the need for the customer waiting time. The banknote 11 and the banknote 12 are connected to the upper channel 21 of the circulating banknote 2, and the banknote detector 4 is disposed between the client 1 and the banknote assembly 3 to facilitate the passage of banknotes in the financial transaction. Identification and counting; the lower passage 22 of the circulating banknote passage 2 connects the plurality of circulating banknotes 31 of the cassette unit 3, so that the structure inside the financial self-service device is compact, which is advantageous for simplifying the banknote path. Wherein, the communication points of the plurality of circulating cassettes 31 and the lower passages 22 are respectively provided with switching blades 6 for switching the direction in which the banknotes are transported, and the switching blades 6 are used to realize the communication of one of the circulating banknotes 31 and the lower channel 22 by a single time. In order to change the conveying direction of the banknotes, the connecting points of the upper channel 21 and the banknote-receiving port 12 and the banknote-paying port 11 of the passenger-receiving part 1 are respectively provided with switching blades 6 for realizing the upper channel 21 and the banknote-keeping port 11 and The connection of the withdrawal port 12 is completed.

When the customer selects the deposit transaction, the banknote enters the upper channel 21 in the circulating banknote passage 2 from the banknote deposit port 11, and passes through the banknote counter 4 and enters the recycle banknote 31 from the lower channel 22, and the banknote only needs to be along FIG. The counterclockwise transmission can enter the recycle cassette 31; when the customer selects the withdrawal transaction, the banknotes in the recycle cassette 31 enter the upper passage 21 from the lower passage 22, and are authenticated by the counterfeit machine 4 and then enter the pick-up unit 1 The banknote 12 and the banknote can be transported into the passenger part 1 only in the clockwise direction of FIG. 2. Compared with the related art, the financial self-service device in the embodiment optimizes the banknote path and does not need to repeatedly pass the same component. It greatly reduces the time required for financial transactions, and has high efficiency, which enhances the convenience of customers and makes the performance of financial self-service equipment more perfect.

In order to flexibly switch the conveying path of the banknotes, the switching points of the plurality of circulating banknotes 31, the banknotes 11, the banknotes 12 and the circulating banknotes 2 are provided with switching blades 6, and the switching blades 6 are electrically connected to the control unit 8. (Exclusively, only one of the switching blades 6 is electrically connected to the control unit 8 is shown in FIG. 2), and the control unit 8 controls the rotation of the switching blade 6 according to the transaction type selected by the customer, thereby switching the banknote path of the banknote.

In addition, the financial self-service device provided in this embodiment may further set a temporary storage box 5 according to actual needs. The temporary storage box 5 is mainly used for temporarily storing paper money. For example, in a financial transaction, in a state where the customer does not confirm the deposit business, the temporary storage has been temporarily stored. Enter the banknotes in the financial self-service device. The temporary storage box 5 may be disposed in the upper box of the financial self-service device, and communicated with the circulating banknote passage 2, and the switching portion 6 is provided at the communication portion, and the switching blade 6 is controlled by the control component 8 to realize the banknotes by the circulating banknote passage 2 Enter the temporary storage box 5 or enter the circulation banknote passage 2 from the temporary storage box 5. In this embodiment, the temporary storage box 5 is in communication with the upper passage 21, and is located on the side of the money detector 4 remote from the customer receiving unit 1. The temporary storage box 5 and the customer receiving unit 1 are respectively located on both sides of the money detector 4, which can simplify the deposit. The banknote counter 4 recognizes the banknote path of the banknotes of the genuine banknotes; the temporary storage box 5 may be a small banknote box structure, or may be a temporary storage structure having a single coiling or double coiling, and may be selected as needed. For example, when the customer selects the deposit transaction, the banknotes in the deposit bank 11 pass through the money detector 4, and the banknotes recognized by the money detector 4 as genuine banknotes enter the temporary storage box 5, after the customer confirms the deposit. The temporary storage box 5 enters the circulating cash box 31 through the lower passage 22; the banknotes that are not recognized as genuine banknotes by the money detector 4 are returned to the money collecting port 12 through the lower passage 22, so that the customer can retrieve it. By setting the temporary storage box 5, when the customer confirms the deposit, the deposit business can be terminated or other business can be selected without waiting for all the paper money to enter the recycling cash box, thereby reducing the waiting time for the customer to deposit; in addition, it can be avoided The loss of customer deposit will lead to complicated operation.

