WO2017007149A1 - Dispositif de paiement automatisé et procédé de fonctionnement correspondant - Google Patents

Dispositif de paiement automatisé et procédé de fonctionnement correspondant Download PDF

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Publication number
WO2017007149A1
WO2017007149A1 PCT/KR2016/006640 KR2016006640W WO2017007149A1 WO 2017007149 A1 WO2017007149 A1 WO 2017007149A1 KR 2016006640 W KR2016006640 W KR 2016006640W WO 2017007149 A1 WO2017007149 A1 WO 2017007149A1
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Prior art keywords
payment
user
response value
information
online shopping
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PCT/KR2016/006640
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English (en)
Korean (ko)
Inventor
김동하
Original Assignee
주식회사 옐로쇼핑미디어
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Publication of WO2017007149A1 publication Critical patent/WO2017007149A1/fr

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions

Definitions

  • the present invention relates to a payment automation device and a method of operating the same, and more particularly, to a payment automation device and an operation method capable of performing automatic payment for a plurality of online shopping malls.
  • An online shopping mall refers to a fictional store configured to perform a sale (ie, e-commerce) of a product online using the Internet, etc., which specializes in selling a small number of specific products.
  • Stores such as online stores, auction sites that sell goods through auctions, malls, where many online stores come together to sell a huge variety of products, and products from individuals and small retailers.
  • a normal shopping mall such as an open market, which is a relay type internet shopping mall for sale
  • various forms such as social commerce, which is a method of providing a predetermined discount when a predetermined number of people are over, may be included.
  • a price comparison site for comparing prices between online shopping malls by collecting products and price information provided by a plurality of online shopping malls has recently been used and is being used by many consumers.
  • a price comparison site there is still a problem that in order to proceed with the actual purchase or payment, there is still a inconvenience that the consumer eventually has to individually access the online shopping mall and repeatedly input various information.
  • An object of the present invention is to provide a payment automation device and an operation method thereof capable of performing automatic payment for a plurality of online shopping malls by minimizing user's involvement based on user information. .
  • a method of operating a payment automation device includes receiving a payment request from a user for an online shopping mall; Logging into the website of the online shopping mall with the account of the user based on the login information of the user; Accessing a purchase pending product page of the website in which the user's pending purchase product is stored and requesting a payment process for the pending purchase product of the user; And performing an automatic payment for the goods waiting for purchase by accessing at least one payment progress page and transmitting at least one of shipping information and payment information in order to proceed with a series of payment processes according to the request of the payment progress. It may include.
  • a computer-readable recording medium having a program recorded thereon for performing a method of operating the payment automation device is provided.
  • a payment automation device may include a communication unit receiving a payment request of a user for an online shopping mall; A login manager configured to log in to the website of the online shopping mall with the account of the user based on the login information of the user; A product manager which accesses a purchase-waiting product page of the website where the user-purchased product is stored and requests a payment process for the user-purchased product; And in response to the request for payment progress, accessing at least one payment progress page and transmitting at least one of shipping information and payment information in order to proceed with a series of payment processes, thereby performing automatic payment for the goods waiting to be purchased. It may include a processing unit.
  • an automatic payment for a plurality of online shopping malls is implemented by implementing a payment automation device to collectively perform an automatic login, a payment product selection, a payment process, etc. for one or more online shopping malls based on previously stored user information.
  • a payment automation device to collectively perform an automatic login, a payment product selection, a payment process, etc. for one or more online shopping malls based on previously stored user information.
  • FIG. 1 illustrates a payment automation system according to an embodiment of the present invention.
  • FIG. 2 illustrates a payment automation device according to an embodiment of the present invention.
  • FIG. 3 illustrates a method of operating a payment automation device according to an embodiment of the present invention.
  • FIG. 4 illustrates an embodiment of operation S350 of FIG. 3 in the method of operating a payment automation device according to an embodiment of the present invention.
  • FIG. 5 illustrates another embodiment of operation S350 of FIG. 3 in the method of operating a payment automation device according to an embodiment of the present invention.
  • 6A-6E illustrate exemplary operations based on web scraping of a payment automation device in accordance with one embodiment of the present invention.
  • FIG. 1 illustrates a payment automation system according to an embodiment of the present invention.
