WO2012057385A1 - Procédé et système de paiement dans un dispositif multimédia interactif - Google Patents

Procédé et système de paiement dans un dispositif multimédia interactif Download PDF

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Publication number
WO2012057385A1
WO2012057385A1 PCT/KR2010/007629 KR2010007629W WO2012057385A1 WO 2012057385 A1 WO2012057385 A1 WO 2012057385A1 KR 2010007629 W KR2010007629 W KR 2010007629W WO 2012057385 A1 WO2012057385 A1 WO 2012057385A1
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WO
WIPO (PCT)
Prior art keywords
payment
media device
communication terminal
buyer
server
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Application number
PCT/KR2010/007629
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English (en)
Korean (ko)
Inventor
김옥자
Original Assignee
주식회사 인터페이
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Publication of WO2012057385A1 publication Critical patent/WO2012057385A1/fr

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/023—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] the neutral party being a clearing house
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions

Definitions

  • the disclosed technology relates to a payment method and system in an interactive media device.
  • IPTV Internet Protocol Television
  • IPTV Internet Protocol Television
  • IPTV Internet Protocol Television
  • IPTV can be used if only a television receiver, a set-top box, and an Internet line are connected. Therefore, even a user who is not familiar with a computer can use the remote control to receive various contents and additional services provided by the Internet such as movie watching, home shopping, home banking, online games, as well as Internet search.
  • the problem of the disclosed technology is to provide a service that can be used more easily by securely using the authentication of the communication terminal when the product is purchased through an interactive media device including an IPTV, and the amount is withdrawn from the buyer's bank account. Is in.
  • a first aspect of the disclosed technology is a payment method in an interactive media device, comprising: (a) receiving, by a shopping mall server, purchase information of a buyer through an interactive media device; (b) the shopping mall server transmitting the purchaser's communication terminal number and price information to a payment server; (c) if the purchaser is a member, requesting, by the payment server, to inquire from a bank server whether a purchaseable balance exists in the payment account of the buyer; (d) if the purchase balance is present in the payment account of the buyer, requesting the authentication by providing the communication terminal number of the buyer to the communication company; (e) the telecommunication company calling the communication terminal number to receive a password from the buyer and transmitting the received password to the payment server; And (f) if the password registered in the password database of the payment server is the same as the received password, the payment server requesting the bank server for the purchase price from the payment account of the buyer.
  • a second aspect of the disclosed technology is a payment system in an interactive media device, comprising: an interactive media device; A shopping mall server configured to receive purchase information from the interactive media device; A bank server associated with the payment account of the buyer; A communication terminal for authenticating the buyer; A communication company to which the communication terminal of the buyer is subscribed; And a payment server, wherein the payment server receives the buyer's mobile communication terminal number and the payment information from the shopping mall server, and purchases the payment account of the buyer at the bank server when the buyer is a member.
  • the payment server provides the communication terminal number of the buyer to the telecommunication company to request authentication, and the communication Receiving the password entered by the buyer from the company, and if the password and the password registered in the password database is the same, and requesting the purchase price from the payment account of the buyer to the bank server.
  • the disclosed technique can have the following effects. However, since a specific embodiment does not mean to include all of the following effects or only the following effects, it should not be understood that the scope of the disclosed technology is limited by this.
  • a payment server may be connected with a telecommunication company and a bank server to provide a more secure service.
  • a buyer can simply purchase a product by pre-subscribing information if the buyer inputs simple purchase information into the IPTV.
  • FIG. 1 is a block diagram illustrating a payment system in an interactive media device according to an embodiment of the disclosed technology.
  • FIG. 2 is a flowchart illustrating a payment method in an interactive media device according to an embodiment of the disclosed technology.
  • FIG. 3 is a flowchart illustrating an embodiment of a method for transmitting and receiving purchase information in the interactive media device of FIG. 1.
  • each step may occur differently from the stated order unless the context clearly dictates the specific order. That is, each step may occur in the same order as specified, may be performed substantially simultaneously, or may be performed in the reverse order.
  • the payment system in the interactive media device 100 includes an interactive media device 100, a shopping mall server 200, a bank server 300, a communication terminal 400, a communication company 500, and a payment system.
  • the payment server 600 is included.
  • the interactive media device 100 receives the purchase information from the buyer and transmits it to the shopping mall server 200.
