WO2018120457A1 - 数据处理方法、装置、设备及计算机可读存储介质 - Google Patents
数据处理方法、装置、设备及计算机可读存储介质 Download PDFInfo
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- WO2018120457A1 WO2018120457A1 PCT/CN2017/077999 CN2017077999W WO2018120457A1 WO 2018120457 A1 WO2018120457 A1 WO 2018120457A1 CN 2017077999 W CN2017077999 W CN 2017077999W WO 2018120457 A1 WO2018120457 A1 WO 2018120457A1
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/10—Office automation; Time management
- G06Q10/103—Workflow collaboration or project management
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
Definitions
- the present invention relates to the field of insurance system technologies, and in particular, to a data processing method, apparatus, device, and computer readable storage medium.
- the insurance system can be an old-age security system. Due to the data interaction between the insurance system and the channel side, the data interaction rules for each channel side are inconsistent, which leads to the need to redevelop different interaction templates for different channel parties. Therefore, with the increase of the insurance system docking channel, not only the complexity of the insurance system development is increased, but also the data interaction between the insurance system and different channel parties through different rules is not convenient enough.
- the main object of the present invention is to provide a data processing method, apparatus, device and computer readable storage medium, which aim to improve the convenience of the insurance system to interact with the channel side.
- the present invention provides a data processing method for use in an insurance system, including:
- the application file is verified, and when the verification is passed, the application file is sent to a third-party system;
- the present invention also provides a data processing apparatus, which is applied to an insurance system, including:
- a receiving module configured to release product information and a configuration standard template on the system platform, and receive an application file generated by the channel side to complete the standard template based on the product information;
- a verification module configured to verify the application file, and send the application file to a third-party system when the verification is passed;
- a sending module configured to receive the confirmation information fed back by the third-party system based on the application file, generate a confirmation file according to the confirmation information and the application file, and send the confirmation file to the channel side.
- the present invention further provides a data processing device.
- the data processing device includes a processor and a memory, and the processor is configured to execute a data processing program stored in the memory to implement the following steps:
- the application file is verified, and when the verification is passed, the application file is sent to a third-party system;
- the present invention also provides a computer readable storage medium storing one or more programs, the one or more programs being configurable by one or more processors Execute to implement the following steps:
- the application file is verified, and when the verification is passed, the application file is sent to a third-party system;
- the insurance system issues product information and a configuration standard template on the system platform, and receives an application file generated by the channel side based on the product information to complete the standard template; and verifies the application file, and is a school Sending the application file to the third-party system; receiving the confirmation information fed back by the third-party system based on the application file, generating a confirmation file according to the confirmation information and the application file, and confirming the confirmation file Sent to the channel side. It makes the information transfer by setting the standard template, which improves the convenience of the interaction between the insurance system and the channel.
- FIG. 1 is a schematic flowchart of a first embodiment of a data processing method according to the present invention
- FIG. 2 is a schematic flowchart of a second embodiment of a data processing method according to the present invention.
- FIG. 3 is a schematic flowchart of a third embodiment of a data processing method according to the present invention.
- FIG. 4 is a schematic diagram of functional modules of a first embodiment of a data processing apparatus according to the present invention.
- FIG. 5 is a schematic diagram of functional modules of a second embodiment of a data processing apparatus according to the present invention.
- FIG. 6 is a schematic structural diagram of a device in a hardware operating environment according to an embodiment of the present invention.
- the data processing method of this embodiment includes:
- Step S10 Publish product information and a configuration standard template on the system platform, and receive an application file generated by the channel side to complete the standard template based on the product information;
- the data processing method is applied to an insurance system, and the insurance system includes an old-age security system.
- the following is an example of an old-age security system.
- the endowment insurance system establishes a product item corresponding to the fund product in the project library set by the fund, and issues product information corresponding to the product item, waiting for the customer to subscribe or redeem the fund product.
- the pension system is also equipped with standard templates for interacting with the channel and third-party systems for data interaction through the standard template.
- Standard templates include file name, file type, version number, transaction serial number, transaction time, bank account number, document type, personal information, contact information, and so on.
- the channel party When the channel party needs to interact with the old-age security system, the channel party perfects the standard template based on the product information, and sends the application file to the endowment security system according to the application file generated by the perfect standard template, and the pension system receives the application.
- Application documents including application documents, subscription documents, redemption documents, etc.
- the channel includes channels that are pre-established with the old-age security system, such as Lujin, WeChat, and Jingdong.
- Step S20 Perform verification on the application file, and send the application file to a third-party system when the verification is passed;
- the endowment security system checks the received application file, and the check includes a physical checksum service check, and the physical check can verify the length, the value type, etc. of the redemption file. The ID number, bank account number, etc. of the redemption document can be verified.
- the application file is sent to the third-party system, and the application file is stored in the specified service table.
- the application file is an account opening document
- the account opening file is stored in the account opening business table
- the application file is a subscription document
- the subscription file is stored in the subscription business table.
- the third party system can be a banking system that establishes a cooperative relationship with the pension system, for example, the Hang Seng TA system.
- Step S30 Receive confirmation information fed back by the third-party system based on the application file, generate a confirmation file according to the confirmation information and the application file, and send the confirmation file to the channel side.
- the third-party system reviews the received application documents, generates confirmation information after the approval is passed, and sends the confirmation information to the pension security system.
- the pension system receives the confirmation information of the third-party system based on the feedback of the application file, and stores the confirmation information in the specified business table. Then, a confirmation file is generated according to the confirmation information and the application file, indicating that the application is successful, and the confirmation file is sent to the channel side.
- the endowment security system issues product information and a configuration standard template on the system platform, and receives an application file generated by the channel side based on the product information to complete the standard template; and the application file is verified.
- the file is sent to the channel side.
- the information transmission through setting the standard template improves the convenience of the interaction between the endowment security system and the channel side.
- a second embodiment of the data processing method of the present invention is provided.
- the step of verifying the application file in the foregoing embodiment includes:
- the old-age security system may obtain the error type of the application file and perform corresponding processing according to the error type when the verification fails.
- the error type is an error in inputting information such as personal information or file name
- the endowment security system outputs a prompt to the channel side to input an error, so that the channel party modifies the data of the application file, and the receiving channel of the endowment security system is based on
- the information input error is returned by the modification information, and the user input instruction is executed according to the modification information to perform a corresponding modification operation on the data of the application file.
- the order of receiving the file is wrong. For example, if the subscription file sent by the channel party is received first, and the account opening document sent by the channel party is not received, the processing of the subscription file is suspended and judged. Whether to receive the account opening documents. When the account opening file is received, the account opening file and the subscription file are processed in turn; when the account opening file is not received, the suspension processing of the subscribed file is maintained.
- the old-age security system can process the data of the application file according to the error type of the application file when the application document fails to pass the verification, thereby reducing the workload of the manual intervention and improving the accuracy and timeliness of the verification. Sex.
- the foregoing step S10 includes:
- the steps of sending the application file to a third party system include:
- the step of transmitting the confirmation file to the channel side includes:
- the endowment security system can set the target serial number as the identification code of the data interaction when performing data interaction with the channel side and the third party system. Specifically, after receiving the application file sent by the receiving channel, the pension security system obtains the channel serial number corresponding to the channel party, and sets a channel code for the channel party. Then, the target serial number is generated according to the channel serial number and the set channel code, and after the application file is verified, the application file is sent to the third-party system according to the target serial number.
- the confirmation file After receiving the confirmation information of the third-party system based on the feedback of the application file, the confirmation file is generated according to the confirmation information and the application file, and the channel serial number included in the target serial number is extracted, and the confirmation file is sent to the channel side according to the channel serial number.
- the old-age security system of the embodiment After receiving the application file, the old-age security system of the embodiment generates the target serial number according to the channel serial number and the set channel code, so as to perform data interaction with the channel party and the third-party system through the target serial number, thereby reducing the manual operation. Improve the accuracy and efficiency of data validation.
