WO2018155394A1 - Système, procédé et programme de saisie d'informations - Google Patents

Système, procédé et programme de saisie d'informations Download PDF

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Publication number
WO2018155394A1
WO2018155394A1 PCT/JP2018/005835 JP2018005835W WO2018155394A1 WO 2018155394 A1 WO2018155394 A1 WO 2018155394A1 JP 2018005835 W JP2018005835 W JP 2018005835W WO 2018155394 A1 WO2018155394 A1 WO 2018155394A1
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WIPO (PCT)
Prior art keywords
information
input
service
unit
user
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PCT/JP2018/005835
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English (en)
Japanese (ja)
Inventor
鈴木　敬
裕規 内山
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株式会社イッカツ
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Publication of WO2018155394A1 publication Critical patent/WO2018155394A1/fr

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00—Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
    • G06Q50/10—Services

Definitions

  • the present invention relates to an information input system, an information input method, and an information input program.
  • the present invention relates to an information input system, an information input method, and an information input program that can automatically input predetermined information to a service providing server.
  • an information input system includes an information input support server that supports a user's personal information collectively input from a user terminal to a plurality of service providing servers that provide services to the user.
  • Personal information acquisition that is required for providing services to users and requires safe handling, and does not acquire specific information required for each of multiple service providing servers, but acquires personal information via user terminals
  • a personal information storage unit for storing the personal information acquired by the personal information acquisition unit, the user terminal acquires the personal information stored in the personal information storage unit, and obtains a plurality of acquired personal information.
  • Patent Document 1 Specific information input to Heather terminal information input system having a direct supply input processing unit to the service providing server from the user terminal is known (e.g., see Patent Document 1.). According to the information input system described in Patent Document 1, it is possible to efficiently input information to a plurality of service providing servers at the same time, and to prevent leakage of information that requires safety.
  • an object of the present invention is to provide an information input system, an information input method, and an information input program that can enhance user convenience and can automatically input predetermined information to a service providing server.
  • the present invention provides an information input system for automatically inputting information related to a user in an information input form of a service providing server of each of a plurality of service providers providing services to the user.
  • a condition information acquisition unit that acquires condition information related to the conditions necessary for selecting the service content of the provided service, and information required for applying for the service provided to the user, which are shared by multiple service providing servers
  • a common item information acquisition unit for acquiring common item information, a unique item information acquisition unit for acquiring unique item information that is independently requested by each of a plurality of service providing servers and is not included in the common item information, and Confirmation information indicating the confirmation items for each of the plurality of service providers -Confirmation item information storage unit stored in association with each service providing server identifier, consent acquisition unit for acquiring agreement information indicating user consent to the confirmation item, condition information, common item information, unique item information, and An application information storage unit that stores at least one piece of information selected from the group consisting of consent information in association with the user identifier of the user, and at
  • the confirmation item information stored in at least one of the plurality of service providing servers is acquired, and the confirmation item information stored in the confirmation item information storage unit and at least the plurality of service providing servers are acquired. If the confirmation item information acquired from one item is different, it is possible to further include a confirmation item information update unit that updates the confirmation item information stored in the confirmation item information storage unit by replacing it with the acquired confirmation item information. .
  • the information input form includes secure information input items for inputting secure information prohibited from being acquired by the information input system, random information unrelated to the secure information is generated.
  • a random information generation unit that performs the automatic input unit can input the generated random information in the secure information input item.
  • the information input system may further include an assumption unit that assumes service contents that can be provided to the user based on the condition information.
  • the information input system further includes a service provider selection receiving unit that receives selection of at least one service provider that provides a service corresponding to one or more service contents included in the expected result, and the agreement
  • the acquisition unit acquires confirmation item information of at least one service provider received by the service provider selection reception unit from the confirmation item information storage unit, and user consent information for the confirmation item corresponding to the acquired confirmation item information May be obtained.
  • the information input system may further include a completion notification unit for notifying the user information terminal of completion information indicating that the execution process is completed when the service execution process in the service providing server is completed.
  • the automatic input unit when the automatic input unit detects that the confirmation item information stored in the confirmation item information storage unit is not the latest confirmation item information, the automatic input unit stops the process of inputting automatically and agrees When the acquisition unit acquires consent information for a confirmation item corresponding to the latest confirmation item information presented on the user's information terminal, the automatic input unit can automatically restart the process of input.
  • the automatic input unit can also prevent the user's information terminal from displaying the state of automatically inputting information for input.
  • an information input system for automatically inputting information related to a user in an information input form of a service providing server of each of a plurality of service providers providing services to the user
  • a condition information acquisition unit in which the condition information acquisition unit of the information input system acquires condition information related to conditions necessary for selecting the service content of the service provided to the user, and an information input system common
  • the item information acquisition unit includes information necessary for applying for a service provided to a user, and a common item information acquisition stage for acquiring common item information commonly requested by a plurality of service providing servers, and an information input system.
  • the unique item information acquisition stage for acquiring unique item information that is not included in the common item information, and the confirmation item information indicating the confirmation items of each of the plurality of service providers, the service providing servers of each of the plurality of service providing servers
  • the confirmation item information storage stage stored in the confirmation item information storage unit of the information input system associated with the identifier, and the consent acquisition unit of the information input system acquires the consent information indicating the user's consent to the confirmation item
  • At least one piece of information selected from the group consisting of stage, condition information, common item information, unique item information, and consent information is stored in the application information storage unit of the information input system in association with the user identifier of the user
  • the application information storage stage and the information conversion unit of the information input system are stored in the application information storage unit.
  • An information conversion stage that converts at least a part of the information into information for input to an information input form of each of a plurality of service providing servers, and an automatic input unit of the information input system includes a plurality of pieces of information for input.
  • an information input method including an automatic input step of automatically inputting each service providing server.
  • the present invention provides an information input system including an information input server that automatically inputs information related to a user in an information input form of a service providing server of each of a plurality of service providers that provide services to the user.
  • Information input program for users a condition information acquisition function that acquires condition information related to the conditions required to select the service content of the service provided to the user on the computer, and information necessary for applying for the service provided to the user.
