WO2014008626A1 - 一种电子商务交易方法 - Google Patents
一种电子商务交易方法 Download PDFInfo
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- WO2014008626A1 WO2014008626A1 PCT/CN2012/078385 CN2012078385W WO2014008626A1 WO 2014008626 A1 WO2014008626 A1 WO 2014008626A1 CN 2012078385 W CN2012078385 W CN 2012078385W WO 2014008626 A1 WO2014008626 A1 WO 2014008626A1
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- WIPO (PCT)
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- seller
- buyer
- website
- transaction
- unlisted
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q90/00—Systems or methods specially adapted for administrative, commercial, financial, managerial or supervisory purposes, not involving significant data processing
Definitions
- the invention relates to a method for e-commerce transaction, in particular to a method for buying and selling unlisted stocks, so that buyers and sellers can directly inquiry and negotiate on the network, and can avoid stock price being speculated or buying fake stocks, etc.
- An open, fair, transparent and secure e-commerce transaction method that enhances transactions. Background technique
- E-commerce covers a wide range of examples including: electronic currency exchange, electronic trading markets, online marketing, inventory management, electronic data interchange, and online transaction processing. Simply put, it is all kinds of business activities on the Internet, and through electronic tools to achieve a variety of business matters.
- the above e-commerce transactions are also used in the trading of stocks.
- the stock market can be divided into listed stocks and unlisted stocks.
- the listed stocks can be purchased through the securities dealer's salesperson, and can also go online. Orders are purchased, the computer automatically negotiates, the stocks are kept in a centralized manner, and the purchase and sale amount is deducted and remitted by the designated account.
- the transaction procedure is the first day of trading, the next day of delivery and the third day of deduction, so you can buy Listed on the stocks.
- the stocks that are currently not listed are generally traded through the disc dealers.
- the buyer and the seller are all through the manual negotiation between the disc dealers. If there is a matching pending order, the subsequent transfer and use can be carried out.
- Cash for stocks The disc dealers charge a modest fee. The quality of the disc dealers is inevitably mixed. If the bad disc dealers will buy the low prices, some of the more vicious disc dealers will deceive the investors with fake stocks.
- the present invention mainly provides an e-commerce transaction method, which utilizes a website platform to allow buyers and sellers to conduct online inquiry and bargaining, thereby avoiding bad disk supplier speculation, and website personnel will check the authenticity and legality of unlisted stocks, and Performance guarantees are provided through lawyers to substantially increase the security of transactions.
- the object of the present invention is to provide an e-commerce transaction method, which is mainly applied to the sale and purchase of unlisted stocks, and provides an online website for the buyer member and the seller member to directly conduct inquiry and bargaining online, when the price is satisfactory,
- the website staff confirms the legality and authenticity of the unlisted shares, and remits the stock price to the designated account of the management website. After the stock price and unlisted stocks are in place, they will follow up.
- the household and the stock price will be remitted to the seller's member, and the unlisted stock will be delivered to the buyer's member, and the performance guarantee will be carried out through the lawyer through the whole process, so as to avoid the stock price being hyped, so that the transaction is open, fair, transparent and enhance transaction security.
- the present invention provides an e-commerce transaction method for applying to a management website for purchasing and selling unlisted stocks and operating on the Internet via a server, the system comprising the following steps:
- Buyer members and seller members are logged into the member respectively;
- the buyer member and the seller member respectively publish/maintain/search the transaction order online on the management website; the buyer member or the seller member makes an inquiry or bargain;
- the buyer member or the seller member confirms the contents of the transaction order
- the website personnel and the stock agency company confirm the authenticity and legality of the seller's unlisted shares, and send a confirmation email to the buyer member and the seller member;
- the lawyer is requested to perform the performance guarantee. After the buyer member and the seller member confirm the transaction, the transaction order is provided to the lawyer as the basis for the follow-up performance guarantee;
- the management website background informs the website personnel of the transaction information
- the buyer member remits the share to the account of the management website
- the website personnel collect the unlisted stocks and other documents from the seller members;
- the website staff remits the money to the seller's member account and delivers the unlisted shares to the buyer's member.
