KR20080102348A - Method for updating card terminals by using ic card - Google Patents

Abstract

A card terminal updating program using an IC card for conveniently updating a card terminal is provided to allow a user to register the card terminal directly through the card terminal updating method using an IC card for conveniently updating a card terminal. Card terminal update management information is read out from an IC card in a card terminal(820). Program update request information is transmitted through a communications channel by using access information to a card terminal update management server(835). The transmitted program update request information is confirmed from the update management server and it determines whether to be necessary to update the card terminal(840). If so, the card terminal update program is provided to the update management server to the card terminal(845).

Description

How to update card terminal using IC card {Method for Updating Card Terminals by Using IC Card}

1 is a diagram illustrating a card issuing system for registering and updating card terminal information according to an exemplary embodiment of the present invention.

2 is a diagram illustrating an IC card issuing process for card terminal registration and card terminal update according to an embodiment of the present invention.

3 is a diagram illustrating an IC card issuing system for registering and dating card terminal information according to another exemplary embodiment of the present invention.

4 is a diagram illustrating an IC card issuing process according to another embodiment of the present invention.

5 is a diagram illustrating a functional configuration of an IC card loaded with card terminal registration and program update information according to an exemplary embodiment of the present invention.

FIG. 6 is a diagram illustrating a functional configuration of a card terminal for performing card terminal registration and program update using an IC card in which card terminal registration and program update related information are stored according to an exemplary embodiment of the present invention.

7 is a diagram illustrating an operation of a card terminal for performing card terminal registration using an IC card in which card terminal registration information is stored according to an exemplary embodiment of the present invention.

8 is a diagram illustrating a card terminal operation process of updating a card terminal using an IC card in which card terminal update management information is stored according to an exemplary embodiment of the present invention.

9 is a diagram illustrating an update management system for updating a card terminal according to an embodiment of the present invention.

10 is a diagram illustrating a process of updating a card terminal in an update management system according to an exemplary embodiment of the present invention.

<Description of main parts of drawing>

100: IC card issuing server 105: interface unit

110: information receiving unit 115: interface providing unit

120: information generating unit 125: information storage unit

130: card issuing unit 135: storage medium

According to the present invention, a predetermined card terminal update management information is read from an IC card to a card terminal update management server, and the card terminal update management information is read from the card terminal. Connecting a communication channel with a card terminal update management server on a network by using access information to an included card terminal update management server, and transmitting program update request information through the communication channel; Checking the updated program update request information and determining whether the card terminal needs to be updated; and when it is determined that the update is necessary, the card management terminal from the update management server to the card terminal through the communication channel. Update pro Providing a RAM card and to a terminal update method using an IC card comprising the step of updating the card device application through the card terminal updates the program provided from the card terminal.

The card terminal provided in the predetermined affiliated store reads the payment method information (for example, the card information recorded on the customer card) of the customer to generate the authorization information, and transmits the generated authorization information to the VAN company and responds to the authorization information. As a receiving device, in order to use such a card terminal in a merchant, a process of registering predetermined information such as a merchant code or business information to the card terminal is required, and such card terminal registration is a process of initially installing a card terminal. Is performed by a card terminal handling branch employee, in fact, it may be cumbersome for the user to register the card terminal directly.

In addition, when the update of the card terminal is required, the operation of the card terminal by the user is required, at which time the user has to make a predetermined key input or menu selection through the card terminal. It's time to be.

An object of the present invention for solving the above problems is to read a predetermined card terminal update management information including access information from an IC card to a card terminal update management server in a predetermined card terminal, and in the card terminal. Transmitting a program update request information through the communication channel by connecting a communication channel with a card terminal update management server on a network by using access information to the card terminal update management server included in the read card terminal update management information. And checking, by the update management server, the transmitted program update request information to determine whether the card terminal needs to be updated, and when it is determined that an update is necessary, the communication from the update management server. The card through the channel It provides a card terminal update method using an IC card comprising the step of providing a card terminal update program to the terminal and updating the card terminal program through the provided card terminal update program in the card terminal.

A card terminal update method using an IC card according to the present invention includes the steps of: reading predetermined card terminal update management information including connection information from an IC card to a card terminal update management server at a predetermined card terminal; By using a connection information from the terminal to the card terminal update management server included in the read out card terminal update management information, a communication channel is connected to a card terminal update management server on a network, and program update request information is transmitted through the communication channel. And determining whether the card terminal needs to be updated by checking the transmitted program update request information at the update management server, and when it is determined that the update is necessary, the update management server The communication channel It is characterized in that comprises the steps of updating the card device application through the card terminal updates the program provided from the card terminal to provide a card terminal updates the program to the card terminal.

Hereinafter, with reference to the accompanying drawings and description will be described in detail the operating principle of the preferred embodiment of the present invention. However, the drawings and the following description shown below are for the preferred method among various methods for effectively explaining the features of the present invention, the present invention is not limited only to the drawings and description below.

In addition, in the following description of the present invention, if it is determined that a detailed description of a related known function or configuration may unnecessarily obscure the subject matter of the present invention, the detailed description thereof will be omitted. Terms to be described later are terms defined in consideration of functions in the present invention, which may vary according to intentions or customs of users or operators. Therefore, the definition should be made based on the contents throughout the present invention.

In addition, preferred embodiments of the present invention to be carried out below are provided in each system functional configuration to efficiently describe the technical components constituting the present invention, or system functions that are commonly provided in the technical field to which the present invention belongs. The configuration will be omitted, and described mainly on the functional configuration to be additionally provided for the present invention. If those skilled in the art to which the present invention pertains, it will be able to easily understand the function of the components that are conventionally used among the omitted functional configuration not shown below, and also the configuration omitted as described above The relationship between the elements and the components added for the present invention will also be clearly understood.

In addition, the following examples will be used to appropriately modify the terms so that those skilled in the art to clearly understand the technical features of the present invention to effectively understand, but the present invention It is by no means limited.

As a result, the technical spirit of the present invention is determined by the claims, and the following examples are one means for efficiently explaining the technical spirit of the present invention to those skilled in the art to which the present invention pertains. It is only.

1 is a diagram illustrating a card issuing system for registering and updating card terminal information according to an exemplary embodiment of the present invention.

In more detail, Figure 1 is a customer (for example, a shop owner or business owner, etc.) visiting a predetermined card terminal dealer through the predetermined card terminal card issuing interface to the information card issuing system for registering and updating card terminal information according to the present invention. When providing the card issuing application information, the card issuing system configuration for issuing a card terminal information card according to the present invention to the customer based on the card terminal card issuing information provided in the card issuing system, the present invention belongs Persons having ordinary skill in the art will be able to infer various implementation methods for configuring a card issuing system for registering and updating the card terminal information by referring to and / or modifying the drawing 1, but the present invention is inferred from the above. The implementation shown in Figure 1, including all implementation methods It is not limited to the method alone.

Hereinafter, the card terminal according to the present invention to the customer based on the card issuing application information provided from the customer (for example, the shop owner or business owner) through a predetermined card terminal card issuing interface on the card issuing system shown in FIG. At least one means and / or functional configuration for issuing a card for information registration and updating or for mounting (or providing) predetermined information for card terminal information registration and updating according to the present invention on the customer-owned card. The component is referred to as "card issuing server 100" for convenience.

Referring to FIG. 1 according to an embodiment of the present invention, a card issuing system for registering and updating card terminal information according to the present invention includes a distributor terminal used by a distributor employee provided in at least one card terminal dealership (or sales office). Characterized in that it comprises a, the dealer terminal is connected to the communication channel and the information card issuing server 100 provided on the card issuing system through a predetermined network means.

According to an embodiment of the present invention, the customer (eg, shop owner or business owner) visits the card terminal distributor (or a branch) to issue a card for registering and updating card terminal information according to the present invention, and the card terminal. A card issuance application form (eg, at least one information item for registering and updating card terminal information) is provided through an agent terminal provided at a dealership (or through an agent of an agency) for registering and updating the card terminal information. Documents) (or the agent's staff visits the customer and asks the customer to fill out a predetermined card issuance application for registering and updating the card terminal information) The agent, the agent will The card issuing server 100 provided on the card issuing system is provided on the card issuing system through the network means by inputting (or selecting) the information written in the card issuing application through a word. Is preferred.

According to another exemplary embodiment of the present invention, the customer (for example, a shop owner or a business owner) issues a predetermined information input device (for example, a predetermined screen output device with a customer information input item and a card terminal card) associated with the agency terminal. Outputting an information input interface screen including an application information input item and providing the predetermined information to an information input item corresponding to the information input interface through a predetermined key input device); It is possible to provide customer information and information card issuance application information to the agency terminal, whereby the present invention is not limited.

The distributor terminal preferably comprises a distributor terminal used by a dealer employee provided in the agency (or a branch), the network means for connecting the card issuing server 100 and the agency terminal connected to the agency terminal is It is preferable that a wired network or a wireless network that connects the communication channel between the dealer terminal and the card issuing server 100 is preferable.

In the card issuing system as described above, the agent terminal and the card issuing server used by the agency employee for transmitting the card terminal application form issued by the customer (for example, the shop owner or the business owner) to the card issuing server 100. The network means for connecting 100 may perform a function of a card issuing interface for the customer to register card issuing application information for registering and updating card terminal information according to the present invention.

In addition, the card issuing server 100 is at least connected to a network (e.g., wired Internet, and / or IEEE 802.11x based wireless LAN, and / or IEEE 802.16x based portable Internet, etc.) connected to a TCP / IP based backbone network. One or more agency terminals (e.g., a Personal Computer (PC) with a wired Internet access and browsing function) and / or a notebook, a laptop with a wireless LAN / portable Internet access and browsing function, and / or a mobile terminal. The card issuing service for registering and updating the card terminal information according to the present invention may be provided to at least one or more card terminal customers (for example, shop owners or business owners).

In addition, the card issuing server 100, a predetermined wireless network (for example, code division multiple access (CDMA) based mobile communication network, and / or IEEE 802.16x based mobile Internet, and / or DataTAC / Mobitex-based wireless) At least one wireless terminal (e.g., a personal communication system (PCS) and / or a global system for mobile (GSM) terminal and / or a personal digital assistant (PDA) equipped with a connection and browsing function connected to the mobile communication network And / or a card issuing service for registering and updating card terminal information according to the present invention to at least one or more card terminal customers (eg, shop owners or business owners) through a smart phone and / or telematics. Can be provided.

In addition, the card issuing server 100, at least one wired telephone terminal (e.g., a telephone) connected to a predetermined wired voice telephone network (e.g., public switched telephone network (PSTN)), and / or a predetermined At least one or more card terminals via at least one or more wireless communication terminals (e.g., PCS and / or GSM terminals and / or smart phones, etc.) connected to a wireless voice communication network (e.g., a code division multiple access (CDMA) based mobile communication network) A card issuing service for registering and updating card terminal information according to the present invention may be provided to a customer (eg, a shop owner or a business owner).