  • the common item information acquisition function for acquiring common item information commonly requested by a plurality of service providing servers and the information independently requested by each of the plurality of service providing servers are included in the common item information.
  • An application information storage unit that associates at least one information selected from the group consisting of an agreement acquisition function for acquiring the agreement information to be displayed, condition information, common item information, unique item information, and agreement information with the user identifier of the user
  • An application information storage function for storing information, an information conversion function for converting at least a part of the information stored in the application information storage unit into information for input to the information input forms of each of the plurality of service providing servers, and input Information that realizes an automatic input function that automatically inputs information for each service provider server Input program is provided.
  • the information input system According to the information input system, the information input method, and the information input program according to the present invention, the information input system, the information input method, and the information input system that can improve user convenience and can automatically input predetermined information to the service providing server.
  • An information input program can be provided.
  • Each of the one or more service providers that provide the product and / or service includes a service providing server that executes a procedure required to provide the product and / or service.
  • the service providing server of each of the plurality of service providers when providing products and / or services to the user, conditions for specifying the product and / or service that the user considers or desires from the information terminal of the user And various information such as personal information of the user are obtained, and a predetermined product and / or service is provided to the user based on the acquired information.
  • the various information is input. Obtained in advance via the user's information terminal.
  • the information input system 1 converts the acquired information into a format required by each service providing server and automatically inputs the information to one or more service providing servers instead of the user information terminal. Therefore, according to the information input system 1, since the information input system 1 automatically executes input of information to the plurality of service providing servers, the user only inputs predetermined information to the information input system 1 once. This will improve user convenience.
  • the information input system 1 is a confirmation item required by each service providing server when using one or more service providing servers (for example, information such as terms of service, product summary description, and / or service summary description). ) In advance. Then, the information input system 1 presents confirmation items on behalf of the service providing server to the user's information terminal, thereby obtaining consent for the confirmation items from the user before automatic input of information to each service providing server. As a result, the information input system 1 does not require presenting confirmation items to the user or obtaining the user's consent to the confirmation items while inputting information to each service providing server. Information input processing to each of the plurality of service providing servers can be executed smoothly without making the user aware of it.
  • service providing servers for example, information such as terms of service, product summary description, and / or service summary description.
  • the information input system 1 is information prohibited by the information input system 1 to be acquired as information requested by the service providing server, or information that is not preferable to be acquired (hereinafter referred to as “secure information”). ) Is generated, random information irrelevant to the secure information (hereinafter referred to as “random information”) is generated instead of the secure information, and the generated random information is provided instead of the secure information. It can also be passed to the server. As a result, the information input system 1 can execute automatic input of information to each service providing server without acquiring or storing secure information from the user, thereby ensuring high security.
  • FIG. 1 shows an outline of an information input system according to an embodiment of the present invention.
  • the information input system 1 according to the present embodiment can target one user or a plurality of users, and can target one service providing server or a plurality of service providing servers.
  • the information input system 1 includes, for each of a plurality of users, information such as conditions for specifying the products and / or services that each user considers or desires, and various information such as personal information of each user. Is acquired from the information terminal 2 of each user via the communication network 5. Note that the information input system 1 may directly acquire the various information from a recording medium provided by each user.
  • the information input system 1 receives various types of input forms (for example, the input form 150, the input form 150a, the input form 150b, and the input form 150c) according to information to be acquired in response to access from the information terminal 2. It is displayed on the terminal 2.
  • the information input system 1 acquires the input information and associates it with a user identifier that uniquely identifies the user.
  • the acquired information is stored in the application information storage unit 30.
  • the information input system 1 can also assume service contents that can be provided to the user from a plurality of service contents provided by each of a plurality of service providers based on the input information.
  • “assuming” means processing for simulating service content that can be provided to a user based on user behavior and / or service content appropriate for the user from a plurality of service content based on input information. It refers to the process of narrowing down. Examples of user behavior in “assuming” include a user's service browsing history, service usage history, and the like.
  • “Assumption” includes a process of referring to history information such as a user's service browsing history and service usage history and simulating service contents according to the user's interests and preferences (for example, a recommendation process).
  • the information input system 1 presents the assumed result to the information terminal 2.
  • the information terminal 2 accepts the selection of a service provider that provides a predetermined service content in response to an instruction from the user who refers to the assumed result.
  • the information input system 1 is information requested by each of a plurality of service providing servers via an input form, and is requested by all of the plurality of service providing servers (hereinafter referred to as “common item information”). )) And information uniquely requested by each of the plurality of service providing servers (hereinafter referred to as “unique item information”).
  • the information input system 1 is requested by each service provider from each of the service provider servers of the service provider (for example, from the service provider server 3, the service provider server 3a,... The service provider server 3z, etc.).
  • Confirmation item information which is information relating to confirmation items (for example, terms of use), is acquired in advance.
  • the information input system 1 presents the confirmation items of the service provider selected by the user received from the information terminal 2 to the information terminal 2 among the confirmation items of the plurality of service providers acquired in advance. 2, information indicating that the user has agreed to the confirmation items (hereinafter referred to as “consent information”) is acquired.
  • the information input system 1 includes various types of user information acquired from the information terminal 2 (for example, information such as conditions, personal information, information for identifying a service provider selected by the user, common item information, unique item information, and / or (Consent information etc.) is stored in the application information storage unit 30 in association with the user identifier.
  • information such as conditions, personal information, information for identifying a service provider selected by the user, common item information, unique item information, and / or (Consent information etc.) is stored in the application information storage unit 30 in association with the user identifier.
  • the information input system 1 stores various information stored in association with the user identifier for each service providing server of one or more service providers having user consent information corresponding to the user identifier. Convert to The information input system 1 automatically inputs the converted information to each of one or more service providing servers.
  • the information input system 1 corresponds to items that are sequentially stored in the application information storage unit 30 in the items for inputting information included in each of the plurality of information input forms of one service providing server. Enter the information you want to Similarly, the information input system 1 is another service providing server of the one service providing server, and automatically inputs information into a plurality of information input forms of each service providing server selected by the user. Run it.
  • the information input system 1 uses random information randomly generated using a predetermined algorithm instead of the secure information. That is, the information input system 1 inputs random information in an item for inputting secure information.
