WO2018148936A1

WO2018148936A1 - Automatic teller machine

Info

Publication number: WO2018148936A1
Application number: PCT/CN2017/073951
Authority: WO
Inventors: 张武松; 王秋雨
Original assignee: 深圳怡化电脑股份有限公司
Priority date: 2017-02-17
Filing date: 2017-02-17
Publication date: 2018-08-23
Also published as: CN107004326A

Abstract

An automatic teller machine comprises a banknote processing mechanism (101) and a banknote accommodation mechanism (102). The banknote processing mechanism (101) comprises an upper transferring channel (1025), a client receiving module (1011), a banknote verification module (1012), and a temporary storage module (1014). When a user deposits cashes, a banknote is received by the client receiving module (1011) and verified by the banknote verification module (1012), a verified banknote is transferred to the temporary storage module (1014) for storage, and an unverified banknote is returned to the client receiving module (1011). When a user withdraws cashes, a banknote is transferred from the temporary storage module (1014) to the banknote verification module (1012) and verified by the banknote verification module (1012), a verified banknote is transferred to the client receiving module (1011), and an unverified banknote is returned to the temporary storage module (1014) for storage. As a result, the embodiment is utilized to achieve short banknote transferring channel, reducing a user operation time. After repeatedly verifying banknotes using the banknote processing mechanism (101), the embodiment achieves effective banknote verification and high security.

Description

Name of the invention: an automatic teller machine

Technical field

[0001] The present invention belongs to the technical field of banknote transmission path control, and in particular, to an automatic teller machine.

Background technique

[0002] ATM, or ATM (Asynchronous Transfer Mode), means that a bank sets up a small machine at different locations, and records the customer's basic account information using a tape on a credit card-sized plastic card (usually It is a bank card), which allows customers to make bank counter services such as withdrawals, deposits, transfers, etc. Most customers refer to such self-service machines as ATMs.

[0003] With the prosperity of China's rural economy, financial transactions in rural areas are becoming more frequent. However, due to the limitations of rural natural conditions, the structural and functional requirements of financial self-service equipment used in rural markets are different from those of the past. ATM machine system used in the city.

[0004] Because banknotes distributed by rural users are mainly banknotes with a face value of less than 100 yuan, and usually the total transaction amount is small, but conventional ATM machines can only save the banknotes with a face value of 100 yuan, so they exist in use. limitation. Moreover, the conventional ATM machine increases the user's use time due to the long path of the banknote transfer, and performs banknote verification only on the deposit, so that the banknote recognition degree is not high and the security is low.

[0005] Therefore, the existing automatic teller machine control technology has a problem that the user's use time is increased due to the long transport path of the banknote, and the banknote is only checked at the deposit, so that the banknote recognition degree is not high and the security is low. Problem

[0006] An object of the present invention is to provide an automatic teller machine, which aims to solve the problem that the existing automatic teller machine control technology increases the user's use time due to the long path of the banknote transfer, and performs banknote verification only on the deposit, so that the banknotes are made. The problem of low recognition and low security.

Problem solution

Technical solution

[0007] The present invention provides an automatic teller machine, which includes a banknote processing mechanism and a banknote storage mechanism, the banknote storage mechanism and the banknote processing mechanism are connected, and is disposed on the banknote processing Directly below the organization,

[0008] the banknote processing mechanism has an upper transmission channel, a passenger module, a banknote verification module, and a node; the upper transmission channel has a first transmission channel, a temporary storage transmission channel, and a second transmission channel; the node includes a first node a second node, a third node, and a fourth node; the first node separating the first transmission channel into a temporary transmission channel and a second transmission channel, where the first node passes the second transmission channel The receiving module is connected, and the first node is connected to the temporary storage module by using the temporary storage channel.

[0009] Wherein, the banknote processing mechanism processes the banknote, specifically:

[0010] After depositing or withdrawing money, the pick-up module is configured to receive or return the banknote, the money detector module is configured to verify and identify the banknote, and shunt the banknote by the first node And verifying that the identified banknotes are transmitted to the temporary storage module through the temporary storage transmission channel or transmitted to the receiving module through the second transmission channel.