  • the payment automation system 1000 may include a payment automation device 100, a user terminal 210, an online shopping mall server 220, and a PG company server 230. Can be configured.
  • the payment automation device 100 may provide an automatic payment service for an online shopping mall to a user.
  • the payment automation device 100 automatically logs in to the website of the online shopping mall where payment is requested.
  • the purchase-waiting product of the corresponding website may be selected as a payment target, and a payment progress request for the selected product may be transmitted to the online shopping mall server 220.
  • the payment automation device 100 automatically transmits the information to the online shopping mall server 220 or the PG company server 230 through automatic input of shipping information and payment information based on pre-stored user information.
  • the user information may include personal information about the user (e.g. user name, phone number, etc.), login information (e.g., login ID, password, etc.) for the website of at least one online store, shipping information (e.g. For example, your primary shipping address, etc.), payment card information (e.g., card company name, card number, expiration date, card password, CVC number, online billing number, etc.) for at least one or more payment cards (Eg, a basic payment card, an installment period, etc.).
  • personal information about the user e.g. user name, phone number, etc.
  • login information e.g., login ID, password, etc.
  • shipping information e.g. For example, your primary shipping address, etc.
  • payment card information e.g., card company name, card number, expiration date, card password, CVC number, online billing number, etc.
  • payment cards Eg, a basic payment card, an installment period, etc.
  • the payment automation device 100 manages information about one or more online shopping malls (for example, a list of online shopping malls, a website address, information on purchase-ready products of each online shopping mall, and the like).
  • the information may be displayed on the user terminal 210 through the payment automation application and provided to the user.
  • the user terminal 210 refers to a terminal used by a user (eg, an online shopping mall and a subscription member of a payment automation service).
  • the user may log in to a website of one or more online shopping malls through the user terminal 210 or a payment automation application, and select and store one or more products sold in the online shopping mall as waiting-to-buy products.
  • the user transmits a payment request for any online shopping mall to the payment automation device 100 through a payment automation application driven by the user terminal 210, so that the payment automation device 100 may transmit a website of the online shopping mall.
  • the online shopping mall server 220 refers to a computing device used by an administrator of the online shopping mall.
  • the online shopping mall server 220 may provide information on a product being sold to a user who directly logs in to the online shopping mall website, and may store information on one or more products selected by the user as a purchase waiting product.
  • the information on the purchase-waiting product is provided to the user through the purchase-waiting product page (aka, shopping cart page) of the online shopping mall website.
  • the payment automation device 100 purchases by sequentially activating the purchase waiting product page and the order / payment page. It is possible to make an automatic payment for waiting goods.
  • the PG company server 230 may refer to a computing device used by an administrator of the PG company.
  • the PG company server 230 may activate one or more payment pages for performing card payment when the server 220 of the online shopping mall with the affiliate contract requests a payment process.
  • the payment automation device 100 logged in to the online shopping mall website with the user's account selects the goods to be purchased as a payment target, and the basic information such as shipping information, payment card type, payment period, etc.
  • the PG company server 230 activates one or more payment pages for performing card payment according to a request of the online shopping mall server 220.
  • the payment automation device 100 sequentially accesses the activated payment page, and automatically inputs additional payment information such as a card number, a card bill number, an expiration date, and a CVC number, thereby finally providing automatic Payment can be performed.
  • FIG. 2 illustrates a payment automation device according to an embodiment of the present invention.
  • the payment automation device 100 may include a communication unit 110, a control unit 120, and a database unit 130.
  • the communication unit 110 connects the payment automation device 100 and an external device (eg, the user terminal 210, the online shopping mall server 220, the PG company server 230, etc.) under the control of the controller 120. It plays a role.
  • the communication unit 110 may receive user information of a user from the user terminal 210. The received user information may be stored in the database unit 130 as described below.
  • the communication unit 110 may receive a payment request for the user's online shopping mall from the user terminal 210, and in response to the payment request, the webpage of the online shopping mall website and the payment of the PG company activated by being linked thereto.
  • the controller 120 may allow the user to select a payment target product for an item to be purchased and perform automatic payment.
  • the operation of the communication unit 110 is exemplary, and according to an embodiment to which the present invention is applied, the communication unit 110 may communicate various signals or data necessary for the operation of the payment automation device 100.
