WO2018076905A1

WO2018076905A1 - Pos terminal test method and system running on pc terminal

Info

Publication number: WO2018076905A1
Application number: PCT/CN2017/098247
Authority: WO
Inventors: 林晋安; 林伟; 陈本锋; 李云英; 刘春燕; 胡林艳; 林亮
Original assignee: 福建联迪商用设备有限公司
Priority date: 2016-10-31
Filing date: 2017-08-21
Publication date: 2018-05-03
Also published as: CN106547691A

Abstract

The present invention relates to the technical field of POS transactions, and in particular to a POS terminal test method and system running on a PC terminal. The method comprises the following steps: selecting a simulation test card configured in a test card database of a card simulation tool software of a PC terminal; a simulation COS library determining a corresponding COS according to the selected simulation test card; the selected simulation test card performing APDU data exchange with the POS terminal via the corresponding COS to complete a test of the simulation test card; and the card simulation tool software of the PC terminal recording test information about the simulation test card. The present invention only needs a PC containing a Windows system to construct a POS terminal test system, which is easy to construct and is low in cost. The test card database can configure a new card via a card configuration template according to test requirements, which can be updated on-line and has a good expansibility.

Description

POS terminal test method and system running on PC side

[0001] The present invention relates to the field of POS transaction technology, and in particular, to a POS terminal test method and system running on a PC end.

Background technique

[0002] The UL Brand Test Tool provides a POS terminal test method and system for testing whether a P0S terminal meets the specifications required by the payment organization, such as EMV Levell certification and EMV Level 2 certification. The workflow of this system is as follows: Firstly, the corresponding card is selected by the PC tool software, and the PC tool software sends the card configuration to the card simulation device. After the card analog device receives the card configuration, it exchanges APDU data with the POS to complete the transaction.

[0003] UL Brand Test Tool provides a set of analog cards for testing whether the P0S terminal meets the specifications required by the payment organization; test 吋, on the PC-side tool software, select a test card, PC tool software will test the card The configuration is sent to the card emulator, and the card emulator uses the card to configure APDU data exchange with the POS to complete a transaction test.

[0004] In the above method and system, the test card is limited to the P0S terminal international payment organization specification certification test, and cannot meet the requirements of various test cards required for domestic financial application software testing, such as flash card test card, 9F27 label and 9F10 label value. Inconsistent special test cards. The card simulator is a hardware emulator and is expensive to manufacture. Test cards are customized by the tool provider, are not easy to expand, and cannot add test cards.

technical problem

[0005] The technical problem to be solved by the present invention is: a POS terminal testing method and system running on a PC end, solving the existing P _0S terminal testing method and the problem that the test card in the system is not applicable, difficult to expand, and cannot be added, and Existing card simulators are expensive to manufacture.

Problem solution

Technical solution

[0006] In order to solve the above technical problem, the technical solution adopted by the present invention is: A POS terminal test method running on a PC, comprising the following steps: [0007] The card simulation tool software on the PC side selects the simulation test card configured in the test card database; the card simulation tool software includes a simulated cos library and a test card database; and the test card database is configured with multiple simulation test cards.

The test card database configures a new card through a card configuration template;

[0008] The simulated COS library determines the corresponding COS according to the selected simulated test card;

[0009] The selected analog test card performs APDU data exchange through the corresponding COS and POS, and completes the test of the analog test card;

[0010] The card simulation tool software on the PC side records the test information of the analog test card.

Advantageous effects of the invention

Beneficial effect

[0011] The beneficial effects of the present invention are as follows: The present invention relates to a POS terminal test method running on a PC end, which implements simulation of a card by running a card simulation tool software on a PC side, and completes an APDU of a simulated test card and a POS end by using a card simulation tool software. Data exchange

[0012] The invention only needs a PC with a Windows system to build a POS terminal test system, which is easy to set up and low in cost. The test card database can be configured according to the test requirements, and the new card can be configured through the card configuration template, which can be updated online. Scalability.