- the method includes:
- the step of verifying the application file is performed within a preset time range of the next day.
- the data processing method in this embodiment includes:
- Step S10 The endowment security system issues product information and a configuration standard template on the system platform, and receives an application file generated by the channel side to complete the standard template based on the product information;
- Step S40 Acquire a receiving time when the channel party sends the application file, and determine whether the receiving time of the application file is within a preset time range of the day;
- Step S21 If the receiving time of the application file is within a preset time range of the current day, verify the application file, and when the verification is passed, send the application file to a third-party system;
- Step S30 Receive confirmation information fed back by the third-party system based on the application file, generate a confirmation file according to the confirmation information and the application file, and send the confirmation file to the channel side.
- the data processing method in this embodiment includes:
- Step S10 Publish product information and a configuration standard template on the system platform, and receive an application file generated by the channel side to complete the standard template based on the product information;
- Step S40 Acquire a receiving time when the channel party sends the application file, and determine whether the receiving time of the application file is within a preset time range of the day;
- Step S22 If the receiving time of the application file is not within the preset time range of the current day, the application file is verified within a preset time range of the next day, and when the verification is passed, the The application documents are sent to third party systems;
- Step S30 Receive confirmation information fed back by the third-party system based on the application file, generate a confirmation file according to the confirmation information and the application file, and send the confirmation file to the channel side.
- the pension security system may preset a day-cut switch, and stipulate that the received data is processed only in a specified time every day.
- the channel can send data to the pension system at any time, but at 9:00 every morning, the switch is turned on, so that the pension system can process the received data; at 15 o'clock in the afternoon, the switch is turned off, making The data received after 15:00 will be automatically delegated to the next day for processing.
- the endowment security system After receiving the expiration application file sent by the channel party, the endowment security system first obtains the receiving time of the receiving channel to send the expiration application file before verifying the expiring application file, and determines whether the receiving time is on the day. Within the preset time range. When the receiving time is within the preset time range of the day, the expired application file is verified; when the receiving time is not within the preset time range of the day, the expiration is performed within the preset time range of the next day. The application documents are verified.
- the preset time range can be flexibly set according to the specific situation.
- the endowment security system may not limit the time for receiving the application documents, but set the time for processing the received application documents to adapt to the working hours of the management personnel, thereby improving the flexibility and convenience of processing the data by the endowment security system.
- a person skilled in the art may understand that all or part of the steps of implementing the above embodiments may be completed by hardware, or may be instructed by a program to execute related hardware, and the program may be stored in a computer readable storage medium.
- the storage medium mentioned may be a read only memory, a magnetic disk or an optical disk or the like.
- the data processing apparatus of this embodiment includes:
- the receiving module 100 is configured to release product information and a configuration standard template on the system platform, and receive an application file generated by the channel and complete the standard template based on the product information;
- the data processing device is applied to an insurance system, and the insurance system includes an old-age security system.
- the following is an example of an old-age security system.
- the endowment insurance system establishes a product item corresponding to the fund product in the project library set by the fund, and issues product information corresponding to the product item, waiting for the customer to subscribe or redeem the fund product.
- the pension system is also equipped with standard templates for interacting with the channel and third-party systems for data interaction through the standard template.
- Standard templates include file name, file type, version number, transaction serial number, transaction time, bank account number, document type, personal information, contact information, and so on.
- the channel party When the channel party needs to interact with the old-age security system, the channel party perfects the standard template based on the product information, according to the application file generated by the perfect standard template, and sends the application file to the old-age security system, and the pension system receives
- the module 100 receives the application file, which includes an account opening document, a subscription document, a redemption document, and the like.
- the channel includes channels that are pre-established with the old-age security system, such as Lujin, WeChat, and Jingdong.
- the verification module 200 is configured to verify the application file, and send the application file to a third-party system when the verification is passed;
- the verification module 200 verifies the received application file, and the verification includes a physical verification and a service verification, where the physical verification can verify the length, the numerical type, and the like of the redemption file.
- the test can verify the ID number, bank account number, etc. of the redemption document.
- the application file is sent to the third-party system, and the application file is stored in the specified service table.
- the application file is an account opening document
- the account opening file is stored in the account opening business table
- the application file is a subscription document
- the subscription file is stored in the subscription business table.
- the third party system can be a banking system that establishes a cooperative relationship with the pension system, for example, the Hang Seng TA system.
- the sending module 300 is configured to receive the confirmation information fed back by the third-party system based on the application file, generate a confirmation file according to the confirmation information and the application file, and send the confirmation file to the channel side.
- the third-party system reviews the received application documents, generates confirmation information after the approval is passed, and sends the confirmation information to the pension security system.
- the pension security system call sending module 300 receives the confirmation information fed back by the third party system based on the application file, and stores the confirmation information in the specified service table. Then, a confirmation file is generated according to the confirmation information and the application file, indicating that the application is successful, and the confirmation file is sent to the channel side.
- the endowment security system issues product information and a configuration standard template on the system platform, and receives an application file generated by the channel side based on the product information to complete the standard template; and the application file is verified.
- the file is sent to the channel side.
- the information transmission through setting the standard template improves the convenience of the interaction between the endowment security system and the channel side.
- the data processing apparatus of the embodiment further includes:
- An obtaining module configured to: when the verification of the application file fails, obtain an error type corresponding to the verification of the application file;
- a modifying module configured to: when the error type is an information input error, output a prompt to the channel party to input an error, so that the channel party may modify the data of the application file;
- a pause module configured to pause the data of the application file when the error type is a file missing.
- the obtaining module can obtain the error type of the application file and process the data according to the error type.
- the error type is personal information, file name, and the like
- the modification module outputs a prompt to the channel side to input an error, so that the channel party modifies the data of the application file, and the modification module receives the channel based on the information input.
- the modification information returned by the error is subjected to a corresponding modification operation on the data of the application file according to the modification information receiving the user input instruction.
- the order of receiving the file is wrong. For example, if the subscription file sent by the channel party is received first, and the account opening document sent by the channel party is not received, the processing of the subscription file is suspended and judged. Whether to receive the account opening documents. When the account opening file is received, the account opening file and the subscription file are processed in turn; when the account opening file is not received, the suspension module maintains the suspension processing of the subscription file.
- the old-age security system can process the data of the application file according to the error type of the application file when the application document fails to pass the verification, thereby reducing the workload of the manual intervention and improving the accuracy and timeliness of the verification. Sex.
- the receiving module 100 is further configured to: receive, by the receiving channel, the improvement based on the product information.
- the application file generated by the standard template acquires a channel serial number corresponding to the channel party according to the application file, and sets a channel code for the channel party; generates a target pipeline according to the channel serial number and the set channel code number;
- the verification module 200 is further configured to: perform verification on the application file, and send the application file to a third-party system according to the target serial number when the verification is passed;
- the sending module 300 is further configured to: receive the confirmation information fed back by the third-party system based on the application file, generate a confirmation file according to the confirmation information and the application file; and acquire a channel flow included in the target serial number No., the confirmation file is sent to the channel side according to the channel serial number.
- the endowment security system can set the target serial number as the identification code of the data interaction when performing data interaction with the channel side and the third party system. Specifically, after receiving the application file sent by the receiving channel, the receiving module 100 acquires the channel serial number corresponding to the channel party, and sets a channel code for the channel party. Then, the target serial number is generated according to the channel serial number and the set channel code, and after the verification of the application file is passed, the verification module 200 sends the application file to the third-party system according to the target serial number.
- the sending module 300 After receiving the confirmation information of the third-party system based on the feedback of the application file, the sending module 300 generates a confirmation file according to the confirmation information and the application file, and then extracts the channel serial number included in the target serial number, and sends the confirmation file to the channel according to the channel serial number. square.