  • the information input system 1 may generate different random information for each of the plurality of service providing servers or generate the same random information when the secure information input is requested from each of the plurality of service providing servers. You can also. From the viewpoint of improving security, it is preferable to generate different random information for each of a plurality of service providing servers.
  • the service providing server executes processing for providing a predetermined product and / or service.
  • Each service providing server notifies the information terminal 2 of the user via the communication network 5 that the product and / or service providing process is completed when the product and / or service providing process is completed. Further, the information input system 1 can monitor the processing of each service providing server, and when the product and / or service providing processing is completed, the information input system 1 also notifies the information terminal 2 that the processing has been completed. Information to be shown can be notified via the communication network 5.
  • the information input system 1 uses the user's information terminal 2 to provide various information such as conditions for specifying a product and / or service to be examined or desired by the user and personal information.
  • various information such as conditions for specifying a product and / or service to be examined or desired by the user and personal information.
  • the information input system 1 can automatically convert information acquired from the user into information in a format requested by each service providing server even if each of the service providing servers requests input of information in a different format. .
  • the information input system 1 it is not necessary for the user to input information to each of the plurality of service providing servers, and the desired service can be obtained by inputting information into the information input system 1 only once. It is possible to smoothly receive a desired product and / or service from a provider.
  • the information input system 1 does not acquire secure information from the user and instead inputs random information to a service providing server that requires input of secure information, the secure information can be prevented from leaking to the outside.
  • the information input system 1 can be composed of one or more servers. That is, the information input system 1 can be configured to include a plurality of servers.
  • the information input system 1 includes a server that stores digital information such as a mail server or a file server.
  • the communication network 5 is a communication network such as a mobile phone network and / or the Internet.
  • the communication network 5 can also include a communication network such as a wired LAN and a wireless LAN.
  • Each of the user information terminals 2 includes a mobile communication terminal such as a mobile phone or a smartphone, or an information processing terminal such as a personal computer, a notebook computer, or a tablet PC.
  • each of the service providing servers 3 to 3z includes, for example, a server of a social networking service (SNS) operator, a server of an operator engaged in mail order sales of products and / or services, a server of an operator providing an information distribution service, Servers of businesses providing video distribution services, servers of financial institutions, servers of financial institutions handling deposits and savings, servers of businesses involved in insurance business, servers of businesses involved in financial product transactions dealing with financial products including various loans , A server of a securities company, a server of a business operator engaged in a money lending business, a server of a business operator engaged in consumer finance, a server of a credit sales company, or a server of a business operator engaged in a leasing business.
  • SNS social networking service
  • server of an operator engaged in mail order sales of products and / or services a server of an operator providing
  • Services include, for example, social networking services (SNS), Internet shopping sites, news distribution sites, information providing sites, video distribution service sites, mortgage and other loan material requests, and mortgage and other loan provisional examinations.
  • SNS social networking services
  • Various services such as user registration for application and opening of securities accounts.
  • the information input system 1 can be applied to all services having an application form.
  • FIG. 2 shows an example of a functional configuration of the information input system according to the embodiment of the present invention.
  • the mortgage service may be described as a service provided by the service provider.
  • the services are not limited to the mortgage service because the above-mentioned various services exist.
  • the information input system 1 can be communicably connected to a plurality of information terminals 2.
  • one information terminal 2 and the information input system 1 will establish a communication network 5. An example in which communication is possible via the communication will be mainly described.
  • the information input system 1 can be communicably connected to a plurality of service providing servers via the communication network 5, but in order to simplify the description, the information input system 1 and one service providing server will be described below. An example in which communication is connected so as to be communicable will be mainly described.
  • FIG. 3 shows an example of a data structure stored in the confirmation item information storage unit, application information storage unit, service database, and conversion table of the information input system according to the embodiment of the present invention.
  • the information input system 1 automatically inputs information related to the user in an information input form of each service providing server of each of a plurality of service providers that provide a predetermined service to the user, and a plurality of service providers are in response to the input.
  • Each is a system that supports providing services to users.
  • the information input system 1 includes a display control unit 15 that controls the display of the information terminal 2 to display an input form, the input unit 10 that receives input of various types of information via the input form, and information on confirmation items (hereinafter, referred to as “information”). (Referred to as “confirmation item information”), a confirmation item information storage unit 20 that stores information, a confirmation item information update unit 22 that updates the confirmation item information, and application information that stores at least part of the information received by the input unit 10.
  • a storage unit 30 Based on at least a part of the input information, a storage unit 30, an application completion unit 32 for notifying the information terminal 2 of completion of application for a predetermined service, a confirmation unit 34 for confirming whether or not the application has been completed
  • a service unit that uniquely identifies a service by an assumption unit 40 that assumes a service content provided to a user and service information indicating the service content of a service provider.
  • the input unit 10 acquires a condition information acquisition unit 100 that acquires information on conditions, a common item information acquisition unit 102 that acquires common item information, a unique item information acquisition unit 104 that acquires unique item information, and consent. It has the consent acquisition part 106 and the service provider selection reception part 108 which receives the selection of a service provider. Note that some of the components included in the input unit 10 may exist outside the input unit 10. Moreover, it is preferable that the input unit 10 does not acquire secure information.
  • the information input system 1 includes an information conversion unit 50 that converts information into information for input to an information input form of each of a plurality of service providing servers, a conversion table 55 that stores at least definitions of conversion methods, An automatic input unit 60 that automatically inputs information to the information input forms of a plurality of service providing servers at once, a random information generating unit 65 that generates random information, and a service execution process at the service providing server are completed. And a completion notification unit 70 that notifies the information terminal 2 of the user.
  • the information input system 1 provides a part or all of the above configuration on the cloud, or provides a part of the above configuration at a point physically separated from other parts, Other parts may be provided so as to be able to communicate with each other via the communication network 5.
  • Display control unit 15 When the information terminal 2 accesses the information input system 1, the display control unit 15 causes the information terminal 2 to display an input form for inputting predetermined information. In addition, in response to an action from the expected result output unit 44, the expected result is displayed on the information terminal 2, the information on the confirmation item stored in the confirmation item information storage unit 20 is displayed on the information terminal 2, and the application is completed. In response to the action from the unit 32, the information terminal 2 is caused to execute various displays such as displaying information indicating that the application is completed on the information terminal 2.
