WO2016128257A1 - Dispositif mobile et procédé pour des transactions financières utilisant différentes monnaies - Google Patents

Dispositif mobile et procédé pour des transactions financières utilisant différentes monnaies Download PDF

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Publication number
WO2016128257A1
WO2016128257A1 PCT/EP2016/052199 EP2016052199W WO2016128257A1 WO 2016128257 A1 WO2016128257 A1 WO 2016128257A1 EP 2016052199 W EP2016052199 W EP 2016052199W WO 2016128257 A1 WO2016128257 A1 WO 2016128257A1
Authority
WO
WIPO (PCT)
Prior art keywords
currency
terminal system
communications device
mobile communications
user
Prior art date
Application number
PCT/EP2016/052199
Other languages
English (en)
Inventor
Puay Hiang Tan
Original Assignee
Global Blue Sa
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Global Blue Sa filed Critical Global Blue Sa
Priority to NZ734253A priority Critical patent/NZ734253B2/en
Priority to AU2016218092A priority patent/AU2016218092A1/en
Priority to JP2017541660A priority patent/JP6696683B2/ja
Priority to KR1020177025512A priority patent/KR20170117153A/ko
Priority to MYPI2017702934A priority patent/MY182752A/en
Publication of WO2016128257A1 publication Critical patent/WO2016128257A1/fr

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephonic Communication Services (AREA)
  • Telephone Function (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

Un dispositif de communication mobile est configuré pour des communications en champ proche ("NFC") avec un module d'interface NFC d'un système terminal de transaction. En réponse à l'interfaçage du dispositif de communication mobile avec le système terminal de transaction, des informations peuvent être échangées entre une application mobile du dispositif de communication mobile et le système terminal de transaction. Les informations échangées peuvent comprendre des informations conservées par le système terminal de transaction et qui indiquent la monnaie du système terminal de transaction et/ou des informations conservées sur le dispositif de communication mobile et qui indiquent la monnaie de l'utilisateur. Le système terminal de transaction ou l'application mobile permet de comparer la monnaie du système terminal et la monnaie de l'utilisateur, et, lorsque celles-ci diffèrent, de déclencher l'affichage d'un choix de monnaies sur l'affichage du dispositif de communication mobile. En réponse à la sélection d'une monnaie par l'utilisateur, une transaction peut être effectuée dans la monnaie de l'utilisateur.
PCT/EP2016/052199 2015-02-11 2016-02-02 Dispositif mobile et procédé pour des transactions financières utilisant différentes monnaies WO2016128257A1 (fr)

Priority Applications (5)

Application Number Priority Date Filing Date Title
NZ734253A NZ734253B2 (en) 2015-02-11 2016-02-02 Mobile device and method for financial transactions using different currencies
AU2016218092A AU2016218092A1 (en) 2015-02-11 2016-02-02 Mobile device and method for financial transactions using different currencies
JP2017541660A JP6696683B2 (ja) 2015-02-11 2016-02-02 方法、コンピュータプログラム、取引端末システム、モバイル通信デバイス及びモバイルアプリケーション
KR1020177025512A KR20170117153A (ko) 2015-02-11 2016-02-02 상이한 통화들을 사용한 금융 트랜잭션들을 위한 모바일 디바이스 및 방법
MYPI2017702934A MY182752A (en) 2015-02-11 2016-02-02 Method, computer program, transaction terminal system, mobile communication device, and mobile application

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
SG10201501048X 2015-02-11
SG10201501048XA SG10201501048XA (en) 2015-02-11 2015-02-11 System and method for conducting a transaction

Publications (1)

Publication Number Publication Date
WO2016128257A1 true WO2016128257A1 (fr) 2016-08-18

Family

ID=55299463

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/EP2016/052199 WO2016128257A1 (fr) 2015-02-11 2016-02-02 Dispositif mobile et procédé pour des transactions financières utilisant différentes monnaies

Country Status (6)

Country Link
JP (1) JP6696683B2 (fr)
KR (1) KR20170117153A (fr)
AU (1) AU2016218092A1 (fr)
MY (1) MY182752A (fr)
SG (1) SG10201501048XA (fr)
WO (1) WO2016128257A1 (fr)

Cited By (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP3244361A1 (fr) * 2016-04-26 2017-11-15 Ovidiu Olea Procédé et système de paiement en devises
US20180181954A1 (en) * 2016-12-22 2018-06-28 Mastercard International Incorporated Configuring a transaction device
JP2019040342A (ja) * 2017-08-24 2019-03-14 東芝テック株式会社 決済端末装置およびプログラム
WO2019063444A1 (fr) * 2017-09-27 2019-04-04 Global Blue Sa Dispositif et procédé de terminal de paiement
WO2019192785A1 (fr) * 2018-04-03 2019-10-10 Currency Select Pty Ltd. Sécurité de transaction
FR3091945A1 (fr) * 2019-01-22 2020-07-24 Idemia France Procédé de transaction avec une devise différente, et dispositif correspondant
CN112711955A (zh) * 2020-04-08 2021-04-27 深圳市文鼎创数据科技有限公司 一种nfc的信息传输方法、信息传输装置及终端
US11468426B2 (en) 2018-01-12 2022-10-11 Advanced New Technologies Co., Ltd. Payment method, apparatus and device