- the old-age security system of the embodiment After receiving the application file, the old-age security system of the embodiment generates the target serial number according to the channel serial number and the set channel code, so as to perform data interaction with the channel party and the third-party system through the target serial number, thereby reducing the manual operation. Improve the accuracy and efficiency of data validation.
- the data processing device further includes:
- the determining module 400 is configured to obtain a receiving time when the channel party sends the application file, and determine whether the receiving time of the application file is within a preset time range of the day;
- the processing module 500 is configured to verify, by the verification module, the application file if the receiving time of the application file is within a preset time range of the current day;
- the verification module checks the application file within a preset time range of the next day.
- the pension security system may preset a day-cut switch, and stipulate that the received data is processed only in a specified time every day.
- the channel can send data to the pension system at any time, but at 9:00 every morning, the switch is turned on, so that the pension system can process the received data; at 15 o'clock in the afternoon, the switch is turned off, making The data received after 15:00 will be automatically delegated to the next day for processing.
- the endowment security system After receiving the expiration application file sent by the channel, the endowment security system first obtains the receiving time of the receiving channel to send the expiration application file, and determines the receiving time, before the verification of the expiring application file. Whether it is within the preset time range of the day.
- the processing module 500 performs verification on the expired application file when the receiving time is within the preset time range of the current day; when the receiving time is not within the preset time range of the current day, within the preset time range of the next day, Verify the due application file.
- the preset time range can be flexibly set according to the specific situation.
- the endowment security system may not limit the time for receiving the application documents, but set the time for processing the received application documents to adapt to the working hours of the management personnel, thereby improving the flexibility and convenience of processing the data by the endowment security system.
- the above receiving module 100, the verification module 200, the sending module 300, and the like may be embedded in or independent of the data processing device in hardware, or may be stored in the memory of the data processing device in software, so as to facilitate The processor calls to perform the operations corresponding to the above modules.
- the processor can be a central processing unit (CPU), a microprocessor, a microcontroller, or the like.
- FIG. 6 is a schematic structural diagram of a device in a hardware operating environment according to an embodiment of the present invention.
- the data processing device in the embodiment of the present invention may be a PC, or may be a mobile terminal device having a display function, such as a smart phone, a tablet computer, an e-book reader, and a portable computer.
- the data processing device can include a processor 1001, such as a CPU, a network interface 1004, a user interface 1003, a memory 1005, and a communication bus 1002.
- the communication bus 1002 is used to implement connection communication between these components.
- the user interface 1003 can include a display, an input unit such as a keyboard, and the optional user interface 1003 can also include a standard wired interface, a wireless interface.
- the network interface 1004 can optionally include a standard wired interface, a wireless interface (such as a WI-FI interface).
- the memory 1005 may be a high speed RAM memory or a stable memory (non-volatile) Memory), such as disk storage.
- the memory 1005 can also optionally be a storage device independent of the aforementioned processor 1001.
- the data processing device may further include a camera, RF (Radio) Frequency, RF) circuits, sensors, audio circuits, WiFi modules, and more.
- sensors such as light sensors, motion sensors, and other sensors.
- the light sensor may include an ambient light sensor and a proximity sensor, wherein the ambient light sensor can adjust the brightness of the display screen according to the brightness of the ambient light, and the proximity sensor can turn off the display screen when the mobile data processing device moves to the ear / or backlight.
- the gravity acceleration sensor can detect the magnitude of acceleration in each direction (usually three axes). When it is stationary, it can detect the magnitude and direction of gravity. It can be used to identify the position of the mobile data processing device (such as horizontal and vertical screen).
- mobile data processing equipment can also be equipped with gyroscopes, barometers, hygrometers, thermometers, infrared sensors, etc. The sensor will not be described here.
- FIG. 6 does not constitute a limitation on the data processing device, and may include more or less components than those illustrated, or combine some components, or different components. Arrangement.
- an operating system may be included in the memory 1005 as a computer storage medium.
- a network communication module may be included in the memory 1005 as a computer storage medium.
- a user interface module may be included in the memory 1005 as a computer storage medium.
- a data processing program may be included in the memory 1005 as a computer storage medium.
- the network interface 1004 is mainly used for connecting a background server or a cloud server, and the like, and performs data communication with a background server or a cloud server
- the user interface 1003 is mainly used for connecting a client (user end).
- the application file is verified, and when the verification is passed, the application file is sent to a third-party system;
- processor 1001 can execute a data processing program stored in the memory 1005 to implement the following operations:
- processor 1001 can execute a data processing program stored in the memory 1005 to implement the following operations:
- the steps of sending the application file to a third party system include:
- the step of transmitting the confirmation file to the channel side includes:
- processor 1001 can execute a data processing program stored in the memory 1005 to implement the following operations:
- the step of verifying the application file is performed within a preset time range of the next day.
- the product information and the configuration standard template are released on the system platform by the foregoing solution, and the application file generated by the channel side based on the product information to complete the standard template is received; and the application file is verified.
- the file is sent to the channel side. It makes the information transfer by setting the standard template, which improves the convenience of the interaction between the insurance system and the channel.
- the present invention provides a computer readable storage medium storing one or more programs, the one or more programs being executable by one or more processors to implement the following steps:
- the application file is verified, and when the verification is passed, the application file is sent to a third-party system;
- the computer readable storage medium stores the steps further after the verification of the application file is implemented:
- the computer readable storage medium stores the step of implementing, by the receiving channel, the application file generated by the standard template based on the product information:
- the steps of sending the application file to a third party system include:
- the step of transmitting the confirmation file to the channel side includes:
- the standard template includes a file name, a file type, a version number, a transaction serial number, a transaction time, a bank account number, a document type, personal information, and/or a contact information.
- the computer readable storage medium stores the steps further after the receiving channel sends the application file generated by the standard template based on the product information:
- the step of verifying the application file is performed within a preset time range of the next day.
- a person skilled in the art may understand that all or part of the steps of implementing the above embodiments may be completed by hardware, or may be instructed by a program to execute related hardware, and the program may be stored in a computer readable storage medium.
- the storage medium mentioned may be a read only memory, a magnetic disk or an optical disk or the like.
- the foregoing embodiment method can be implemented by means of software plus a necessary general hardware platform, and of course, can also be through hardware, but in many cases, the former is better.
- Implementation Based on such understanding, the technical solution of the present invention, which is essential or contributes to the prior art, may be embodied in the form of a software product stored in a storage medium (such as ROM/RAM, disk,
- the optical disc includes a number of instructions for causing a terminal device (which may be a cell phone, a computer, a server, an air conditioner, or a network device, etc.) to perform the methods described in various embodiments of the present invention.