  • the condition information acquisition unit 100 acquires condition information related to conditions necessary for selecting the content of a service provided to a user (referred to as “service content”).
  • the condition information acquisition unit 100 acquires condition information input to the information terminal 2 via the information terminal 2.
  • the condition information acquisition unit 100 causes the information terminal 2 to display an input form for condition information via the display control unit 15.
  • the input form includes an input field in which each of a plurality of condition information is input.
  • the condition information acquisition unit 100 acquires the condition information input in the input field.
  • the condition information includes information on conditions ("desired conditions") that specify the contents of products and / or services desired by the user, information on conditions ("current conditions") that specify the contents of services that the user is currently receiving. It can also be included.
  • the condition information includes information on new mortgage borrowing or refinancing conditions, and information on the user's mortgage examination status ( For example, information on whether or not screening has already been conducted, information on financial institutions that have already been screened, etc.), information on mortgage borrowing status at the time of condition information input, conditions desired by the user (for example, desired borrowing amount, Desired borrowing period, the address of the target property, the contract status of the property, etc., information related to individual users (for example, annual income including tax, date of birth, type of work, length of service at the current workplace, e-mail address, etc.) .
  • the condition information acquisition unit 100 supplies the acquired condition information to the application information storage unit 30 and / or the assumption unit 40.
  • the common item information acquisition unit 102 is information necessary for applying for a service provided to a user, and acquires common item information commonly requested by a plurality of service providing servers.
  • the common item information acquisition unit 102 acquires common item information input to the information terminal 2 via the information terminal 2.
  • the common item information acquisition unit 102 causes the information terminal 2 to display an input form for common item information via the display control unit 15.
  • the input form includes an input field in which each of the plurality of common item information is input.
  • the common item information acquisition unit 102 acquires the common item information input in the input field. A part of the condition information and a part of the common item information may overlap.
  • Common item information includes, for example, information related to fund planning (for example, type of property to be purchased, breakdown of borrowing, funds necessary for property purchases such as land, building, and office expenses, funds for self-funding, gifts from relatives, etc. Information on plans, etc.) and / or information on properties subject to borrowing (for example, purpose of use, address, building name / room number, building age, land / building area, land name, building name, land rights, etc.) Etc.
  • fund planning for example, type of property to be purchased, breakdown of borrowing, funds necessary for property purchases such as land, building, and office expenses, funds for self-funding, gifts from relatives, etc. Information on plans, etc.
  • properties subject to borrowing for example, purpose of use, address, building name / room number, building age, land / building area, land name, building name, land rights, etc.
  • the common item information acquisition unit 102 can also acquire personal information that identifies the user as the common item information.
  • personal information includes, for example, the user's name, gender, nationality, date of birth, telephone number, year-on-year income including tax, and information on the workplace (workplace name, industry type, job type, job title, department, work division, capital) , Number of employees, work address, work phone number, head office address, date of establishment, date of employment, retirement age, type of health insurance, latest salary, seconded employee, etc.), family composition, joint guarantor As well as daytime contact information.
  • the common item information acquisition unit 102 supplies the acquired common item information to the application information storage unit 30.
  • the unique item information acquisition unit 104 acquires unique item information that is information that each of the plurality of service providing servers uniquely requests and is not included in the common item information.
  • the unique item information acquisition unit 104 acquires unique item information input to the information terminal 2 via the information terminal 2.
  • the unique item information acquisition unit 104 causes the information terminal 2 to display an input form for unique item information via the display control unit 15.
  • the input form includes an input field in which each of a plurality of unique item information is input.
  • the unique item information acquisition unit 104 acquires the unique item information input in the input field.
  • the unique item information acquired by the unique item information acquisition unit 104 is information requested by the service provider that the service provider selection reception unit 108 has received selection, and is not acquired by the common item information acquisition unit 102. It may be information. Thereby, since the unique item information acquisition unit 104 can acquire the unique item information only for the service provider desired by the user, the processing speed can be improved. A part of the condition information and a part of the common item information may overlap.
  • the unique item information is information that the service provider requests uniquely. For example, if the service provider is a financial institution, information on whether or not an account is held, and the user is dedicated to the financial institution. Information about whether or not you have a page, type of interest rate, whether you need guidance from the service provider, contact information other than your home office, information on other services provided by the service provider No, contact information for examination results, information on assets held, information on national qualifications, and / or information such as campaign codes.
  • the unique item information acquisition unit 104 supplies the acquired unique item information to the application information storage unit 30.
  • the consent acquisition unit 106 acquires consent information indicating the user's consent to the confirmation item. That is, the consent acquisition unit 106 agrees with the user's confirmation item that refers to the confirmation item corresponding to the confirmation item information stored in the confirmation item information storage unit 20 in the information terminal 2 (that is, the user agrees with the confirmation item). Is obtained via the information terminal 2.
  • the service provider selection receiving unit 108 receives a selection by a user of at least one service provider that provides a service corresponding to one or more service contents included in the result of the assumption by the assumption unit 40. That is, the service provider selection receiving unit 108 receives the selection of the service provider that provides the service selected by the user from among a plurality of assumption results displayed on the information terminal 2 by the assumption unit 40. Then, the service provider selection receiving unit 108 supplies information indicating the received selection to the confirmation item information storage unit 20.
  • the service provider selection receiving unit 108 may automatically select all service providers that provide services corresponding to all service contents included in the assumption result by the assumption unit 40 (that is, this If you do not accept the selection from the user, it will be selected automatically.) In this case, the service provider selection receiving unit 108 supplies information indicating that all service providers have been automatically selected to the confirmation item information storage unit 20.
  • the consent acquisition unit 106 acquires the confirmation item information of at least one service provider accepted by the service provider selection reception unit 108 from the confirmation item information storage unit 20 and works on the display control unit 15.
  • the acquired confirmation item information is displayed on the information terminal 2 of the user.
  • the consent acquisition unit 106 acquires the consent information of the user who refers to the confirmation item in the information terminal 2.