Brief description of the drawing

DRAWINGS

1 is a flowchart of a method for testing a POS terminal running on a PC according to an embodiment of the present invention; [0014] FIG. 2 is a flow chart of a step of performing APDU data exchange between a simulated test card and a POS end according to an embodiment of the present invention; Figure

3 is a structural block diagram of a POS terminal test system running on a PC according to an embodiment of the present invention;

detailed description

[0016] Definitions of abbreviations and key terms:

[0017] POS: a sales terminal, which is a multi-functional terminal, which is installed in a special merchant of a credit card and a network of the receiving network to form a network with the computer, thereby realizing automatic transfer of electronic funds, which has payment consumption, pre-grant Functions such as rights, balance inquiry and transfer are safe, fast and reliable to use;

[0018] EMV: The EMV standard aims to establish a unified standard for cards and terminal interfaces in a financial IC card payment system, so that all cards and terminals can interoperate in this system, and the adoption of the technology will greatly enhance the bank. Card payment security, reducing fraud;

[0019] EMV Levell certification: EMV Levell certification includes the insertion of the acceptance card without causing damage to the mechanical part; providing power and cuckoo clocks without causing damage to the electrical parts; determining the supported protocols and communicating with the cards, correctly downloading the cards To use the card;

[0020] EMV Level 2 authentication: EMV Level 2 authentication includes application requirements for defining card transactions; defining application processing specifications between cards and terminals; application software for cards and terminals is usually accessible; application software for terminals can read a list of card applications; Define card holder verification methods, such as password verification;

[0021] UL Brand Test Tool: UL brand testing tool;

[0022] PBOC: China Financial IC Card Specification;

[0023] COS: smart card operating system;

[0024] APDU: an application protocol data unit, a communication unit between the card reader and the smart card;

[0025] Flash card: In the case of non-connected electronic cash offline consumption, the amount in the card has been deducted, but the terminal transaction is unsuccessful;

[0026] Online transaction: refers to a single transaction on the bank's working day, non-working day, and the need for self-service equipment and access to various channels and the response to the response;

[0027] Offline transaction: The terminal does not need to be connected to the network during the transaction, and is directly processed at the terminal. This requires a certain amount of cash records to be stored on the card, the terminal machine directly modifies these records, and updates all transaction records on the day to the server for daily updates.

[0028] The most critical idea of the present invention is: running the simulation tool software on the PC end, and configuring the new card through the card configuration template according to the test requirements, the method is simple, the cost is low, and the expansion is good.

[0029] Referring to FIG. 1 to FIG. 3, the present invention provides a POS terminal test method running on a PC, which includes the following steps:

[0030] The card simulation tool software on the PC side selects the simulation test card configured in the test card database; the card simulation tool software includes a simulated cos library and a test card database; and the test card database is configured with multiple simulation test cards.

The test card database configures a new card through a card configuration template; [0031] The simulated COS library determines the corresponding COS according to the selected simulated test card;

[0032] The selected analog test card performs APDU data exchange with the corresponding COS and the POS end to complete the test of the analog test card;

[0033] The card simulation tool software on the PC side records the test information of the simulated test card.

[0034] In the above-mentioned POS terminal test method running on the PC, the card simulation is implemented by running the card simulation tool software on the PC side, and the APDU data exchange between the analog test card and the POS end is completed by the card simulation tool software; The PC with Windows system can build a POS terminal test system, which is easy to set up and low in cost. The test card database can be configured according to the test requirements, and the new card can be configured through the card configuration template, which can be updated online and has good scalability.

[0035] Further, the card simulation tool software of the PC side selects the simulation test card configured in the test card database, and the card simulation tool software of the PC side issues a registration authorization application or an online verification application to the server; the server applies for registration or online according to the registration authorization. The verification application issues registration authorization information or online verification information to the card simulation tool software; the analog card tool software completes the registration authorization or online verification according to the registration authorization information or the online verification information.

[0036] As can be seen from the above description, before the card simulation tool software selects the analog test card, registration authorization or online verification is performed to ensure the security of the analog card test system, and only subsequent steps can be performed through verification.

[0037] Further, the card simulation tool software of the PC side obtains the card simulation tool software upgrade information from the server before selecting the simulation test card configured in the test card database; the card simulation tool software of the PC end is based on the acquired card simulation tool software. Upgrade the information upgrade card simulation tool software.

[0038] As can be seen from the above description, the card simulation tool software upgrade information is obtained from the server before the card simulation tool software selects the simulation test card; the card simulation tool software used is guaranteed to be the latest version.

[0039] Further, the card simulation tool software of the PC side obtains the test card upgrade information from the server before selecting the simulation test card configured in the test card database; the card simulation tool software upgrades the test card database according to the obtained test card upgrade information. Analog test card.

[0040] As can be seen from the above description, the test card upgrade information is obtained from the server before the card simulation tool software selects the simulation test card, and the simulated test card information configured in the test card database is ensured to be the latest version.