In addition, the card issuing server 100, at least one financial transaction customer (eg, a store owner or the like) through at least one or more home appliances (eg, a digital TV and / or a refrigerator connected to a home network) connected to a predetermined home network. Business owners, etc.) may provide a card issuing service for registering and updating card terminal information according to the present invention.

In addition, the card issuing server 100, at least one card terminal customer through at least one or more digital TV (for example, two-way digital TV, satellite DMB terminal, terrestrial DMB terminal, etc.) connected to a predetermined return channel (Return Channel) It is possible to provide a card issuing service for registering and updating card terminal information according to the present invention (for example, a shop owner or a business owner).

The card issuing server 100 provided on the information card issuing system according to the present invention is a generic term for the card issuing system side component connected to the card issuing terminal (eg, a distributor terminal) through a predetermined network means. It may be implemented by including at least one server (or device), and / or by at least one program recorded on a recording medium provided in a predetermined server (or device), the present invention is not limited thereto. No.

In addition, in the present invention, the card issuing server 100 is shown to include a predetermined function configuration, but this is only one embodiment, at least one or more function configuration provided in the card issuing server 100 It is noted that the card issuing system may be configured with at least one server (or device).

According to the embodiment of the present invention, the card issuing server 100 is provided with an interface unit 105 for providing a predetermined card issuing interface to the card issuing terminal (eg, a distributor terminal, etc.) through the network means. It is characterized by.

According to an embodiment of the present invention, when the card issuing terminal is a dealer terminal connected to a predetermined network means, the interface unit 105 communicates with the dealer terminal terminal based on a protocol stack defined in the network means. A channel may be connected, and a communication interface for transmitting and receiving at least one information (or data) may be provided using a communication protocol defined in a predetermined card issuing application program included in the agency terminal.

Referring to FIG. 1, when the card issuing terminal 100 is connected to the card issuing server 100 through the interface unit 105, the card issuing server 100 works in conjunction with the interface unit 105. An interface providing unit 115 which generates (or extracts) a predetermined user interface for inputting (or selecting) and transmitting predetermined card issuing application information from the issuing terminal and providing the card with the information card issuing terminal; And an information receiving unit 110 for receiving predetermined card issuing application information transmitted from the card issuing terminal through the user interface and inputting (or selecting) the card issuing unit based on the received card issuing application information. An information generation unit 120 for generating predetermined card storage information corresponding to a card to be issued to the customer (for example, a shop owner or a business owner), and the customer (for example, For, to the card issued to sangjeomju or employer, etc.) process in conjunction with the customer information, is characterized in that formed in an information storage unit 125 to store in a storage medium 135.

According to the method of the present invention, the card issuing server 100 may be configured to further include a card issuing unit 130 for issuing a predetermined card including the card information through a predetermined card issuing device. .

The interface providing unit 115, when a predetermined card issuing terminal is connected to the card issuing server 100 through the interface unit 105, the card issuing application information corresponding to the functional configuration provided in the card issuing terminal To generate (or select) a predetermined user interface that can be transmitted to the card issuing server 100 through the network means, or to extract from a predetermined database (not shown), and the interface unit 105 And providing the generated (or extracted) user interface to the card issuing terminal through the network means.

Thereafter, the card issuing terminal inputs (or selects) the card issuing application information based on the user interface, and the card issuing server 100 receives the input (or selection) of the card issuing application information through the network means. To send.

According to an embodiment of the present invention, when the card issuing terminal is a dealer terminal connected to a predetermined network means, the interface providing unit 115 is a predetermined user interface that can be provided by a card issuing application program provided in the dealer terminal. It is preferable to generate (or extract) and provide the generated (or extracted) user interface to the distributor terminal through the interface unit 105.

The information receiving unit 110 inputs (or selects) predetermined card issuing application information from the card issuing terminal through the user interface and transmits the card issuing card through interworking with the interface unit 105. Characterized in that the application information is received, the received card issuance application information is provided to the information generating unit 120.

According to an embodiment of the present invention, the card issuing application information includes at least one of information on a business operator, business owner information, merchant registration information, and card terminal information for issuing a card for registering and updating card terminal information according to the present invention. It can be made including the above.

Here, the operator information may include at least one of a business name, a business registration number, an address, a business status, an item, a business start date, and store contact information.

The business owner information may include at least one of a business owner name, a business owner resident registration number, a business address, and business owner contact information.

In addition, the merchant registration information may be configured to include credit card merchant application information, the credit card merchant application information, if the business owner is a private business, a copy of the business registration card, a copy of the representative ID card, a copy of the representative bankbook, stamp , Business report (for food business), etc., if the business is a corporate business, a certified copy of the corporate registration, a corporate seal certificate, a copy of the business registration certificate, a copy of the representative identity card, a copy of the corporate transaction account, , Business declarations (in the case of catering).

Herein, the affiliated store registration information is information for the customer to open a credit card affiliated store through the agency, and when the customer's workplace is a business place where the credit card affiliated store is already completed, the affiliated store registration information is the customer. It can be replaced with credit card merchant code information granted by the workplace.

The card terminal information is information related to a card terminal held or purchased by the customer who wants to perform card terminal information registration and update by using a card issued through the card issuing server 100, and a card terminal model. (Eg, model name), serial number, and the like.

The information generating unit 120 generates or stores card storage information corresponding to a card issued to the customer (eg, a shop owner or a business owner) based on the card issuing application information received through the information receiving unit 110. It is characterized in that the extraction from the storage medium 135 of the, the card storage information, the card issued to the customer (for example, the store owner or business owner, etc.) is recorded, or in connection with the customer information a predetermined storage medium ( 135).

According to the embodiment of the present invention, the card storage information extracted from the predetermined storage medium 135 through the information generating unit 120, the card terminal update management for updating the card terminal using the issued card Characterized in that it comprises information.

For example, the card terminal update management information for updating the card terminal program using the card may include update program version information (eg, E0014, etc.) corresponding to the card terminal model, and access information (eg, 15772236) for update access. , 203.233.72.7/5881, pms.kicc.co.kr, etc., update program download speed information (e.g. 1200bps, 2400bps, etc.), update program download means information (e.g. PSTN, ADSL, etc.), last update date information ( 07/01/15) may be configured to include at least one.

According to the exemplary embodiment of the present invention, when the card storage information corresponding to the issuance requested card is generated and extracted by the information generating unit 120, the card issuing unit 130 is provided with a predetermined card issuing device. A card containing card storage information is produced (or the card storage information is mounted on the card (or post-issuance)), and the card is provided (or shipped) to the customer (eg, shop owner or business owner). )do.

For example, the card issuing apparatus includes a device for recording the card storage information in a memory provided in the IC chip of the card, wherein the information generating unit 120 is provided with a COS (Chip) provided in the IC chip. The card storage information is generated by a file structure operable through an operating system, and the card issuing unit 130 records the card storage information in the memory of the IC chip through the card issuing device. Cards for card terminal registration and update can be issued.

The card produced and issued as described above is provided to the customer (e.g., a shop owner or a business owner) and / or is delivered to the customer according to a predetermined card providing procedure, after which the customer uses the issued card. The card terminal can be registered or the card terminal program can be updated.

Then, the information storage unit 125, the card issuing application information received from the customer (for example, the shop owner or business owner, etc.) via the information receiving unit 110 and the card storage information by the link processing processing the storage medium ( 135).

The information storage unit 125 may further process the customer information and card specific information (eg, chip serial number, etc.) in the storage medium 135.

2 is a diagram illustrating a card issuing process for registering and updating a card terminal according to an exemplary embodiment of the present invention.

In more detail, in FIG. 2, in the card issuing system shown in FIG. 1, a predetermined customer (for example, a shop owner or a business owner) is connected to a predetermined card issuing interface (for example, a card issuance application form and an agency terminal and network means). When the predetermined card issuing application information is transmitted to the card issuing server 100, the card issuing server 100 issues a card for registering and updating a card terminal according to the present invention based on the card issuing information. As one of ordinary skill in the art to which the present invention pertains, various implementation methods for issuing a card for registering and updating a card terminal by referring to and / or modifying the drawing 2 may be inferred. The invention includes all the inferred implementation methods, and is not limited to the implementation method shown in FIG.

For example, in FIG. 2, the card is manufactured and provided (or shipped) to the customer (eg, a shop owner or a business owner), and the card issuance application is applied to the storage medium 135 on the card issuing system shown in FIG. 1. Although the information and the card storage information are illustrated as being stored in association, the process of linking the card issuing application information and the card storage information to the storage medium 135 on the card issuing system in accordance with the intention of the person skilled in the art is to store the card. It may be performed before manufacturing, or after the card is manufactured and before being provided (or shipped) to the customer, whereby the present invention is not limited thereto.

Hereinafter, in FIG. 2, the card issuing terminal shown in FIG. 1 is referred to as "terminal" for convenience, and the card issuing server 100 is referred to as "server" for convenience.

Referring to FIG. 2, the customer (eg, a shop owner or a business owner) who wants to issue a card for registering and updating a card terminal according to the present invention uses predetermined agency card application information using a dealer terminal shown in FIG. 1. After filling a predetermined card issuing application including a, and provides the card issuing application information to the server through a predetermined card issuing interface (200).

Here, the card issuing interface preferably comprises a card issuance application prepared by the customer (for example, a shop owner or a business owner), a dealer terminal used by the agency employee, and network means for connecting the agency terminal and the server. .

In addition, the card issuing application information provided to the server through the card issuing interface is the operator information, business owner information, merchant registration information, card to issue the card for card terminal information registration and update according to the present invention, card It may include at least one terminal information.

When predetermined card issuing application information is received through the card issuing interface, the server reads the received card issuing application information, so that the card issuing card registration information (for example, credit card merchant code) ) Is checked (205).

Here, if the information card issuing application information does not include the card merchant registration information (for example, card merchant code, etc.), or if the card merchant opening application information is included (210), the server issues the information card Credit card merchant application information included in the application information (e.g., if the business is a private business, a copy of the business registration card, a copy of the representative ID card, a copy of the representative bankbook, a seal, a business report (for restaurants), etc.) If the business operator is a corporation, a certified copy of the corporate register, a copy of the corporate seal, a copy of the business registration certificate, a copy of the representative's identification card, a copy of the corporate transaction account, a seal of use (information), a business report (in the case of catering business), etc.) are transmitted to the card company server. In step 215, an application for opening a card merchant may be applied.

Subsequently, when a card affiliate store opening procedure is performed based on the credit card affiliate store application information at the card company server, and a card affiliate store code according to this is given, the server may receive the assigned card affiliate store code from the card company server. (220).

On the other hand, when the card issuing application information includes the card merchant registration information (eg, card merchant code, etc.) (210), the server generates (or extracted) card storage information based on the card issuing application information. (225).