- the website personnel and the stock agent company confirm the authenticity and legality of the unlisted stock of the seller, and send a confirmation email to the buyer member and the seller member, and then include a performance guarantee step.
- the performance bond is executed by a lawyer.
- the buyer member and the seller member confirm the transaction, the transaction order is provided to the lawyer, and after the share of the buyer member and the unlisted stocks and documents of the seller member are in place, the transfer date report is provided. lawyer. And notify the buyer member after the transfer is completed, if the buyer member thinks it is necessary, you can call the stock agent company to confirm and provide the transfer daily report. To the lawyer.
- the lawyer is required to confirm that the unlisted shares that should be handed over to the buyer's member and the shares that should be wired to the seller's member are correct, and the website personnel will hand over the unlisted shares to the buyer member and remit the correct shares to the seller member.
- FIG. 1 is a flow chart of a step of a preferred embodiment of an e-commerce transaction method according to the present invention.
- FIG. 1 is a flowchart of a preferred embodiment of the e-commerce transaction method of the present invention.
- the buyer and the seller must first join the website to become a member of the website.
- the steps of the e-commerce transaction method of the present invention are as follows:
- Step 101 The buyer member and the seller member respectively log in to the management website;
- Step 103 The buyer member and the seller member respectively publish/maintain/search the transaction order online on the management website;
- Step 105 The buyer member or the seller member makes an inquiry or bargain
- Step 107 After the price is satisfied, the buyer member and the seller member confirm the transaction form content;
- Step 111 The lawyer is requested to perform the performance guarantee. After the buyer member and the seller member confirm the transaction, the transaction order is provided to the lawyer as the basis for the follow-up performance guarantee;
- Step 113 The management website backstage notifies the website personnel of the transaction information
- Step 115 The website personnel re-confirm with the buyer member and the seller member by telephone;
- Step 117 The buyer member remits the share to the account of the management website;
- Step 119 The website personnel collect the unlisted stocks and other documents from the seller members;
- Step 121 After the share of the buyer's member and the unlisted stocks and documents of the seller's member are in place, the transfer date report is provided to the lawyer;
- Step 123 After the website personnel transfer the unlisted shares, they should notify the buyer member, let the buyer member decide whether to personally confirm with the stock agency, and provide the transfer date report to the lawyer; and step 125: the website personnel remittance to the seller member Account, and delivery of unlisted shares to buyer members.
- the website can provide members with online inquiry of transaction history, order history and inventory gains and losses.
- the website In the inquiry and bargaining, the website only provides the input price, number of sheets and remarks column, and the remarks column must be reviewed by the website management personnel before it can be released to avoid the space for private transactions.
- the number of unlisted shares of the seller member is only ten, when the transaction is three, the seller's seller's sell order will automatically become seven, and only seven will be displayed when the transaction order is inquired.
- the pre-set and remittance date of the management website is the first working day after the transaction order is confirmed, and the website personnel confirm the transaction content and the remittance account by phone and the buyer member after confirming the transaction order, and remind the remittance period . Also confirm with the seller member the documents and unlisted shares that should be provided, and confirm the closing address.
- the website member will provide the seller member to the seller member after confirming and signing the unlisted stock.
- the actual use of the performance bond is: After the buyer member and the seller member confirm the transaction, the transaction order is provided to the lawyer, and after the buyer member's share and the seller's unlisted stocks and documents are in place, the transfer date report is provided to the lawyer. Then the website staff will transfer the unlisted stocks, notify the buyer members after the transfer is completed, and provide the transfer daily report to the lawyer. After the transaction is completed, the lawyer is requested to confirm that the unlisted shares that should be handed over to the buyer's member and the shares that should be wired to the seller's member are correct, and the unlisted shares are handed over to the buyer's member by the website personnel. And the correct shares will be remitted to the account of the seller member, and the website personnel will save the stock return receipt and the wire transfer scan file for lawyers to verify.