[0041] Further, the analog test card performs APDU data exchange by using the corresponding COS and the POS end, and the following steps are performed: [0042] COS reads analog test card information;

[0043] The POS end drives the analog test card according to the information of the analog test card; the POS end loads the analog test card drive library, and is used to drive the analog test card, and the analog test card driver library is loaded in preference to the real card driver library.

[0044] POS sends an APDU command to the COS;

[0045] COS processes APDU instructions according to the PBOC 3.0 specification;

[0046] The COS returns the instruction processing result to the POS.

[0047] According to the above description, it is preferable to simulate the step of performing APDU data exchange between the test card and the POS end, and the POS end processes the instruction by the PBOC 3.0 specification; the PBOC 3.0 specification is mainly supplemented on the PBOC 2.0 specification 2010 edition. And revision and upgrade, mainly to meet the following aspects of the upgrade: industry expansion, adapt to the public service sector for the electronic cash distribution, segmented payment methods, electronic cash freeze and other functions of the industry needs, promote financial IC cards in high-speed rail, public transport, Application in public service areas such as subway; innovative payment, integration of innovative applications such as financial IC card application and Internet payment, mobile payment, etc., promoting online channel integration; cross-border use, meeting Chinese cardholders, especially in Hong Kong and Macau The area uses financial IC cards for electronic cash payment needs.

[0048] Further, after the COS returns the instruction processing result to the POS terminal, the POS terminal sends another analog AUX command with the same APDU command, and the IjCOS continues to receive the APDU command sent by the POS terminal.

[0049] It can be seen from the above description that after the COS returns the command processing result to the POS end, the system determines whether the POS end sends the last instruction, and if so, the COS and the POS end end the APDU data exchange, and if not, continue to receive The APDU command sent by the POS side, this method saves the data processing time.

[0050] Further, the simulation test card configured by the test card database includes an international algorithm test card, a national secret algorithm test card, an abnormal card, and a flash card test card; the international algorithm test card uses 3DES and RSA to perform related data. The encrypted or signed card; the national secret algorithm test card is a card for encrypting or signing related data by using the national secret SM4 and SM2 algorithms.

[0051] As can be seen from the above description, the test card database of the present invention supports various types of card settings, particularly special test cards such as flash card test cards, to meet the needs of various test cards required for domestic financial application software testing.

[0052] Another technical solution of the present invention provides a POS terminal test system running on a PC, including: [0053] a server, configured to provide a registration authorization or online verification service to the card simulation tool software, and provide an upgrade service of the card simulation tool software and the simulation test card;

[0054] a PC end, configured to install a card simulation tool software; the card simulation tool software includes a simulated COS library and a simulated test card database;

[0055] a POS end, a driver for simulating the test card, and a card emulation tool for sending an APDU command to the PC; the POS end installs a virtual drive library; and the virtual drive library is loaded in preference to the real drive library.

[0056] Further, the virtual drive library includes an IC card driver and an RF card driver; the IC card driver encapsulates each API of a real IC card driver on the POS; and the RF card driver package POS has a real RF card driver API.

[0057] It can be seen from the above description that the virtual drive library includes the driving of the contact type IC card and the driving of the non-contact RF card; the IC card driver package POS real API card driving API, ICExchangAPDU function implementation will be applied The sent APDU command is sent to the PC card simulation tool software for processing, and then the process is returned to the application; the RF card driver encapsulates the APIs of the real RF card driver on the POS, and the RFExchangAPDU function sends the APDU command sent by the application to the PC card simulation. The tool software processes and then returns the processing to the application; the analog card test system of the present invention supports the simulation of the contact IC card and the contactless RF card.

[0058]

Embodiment 1

[0060] Referring to FIG. 1 to FIG. 3, a method for testing a POS terminal running on a PC includes the following steps:

[0061] SI: the card simulation tool software of the PC side issues a registration authorization application or online verification application to the server; the server issues registration authorization information or online verification information to the card simulation tool software according to the registration authorization application or the online verification application; The tool software completes the registration authorization or online verification according to the registration authorization information or the online verification information.

[0062] S2: the card simulation tool software on the PC side obtains the card simulation tool software upgrade information from the server; the card simulation tool software on the PC side upgrades the card simulation tool software according to the acquired card simulation tool software upgrade information

[0063] S3: The card simulation tool software on the PC side obtains the test card upgrade information from the server; the card simulation tool software upgrades the simulation test card configured in the test card database according to the obtained test card upgrade information.