Here, the card storage information generated (or extracted) is the card terminal using the business information, business owner information, merchant registration information, card terminal information, and the issued card included in the card issuing application information. Characterized in that it comprises the update management information for updating the.

For example, the card terminal update management information for updating the card terminal using the card may include update program version information (eg, E0014, etc.) corresponding to the card terminal model, connection information (eg, 15772236, 203.233.72.7/5881, pms.kicc.co.kr, etc.), update program download speed information (e.g. 1200bps, 2400bps, etc.), update program download means information (e.g. PSTN, ADSL, etc.), last update date and time information (07 / 01/15) may be configured to include at least one.

According to an exemplary embodiment of the present invention, the card storage information may include a file structure operable through a chip operating system (COS) provided in the IC chip.

Subsequently, the server may produce (or issue) a predetermined information card having the card storage information through a predetermined card issuing device and provide (or deliver) it to the customer (eg, a store owner or a business owner). 230).

According to an embodiment of the present invention, the information card issuing device preferably includes a device for recording the information card storage information in a memory provided in an IC chip of a predetermined card (for example, a card possessed by a customer). Do.

Thereafter, the server processes the card issuing application information provided from the customer (eg, a shop owner or a business owner) and the generated card storage information through the card issuing interface and stores them in a predetermined storage medium 135 ( 235).

3 is a diagram illustrating a card issuing system for registering and updating card terminal information according to another exemplary embodiment of the present invention.

In more detail, Figure 3 provides a card issuing application information for a predetermined customer (eg, shop owner or business owner, etc.) to register and update the card terminal information according to the present invention to a card issuing system through a predetermined card terminal card issuing interface. In the following, the card issuing system is a system configuration for issuing a card for registering and updating a card terminal according to the present invention to the customer based on the provided card terminal card issuing application information. Those skilled in the art will be able to infer various implementation methods for the card issuing system configuration for registering and updating the card terminal information by referring to and / or modifying the drawing 3, but the present invention is inferred from all the inferred embodiments. Method, and the implementation method shown in FIG. Shall not.

Hereinafter, the card terminal according to the present invention to the customer based on the card issuing application information provided from the customer (for example, shop owner or business owner) through a predetermined card terminal card issuing interface on the card issuing system shown in FIG. Components corresponding to at least one or more means and / or functional configurations for issuing cards for information registration and updating are referred to as " card issuing server 300 " for convenience.

Referring to FIG. 3 according to an embodiment of the present invention, a card issuing system for registering and updating card terminal information according to the present invention includes a client terminal used by at least one customer (eg, a store owner or a business owner). Characterized in that the customer terminal is connected to the communication channel and the card issuing server 300 provided on the card issuing system through a predetermined network means.

According to an exemplary embodiment of the present invention, the customer (eg, a store owner or a business owner) issues the card through at least one client terminal of a wired terminal connected to a predetermined wired network and / or a wireless terminal connected to a predetermined wireless communication network. When accessing the server 300, and input (or select) the card issuing application information for card terminal registration and card terminal program update according to the present invention through at least one user interface provided by the card issuing server 300 The client terminal may transmit the card issuing server 300 provided on the card issuing system through a predetermined network means.

Here, the wired terminal connected to the wired network is a generic term for all terminal devices connected to a TCP / IP based communication network, and a desktop computer and / or a laptop connected to the TCP / IP based communication network. (Notebook) or a home appliance terminal (eg, Set-Top-Box) connected to the TCP / IP based communication network, or a kiosk (KIOSK) connected to the TCP / IP based communication network, etc. Can be.

The wireless terminal connected to the wireless network may include all terminal devices connected to a CDMA based mobile communication network, and / or all terminal devices connected to an IEEE 802.16x based mobile Internet, and / or Motorola's DataTAC scheme. And / or a generic term for all terminal devices connected to Erricson's Mobitex-type wireless data communication network, comprising: a Personal Communication System (PCS) and / or a Global System for Mobile communications (GSM) terminal connected to the CDMA-based mobile communication network; And / or Personal Digital Cellular (PDC) and / or Personal Handyphone System (PHS) terminals and / or Personal Digital Assistants (PDAs) and / or Smart Phones and / or Telematics Telematics), or a portable Internet terminal connected to the IEEE 802.16x based portable Internet, or the DataTAC / Mobitex based wireless It may include at least one or more wireless data communication terminal connected to the data communication network.

In addition, the client terminal outputs at least one user interface provided by the card issuing server 300, and inputs and / or selects at least one or more information through the user interface to the card issuing server 300. It is preferable that a function configuration (for example, a browser program and a communication function, or a predetermined communication program and communication function to communicate with the card issuing server 300, etc.) is provided.

Those skilled in the art to which the present invention pertains can easily infer the characteristics of the client terminal corresponding to at least one or more wired terminals and / or wireless terminals, and thus the detailed description thereof is omitted for convenience. .

In the card issuing system as described above, a client terminal including at least one wired terminal and / or a wireless terminal used by the customer (for example, a shop owner or a business owner), the client terminal and the card issuing server 300 The at least one wired network and / or the wireless network to connect may perform a function of an information card issuing interface for the customer to register the information card issuance application information for card terminal registration and program update according to the present invention.

According to another embodiment of the present invention, the information card issuing terminal is a predetermined call connected to a wired telephone network such as a public switched telephone network (PSTN) and a voice over IP (VoIP) network, in addition to the client terminal. Further comprising a terminal (not shown), and / or further comprising a predetermined call terminal (not shown) connected to a wireless telephone network such as a mobile communication network or a wireless VoIP network, and / or with a predetermined financial institution. Terminal (and / or server) (not shown) provided in at least one affiliated organization may be further included, whereby the present invention is not limited.

When the information card issuing terminal is the call terminal (not shown), a wired telephone network and / or a wireless telephone network connecting the call terminal (not shown) and the call terminal (not shown) and the card issuing server 300 may be used. The customer (eg, shop owner or business owner) may perform a function of an information card issuing interface for registering information card issuance application information for card terminal registration and program update according to the present invention.

The card issuing server 300 may include at least one or more networks connected to a network (eg, wired Internet, and / or IEEE 802.11x based wireless LAN, and / or IEEE 802.16x based portable internet) connected to a TCP / IP based backbone network. A client terminal (e.g., a Personal Computer (PC) and / or a laptop with the wired Internet access and browsing function, a laptop and / or a portable terminal with the WLAN / portable Internet access and browsing function, etc.); Through at least one card terminal customer (for example, a card terminal holding or purchasing customer, etc.) can provide an information card issuing service for card terminal registration and program update according to the present invention.

In addition, the card issuing server 300, a predetermined wireless network (for example, code division multiple access (CDMA) based mobile communication network, and / or IEEE 802.16x based portable Internet, and / or DataTAC / Mobitex-based wireless) At least one wireless terminal (e.g., a personal communication system (PCS) and / or a global system for mobile (GSM) terminal and / or a personal digital assistant (PDA) equipped with a connection and browsing function connected to the mobile communication network And / or via a smart phone and / or telematics, etc., an information card issuing service for card terminal registration and program update according to the present invention to at least one or more card terminal customers.

In addition, the card issuing server 300, a predetermined wireless network (for example, code division multiple access (CDMA) based mobile communication network, and / or IEEE 802.16x based portable Internet, and / or DataTAC / Mobitex-based wireless) To provide at least one card terminal customer with an information card issuing service for card terminal registration and program update according to the present invention to at least one or more card terminal customers through at least one wireless terminal (e.g., a wireless terminal equipped with a financial IC chip) connected to a data communication network. Can be.

The card issuing server 300 may also include at least one wired telephone terminal (eg, a telephone) connected to a predetermined wired voice telephone network (eg, a public switched telephone network (PSTN)), and / or a predetermined line. At least one card through at least one wireless communication terminal (e.g., a PCS and / or GSM terminal and / or a smartphone, etc.) connected to a wireless voice communication network (e.g., a code division multiple access (CDMA) based mobile communication network). It is possible to provide a terminal customer with an information card issuing service for card terminal registration and program update according to the present invention.

In addition, the card issuing server 300, according to the present invention to at least one card terminal customer through at least one or more home appliances (eg, digital TV and / or refrigerator connected to a home network) according to the present invention Information card issuance service for card terminal registration and program update can be provided.

In addition, the card issuing server 300, at least one card terminal customer through at least one or more digital TV (for example, two-way digital TV, satellite DMB terminal, terrestrial DMB terminal, etc.) connected to a predetermined return channel (return channel) To provide an information card issuing service for card terminal registration and program update according to the present invention.

The card issuing server 300 provided on the card issuing system according to the present invention is a generic term for the card issuing system side components connected to the information card issuing terminal and a predetermined network means, and includes at least one server (or Device) and / or at least one or more programs recorded on a recording medium provided in a predetermined server (or device), and the present invention is not limited thereto.

In addition, in the present invention, the card issuing server 300 is shown as including a predetermined function configuration, but this is only one embodiment, at least one or more function configuration provided in the card issuing server 300 It is noted that the card issuing system may be configured with at least one server (or device).

According to the embodiment of the present invention, the card issuing server 300 is characterized in that it comprises an interface unit 305 for providing a predetermined information card issuing interface to the information card issuing terminal through the network means.

According to an embodiment of the present invention, when the information card issuing terminal is a client terminal including a wired terminal and / or a wireless terminal connected to a predetermined wired network and / or a wireless network, the interface unit 305 is the wired terminal. At least one information (or data) by connecting a predetermined communication channel with the client terminal based on a protocol stack defined in a network and / or a wireless network, and using a communication protocol defined in a communication program included in the client terminal. A communication interface for transmitting and receiving can be provided.

For example, when the client terminal is provided with a browser program corresponding to the Hyper-Text Transfer Protocol (HTTP) protocol, the interface unit 305 connects a communication channel with the client terminal based on the TCP / IP protocol. By using the HTPP protocol defined in the browser program, a communication interface for transmitting and receiving a webpage (eg, a Hyper-Text Markup Language (HTML) compatible webpage) and / or information may be provided.

Alternatively, when the client terminal is provided with a predetermined information card issuing application program provided by the card issuing server 300, the interface unit 305 establishes a communication channel with the client terminal based on the TCP / IP protocol. And a communication interface for transmitting and receiving information (or data) using a communication protocol defined in the communication program.

According to another embodiment of the present invention, when the information card issuing terminal is a client terminal including a wireless terminal connected to a predetermined wireless network, the interface unit 305 is based on a protocol stack defined in the wireless network. It is preferable to connect a predetermined communication channel with the client terminal, and to provide a communication interface for transmitting and receiving at least one or more information (or data) using a communication protocol defined in a communication program provided in the client terminal.

For example, when a browser program corresponding to a WAP (Wireless Application Protocol) and / or a Mobile Explorer (ME) protocol is provided in the client terminal, the interface unit 305 communicates with the client terminal based on the CDMA protocol. To provide a communication interface for transmitting and receiving web pages (e.g., WML (Wireless Markup Language) compatible web pages, or HTML compatible web pages) and / or information using the WAP / ME protocol defined in the browser program. Can be.