  • the consent acquisition unit 106 collects consent information for a plurality of pieces of confirmation item information by causing the display terminal 15 to display a check form for collectively obtaining consents for a plurality of pieces of confirmation item information on the display terminal 15. (Collectively).
  • the consent acquisition unit 106 supplies the acquired consent information to the application completion unit 32.
  • the confirmation item information storage unit 20 associates confirmation item information indicating confirmation items of a plurality of service providers with service providing server identifiers that uniquely identify the plurality of service providing servers.
  • the confirmation items include information such as terms of service when using a service provider's service, a product overview description of products provided by the service provider, and / or a service overview description of services provided by the service provider.
  • the confirmation item information storage unit 20 supplies the confirmation item information to the information terminal 2 via the consent acquisition unit 106 and / or the display control unit 15 in response to an action from the consent acquisition unit 106. In this case, the confirmation item information storage unit 20 sends the confirmation item information of the service provider accepted by the service provider selection reception unit 108 to the information terminal 2 via the consent acquisition unit 106 and / or the display control unit 15. Supply.
  • the confirmation item information update unit 22 updates the confirmation item information stored in the confirmation item information storage unit 20. That is, the confirmation item information update unit 22 acquires the confirmation item information stored in the service providing server, and the confirmation item information stored in the confirmation item information storage unit 20 is different from the acquired confirmation item information. The confirmation item information stored in the confirmation item information storage unit 20 is replaced with the acquired confirmation item information and updated.
  • the confirmation item information update unit 22 acquires the confirmation item information at an arbitrary timing, for example, once per day, which can be set as appropriate.
  • the confirmation item information update unit 22 accesses a page including the confirmation item information of the service providing server (for example, a page on which the usage rule is posted when the confirmation item information is a usage rule).
  • the confirmation item information update unit 22 calculates a hash value of the confirmation item information of the accessed page (for example, using Message Digest Algorithm 5 (MD5), which is a hash function that outputs a 128-bit hash value for the input) it can.).
  • MD5 Message Digest Algorithm 5
  • the confirmation item information update unit 22 compares the hash value of the confirmation item information stored in the confirmation item information storage unit 20 with the calculated hash value.
  • the confirmation item information stored in the unit 20 is replaced with the confirmation item information in the page of the accessed service providing server and updated.
  • the confirmation item information update unit 22 does not update the confirmation item information when the compared hash values are the same.
  • the application information storage unit 30 uniquely identifies a user with at least one information selected from the group consisting of condition information, personal information, common item information, unique item information, and consent information. Store in association with the user identifier.
  • the application information storage unit 30 supplies the stored information to the information conversion unit 50.
  • the application information storage unit 30 indicates that the condition information acquisition unit 100 has acquired condition information and / or personal information, the common item information acquisition unit 102 has acquired common item information and / or personal information, or a unique item
  • the information acquisition unit 104 acquires the unique item information, information acquired before acquiring the consent information may be temporarily stored.
  • the assumption part 40 assumes the service content which can be provided to a user for every service provider based on the condition information which the condition information acquisition part 100 acquired.
  • the service database 42 stores information related to at least one product and / or service that each of the plurality of service providers has. That is, the service database 42 stores a product / service identifier that uniquely identifies a product and / or service in association with a service provision server identifier that uniquely identifies the service provision server, and also associates the product / service identifier with the product / service identifier.
  • the assumption unit 40 assumes a product and / or service that substantially matches the condition information based on the condition information and the product / service feature information stored in the service database 42. Then, the assumed result output unit 44 works on the display control unit 15 to display the assumed result of the assumed unit 40 on the information terminal 2.
  • the assumption unit 40 assumes a mortgage product that can be used by the user.
  • the condition information acquisition unit 100 may use the user's current provisional examination application information (for example, desired borrowing amount, repayment period, interest rate, etc.) or information on the current borrowing conditions in the case of refinancing (for example, borrowing) as the condition information. Amount, repayment period, interest rate, etc.).
  • the service database 42 stores information on mortgage products of each financial institution (for example, information indicating whether the product is a new borrowing product or a refinancing product, information on an interest rate plan, information on a borrowing period, information on an interest rate, etc.). Store by product.
  • the assumption unit 40 uses the condition information and the information stored in the service database 42 to calculate the amount of deduction from the case of using a mortgage that is assumed to be a mortgage when there is a current loan (deal Amount), total repayment amount, monthly payment amount, place cost, and / or interest, etc. are assumed for each product.
  • the assumption result output part 44 displays the assumption result of the assumption part 40 on the information terminal 2.
  • FIG. the information terminal 2 displays a list of results such as the profit amount, total payment amount, and / or monthly payment amount of each mortgage product assumed based on the condition information.
  • the assumed result output unit 44 can cause the information terminal 2 to display an assumed result for a pattern obtained by multiplying the product name by the interest rate type and / or the number of existing borrowings.
  • the service provider selection accepting unit 108 accepts selection of a product and / or service selected by the user and a service provider that provides the product and / or service. Subsequently, the consent acquisition unit 106 acquires the consent information as described above.
  • the application completion unit 32 When the consent acquisition unit 106 has acquired the consent information, the application completion unit 32 outputs to the information terminal 2 that the application for the service of at least one service provider received by the service provider selection reception unit 108 has been completed. To do. Specifically, the application completion unit 32 works on the display control unit 15 to cause the information terminal 2 to output information indicating that the application has been completed. For example, the application completion unit 32 notifies the information terminal 2 by displaying a “reception completion screen” that the reception completion process (that is, the application completion process) has been performed.
  • the confirmation unit 34 confirms whether or not the application for the service is completed in the application completion unit 32 at a predetermined time interval.
  • the confirmation unit 34 selects whether or not the service provider is selected in the service provider selection reception unit 108, and whether or not the consent information of the confirmation items regarding the product and / or service of the selected service provider is acquired. Judgment is made by confirming whether or not the application completion process has been completed.
  • the confirmation unit 34 confirms whether or not the application completion processing in the application completion unit 32 has been performed, for example, at a time interval of once every several seconds or tens of seconds.
