WO2014126126A1

WO2014126126A1 - Transaction system

Info

Publication number: WO2014126126A1
Application number: PCT/JP2014/053262
Authority: WO
Inventors: 川近　充
Original assignee: 株式会社ソキュアス
Priority date: 2013-02-18
Filing date: 2014-02-13
Publication date: 2014-08-21
Also published as: JP2014157547A; JP6151041B2

Abstract

In order to provide a transaction system with which various products can be transacted, this transaction system has: a product information storage unit that stores information about products being transacted; a product information presentation processing unit that transmits the product information stored in the product information storage unit to a user terminal used by a user, and causes the product information to be displayed thereon; a balance of payments information storage unit that stores the earned points and the disbursed points for each user; a transaction processing unit that receives requests for product transactions from user terminals and uses information about the number of points that has been set for the product to update the earned points and the disbursed points in the balance of payments information storage unit, thereby carrying out the transaction; and a billing processing unit that uses the user's earned points and disbursed points stored in the balance of payments information storage unit to determine that user's position with respect to all users, and uses the result of that determination to calculate a usage fee.

Description

Trading system

The present invention relates to a trading system for trading various products such as goods, services, and information.

In recent years, as a result of growing awareness of the environment, we have not only consumed goods, but also provided other people with various products such as goods, services, and information that we no longer need (hereinafter referred to as “products”). There are also services on the Internet for exchanging with other products. An example of such a service is shown in Non-Patent Document 1 below. Examples of patent documents are shown in Patent Documents 1 to 9 below.

Many of these product transaction services are free for the convenience of users.

In other words, if a user wants to use these services, if he / she selects the desired product from the list of products provided after user registration, generally only the shipping fee will be required unless it is a product sales site. The product can be obtained free of charge as compensation for the product.

Also, in the case of a product provider, information about the product to be provided is registered on the transaction service website, and a contact from another user is awaited. During this time, there is no usage fee for the user.

JP 2008-171071 A JP 2008-097486 A Japanese Patent Laid-Open No. 2003-044700 JP 2002-318936 A JP 2002-304588 A JP 2002-269385 A JP 2002-230331 A Japanese Patent Laid-Open No. 2002-150029 JP 2001-357233 A

Thus, the conventional transaction services are generally provided free of charge. Therefore, it is preferable because it can be used free of charge for the user. However, for the service provider, costs such as server operation costs are incurred. However, if the service is free, the transaction service itself cannot cover the costs. Therefore, it is possible to consider a paid service, but it is not easy to collect usage fees from users who want to obtain products without using money. Even if the usage fee is collected from the user and provided as a paid service, the conventional transaction service charged according to the usage frequency is a heavy user who is a good user for the operator of the transaction service. , The usage fee will be high, and as a result, the usage will be hindered. Therefore, the service management becomes difficult due to such use away from the user.

Therefore, instead of collecting usage fees from users, it is conceivable to provide a free service by generating profits by providing advertising space or selling marketing data. However, when providing advertisements, it is necessary to use a considerable number of users in order to provide advertising space and to sell marketing data. It is difficult to maintain it.

In other words, in the case of a conventional transaction service that is performed free of charge, it is difficult to maintain it if there are many users already, otherwise, the transaction service itself is terminated. It often happens.

Also, in order to maintain trading services, it is necessary to activate trading in the entire market. This is because when the transaction is activated, a usage fee is continuously generated and the operation of the transaction service can be continued. And in order to activate the transaction, it is required to charge with fairness.

Generally, in the transaction of goods and services, it is rare that the transaction is equivalent for the entire market. For example, when a transaction is performed by sending and receiving money, the money itself is valuable, so the money obtained by the transaction is not always returned to the market. In addition, when conducting a transaction by bartering, the parties to the transaction do not always have what they want. In addition, when making a gift, a party that only receives unilaterally, or a party that only gives gifts loses the opportunity for other users to receive from the whole market, or other users give gifts. Since the opportunity to do so is lost, it causes a bias.

Therefore, if charging can be made so that transactions are equivalent in the entire market, the unfairness of the parties can be resolved, leading to activation of transactions in the entire market, and as a result, maintaining transaction services be able to.

However, the above points are not considered in the conventional transaction service, and there is a problem that the unfairness of the parties cannot be resolved.

Therefore, in view of the above problems, the present inventors have invented a transaction system that can operate a transaction service even for companies or individuals without capital.

1st invention is a transaction system which trades goods, and the trade system stores a product information storage unit that stores information on products to be traded, and a product information storage unit for a user terminal used by a user. A product information provision processing unit for sending and displaying the stored product information, a balance information storage unit for storing income points and expenditure points for each user, and accepting application for product transactions from the user terminal, The transaction processing unit that performs transaction processing by updating the revenue points and expenditure points in the balance information storage unit using the information on the number of points set in the above, the user's revenue points stored in the balance information storage unit, and A charging processing unit that determines the position of the user among all users using the expenditure points, and calculates a usage amount using the determination result; It is a trading system that.