Alternatively, when the client terminal is provided with an information card issuing application program provided by the card issuing server 300, the interface unit 305 connects a communication channel with the client terminal based on the CDMA protocol, A communication interface for transmitting and receiving information (or data) may be provided using a communication protocol defined in a communication program.

Referring to FIG. 3, the card issuing server 300 is connected with the interface unit 305 when a predetermined information card issuing terminal is connected to the card issuing server 300 through the interface unit 305. An interface providing unit 310 for generating (or extracting) a predetermined user interface for inputting (or selecting) predetermined card issuing application information from the card issuing terminal and providing the card issuing terminal to the card issuing terminal; And an information receiving unit 315 for receiving predetermined card issuing application information transmitted from the card issuing terminal through the user interface and inputting (or selecting) the card issuing unit 305 and based on the received information card issuing application information. An information generator 325 for generating predetermined card storage information corresponding to a card to be issued to the customer (for example, a shop owner or a business owner); It is characterized in that it comprises an information storage unit 320 for processing the card issued to (for example, the shop owner or business owner, etc.) in association with the customer information stored in a predetermined storage medium 135.

According to the method of the present invention, the card issuing server 300 may be configured to further include a card issuing unit 330 for issuing a predetermined card including the card information through a predetermined card issuing device. .

The interface providing unit 310 when the predetermined card issuing terminal is connected to the card issuing server 300 through the interface unit 305, the card issuing application information corresponding to the functional configuration provided in the card issuing terminal Input (or select) to generate a predetermined user interface that can be transmitted to the card issuing server 300 through the network means, or extracted from a predetermined database (not shown), and the interface unit 305 and And providing the generated (or extracted) user interface to the card issuing terminal through the network means.

Thereafter, the card issuing terminal inputs (or selects) the card issuing application information based on the user interface, and the card issuing server 300 receives the input (or selected) card issuing application information through the network means. To send.

According to an embodiment of the present invention, when the information card issuing terminal is a client terminal including a wired terminal and / or a wireless terminal connected to a predetermined wired network and / or a wireless network, the interface providing unit 310 may be used. Generate (or extract) a predetermined user interface that can be provided to a browser program and / or a communication program provided in the client terminal, and provide the generated (or extracted) user interface to the client terminal through the interface unit 305. can do.

According to another embodiment of the present invention, when the card issuing terminal is a client terminal including a wireless terminal connected to a predetermined wireless network, the interface providing unit 310 is a browser program and / or provided in the client terminal A predetermined user interface that can be provided by a communication program may be generated (or extracted), and the generated (or extracted) user interface may be provided to the client terminal through the interface unit 305.

The information receiving unit 315 inputs (or selects) predetermined card issuing application information through the user interface from the card issuing terminal and transmits the card issuing card through interworking with the interface unit 305. Characterized in that the application information is received, the received card issuance application information is provided to the information generating unit 325.

According to an embodiment of the present invention, the card issuing application information includes at least one of information on a business operator, business owner information, merchant registration information, and card terminal information for issuing a card for registering and updating card terminal information according to the present invention. It can be made including the above.

Here, the operator information may include at least one of a business name, a business registration number, an address, a business status, an item, a business start date, and store contact information.

The business owner information may include at least one of a business owner name, a business owner resident registration number, a business address, and business owner contact information.

In addition, the merchant registration information may be configured to include credit card merchant application information, the credit card merchant application information, if the business owner is a private business, a copy of the business registration card, a copy of the representative ID card, a copy of the representative bankbook, stamp , Business report (for food business), etc., if the business is a corporate business, a certified copy of the corporate registration, a corporate seal certificate, a copy of the business registration certificate, a copy of the representative identity card, a copy of the corporate transaction account, , Business declarations (in the case of catering).

Herein, the affiliated store registration information is information for the customer to open a credit card affiliated store through the agency, and when the customer's workplace is a business place where the credit card affiliated store is already completed, the affiliated store registration information is the customer. It can be replaced with credit card merchant code information granted by the workplace.

The card terminal information is information related to a card terminal possessed or purchased by the customer who wants to perform card terminal information registration and update by using an information card issued through the card issuing server 300, and a card terminal. It may include a model (eg, model name), serial number and the like.

The information generating unit 325 generates or stores card storage information corresponding to a card issued to the customer (eg, a store owner or a business owner) based on the card issuing application information received through the information receiving unit 315. It is characterized in that the extraction from the storage medium 135 of the, the card storage information is recorded on a card issued to the customer (for example, the store owner or business owner, etc.), or in connection with the customer information, a predetermined storage medium ( 135).

According to the exemplary embodiment of the present invention, the card storage information extracted from the predetermined storage medium 135 through the information generating unit 325 is updated by the card terminal for updating the card terminal by using the issued card. It is characterized by including the management information.

For example, the card terminal update management information for updating the card terminal using the card may include update program version information (eg, E0014, etc.) corresponding to the card terminal model, connection information (eg, 15772236, 203.233.72.7/5881, pms.kicc.co.kr, etc.), update program download speed information (e.g. 1200bps, 2400bps, etc.), update program download means information (e.g. PSTN, ADSL, etc.), last update date and time information (07 / 01/15) may be configured to include at least one.

According to the method of the present invention, when the card storage information corresponding to the card issuing request is generated and extracted by the information generating unit 325, the card issuing unit 330 uses the predetermined card issuing device. A card including card storage information is produced (or the card storage information is provided on the card), and the card is provided (or delivered) to the customer (eg, a shop owner or a business owner).

For example, the card issuing device includes a device for recording the card storage information in a memory provided in the IC chip of the card, wherein the information generating unit 325 is a COS (Chip) provided in the IC chip The card storage information is generated in a file structure operable through an operating system, and the card issuing unit 330 records the card storage information in the memory of the IC chip through the card issuing device. Card for card terminal registration and program update can be issued.

The card produced and issued as described above is provided to the customer (e.g., a shop owner or a business owner) and / or is delivered to the customer according to a predetermined card providing procedure, after which the customer uses the issued card. The card terminal can be registered or the card terminal program can be updated.

Then, the information storage unit 320, the card issuing application information received from the customer (for example, the shop owner or business owner, etc.) through the information receiving unit 315 and the card storage information by the link processing processing the storage medium ( 135).

Here, the information storage unit 320 may further process the customer information and card specific information (eg, chip serial number, etc.) in association with each other and store the same in the storage medium 135.

4 is a diagram illustrating a card issuing process according to another exemplary embodiment of the present invention.

In more detail, in FIG. 4, in the card issuing system shown in FIG. 3, a predetermined customer (e.g., a store owner or a business owner) includes at least one predetermined card issuing interface (e.g., a wired terminal and / or a wireless terminal). When the predetermined card issuing application information is transmitted to the card issuing server 300 through a client terminal and a network means), the card terminal according to the present invention is based on the card issuing application information at the card issuing server 300. Regarding the process of issuing a card for registration and program update, those of ordinary skill in the art to which the present invention pertains may refer to and / or modify this drawing to modify the card terminal for registration and program update. It will be possible to infer various implementation methods for issuing the present invention, but the present invention is to simulate the implementation method that is inferred It includes two, and is not limited to the embodiment shown in FIG.

For example, in FIG. 4, the card is manufactured and provided (or shipped) to the customer (eg, a shop owner or a business owner), and the card issuance application is applied to the storage medium 135 on the card issuing system shown in FIG. 3. Although the information and the card storage information are illustrated as being stored in association, the process of linking the card issuing application information and the card storage information to the storage medium 135 on the card issuing system in accordance with the intention of the person skilled in the art is to store the card. It may be performed before manufacturing, or after the card is manufactured and before being provided (or shipped) to the customer, whereby the present invention is not limited thereto.

Hereinafter, in FIG. 4, the card issuing terminal 335 shown in FIG. 3 is referred to as a "terminal" for convenience, and the card issuing server 300 is referred to as a "server" for convenience.

Referring to Figure 4, the customer (for example, the shop owner or business owner, etc.) who wants to issue a card for registering and updating the card terminal according to the present invention using the client terminal shown in Figure 3 predetermined card issuing application information After filling a predetermined card issuing application including a, and provides the card issuing application information to the server through a predetermined card issuing interface (400).

Here, the card issuing interface preferably comprises a card issuance application prepared by the customer (for example, a shop owner or a business owner), a client terminal used by the customer, and network means for connecting the client terminal and the server.

In addition, the card issuing application information provided to the server through the card issuing interface is the operator information, business owner information, merchant registration information, card to issue the card for card terminal information registration and update according to the present invention, card It may include at least one terminal information.

When predetermined card issuing application information is received through the card issuing interface, the server reads the received card issuing application information, so that the card issuing card registration information (for example, credit card merchant code) (405) is included.

Here, when the card issuing application information does not include the card merchant registration information (for example, card merchant code, etc.) or the card merchant establishment application information (410), the server is the card issuing application information Credit card merchant application information included in the (e.g., if the business is a private business, a copy of the business registration card, a copy of the representative ID card, a copy of the representative bankbook, stamp, business report (for restaurants), etc. If the company is a corporation, a certified copy of the corporate register, a copy of the corporate seal, a copy of the business registration certificate, a copy of the representative's identification card, a copy of the corporate transaction account, a seal of use (information), a business report (for restaurants), etc.) Application for opening a card merchant (415).

Subsequently, when the card affiliate store opening procedure is performed based on the credit card affiliate store application information at the card company server, and the card affiliate store code is assigned thereto, the server receives the assigned card affiliate store code from the card company server (420). ).

On the other hand, when the card issuing application information includes the card merchant registration information (eg, card merchant code, etc.) (410), the server generates (or extracted) card storage information based on the card issuing application information. (425).

Here, the card storage information generated (or extracted) is the card terminal using the business information, business owner information, merchant registration information, card terminal information, and the issued card included in the card issuing application information. Characterized in that the update comprises the card terminal update management information for updating.

For example, the card terminal update management information for updating the card terminal using the card may include update program version information (eg, E0014, etc.) corresponding to the card terminal model, connection information (eg, 15772236, 203.233.72.7/5881, pms.kicc.co.kr, etc.), update program download speed information (e.g. 1200bps, 2400bps, etc.), update program download means information (e.g. PSTN, ADSL, etc.), last update date and time information (07 / 01/15) may be configured to include at least one.

According to an exemplary embodiment of the present invention, the card storage information may include a file structure operable through a chip operating system (COS) provided in the IC chip.

Thereafter, the server may produce (or issue) a predetermined card having the card storage information through a predetermined card issuing device and provide (or deliver) the same to the customer (eg, a store owner or a business owner) (430). ).

According to an embodiment of the present invention, the card issuing device preferably includes a device for recording (post-issuing) the card storage information in a memory provided in an IC chip of the card (for example, a customer owned card, etc.). Do.