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Abstract
一种数据处理方法及数据处理装置、设备和计算机可读存储介质，所述方法包括：在系统平台上发布产品信息及配置标准模板，接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件（S10）；对所述申请文件进行校验，当校验通过时，将所述申请文件发送至第三方系统（S20）；接收所述第三方系统基于所述申请文件反馈的确认信息，根据所述确认信息与所述申请文件生成确认文件，将所述确认文件发送至所述渠道方（S30）。通过设定标准模板进行信息传递，提高了保险系统与渠道方进行交互的便捷性。
Description
本申请要求于2016年12月29日提交中国专利局、申请号为201611270788.3、发明名称为“数据处理方法及装置”的中国专利申请的优先权，其全部内容通过引用结合在本申请中。
技术领域
本发明涉及保险系统技术领域，尤其涉及一种数据处理方法、装置、设备及计算机可读存储介质。
背景技术
保险系统对接的渠道方众多，例如，该保险系统可为养老保障系统。由于保险系统与渠道方之间进行数据交互时，针对每个渠道方的数据交互规则不一致，导致针对不同的渠道方需要重新开发不同的交互模板。从而随着保险系统对接渠道方的增多，不仅增加了保险系统开发的复杂性，而且保险系统与不同渠道方之间通过不同的规则进行数据交互，不够便捷。
发明内容
本发明的主要目的在于提供一种数据处理方法、装置、设备及计算机可读存储介质，旨在提高保险系统与渠道方进行交互的便捷性。
为实现上述目的，本发明提供了一种数据处理方法，应用于保险系统，包括：
在系统平台上发布产品信息及配置标准模板，接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件；
对所述申请文件进行校验，当校验通过时，将所述申请文件发送至第三方系统；
接收所述第三方系统基于所述申请文件反馈的确认信息，根据所述确认信息与所述申请文件生成确认文件，将所述确认文件发送至所述渠道方。
此外，为实现上述目的，本发明还提供了一种数据处理装置，应用于保险系统，包括：
接收模块，用于在系统平台上发布产品信息及配置标准模板，接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件；
校验模块，用于对所述申请文件进行校验，当校验通过时，将所述申请文件发送至第三方系统；
发送模块，用于接收所述第三方系统基于所述申请文件反馈的确认信息，根据所述确认信息与所述申请文件生成确认文件，将所述确认文件发送至所述渠道方。
此外，为实现上述目的，本发明还提供了一种数据处理设备所述数据处理设备包括处理器及存储器，所述处理器用于执行存储器中存储的数据处理程序，以实现以下步骤：
在系统平台上发布产品信息及配置标准模板，接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件；
对所述申请文件进行校验，当校验通过时，将所述申请文件发送至第三方系统；
接收所述第三方系统基于所述申请文件反馈的确认信息，根据所述确认信息与所述申请文件生成确认文件，将所述确认文件发送至所述渠道方。
此外，为实现上述目的，本发明还提供了一种计算机可读存储介质，所述计算机可读存储介质存储有一个或者多个程序，所述一个或者多个程序可被一个或者多个处理器执行，以实现以下步骤：
在系统平台上发布产品信息及配置标准模板，接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件；
对所述申请文件进行校验，当校验通过时，将所述申请文件发送至第三方系统；
接收所述第三方系统基于所述申请文件反馈的确认信息，根据所述确认信息与所述申请文件生成确认文件，将所述确认文件发送至所述渠道方。
本发明实施例保险系统在系统平台上发布产品信息及配置标准模板，接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件；对所述申请文件进行校验，当校验通过时，将所述申请文件发送至第三方系统；接收所述第三方系统基于所述申请文件反馈的确认信息，根据所述确认信息与所述申请文件生成确认文件，将所述确认文件发送至所述渠道方。使得通过设定标准模板进行信息传递，提高了保险系统与渠道方进行交互的便捷性。
附图说明
图1为本发明数据处理方法第一实施例的流程示意图；
图2为本发明数据处理方法第二实施例的流程示意图；
图3为本发明数据处理方法第三实施例的流程示意图；
图4为本发明数据处理装置第一实施例的功能模块示意图；
图5为本发明数据处理装置第二实施例的功能模块示意图；
图6为本发明实施例方案涉及的硬件运行环境的设备结构示意图。
本发明目的的实现、功能特点及优点将结合实施例，参照附图做进一步说明。
具体实施方式
应当理解，此处所描述的具体实施例仅仅用以解释本发明，并不用于限定本发明。
如图1所示，示出了本发明一种数据处理方法第一实施例。该实施例的数据处理方法包括：
步骤S10、在系统平台上发布产品信息及配置标准模板，接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件；
本实施例中，数据处理方法应用于保险系统，该保险系统包括养老保障系统，以下将以养老保障系统为例进行详细说明。养老保障系统在其设置的项目库中建立与基金产品对应的产品项目，并发布该产品项目对应的产品信息，等待客户对基金产品进行认购或赎回等。
养老保障系统还配置有与渠道方及第三方系统进行交互的标准模板，以便通过该标准模板进行数据交互。标准模板包括文件名称、文件类型、版本号、交易流水号、交易时间、银行账号、证件类型、个人信息、联系方式等。
当渠道方需要与养老保障系统进行交互时，渠道方基于产品信息对标准模板进行完善，以根据完善的标准模板所生成的申请文件，并将申请文件发送至养老保障系统，养老保障系统接收该申请文件，该申请文件包括开户文件、认购文件、赎回文件等。该渠道方包括预先与养老保障系统建立合作关系的渠道方，例如陆金所、微信、京东等。
步骤S20、对所述申请文件进行校验，当校验通过时，将所述申请文件发送至第三方系统；
养老保障系统对接收到的申请文件进行校验，该校验包括物理校验和业务校验，该物理校验可为对期赎回文件的长度、数值型等进行校验，该业务校验可为对期赎回文件的身份证号、银行账号等进行校验。
首先判断物理校验是否通过，当物理校验不通过时，输出相应的提示信息，以便管理人员根据提示信息进行处理。当物理校验通过时，判断业务校验是否通过，若业务校验不通过，则输出相应的提示信息，以便管理人员根据提示信息进行处理。若业务校验通过，则将申请文件发送至第三方系统，并将申请文件存储至指定的业务表中。例如，当申请文件为开户文件时，将开户文件存储至开户业务表中；当申请文件为认购文件时，将认购文件存储至认购业务表中。该第三方系统可为与养老保障系统建立合作关系的银行系统，例如，恒生的TA系统。
步骤S30、接收所述第三方系统基于所述申请文件反馈的确认信息，根据所述确认信息与所述申请文件生成确认文件，将所述确认文件发送至所述渠道方。
第三方系统对接收到的申请文件进行审核，当审核通过后生成确认信息，将确认信息发送至养老保障系统。养老保障系统接收第三方系统基于申请文件反馈的确认信息，并将确认信息存储至指定的业务表中。然后根据确认信息与申请文件生成确认文件，说明申请成功，此时将确认文件发送至渠道方。
本发明实施例养老保障系统在系统平台上发布产品信息及配置标准模板，接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件；对所述申请文件进行校验，当校验通过时，将所述申请文件发送至第三方系统；接收所述第三方系统基于所述申请文件反馈的确认信息，根据所述确认信息与所述申请文件生成确认文件，将所述确认文件发送至所述渠道方。使得通过设定标准模板进行信息传递，提高了养老保障系统与渠道方进行交互的便捷性。
进一步地，基于上述数据处理方法第一实施例，提出了本发明数据处理方法第二实施例，该实施例中上述对所述申请文件进行校验的步骤之后包括：
当所述申请文件校验不通过时，获取所述申请文件校验不通所对应的错误类型；
当所述错误类型为信息输入错误时，向所述渠道方输出信息输入错误的提示，以使所述渠道方对所述申请文件的数据进行修改；
当所述错误类型为文件缺失时，对所述申请文件的数据进行暂停处理。