[0064] S4: the card simulation tool software on the PC side selects the simulation test card configured in the test card database; the card simulation tool software includes a simulated COS library and a test card database; and the test card database is configured with multiple simulations. a test card; the test card database is configured with a new card by using a card configuration template; the simulated test card configured by the test card database includes an international algorithm test card, a national secret algorithm test card, an abnormal card, and a flash card test card; The test card is a card for encrypting or signing related data by using 3DES and RSA; the national secret algorithm test card is a card for encrypting or signing related data by using the national secret SM4 and SM2 algorithms;

[0065] S5: The simulation COS library determines the corresponding COS according to the selected simulation test card;

[0066] S6: The selected analog test card performs APDU data exchange with the corresponding COS and the POS end to complete the test of the analog test card;

[0067] S7: The card simulation tool software on the PC side records the test information of the simulated test card.

[0068] The analog test card performs APDU data exchange with the POS through the corresponding COS, including the following steps:

[0069] S601: COS reads analog test card information;

[0070] S602: The POS end drives the analog test card according to the analog test card information; the POS end loads the analog test card driver library, and is used to drive the analog test card, where the analog test card driver library is loaded in preference to the real card driver library. ;

[0071] S603: The POS sends an APDU command to the COS;

[0072] S604: The COS processes the APDU command according to the PBOC3.0 specification;

[0073] S605: The COS returns the instruction processing result to the POS.

[0074] After the COS returns the instruction processing result to the POS terminal, the POS terminal sends another analog AUX command to configure the same APDU command, and the Bay 1JCOS continues to receive the APDU command sent by the POS terminal.

[0075] A POS terminal test system running on a PC, comprising:

[0076] a server, configured to provide a registration authorization or online verification service to the card simulation tool software, and provide an upgrade service of the card simulation tool software and the simulation test card;

[0077] a PC end, configured to install a card simulation tool software; the card simulation tool software includes a simulated COS library and a simulated test card database;

[0078] a POS end, a driver for simulating the test card, and a card emulation tool for sending an APDU command to the PC; the POS end installs a virtual drive library; and the virtual drive library is loaded in preference to the real drive library.

[0079] The virtual drive library includes an IC card driver and an RF card driver; the IC card driver encapsulates APIs driven by real IC cards on the POS; and the RF card driver encapsulates APIs driven by real RF cards on the POS.

[0080] In summary, the present invention relates to a POS terminal test method running on a PC end, which implements simulation of a card by running a card simulation tool software on a PC side, and completes an APDU of a simulated test card and a P OS end by using a card simulation tool software. Data exchange; The invention only needs a PC with a Windows system to build a POS terminal test system, which is easy to set up and low in cost. The test card database can be configured according to the test requirements, and the new card can be configured through the card configuration template, which can be updated online. Scalability.

[0082] Before the card simulation tool software selects the analog test card, registration authorization or online verification is performed to ensure the security of the analog card test system, and only subsequent steps can be performed through verification.

[0083] Obtaining card simulation tool software upgrade information from the server before the card simulation tool software selects the simulation test card; ensuring that the card simulation tool software used is the latest version.

[0084] The test card upgrade information is obtained from the server before the card simulation tool software selects the simulation test card, and the simulated test card information configured in the test card database is ensured to be the latest version.

[0085] Preferably, the analog test card and the POS end perform APDU data exchange steps, and the POS end processes the instructions according to the PBOC3.0 specification; the PBOC3.0 specification is mainly supplemented and revised and upgraded on the basis of the 2010 version of the PBOC 2.0 specification, mainly In order to meet the following aspects of the upgrade: Industry expansion, adapt to the industry needs of electronic cash distribution, segmented bill payment methods, electronic cash freeze and other functions, promote financial IC cards in high-speed rail, public transport, subway and other public service areas Application; innovative payment, integration of financial IC card applications with innovative applications such as Internet payment and mobile payment, promoting offline channel integration; cross-border use, meeting Chinese cardholders, especially in Hong Kong and Macao, using financial IC cards The need for electronic cash payments.

[0086] After the COS returns the command processing result to the POS end, the system determines whether the POS end sends the last instruction. If yes, the COS and the POS end perform APDU data exchange, and if not, continue to receive the APDU sent by the POS end. Instruction, this method saves the data processing time.