Thereafter, the server processes the card issuing application information provided from the customer (eg, a shop owner or a business owner) and the generated card storage information through the card issuing interface and stores them in a predetermined storage medium 135 ( 435).

5 is a diagram illustrating a functional configuration of a card on which a card terminal registration and program update information is mounted according to an exemplary embodiment of the present invention.

In more detail, Fig. 5 is a functional configuration of an IC card loaded with predetermined storage information for registering a predetermined card terminal and updating the card terminal program according to the present invention. Those skilled in the art may refer to and / or modify this drawing 5 to infer various functional configurations for the IC card loaded with predetermined storage information for registration of the card terminal and update of the card terminal program. The present invention includes all implementation methods inferred from the above, and is not limited to the implementation method shown in FIG.

Referring to standards including ISO / IEC 7816 and / or ISO / IEC 14443, the IC chip of an IC card equipped with predetermined storage information for registration of a card terminal and updating of the card terminal program is supplied with a power supply (VCC). Communication with, for example, a command card terminal via a contact point such as a reset signal RST, a clock signal CLK, a ground GND, a programming power supply VPP, and / or an I / O. A processor unit 505 including an input / output interface 500 for exchanging data, and at least one computing element including a central process unit (CPU), a micro process unit (MPU), a coprocessor, or the like. And a memory unit 510 including at least one memory device including read only memory (ROM), random access memory (RAM), electrically erasable and programmable read only memory (EEPROM), flash memory (FM), and the like. And especially the memory A chip operating system (COS) for managing and operating an internal resource of an IC card having at least one memory device (eg, a ROM) loaded with predetermined storage information for registering a card terminal and updating the card terminal program. When a predetermined power is supplied from a card terminal through a power supply (VCC) contact point of the input / output interface 500, the COS stored in the memory unit 510 is loaded into a predetermined execution memory to store the IC chip. Control the overall operation of the device and exchange information or data between the IC chip and the card terminal through an application protocol data unit (APDU) based on the clock frequency (eg, 3.57 MHz or 4.9 MHz) of the clock signal (CLK) contact point. To control.

According to the present invention, the memory unit 510 of the IC chip stores predetermined storage information for registering the card terminal provided from the IC card and updating the card terminal program in the card terminal. Predetermined storage information for registration of the terminal and updating of the card terminal program comprises: a data storage unit for storing a data set corresponding to program data that is read and / or used by the terminal program of the card terminal; It is driven or executed by the operation function of the processor unit 505 and the instruction set provided by the COS, and operates by a program routine used by the terminal program (for example, in the case of a Javacard, a Java Applet). Command call code and processor unit 505 interacting with the instruction set of the COS There is provided a processing unit corresponding to a program code including an execution code to be processed by the processing, in particular, the processing unit reads a command provided from the terminal program via the input and output interface 500 through an APDU, the read command Read or record at least one or more information or data stored in the data storage based on the result, the terminal or the terminal of the card terminal via the input / output interface 500 through the APDU through the result or read information or data Characterized in that provided by the program.

According to a preferred embodiment of the present invention, the memory unit 510 of the IC chip includes a security structure based on ISO / IEC 10202. Accordingly, the memory unit 510 may include a chip serial number (CSN) It consists of a protected area where the same secret information is stored, a COS control area, a user application area, a read / write access area, an application program area, and a FAT (File Allocation Table) management area, and the like. And predetermined storage information for updating the card terminal program is stored in an area excluding the protection area and the COS control area.

According to an embodiment of the present invention, the memory unit 510 provided in the IC card loaded with predetermined storage information for registering the card terminal and updating the card terminal program may register the card terminal and update the card terminal program. In addition to the predetermined storage information for the at least one or more other card storage information (eg, financial means storage information, etc.) is preferably further provided, whereby the present invention is not limited.

Here, the predetermined storage information for registering the card terminal and updating the card terminal program includes update management information for updating the card terminal using the issued card.

For example, the update management information for updating the card terminal using the card may include update program version information (eg, E0014, etc.) corresponding to the card terminal model, and access information (eg, update program download means) for update access. 15772236 for this PSTN, 203.233.72.7/5881, pms.kicc.co.kr, etc., for update program download means, update program download speed information (e.g., 1200bps, 2400bps, etc.), update program download means information ( For example, PSTN, ADSL, etc.), the last update date and time information (07/01/15) may be configured to include at least one.

In addition, according to ISO / IEC 7816 and / or ISO / IEC 14443 ICC standard, the memory unit 510 may include one master file (MF) corresponding to a root file, and a lower subordinate to the master file. An ATR (Aswer To Reset) including function information on at least one stored information, at least one dedicated file corresponding to each ICC stored information, and a dedicated file (DF) corresponding to each ICC stored information, and disposed below the dedicated file. It includes a file structure consisting of an element file (EF) containing the actual information and / or data for the smart card service, the predetermined storage for the registration of the card terminal and the update of the card terminal program for the present invention The information may also include the file structure as described above.

For example, predetermined storage information for registering the card terminal and updating the card terminal program is disposed under a master file, and unique identification for predetermined storage information for registering the card terminal and updating the card terminal program. A dedicated file including information or property information, an element file disposed under the dedicated file and storing file control information (FCI), registration of at least one card terminal and management information of the card terminal update; Registration of the card terminal to be stored and the card terminal program update can be made including an element file for related information.

In addition, the element file for storing the file control information is a data byte corresponding to the response to the SELECT FILE command transmitted by the terminal program provided to the card terminal to the card equipped with the registration of the card terminal and the update management information of the card terminal; An FCP template and / or ISO that carries a BER-TLV (Basic Encoding Rules-Tag, Length, Value) data object File Control Parameter (FCP) defined in TABLE 2 of ISO / IEC 7816-4. / FMD template for delivering BER-TLV data object File Management Data (FMD) and / or FCI template for delivering FCP and FMD, as defined in TABLE 2 of IEC 7816-4. It can be searched according to the requirements. Generally, the corresponding template is mandatory when the FCP or FMD selection is made, and the use of the FCI template is optional when the FCI selection is made.

According to an exemplary embodiment of the present invention, the operator information, business owner information, merchant registration information, card terminal information, and card terminal update management information included in the registration information of the card terminal and the update related to the program are stored. It can be made, including.

According to a preferred embodiment of the present invention, a method of selecting the registration of the card terminal and the update management information of the card terminal from among a plurality of pieces of storage information provided in the card includes a selection method by a file identifier and a selection method by a path. And a method of selecting by an EF identifier. The method of selecting by a file identifier is a method of using a 2-byte identifier assigned to each file, as shown in FIG. 5 in a dedicated file of card terminal registration and card terminal update management storage information. The card terminal is registered and the card terminal update management storage information is selected through an assigned identifier (for example, “F500”). The selection method by the path is used to register and the card terminal using the “3FFF” identifier. Select the terminal terminal update management storage information, and select the room by the EF identifier Is to select a register and updates management information stored in the card terminal a card terminal through a 5-bit identifier between "30" from the "0" is assigned to each element file.

In general, when the selection method by a file identifier and the selection method by a path are used, registration information of the card terminal and update management information of the card terminal can be accessed through a SELECT FILE command. If the selection method by the file identifier is not used, the dedicated file of the card terminal registration and the card terminal update management storage information may be omitted.

FIG. 6 is a diagram illustrating a functional configuration of a card terminal for registering and updating a card terminal by using a card in which card registration and update related information of a program are stored according to an exemplary embodiment of the present invention.

In more detail, FIG. 6 shows a server (eg, a server) on a network (for example, through card terminal registration related information or card terminal update management information read out from a card in which the card terminal shown in FIG. 5 is registered and the card terminal update management storage information is stored. And a communication channel for exchanging predetermined information with an update server and the like, and receiving a program update information transmitted from the server and updating a program mounted in the card terminal. Those skilled in the art to which the invention pertains, through the card terminal registration related information or the card terminal update management information read from the card by referring to and / or modifying the present Figure 6, the card terminal registration or card terminal program Card terminal performing the update Would be able to infer the function configuration, rather than the technical features of the present invention is not limited by the figure 6, bayida that put out to include all the exemplary method of the inference.

Referring to FIG. 6, the card terminal that performs card terminal registration or card terminal program update through card terminal registration related information or card terminal update management information provided from the card is basically a controller 605 and a memory unit ( 650, a card reader 610, a key input unit 620, a screen output unit 615, a communication processing unit 630, a print output unit 640, and a power supply unit 625 that supplies power to the card terminal. It may be configured to include, and may include at least one or more terminal functional units (for example, security application module 635, etc.) according to the intention of those skilled in the art.

The control unit 605 controls the overall operation of the card terminal shown in the functional configuration, manages the flow of information or data between each component, and the card terminal registration related information or card terminal update management information read from the card. At least one component provided in the card terminal for performing the card terminal registration process, or by connecting a predetermined communication channel with a server (for example, update server, etc.) on the network to perform the card terminal program update And the card terminal is configured to include at least one processor and an execution memory (for example, a register and / or a RAM) in hardware, including a central processing unit (CPU) and a micro processing unit (MPU). Random Access Memory) and a bus for inputting and outputting predetermined data. And it may be made.

 In addition, the card terminal is a predetermined program routine (Routine) and / or program that is loaded by the processor from a predetermined recording medium to the execution memory in order to perform a function specific to the card terminal in software Perform the card terminal registration process through the card terminal registration related information or the card terminal program update related information read from the card, or a predetermined communication channel with a server (for example, an update server, etc.) on the network. A predetermined program recorded on a recording medium provided in the card terminal, and / or a functional component provided in the card terminal to perform an update on the card terminal. Also provided in the control unit 605 It can be achieved by also).

According to the exemplary embodiment of the present invention, the controller 605 may be configured with components (for example, the memory unit 650, the card reader unit 610, the key input unit 620, and the screen output unit 615) provided in the card terminal. ) And the communication processing unit 630, the security application module 635 and the print output unit 640 and / or the terminal functional unit (not shown) according to the intention of those skilled in the art), the electronic payment defined in the card terminal In addition to controlling and managing the provision of the service, the card terminal registration process may be performed through the card terminal registration related information or the card terminal program update related information read out from the card according to the present invention, or the server on the network ( For example, the device is provided in the card terminal to update the card terminal (or terminal program) by connecting a predetermined communication channel with an update server. For a financial transaction using the customer payment method information read out of the elements from each other or control, and / or the IC cards in cooperation it is preferred to run the program to be recorded in a recording medium provided in the card terminal.

The memory unit 650 is input or output information or data when an operation by a predetermined program routine (or code) and / or program data (eg, a program routine (or code)) for controlling the overall operation of the card terminal is performed. General term of non-volatile memory for storing at least one or more storage means, including at least one storage means including hardware electrically erasable and programmable read only memory (EEPROM) and / or flash memory (FM) and / or hard disk drive (HDD). And a predetermined program routine required for the control unit 605 to perform a predetermined control function and program data (for example, data input or output for the program routine to perform a predetermined function). It is characterized by.