By configuring as in the present invention, in calculating the usage amount, the usage amount can be specified after specifying the position of the user with respect to all users. For this reason, conventionally, a heavy user often incurs a usage fee, which sometimes leads to a separation from the usage, but in the present invention, this is not the case.

In the above-mentioned invention, the billing processing unit uses all the users of the user by using values calculated using the user's revenue points and expenditure points stored in the balance information storage unit and a predetermined period unit. It can be configured like a transaction system that determines the position in the system and calculates the usage amount using the determination result.

In the above-described invention, the billing processing unit uses a value obtained by dividing the total value of the user's revenue points and expenditure points stored in the balance information storage unit by a predetermined period unit, It can be configured as a transaction system that determines the positioning by calculating deviation values for all users of the user and calculates the usage amount using the determination result.

In the above-described invention, the billing processing unit specifies information on usage fees corresponding to the positioning information of the determined users among all users, and determines the revenue points and expenditure points of the users and the specified usage rates. It can be configured like a transaction system that uses and calculates the usage amount.

When calculating the usage amount, it can be calculated as in these inventions.

In the above-mentioned invention, the transaction system includes a user registration reception processing unit that receives the user attribute information and performs a registration process, and a user information storage unit that stores the user attribute information. The user registration reception processing unit can be configured like a transaction system that receives the user attribute information from the SNS service management server.

Although input from the user terminal may be accepted as the user attribute information, if the SNS service is used, the user's burden can be reduced by obtaining it from there.

In the above-described invention, the user registration acceptance processing unit can be configured as a transaction system that accepts the friend information of the user stored in the SNS service management server as the attribute information of the user.

In the transaction system of the present invention, products are traded between users. Therefore, it is more secure to trade with friends as in the present invention, rather than to trade with users who do not know at all. However, it is burdensome for the user to register the friend information again. Therefore, by acquiring the friend information of the SNS service, it is possible to reduce the burden for inputting the friend information that is important information for the transaction system.

In the above-described invention, the user registration acceptance processing unit accepts a withdrawal request from the user terminal, and the billing processing unit uses the user's income points and expenditure points stored in the balance information storage unit, It can be configured like a transaction system that determines the position of all users and calculates the usage amount at the time of withdrawal using the determination result.

In the case of withdrawal, the usage amount can be calculated by executing the processing of the present invention.

In the above invention, the user registration acceptance processing unit accepts a withdrawal request from the user terminal, and the charging processing unit determines the position of the user in all users from the balance information storage unit in the previous accounting process. It can be configured like a transaction system that extracts the calculated positioning information and calculates the usage amount at the time of withdrawal using the extracted positioning information.

The calculation processing of the usage amount in the transaction system of the present invention is a process for all users, so the load on the system is large. For this reason, it is not preferable to perform processing for all users in order to withdraw from one user. Therefore, by configuring as in the present invention, the load can be reduced.

The second invention calculates the difference between the income and expenditure points for each user and the difference between the user's income and expenditure points stored in the income and expenditure information storage unit, and uses the difference. And a billing processing unit for calculating a usage amount.

As in the present invention, when calculating the usage amount for a certain user, the user's contribution can be determined by calculating the difference between the income point and the expenditure point. By calculating the usage amount based on the contribution, it is possible to charge with a fairer feeling than before. Therefore, it is possible to activate the transaction.

According to a third aspect of the present invention, there is provided a balance information storage unit for storing income points and expenditure points for each user, and the user's position among all users using the user's revenue points and expenditure points stored in the balance information storage unit. And a billing processing unit that calculates a usage amount using the determination result.

As in the present invention, when calculating the usage amount for a certain user, it is possible to perform charging with a fairer feeling than before by determining and calculating the position of the user in all users. Therefore, it is possible to activate the transaction.

By using the transaction service of the present invention, a transaction service can be operated even by a company or an individual without capital. Since the cost imposed on the user can vary depending on the user's contribution to the transaction service, the charge is maintained with fairness and the user is less dissatisfied. For this reason, it is difficult for users to leave the service due to the accounting system.