Advantageous effects of the invention

Beneficial effect

[0011] In summary, the present invention provides an automatic teller machine, which includes a banknote processing mechanism and a banknote storage mechanism. The banknote processing mechanism has an upper transmission channel, a receiving module, a money detector module, and a node; The second transmission channel is connected to the receiving module, and the first node is connected to the temporary storage module through the temporary storage transmission channel; when the user deposits, the banknote is received by the receiving module, and is verified by the money detector module, and the identifiable banknote passes through the first The node enters the temporary transmission channel and transmits to the temporary storage module. The unrecognizable banknotes are returned to the receiving module through the first node and enter the second transmission channel. When the user performs the withdrawal, the banknotes are transferred from the temporary storage module to the money detector module, and the banknotes are tested. The banknote module performs verification, and the identifiable banknotes are transferred to the receiving module through the first node and enter the second transmission channel, and the unrecognizable banknotes are returned to the temporary storage module through the first node and enter the temporary storage channel. Thereby, the short effect of the banknote transport path is realized, and the operation time of the user is reduced; and the banknotes are repeatedly reciprocated for banknotes in the banknote processing mechanism, thereby achieving the effect of efficiently identifying the banknotes and high safety, thus solving the existing The automatic teller machine control technology has a problem that the user's use time is increased due to the long path of the banknote transfer, and the banknote is checked only after the deposit, so that the banknote recognition degree is not high and the security is low.

Brief description of the drawing DRAWINGS

1 is a schematic structural diagram of an automatic teller machine according to an embodiment of the present invention;

2 is a schematic diagram of an automatic teller machine for depositing a banknote transfer path according to an embodiment of the present invention;

[0014] FIG. 3 is a schematic diagram of an automatic teller machine for deposit confirmation of a banknote transport path according to an embodiment of the present invention;

[0015] FIG. 4 is a schematic diagram of an automatic teller machine for depositing and canceling a banknote transport path according to an embodiment of the present invention;

[0016] FIG. 5 is a schematic diagram of an automatic teller machine for using a cashier's banknote transfer path according to an embodiment of the present invention.

6 is a schematic diagram of an automatic teller machine for withdrawing waste banknotes into a waste banknote and a banknote transport path according to an embodiment of the present invention;

7 is a schematic diagram of an automatic teller machine for forgetting to take back banknotes into a temporary storage module 吋 paper currency transmission path according to an embodiment of the present invention;

8 is a schematic diagram of an automatic teller machine for forgetting to take a banknote recycling into a forgotten recycling bin 纸币 banknote transport path according to an embodiment of the present invention.

[0020] In the drawings:

[0021] 101, a banknote processing mechanism; 102, a banknote storage mechanism;

[0022] 1011, receiving module; 1012, money detector module; 1013, first node; 1014, temporary storage module; 1022, first transmission channel; 1023, second transmission channel; 1024, temporary storage transmission channel; 1025, upper Transmission channel; 1026, second node; 1027, third node; 1028, fourth node; 1029, fifth node; 1030, sixth node; 1033, lower transmission channel; 1034, first cycle cash box; 2 cycle cash box; 1036, forget the recycling bin; 1037, mixed cash box; 1038, waste box.

Embodiments of the invention

The present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. FIG. It is understood that the specific embodiments described herein are merely illustrative of the invention and are not intended to limit the invention. 1 is a specific structure of an automatic teller machine according to an embodiment of the present invention. For convenience of description, only parts related to the embodiment of the present invention are shown, which are described in detail as follows:

The automatic teller machine includes a banknote processing mechanism 101 and a banknote storage mechanism 102. The banknote storage mechanism 102 is connected to the banknote processing mechanism 101 and is disposed directly below the banknote processing mechanism 101.

[0026] The banknote processing mechanism 101 has an upper transmission channel 1025, a receiving module 1011, a money detector module 1012, and a node; the upper transmission channel 1025 has a first transmission channel 1022, a temporary storage channel 1024, and a second transmission channel 1023; a node 1013, a second node 1026, a third node 1027, and a fourth node 1028. The first node 1013 separates the first transmission channel 1022 into a temporary transmission channel 1024 and a second transmission channel 1023, and the first node 1013 passes the second node. The transmission channel 1023 is connected to the receiving module 1011, and the first node 1013 is connected to the temporary storage module 1014 through the temporary storage channel 1024.