  • the confirmation unit 34 supplies information indicating that the application completion process has been performed to the information conversion unit 50.
  • the information conversion unit 50 converts at least a part of the information stored in the application information storage unit 30 into information for input to the information input forms of each of the plurality of service providing servers. Specifically, the information conversion unit 50 executes the conversion process in response to receiving information indicating that the application completion process has been performed from the confirmation unit 34.
  • the conversion table 55 is associated with the service providing server identifier, each of the plurality of items of the plurality of information input forms of the service providing server, and each of the plurality of items of the plurality of information input forms. Are stored in advance in association with items of information stored in the application information storage unit 30 corresponding to. Furthermore, the conversion table 55 stores in advance the conversion method (conversion method) of information stored in the application information storage unit 30 so that input to the items of the information input form is possible.
  • the conversion method includes a method that does not convert the information format.
  • the information conversion unit 50 refers to the conversion table 55, and converts the information stored in the application information storage unit 30 into a format suitable for the corresponding item on the information input form of the service providing server to which the information is to be input. Convert to
  • the conversion table 55 is associated with the service providing server identifier, and is the information input form item of the service providing server and the information stored in the application information storage unit 30, and is input to the item of the information input form.
  • the information items to be processed are stored in association with each other, and an algorithm for converting the information stored in the application information storage unit 30 into a format that can be input into the items of the information input form is stored in advance.
  • the application information storage unit 30 includes, as condition information, “desired amount of borrowing”, “income income including salary tax_earning income”, “birth date_year”, etc. It is assumed that the information acquired by the condition information acquisition unit 100 is stored in each item. On the other hand, in the information input form of one service providing server, there are items such as “Preferred amount of borrowing”, “Annual income including previous year”, “Birth date_Year” as items corresponding to the above items. .
  • the conversion table 55 in the information input form, the information input in the “Debt requested amount” is input as it is in the “Debt desired amount”, and the “Yearly income including the previous fiscal year_Salary” is input in the “Yearly tax included annual income”.
  • the converted information is input as it is, and the conversion method of inputting the information obtained by converting the value of “year” of “birth date_year” into the era is stored in “birth date_year”.
  • the conversion method is not limited to the above, and can be set as appropriate according to the type of items included in the information input form of the service providing server.
  • the information conversion unit 50 supplies the converted information to the automatic input unit 60.
  • the automatic input unit 60 automatically inputs the information input to the information input form converted by the information conversion unit 50 into the information input forms of each of the plurality of service providing servers. For example, in the automatic input unit 60, information for input is input to the information input form of the service provider server of the service provider from which the service provider selection receiving unit 108 receives the selection and the consent acquisition unit 106 has acquired the consent information. Enter automatically. When the service provider selection receiving unit 108 automatically selects all service providers, or the service provider selection receiving unit 108 does not select a service provider (that is, the service provider selection receiving unit 108).
  • the service provider selection receiving unit 108 is omitted from the information input system 1), and a service corresponding to one or more service contents included in the assumed result by the assumption unit 40 is provided.
  • the consent acquisition unit 106 adopts a specification for acquiring consent information for all of at least one service provider to be provided
  • the automatic input unit 60 selects all service providers automatically selected or consent information. In the information input form of all service provider servers for which service providers have been It may be entered in automatically.
  • the random information generation unit 65 includes a secure information input item for inputting secure information that is prohibited from being acquired by the information input system 1 or is not preferable to be acquired in the information input form. If so, random information unrelated to secure information is generated. For example, the random information generation unit 65 generates a random value or random number of a predetermined number of digits (for example, 32 digits) as random information. The random information generation unit 65 supplies the generated random information to the automatic input unit 60. The automatic input unit 60 automatically inputs the random information generated by the random information generation unit 65 into the secure information input item as an alternative value of the secure information.
  • the secure information includes, for example, an account number provided individually to each of a plurality of users by a service provider, account information for identifying a dedicated account given to each of the plurality of users, and a login used for logging in to the account. ID, login password, and the like.
  • the automatic input unit 60 does not display the state of automatically inputting information for input on the user information terminal 2. That is, the automatic input unit 60 does not cause the information terminal 2 to display the process of inputting the converted information and / or random information to the information input form. As a result, the information input system 1 can prevent the user from being aware that the information input process is being executed.
  • the automatic input unit 60 sequentially accesses the plurality of information input forms, and sequentially accesses a plurality of items of the accessed information input forms. Enter.
  • the automatic input unit 60 stores the confirmation item information and the confirmation item information storage unit 20 when the confirmation item information or information requesting consent to the confirmation item information is included in one information input form. It is also possible to execute processing for confirming whether or not the confirmation item information matches.
  • the automatic input unit 60 detects that the confirmation item information stored in the confirmation item information storage unit 20 is not the latest confirmation item information, the automatic input unit 60 can temporarily stop the automatic input process.
  • the automatic input unit 60 works on the consent acquisition unit 106 to obtain the latest confirmation item information (that is, confirmation item information at the time when the automatic input unit 60 inputs predetermined information) to the user information terminal 2.
  • Information that prompts acquisition of consent to the confirmation items may be presented.
  • the consent acquisition unit 106 acquires the consent information for the confirmation item corresponding to the latest confirmation item information presented on the information terminal 2, the automatic input unit 60 can resume the information automatic input process. .
  • the service providing server executes a service execution process, which is a process for providing a predetermined service to the user, based on the converted information input by the automatic input unit 60.
  • a service execution process which is a process for providing a predetermined service to the user, based on the converted information input by the automatic input unit 60.
  • the service is a mortgage application
  • the service providing server executes a mortgage application process.
  • the service providing server directly notifies the user information terminal 2 of information indicating the completion of the service execution process by e-mail or the like.
  • the completion notification unit 70 When the service execution process (service execution process) in the service providing server ends, the completion notification unit 70 notifies the user information terminal 2 of end information indicating that the execution process has ended.
  • the completion notification unit 70 monitors the processing of the service providing server, and after the information is automatically entered in the information input form of the service providing server, the completion information is displayed on the information terminal 2 at the timing when the application application completion screen is displayed. To be notified.