  • the communication unit 110 may include a LAN, Wideband Code Division Multiple Access (WCDMA), Long Term Evolution (LTE), Wireless Broadband Internet (WiBro), Radio Frequency (RF) communication, Wireless LAN, and Wi-Fi. Communication through Fidelity).
  • WCDMA Wideband Code Division Multiple Access
  • LTE Long Term Evolution
  • WiBro Wireless Broadband Internet
  • RF Radio Frequency
  • the controller 120 is a component that controls the overall operation of the payment automation device 100.
  • the control unit 120 may include a login manager 122, a product manager 124, and a payment processor 126.
  • the login manager 122 may perform an automatic login to the online shopping mall website. Specifically, when the payment management unit 122 receives a payment request for an online shopping mall from the user, the login manager 122 may detect the login information for the web page of the online shopping mall from one or more login information included in the user information. By default, the web page will automatically log you into your account.
  • the product manager 124 may request a payment process for a product waiting to be purchased in the online shopping mall.
  • the product manager 124 accesses the purchase waiting product page of the corresponding online shopping mall website, and performs a payment progress request for the purchase waiting product.
  • the payment processor 126 may perform a series of payment processes for performing an automatic payment for a product waiting to be purchased. Specifically, the payment processing unit 126 sequentially accesses at least one payment progress page and transmits at least one of the shipping information and the payment information to the online shopping mall server 220 and / or the PG company server 230, Automatic payment will be performed.
  • the payment progress page may include an order / payment page provided by the online shopping mall server 220 and one or more payment pages provided by the PG company server 230.
  • the above-described operations of the login manager 122, the product manager 124, and the payment processor 126 are exemplary, and according to an embodiment to which the present invention is applied, various operations required for performing an automatic payment for an online shopping mall may be performed. It can be implemented to perform.
  • the database unit 130 is a signal or data (for example, user information, information on a waiting product for purchase of an online shopping mall) corresponding to an operation of the payment automation device 100 under the control of the controller 120. Etc.) can be stored.
  • the database unit 130 may serve to store programs and data necessary for the operation of the payment automation device 100 or the controller 120.
  • the database unit 130 may include a hard disk drive (HDD), a read only memory (ROM), a random access memory (RAM), an electrically erasable and programmable read only memory (EEPROM), and a flash memory ( Implemented in various types of storage devices that can input and output information such as flash memory, Compact Flash (CF) card, Secure Digital (SD) card, Smart Media (SM) card, MMC (Multimedia) card, or Memory Stick It may be, may be provided in the payment automation device 100, or may be provided in a separate device.
  • HDD hard disk drive
  • ROM read only memory
  • RAM random access memory
  • EEPROM electrically erasable and programmable read only memory
  • flash memory implemented in various types of storage devices that can input and output information such as flash memory, Compact Flash (CF) card, Secure Digital (SD) card, Smart Media (SM) card, MMC (Multimedia) card, or Memory Stick It may be, may be provided in the payment automation device 100, or may be provided in a separate device.
  • FIG. 3 illustrates a method of operating a payment automation device according to an embodiment of the present invention.
  • the database unit 130 may store user information. That is, for example, a user may input his / her user information through a payment automation application driven on the user terminal 210 and transmit it to the payment automation device 100. As described above, the database unit 130 stores the received user information under the control of the controller 120. As described above, the user information may include at least one of personal information about the user, login information about the website of the at least one online shopping mall, shipping information, payment card information, and payment condition information.
  • the communication unit 110 may receive a payment request for an online shopping mall from a user.
  • the payment request to the payment automation device 100 may be performed through various methods, according to an embodiment to which the present invention is applied.
  • a user selects one or more online shopping malls as a payment request object by referring to a list of one or more online shopping malls displayed through a payment automation application on the user terminal 210, thereby automating payment request for the selected online shopping mall. May transmit to the device 100.
  • the user is connected by performing a touch input for a predetermined payment request button (or icon) provided by the application while being connected to any online shopping mall through a payment automation application.
  • the payment request for the online shopping mall may be transmitted to the payment automation device 100.