  • the interactive media apparatus 100 may include a media apparatus equipped with an IPTV (Internet Protocol Television) or a satellite transceiver.
  • the purchase information may include a product name and a product quantity.
  • the purchase information may further include the buyer's communication terminal 400 number.
  • the purchaser may input purchase information with a remote controller wirelessly connected to the interactive media device 100.
  • the purchaser may be authenticated that the purchaser is subscribed to the shopping mall by first performing a procedure such as logging in.
  • the buyer is required to be registered in the shopping mall in advance and assigned an ID and password.
  • the purchaser may input purchase information through the communication terminal 400 capable of two-way direct wireless communication with the interactive media device 100.
  • the communication terminal 400 may select a product to be purchased in the bidirectional media device 100 using bidirectional direct wireless communication, and the communication terminal 400 may bidirectional direct wireless communication to the bidirectional media device 100.
  • the number of the communication terminal 400 can be transmitted.
  • the bidirectional direct wireless communication between the bidirectional media device 100 and the communication terminal 400 may be performed in a Bluetooth manner.
  • the shopping mall server 200 receives the purchase information from the interactive media device 100, and transmits the purchaser's communication terminal 400 number and the payment information to the payment server 600.
  • the shopping mall server 200 is connected to the interactive media device 100 through a network, and when a purchaser purchases a product from the interactive media device 100, the shopping mall server 200 may be required to be connected to the shopping mall server 200.
  • the purchaser may be registered in the shopping mall in advance and may be assigned an ID and password to authenticate the membership in the interactive media device 100.
  • the purchaser can access the member of the shopping mall by inputting the number of the communication terminal 400 of the buyer to the interactive media device 100.
  • the shopping mall server 200 may transmit detailed purchase information including at least one product name or price to the communication terminal 400 of the buyer.
  • the shopping mall server 200 may designate a product name in the form of a short message service (SMS) form on the communication terminal 400 of the purchaser to confirm the purchase of the product.
  • SMS short message service
  • Detailed purchase information such as price, quantity, and size can be transmitted.
  • the bank server 300 receives an inquiry request from the payment server 600 to check whether there is a balance to purchase a product in the payment account of the buyer, and transfers the payment of the purchase price from the payment account of the buyer to the payment server 600. You may be asked.
  • the communication between the bank server 300 and the payment server 600 is encrypted in a conventional manner, and those skilled in the art will fully understand.
  • the communication terminal 400 is a terminal subscribed to the communication company 500.
  • the purchaser purchases a product from the interactive media device 100
  • the purchaser is called from the communication company 500 and the password is transmitted to the communication terminal 400.
  • the purchaser may enter a password through the ARS (Audio Response System) when receiving a telephone call from the telecommunication company 500.
  • the buyer may directly call or input a password through ARS or SMS.
  • the communication terminal 400 may include a wired or wireless communication terminal, and may include a general telephone, a mobile phone, a smart phone, and personal digital assistants (PDAs).
  • PDAs personal digital assistants
  • the communication terminal 400 selects a product to be purchased in the bidirectional media device 100 through bidirectional direct wireless communication, and transmits the number of the communication terminal 400 through bidirectional direct wireless communication to the bidirectional media device 100, thereby bidirectionally.
  • the product can be purchased in place of the remote control of the media device 100.
  • the communication company 500 receives the purchaser's communication terminal 400 number from the payment server 600 and requests password authentication from the communication terminal 400.
  • the communication company 500 may call the communication terminal 400 number received from the payment server 600 in the form of a short message service (SMS) or a telephone.
  • SMS short message service
  • the password received from the communication terminal 400 is transmitted to the payment server 600.
  • the communication company 500 means a company to which the communication terminal 400 is subscribed.
  • the communication company 500 may perform wired or wireless communication including the communication terminal 400, a general telephone, a mobile phone, a smartphone, and personal digital assistants (PDAs). Communication between the telecommunications company 500 and the payment server 600 is encrypted in a conventional manner, and those skilled in the art will fully understand.
  • the payment server 600 receives the purchaser's communication terminal 400 number and payment information from the shopping mall server 200.
  • the payment server 600 may include a member database 610, a payment account database 620, or a password database 630.