- the actual transaction is the next day after the transaction order is established.
- the management website company confirms that the shares and unlisted shares are in place
- the transfer date report is issued to the lawyer.
- the lawyer can also ask the management website company to prompt the unlisted shares to confirm that If the listed stock is in place, it can also be confirmed by online banking. No in place.
- the management website company will transfer the unlisted stocks, and notify the buyer members upon completion.
- the buyer members can also call the stock agency to confirm the transfer completion, and the management website company will provide the transfer daily statements to the lawyers, lawyers. You can also call the stock agency to ensure that the transfer is completed.
- the management website company will issue a pending day report for the lawyer to confirm that the unlisted shares handed over to the buyer member and the amount that should be remitted to the seller member are correct, and the unregistered shares will be handed over to the buyer member by the management website company personnel. And remit the amount that the seller member should receive to the bank account designated by the seller, and then manage the website company personnel to deposit the unlisted stock return receipt signed by the buyer and the wire transfer slip, and issue a daily report to the lawyer before the day of work, and the lawyer The transfer confirmation and online inquiry of the unlisted stock return receipt and the wire transfer slip file signed by the buyer member can be confirmed.
- the buyer member can check the transfer progress online at any time, and can also call the stock agent company to check the account number and number of shares, and the lawyer can also monitor the entire transaction process at the same time to improve the transaction security of the buyer and the seller.
- the unlisted stock trading process is more open, fair, transparent and secure.