  • the login manager 122 may log in with the user's account to the website of the online shopping mall where payment is requested, based on the user's login information. That is, the login manager 122 may detect login information (eg, login ID, password, etc.) for the website of the online shopping mall where payment is requested by referring to user information stored in the database unit 130. Based on this, you can automatically log in to the website with your account. On the other hand, if the login information for the website is not detected from the stored user information or if the login for the website fails with the detected login information, the login manager 122 provides the user with login information for the website.
  • login information eg, login ID, password, etc.
  • step S330 may be performed based on web scraping of the login page. That is, the login manager 122 extracts an input field for inputting a login ID and a password by applying web scraping to a login page provided by the corresponding website, and stores the detected login information through an input field corresponding to the online shopping mall server. By transmitting to 220, it is possible to perform a login automatically.
  • the product manager 124 may request a payment process for a product waiting to be purchased in the online shopping mall. That is, the product manager 124 accesses a purchase waiting product page (also called a shopping cart page) of the online shopping mall website, and performs a payment processing request for at least some of the goods waiting to be purchased. In this case, step S340 may be performed based on web scraping on the purchase waiting product page. Specifically, the product manager 124 extracts an input field for selecting all or a part of the item to be purchased as a payment target by applying web scraping to the item to be purchased, and performs a selection input for the corresponding input field. As a result, a payment progress request for the product to be purchased is performed.
  • a purchase waiting product page also called a shopping cart page
  • step S340 the product management unit 124 through the web scraping on the purchase pending product page information (for example, product name, product code, product representative image, price, color, Size, number, etc.) may be further extracted.
  • the extracted information on the purchase waiting product of the online shopping mall is stored in the database unit 130, so that it can be provided through a payment automation application at the user's request.
  • the payment processing unit 126 may perform an automatic payment for a product waiting to be purchased. Specifically, the payment processing unit 126 sequentially accesses at least one payment progress page for proceeding a series of payment processes, so that at least one of the shipping information and the payment information is used as a response value for a predetermined input field. By transmitting to the server 220 and / or PG company server 230, the automatic payment is performed.
  • the payment progress page may include an order / payment page provided by the online shopping mall server 220 and one or more payment pages provided by the PG company server 230.
  • step S350 may be performed based on web scraping on one or more payment progress pages, similarly to steps S330 and S340. A detailed process of performing the automatic payment for the goods waiting to be purchased through the series of payment processes in step S350 will be described in detail with reference to FIGS. 4 and 5.
  • FIG. 4 illustrates an embodiment of operation S350 of FIG. 3 in the method of operating a payment automation device according to an embodiment of the present invention.
  • step S350 includes extracting an input field from a payment progress page (S410), detecting a response value for the input field (S420), and transmitting a response value (S430). It may include.
  • the payment processing unit 126 may extract one or more input fields from the payment progress page.
  • the payment processing unit 126 applies web scraping to a payment progress page (that is, an order / payment page of an online shopping mall or a PG company's payment page) that is accessed according to the transmission of a payment progress request in operation S340, and thus shipping information.
  • At least one input field for inputting payment information may be extracted.
  • an input field for inputting shipping information may include input fields such as a payee name, a phone number, and a delivery address, and an input field for inputting payment information includes a payment card type, an installment period, a card number, and a card password.
  • the payment processing unit 126 may be implemented to extract an input field for inputting various information necessary for proceeding each payment process, such as an input field for agreeing to various terms, from a payment progress page.
  • the payment processing unit 126 may detect a response value for each extracted input field by referring to user information stored in the database unit 130. That is, for example, the payment processing unit 126 may refer to the user's personal information and shipping information included in the user information, and may provide a response value suitable for input fields such as a payee name, a phone number, a shipping address, etc. Can be detected. For example, the payment processing unit 126 may refer to the payment card information and the payment condition information of the user included in the user information, and the payment card type, the installment period, the card number, the card password, the card expiration date, and the CVC number. , A response value suitable for an input field such as an online payment password can be detected.
  • the payment processing unit 126 when a response value for at least one input field is not detected from the user information in step S420, the payment processing unit 126 sends this response value to the user It can be implemented to request. That is, in this case, the payment processing unit 126 transmits a request for a response value to the user terminal 210 through the communication unit 110, and in response to the response value input by the user from the user terminal 210. Will receive.