  • the information input system 1 stores information to be provided to the service providing server as a predetermined file (for example, a CSV file) to the service providing server. You may enter. That is, the automatic input unit 60 may convert the input information converted by the information conversion unit 50 into a file of a predetermined file format, and deliver the file to the service providing server.
  • the service providing server that receives (that is, inputs) the file performs a predetermined service execution process based on the contents of the file.
  • [Information input method] 4 and 5 show an example of the flow of processing in the information input system according to the present embodiment.
  • the display control unit 15 causes the user information terminal 2 to display a condition information acquisition input form for acquiring condition information (step 10; hereinafter, step is expressed as “S”).
  • the information terminal 2 receives the input of condition information and supplies the received condition information to the condition information acquisition unit 100.
  • the condition information acquisition unit 100 acquires condition information (S12).
  • the condition information acquisition unit 100 supplies the acquired condition information to the application information storage unit 30.
  • the application information storage unit 30 stores the condition information in association with the user identifier.
  • the assumption unit 40 includes the condition information acquired by the condition information acquisition unit 100 and / or the condition information stored in the application information storage unit 30 and a plurality of service providers stored in the service database 42 in advance.
  • the assumption process is executed using information on one or more products and / or services (such as information on product and / or service name, product and / or service characteristics). That is, the assumption part 40 assumes the service content which may be provided to a user for every service provider (S14).
  • the assumption part 40 supplies an assumption result to the assumption result output part 44, and the assumption result output part 44 makes the information terminal 2 present an assumption result (S14).
  • the service provider selection accepting unit 108 selects a product and / or service desired by the user and a service provider that provides the product and / or service from the user who refers to the assumed result via the information terminal 2. Is received (S16).
  • the service provider selection receiving unit 108 supplies the service provider server identifier of the service provider that has received the selection to the confirmation item information storage unit 20.
  • the display control unit 15 causes the information terminal 2 to display an input form for acquiring common item information for acquiring common item information (S18).
  • the information terminal 2 receives input of common item information and supplies the received common item information to the common item information acquisition unit 102.
  • the common item information acquisition unit 102 acquires common item information (S20).
  • the common item information acquisition unit 102 supplies the acquired common item information to the application information storage unit 30.
  • the application information storage unit 30 stores the common item information in association with the user identifier.
  • the display control unit 15 causes the information terminal 2 to display an input form for acquiring unique item information (S22).
  • the display control unit 15 causes the information terminal 2 to display an input form in which unique item information of one or more service providers is input.
  • the information terminal 2 accepts input of unique item information and supplies the accepted unique item information to the unique item information acquisition unit 104.
  • the unique item information acquisition unit 104 acquires unique item information (S24).
  • the unique item information acquisition unit 104 supplies the acquired unique item information to the application information storage unit 30.
  • the application information storage unit 30 stores the unique item information in association with the user identifier.
  • the application information storage unit 30 can store the unique item information in association with the service providing server identifier of the service providing server that requires the unique item information.
  • the consent acquisition unit 106 stores the confirmation item information stored in the confirmation item information storage unit 20 and the confirmation item information of the service provider that the service provider selection reception unit 108 has received the selection in the information terminal 2. To supply and present confirmation items (S26). The consent acquisition unit 106 acquires consent information indicating the user's consent to the confirmation item via the information terminal 2 (S28). The consent acquisition unit 106 supplies the acquired consent information to the application completion unit 32. When the application completion unit 32 receives the consent information, the application completion unit 32 determines that the application of the service provider accepted by the service provider selection reception unit 108 has been completed, and displays information indicating that the application has been completed as the information terminal 2. To complete the application completion process (S30).
  • the application information storage unit 30 provides various types of information received by the input unit 10 (condition information, personal information, common item information, unique item information, consent information, and / or service providers who accept selections. Server identifier, etc.) can be stored each time an input is received as described above, or can be stored together immediately before or after the application completion process.
  • the confirmation unit 34 confirms whether or not the application completion processing in the application completion unit 32 has been completed at a predetermined time interval (S34).
  • the confirmation unit 34 cannot confirm the completion (No in S34)
  • the confirmation unit 34 repeats the confirmation process.
  • the confirmation unit 34 confirms the completion (Yes in S34)
  • the confirmation unit 34 supplies information indicating that the application completion process is completed to the information conversion unit 50.
  • the information conversion unit 50 refers to the conversion table 55 and converts the information stored in the application information storage unit 30 into information for the information input form of the service providing server (S36).
  • the automatic input unit 60 receives the converted information from the information conversion unit 50, and executes an automatic input process of information on the information input form of the service providing server (S38).
  • the automatic input unit 60 can also monitor whether or not the input of secure information to the information input form is requested (S40). When the input of secure information is not requested (No in S40), the automatic input unit 60 continues the automatic input process. Then, when the input of the predetermined information is completed for all items of the information input form (Yes in S46), the automatic input unit 60 ends the automatic input process, and the predetermined information for all the items of the automatic input form is If the input has not been completed (No in S46), the automatic input unit 60 continues the automatic input process (S38).
  • the random information generation unit 65 generates random information (S42). Then, the automatic input unit 60 inputs the random information generated by the random information generation unit 65 into an item in which the secure information is to be input instead of the secure information (S44). Subsequent processing is the same as S46.
  • the completion notifying unit 70 monitors the processing of the service providing server, and when the automatic input of information to the information input form of the service providing server is completed, notifies the information terminal 2 of completion notification as end information (S48). .
  • Each component included in the information input system 1 according to the present embodiment shown in FIGS. 1 to 5 is a program (that is, an information input program) in an arithmetic processing unit such as a central processing unit (CPU). It can be realized by executing, that is, processing by software. It can also be realized by writing a program in advance as hardware as an electronic component such as an integrated circuit (IC). Software and hardware can be used together.
  • the information input program according to the present embodiment can be incorporated in advance in, for example, an IC or a ROM.
  • the information input program is a file in an installable or executable format, recorded on a computer-readable recording medium such as a magnetic recording medium, an optical recording medium, or a semiconductor recording medium, and provided as a computer program. You can also.
  • the recording medium storing the program may be a non-transitory recording medium such as a CD-ROM or DVD.