It is a figure which shows typically an example of the system configuration | structure of the transaction system of this invention. It is a figure which shows typically an example of the hardware constitutions of the computer which implement | achieves the transaction system of this invention. It is a flowchart which shows an example of the process of a user registration process typically. It is a flowchart which shows an example of the process of a goods registration process typically. It is a flowchart which shows an example of the process of transaction processing typically. It is a flowchart which shows typically an example of the process of an accounting process. It is a flowchart which shows typically an example of the process of withdrawal processing. It is a figure which shows an example of a user information storage part typically. It is a figure which shows an example of a merchandise information storage part typically. It is a figure which shows an example of a top screen typically. It is a figure which shows an example of a balance information storage part typically. It is a figure which shows typically an example of the correspondence of a deviation value and a usage fee rate. It is a figure which shows typically an example of the screen which registers merchandise information. It is a figure which shows an example of an application screen typically. It is a figure which shows an example of a confirmation screen typically. It is a figure which shows an example of the input screen of a message typically. It is a figure which shows an example of a transaction establishment screen typically. It is a figure which shows typically an example of the message sent to the other party at the time of transaction completion. It is a figure which shows typically an example of the top screen after transaction completion. It is a figure which shows typically an example of the top screen of the other party of a transaction after transaction completion. It is a figure which shows an example of the detailed screen of transaction typically. It is a figure which shows typically an example of exchange of balance information.

FIG. 1 shows a conceptual diagram of an example of the system configuration of the transaction system 1 of the present invention. The transaction system 1 of the present invention is a computer system for realizing a transaction service for transacting goods such as goods, services, and information via a website. Product A is registered between User A and User B when User A who is the product provider registers the product on this website and another user B who has viewed the product makes an application indicating that the product is desired. Be traded. This transaction is preferably free of charge, but there may be expenses such as shipping costs.

The transaction system 1 includes a server 2 used by a company or the like that manages the system, and a user terminal 3 used by a user of the system.

The server 2 and the user terminal 3 of the transaction system 1 are realized by various computers such as the server 2, a personal computer, and a portable communication terminal equipped with a touch panel display device. FIG. 2 shows an example of the hardware configuration of the computer. The server 2 and the user terminal 3 in the transaction system 1 include an arithmetic device 70 such as a CPU that executes arithmetic processing of a program, a storage device 71 such as a RAM or a hard disk that stores information, a display device 72 such as a display, and a keyboard. And an input device 73 such as a pointing device (mouse, numeric keypad, etc.), and a communication device 74 that transmits and receives processing results of the arithmetic device 70 and information stored in the storage device 71 via a network such as the Internet or a LAN. Yes.

Although FIG. 1 shows the case where the server 2 is realized by a single computer, the functions may be distributed and realized in a plurality of computers.

The means in the present invention are only logically distinguished from each other in function, and may be physically or virtually the same area.

The server 2 includes a user registration reception processing unit 20, a user information storage unit 21, an authentication processing unit 22, a product information registration reception processing unit 23, a product information storage unit 24, a product information provision processing unit 25, a transaction processing unit 26, and balance information. A storage unit 27 and a charging processing unit 28 are included.

The user registration acceptance processing unit 20 accepts user attribute information and a user registration request from the user terminal 3 so that a user who wants to use the transaction service provided by the transaction system 1 performs user registration. The received user attribute information is stored in the user information storage unit 21 described later. As the user attribute information, for example, various information such as name, age, gender, address, e-mail address, telephone number, friend information of the user (name of friend, identification information, etc.) can be used. The information may be acquired from a computer system other than the transaction system 1, for example, a computer system of SNS service.

The user information storage unit 21 stores user attribute information. Further, it may be associated with user identification information for identifying the user with the transaction system 1 in association with the attribute information of the user. The user identification information may be issued arbitrarily by the user registration acceptance processing unit 20 when the user information is registered, or an input from the user terminal 3 may be accepted. FIG. 8 schematically shows an example of user attribute information. The account information in FIG. 8 is information for identifying the user's balance information in the balance information storage unit 27 described later. The balance information is information generated in the balance information storage unit 27 at the time of user registration and indicating the income and expenditure of the user's points.

The authentication processing unit 22 is a process that performs authentication processing for the transaction system 1 based on authentication information stored in the user information storage unit 21, such as a user ID and a password.

The merchandise information registration acceptance processing unit 23 performs a merchandise information registration acceptance process indicating that a product is to be provided from the user terminal 3 to the transaction system 1. In addition, registration processing of product information indicating that it is desired to receive provision of desired products from other users via the transaction system 1 from the user terminal 3 is performed. The received merchandise information is stored in the merchandise information storage unit 24 described later in association with merchandise identification information that can identify the merchandise.

The product information to be received includes information about the product to be provided (product name, detailed information about the product, image information of the product, the number of products, etc.), the number of points necessary to provide the product, and information about the desired product (product name) , Detailed information about the product, the number of products, etc.), and the number of points given to the user provided when the product is provided. Also, providing a product means transferring or selling the product from the user who registered the product to another user. To request a product means that the user who has registered the product asks other users to give or sell the product.

The product information storage unit 24 stores the product information received by the product information registration reception processing unit 23. FIG. 9 schematically shows an example of the product information storage unit 24.