  • the payment processing unit 126 may transmit the detected response value through a corresponding input field. Specifically, when the detection processing unit 126 completes the detection of the response value for the extracted input field through step S420 with respect to the payment progress page being accessed, the payment processing unit 126 matches the response value with the corresponding input field to perform the next payment process. With the request to proceed to the online shopping mall server 220 or PG company 230 may be transmitted. Then, according to the progress request, when a new payment progress page for performing the next payment process is accessed, the payment processing unit 126 may perform steps S410 to S430 for the new payment progress page. In this manner, by repeating steps S410 to S430 for the sequentially accessed payment progress pages until the payment is completed, the payment automation device 100 performs the automatic payment for the goods waiting to be purchased.
  • step S430 there is a default response value assigned by the online shopping mall server 220 to at least one of the input fields, and the default response value is different from the response value detected through step S420.
  • the payment processing unit 126 may be implemented to replace the default response value for the corresponding input field with the detected response value.
  • transmission of at least some of the response values may be implemented to be performed through recognition of the virtual keyboard. That is, when the virtual keyboard is activated for input of a response value to at least some of the extracted input fields, the payment processing unit 126 recognizes the image of the activated virtual keyboard, so that each key included in the virtual keyboard image ( key) and the response value detected through the step S420 to the position of the key to generate an input event for the virtual keyboard, so that the response value of the response value to the online shopping mall server 220 or the PG server server 220. It can be implemented to perform the transfer.
  • FIG. 5 illustrates another embodiment of operation S350 of FIG. 3 in the method of operating a payment automation device according to an embodiment of the present invention.
  • Steps S510 to S520 of FIG. 5 are the same as steps S410 to S420 described above with reference to FIG. 4, and thus descriptions thereof will not be repeated below.
  • the payment processing unit 126 may transmit a request for approval of an input field and a response value corresponding thereto. Accordingly, the user determines whether the input field and the response value are appropriate through the payment automation application, and transmits the approval to the payment automation device 100.
  • the payment processing unit 126 may determine whether the user approves the input field and the response value. In this case, when the user's approval is received, the process proceeds to step S560, and the payment processing unit 126 may transmit a response value to the online shopping mall server 220 or the PG company server 230 in the same manner as in step S430 of FIG. 4. .
  • step S550 the payment processing unit 126 may request the user for a correction value for at least some of the input fields.
  • the payment processing unit 126 may replace the existing response value with the received correction value.
  • the payment processing unit 126 returns to step S530 again, and requests the user to approve the response value, and when the user receives the approval, the payment processing unit 126 returns the response value to the online shopping mall server 220 or the PG company server 230. Will be sent.
  • step S550 when the replacement of the response value is completed, the payment processing unit 126, without requesting the user's re-approval, the modified response value to the online shopping mall server 220 or PG company server ( 230 may be implemented.
  • 6A-6E illustrate exemplary operations based on web scraping of a payment automation device in accordance with one embodiment of the present invention.
  • the process of performing payment for goods waiting for purchase in an online shopping mall is as follows.
  • the payment automation device 100 may access a login page of the website using the address of the online shopping mall website. . Subsequently, the payment automation apparatus 100 extracts an input field 610 of the login ID and a password from the login page through web scraping, and detects a response value suitable for the input field 610 with reference to the user information. . Subsequently, the payment automation device 100 generates an input event for selecting the login button 620 and transmits a response value matched with the input field 610 to the online shopping mall server 220 to transmit the web to the user's account. You can perform an automatic login to the site.
  • the payment automation device 100 may access a purchase waiting product page (aka shopping cart) as shown in FIG. 6B.
  • the payment automation device 100 applies web scraping and extracts and selects an input field 610 for selecting a product to be purchased as a payment target, and generates an input event for a payment progress button 630.
  • a payment progress request for a product to be purchased to the online shopping mall server 220, a series of payment processes for automatic payment are started.
  • the payment automation device 100 may access an order / payment page of the online shopping mall, as shown in FIGS. 6C and 6D. Subsequently, the payment automation device 100 accepts shipping information (payee name, phone number, shipping address, etc.), some payment information (payment card type, payment period, etc.), payment method, and terms from the order / payment page through web scraping.