本实施例中，养老保障系统在对申请文件进行校验的过程中，当校验不通过时，可获取申请文件的错误类型并根据错误类型对数据进行相应的处理。具体地，当错误类型为个人信息、文件名称等信息输入错误时，养老保障系统向渠道方输出信息输入错误的提示，以使渠道方对申请文件的数据进行修改，养老保障系统接收渠道方基于信息输入错误返回的修改信息，根据修改信息接收用户输入指令对申请文件的数据执行相应的修改操作。
当错误类型为文件缺失时，也即接收到文件的顺序错误，例如，先接收到渠道方发送的认购文件，而未接收到渠道方发送的开户文件时，暂停对认购文件的处理，并判断是否接收到开户文件。当接收到开户文件时，依次对开户文件及认购文件进行处理；当未接收到开户文件时，维持对认购文件的暂停处理。
本实施例养老保障系统在对申请文件校验不通过时，可根据申请文件的错误类型来对申请文件的数据进行相应的处理，减少人工干预的工作量，提高了校验的准确性及时效性。
进一步地，基于上述数据处理方法第一实施例，提出了本发明数据处理方法第三实施例，该实施例中上述步骤S10包括：
接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件，根据所述申请文件获取所述渠道方对应的渠道流水号，并为所述渠道方设定渠道代码；
根据所述渠道流水号及设定的渠道代码生成目标流水号；
将所述申请文件发送至第三方系统的步骤包括：
根据所述目标流水号将所述申请文件发送至第三方系统；
将所述确认文件发送至所述渠道方的步骤包括：
获取所述目标流水号中包含的渠道流水号，根据所述渠道流水号将所述确认文件发送至所述渠道方。
本实施例中，为了减少人工确认的不准确，养老保障系统在与渠道方及第三方系统进行数据交互时，可通过设定目标流水号，将目标流水号作为数据交互的识别码。具体地，养老保障系统在接收到接收渠道方发送的申请文件后，获取该渠道方对应的渠道流水号，并为渠道方设定渠道代码。然后根据渠道流水号及设定的渠道代码生成目标流水号，并在对申请文件校验通过后，根据目标流水号将申请文件发送至第三方系统。在接收到第三方系统基于申请文件反馈的确认信息后，根据确认信息与申请文件生成确认文件，再提取目标流水号中包含的渠道流水号，根据渠道流水号将确认文件发送至渠道方。
本实施例养老保障系统在接收到申请文件后，通过根据渠道流水号及设定的渠道代码生成目标流水号，以便通过目标流水号与渠道方及第三方系统进行数据交互，减少了人工操作，提高了对数据进行确认的准确性及效率。
进一步地，基于上述数据处理方法第一、第二或第三实施例，提出了本发明数据处理方法第四实施例，该实施例中上述步骤S10之后包括：
获取接收到所述渠道方发送所述申请文件的接收时间，判断所述申请文件的接收时间是否在当天的预设时间范围内；
若所述申请文件的接收时间在当天的预设时间范围内，则执行对所述申请文件进行校验的步骤；
若所述申请文件的接收时间不在当天的预设时间范围内，则在第二天的预设时间范围内，执行对所述申请文件进行校验的步骤。
具体地，在一实施例中，如图2所示，本实施例中数据处理方法包括：
步骤S10、养老保障系统在系统平台上发布产品信息及配置标准模板，接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件；
步骤S40、获取接收到所述渠道方发送所述申请文件的接收时间，判断所述申请文件的接收时间是否在当天的预设时间范围内；
步骤S21、若所述申请文件的接收时间在当天的预设时间范围内，则对所述申请文件进行校验，当校验通过时，将所述申请文件发送至第三方系统；
步骤S30、接收所述第三方系统基于所述申请文件反馈的确认信息，根据所述确认信息与所述申请文件生成确认文件，将所述确认文件发送至所述渠道方。
在另一实施例中，如图3所示，本实施例中数据处理方法包括：
步骤S10、在系统平台上发布产品信息及配置标准模板，接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件；
步骤S40、获取接收到所述渠道方发送所述申请文件的接收时间，判断所述申请文件的接收时间是否在当天的预设时间范围内；
步骤S22、若所述申请文件的接收时间不在当天的预设时间范围内，则在第二天的预设时间范围内，对所述申请文件进行校验，当校验通过时，将所述申请文件发送至第三方系统；
步骤S30、接收所述第三方系统基于所述申请文件反馈的确认信息，根据所述确认信息与所述申请文件生成确认文件，将所述确认文件发送至所述渠道方。
本实施例中，养老保障系统可预先设置日切开关，规定每天仅在指定的时间内对接收到的数据进行处理。例如，渠道方可随时发送数据至养老保障系统，但是在每天早上9点，日切开关打开，使得养老保障系统可以对接收到的数据进行处理；而下午15点时，日切开关关闭，使得15点以后接收到的数据自动委托到第二天进行处理。
养老保障系统在接收到渠道方发送的到期申请文件后，在对到期申请文件进行进行校验之前，首先获取接收到渠道方发送到期申请文件的接收时间，判断接收时间是否在当天的预设时间范围内。当接收时间在当天的预设时间范围内，则对到期申请文件进行进行校验；当接收时间不在当天的预设时间范围内，则在第二天的预设时间范围内，对到期申请文件进行进行校验。该预设时间范围可根据具体情况而灵活设置。
本实施例养老保障系统可不限定接收申请文件的时间，而设定处理接收到的申请文件的时间，以适应管理人员的工作时间，提高了养老保障系统对数据进行处理的灵活性及便捷性。
本领域普通技术人员可以理解实现上述实施例的全部或部分步骤可以通过硬件来完成，也可以通过程序来指令相关的硬件完成，所述的程序可以存储于一种计算机可读存储介质中，上述提到的存储介质可以是只读存储器，磁盘或光盘等。
对应地，如图4所示，提出本发明一种数据处理装置第一实施例。该实施例的数据处理装置包括：
接收模块100，用于在系统平台上发布产品信息及配置标准模板，接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件；
本实施例中，数据处理装置应用于保险系统，该保险系统包括养老保障系统，以下将以养老保障系统为例进行详细说明。养老保障系统在其设置的项目库中建立与基金产品对应的产品项目，并发布该产品项目对应的产品信息，等待客户对基金产品进行认购或赎回等。
养老保障系统还配置有与渠道方及第三方系统进行交互的标准模板，以便通过该标准模板进行数据交互。标准模板包括文件名称、文件类型、版本号、交易流水号、交易时间、银行账号、证件类型、个人信息、联系方式等。
当渠道方需要与养老保障系统进行交互时，渠道方基于产品信息对标准模板进行完善，以根据完善的标准模板所生成的申请文件，并将申请文件发送至养老保障系统，养老保障系统由接收模块100接收该申请文件，该申请文件包括开户文件、认购文件、赎回文件等。该渠道方包括预先与养老保障系统建立合作关系的渠道方，例如陆金所、微信、京东等。
校验模块200，用于对所述申请文件进行校验，当校验通过时，将所述申请文件发送至第三方系统；
校验模块200对接收到的申请文件进行校验，该校验包括物理校验和业务校验，该物理校验可为对期赎回文件的长度、数值型等进行校验，该业务校验可为对期赎回文件的身份证号、银行账号等进行校验。
首先判断物理校验是否通过，当物理校验不通过时，输出相应的提示信息，以便管理人员根据提示信息进行处理。当物理校验通过时，判断业务校验是否通过，若业务校验不通过，则输出相应的提示信息，以便管理人员根据提示信息进行处理。若业务校验通过，则将申请文件发送至第三方系统，并将申请文件存储至指定的业务表中。例如，当申请文件为开户文件时，将开户文件存储至开户业务表中；当申请文件为认购文件时，将认购文件存储至认购业务表中。该第三方系统可为与养老保障系统建立合作关系的银行系统，例如，恒生的TA系统。
发送模块300，用于接收所述第三方系统基于所述申请文件反馈的确认信息，根据所述确认信息与所述申请文件生成确认文件，将所述确认文件发送至所述渠道方。
第三方系统对接收到的申请文件进行审核，当审核通过后生成确认信息，将确认信息发送至养老保障系统。养老保障系统调用发送模块300接收第三方系统基于申请文件反馈的确认信息，并将确认信息存储至指定的业务表中。然后根据确认信息与申请文件生成确认文件，说明申请成功，此时将确认文件发送至渠道方。