According to the method of the present invention, the memory unit 650 performs a predetermined card terminal registration process through the card terminal registration information or the card terminal update management information which the card terminal reads from the card according to the present invention. Or store information (eg, terminal registration information, update history information, etc.) generated in the process of updating the card terminal program by connecting a predetermined communication channel with a server (eg, update server, etc.) on a network. It is desirable to.

In order to perform registration and program update of the card terminal using the card terminal registration related information or the card terminal update management information read out from the card through the card terminal, the card is based on the ISO / IEC 7816 standard. And a card including at least one contact IC card (or wireless IC chip) and / or a contactless IC card (or wireless IC chip) based on ISO / IEC 14443. 610 is characterized in that to provide an interface for reading at least one or more information or data provided in the card.

According to an embodiment of the present invention, the card reader unit 610 may provide a contact IC reader unit for providing an interface between the contact IC card and the card terminal, or an interface between the contactless IC card and the card terminal. It comprises a contactless IC reader.

In the present invention, the card reader is shown as being provided in the card terminal, it is specified that any one or more card readers of the card reader unit can be detached from the card terminal or connected via a predetermined cable.

When the contact IC reader unit is a card reader unit 610 based on ISO / IEC 7816, at least one contact point making electrical contact with a chip on board (COB) provided in the contact IC card. And a half duplex using an application protocol data unit (APDU) to supply power to an IC chip of a card in which the card terminal registration related information or the card terminal program update related information is stored through the contact point. Through the transaction of the scheme, predetermined information (eg, the card terminal registration related information or the card terminal program update related information) or data may be interfaced to the card terminal from the IC chip.

When the contactless IC reader unit is a card reader unit 610 based on ISO / IEC 14443, the contactless IC card may be electrically contacted with the contactless IC card by using capacitive coupling and / or inductive coupling. It comprises at least one antenna, the power supply to the IC chip of the card storing the card terminal registration information or the card terminal program update information stored through the antenna, the half-duplex method using the APDU Predetermined information (for example, the card terminal registration related information or the card terminal program update related information) or data from the IC chip may be interfaced to the card terminal through the transaction.

In addition, the card reader 610 is a predetermined card information (for example, credit card, check card provided in the customer card from the at least one or more card reader 610 for the electronic payment service defined in the card terminal) , Payment means information corresponding to a payment method including at least one of a debit card, a cash card, and a financial account.

In addition, the card terminal may further include an MS reader, wherein the MS reader is a card reader 610 based on ISO / IEC 7810, and includes at least one magnetic head including a predetermined coil. An MS card in which predetermined information (for example, magnetized binary data) is recorded is in close contact with the magnetic head and moves in a predetermined direction (or the magnetic card has predetermined information recorded therein). And move in close contact with each other, the predetermined information or data may be interfaced to a card terminal from at least one track provided in the MS of the MS card by using a predetermined electrical signal loaded on the magnetic head. .

The key input unit 620 is provided with at least one key button including at least one or more number keys and / or character keys and / or function keys. Detects information (or a signal) input from a key input device of the controller and from a predetermined key button provided in the key input device in a specific input mode and / or operation mode of the card terminal controlled by the controller 605. When a predetermined information (or signal) is input, a key event corresponding to the input information (or signal) is generated, and the generated key event is provided to the controller 605. 605 acquires predetermined key data corresponding to the key event in the current input mode and / or operation mode of the card terminal, and / or is defined in accordance with the key event. Characterized in that for obtaining a command to run.

Here, the key input unit 620 and the key input device having at least one key button interwork with each other to perform a function of key input means provided in the card terminal.

The key input device interoperating with the key input unit 620 may include a keypad device having at least one numeric key and a function key, and / or at least one numeric key and a character key (eg, English character key, and / or Korean character). Key) and / or a keyboard device having a function key, and / or having at least one numeric key and a function key in conjunction with the screen output means, and / or having at least one numeric key, a character key and a function key. It is preferable to include at least one touch screen device.

For example, the key input unit 620 may include a key input unit for receiving key data (eg, a payment amount) corresponding to the electronic payment service from at least one key input device for the electronic payment service defined in the card terminal. It is preferable to perform a function, and through the card terminal registration information or the card terminal update management information read out from the card according to the present invention, a predetermined card terminal registration process is performed, or a server (eg, an update on a network) Server) and a predetermined communication channel to perform a function of key input means for receiving at least one or more key data required in the process of updating the card terminal program.

The screen output unit 615 may control the control unit 605 while the card terminal performs a predetermined function (eg, a card terminal registration function using a card, a card terminal program update function using a card, an electronic payment processing function, etc.). At least one information or data that is predefined or is defined in real time to be output to a predetermined display device including a liquid crystal display (LCD) and / or a cathode ray tube (CRT). The screen output unit 615 and the screen output device interoperate with each other to perform a function of the screen output means provided in the card terminal.

The predefined information or data to be output from the card terminal to the screen output device may be stored or generated by key data input through the key input unit 620 and / or components provided in the card terminal. At least one or more information (or data), information (or data) transmitted and received through the communication processor 630, and / or information (or data) corresponding to a predetermined operation result performed by the card terminal. Can be done.

According to a preferred embodiment of the present invention, the screen output unit 615 is a card terminal registration processing screen according to each service step to the screen output device for a card terminal registration service or a card terminal program update service defined in the card terminal. Or a screen output means for outputting a card terminal program update processing screen.

The communication processor 630 performs a payment network (eg, a card terminal) in a process of performing a predetermined function (eg, a card terminal registration function using a card, a card terminal program update function using a card, an electronic payment processing function, etc.). Connected to a terminal server (or device) and / or the card terminal connected to the card terminal and / or the card terminal through a predetermined short-range wireless communication. It provides a predetermined communication means for connecting a communication session with a terminal (or device), a network communication unit for connecting a predetermined communication channel with a VAN company server on a wired or wireless network, and / or through a predetermined cable communication port A cable communication unit for connecting a communication session with a terminal (or device), and / or at least one short range wireless communication means. It includes a short-range wireless communication unit for connecting a predetermined short-range communication terminal (or device) device and a predetermined communication session through the communication protocol, and / or to connect the communication channel (or communication session) by software This includes the driver.

The network communication unit may include a predetermined wired network and / or a mobile communication network including a Value Added Network (VAN) or a financial common network or high-speed Internet (eg, ADSL / VDSL / Cable Network /.../ satellite communication). Connecting a communication channel with a server (for example, an update server, etc.) on a wired / wireless network through a predetermined wireless network including a wireless data communication network, and for hardwarely connecting the card terminal to a predetermined wired / wireless network. It may include a modem or a network interface card (NIC), and may include a communication protocol and / or a driver for connecting the card terminal to the wired / wireless network in software.

The cable communication unit connects a cable communication session with a predetermined terminal (or device) through a predetermined cable communication (eg, RS-232c or Universal Serial Bus (USB)), and the cable is connected in hardware. It comprises a predetermined cable communication port, and may comprise a communication protocol and / or driver for the cable communication in software.

Here, the terminal (or device) to which the cable communication session is connected through the cable communication unit preferably includes a predetermined point of sales (POS) terminal.

The short range wireless communication unit includes at least one of infrared ray communication, RF (Radio Frequency) communication, Bluetooth (BlueTooth), Wireless LAN (Wi-Fi), Wi-Fi (Wi-Fi), and Universal Serial Bus (USB). Characterized in that to connect a predetermined terminal (or device) and a short-range wireless communication session through at least one or more short-range wireless communication means, the hardware includes the infrared communication, RF communication, Bluetooth, WLAN, WiFi, UWB And a predetermined short range wireless communication module for short range wireless communication, and includes a communication protocol and / or a driver for the short range wireless communication in software.

Here, the terminal (or device) to which the short-range communication session is connected through the short-range communication unit preferably includes a customer wireless terminal that mounts or detaches a predetermined wireless IC chip.

The secure application module (635) is a confidentiality and / or authentication and / or required in the process of the card terminal to perform the electronic payment and / or electronic payment using the card. Or performing security requirements, including integrity and / or nonrepudiation, in a secure and reliable structure within the card terminal without using an authentication server (or server 305) on the payment network. As a safety device for the card terminal, a predetermined message processed in a process of performing a predetermined security request function (for example, a card terminal registration function using a card, a card terminal program update function using a card, an electronic payment processing function, etc.). Add an authenticator that encrypts or decrypts (information or data) and prevents forgery (or tampering) of the message. Or, or you can perform a function that stores important core information in the course of performing the required security features.

In general, the security application module 635 is preferably composed of a predetermined security application module 635 inserter and the security application module 635 chip, the security application module 635 chip is a chip containing at least 8-bit CPU Application Specific Integrated Circuit (ASIC) chips (eg, PLCC 44-pin chips) and / or IC chips (eg, IC cards in the form of subscriber identity modules (SIMs)) with performance of 2 MIPS (Million Instructions Per Second) or more. It may be made, including.

In addition, the security application module 635 is at least one or more security application data (eg, at least one or more identifier, version, expiration date, issue date, code value, etc.) required to perform a predetermined security request function to the card terminal and / Or a key (e.g., one master key and at least one application key) and / or a protocol (e.g., trading protocol, re-transaction protocol, last transaction cancellation protocol, collection protocol, SAM issuance protocol, (e-money company / card company) registration protocol , Privilege acquisition protocols, mode switch protocols, key download protocols, SAM revocation protocols) and / or commands (e.g., at least one read / authentication / transmission / registration / setting / mode switch / gather / delete / discard / initialize / restart) Processing / cancellation command).

The print output unit 640 performs a process of the card terminal performing a predetermined function (eg, a card terminal registration function using a card, a card terminal program update function using a card, an electronic payment processing function, etc.) and / or the result And outputting predetermined information or data (e.g., payment processing (or signature comparison) result information or data) generated as a predetermined printing device 645 (e.g., a receipt printing machine). A printing protocol and a driver for printing the print information or data through the printing device 625 according to the present invention.

Referring to FIG. 6, when the card terminal registration storage information is read from the card through the card reader unit, the controller 605 of the card terminal performs registration of the card terminal through the read card terminal registration storage information. When the card terminal update management storage information is read from the card through the registration processing unit and the card reader unit, predetermined update request information is generated based on the read program storage information, and the server on the network through the communication processing unit ( For example, an update processing unit for transmitting the generated update request information to an update server, etc., receiving program update information from the server, and updating the card terminal, and the card terminal registration details or card terminal program update details. Information storage unit to store in the memory unit It can comprise.