  • An input field 610 for inputting a back light may be extracted, and a response value suitable for each of the extracted input fields 610 may be detected with reference to user information. Then, when the payment automation device 100 generates an input event for selecting the next payment process progress button 640, the response value matched with the input field 610 is transmitted to the online shopping mall server 220, the next payment The process goes on.
  • the payment automation device 100 may access one or more payment pages provided by the PG company server 230.
  • the payment automation device 100 applies web scraping in the same way on the payment page of the PG company to input additional payment information (card number, expiration date, card password, CVC number, online payment password, etc.).
  • the field 610 is extracted and a response value suitable for the input field 610 is detected by referring to the user information. In this case, input and transmission of the response value to the input field 610 may be performed through automatic recognition of the virtual keyboard image 650 and generation of an input event for the virtual keyboard, as described above.
  • the PG company server 230 transmits the approval of the payment to the online shopping mall server 220.
  • the payment automation device 100 detects whether the payment is approved from the online shopping mall website and transmits the approval result to the user, thereby completing the automatic payment for the goods waiting for purchase.
  • various embodiments described herein can be implemented by hardware, middleware, microcode, software and / or combinations thereof.
  • various embodiments may include one or more application specific semiconductors (ASICs), digital signal processors (DSPs), digital signal processing devices (DSPDs), programmable logic devices (PLDs), field programmable gate arrays (FPGAs). ), Processors, controllers, microcontrollers, microprocessors, other electronic units designed to perform the functions presented herein, or a combination thereof.
  • ASICs application specific semiconductors
  • DSPs digital signal processors
  • DSPDs digital signal processing devices
  • PLDs programmable logic devices
  • FPGAs field programmable gate arrays
  • Processors controllers, microcontrollers, microprocessors, other electronic units designed to perform the functions presented herein, or a combination thereof.
  • various embodiments may be embedded in or encoded on a computer-readable medium containing instructions. Instructions embedded in or encoded on a computer-readable medium may cause a programmable processor or other processor to perform a method, such as when the instructions are executed.
  • Computer-readable media includes both computer storage media and communication media including any medium that facilitates transfer of a computer program from one place to another.
  • the storage medium may be any available medium that can be accessed by a computer.
  • such computer-readable media may include RAM, ROM, EEPROM, CD-ROM, or other optical disk storage media, magnetic disk storage media or other magnetic storage device, or instructions for computer-accessible desired program code or It can include any other medium that can be used to carry or store in the form of data structures.
  • Such hardware, software, firmware, etc. may be implemented within the same device or within separate devices to support the various operations and functions described herein.
  • the components, units, modules, components, etc., described herein as "units" may be implemented together or separately as discrete but interoperable logic devices.
  • the depiction of different features for modules, units, etc. is intended to highlight different functional embodiments and does not necessarily mean that they must be realized by individual hardware or software components. Rather, functionality associated with one or more modules or units may be performed by separate hardware or software components or integrated into common or separate hardware or software components.

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Abstract

La présente invention concerne, selon un mode de réalisation, un dispositif de paiement automatisé. Le dispositif peut comprendre : une unité de communication qui reçoit une demande d'un utilisateur pour paiement à un centre commercial en ligne ; une unité de gestion de connexion qui se connecte au site Web de la galerie marchande en ligne en utilisant le compte de l'utilisateur, sur la base d'informations de connexion de l'utilisateur ; une unité de gestion de produits qui accède à la page de panier d'achat du site Web où les produits devant être achetés par l'utilisateur sont stockés, de manière à faire une demande pour traiter le paiement pour les produits à être achetés par l'utilisateur ; et une unité de traitement de paiement qui, de manière à effectuer une série de processus de paiement en fonction de la demande pour un traitement de paiement, accède à au moins une page de traitement de paiement et transmet des informations de livraison et/ou des informations de paiement, de manière à effectuer le paiement automatique pour les produits à acheter.
PCT/KR2016/006640 2015-07-03 2016-06-22 Dispositif de paiement automatisé et procédé de fonctionnement correspondant WO2017007149A1 (fr)

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Application Number Priority Date Filing Date Title
KR1020150095503A KR20170004741A (ko) 2015-07-03 2015-07-03 결제 자동화 장치 및 그 동작 방법
KR10-2015-0095503 2015-07-03

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WO2017007149A1 true WO2017007149A1 (fr) 2017-01-12

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