[0027] wherein the banknote processing mechanism 101 processes the banknotes, specifically:

[0028] After the deposit or withdrawal, the pick-up module 1011 is configured to receive or return the banknotes, the banknote verification module 1012 is configured to verify and identify the banknotes, and the banknotes are shunted by the first node 1013, so that the verified banknotes pass through. The temporary transmission channel 1024 is transmitted to the temporary storage module 1014 or transmitted to the receiving module 1011 via the second transmission channel 1023.

[0029] As an embodiment of the present invention, the banknote storage mechanism 1012 has a lower transfer channel 1033, and the lower transfer channel 1033 is connected to the upper transfer channel 1025. After the banknote processing mechanism 101 processes the banknote, the banknote passes through the first transfer channel. The 1022 and the lower transfer path 1033 are transferred to the banknote storage mechanism 102 for storage. The banknote storage mechanism 102 includes a plurality of cassettes, and the plurality of cassettes includes a first circulating cassette 1034 for storing banknotes having a face value of 100 yuan, a second recycling cassette 1035 for storing banknotes having a face value of 10 yuan, and a storage surface value of 50 yuan. The mixed cassette 1037, the waste cassette 1038, and the forgotten collection box 1036 of the 20-yuan banknote, the mixed cassette 1037, the waste cassette 1038, and the forgotten collection box 1036 are connected by the lower transfer passage 1033. Since the existing ATM machine can only store banknotes with a face value of 100 yuan, there are great limitations in the use of the ATM in the rural areas. The above-mentioned ATMs can realize the banknotes that can access 100 yuan, and Accessing banknotes of 10 yuan, 20 yuan, and 50 yuan, and using the first circulating banknote 1034 to store banknotes having a face value of 100 yuan, using the second cycle banknote 1035 to store banknotes having a face value of 10 yuan, and using the mixed banknotes The cash box 1037 stores banknotes with a face value of 50 yuan and 20 yuan (or the mixed cash cassette 1037 is further divided into two cash boxes, one of which has a banknote with a face value of 50 yuan, and the other has a face value of 20 yuan. Banknotes) Therefore, the banknotes of different denominations are classified and stored, which is beneficial to the management of the banknotes and the withdrawal of the banknotes according to the needs of the user, and the banknotes corresponding to the denominations can be taken out according to the needs of the user, thereby greatly improving the automatic The operating efficiency of the teller machine shortens the user's withdrawal time and improves the user experience. Similarly, the correspondence between the banknotes having the face value of 10 yuan, 20 yuan, 50 yuan, and 100 yuan and the first cycle cash box 1034, the second cycle cassette 1035, and the mixed cassette 1037 can be adjusted according to actual conditions.

[0030] The above-mentioned waste bank 1038 is used for storing banknotes damaged inside the automatic teller machine, so that the staff can directly take out the banknotes of the banknote box 1038 and perform correspondingly after the maintenance is performed. Processing. The forgotten collection box 1036 is used for recycling the banknotes that the user forgot to take out, and the banknotes of the recovery box 1036 can be forgotten only after the staff member hits the automatic teller machine, and cannot be taken out again through the transmission path inside the automatic teller machine. Take away, to ensure the safety of the banknotes.

[0031] As an embodiment of the present invention, an upper transmission channel 1025 is disposed between the receiving module 1011 and the money detector module 1012, and the second node 1026, the third node 1027, and the fourth node 1028 are disposed in the upper transmission channel 1025. The second node 1026 is coupled to the transmission path of the first recycle cassette 1034, the third node 1027 is coupled to the transmission path of the second recycle cassette 1035, and the fourth node 1028 is coupled to the lower transfer passage 1033.

[0032] Of course, any one or any two of the second node 1026, the third node 1027, and the fourth node 1028 may be disposed in the upper transmission channel 1025, and the transmission of the second node 1026 and the first circulating banknote 1034 The channels are connected, the third node 1027 is connected to the transmission channel of the second circulating cassette 1035, and the fourth node 1028 is connected to the lower transmission channel 1033. In the case of saving the production cost of the automatic teller machine and satisfying the user's use, when the user only needs to access the banknotes with face values of 50 yuan and 20 yuan, only the fourth node 1028 and the fourth node 1028 are provided in the upper transmission channel 1025. The lower transmission channel 1033 is connected; when the user only needs to access the banknote having a face value of 50 yuan, only the third node 1027 is disposed in the upper transmission channel 1025, and the third node 1027 is connected to the transmission channel of the second cycle cassette 1035. When the user only needs to access the banknotes having a face value of 50 yuan, only the second node 1026 is disposed in the upper transfer channel 1025, and the second node 1026 is connected to the transfer channel of the first recycle cassette 1034. Secondly, any of the second node 1026, the third node 1027, and the fourth node 1028 may be provided in the upper transmission channel 1025 as long as the user's needs are met to the utmost extent.