- the buyer member or the seller member makes an inquiry or bargain, if the price is unsatisfactory, it can be tracked continuously, and a tracking transaction order of the buyer member and the seller member is established, so that the inquiry and bargaining can be continued in the future.
- the buyer or seller member makes an inquiry or bargain, if the price is not satisfactory, the transaction inquiry can also be ended.
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Abstract
本发明为一种电子商务交易方法,提供一网络平台使在线会员能在网站内进行未上市股票的询价、议价及交易。避免价格被炒作,且网站人员将会确认未上市股票的合法性及真实性,所以当买方会员及卖方会员价格合意后,网站人员则会开始进行电话确认,并提供买方会员一汇款账户及收取卖方会员的未上市股票相关文件,全部到位后则办理过户,然后再将股款及未上市股票分别提供给买方会员及卖方会员,交易单确认后的全程将透过律师执行履约保证,如此将能大幅提升未上市股票交易的公开、公正、透明及安全性。
Description
一种电子商务交易方法 技术领域
本发明是有关一种电子商务交易的方法, 尤指一种应用于买卖未上市股 票, 让买卖双方能直接在网络上询价及议价, 能避免股价被炒作或买到假股 票等情形, 更能提升交易的公开、 公正、 透明及安全性的电子商务交易方法。 背景技术
电子商务范围很广泛举例而言包含: 电子货币交换、 电子交易市场、 网 络营销、 存货管理、 电子数据交换及在线事务处理等。 简单的说就是在因特 网上进行的各种商业行为, 并透过电子工具达成各种不同的商业事务。
上述的电子商务交易也被运用在股票的买卖交易上, 目前股票市场可分 为上市上柜股票及未上市股票两种, 上市上柜股票可透过证券交易商的营业 员购买, 也能自行上网下单购买, 利用计算机自动进行磋商, 股票集中保管, 买卖金额由指定账户进行扣款及汇入, 交易程序为第一天买卖、 第二天交割 及第三天扣款, 如此即可买到上市上柜股票。
而目前未上市的股票除了私下转让外, 一般都是透过盘商买卖, 买方及 卖方都是透过盘商之间的人工磋和, 若有相符合的挂单, 即可进行后续过户 及用现金换股票。盘商则从中收取适量的手续费。盘商的素质难免良莠不齐, 若遇到不良盘商除了会把价格报高买低外, 有些更恶质的盘商更会以假股票 来欺骗投资人。
因此, 本发明主要是提供一种电子商务交易方法, 利用网站平台, 让买 方及卖方进行在线询价及议价, 避免不良盘商炒作, 网站人员将检查未上市 股票的真实性与合法性, 并透过律师进行履约保证, 以大幅提升交易的安全 性。
发明内容
本发明的目的为提供一种电子商务交易方法, 主要是应用于未上市股票 的买卖, 是提供一在线网站供买方会员及卖方会员直接在在线进行询价及议 价, 当价格合意后, 透过网站人员确认未上市股票的合法性及真实性, 并将 股价汇入管理网站的指定账户, 等股价及未上市股票到位后, 再进行后续过
户及将股价汇入卖方会员, 并将未上市股票交付买方会员, 且全程透过律师 进行履约保证, 避免股价被炒作, 以使交易公开、 公正、 透明及提升交易安 全性。
为达上述目的, 本发明是提供一种电子商务交易方法, 是应用于一管理 网站上, 用以购买及贩卖未上市股票, 并透过服务器于因特网上运作, 该系 统包含以下歩骤:
买方会员及卖方会员分别登入会员;
买方会员及卖方会员分别在管理网站内在线刊登 /维护 /搜寻交易单; 买方会员或卖方会员进行询价或议价;
价格合意后, 买方会员或卖方会员确认交易单内容;
网站人员与股务代理公司确认卖方未上市股票的真实性及合法性, 并寄 送确认邮件给买方会员及卖方会员;
委请律师进行履约保证歩骤, 在买方会员及卖方会员确认交易后, 将交 易单提供给律师, 作为后续履约保证的依据;
管理网站后台通知网站人员成交信息;
网站人员透过电话与买方会员及卖方会员再次确认;
买方会员汇入股款至管理网站的账户;