  • the information input program can be stored in advance in a computer connected to a communication network such as the Internet, and can be provided by downloading via the communication network.
  • FIG. 6 shows an example of the hardware configuration of the information input system according to the embodiment of the present invention.
  • the information input system 1 includes a CPU 1500, a graphic controller 1520, a random access memory (RAM), a memory 1530 such as a read-only memory (ROM) and / or a flash ROM, and a storage device 1540 for storing data.
  • a reading / writing device 1545 for reading data from and / or writing data to a recording medium, an input device 1560 for inputting data, a communication interface 1550 for transmitting / receiving data to / from an external communication device, a CPU 1500 and a graphic controller 1520, a memory 1530, a storage device 1540, a read / write device 1545, an input device 1560, and a communication interface 1550 are communicably connected to each other. 0 and a.
  • the constituent elements such as the CPU 1500 are one or more CPUs, and may include a plurality of CPUs.
  • the chip set 1510 includes a memory 1530, a CPU 1500 that accesses the memory 1530 and executes predetermined processing, and a graphic controller 1520 that controls display on an external display device. Perform data passing.
  • the CPU 1500 operates based on a program stored in the memory 1530 and controls each component.
  • the graphic controller 1520 displays an image on a predetermined display device based on the image data temporarily stored on the buffer provided in the memory 1530.
  • the chipset 1510 connects a storage device 1540, a read / write device 1545, and a communication interface 1550.
  • the storage device 1540 stores programs and data used by the CPU 1500 of the information input system.
  • the storage device 1540 is, for example, a flash memory.
  • the read / write device 1545 reads the program and / or data from the storage medium storing the program and / or data, and stores the read program and / or data in the storage device 1540.
  • the reading / writing device 1545 acquires a predetermined program from a server on the Internet via the communication interface 1550, and stores the acquired program in the storage device 1540.
  • the communication interface 1550 executes data transmission / reception with an external device via a communication network. Further, when the communication network is disconnected, the communication interface 1550 can execute data transmission / reception with an external device without going through the communication network.
  • An input device 1560 such as a tablet or a microphone is connected to the chipset 1510 via a predetermined interface.
  • the information input program stored in the storage device 1540 is provided to the storage device 1540 via a communication network such as the Internet or a recording medium such as a magnetic recording medium or an optical recording medium.
  • the information input program stored in the storage device 1540 is executed by the CPU 1500.
  • the information input program works on a CPU or the like to change the information input system 1 to the display control unit 15, the confirmation item information storage unit 20, the confirmation item information update unit 22 described with reference to FIGS.
  • the information input system 1 acquires in advance various pieces of information required for provision of products and / or services desired by the user, and in advance acquires confirmation item information required for using the products and / or services. Thus, it can be presented to the user in advance via the information terminal 2. Further, the information input system 1 can store the various types of information, and can automatically input the stored various types of information into the information input forms of each of the plurality of service providing servers. It is possible to save the trouble of sequentially inputting the various information to each of the providing servers.
  • the information input system 1 since the information input system 1 includes the conversion table 55, the information item stored in the application information storage unit 30 and the information input form item of the service providing server do not match. Since the information stored in the application information storage unit 30 can be converted so that it can be input to the items of the information input form, predetermined information can be automatically input smoothly into the information input forms of a plurality of service providing servers.
  • the information input system 1 generates random information when secure information is not obtained and when input of secure information is required for a predetermined item of the information input form, and the random information is used instead of the secure information. Since it can be input, leakage of secure information can be prevented.

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Abstract

La présente invention concerne un système de saisie d'informations, un procédé de saisie d'informations et un programme de saisie d'informations qui permettent d'améliorer la commodité d'utilisateur et de saisir automatiquement des informations prescrites sur un serveur de fourniture de service. Le système de saisie d'informations (1) comprend : une unité d'acquisition d'informations d'état (100) qui acquiert des informations d'état ; une unité d'acquisition d'informations d'élément commun (102) qui acquiert des informations d'élément commun ; une unité d'acquisition d'informations d'élément unique (104) qui acquiert des informations d'élément unique ; une unité de stockage d'informations d'élément de confirmation (20) qui stocke des informations d'élément de confirmation en correspondance avec un identifiant de serveur de fourniture de service ; une unité d'acquisition de consentement (106) qui acquiert des informations de consentement ; une unité de stockage d'informations d'application (30) qui stocke, en correspondance avec un identifiant d'utilisateur de l'utilisateur, au moins un élément d'informations sélectionné parmi un groupe d'informations constitué par les informations d'état, les informations d'élément commun, les informations d'élément unique et les informations de consentement ; une unité de conversion d'informations (50) qui convertit les informations stockées dans l'unité de stockage d'informations d'application (30) en informations saisies pour une forme de saisie d'informations ; et une unité de saisie automatique (60) qui saisit automatiquement les informations saisies.
PCT/JP2018/005835 2017-02-25 2018-02-20 Système, procédé et programme de saisie d'informations WO2018155394A1 (fr)

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JP2003242267A (ja) * 2002-02-15 2003-08-29 Fujitsu Ltd プロフィール情報公開方法及びプロフィール情報公開プログラム
US20050065950A1 (en) * 2000-01-07 2005-03-24 Naren Chaganti Online repository for personal information
JP2010272033A (ja) * 2009-05-24 2010-12-02 Jenoa:Kk 電子商取引方法
JP2011170757A (ja) * 2010-02-22 2011-09-01 Nomura Research Institute Ltd 個人情報入力用管理サーバ、クライアント端末、個人情報入力システムおよびプログラム

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US20050065950A1 (en) * 2000-01-07 2005-03-24 Naren Chaganti Online repository for personal information
JP2003242267A (ja) * 2002-02-15 2003-08-29 Fujitsu Ltd プロフィール情報公開方法及びプロフィール情報公開プログラム
JP2010272033A (ja) * 2009-05-24 2010-12-02 Jenoa:Kk 電子商取引方法
JP2011170757A (ja) * 2010-02-22 2011-09-01 Nomura Research Institute Ltd 個人情報入力用管理サーバ、クライアント端末、個人情報入力システムおよびプログラム

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