The product information provision processing unit 25 displays the provided product information and the desired product information stored in the product information storage unit 24 on the website, and displays them on the user terminals 3 of other users. FIG. 10 schematically shows an example of the product information storage unit 24.

The transaction processing unit 26 displays a screen for performing a transaction, for example, by pressing a “apply” button when the user who browses the product information website wants or gives the product displayed on the website. And make a transaction. Further, in the case of the transaction of the provided product after the transaction is established, the transaction processing unit 26 associates the revenue among the balance information of the user who provided the product with the established product in the balance information storage unit 27. The number of points is added, and the amount of points associated with the established product is added for expenditure in the balance information of the user who has received the product. In addition, when the transaction of the desired product is completed, the number of points associated with the established product is added to the expenditure of the balance information of the user who desires the product, and the balance information of the user who provided the product is added. For the income, the number of points associated with the established product is added.

The balance information storage unit 27 stores information on income and expenditure points of each user. FIG. 11 schematically shows an example of a conceptual diagram of the balance information storage unit 27. Although not shown in FIG. 11, deviation values, usage charges, and the like used in billing processing described later may be stored. Revenue points are the total number of points obtained by providing products, and expenditure points are the total number of points obtained by receiving products.

In the present invention, even if there is a user who has withdrawn, even if the user information stored in the user information storage unit 21 is erased, the balance information is recorded and not erased. This is because, in the present invention, points that are opposite to each other in terms of income and expenditure are generated by the transaction, and the sum of the income points of all users is equal to the sum of the expenditure points. As a result, if the balance information of the canceled user is deleted, the balance becomes inconsistent. As a result of not deleting the balance information after the withdrawal, when the user re-enrolls, the balance information can be used again. In addition, all users in the present invention refer to all users within a predetermined range targeted for calculating a usage fee of a certain user. Therefore, even if all users who actually use the system are not targeted, when calculating the usage fee for a user, all users who are treated as a group for calculating the user's fee are sufficient. .

The charging processing unit 28 calculates the usage amount to be charged for the user based on the income and expenditure information of each user's points stored in the balance information storage unit 27 at a predetermined timing. The predetermined timing can be arbitrarily set, such as a billing timing (for example, a predetermined day every month), a withdrawal processing timing, etc. every time a transaction is performed.

The billing process is as follows. First, the charging processing unit 28 extracts information on the income and expenditure points of the user who is the object of the charging process from the balance information storage unit 27, and calculates the total value Pa of the income points Pi and the expenditure points Po. Then, all the values Pb obtained by dividing the total value Pa by units (hours, days, weeks, months, years, etc.) of a predetermined period (for example, 1 week, 1 month, 6 months, etc.) For the users of And the deviation value VL regarding the user who became the process target is calculated using the value Pb for every user. Then, the usage fee rate of the user is specified based on the correspondence table (FIG. 12) between the deviation value VL and the usage fee rate set in advance by the charging processing unit 28. The timing for calculating the deviation value VL may be a predetermined timing in addition to the billing process, for example, every day or every day of the week.

For example, in the case of FIG. 12, if the calculated deviation value VL is 48, the usage fee rate is specified as 0.10%, and if the calculated deviation value VL is 67, the usage fee rate is specified as 0.04%.

Then, the charging processing unit 28 calculates the usage amount by multiplying the absolute value Pc of the difference between the revenue point Pi of the user and the expenditure point Po by the usage rate specified above.

By performing such processing in the billing processing unit 28, the degree of contribution (positioning and deviation value) of the user in the entire transaction system 1 can be specified, and the usage fee rate can fluctuate based on this. And since the usage fee rate becomes lower as the contribution degree is higher, it can be avoided that the usage fee becomes higher as a heavy user as in the past. In calculating the usage amount, if the user's income points and expenditure points are used to determine the position of the user in all users, and the usage amount is calculated using the determination result, the above method is used. However, other methods may be used.

The charging processing unit 28 notifies the usage fee calculated as described above based on the information of the e-mail address stored in the user information storage unit 21. In addition, when the said user's own page (my page) is produced | generated, you may display there. Moreover, in order to show a user the present contribution degree, it is good to display deviation value VL on the website.

Next, an example of the processing process of the transaction system 1 of the present invention will be schematically shown using the flowcharts of FIGS.

First, when using the trading system 1, the user must be registered. This processing process will be described with reference to the flowchart of FIG.

First, when the user wants to register as a user in the transaction system 1, the user accesses the server 2 from the user terminal 3 by a predetermined method and makes a user registration processing request. Then, a user registration screen is displayed on the user terminal 3, and input of the attribute information of the user is received by the user registration reception processing unit 20 (S100). The user registration reception processing unit 20 stores the received user attribute information in the user information storage unit 21 in association with the issued user identification information (S110). Further, the user registration acceptance processing unit 20 sets initial values of income points and expenditure points in the balance information storage unit 27 as the balance information of the user who has newly accepted the registration (S120). Normally, the initial value of the income point and the expenditure point are both 0, but other values may be set.