  • the payment server 600 inquires the received number of the communication terminal 400 to determine whether the buyer is a member registered in the member database 610 of the payment server 600. If the purchaser is a member, the payment server 600 uses the purchaser's payment account number in the payment account database 620 to request the bank server 300 to check whether a purchaseable balance exists in the buyer's payment account.
  • the payment account number of the buyer is described in advance when the purchaser subscribes to the payment server 600, and is stored in the payment account database 620.
  • the payment server 600 When the payment server 600 receives information from the bank server 300 that the balance for purchasing the product is not sufficient, the purchase of the product by the buyer may be stopped. In addition, the payment server 600 may inform the buyer that the balance is not sufficient in the payment account of the buyer in the form of SMS.
  • the payment server 600 transmits the communication company 400 to the communication company 500. Request password authentication by providing a number. This is a procedure to reconfirm the purchaser's intention to purchase the product and make a secure payment securely.
  • the payment server 600 receives the password entered by the purchaser in the communication terminal 400 from the communication company 500, and the received password is the same as the password registered in the password database 630 of the payment server 600. Check it.
  • the password database 630 means a database storing the password entered in the procedure in which the buyer subscribes to the payment server 600 before purchasing the product. If the passwords are not the same, the purchaser's purchase process will be interrupted.
  • the payment server 600 may request the password re-authentication by providing the communication company 400 of the buyer to the communication company 500. If the passwords are the same, the payment server 600 requests a purchase price from the payment account of the buyer to the bank server 300.
  • the buyer transmits the purchase information of the buyer to the shopping mall server 200 through the interactive media device 100 (S10).
  • the interactive media apparatus 100 may include a media apparatus equipped with an IPTV (Internet Protocol Television) or a satellite transceiver.
  • the purchase information may further include the buyer's communication terminal 400 number.
  • the purchaser may input purchase information with a remote controller wirelessly connected to the interactive media device 100.
  • the purchaser may perform a login procedure.
  • the buyer is required to be registered in the shopping mall in advance and assigned an ID and password.
  • the purchaser may input purchase information through the communication terminal 400 capable of two-way direct wireless communication with the interactive media device 100.
  • the communication terminal 400 may select a product to be purchased in the bidirectional media device 100 using bidirectional direct wireless communication, and the communication terminal 400 may bidirectional direct wireless communication to the bidirectional media device 100.
  • the number of the communication terminal 400 can be transmitted.
  • the bidirectional direct wireless communication between the bidirectional media device 100 and the communication terminal 400 may be performed in a Bluetooth manner.
  • the shopping mall server 200 transmits the purchaser's communication terminal 400 number and price information to the payment server 600 (S20).
  • the shopping mall server 200 is connected to the interactive media device 100 through a network, and when a purchaser purchases a product from the interactive media device 100, the shopping mall server 200 may be required to be connected to the shopping mall server 200.
  • the purchaser may be registered in advance in the shopping mall and assigned an ID and password, and authenticate the shopping mall member by inputting the ID and password in the interactive media device 100.
  • the purchaser may access the member of the shopping mall by inputting the number of the communication terminal 400 of the buyer to the interactive media device 100.
  • the shopping mall server 200 checks whether the buyer is a shopping mall subscriber based on the purchase information received from the buyer, and then transmits the purchaser's communication terminal 400 number and the payment information, which are information necessary for the purchaser's payment, to the payment server 600. .
  • the shopping mall server 200 may transmit detailed purchase information including at least one product name or price to the communication terminal 400 of the buyer.
  • the shopping mall server 200 names the product in the form of a short message service (SMS) form on the communication terminal 400 of the purchaser to confirm the purchase of the product by the purchaser.
  • SMS short message service
  • the payment server 600 requests an inquiry from the bank server 300 to determine whether a balance for purchasing a product exists in the payment account of the buyer (S30).
  • the payment server 600 queries the member database 610 of the payment server 600 with respect to the communication terminal 400 number of the buyer received from the shopping mall server 200, and the buyer subscribes to the payment server 600.
  • the purchaser may query the buyer's payment account to the bank server 300 to determine whether the payment is possible.
  • the payment account number of the buyer is described in advance when the purchaser subscribes to the payment server 600, and is stored in the payment account database 620.
  • the communication between the bank server 300 and the payment server 600 is encrypted in a conventional manner, and those skilled in the art will fully understand.
  • the bank server 300 responds to the payment settlement server 600, the account verification result of the buyer (S40).