[0033] As an embodiment of the present invention, the lower transmission channel 1033 is provided with a fifth node 1029 and/or a sixth section. At point 1030, the fifth node 1029 is coupled to the banknote cassette 1037, and the sixth node 1030 is coupled to the banknote cassette 1038. Similarly, in the case of the user's needs and the production cost as much as possible, the fifth node 1029 or the sixth node 1030 is disposed in the lower transmission channel 1033, or is the fifth node 1029 and the sixth node 1030, wherein, in the user After the deposit is made, banknotes having a face value of 50 yuan and 20 yuan can enter the mixed cassette 1037 through the fifth node 1029 in the lower transfer path 1033, and the damaged banknote can enter through the sixth node 1030 in the lower transfer path 1033. In the waste box 1038.

[0034] The first node 1013, the second node 1026, the third node 1027, the fourth node 1028, the fifth node 1029, and the sixth node 1030 all have the function of reversing, that is, the selection function for controlling the flow direction of the banknote.

2 is an automatic teller machine for depositing a banknote transport path according to an embodiment of the present invention. For convenience of description, only parts related to the embodiment of the present invention are shown, which are as follows:

[0036] For the above-mentioned automatic teller machine, when receiving the deposit instruction, the automatic teller machine transfers the banknotes placed in the depositing and dispensing port of the receiving module 1011 to the money detecting module 1012 through the upper transfer module 1025, and the money detecting module 1012 performs banknote identification on the banknotes. The identifiable banknotes are transferred to the temporary storage module 1014 through the first node 1013 and the temporary storage channel 1024 for storage; the unrecognizable banknotes are transmitted to the second transmission channel 1023 after passing through the first node 1013, and then returned to the receiving module 1011. Banknote deposit.

[0037] FIG. 3 is a schematic diagram of an automatic teller machine for deposit confirmation and banknote transmission path according to an embodiment of the present invention. For convenience of description, only parts related to the embodiment of the present invention are shown, which are as follows:

[0038] When the deposit confirmation instruction is received, that is, it is determined that the user performs the deposit confirmation operation through the button of the automatic teller machine panel, the automatic teller machine sequentially deposits the banknotes stored in the temporary storage module 1014 through the temporary storage transmission channel 102 4 and the first node. After 1013, the money detector module 1012 is transmitted to the banknote verification module 1012, and the banknote verification module 1012 verifies the banknote and identifies the face value of the banknote;

[0039] When the face value of the banknote is 100 yuan, the automated teller machine transfers the banknote to the first circulating banknote 1034 via the second node 1026.

[0040] When the face value of the banknote is 10 yuan, the automated teller machine sequentially passes the banknote through the second node 1026 and the third node.

After 1027, it is transferred to the second cycle cassette 1035.

[0041] When the face value of the banknote is 50 yuan or 20 yuan, the automatic teller machine sequentially transfers the banknotes to the mixed cash cassette 1037 through the upper transfer passage 1025 and the fifth node 1029.

[0042] FIG. 4 is a schematic diagram of an automatic teller machine for deposit cancellation and banknote transfer according to an embodiment of the present invention. For the convenience of description, only the parts related to the embodiment of the present invention are shown, which are described in detail as follows:

[0043] When the deposit cancellation is received, it is determined that the user performs the deposit cancellation operation through the button of the automatic teller machine panel, and the automatic teller machine sequentially stores the banknotes stored in the temporary storage module 1014 through the temporary storage transmission channel 1024, the first node 1013, and The second transmission channel 1023 is then transmitted to the pick-up module 1011.