本发明实施例养老保障系统在系统平台上发布产品信息及配置标准模板，接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件；对所述申请文件进行校验，当校验通过时，将所述申请文件发送至第三方系统；接收所述第三方系统基于所述申请文件反馈的确认信息，根据所述确认信息与所述申请文件生成确认文件，将所述确认文件发送至所述渠道方。使得通过设定标准模板进行信息传递，提高了养老保障系统与渠道方进行交互的便捷性。
进一步地，基于上述数据处理装置第一实施例，提出了本发明数据处理装置第二实施例，该实施例中上述数据处理装置还包括：
获取模块，用于当所述申请文件校验不通过时，获取所述申请文件校验不通所对应的错误类型；
修改模块，用于当所述错误类型为信息输入错误时，向所述渠道方输出信息输入错误的提示，以使所述渠道方对所述申请文件的数据进行修改；
暂停模块，用于当所述错误类型为文件缺失时，对所述申请文件的数据进行暂停处理。
本实施例中，养老保障系统在对申请文件进行校验的过程中，当校验不通过时，获取模块可获取申请文件的错误类型并根据错误类型对数据进行相应的处理。具体地，当错误类型为个人信息、文件名称等信息输入错误时，修改模块向渠道方输出信息输入错误的提示，以使渠道方对申请文件的数据进行修改，修改模块接收渠道方基于信息输入错误返回的修改信息，根据修改信息接收用户输入指令对申请文件的数据执行相应的修改操作。
当错误类型为文件缺失时，也即接收到文件的顺序错误，例如，先接收到渠道方发送的认购文件，而未接收到渠道方发送的开户文件时，暂停对认购文件的处理，并判断是否接收到开户文件。当接收到开户文件时，依次对开户文件及认购文件进行处理；当未接收到开户文件时，暂停模块维持对认购文件的暂停处理。
本实施例养老保障系统在对申请文件校验不通过时，可根据申请文件的错误类型来对申请文件的数据进行相应的处理，减少人工干预的工作量，提高了校验的准确性及时效性。
进一步地，基于上述数据处理装置第一实施例，提出了本发明数据处理装置第三实施例，该实施例中上述接收模块100还用于，接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件，根据所述申请文件获取所述渠道方对应的渠道流水号，并为所述渠道方设定渠道代码；根据所述渠道流水号及设定的渠道代码生成目标流水号；
所述校验模块200还用于，对所述申请文件进行校验，当校验通过时，根据所述目标流水号将所述申请文件发送至第三方系统；
所述发送模块300还用于，接收所述第三方系统基于所述申请文件反馈的确认信息，根据所述确认信息与所述申请文件生成确认文件；获取所述目标流水号中包含的渠道流水号，根据所述渠道流水号将所述确认文件发送至所述渠道方。
本实施例中，为了减少人工确认的不准确，养老保障系统在与渠道方及第三方系统进行数据交互时，可通过设定目标流水号，将目标流水号作为数据交互的识别码。具体地，接收模块100在接收到接收渠道方发送的申请文件后，获取该渠道方对应的渠道流水号，并为渠道方设定渠道代码。然后根据渠道流水号及设定的渠道代码生成目标流水号，并在对申请文件校验通过后，由校验模块200根据目标流水号将申请文件发送至第三方系统。在接收到第三方系统基于申请文件反馈的确认信息后，发送模块300根据确认信息与申请文件生成确认文件，再提取目标流水号中包含的渠道流水号，根据渠道流水号将确认文件发送至渠道方。
本实施例养老保障系统在接收到申请文件后，通过根据渠道流水号及设定的渠道代码生成目标流水号，以便通过目标流水号与渠道方及第三方系统进行数据交互，减少了人工操作，提高了对数据进行确认的准确性及效率。
进一步地，如图5所示，基于上述数据处理装置第一、第二或第三实施例，提出了本发明数据处理装置第四实施例，该实施例中上述数据处理装置还包括：
判断模块400，用于获取接收到所述渠道方发送所述申请文件的接收时间，判断所述申请文件的接收时间是否在当天的预设时间范围内；
处理模块500，用于若所述申请文件的接收时间在当天的预设时间范围内，则由所述校验模块对所述申请文件进行校验；
若所述申请文件的接收时间不在当天的预设时间范围内，则所述校验模块在第二天的预设时间范围内，对所述申请文件进行校验。
本实施例中，养老保障系统可预先设置日切开关，规定每天仅在指定的时间内对接收到的数据进行处理。例如，渠道方可随时发送数据至养老保障系统，但是在每天早上9点，日切开关打开，使得养老保障系统可以对接收到的数据进行处理；而下午15点时，日切开关关闭，使得15点以后接收到的数据自动委托到第二天进行处理。
养老保障系统在接收到渠道方发送的到期申请文件后，在对到期申请文件进行进行校验之前，首先由判断模块400获取接收到渠道方发送到期申请文件的接收时间，判断接收时间是否在当天的预设时间范围内。处理模块500在接收时间在当天的预设时间范围内时，对到期申请文件进行进行校验；在接收时间不在当天的预设时间范围内时，在第二天的预设时间范围内，对到期申请文件进行进行校验。该预设时间范围可根据具体情况而灵活设置。
本实施例养老保障系统可不限定接收申请文件的时间，而设定处理接收到的申请文件的时间，以适应管理人员的工作时间，提高了养老保障系统对数据进行处理的灵活性及便捷性。
在硬件实现上，以上接收模块100、校验模块200及发送模块300等可以以硬件形式内嵌于或独立于数据处理装置中，也可以以软件形式存储于数据处理装置的存储器中，以便于处理器调用执行以上各个模块对应的操作。该处理器可以为中央处理单元（CPU)、微处理器、单片机等。
如图6所示，图6是本发明实施例方案涉及的硬件运行环境的设备结构示意图。
本发明实施例数据处理设备可以是PC，也可以是智能手机、平板电脑、电子书阅读器、便携计算机等具有显示功能的可移动式终端设备。
如图6所示，该数据处理设备可以包括：处理器1001，例如CPU，网络接口1004，用户接口1003，存储器1005，通信总线1002。其中，通信总线1002用于实现这些组件之间的连接通信。用户接口1003可以包括显示屏（Display）、输入单元比如键盘（Keyboard），可选用户接口1003还可以包括标准的有线接口、无线接口。网络接口1004可选的可以包括标准的有线接口、无线接口（如WI-FI接口）。存储器1005可以是高速RAM存储器，也可以是稳定的存储器（non-volatile
memory），例如磁盘存储器。存储器1005可选的还可以是独立于前述处理器1001的存储装置。
可选地，该数据处理设备还可以包括摄像头、RF（Radio
Frequency，射频）电路，传感器、音频电路、WiFi模块等等。其中，传感器比如光传感器、运动传感器以及其他传感器。具体地，光传感器可包括环境光传感器及接近传感器，其中，环境光传感器可根据环境光线的明暗来调节显示屏的亮度，接近传感器可在移动数据处理设备移动到耳边时，关闭显示屏和/或背光。作为运动传感器的一种，重力加速度传感器可检测各个方向上（一般为三轴）加速度的大小，静止时可检测出重力的大小及方向，可用于识别移动数据处理设备姿态的应用（比如横竖屏切换、相关游戏、磁力计姿态校准）、振动识别相关功能（比如计步器、敲击）等；当然，移动数据处理设备还可配置陀螺仪、气压计、湿度计、温度计、红外线传感器等其他传感器，在此不再赘述。
本领域技术人员可以理解，图6中示出的数据处理设备结构并不构成对数据处理设备的限定，可以包括比图示更多或更少的部件，或者组合某些部件，或者不同的部件布置。
如图6所示，作为一种计算机存储介质的存储器1005中可以包括操作系统、网络通信模块、用户接口模块以及数据处理程序。
在图6所示的数据处理设备中，网络接口1004主要用于连接后台服务器或云端服务器等，与后台服务器或云端服务器等进行数据通信；用户接口1003主要用于连接客户端（用户端），与客户端进行数据通信；该客户端包括渠道方和第三方系统；而处理器1001可以用于调用存储器1005中存储的数据处理程序，并执行以下操作：
在系统平台上发布产品信息及配置标准模板，接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件；
对所述申请文件进行校验，当校验通过时，将所述申请文件发送至第三方系统；
接收所述第三方系统基于所述申请文件反馈的确认信息，根据所述确认信息与所述申请文件生成确认文件，将所述确认文件发送至所述渠道方。
进一步地，处理器1001可以执行存储器1005中存储的数据处理程序，以实现以下操作：
当所述申请文件校验不通过时，获取所述申请文件校验不通所对应的错误类型；