By executing the above processing, user registration processing can be performed.

Further, the user attribute information or the like may be acquired from an SNS service different from the transaction system 1 instead of accepting input from the user terminal 3. That is, when a user performs a predetermined operation on the user terminal 3 to access the server 2 of the transaction system 1 and make a user registration processing request, an SNS service management server (not shown) that provides an SNS service. Display the login screen. Then, log in to the SNS service. As a result, the attribute information of the user stored in the transaction system 1 by the SNS management server is extracted and acquired by the user registration reception processing unit 20 of the server 2 of the transaction system 1. Then, the user registration acceptance processing unit 20 stores the acquired user attribute information in the user information storage unit 21.

By registering user attribute information by such a method, the user need not input attribute information. Moreover, by acquiring from the SNS service management server of SNS service, since the information of the friend of the said user is normally memorize | stored in the SNS service, it can also be acquired. In other words, in the transaction system 1, since the transaction (transfer / lift) of products between users is performed, it is safer to perform it between known users than to do it between unknown users. There is. Therefore, when a user's friend information is acquired and the product information provision processing unit 25 preferentially displays the user's product information, a sense of security can be obtained. However, it takes a burden to register friend information from the very beginning. Therefore, by acquiring from the SNS service management server of the SNS service, the burden can be reduced, and the merit unique to the transaction service can be enjoyed.

Next, processing when a user registers a product will be described with reference to the flowchart of FIG. When registering a product, the user first logs in by a predetermined method. That is, by inputting user identification information and a password from the user terminal 3, it is received by the authentication processing unit 22 of the server 2, and authentication processing is performed by referring to the user information storage unit 21. If the authentication process is performed normally, the subsequent processes are executed. The authentication process may be an authentication process in the SNS service. In this case, when the authentication processing unit 22 receives the input of the user identification information and the password, it passes them to the SNS service management server, and the authentication processing unit 22 receives the authentication result. If information that has been successfully authenticated is received, the subsequent processing is executed. If not, the authentication processing is executed again.

After the authentication process is normally executed, the friend of the user registers as shown in FIG. 10 based on information stored in the user information storage unit 21 and the product information storage unit 24 by the product information provision processing unit 25. Product information is extracted and displayed on the top screen. If the friend has not registered the product information, the product information may be extracted and displayed randomly, or may not be displayed.

Then, registration of product information to be provided / desired is received from the user terminal 3 (S200). That is, from the top screen of FIG. 10, if the user wants to provide (transfer) a product, select “Yuzuru” from the posting pull-down menu, and if he wants (requests) the desired product, Select “Get” from the pull-down menu. Also, selection of the category of the product is accepted. “Articles” are books, electrical appliances, CDs, etc., “Places” are land, rooms, stores, etc. that are not used by users, and “Time” is a time-based service such as a tutor or housekeeping agent. Yes, “Transportation” refers to persons involved in transportation and transportation such as car sharing and luggage transportation. “Art” refers to art works such as paintings, photographs, and sculptures. “Discount” refers to coupons such as discount tickets. .

Upon accepting selection of “Yuzuru” or “Get” and selection of a product category, the product information registration acceptance processing unit 23 causes the user terminal 3 to display the screen shown in FIG. 13 and selects detailed product information. Accept. Here, the product name, the category to which the product belongs, the pattern to be transferred or loaned, the number of stocks, the delivery method, the description about the product, the link of information about the product, the selection of the product image file, who The user inputs product information such as whether it is open to the public (whether it is all, only friends, or only oneself) on the user terminal 3, and the product information registration acceptance processing unit 23 accepts it from the user terminal 3. Then, the merchandise information registration acceptance processing unit 23 stores the accepted merchandise information in the merchandise information storage unit 24 and registers the merchandise information (S210).

The product information is stored in the product information storage unit 24 in this way, whereby the product provided by the user and the desired product are registered in the transaction system 1 (S220).

Next, a case where a product is traded using the trading system 1 will be described with reference to the flowchart of FIG.

First, a user who wishes to trade a product accesses the server 2 from the user terminal 3 by a predetermined method, so that a request for browsing the published product information is sent from the user terminal 3 to the server 2, and the product on the server 2 The information provision processing unit 25 accepts it. The merchandise information provision processing unit 25 refers to the user information storage unit 21 based on the user identification information of the user in the received browsing request, and extracts the information of the user's friend. Then, it is searched from the product information storage unit 24 whether the extracted friend has registered the product information, and the product information is displayed on the top screen shown in FIG. 10 (S300).