  • the bank server 300 may check whether the balance for purchasing the product is sufficient in the payment account of the buyer and inform the payment server 600 of the payment.
  • the communication between the bank server 300 and the payment server 600 is encrypted in a conventional manner, and those skilled in the art will fully understand. If the payment server 600 checks the balance and determines that the balance for the product purchase is not sufficient, the payment server 600 interrupts the purchaser's product purchase process or contacts the purchaser's communication terminal 400, indicating that the balance of the payment account is not sufficient. You can tell the facts.
  • the payment server 600 may provide a communication terminal 400 number of the buyer to the telecommunication company 500 to request password authentication (S50). This is to confirm the purchaser's intention to buy the product through the authentication process and to securely pay the price securely.
  • Communication between the telecommunications company 500 and the payment server 600 is encrypted in a conventional manner, and those skilled in the art will fully understand.
  • the communication company 500 calls the buyer's communication terminal 400 number received from the payment server 600 (S60).
  • the communication company 500 may call the communication terminal 400 number received from the payment server 600 in the form of a short message service (SMS) or a telephone.
  • SMS short message service
  • the purchaser enters a password into the communication terminal 400 (S70).
  • the purchaser may enter a password through the ARS (Audio Response System) when receiving a telephone call from the telecommunication company 500.
  • ARS Audio Response System
  • the buyer may directly call the user to inform the password or enter the password through ARS or SMS.
  • the communication terminal 400 may include a wired or wireless communication terminal, and may include a general telephone, a mobile phone, a smart phone, and personal digital assistants (PDAs).
  • the communication terminal 400 transmits the password inputted by the buyer to the communication company 500 (S80).
  • the communication terminal 400 may notify the buyer by directly calling or transmitting the password inputted through the ARS or SMS to the communication company 500.
  • the communication company 500 transmits the password input from the purchaser to the payment server 600 (S90). This is to compare the password entered by the buyer with the password of the password database 630 existing in the payment server 600. Communication between the telecommunications company 500 and the payment server 600 is encrypted in a conventional manner, and those skilled in the art will fully understand.
  • the payment server 600 compares the password registered in the password database 630 of the payment server 600 with the password received from the communication company 500 (S100).
  • the password database 630 refers to a database in which the password stored in the procedure in which the purchaser subscribes to the payment server 600 before purchasing the product.
  • the payment server 600 compares the password registered in the password database 630 with the received password and stops the purchaser's product purchase process if it is not the same.
  • the payment server 600 may request the password re-authentication by providing the communication company 400 of the buyer to the communication company 500.
  • the payment server 600 may request the purchase price from the payment account of the buyer to the bank server 300 (S110). ).
  • the payment server 600 compares the passwords, and it is determined that the passwords are the same, the purchaser's intention to purchase the product will be confirmed and the security will not be a problem. Therefore, since the payment server 600 may receive the purchase price from the payment account of the buyer, the payment server 600 may request the bank server 300 to transfer the purchase price from the payment account of the buyer. .
  • FIG. 3 is a flowchart illustrating an embodiment of a method for transmitting and receiving purchase information in the interactive media device of FIG. 1.
  • the purchaser operates a communication terminal 400 and selects a product to be purchased from the bidirectional media device 100 by using bidirectional direct wireless communication (S210).
  • the bidirectional direct wireless communication between the communication terminal 400 and the bidirectional media device 100 may be performed by a Bluetooth method, and the communication terminal 400 and the bidirectional media device 100 may be connected to a device that can support the Bluetooth method. May be required.
  • the purchaser When the purchaser operates the communication terminal 400 to select a purchased product, the purchaser may select not only the product name but also the quantity, size or color of the product.
  • the purchaser operates the communication terminal 400 and transmits the number of the communication terminal 400 to the bidirectional media device 100 by using the bidirectional direct wireless communication (S220).
  • the number of the communication terminal 400 is required to be registered in advance in the shopping mall server 200 or the billing server 600, after which the shopping mall server 200 or the billing server 600 is confirmed as a member It can be used for the purpose.
  • the interactive media device 100 transmits the purchaser's purchase information to the shopping mall server 200 (S230).
  • the interactive media apparatus 100 may transmit a product name, a quantity, a size, a color, and a number of the communication terminal 400 inputted by the purchaser through the bidirectional direct wireless communication to the shopping mall server 200 by operating the communication terminal 400. Can be.