当所述错误类型为信息输入错误时，向所述渠道方输出信息输入错误的提示，以使所述渠道方对所述申请文件的数据进行修改；
当所述错误类型为文件缺失时，对所述申请文件的数据进行暂停处理。
进一步地，处理器1001可以执行存储器1005中存储的数据处理程序，以实现以下操作：
接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件，根据所述申请文件获取所述渠道方对应的渠道流水号，并为所述渠道方设定渠道代码；
根据所述渠道流水号及设定的渠道代码生成目标流水号；
将所述申请文件发送至第三方系统的步骤包括：
根据所述目标流水号将所述申请文件发送至第三方系统；
将所述确认文件发送至所述渠道方的步骤包括：
获取所述目标流水号中包含的渠道流水号，根据所述渠道流水号将所述确认文件发送至所述渠道方。
进一步地，处理器1001可以执行存储器1005中存储的数据处理程序，以实现以下操作：
获取接收到所述渠道方发送所述申请文件的接收时间，判断所述申请文件的接收时间是否在当天的预设时间范围内；
若所述申请文件的接收时间在当天的预设时间范围内，则执行对所述申请文件进行校验的步骤；
若所述申请文件的接收时间不在当天的预设时间范围内，则在第二天的预设时间范围内，执行对所述申请文件进行校验的步骤。
本实施例通过上述方案，在系统平台上发布产品信息及配置标准模板，接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件；对所述申请文件进行校验，当校验通过时，将所述申请文件发送至第三方系统；接收所述第三方系统基于所述申请文件反馈的确认信息，根据所述确认信息与所述申请文件生成确认文件，将所述确认文件发送至所述渠道方。使得通过设定标准模板进行信息传递，提高了保险系统与渠道方进行交互的便捷性。
本发明提供了一种计算机可读存储介质，所述计算机可读存储介质存储有一个或者多个程序，所述一个或者多个程序可被一个或者多个处理器执行，以实现以下步骤：
在系统平台上发布产品信息及配置标准模板，接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件；
对所述申请文件进行校验，当校验通过时，将所述申请文件发送至第三方系统；
接收所述第三方系统基于所述申请文件反馈的确认信息，根据所述确认信息与所述申请文件生成确认文件，将所述确认文件发送至所述渠道方。
优选地，所述计算机可读存储介质存储还用于实现对所述申请文件进行校验之后的步骤：
当所述申请文件校验不通过时，获取所述申请文件校验不通所对应的错误类型；
当所述错误类型为信息输入错误时，向所述渠道方输出信息输入错误的提示，以使所述渠道方对所述申请文件的数据进行修改；
当所述错误类型为文件缺失时，对所述申请文件的数据进行暂停处理。
优选地，所述计算机可读存储介质存储还用于实现接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件的步骤：
接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件，根据所述申请文件获取所述渠道方对应的渠道流水号，并为所述渠道方设定渠道代码；
根据所述渠道流水号及设定的渠道代码生成目标流水号；
将所述申请文件发送至第三方系统的步骤包括：
根据所述目标流水号将所述申请文件发送至第三方系统；
将所述确认文件发送至所述渠道方的步骤包括：
获取所述目标流水号中包含的渠道流水号，根据所述渠道流水号将所述确认文件发送至所述渠道方。
优选地，所述标准模板包括文件名称、文件类型、版本号、交易流水号、交易时间、银行账号、证件类型、个人信息和/或联系方式。
优选地，所述计算机可读存储介质存储还用于实现接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件之后的步骤：
获取接收到所述渠道方发送所述申请文件的接收时间，判断所述申请文件的接收时间是否在当天的预设时间范围内；
若所述申请文件的接收时间在当天的预设时间范围内，则执行对所述申请文件进行校验的步骤；
若所述申请文件的接收时间不在当天的预设时间范围内，则在第二天的预设时间范围内，执行对所述申请文件进行校验的步骤。
本领域普通技术人员可以理解实现上述实施例的全部或部分步骤可以通过硬件来完成，也可以通过程序来指令相关的硬件完成，所述的程序可以存储于一种计算机可读存储介质中，上述提到的存储介质可以是只读存储器，磁盘或光盘等。
还需要说明的是，在本文中，术语“包括”、“包含”或者其任何其他变体意在涵盖非排他性的包含，从而使得包括一系列要素的过程、方法、物品或者装置不仅包括那些要素，而且还包括没有明确列出的其他要素，或者是还包括为这种过程、方法、物品或者装置所固有的要素。在没有更多限制的情况下，由语句“包括一个……”限定的要素，并不排除在包括该要素的过程、方法、物品或者装置中还存在另外的相同要素。
上述本发明实施例序号仅仅为了描述，不代表实施例的优劣。
通过以上的实施方式的描述，本领域的技术人员可以清楚地了解到上述实施例方法可借助软件加必需的通用硬件平台的方式来实现，当然也可以通过硬件，但很多情况下前者是更佳的实施方式。基于这样的理解，本发明的技术方案本质上或者说对现有技术做出贡献的部分可以以软件产品的形式体现出来，该计算机软件产品存储在一个存储介质（如ROM/RAM、磁碟、光盘）中，包括若干指令用以使得一台终端设备（可以是手机，计算机，服务器，空调器，或者网络设备等）执行本发明各个实施例所述的方法。
以上仅为本发明的优选实施例，并非因此限制本发明的专利范围，凡是利用本发明说明书及附图内容所作的等效结构或等效流程变换，或直接或间接运用在其他相关的技术领域，均同理包括在本发明的专利保护范围内。
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- 一种数据处理方法，应用于保险系统，其特征在于，所述数据处理方法包括以下步骤：在系统平台上发布产品信息及配置标准模板，接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件；对所述申请文件进行校验，当校验通过时，将所述申请文件发送至第三方系统；接收所述第三方系统基于所述申请文件反馈的确认信息，根据所述确认信息与所述申请文件生成确认文件，将所述确认文件发送至所述渠道方。
- 如权利要求1所述的数据处理方法，其特征在于，对所述申请文件进行校验之后包括：当所述申请文件校验不通过时，获取所述申请文件校验不通所对应的错误类型；当所述错误类型为信息输入错误时，向所述渠道方输出信息输入错误的提示，以使所述渠道方对所述申请文件的数据进行修改；当所述错误类型为文件缺失时，对所述申请文件的数据进行暂停处理。
- 如权利要求1所述的数据处理方法，其特征在于，所述接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件，包括：接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件，根据所述申请文件获取所述渠道方对应的渠道流水号，并为所述渠道方设定渠道代码；根据所述渠道流水号及设定的渠道代码生成目标流水号；将所述申请文件发送至第三方系统的步骤包括：根据所述目标流水号将所述申请文件发送至第三方系统；将所述确认文件发送至所述渠道方的步骤包括：获取所述目标流水号中包含的渠道流水号，根据所述渠道流水号将所述确认文件发送至所述渠道方。
- 如权利要求1所述的数据处理方法，其特征在于，所述标准模板包括文件名称、文件类型、版本号、交易流水号、交易时间、银行账号、证件类型、个人信息和/或联系方式。
- 如权利要求1所述的数据处理方法，其特征在于，所述接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件之后包括：获取接收到所述渠道方发送所述申请文件的接收时间，判断所述申请文件的接收时间是否在当天的预设时间范围内；若所述申请文件的接收时间在当天的预设时间范围内，则执行对所述申请文件进行校验的步骤；若所述申请文件的接收时间不在当天的预设时间范围内，则在第二天的预设时间范围内，执行对所述申请文件进行校验的步骤。