If the friend does not register the product information, the product information is extracted from the product information storage unit 24 in order based on a predetermined criterion such as product information that is random or registered late (product information registered most recently). , Display. When the user inputs an arbitrary keyword into the input field on the top screen of FIG. 10 and searches for it, the product information storage unit 24 is searched for product information including the keyword, and the corresponding product information is displayed in FIG. May be displayed on the top screen.

First, a transaction when the user A wants to provide a product (for the applicant (user B), a transaction for transferring the product to another user A for the product) will be described. In this case, the user B selects product information to be traded from this top screen, and the transaction processing unit 26 of the server 2 accepts it (S310). That is, when the user B who has browsed the product information displayed on the top screen on the user terminal 3 has a product to be traded (a product to be transferred), the user B clicks the “apply” button in the product information on the top screen. Press. As a result, information that the application has been pushed is sent from the user terminal 3 to the server 2, and the transaction processing unit 26 of the server 2 extracts the corresponding product information from the product information storage unit 24, and includes the information. The transaction processing unit 26 displays the application screen shown in FIG.

User B who has viewed this application screen selects the information on the number of products to be transferred and the delivery method, and selects “Next”. The number and delivery information are sent from the user terminal 3 to the server 2, and the transaction processing unit 26 of the server 2 displays the confirmation screen shown in FIG. 15 on the user terminal 3.

When the user B selects “confirm” on the user terminal 3, the information is sent from the user terminal 3 to the server 2, and the transaction processing unit 26 of the server 2 displays the message input screen shown in FIG. 16 on the user terminal 3. Display. When the user B wants to communicate with the user A who has registered the product information, the user B receives the input and selects “Next”. The transaction process of the server 2 that has received this selection from the user terminal 3 receives the message, and the transaction processing unit 26 of the server 2 causes the user terminal 3 to display the transaction establishment screen shown in FIG. Further, the transaction processing unit 26 of the server 2 processes points between the parties to the transaction (S320).

In other words, if the completed transaction is an application for the provided product (if the product is raised (when the product is transferred to the applicant)), user B wants the product “Notepad” provided by user A, for example. When the application is made, the number of points associated with the product information is added to the number of points of income of the user A in the balance information storage unit 27. When the number of points before the addition is 0 and the number of points associated with “Notepad” is 200, the transaction processing unit 26 updates the number of points of the income of the user A to 200. Further, the number of points associated with the product information is added to the number of points of expenditure of the user B in the balance information storage unit 27. When the number of points before the addition is 0 and the number of points associated with the “memo pad” is 200, the transaction processing unit 26 updates the number of points of expenditure of the user B to 200.

Next, a transaction when the user A wants to take over the product (for the applicant (user B), a transaction that provides the product for the product that the other user A wants) will be described. In this case, the user B selects product information to be traded from this top screen, and the transaction processing unit 26 of the server 2 accepts it (S310). That is, when the user B who browses the product information displayed on the top screen on the user terminal 3 has a product he wants to trade (a product he wants to provide), the user B “responds to the request” in the product information on the top screen. Press the button. As a result, information indicating that the button has been pressed is sent from the user terminal 3 to the server 2, and the transaction processing unit 26 of the server 2 extracts corresponding product information from the product information storage unit 24 and includes the information. , The product information registration screen shown in FIG. 13 is displayed on the user terminal 3, and the selection of detailed product information is accepted.

Here, the product name, the category to which the product belongs, the pattern to be transferred or loaned, the number of stocks, the delivery method, the description about the product, the link of information about the product, the selection of the product image file, who The user B inputs product information such as whether it is open to the public (whether it is all, only friends, or only oneself) at the user terminal 3, and the product information registration reception processing unit 23 receives it from the user terminal 3. Then, the product information registration reception processing unit 23 stores the received product information in the product information storage unit 24 and registers the product information.

The product information is stored in the product information storage unit 24 in this way, whereby the product provided by the user and the desired product are registered in the transaction system 1.

When the merchandise information is registered in the merchandise information storage unit 24, only the user A is displayed that the merchandise has been provided, for example, as in FIG. Then, from the top screen, if the offered product is suitable for the request of the user A and wants to trade, the product information that the user A wants to trade is selected and the transaction of the server 2 is performed as in the above S310. The processing unit 26 receives. That is, when the user A who browsed the product information displayed on the top screen on the user terminal 3 wants to make a transaction for the registered product he / she wants to provide, he / she clicks the “apply” button in the product information on the top screen. Press. As a result, information that the application has been pushed is sent from the user terminal 3 to the server 2, and the transaction processing unit 26 of the server 2 extracts the corresponding product information from the product information storage unit 24, and includes the information. The transaction processing unit 26 displays the application screen shown in FIG.

User A who has viewed this application screen selects information on the number of products to be transferred and the delivery method, and selects “Next”. The number and delivery information are sent from the user terminal 3 to the server 2, and the transaction processing unit 26 of the server 2 displays the confirmation screen shown in FIG. 15 on the user terminal 3.