In addition, the control unit 605, a card authentication unit 675 for authenticating the validity of the customer card using the PIN through the card reader unit 610, and the customer through the card reader unit 610 The communication processor generates a payment approval request message including payment means information (eg, credit card information) read from the card and transaction information (eg, payment amount information) input through the key input unit 620. Sending the generated payment approval request full text to the VAN company server (or payment server) through 630, and receives the payment approval response message corresponding to the payment approval request full text from the VAN company server (or payment server) Or storing the electronic processor 680 and the electronically received customer signature to execute a card terminal 600 function corresponding to the received payment approval response message, in the memory unit, or The communication processor 630 may further include a signature processor 685 for transmitting to the VAN company server.

The registration processing unit, when the card reader unit reads out and transfers card terminal registration storage information for registering the card terminal information from the IC card shown in FIG. 5, the operator information included in the card terminal registration storage information (eg, Merchant store name, representative name, phone number, business registration number, address, etc.) and credit card merchant code by checking, characterized in that to store and register the confirmed business information and credit card merchant code in the memory unit.

For example, the registration processing unit may request a command message (eg, GET DATA COMMAND, READ) requesting card terminal registration storage information (eg, card terminal registration information element file) stored in the IC card through the card reader unit 610. RECORD COMMAND, etc.) to an APDU (Application Protocol Data Unit), and if a response message corresponding to the command message is received from the IC card, check whether the card terminal registration storage information is included in the received response message. Can be.

Thereafter, the registration processing unit checks the business information (eg, affiliate store name, representative name, phone number, business registration number, address, etc.) and the credit card merchant code, and stores the checked business information and credit card merchant code in the memory. After being stored in the unit, the terminal generates a full text requesting approval and transmits it to a server (for example, a VAN company server, a card terminal registration approval server, etc.) on the network through the communication processing unit, and sends the full text requesting the registration approval request message. The card terminal registration process may be terminated by receiving a corresponding registration approval response message.

According to the embodiment of the present invention, the operator information and the credit card merchant code stored in the memory unit through the registration processing unit, the payment approval request message to be transmitted to the VAN company server through the communication processing unit at the time of card payment using the card terminal It may be used to generate a data, or may be used as information entered on a credit card sales slip.

When the card terminal program update storage information is read from the IC card through the card reader unit, the update processing unit may update program version information corresponding to the card terminal model included in the read program update storage information (eg, E0014). ), Access information (eg, 15772236, 203.233.72.7/5881, pms.kicc.co.kr, etc.) for update access, update program download speed information (eg, 1200bps, 2400bps, etc.), update program download means information (eg, , PSTN, ADSL, etc.), the last update date and time information (07/01/15), etc., and the card processor program update environment (eg, update program download speed, means, communication channel connection, etc.) through the communication processor. A predetermined card terminal program including automatic setting and including current program version information of the card terminal. Generate gram update request information, and transmit the generated card terminal program update request information to a server (eg, an update management server) on the network through the communication processing unit to request the card terminal program update; .

The update processing unit may update the card terminal through the received program update information when program update information corresponding to the card terminal program update request information is received from the server.

For example, the update processing unit may request a command message (eg, GET DATA COMMAND, etc.) requesting card terminal update management storage information (eg, card terminal update management information element file) stored in the card through the card reader unit 610. READ RECORD COMMAND, etc.) to an APDU (Application Protocol Data Unit), and if a response message corresponding to the command message is received from the card, whether the received terminal message management information is included in the received response message. You can check it.

7 is a diagram illustrating a card terminal operation process of performing card terminal registration using an IC card in which card terminal registration information is stored according to an exemplary embodiment of the present invention.

More specifically, FIG. 7 is a method for registering a card terminal shown in FIG. 6 by using an IC card in which card terminal registration information shown in FIG. 5 is stored. Persons having ordinary skill in the art will be able to infer various implementation methods for the card terminal registration process using the IC card by referring to and / or modifying the drawing of FIG. It includes, and is not limited by the embodiment shown in FIG.

Here, the card terminal registration is an initial setting operation for registering a business information and a credit card merchant code in the card terminal to enable a credit card payment through the card terminal, according to the method of the present invention By inserting the IC card storing the information necessary for terminal registration into the card terminal, the operator enters the merchant code and the operator information individually by the operator without using the card terminal directly (previously, according to a predetermined procedure) This agent), it is possible to register the card terminal information more conveniently.

Referring to FIG. 7 according to an embodiment of the present invention, a card terminal information registration process using an IC card storing the card terminal registration information includes a predetermined terminal program using card terminal registration information stored in the IC card. The IC card is inserted into the card reader of a card terminal equipped with a predetermined card reader (e.g., a card acceptance device (CAD)) and is input by a user of the card terminal through a predetermined key input corresponding to registration of the card terminal information. May be initiated.

According to another exemplary embodiment of the present invention, a predetermined key input corresponding to registration of the card terminal information may be performed before the IC card is inserted into the card reader, and the card terminal registration information of the IC card may be used. If autorun information is included, it may be omitted.

When the IC card is inserted into the card reader of the card terminal, the card terminal supplies a predetermined power supply (for example, 3V or 5V) for operating the IC card through the VCC of the card, and the IC through the RST. Initialize the card.

For example, the IC chip of the IC card is 5V class A and 3V class B, the card terminal after selecting the class for about 10ms, it is preferable to supply power to the IC card to output a normal ATR signal, The card terminal initializes the IC card through a reset signal when the power is stably supplied as described above. When the initialization is normally performed, the RST of the IC card maintains the L state and the I / O is received. In the mode, while the VPP remains idle, the CLK will remain supplied with an appropriate and stable frequency (e.g., 3.57 MHz or 4.9 MHz).

Referring to FIG. 7, when an IC card storing predetermined card terminal registration information is inserted into a card reader provided in the card terminal (700), the card terminal supplies predetermined operating power to the card through the card reader. The IC card is initialized through the operation power supply (705).

If the IC card is normally initialized (710), the card terminal sends a command message for requesting the card terminal registration information (e.g., business information and credit card merchant code) to the IC card (APDU). In step 715, the IC card transmits a response message including the card terminal registration information to the card terminal in response to the command message.

Here, the card terminal sends a predetermined message corresponding to the card terminal registration process from the card terminal user to transmit a command message requesting card terminal registration information including the operator information and a credit card merchant code to the IC card. A key input may be received, and the card terminal may check a key input corresponding to the card terminal registration processing and transmit a command message requesting the card terminal registration information to the IC card.

When the response message including the card terminal registration information operator information and the credit card merchant code is transmitted from the IC card to the card terminal, the card terminal checks the card terminal registration information included in the transmitted response message, The card terminal registration process is performed using the confirmed card terminal registration information (725).

Then, the card terminal registration processing history is stored in the memory unit in the card terminal (730), the card terminal registration information including the business information and credit card merchant code stored in the memory unit, using the card terminal At the time of card payment, it may be used to generate a full payment approval request message to be transmitted to the VAN company server through the communication processing unit, or may be used as information written on a credit card sales slip.

8 is a diagram illustrating a card terminal operation process of updating a card terminal by using an IC card in which card terminal update management information is stored according to an exemplary embodiment of the present invention.

More specifically, FIG. 8 is an implementation method for updating a card terminal program shown in FIG. 6 by using an IC card in which the card terminal update management information shown in FIG. 5 is stored. Those skilled in the art will be able to infer various implementation methods for the card terminal program update process using the IC card by referring to and / or modifying the drawing 8, but the present invention is inferred from the above It includes all implementation methods and is not limited by the implementation method shown in FIG.

Here, the card terminal program update is to reinstall the terminal program (for example, firmware, etc.) stored in the card terminal to a new version, or reinstall the terminal program when a card terminal error occurs due to a power failure or reboot. If the existing card terminal supports a remote management system (TMS; Terminal Management System (TMS)), the user is a download means for downloading the terminal program from the remote management server (for example, PSTN, ADSL, etc.), or download Although it is inconvenient to enter a speed (for example, 1,200bps, 2,400bps, etc.), a download phone number (for example, 15772236 for 1200bps, 203.233.72.7/5881, etc. for ADSL), the IC card according to the present invention. Updates with Simplify the cumbersome and complicated keystroke process, making it easier and more convenient De terminal program is able to perform the update.

Referring to FIG. 8 according to an embodiment of the present invention, a card terminal program update process using an IC card storing the card terminal update management information may include a predetermined terminal using card terminal update management information stored in the IC card. The card is inserted into the card reader of a card terminal equipped with a program and a predetermined card reader (e.g., a card acceptance device (CAD)), and a predetermined key input corresponding to the card terminal program update is performed by the card terminal user. May be initiated through.

According to another exemplary embodiment of the present invention, a predetermined key input corresponding to the card terminal program update may be performed before the card is inserted into the card reader, and the card terminal update management information of the IC card may be added to the card terminal update management information. If a predetermined command for automatically executing a card terminal program update is included, or if the terminal program of the card terminal is set to automatically perform a card terminal program update when the card terminal update management information is read, The key input process for starting the card terminal program update may be omitted.

When the IC card in which the card terminal program update information is stored is inserted into the card reader of the card terminal, the card terminal supplies a predetermined power source (for example, 3V or 5V) for operating the IC card through the VCC of the IC card. Supply and initialize the IC card via RST.

As described above, the IC chip of the IC card includes a class A for 5V and a class B for 3V, and the card terminal preferably selects a class for about 10 ms and then supplies power to the IC card to output a normal ATR signal. The card terminal initializes the IC card through a reset signal in a stable power supply state as described above. When the initialization is normally performed, the RST of the IC card maintains the L state, and the I / O In the receive mode, while the VPP remains idle, the CLK is kept in a state where an appropriate and stable frequency (e.g., 3.57 MHz or 4.9 MHz) is supplied.

Referring to FIG. 8, when an IC card in which predetermined card terminal update management information is stored is inserted into a card reader provided in the card terminal (800), the card terminal receives predetermined operating power to the IC card through the card reader. The IC card is initialized through the operation power supply (805).

If the IC card is normally initialized (810), the card terminal updates the card terminal update management information (e.g., update program version information (e.g., E0014, etc.) corresponding to the card terminal model) to the IC card. Access information (e.g., 15772236, 203.233.72.7/5881, pms.kicc.co.kr, etc.), update program download speed information (e.g., 1200bps, 2400bps, etc.), update program download means information (e.g., PSTN, ADSL) Etc.) and a command message for requesting the last update date and time information (07/01/15, etc.) to an application protocol data unit (APDU) (815), and the IC card updates the card terminal in response to the command message. The response message including the management information is transmitted to the card terminal (820).

As described above, in order to transmit a command message for requesting the card terminal update management information to the IC card, the card terminal may receive a predetermined key input corresponding to the card terminal program update from the card terminal user. The card terminal may check a key input corresponding to the card terminal program update process, and transmit a command message for requesting the card terminal program update information to the IC card.

When a response message including the card terminal update management information is transmitted from the IC card, the card terminal receives the received card terminal update management information (eg, update program version information corresponding to the card terminal model (eg, E0014, etc.). ), Access information (eg, 15772236, 203.233.72.7/5881, pms.kicc.co.kr, etc.) for update access, update program download speed information (eg, 1200bps, 2400bps, etc.), update program download means information (eg, , PSTN, ADSL, etc.), and the last update date information (07/01/15, etc.), etc.), to set the card terminal program update environment (825).