[0044] As shown in FIG. 5, an automatic teller machine is used for the money-carrying banknote transport path provided by the embodiment of the present invention. For convenience of description, only parts related to the embodiment of the present invention are shown, which are as follows:

[0045] With the above automatic teller machine, when receiving the withdrawal instruction, the automated teller machine transfers the banknotes from the first circulating cassette 1034 or the second circulating cassette 1035 or the mixed cassette 1037 and then enters the upper conveying passage 1025 through the upper conveying passage. After the fourth node 1028, the third node 1027, and the second node 1026 of the 1025, the banknotes enter the money detector module 1012 for banknote verification. For example, the automatic teller machine transfers the banknotes with a face value of 100 yuan from the first cycle cash box 1034 to the upper transmission. The channel 1025 passes through the second node 1026 of the upper transmission channel 1025, and the banknote enters the money detector module 1012 for banknote verification; the automatic teller machine transfers the banknote with a face value of 10 yuan from the second recycling cassette 1035 to the upper transmission channel 1025, in order After the third node 1 027 and the second node 1026 of the upper transmission channel 1025, the banknotes enter the money detector module 1012 for banknote verification; the automatic teller machine banknotes with face values of 50 yuan and 20 yuan from the mixed banknote box 1037 through the fifth node 1029. Then, it is transmitted to the upper transmission channel 1025 through the lower transmission channel 1033, and sequentially passes through the fourth node of the upper transmission channel. After the 1028, the third node 1027 and the second node 1026, the banknotes enter the money detector module 1012 for banknote verification. Then, the identifiable banknotes are transported to the second transfer channel 1023 through the first node 1013, and enter the banknote depositing port of the pick-up module 1011, and the user can take the banknotes to complete the withdrawal operation; meanwhile, after the banknote verification module 1012 is paired After the banknotes are checked for money, the automated teller machine transports the unrecognizable banknotes to the temporary storage module 1024 through the first node 1013 and then enters the temporary storage module 1014.

[0046] FIG. 6 is a schematic diagram of an automatic teller machine for withdrawing waste banknotes into a waste banknote and a banknote transport path according to an embodiment of the present invention. For convenience of description, only parts related to the embodiment of the present invention are shown. Details are as follows:

[0047] When the banknote detecting module 1012 recognizes that the banknote is unsuitable for circulation, it is a banknote, and the automated teller machine sequentially transfers the banknotes stored in the temporary storage module 1014 through the temporary storage channel 1024 and the first node 1013, and then transmits the banknotes to the first node 1013. The banknote module 1012, the banknote verification module 1012 verifies the banknotes and identifies the banknotes as banknotes, and the automated teller machine controls the banknotes to be sequentially transferred to the waste after passing through the upper transmission channel 1025, the fifth node 1029, and the sixth node 1030. Cash box 1038.

[0048] As shown in FIG. 7 and FIG. 8 respectively, an automatic teller machine for forgetting to take out banknotes into a temporary storage module, a banknote transport path, and for forgetting to withdraw banknotes from a temporary storage module The collection box and the banknote transport path are taken. For the convenience of description, only the parts related to the embodiment of the present invention are shown, which are as follows:

[0049] When the automatic teller machine detects that there is a banknote in the deposit port of the pick-up module 1011 in the preset time, the automated teller machine sequentially passes the banknotes from the pick-up module 1011 through the upper transmission channel 1025, the money detector module 1012, the first node 1013, and The temporary transmission channel 1024 is transmitted to the temporary storage module 1014, and sequentially transmitted to the forgetting collection box through the temporary storage transmission channel 1024, the first node 1013, the money detector module 1012, the upper transmission channel 1025, and the lower transmission channel 1 033. 1036.

[0050] Therefore, the above-mentioned speciality for rural users adopts a new type of automatic teller machine. Since the temporary storage module 1014 is assembled under the passenger module 1011, the banknotes are greatly different from the conventional ATM machines in the transmission path, and the device structure The speciality determines that the banknote transfer path is shorter than the traditional ATM system, which can reduce the user's operation time and improve the transaction efficiency. Secondly, it is effective to distinguish the banknotes of different denominations according to different routes and enter the designated cash box. Solving the rural users' small transaction demand and facilitating the bank staff to clean the ATMs; and, because the banknotes are repeatedly reciprocated in the ATM, the banknotes can be efficiently identified for the purpose of preventing one-time inspection. The banknotes cause the occurrence of banknote identification errors, which increases the safety and security of the users.

[0051] The working principle of the above automatic teller machine will be described below with reference to FIG. 2-8.