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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11227280B2 (en) * 2019-03-25 2022-01-18 Capital One Services, Llc Systems and methods for increased efficiency and reliability of contactless card transactions

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US20130238712A1 (en) * 2012-03-09 2013-09-12 Nokia Corporation Methods, apparatuses, and computer program products for saving and resuming a state of a collaborative interaction session between devices based on their positional relationship
US20140143073A1 (en) * 2012-11-16 2014-05-22 Abraham Doris-Down Converted Currency Display

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IES990584A2 (en) * 1999-07-12 2000-07-12 Mainline Corporate Holdings Dynamic currency conversion for card payment systems
JP2002150188A (ja) * 2000-11-09 2002-05-24 Aai:Kk 商取引方法および装置並びにシステム
JP2008197956A (ja) * 2007-02-14 2008-08-28 Sii Data Service Kk 情報通信装置、方法、およびプログラム
JP5330679B2 (ja) * 2007-11-28 2013-10-30 株式会社日本総合研究所 決済方法、決済プログラム、および決済装置
JP2010277465A (ja) * 2009-05-29 2010-12-09 Sony Ericsson Mobile Communications Ab 携帯端末装置、決済方法、及び決済プログラム
GB2478993A (en) * 2010-03-26 2011-09-28 Global Blue Currency Choice Holdings Bv Dynamic currency conversion
SG193041A1 (en) * 2012-02-21 2013-09-30 Global Blue Holdings Ab Transaction processing system and method
JP5688041B2 (ja) * 2012-03-08 2015-03-25 オムロンオートモーティブエレクトロニクス株式会社 通信システム
KR101301895B1 (ko) * 2012-08-24 2013-08-29 주식회사 케이알파트너스 서버 및 상기 서버에서의 신용 카드 결제 방법

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20130238712A1 (en) * 2012-03-09 2013-09-12 Nokia Corporation Methods, apparatuses, and computer program products for saving and resuming a state of a collaborative interaction session between devices based on their positional relationship
US20140143073A1 (en) * 2012-11-16 2014-05-22 Abraham Doris-Down Converted Currency Display

Cited By (17)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP3244361A1 (fr) * 2016-04-26 2017-11-15 Ovidiu Olea Procédé et système de paiement en devises
US20180181954A1 (en) * 2016-12-22 2018-06-28 Mastercard International Incorporated Configuring a transaction device
WO2018118253A1 (fr) * 2016-12-22 2018-06-28 Mastercard International Incorporated Configuration d'un dispositif de transaction
JP2019040342A (ja) * 2017-08-24 2019-03-14 東芝テック株式会社 決済端末装置およびプログラム
JP2020535500A (ja) * 2017-09-27 2020-12-03 グローバル ブルー エス．エー． 支払端末デバイス及び方法
GB2579746A (en) * 2017-09-27 2020-07-01 Global Blue S A Payment terminal device and method
WO2019063444A1 (fr) * 2017-09-27 2019-04-04 Global Blue Sa Dispositif et procédé de terminal de paiement
JP7222594B2 (ja) 2017-09-27 2023-02-15 グローバル ブルー エス．エー． 支払端末デバイス及び方法
GB2579746B (en) * 2017-09-27 2023-04-05 Global Blue S A Payment terminal device and method
US11468426B2 (en) 2018-01-12 2022-10-11 Advanced New Technologies Co., Ltd. Payment method, apparatus and device
US11715090B2 (en) 2018-01-12 2023-08-01 Advanced New Technologies Co., Ltd. Payment method, apparatus and device
WO2019192785A1 (fr) * 2018-04-03 2019-10-10 Currency Select Pty Ltd. Sécurité de transaction
JP2021524074A (ja) * 2018-04-03 2021-09-09 カレンシー セレクト ピーティーワイ リミテッドＣｕｒｒｅｎｃｙ Ｓｅｌｅｃｔ Ｐｔｙ Ｌｔｄ． 取引セキュリティのためのシステム、装置、サーバ及び方法
AU2020201984B2 (en) * 2018-04-03 2022-01-06 Global Blue Payments (Australia) Pty Ltd Transaction security
JP7222453B2 (ja) 2018-04-03 2023-02-15 カレンシー セレクト ピーティーワイ リミテッド 取引セキュリティのためのシステム、装置、サーバ及び方法
FR3091945A1 (fr) * 2019-01-22 2020-07-24 Idemia France Procédé de transaction avec une devise différente, et dispositif correspondant
CN112711955A (zh) * 2020-04-08 2021-04-27 深圳市文鼎创数据科技有限公司 一种nfc的信息传输方法、信息传输装置及终端

Also Published As

Publication number Publication date
JP2018512638A (ja) 2018-05-17
JP6696683B2 (ja) 2020-05-20
AU2016218092A1 (en) 2017-08-24
MY182752A (en) 2021-02-05
NZ734253A (en) 2020-09-25
KR20170117153A (ko) 2017-10-20
SG10201501048XA (en) 2016-09-29

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