The cassette unit 3 further includes a recycling cassette 32 that communicates with the circulating banknote passage 2, and the recycling cassette 32 is used for storing banknotes that are recognized as not easily circulated by the detector 4 when depositing and withdrawing money, and recycling the pick-up portion at the time of withdrawal. At least one of the banknotes that are not taken away in the middle, wherein the banknotes that are not easily circulated refer to the genuine banknotes that do not meet the market circulation standards. In this embodiment, the recovery cassette 32 is a one-way cassette, that is, only the banknotes are not billed, and the cassette 32 is recovered. The row is disposed on one side of the plurality of recirculating cassettes 31, and adjacent to the pick-up portion 1, simplifies the banknotes recognized by the counterfeit detector 4 as being difficult to circulate at the time of deposit, and is forgotten in the pick-up portion 1 when the withdrawal is made. The banknote path of the banknote. For example, when the customer selects the withdrawal transaction, the banknotes in the recycle cassette 31 pass through the money detector 4, and are recognized by the money detector 4 as banknotes that can be circulated from the upper channel 21 to the banknotes 1 In the mouth 12, the banknotes recognized by the money detector 4 as being incapable of circulation are transferred from the circulating banknote passage 2 to the collection cassette 32 under the control of the control unit 8, since the collection cassette 32 is located in the plurality of recycling cassettes 31. On one side and adjacent to the pick-up portion 1, the banknote recognized by the money detector 4 as being incapable of circulation can be directly entered into the recovery cassette 32 by the circulating banknote passage 2, and the banknote path is short.

On the basis of this, the cash box assembly 3 in the financial self-service device in this embodiment further includes a clearing machine banknote cassette 7 , and the cleaning machine banknote cassette 7 is connected to the circulating banknote channel 2 . Optionally, the clearing and cash register cassette 7 is arranged side by side with the plurality of circulating cash units 31, and is farthest from the picking unit 1. The clearing and cashing unit 7 mainly performs the cleaning action and the banknote when the financial self-service device is idle. It is used during the operation, and is used for counting the banknotes in the recycle cassette 31 and adding the banknotes to the recycle cassette 31.

When the machine is cleaned, the banknotes in the plurality of recirculating cassettes 31 in the cassette unit 3 are sequentially transferred to the clearing and banknote cassette 7 through the circulating banknote passage 2 and the money detector 4, and the control component 8 records the inspection. The banknote information of the banknote machine 4, including the number of banknotes and the crown number, etc., is related to the manual cleaning machine in the related art, and realizes the purpose of automatically counting the number of banknotes in the financial self-service device, thereby saving manpower and material resources.

When there is less banknotes in the recirculating cassette 31 in the financial self-service device, it is necessary to timely add the banknotes in the recirculating cassette 31 to meet the transaction needs of the customer, and at this time, the banknote action is performed. The control component 8 controls the banknotes in the clearing and cash register cassette 7 to enter the circulating banknote passage 2, and passes through the counterfeit detector 4 and is transferred from the lower channel 22 to the plurality of circulating banknotes 31 for the purpose of automatic banknote addition.

Example 2

As shown in FIG. 3, this embodiment provides a method for withdrawing a financial self-service device provided in Embodiment 1 and includes:

In step S110, the control unit 8 controls the banknotes in the recycle cassette 31 to enter the circulation banknote passage 2.

In step S120, the billing channel 2 transports the banknotes to the bill validator 4 for banknote verification.

In step S130, the banknote recognized by the money detector 4 as being tradable is transported to the pick-up portion 1 by the circulating banknote passage 2.

Optionally, after the step S120, the method for withdrawing the foregoing includes:

In step S140, the banknote recognized by the money detector 4 as being difficult to circulate is returned to the recovery cassette 32 by the circulating banknote passage 2.