[0087] The test card database involved in the present invention supports various types of card settings, particularly special test cards such as flash card test cards, to meet the needs of various test cards required for domestic financial application software testing.

[0088] A POS terminal test system running on a PC, comprising:

[0089] a server, configured to provide a registration authorization or online verification service to the card simulation tool software, and provide an upgrade service of the card simulation tool software and the simulation test card;

[0090] a PC end, configured to install a card simulation tool software; the card simulation tool software includes a simulated COS library and a simulated test card database; [0091] a POS end, a driver for simulating the test card, and a card simulation tool software for transmitting an APDU command to the PC; the POS end is installed with a virtual drive library; and the virtual drive library is loaded in preference to the real drive library.

[0092] The analog card test system of the present invention supports the simulation of a contact IC card and a contactless RF card.

[0093]

Claims

Claim

[Claim 1] A POS terminal testing method running on a PC, comprising the steps of: selecting a simulated test card configured in a test card database of a card simulation tool software of a PC; the card simulation tool software includes a simulation a cos library and a test card database; the test card database is configured with a plurality of simulation test cards; the test card database is configured with a new card through a card configuration template;

The simulation COS library determines the corresponding COS according to the selected simulation test card;

The selected analog test card performs APDU data exchange with the corresponding COS and POS, and completes the test of the analog test card;

The card simulation tool software on the _PC side records the test information of the analog test card.

[Claim 2] The method for testing a POS terminal running on a PC according to claim 1, wherein

Before the selection of the simulated test card configured in the test card database of the card simulation tool software of the PC, the steps include: the card simulation tool software of the PC side issues a registration authorization application or an online verification application to the server; the server applies or registers according to the registration authorization. The verification application issues registration authorization information or online verification information to the card simulation tool software; the analog card tool software completes the registration authorization or online verification according to the registration authorization information or the online verification information.

[Claim 3] The method for testing a POS terminal running on a PC according to claim 1, wherein

Before the selecting the simulated test card configured in the test card database of the card simulation tool software of the PC, the method includes the steps of: obtaining card simulation tool software upgrade information from the server; and the card simulation tool software of the P _C end according to the acquired card simulation tool Software upgrade information upgrade card simulation tool software.

[Claim 4] The method for testing a POS terminal running on a PC according to claim 1, wherein

Before selecting the simulated test card configured in the test card database of the card simulation tool software of the PC, the method includes the steps of: obtaining the test card upgrade information from the server; the card simulation tool software is configured according to the obtained test card upgrade information to upgrade the test card database. Analog test card

[Claim 5] The method for testing a POS terminal running on a PC according to claim 1, wherein the analog test card performs APDU data exchange through a corresponding COS and POS end. For the following steps:

The COS reads the analog test card information; the POS end drives the analog test card according to the analog test card information; the POS end loads the analog test card driver library for driving the analog test card, and the analog test card driver library takes precedence over the real card Drive library loading;

The POS sends an APDU command to the COS;

COS processes APDU commands according to the PBOC 3.0 specification;

The COS returns the instruction processing result to the POS.

[Claim 6] The method for testing a POS terminal running on a PC according to claim 5, characterized in that

After the COS returns the command processing result to the POS, the POS sends another APDU command with the same analog test card configuration, and the IjCOS continues to receive the APDU command sent by the POS.

[Claim 7] The method for testing a POS terminal running on a PC according to claim 1, wherein

The simulation test card configured by the test card database includes an international algorithm test card, a national secret algorithm test card, an abnormal card and a flash card test card; the international algorithm test card is a card for encrypting or signing related data by using 3DES and RSA. The national secret algorithm test card is a card for encrypting or signing related data using the national secret SM4 and SM2 algorithms.

[Claim 8] A POS terminal test system running on a PC, characterized in that it comprises:

a server for providing registration authorization or online verification service to the card simulation tool software, and providing an upgrade service for the card simulation tool software and the simulation test card;

a PC end, configured to install a card simulation tool software; the card simulation tool software includes a simulated CO S library and a simulated test card database;

The POS end is used to simulate the driving of the test card, and the card simulation tool software for sending the APDU command to the PC side; the POS end installs the virtual driver library; the virtual driver library is loaded in preference to the real driver library.

[Claim 9] The POS terminal test system running on the PC side according to claim 8, wherein

The virtual drive library includes an IC card driver and an RF card driver; the IC card driver encapsulates each API of a real IC card driver on the POS; and the RF card driver encapsulates the APIs of the real RF card driver on the POS.