[0052] Deposit Banknote Inspection:

[0053] The user places the banknotes on the depositing port of the pick-up module 1011, and then the system of the automated teller machine separates the banknotes by the banknote separating structure, and the separated banknotes sequentially pass through the upper transfer module 1025 and the banknote detecting module 1 012. The second node 1026, the third node 1027, and the fourth node 1028 are all in the original state, the banknotes are transported by the upper transport module 1025, and after the banknotes are verified by the money detector module 1012, the identifiable banknotes pass through the first node. 1013 enters the temporary storage transmission channel 1024, and is transmitted to the temporary storage module 1014 for storage; the unrecognizable banknotes are quickly switched to the first node 1013, transferred to the second transmission channel 1023 and then returned to the depositing port of the receiving module 1011;

[0054] Deposit Confirmation吋: [0055] After the deposited identifiable banknotes enter the temporary storage module 1014, the user confirms the deposit by clicking the confirmation button on the automatic teller machine, and the banknotes stored in the temporary storage module 1014 are transmitted through the temporary storage transmission channel 1024. The node 1013 enters the money detector module 1012. After the banknote verification module 1012 performs the second banknote verification on the banknotes, the banknotes are transferred to the upper transmission module 1025, and then the automatic teller machine distributes the banknotes deposited by the user according to the face value, for example: the face value is 100. The banknotes of the element are transported into the first circulating banknote 1034 through the second node 1026, and the banknotes having a face value of 10 yuan are transferred into the second cycle banknote 1035 through the third node 1027, and the banknotes having a face value of 50 yuan and 20 yuan pass through the fourth node. After the transmission of 1028, the lower transmission channel 1033 enters the mixing module 1037, thereby completing the deposit confirmation;

[0056] Deposit Cancellation吋:

[0057] After the identifiable banknotes deposited by the user enters the temporary storage module 1014, the user cancels the deposit by clicking the cancel button of the automatic teller machine, and the banknotes stored in the temporary storage module 1014 are transmitted through the temporary storage transmission channel 1024. After a node 1013 enters the second transmission channel 1023, so that the banknotes are returned to the deposit port of the receiving module 101 1;

[0058] Withdrawal of banknotes:

[0059] The banknotes are transferred from the first recycle cassette 1034 or the second recycle cassette 1035 or the mixed cassette 1037 by the system distribution and then enter the upper transmission channel 1025, through the fourth node 1028 of the upper transmission channel 1025, the third node 1 027 and the second node 1026, the banknotes enter the money detector module 1012 for banknote verification, for example: the banknote with the face value of 100 yuan is transferred from the first recycle cassette 1034 and then enters the upper transmission channel 1025, and passes through the second node of the upper transmission channel 102 5 . After 1026, the banknote counter module is inserted, and the banknote detecting module 1012 checks the banknotes; the banknotes with a face value of 10 yuan are transferred from the second circulating banknote 1035 and then enter the upper transmission channel 1025, sequentially passing through the third node 1027 of the upper transmission channel 1025. After the second node 1026 enters the money detector module 1012, the money detector module 1012 checks the banknotes; the banknotes with the face value of 50 yuan and 20 yuan are transferred from the mixed cash box 1037 through the fifth node 1029 through the lower transmission channel 1033. The upper transmission channel 1025 sequentially passes through the fourth node 1028, the third node 1027, and the second node 1026 of the upper transmission channel to enter the money detector module 1012, and the money detector module 101 2 pairs the banknotes The banknote is detected, and then the identifiable banknote is transported to the second transfer channel 10 23 through the first node 1013, and enters the deposit port of the pick-up module 1011, and the user can take the banknote to complete the withdrawal operation; After the module 1012 checks the banknotes, the unrecognizable banknotes are transported to the temporary storage channel 1024 through the commutator function of the first node 1013, and then enter the temporary storage module 1014 for storage; [0060] The withdrawal of the used banknotes into the trash can 吋:

[0061] When the unrecognizable banknote enters the temporary storage module 1014, that is, it is recognized as the waste banknote, the banknote (waste banknote) will be recycled to the waste banknote 1038; the banknote in the temporary storage module 1014 passes through the temporary storage channel 1024. After passing through the first node 1013, after the banknote verification module 1012 performs the banknote verification, and after being verified and confirmed as the banknote, the banknote (waste banknote) sequentially passes through the second node 1026 in the upper transmission channel 1025, and the third The node 102 7 and the fourth node 1028 then enter the lower transmission channel 1033, and finally continue to transmit along the channel through the sixth node 1030, and then enter the designated waste bin 1038;