网站人员向卖方会员收取未上市股票等文件;
买方会员的股款及卖方会员的未上市股票与文件到位后, 提供过户日报 表给律师;
网站人员进行未上市股票过户后, 应通知买方会员, 让买方会员决定是 否亲自向股务代理公司确认, 并提供过户日报表给律师;
网站人员汇款至卖方会员账户, 及交付未上市股票给买方会员。
在一较佳实施例中, 网站人员与股务代理公司确认卖方未上市股票的真 实性及合法性, 并寄送确认邮件给买方会员及卖方会员的歩骤后, 又包含一 履约保证歩骤, 履约保证是透过律师执行, 在买方会员及卖方会员确认交易 后, 将交易单提供给律师, 并在买方会员的股款及卖方会员的未上市股票与 文件到位后, 提供过户日报表给律师。 并且过户完成后通知买方会员, 若买 方会员认为有必要, 可亲自打电话给股务代理公司确认, 并提供过户日报表
给律师。 交易完成后, 请律师确认应交给买方会员的未上市股票及应电汇给 卖方会员的股款正确无误后, 由网站人员将未上市股票交给买方会员, 并将 正确股款汇入卖方会员的账户, 网站人员并保存股票回执联与电汇单扫描文 件供律师查证。
附图说明
图 1为本发明电子商务交易方法一较佳实施例的歩骤流程图。
具体实施方式
以下是通过特定的具体实施例说明本发明的实施方式, 熟习此技艺的人 士可由本说明书所揭示的内容轻易地了解本发明的其他优点与功效。
以下参照图式说明本发明的实施例, 应注意的是, 以下图式是为简化的 示意图式, 而仅以示意方式说明本发明的基本构想, 遂图式中仅例示与本创 作有关的结构而非按照实际实施时的组件数目、 形状及尺寸绘制, 其实际实 施时各组件的型态、数量及比例并非以图示为限, 可依实际设计需要作变化, 合先叙明。
首先, 请参阅图 1所示, 为本发明电子商务交易方法一较佳实施例的歩 骤流程图。首先买方及卖方必须先加入网站成为网站的会员, 然后如图所示, 本发明电子商务交易方法的歩骤如下:
歩骤 101 : 买方会员及卖方会员分别登入管理网站;
歩骤 103 : 买方会员及卖方会员分别在管理网站上线上刊登 /维护 /搜寻交 易单;
歩骤 105: 买方会员或卖方会员进行询价或议价;
歩骤 107: 价格合意后, 买方会员与卖方会员确认交易单内容; 歩骤 109: 网站人员与股务代理公司确认卖方未上市股票的真实性及合 法性, 并寄送确认邮件给买方会员及卖方会员;
歩骤 111 :委请律师进行履约保证歩骤,在买方会员及卖方会员确认交易 后, 将交易单提供给律师, 作为后续履约保证的依据;
歩骤 113 : 管理网站后台通知网站人员成交信息;
歩骤 115: 网站人员透过电话与买方会员及卖方会员再次确认; 歩骤 117: 买方会员汇入股款至管理网站的账户;
歩骤 119: 网站人员向卖方会员收取未上市股票等文件;
歩骤 121 : 买方会员的股款及卖方会员的未上市股票与文件到位后, 提 供过户日报表给律师;
歩骤 123 : 网站人员进行未上市股票过户后, 应通知买方会员, 让买方 会员决定是否亲自向股务代理公司确认, 并提供过户日报表给律师; 以及 歩骤 125: 网站人员汇款至卖方会员账户, 及交付未上市股票给买方会 员。
在实际使用时, 网站能提供会员在线查询成交履历、 下单履历及库存损 益。 并且在询价及议价时网站只提供输入价格、 张数与备注栏, 且备注栏必 须经由网站管理人员审核后, 才可以放行, 以避免私下交易的空间。 并且, 若卖方会员的未上市股票张数只有十张时, 当成交三张后, 卖方会员的卖单 将会自动变成七张, 查询交易单时也会只显示七张。
管理网站预设的交股及汇款日为交易单确认后的第一个工作天, 且网站 人员于交易单确认后, 会以电话与买方会员确认交易内容与汇入款帐户, 并 提醒汇款期限。 另与卖方会员确认应提供的文件及未上市股票, 并确认收股 地址。
在买卖成交后, 买方会员及卖方会员必须支付网站使用费及过户费用给 管理网站。 并且网站会员会在买方会员确认与签收未上市股票之后, 才会将 款项提供给卖方会员。
履约保证的实际使用情况为: 在买方会员及卖方会员确认交易后, 将交 易单提供给律师, 并在买方会员的股款及卖方会员的未上市股票与文件到位 后, 提供过户日报表给律师; 然后网站人员进行未上市股票的过户, 过户完 成后通知买方会员及提供过户日报表给律师。 交易完成后, 请律师确认应交 给买方会员的未上市股票及应电汇给卖方会员的股款正确无误后, 由网站人 员将未上市股票交给买方会员。 并且将正确股款汇入卖方会员之账户, 网站 人员并保存股票回执联与电汇单扫描文件供律师查证。