In step S150, after the customer withdraws the money, the banknotes that are not taken by the customer in the pick-up unit 1 are transported by the circulating banknote passage 2 to the money detector 4 for banknote verification, and then transported by the circulating banknote passage 2 to the recovery banknote 32. Inside.

For example, the control component 8 controls the banknotes in the circulating banknote 31 to enter the lower channel 22 of the circulating banknote passage 2, and the banknotes are transferred from the lower channel 22 to the upper channel 21, after being verified by the money detector 4, the inspection is performed. The banknote 4 recognizes that the banknotes that can be circulated enter the banknote-receiving port 12 of the passenger unit 1, and the banknotes recognized by the banknote detector 4 as being difficult to circulate will enter the collection cassette 32 through the circulating banknote passage 2.

In addition, when the customer withdraws money and does not take all the banknotes in the banknote withdrawal port 12, the remaining banknotes will pass through the upper channel 21, and after the banknotes 4 are tested, the lower banknotes 22 will be transported to the recycling banknotes. 32 inside.

Compared with the related art, the withdrawal method provided by the embodiment speeds up the transfer speed of the banknote inside the device, simplifies the banknote path, shortens the running time of the deposit and withdrawal, improves the transaction processing efficiency, and improves the equipment parts and components. Durability reduces equipment failure rates.

Example 3

As shown in FIG. 4, this embodiment provides a deposit method for a financial self-service device provided in Embodiment 1, which includes:

In step S210, the control unit 8 controls the banknotes in the passenger portion 1 to enter the circulation banknote passage 2.

In step S220, the circulation banknote 2 is transported to the banknote detector 4 for banknote verification.

In step S230, the banknote recognized by the money detector 4 as a genuine banknote is entered into the recycle cassette 31 by the circulating banknote passage 2.

In step S240, the banknotes that are not recognized as genuine banknotes by the money detector 4 are returned to the pick-up section 1 by the money-trafficking channel 2.

For example, after the customer selects the deposit transaction, the control component 8 controls the banknotes in the deposit port 11 of the pick-up unit 1 to enter the upper channel 21 of the circulating banknote passage 2, and after being verified by the money detector 4, The banknote recognized as a genuine banknote enters the recycling banknote 31 through the lower passage 22 of the circulating banknote passage 2, and the banknote not recognized by the banknote detector 4 as a genuine banknote passes through the lower passage 22 of the circulating banknote passage 2 In the passage 21, the user enters the money-collecting port 12 of the passenger part 1 to facilitate the customer to retrieve.

Optionally, according to the needs of different bank customers, the banknotes that are recognized as genuine banknotes and meet the circulation standard can enter the recycle banknote 31 through the lower channel 22 of the circulation banknote passage 2, and are recognized as genuine banknotes and are not easy to be recognized. The circulating banknotes enter the recovery cassette 32 through the lower passage 22 of the circulating banknote passage 2.

In actual use, the temporary storage box 5 connected to the upper passage 21 of the circulating banknote passage 2 can be added as needed, that is, the step S230 can include the process of conveying the banknote recognized as the genuine banknote by the money detector 4 to the temporary storage box. 5, the banknote that identifies the uncounter 4 as a genuine banknote enters the banknote-receiving port 12 of the pick-up unit 1 through the upper passage 21, and the guest After the user retrieves the banknote that has not been recognized as a genuine banknote and confirms the deposit, the banknote recognized by the money detector 4 as a genuine banknote is transported by the temporary storage box 5 to the lower channel 22 of the money-collecting channel 2, and then enters the cycle. The cash box 31 completes the deposit transaction.

Compared with the related art, the deposit method provided by the embodiment speeds up the transfer speed of the banknote inside the device, simplifies the banknote path, shortens the running time of the deposit and withdrawal, improves the transaction processing efficiency, and improves the equipment parts and components. Durability reduces equipment failure rates.