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  • General Physics & Mathematics (AREA)
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  • General Business, Economics & Management (AREA)
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Abstract

L'invention porte sur un procédé et un système de paiement dans un dispositif multimédia interactif. Parmi les modes de réalisation, un système de paiement dans un dispositif multimédia interactif comprend : un dispositif multimédia interactif ; un serveur de centre commercial qui reçoit des informations d'achat dudit dispositif multimédia interactif ; un serveur de banque qui est connecté à un compte de paiement d'un acheteur ; un terminal de communication qui est configuré pour authentifier ledit acheteur ; une société de communication à laquelle est rattaché ledit terminal de communication dudit acheteur ; et un serveur de paiement. Selon ledit mode de réalisation, lorsqu'un produit est acheté dans le dispositif multimédia interactif qui comprend une télévision sur protocole Internet (IPTV), le serveur de paiement est connecté à la société de communication et au serveur de banque, permettant ainsi de fournir un service plus sécurisé.
PCT/KR2010/007629 2010-10-26 2010-11-02 Procédé et système de paiement dans un dispositif multimédia interactif WO2012057385A1 (fr)

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KR1020100104375A KR101218685B1 (ko) 2010-10-26 2010-10-26 양방향 미디어기기에서의 대금 결제 방법 및 시스템
KR10-2010-0104375 2010-10-26

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Publication number Priority date Publication date Assignee Title
KR20010081138A (ko) * 2001-08-07 2001-08-29 -- 이동통신 회사를 인증 기관으로 한 대금 결제 방법
KR20090014002A (ko) * 2007-08-03 2009-02-06 주식회사 씨제이홈쇼핑 Ｉｐｔｖ 쇼핑몰에서의 타인 대행결제 처리 장치
KR20090070842A (ko) * 2007-12-27 2009-07-01 삼성전자주식회사 Ｉｐｔｖ와 모바일 단말을 이용한 전자상거래 방법 및 그시스템
KR20090072433A (ko) * 2007-12-28 2009-07-02 주식회사 케이티 스마트 카드를 이용한 양방향 ｔｖ 기반의 전자상거래서비스 방법 및 시스템

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