- 如权利要求2所述的数据处理方法，其特征在于，所述接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件之后包括：获取接收到所述渠道方发送所述申请文件的接收时间，判断所述申请文件的接收时间是否在当天的预设时间范围内；若所述申请文件的接收时间在当天的预设时间范围内，则执行对所述申请文件进行校验的步骤；若所述申请文件的接收时间不在当天的预设时间范围内，则在第二天的预设时间范围内，执行对所述申请文件进行校验的步骤。
- 如权利要求3所述的数据处理方法，其特征在于，所述接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件之后包括：获取接收到所述渠道方发送所述申请文件的接收时间，判断所述申请文件的接收时间是否在当天的预设时间范围内；若所述申请文件的接收时间在当天的预设时间范围内，则执行对所述申请文件进行校验的步骤；若所述申请文件的接收时间不在当天的预设时间范围内，则在第二天的预设时间范围内，执行对所述申请文件进行校验的步骤。
- 一种数据处理装置，应用于保险系统，其特征在于，所述数据处理装置包括：接收模块，用于在系统平台上发布产品信息及配置标准模板，接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件；校验模块，用于对所述申请文件进行校验，当校验通过时，将所述申请文件发送至第三方系统；发送模块，用于接收所述第三方系统基于所述申请文件反馈的确认信息，根据所述确认信息与所述申请文件生成确认文件，将所述确认文件发送至所述渠道方。
- 如权利要求8所述的数据处理装置，其特征在于，所述数据处理装置还包括：获取模块，用于当所述申请文件校验不通过时，获取所述申请文件校验不通所对应的错误类型；修改模块，用于当所述错误类型为信息输入错误时，向所述渠道方输出信息输入错误的提示，以使所述渠道方对所述申请文件的数据进行修改；暂停模块，用于当所述错误类型为文件缺失时，对所述申请文件的数据进行暂停处理。
- 如权利要求8所述的数据处理装置，其特征在于，所述接收模块还用于，接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件，根据所述申请文件获取所述渠道方对应的渠道流水号，并为所述渠道方设定渠道代码；根据所述渠道流水号及设定的渠道代码生成目标流水号；所述校验模块还用于，对所述申请文件进行校验，当校验通过时，根据所述目标流水号将所述申请文件发送至第三方系统；所述发送模块还用于，接收所述第三方系统基于所述申请文件反馈的确认信息，根据所述确认信息与所述申请文件生成确认文件；获取所述目标流水号中包含的渠道流水号，根据所述渠道流水号将所述确认文件发送至所述渠道方。
- 如权利要求8所述的数据处理装置，其特征在于，所述数据处理装置还包括：判断模块，用于获取接收到所述渠道方发送所述申请文件的接收时间，判断所述申请文件的接收时间是否在当天的预设时间范围内；处理模块，用于若所述申请文件的接收时间在当天的预设时间范围内，则由所述校验模块对所述申请文件进行校验；若所述申请文件的接收时间不在当天的预设时间范围内，则所述校验模块在第二天的预设时间范围内，对所述申请文件进行校验。
- 如权利要求9所述的数据处理装置，其特征在于，所述数据处理装置还包括：判断模块，用于获取接收到所述渠道方发送所述申请文件的接收时间，判断所述申请文件的接收时间是否在当天的预设时间范围内；处理模块，用于若所述申请文件的接收时间在当天的预设时间范围内，则由所述校验模块对所述申请文件进行校验；若所述申请文件的接收时间不在当天的预设时间范围内，则所述校验模块在第二天的预设时间范围内，对所述申请文件进行校验。
- 一种数据处理设备，其特征在于，所述数据处理设备包括处理器及存储器，所述处理器用于执行存储器中存储的数据处理程序，以实现以下步骤：在系统平台上发布产品信息及配置标准模板，接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件；对所述申请文件进行校验，当校验通过时，将所述申请文件发送至第三方系统；接收所述第三方系统基于所述申请文件反馈的确认信息，根据所述确认信息与所述申请文件生成确认文件，将所述确认文件发送至所述渠道方。
- 如权利要求13所述的数据处理设备，其特征在于，所述处理器还用于执行存储器中存储的数据处理程序，以实现对所述申请文件进行校验之后的步骤：当所述申请文件校验不通过时，获取所述申请文件校验不通所对应的错误类型；当所述错误类型为信息输入错误时，向所述渠道方输出信息输入错误的提示，以使所述渠道方对所述申请文件的数据进行修改；当所述错误类型为文件缺失时，对所述申请文件的数据进行暂停处理。
- 如权利要求13所述的数据处理设备，其特征在于，所述处理器还用于执行存储器中存储的数据处理程序，以实现所述接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件的步骤：接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件，根据所述申请文件获取所述渠道方对应的渠道流水号，并为所述渠道方设定渠道代码；根据所述渠道流水号及设定的渠道代码生成目标流水号；将所述申请文件发送至第三方系统的步骤包括：根据所述目标流水号将所述申请文件发送至第三方系统；将所述确认文件发送至所述渠道方的步骤包括：获取所述目标流水号中包含的渠道流水号，根据所述渠道流水号将所述确认文件发送至所述渠道方。
- 如权利要求13所述的数据处理设备，其特征在于，所述处理器还用于执行存储器中存储的数据处理程序，以实现接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件之后的步骤：获取接收到所述渠道方发送所述申请文件的接收时间，判断所述申请文件的接收时间是否在当天的预设时间范围内；若所述申请文件的接收时间在当天的预设时间范围内，则执行对所述申请文件进行校验的步骤；若所述申请文件的接收时间不在当天的预设时间范围内，则在第二天的预设时间范围内，执行对所述申请文件进行校验的步骤。
- 一种计算机可读存储介质，其特征在于，所述计算机可读存储介质存储有一个或者多个程序，所述一个或者多个程序可被一个或者多个处理器执行，以实现以下步骤：在系统平台上发布产品信息及配置标准模板，接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件；对所述申请文件进行校验，当校验通过时，将所述申请文件发送至第三方系统；接收所述第三方系统基于所述申请文件反馈的确认信息，根据所述确认信息与所述申请文件生成确认文件，将所述确认文件发送至所述渠道方。
- 如权利要求17所述的计算机可读存储介质，其特征在于，所述计算机可读存储介质存储还用于实现对所述申请文件进行校验之后的步骤：当所述申请文件校验不通过时，获取所述申请文件校验不通所对应的错误类型；当所述错误类型为信息输入错误时，向所述渠道方输出信息输入错误的提示，以使所述渠道方对所述申请文件的数据进行修改；当所述错误类型为文件缺失时，对所述申请文件的数据进行暂停处理。
- 如权利要求17所述的计算机可读存储介质，其特征在于，所述计算机可读存储介质存储还用于实现接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件的步骤：接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件，根据所述申请文件获取所述渠道方对应的渠道流水号，并为所述渠道方设定渠道代码；根据所述渠道流水号及设定的渠道代码生成目标流水号；将所述申请文件发送至第三方系统的步骤包括：根据所述目标流水号将所述申请文件发送至第三方系统；将所述确认文件发送至所述渠道方的步骤包括：获取所述目标流水号中包含的渠道流水号，根据所述渠道流水号将所述确认文件发送至所述渠道方。
- 如权利要求17所述的计算机可读存储介质，其特征在于，所述计算机可读存储介质存储还用于实现接收渠道方发送的基于所述产品信息完善所述标准模板所生成的申请文件之后的步骤：获取接收到所述渠道方发送所述申请文件的接收时间，判断所述申请文件的接收时间是否在当天的预设时间范围内；若所述申请文件的接收时间在当天的预设时间范围内，则执行对所述申请文件进行校验的步骤；若所述申请文件的接收时间不在当天的预设时间范围内，则在第二天的预设时间范围内，执行对所述申请文件进行校验的步骤。
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