[0062] Forgetting the recycling of banknotes into the temporary storage module吋:

[0063] In the preset time, the automatic teller machine detects that the banknote is not taken away, then enters the banknote from the pick-up module 1011 into the first transmission channel 1022, and transfers the banknotes through the transmission of the first transmission channel 1022. After being transmitted to the fourth node 1028, the third node 1027, and the second node 1026 of the upper transmission module 1025, the banknote identification module 1012 is entered to perform banknote identification, and the identified banknote passes through the commutator at the first node 1013. After the banknote enters the temporary storage channel 1024, the banknote enters the temporary storage module 1014;

[0064] Forgetting the recycling of banknotes into the recycling bin 吋:

[0065] After the banknotes enter the temporary storage module 1014, they are further transferred to the forgetting collection box 1036. The transmission path of the banknotes is transmitted through the temporary storage channel 1024, and the commutator at the first node 1013 changes direction. The banknotes are brought into the banknote detection transmission channel, and the banknotes are re-entered into the banknote verification module 101 by the transmission function to identify the banknotes. The identified banknotes enter the upper transmission channel 1025, and sequentially pass through the second node 1026 of the upper transmission channel 1025. After the third node 1027 and the fourth node 1028, the banknotes are transported to the lower transmission channel 1033, and the fifth node 1029 and the sixth node 1030 commutator are disposed in an original state to ensure that the transported banknotes smoothly enter the forgotten collection bin 1036. .

[0066] In summary, the embodiments of the present invention provide an automatic teller machine, which includes a banknote processing mechanism and a banknote storage mechanism, and the banknote processing mechanism has an upper transmission channel, a receiving module, a money detector module, and The first node is connected to the receiving module through the second transmission channel, and the first node is connected to the temporary storage module through the temporary storage transmission channel; when the user deposits, the banknote is received by the receiving module and verified by the money detector module. The identified banknotes are transferred to the temporary storage module through the first node into the temporary storage transmission channel, and the unrecognizable banknotes are returned to the receiving module through the first node and enter the second transmission channel; when the user performs the withdrawal, the banknotes are transmitted from the temporary storage module to the inspection module. Banknote module, and has passed the money detector module After verification, the identifiable banknotes are transferred to the receiving module through the first node and enter the second transmission channel, and the unrecognizable banknotes are returned to the temporary storage module through the first node and enter the temporary storage channel. Thereby, the short effect of the banknote transport path is realized, and the operation time of the user is reduced; and the banknotes are repeatedly reciprocated for banknotes in the banknote processing mechanism, thereby achieving the effect of efficiently identifying the banknotes and high safety, thus solving the existing The automatic teller machine control technology has a problem that the user's use time is increased due to the long path of the banknote transfer, and the banknote is checked only after the deposit, so that the banknote recognition degree is not high and the security is low. Secondly, because the banknotes with different denominations (face value of 10 yuan, 20 yuan, 50 yuan or 100 yuan) are distinguished and entered into the designated cash box according to different transmission paths, the rural users are effectively solved for the transaction amount. The demand also facilitates the bank staff to clean the ATM. Moreover, in the above-mentioned automatic teller machine, multiple paths such as a mixed cash cassette and a waste bank box are added, which reduces the cumbersomeness of the bank staff in checking the banknotes and checking the accounts to some extent.

[0067] Those skilled in the art can understand that the steps or partial steps of implementing the foregoing method embodiments may be performed by hardware related to program instructions, and the foregoing program may be stored in a computer readable storage medium, and the program is executed. The steps of the foregoing method embodiments are performed, and the foregoing storage medium includes: a medium that can store program codes, such as a ROM, a RAM, a magnetic disk, or an optical disk.

The above described embodiments are merely illustrative of the technical solutions of the present invention, and are not intended to be limiting; although the present invention has been described in detail with reference to the foregoing embodiments, those skilled in the art will understand that The technical solutions described in the foregoing embodiments are modified, or some of the technical features are equivalently replaced; and the modifications or substitutions do not deviate from the spirit and scope of the technical solutions of the embodiments of the present invention. .

The above description is only the preferred embodiment of the present invention, and is not intended to limit the present invention. Any modifications, equivalents, and improvements made within the spirit and scope of the present invention should be included in the present invention. Within the scope of protection of the invention.