When the user A selects “confirm” on the user terminal 3, the information is sent from the user terminal 3 to the server 2, and the transaction processing unit 26 of the server 2 displays the message input screen shown in FIG. 16 on the user terminal 3. Display. When the user A wants to communicate with the user B who has registered the product information, the user A accepts the input and selects “Next”. The transaction process of the server 2 that has received this selection from the user terminal 3 receives the message, and the transaction processing unit 26 of the server 2 causes the user terminal 3 to display the transaction establishment screen shown in FIG. Further, the transaction processing unit 26 of the server 2 processes points between the parties to the transaction (S320).

That is, as in the case where the successful transaction is an application for the provided product (when the product is raised (when the applicant obtains the product)), for example, the product “Notepad” registered with the desire of the user A If the user B wants to provide the product, registers the product, and wants the user A who viewed it to apply, the user B's revenue points in the balance information storage unit 27 are added to the product information. Add the number of points associated. When the number of points before the addition is 0 and the number of points associated with the “memo pad” is 200, the transaction processing unit 26 updates the number of points of the revenue of the user B to 200. Further, the number of points associated with the product information is added to the number of points of expenditure of the user A in the balance information storage unit 27. When the number of points before the addition is 0 and the number of points associated with the “memo pad” is 200, the transaction processing unit 26 updates the number of points of expenditure of the user A to 200.

The transaction processing unit 26 extracts the e-mail address of the other party of the transaction from the user information storage unit 21, and sends a message as shown in FIG. 18 by e-mail, for example.

When the user viewing the transaction establishment screen selects “to top”, the information is sent from the user terminal 3 to the server 2, and the product information provision processing unit 25 of the server 2 displays the top screen as shown in FIG. Let On the top screen of FIG. 19, a message that a transaction has been established and that prompts evaluation of the transaction is displayed.

On the other hand, when the user who is the other party of the transaction displays the top screen, a message that the transaction has been completed is displayed as shown in FIG. Then, when the user selects a message on the top screen of FIG. 20, a transaction detail screen is displayed as shown in FIG.

As described above, merchandise is traded between the parties. Products can be delivered by directly communicating between the parties using any method such as e-mail, messages, and chat.

Next, the case where the charging process is performed will be described with reference to the flowchart of FIG. For example, the accounting processing unit 28 performs accounting processing once a month at a predetermined timing.

FIG. 22 schematically illustrates an example of the balance information storage unit 27 in the case where a user has A to D and a transaction is performed. Note that the number of points displayed in parentheses for user A in FIG. 22 is the number of points after withdrawal. Although there is no change after withdrawal, the balance information is not deleted, so it is displayed in parenthesis to display it easily.

First, the billing processing unit 28 extracts the balance information of each user stored in the balance information storage unit 27, and calculates the total value Pa of the revenue point Pi and the expenditure point Po in each balance information. Then, the value Pb is calculated for all users by dividing the total value Pa by a predetermined period unit (hours, days, weeks, months, years, etc.). Then, using the value Pb for each user, a deviation value VL related to the user to be processed is calculated (S400). By calculating the deviation value VL, the transaction system 1 can specify the position of the user among all users. Based on the calculated deviation value VL, the accounting processing unit 28 specifies the usage fee rate for each user from the information indicating the correspondence between the deviation value and the usage fee rate shown in FIG. 12 (S410). The extracted revenue point Pi, the expenditure point Po, and the specified deviation value VL are preferably displayed together with the product information provision processing unit 25 when the top screen is displayed, for the convenience of the user.

Based on the usage fee rate specified as described above, the billing processing unit 28 sets the absolute value Pc of the difference between the income point Pi and the expenditure point Po in the balance information stored in the balance information storage unit 27 for each user in S410. A usage fee is calculated by multiplying the specified usage fee rate (S420).

The usage fee calculated as described above is notified by e-mail based on the e-mail address stored in the user information storage unit 21 and charged (S430). Alternatively, the usage fee may be displayed on the user's top screen, or sent as a bill to a predetermined address.

Next, an example of the processing process when the user withdraws will be described with reference to the flowchart of FIG.

First, when the user desires, a withdrawal operation request is sent from the user terminal 3 to the server 2 by performing a predetermined operation from the top screen as shown in FIG. When the user registration acceptance processing unit 20 of the server 2 accepts the withdrawal request (S500), the billing processing at the time of withdrawal in the billing processing unit 28 is started. That is, similarly to S400, the balance information of each user stored in the balance information storage unit 27 at that time is extracted, and the total value Pa of the revenue point Pi and the expenditure point Po in each balance information is calculated. Then, the value Pb is calculated for all users by dividing the total value Pa by a predetermined period unit. Then, using the value Pb for each user, a deviation value VL related to the user to be processed is calculated (S510). By calculating the deviation value VL, the transaction system 1 can specify the position of the user among all users. Based on the calculated deviation value VL, the billing processing unit 28 specifies the usage fee rate of the user who wishes to withdraw from the information indicating the correspondence between the deviation value and the usage fee rate shown in FIG. 12 (S520).