Industrial applicability

The financial self-service device provided by the present disclosure is configured to set a transfer channel of the banknotes in the financial self-service device into a circulation banknote passage, so that the components passing through the process of transferring the banknotes within the device are reduced, and the repeated passage of the same component is avoided, and the operation is optimized. The banknote path improves transaction processing efficiency, saves waiting time for customer operations, and improves the durability of equipment components and reduces equipment failure rate.

Claims

A financial self-service device, comprising a cash box assembly (3), a circulation banknote passage (2), a passenger receiving portion (1), a money detector (4), and a control component (8);

The money detector (4) is disposed between the customer receiving portion (1) and the cash unit assembly (3);

The cassette unit (3) includes a plurality of recirculating cassettes (31) arranged side by side, a plurality of the revolving cassettes (31), the bill detector (4) and the pick-up unit (1) are The circulating banknote passage (2) is in communication, and the control unit (8) is for controlling the conveying path of the banknote.
The financial self-service device according to claim 1, wherein said circulation banknote passage (2) comprises an upper passage (21) and a lower passage (22) connected end to end, and said money detector (4) is provided in said On the upper passage (21), the lower passage (22) communicates with a plurality of the circulating cassettes (31).
The financial self-service device according to claim 2, wherein said cassette unit (3) further comprises a recycling cassette connected to said circulation bank (2) and adjacent to said passenger (1) ( 32), the recycling cassette (32) is used for storing banknotes that are not easily circulated by the money detector (4) when depositing and withdrawing money, and is recovered from the pick-up part (1) when the money is collected. At least one of the banknotes.
The financial self-service device according to claim 1, further comprising a temporary storage box (5), wherein the temporary storage box (5) is disposed on one side of the money detector (4) and away from the customer receiving portion (1). The temporary storage box (5) is in communication with the circulating banknote passage (2).
The financial self-service device according to claim 1, wherein the customer receiving portion (1) comprises a depositing and dispensing port (11) and a cash withdrawal port (12), and the depositing and dispensing port (11) is adjacent to the money detector (4) One side of the circulating banknote passage (2) is in communication, and the banknote withdrawal port (12) is adjacent to the banknote depositing port (11) and is in communication with the circulating banknote passage (2).
The financial self-service device according to any one of claims 1 to 5, wherein the cash cassette assembly (3) further comprises a banknote for counting the recycle cassette (31) and used for the recirculating banknote The box (31) is a clearing machine and a banknote cassette (7), and the clearing and banknote cassette (7) is connected to the circulating banknote passage (2).
A method for withdrawing financial self-service equipment, including:

The control component (8) controls the bills in the circulating cassette (31) to enter the circulating banknote passage (2);

The circulating banknote channel (2) transports the banknotes to the money detector (4) for banknote verification;

The banknote recognized by the money detector (4) as tradable is transported to the pick-up section (1) by the circulating banknote passage (2);

The banknote recognized by the money detector (4) as being inaccessible is returned to the recycling cassette (32) by the circulating banknote passage (2).
The withdrawal method of claim 7, further comprising:

After the customer withdraws the money, the banknotes that are not taken by the customer in the pick-up department (1) are transported to the money detector (4) by the circulating banknote channel (2) for banknote verification, and then transported to the recycling by the circulating banknote channel (2). Inside the cassette (32).
A deposit method for a financial self-service device, comprising:

The control component (8) controls the banknotes in the passenger part (1) to enter the circulation banknote passage (2);

The circulating banknote channel (2) transports the banknotes to the money detector (4) for banknote verification;

The banknote recognized by the money detector (4) as a genuine banknote is entered into the recycling cassette (31) by the circulating banknote passage (2);

The banknotes that are not recognized as genuine banknotes by the money detector (4) are returned to the pick-up section (1) by the circulating banknote passage (2).
The deposit method according to claim 9, wherein the banknote recognized by the money detector (4) as a genuine banknote enters the recycle cassette (31) by the circulation banknote passage (2), including:

The banknote recognized by the money detector (4) as a genuine banknote enters the temporary storage box (5);

After the customer confirms the deposit, the banknote recognized as the genuine banknote by the money detector (4) is transferred from the temporary storage box (5) to the circulating banknote passage (2) and then enters the recycling cassette (31).