实际交易情况为交易单成立后的隔天, 管理网站公司确认股款与未上市 股票都到位后, 出具过户日报表给律师, 此时律师也可要求管理网站公司提 示未上市股票, 以确认未上市股票是否到位, 也可经由网络银行确认股款是
否到位。
再次一工作日, 管理网站公司会进行未上市股票过户, 完成后即通知买 方会员, 买方会员也可致电至股务代理公司确认过户完成, 同时管理网站公 司会将过户日报表提供给律师, 律师亦可致电至股务代理公司, 以确保过户 完成。
再次二工作日上午, 管理网站公司会出具待结案日报表让律师确认交给 买方会员的未上市股票与应汇给卖方会员的金额无误后, 由管理网站公司人 员将未上市股票交给买方会员, 并将卖方会员应得到的金额汇到卖方指定的 银行账户, 然后管理网站公司人员将买方签收的未上市股票回执联与电汇单 扫描存盘, 并在当天下班前出具日报表给律师, 并且律师可确认过户完成并 在线查询买方会员所签收的未上市股票回执联及电汇单扫描文件。
经由上述履约保证, 买方会员可随时上网查询过户进度, 也能致电至股 务代理公司查询户号与股数, 并且律师也能同时监控整个交易过程, 以提升 买卖双方的交易安全性。 进而使未上市股票交易过程更公开、 公正、 透明及 安全。
再者, 买方会员或卖方会员进行询价或议价时, 若价格不合意, 可持续 追踪, 并成立买方会员及卖方会员之追踪交易单, 供日后继续询价及议价。 买方会员或卖方会员进行询价或议价时, 若价格不合意, 也可结束本次交易 询问。
虽然前述的描述及图式已揭示本发明的较佳实施例, 必须了解到各种增 添、 许多修改和取代可能使用于本发明较佳实施例, 而不会脱离如所附申请 专利范围所界定的本创作原理的精神及范围。 熟悉本发明所属技术领域的一 般技艺者将可体会, 本发明可使用于许多形式、 结构、 布置、 比例、 材料、 组件和组件的修改。 因此, 本文于此所揭示的实施例应被视为用以说明本发 明, 而非用以限制本发明。 本发明的范围应由后附申请专利范围所界定, 并 涵盖其合法均等物, 并不限于先前的描述。
Claims
1. 一种电子商务交易方法, 应用于一管理网站上, 用以购买及贩卖未上 市股票, 并透过服务器于因特网上运作, 该方法包含以下歩骤:
买方会员及卖方会员分别登入管理网站;
买方会员及卖方会员分别在管理网站上线上刊登 /维护 /搜寻交易单; 买方会员或卖方会员进行询价或议价;
价格合意后, 买方会员与卖方会员确认交易单内容;
网站人员与股务代理公司确认卖方未上市股票的真实性及合法性, 并寄 送确认邮件给买方会员及卖方会员;
委请律师进行履约保证歩骤, 在买方会员及卖方会员确认交易后, 将交 易单提供给律师, 作为后续履约保证的依据;
管理网站后台通知网站人员成交信息;
网站人员透过电话与买方会员及卖方会员再次确认;
买方会员汇入股款至管理网站的账户;
网站人员向卖方会员收取未上市股票等文件;
买方会员的股款及卖方会员的未上市股票与文件到位后, 提供过户日报 表给律师;
网站人员进行未上市股票过户后, 应通知买方会员, 让买方会员决定是 否亲自向股务代理公司确认, 并提供过户日报表给律师;
网站人员汇款至卖方会员账户, 及交付未上市股票给买方会员。
2. 如权利要求 1所述的电子商务交易方法, 其中该管理网站是提供会员 在线查询成交履历、 下单履历及库存损益。
3. 如权利要求 1所述的电子商务交易方法, 其中在该网站人员透过电话 与买方会员及卖方会员确认歩骤时, 包含提醒买方会员在期限内将股款汇入 管理网站的指定账户。
4. 如权利要求 1所述的电子商务交易方法, 其中在该网站人员透过电话 与买方会员及卖方会员确认歩骤时, 包含提醒卖方会员在期限内交付文件及
与管理网站人员确认收件地点。
5. 如权利要求 1所述的电子商务交易方法, 其中该买方会员或卖方会员 进行询价或议价歩骤中, 管理网站只能让买方会员或卖方会员输入价格、 张 数与备注栏。
6. 如权利要求 1所述的电子商务交易方法, 其中该履约保证又包含交易 完成后, 网站人员保存股票回执联与电汇单扫描文件存盘, 并随时供律师查 证。
7. 如权利要求 1所述的电子商务交易方法, 其中该买方会员及卖方会员 必须支付网站使用费及过户费用给管理网站。
8. 如权利要求 1所述的电子商务交易方法, 其中该买方会员或卖方会员 进行询价或议价时, 若价格不合意, 可持续追踪, 并成立买方会员及卖方会 员之追踪交易单, 供日后继续询价及议价。
9. 如权利要求 1所述的电子商务交易方法, 其中该买方会员或卖方会员 进行询价或议价时, 若价格不合意, 也可结束本次交易询问。
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