Claims

Claim

[Claim 1] An automatic teller machine, the automatic teller machine including a banknote processing mechanism and a banknote storage mechanism

The banknote storage mechanism is connected to the banknote processing mechanism and disposed directly under the banknote processing mechanism, and is characterized in that:

The banknote processing mechanism has an upper transmission channel, a passenger module, a banknote verification module, and a node; the upper transmission channel has a first transmission channel, a temporary storage transmission channel, and a second transmission channel; the node includes a first node, a second a node, a third node, and a fourth node, the first node separating the first transmission channel into a temporary transmission channel and a second transmission channel, where the first node passes the second transmission channel and the user The module is connected, and the first node is connected to the temporary storage module through the temporary storage channel; wherein the banknote processing mechanism processes the banknote, specifically:

After the deposit or withdrawal, the pick-up module is configured to receive or return the banknote, the money-reporting module is configured to verify and identify the banknote, and divide the banknote by the first node to verify and identify The subsequent banknotes are transferred to the temporary storage module via the temporary storage channel or to the customer receiving module via the second transmission channel.

[Claim 2] The automatic teller machine according to claim 1, wherein:

The banknote storage mechanism has a lower transmission channel, and the lower transmission channel is connected to the upper transmission channel;

After the banknote processing mechanism processes the banknotes, the banknotes are transported to the banknote storage mechanism through the first transport path and the lower transport path for storage.

[Claim 3] The automatic teller machine according to claim 2, wherein the banknote storage mechanism includes a plurality of cassettes, and the plurality of cassettes includes a first circulating cassette, a second circulating cassette, and a plurality of cassettes Banknote cassette, waste container, and forgotten collection box;

The first circulating cash box is used for storing banknotes of a first denomination, the second recycling banknote is for storing banknotes of a second denomination, and the mixed cash box is for storing banknotes of various denominations, the mixing The deposit box, the waste cassette, and the forgotten collection box are connected by the lower transfer passage.

[Claim 4] The automatic teller machine according to claim 3, wherein: the upper transmission channel Providing one or more of a second node, a third node, and a fourth node, wherein the second node is connected to a transmission channel of the first circulating cash unit, the third node and the second cycle The transmission channels of the cassette are connected, and the fourth node is connected to the lower transmission channel.

[Claim 5] The automatic teller machine according to claim 3, wherein the lower transmission channel is provided with a fifth node and/or a sixth node, and the fifth node is associated with the mixed cash cassette Connected, the sixth node is connected to the waste bin.

[Claim 6] The automatic teller machine according to claim 5, wherein:

If the deposit confirmation instruction is received, the automatic teller machine transfers the banknotes stored in the temporary storage module to the money detector module after passing through the temporary storage transmission channel and the first node, and the money detector module Performing secondary verification identification on the banknote; when the face value of the banknote is the first denomination 吋, the automated teller machine transfers the banknote to the first circulating banknote box through the second node;

When the face value of the banknote is the second denomination 吋, the automated teller machine sequentially transfers the banknote to the second circulating banknote after passing through the second node and the third node; The face value of the banknote is the plurality of face values 吋, and the automated teller machine sequentially transfers the banknotes to the mixed banknote box after passing through the upper transmission channel and the fifth node.

[Claim 7] The automatic teller machine according to claim 1, wherein:

Receiving the deposit cancellation instruction, the automatic teller machine transfers the banknotes stored in the temporary storage module to the receiving module after sequentially passing through the temporary storage transmission channel, the first node and the second transmission channel. .

[Claim 8] The automatic teller machine according to claim 5, wherein:

If the money detector module recognizes that the banknote is a banknote,

The automatic teller machine transfers the banknotes stored in the temporary storage module to the banknote verification module sequentially through the temporary storage transmission channel and the first node, and the banknote verification module verifies the banknotes and Recognizing the banknote as a waste banknote, the automated teller machine controls the banknote to be sequentially transmitted to the waste bank through the upper transmission channel, the fifth node and the sixth node.

[Claim 9] The automated teller machine of claim 5, wherein: If the ATM detects that there is a banknote in the deposit port of the pick-up module in the preset time zone,

The automatic teller machine transfers the banknotes from the pick-up module to the temporary storage module through the upper transmission channel, the money detector module, the first node and the temporary storage transmission channel, and And sequentially transmitting to the forgetting collection bin through the temporary storage channel, the first node, the money detector module, the upper transmission channel, and the lower transmission channel.