Here, the card terminal update environment setting may be performed by using at least one or more pieces of information included in the card terminal update management information to check the update program version information corresponding to the model of the card terminal, the connection information check for the update connection, At least one update program download speed information check, update program download means information check, and last update date information check may be included.

When the card terminal update environment is set as described above, the card terminal automatically connects to a server (for example, an update management server, etc.) on a network with reference to the update access information (830), and the card terminal is connected to the connected server. Update request information including at least one update management information is transmitted (835).

Here, the card terminal update request information includes at least one card terminal model information, program version information currently installed in a card terminal, program last download date information, card unique information, user unique information, and card terminal unique information. Can be.

If the terminal program stored in the card terminal is an old version (840), the card terminal receives the card terminal update program from the server (845), and installs the received card terminal update program to the card terminal, The card terminal update is performed (850).

As described above, when the card terminal update is completed, the card terminal stores the update details (eg, update program version information, update date and time information) in a memory unit (or a predetermined storage medium) provided in the card terminal. Or store in the IC card (855).

9 is a diagram illustrating an update management system for updating a card terminal program according to an embodiment of the present invention.

More specifically, in FIG. 9, if the card terminal 600 shown in FIG. 6 provides the card terminal program update request information to the update management system through a predetermined network means, the card provided in the update management system is provided. The present invention relates to a system configuration for checking an update program to be provided to the card terminal 600 based on terminal program update request information, and for providing the checked update program to the card terminal 600. Those skilled in the art will be able to infer various implementation methods for the configuration of an update management system for providing an update program to the card terminal by referring to and / or modifying the drawing 9, but the present invention is inferred from the above All implementations are included and are shown in FIG. It shall be limited to city ways.

Hereinafter, at least one means and / or functional configuration for performing the card terminal program update based on the card terminal program update request information provided from the card terminal through a predetermined network means on the update management system shown in FIG. The component corresponding to the " update management server 900 "

9 according to an embodiment of the present invention, an update management system for updating a card terminal program according to the present invention is characterized in that it comprises a card terminal 600 provided in at least one affiliated store, The card terminal 600 and the update management server 900 provided on the update management system through a predetermined network means based on the update management server access information included in the card terminal update management information read from the IC card. The communication channel is connected.

According to the exemplary embodiment of the present invention, the card terminal 600 accesses the update management server 900 through a predetermined network means (eg, PSTN, ADSL, etc.), and is provided by the update management server 900. It is characterized in that for receiving a card terminal update program corresponding to the card terminal 600 to update the card terminal program.

Those skilled in the art to which the present invention pertains will be able to easily infer the features of the card terminal 600 provided in the affiliated store, in particular, the function of the card terminal 600 shown in FIG. With reference to, the detailed description of the card terminal 600 will be omitted for convenience.

In the update management system as described above, at least one wired network connecting the card terminal 600 and the update management server 900 is a card for updating the card terminal program according to the present invention in the card terminal 600. Of the card terminal update interface for providing terminal 600 update request information to the update management server 900 and receiving a card terminal update program corresponding to the card terminal program update request information from the update management server 900. Function can be performed.

The update management server 900 provided on the update management system according to the present invention is a generic term for the update management system-side components connected to the card terminal 600 through a predetermined network means, and includes at least one server ( 900 or (or a device), and / or may be implemented by at least one or more programs recorded on a recording medium provided in a predetermined server 900 (or device), whereby the present invention is not limited No.

In addition, although the update management server 900 is illustrated as including a predetermined function configuration unit in this drawing, this is only one embodiment, and at least one or more function configuration units provided in the update management server 900 are shown. In this case, the update management system may include at least one server 900 (or a device).

According to the method of the present invention, the card issuing server 900 is connected to the card terminal 600 and a predetermined communication channel based on the protocol stack defined in the wired network, provided in the card terminal 600 Interface unit 905 for providing a communication interface for transmitting and receiving at least one or more information (or data) using a communication protocol defined in the communication program can be made.

Alternatively, when the card terminal 600 is provided with a predetermined terminal program (for example, firmware including an update management program) provided by the update management server 900, the interface unit 905 is wired. A communication channel may be connected to the card terminal 600 based on a protocol defined in a network, and a communication interface for transmitting and receiving information (or data) may be provided using a communication protocol defined in the communication program.

9, the update management server 900 transmits a predetermined card terminal 600 from the card terminal 600 when the predetermined card terminal 600 accesses the update management server 900 through the interface unit 905. An information receiving unit for receiving predetermined card terminal program update request information, an information checking unit 915 for confirming whether a program update of the card terminal 600 is necessary based on the received card terminal program update request information, and the card When it is determined that a terminal program update is necessary, the card terminal 600 provides an update program corresponding to the card terminal 600 information (or card terminal program update request information) through the interface unit 905. The program providing unit 920 and the update history of the card terminal 600 is associated with the card terminal 600 information. And it characterized in that formed in an information storage unit (925) for storing in a storage medium 135.

The information receiver, when the card terminal 600 transmits the card terminal program update request information through the network means, receives the card terminal program update request information in cooperation with the interface unit 905. The received card terminal program update request information is provided to the information checking unit 915.

According to the exemplary embodiment of the present invention, the card terminal program update request information includes information on the card terminal 600 model, program version information currently installed on the card terminal 600, program last download date information, IC card unique information, and user. Unique information, card terminal 600 may include at least one or more unique information.

The information checking unit 915 checks whether the card terminal program needs to be updated based on the card terminal program update request information received through the information receiving unit. For example, the information checking unit 915 may include: Check the card terminal 600 model information included in the card terminal program update request information transmitted from the card terminal 600 and the program version information currently installed in the card terminal 600, and the card terminal 600 model. By checking whether the latest version of the card terminal 600 program corresponding to the present in the storage medium 135, it is possible to determine whether the update of the card terminal 600 program.

According to another exemplary embodiment, the information checking unit 915 may include the card unique information (or user unique information or unique information of the card terminal 600) included in the card terminal program update request information transmitted from the card terminal 600. ), And compares the update history stored in the storage medium 135 with the latest program registration date and time in association with the identified card unique information to determine whether the card terminal program needs to be updated.

When the program providing unit 920 determines that the card terminal program update is necessary through the information checking unit 915, the card terminal information (or card terminal program update request information) through the interface unit 905. It is characterized in that for providing an update program corresponding to the) to the card terminal 600.

When the update program is provided to the card terminal 600 through the program providing unit 920, the information storage unit 925 displays the update details (or update program providing details, etc.) of the card terminal 600. The card terminal 600 may be stored in a predetermined storage medium 135 in association with information (or affiliated store information).

10 is a diagram illustrating a process of updating a card terminal program on an update management system according to an exemplary embodiment of the present invention.

More specifically, the drawing 10 accesses the update management server 900 on the update management system shown in Fig. 9 through a predetermined network means in the card terminal 600 shown in Fig. 6, and the card terminal program. When providing program update request information for an update, the update management server 900 determines whether the card terminal program can be updated based on the provided card terminal program update request information, and according to the determination result, the card terminal ( As an implementation method for providing an update program at 600), a person having ordinary skill in the art to which the present invention pertains may refer to and / or modify this drawing 10 to perform the update through the update management server 900. Provides an update program for card terminal program update Would be able to infer the various method embodiments, the present invention includes all embodiments in which the inference method, shall not be limited to the exemplary method shown in the figure 10.

Referring to FIG. 10, a card in which the card terminal program update information shown in FIG. 5 is stored is inserted (contacted) into the card terminal 600 shown in FIG. 6, and the card terminal program update management information stored in the card is inserted. The card terminal 600 connects the communication channel for transmitting and receiving the update information related to the card terminal program with the update management server 900 shown in FIG. 9 through the process of FIG.

When the communication channel between the card terminal 600 and the update management server 900 is connected, the update management server 900 receives the card terminal program update request information from the card terminal 600 (1005), the card The program version information and the terminal information included in the terminal program update request information are checked (1010).

For example, the card terminal program update request information transmitted from the card terminal 600 includes the card terminal 600 model information, program version information currently installed in the card terminal 600, program last download date information, and card unique information. It may be configured to include at least one, unique user information, unique information on the card terminal 600.

If the existing program version information, terminal information, etc. included in the card terminal program update request information are confirmed, the update management server 900 determines whether the program version corresponding to the checked terminal information is the latest version (1015).

Here, the update management server 900 checks the card terminal 600 model information and the program version information currently installed in the card terminal 600 included in the card terminal program update request information transmitted from the card terminal 600. In addition, by checking whether the latest version of the card terminal 600 update program corresponding to the card terminal 600 model exists in the storage medium 135, it may be determined whether the card terminal program update is required.

According to another exemplary embodiment, the update management server 900 may include the card specific information (or user unique information or unique information of the card terminal 600) included in the card terminal program update request information transmitted from the card terminal 600. ), And compares the update history stored in the storage medium 135 with the latest program registration date and time in association with the identified card unique information to determine whether the card terminal program needs to be updated.

If the program version information installed in the current card terminal 600 included in the card terminal program update request information transmitted from the card terminal 600 is the latest version of the program (1020), the update management server 900 is the card The terminal 600 transmits a message indicating that the program version installed in the card terminal 600 is the latest version, and terminates the card terminal update process according to the present embodiment.

On the other hand, if the program version information installed in the current card terminal 600 included in the card terminal program update request information transmitted from the card terminal 600 is not the latest version of the program (1020), the update management server 900 Check (extract) the latest version update program information corresponding to the terminal information from the storage medium 135 (1025), and transmit the checked (extracted) latest version update program to the card terminal 600 (1030). ).

Thereafter, the update management server 900 processes the update program providing information in association with the card terminal 600 information (or user information or card unique information) and stores the update program providing information in the storage medium 135 (1035).

Through the IC card provided with the card terminal update management information or the card terminal registration information according to the present invention and a card terminal update method using the same, the user can easily register the card terminal directly in the process of installing (or reinstalling) the card terminal. There is an advantage that it can.

In addition, when an update of the card terminal is required, there is an advantage that the card terminal can be updated more simply by minimizing a user's key manipulation process using the card.

Claims (1)

Reading predetermined card terminal update management information including access information from the IC card to the card terminal update management server at the predetermined card terminal; By using the access information from the card terminal to the card terminal update management server included in the read out card terminal update management information by connecting a communication channel with the card terminal update management server on the network, program update request information through the communication channel Transmitting; Determining whether the card terminal needs an update by checking the transmitted program update request information in the update management server; If it is determined that an update is necessary, providing a card terminal update program to the card terminal through the communication channel in the update management server; And Updating the card terminal program through the provided card terminal update program at the card terminal; and updating the card terminal using the IC card.

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