Based on the usage rate specified as described above, the billing processing unit 28 sets the absolute value Pc of the difference between the revenue point Pi and the expenditure point Po in the balance information stored in the balance information storage unit 27 of the user who wishes to withdraw from membership. , The usage fee specified in S520 is multiplied to calculate the usage fee (S530).

The usage fee at the time of withdrawal calculated as described above is notified by e-mail based on the e-mail address stored in the user information storage unit 21 and charged (S540). Alternatively, the usage fee may be displayed on the user's top screen, or sent as a bill to a predetermined address.

In the above description, when the withdrawal request is accepted, the deviation value VL at that time is calculated and the processing for specifying the usage fee rate is executed. However, the usage fee rate specified in the previous billing process is used as the balance information storage unit. It may be specified based on 27 and used. In this case, the usage fee rate used in the previous billing process of the user who wishes to withdraw from the balance information storage unit 27 is extracted, and the income points Pi and expenditure points in the balance information stored in the balance information storage unit 27 at the time of withdrawal. What is necessary is just to multiply the absolute value Pa of the difference of Po by the extracted usage fee rate.

Since calculation of the deviation value VL requires processing for all users, the processing can be simplified and the load on the system can be reduced.

1: Transaction system 2: Server 3: User terminal 20: User registration reception processing unit 21: User information storage unit 22: Authentication processing unit 23: Product information registration reception processing unit 24: Product information storage unit 25: Product information provision processing unit 26: Transaction processing unit 27: Balance information storage unit 28: Billing processing unit 70: Computing device 71: Storage device 72: Display device 73: Input device 74: Communication device

Claims

A trading system for trading products,
The transaction system is:
A product information storage unit for storing information on products to be traded;
A product information provision processing unit for sending and displaying the product information stored in the product information storage unit to a user terminal used by the user;
A balance information storage unit for storing income points and expenditure points for each user;
Transaction processing that accepts an application for a product transaction from the user terminal and performs transaction processing by updating the income point or the expenditure point in the balance information storage unit using information on the number of points set for the product Part,
A charging processing unit for determining the position of the user in all users using the income points and expenditure points of the user stored in the balance information storage unit, and calculating a usage amount using the determination result;
The transaction system characterized by having.
The billing processor
Using the value calculated using the user's revenue points and expenditure points stored in the balance information storage unit and a predetermined period unit, the positioning of the user in all users is determined, and the determination result is used. To calculate the usage amount
The transaction system according to claim 1.
The billing processor
A deviation value for all users of the user is calculated using a value obtained by dividing the total value of the income points and expenditure points of the user stored in the balance information storage unit by a predetermined period unit. To determine the position and calculate the usage amount using the determination result.
The transaction system according to claim 1 or 2, characterized by the above.
The billing processor
Identify the usage rate information corresponding to the positioning information of all the users determined above,
Calculate the usage amount using the user's revenue and expenditure points and the specified usage rate.
The transaction system according to any one of claims 1 to 3, wherein:
The transaction system is:
A user registration acceptance processing unit that accepts the attribute information of the user and performs registration processing;
A user information storage unit for storing the attribute information of the user,
The user registration acceptance processing unit
Receiving the user attribute information from the SNS service management server;
The transaction system according to any one of claims 1 to 4, wherein:
The user registration acceptance processing unit
Accepting the friend information of the user stored in the SNS service management server as the attribute information of the user;
The transaction system according to claim 5.
The user registration acceptance processing unit
Accept a withdrawal request from the user terminal,
The billing processor
Using the user's income points and expenditure points stored in the balance information storage unit, determine the position of the user in all users, and calculate the usage amount at the time of withdrawal using the determination result,
The transaction system according to any one of claims 1 to 6, wherein:
The user registration acceptance processing unit
Accept a withdrawal request from the user terminal,
The billing processor
Extracting the positioning information calculated by the previous billing process from the balance information storage unit, and calculating the usage amount at the time of withdrawal using the extracted positioning information,
The transaction system according to any one of claims 1 to 6, wherein:
A balance information storage unit for storing income points and expenditure points for each user;
A charge processing unit that calculates a difference between a user's income points and expenditure points stored in the balance information storage unit, and calculates a usage amount using the difference;
A computer system comprising:
A balance information storage unit for storing income points and expenditure points for each user;
A charging processing unit for determining the position of the user in all users using the income points and expenditure points of the user stored in the balance information storage unit, and calculating a usage amount using the determination result;
A computer system comprising: