WO2011106955A1 - 一种预付费账户自动充值的装置及方法 - Google Patents

一种预付费账户自动充值的装置及方法 Download PDF

Info

Publication number
WO2011106955A1
WO2011106955A1 PCT/CN2010/074623 CN2010074623W WO2011106955A1 WO 2011106955 A1 WO2011106955 A1 WO 2011106955A1 CN 2010074623 W CN2010074623 W CN 2010074623W WO 2011106955 A1 WO2011106955 A1 WO 2011106955A1
Authority
WO
WIPO (PCT)
Prior art keywords
recharge
prepaid account
user
amount
module
Prior art date
Application number
PCT/CN2010/074623
Other languages
English (en)
French (fr)
Inventor
陈薇薇
Original Assignee
中兴通讯股份有限公司
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 中兴通讯股份有限公司 filed Critical 中兴通讯股份有限公司
Publication of WO2011106955A1 publication Critical patent/WO2011106955A1/zh

Links

Classifications

    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L12/00—Data switching networks
    • H04L12/02—Details
    • H04L12/14—Charging, metering or billing arrangements for data wireline or wireless communications
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L12/00—Data switching networks
    • H04L12/02—Details
    • H04L12/14—Charging, metering or billing arrangements for data wireline or wireless communications
    • H04L12/1453—Methods or systems for payment or settlement of the charges for data transmission involving significant interaction with the data transmission network
    • H04L12/1467—Methods or systems for payment or settlement of the charges for data transmission involving significant interaction with the data transmission network involving prepayment
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/28—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP with meter at substation or with calculation of charges at terminal
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/28—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP with meter at substation or with calculation of charges at terminal
    • H04M15/30—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP with meter at substation or with calculation of charges at terminal the meter or calculation of charges not being controlled from an exchange
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/83—Notification aspects
    • H04M15/85—Notification aspects characterised by the type of condition triggering a notification
    • H04M15/852—Low balance or limit reached
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M17/02—Coin-freed or check-freed systems, e.g. mobile- or card-operated phones, public telephones or booths
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M17/10—Account details or usage
    • H04M17/103—Account details or usage using SIMs (USIMs) or calling cards
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M17/20—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M17/20—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment
    • H04M17/201—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment automatic recharging with predetermined amount at threshold

Definitions

  • the invention relates to the field of intelligent network calls, and in particular to a device and method for automatically recharging a prepaid account. Background technique
  • the prepaid service is a traditional intelligent network service, which requires the user to first purchase a prepaid card of a certain denomination. When calling on any telephone, it is not necessary to pay cash immediately, but only needs to be deducted from the user's prepaid account. When the amount in the prepaid card is insufficient, the user needs to recharge the prepaid card. At present, there are two main ways to recharge: 1. Go to the operator's business hall for cash refilling. This method is limited by objective conditions such as location and time. When the operator is busy, users still need to wait in line and increase operations.
  • the main object of the present invention is to provide an apparatus and method for automatically recharging a prepaid account, which provides convenience for the user, reduces the cost of the operator, and has high security.
  • the present invention provides a prepaid automatic refilling device, including: a user data storage module, a data storage module, a user data detection module, and an automatic recharge module;
  • User data warehousing module for recording prepaid account related letters that need to be automatically recharged Interest, and save in the data storage module
  • a data storage module configured to save prepaid account information and recharge card information;
  • the prepaid account information includes prepaid account related information, and other account information;
  • the user data detecting module is configured to periodically query the prepaid account information and the recharge card information in the data storage module, determine that the prepaid account needs to be recharged, and send a refill request to the automatic refill module;
  • the automatic recharge module is configured to receive a recharge request sent by the user data detection module, and recharge the prepaid account.
  • the above solution further includes: a recharge card management module, wherein the automatic recharge module is further configured to: after receiving the recharge request, call the recharge card management module, and receive the recharge card number sent by the recharge card management module, according to the recharge card number in the data storage module Inquiring about the amount corresponding to the recharge card number, determining that the prepaid account balance plus the recharge card amount is less than the prepaid account maximum amount, transferring the amount of the prepaid card in the data storage module to the prepaid account, and extending the validity period of the prepaid account balance
  • the recharge card management module is configured to read the user prepaid account information and the recharge card information in the data storage module, select a recharge card of the corresponding amount according to the recharge amount set by the user, and send the recharge card number to the automatic recharge card. Module.
  • the automatic recharge module is further configured to: if the amount of the prepaid account balance plus the recharge card is greater than the maximum amount of the prepaid account, the partial recharge is performed, and the recharge amount is the maximum amount of the prepaid account minus the current balance of the account.
  • the user data detecting module is specifically configured to compare the recharge time set by the user with the current time, determine that the current time is consistent, continue to compare the prepaid account balance and the prepaid account maximum amount, and determine that the prepaid account balance is less than the prepaid amount.
  • the maximum amount of the fee account continue to compare the amount that the user has filled in with the total amount of recharge set by the user, determine that the amount the user has charged is less than the total recharge amount set by the user, and send a recharge request to the automatic recharge module.
  • the foregoing solution further includes: a notification user module, configured to send a user to the short message center The mobile phone number and the recharge result; correspondingly, the automatic recharge module is configured to send the recharge success information to the notification user module; or, the user data detection module is configured to determine that the prepaid account balance has reached the maximum amount of the prepaid account, and this time The recharge information is not sent to the notification user module; or, the user has filled the amount equal to the total recharge amount set by the user, and the recharge amount insufficient information is sent to the notification user module.
  • a notification user module configured to send a user to the short message center The mobile phone number and the recharge result
  • the automatic recharge module is configured to send the recharge success information to the notification user module
  • the user data detection module is configured to determine that the prepaid account balance has reached the maximum amount of the prepaid account, and this time The recharge information is not sent to the notification user module; or, the user has filled the amount equal to the total recharge amount set by the user, and the recharge amount insufficient information is sent to the notification user module
  • the period of the timing is set by the user as needed.
  • the invention also provides a method for automatically recharging a prepaid account, comprising:
  • the prepaid account needs to be recharged according to the prepaid account information, and the prepaid account is recharged; the prepaid account information includes prepaid account related information and other account information.
  • the determining, according to the prepaid account information, that the prepaid account needs to be recharged comprises: comparing the recharge time set by the user with the current time, determining that the recharge time set by the user is consistent with the current time, and continuing to compare the prepaid account balance and the prepaid amount.
  • the maximum amount of the fee account determine that the prepaid account balance is less than the maximum amount of the prepaid account, continue to compare the amount the user has filled in with the total amount of the user's set up, and determine that the user has filled the amount less than the total amount of the user's set up, Prepaid accounts are recharged.
  • the recharging the prepaid account includes: reading the user prepaid account information and the recharge card information, selecting a corresponding recharge card according to the recharge amount set by the user, querying the amount corresponding to the recharge card number, and recharging the card The amount is transferred to the prepaid account, and the account expiration date is extended, and the recharge is successful. Further, if the current balance of the account plus the recharge card is greater than the maximum amount of the prepaid account, the partial recharge is performed, and the recharge amount is the maximum amount of the prepaid account minus Current account balance.
  • the method further includes: sending a short message of recharging success to the user through the short message center; or determining that the prepaid account balance has reached the maximum amount of the prepaid account, and delivering the current non-recharge to the user through the short message center Short message; or determine that the user has filled the amount equal to The total amount of recharge set by the user is sent to the user via the SMS center to send a short message with insufficient recharge amount.
  • the business hall or the purchase of recharge cards is convenient for users. Since the distribution, inventory management and sales of the recharge cards are no longer needed, the cost of the operators is reduced and the security is high. In addition, the amount of recharge and the recharge time can be set by the user, which is convenient for the user to use, and is convenient for business promotion.
  • FIG. 1 is a schematic diagram of a device for realizing automatic refilling of a prepaid account according to the present invention
  • FIG. 2 is a schematic flowchart of a method for realizing automatic refilling of a prepaid account according to the present invention. detailed description
  • the user data storage module records the user prepaid account related information that needs to be automatically recharged and saves it in the data storage module, and the user data detection module periodically queries the user prepaid account information and the recharge value in the data storage module.
  • Card information determine that the prepaid account needs to be recharged, and recharge the prepaid account;
  • the user prepaid account information includes information about the user prepaid account and other information of the account, and the other information of the account includes the amount that the user has filled in, the balance of the prepaid account, the validity period of the prepaid account balance, and the maximum amount of the prepaid account, wherein
  • the amount that the user has filled in refers to the total amount charged by the user's prepaid account;
  • the maximum amount of the prepaid account refers to the maximum amount of the amount in the prepaid account;
  • the user prepaid account related information includes a user prepaid account number, a user mobile phone number, a user-set recharge time, a user-set recharge amount, and a total recharge amount set by the user, wherein the user-set recharge amount is After a certain period of time, the user-set system needs to charge the user a prepaid account; the total recharge amount set by the user refers to a total of user settings. The amount to be charged to its prepaid account.
  • a device for automatically recharging a prepaid account includes: a user data storage module 101, a data storage module 102, a user data detection module 103, and an automatic Recharge module 104; wherein
  • the user data warehousing module 101 is configured to record user prepaid account related information and save it in the data storage module 102;
  • the data storage module 102 is configured to save user prepaid account related information, account other information, and recharge card information.
  • the user prepaid account related information and other account information are collectively referred to as user prepaid account information, and the recharge card information includes recharge.
  • the user data detecting module 103 is configured to periodically query the user prepaid account information and the recharge card information in the data storage module 102, determine that the prepaid account needs to be recharged, and send a refill request to the automatic refill module 104, where the refill request includes refilling Prepaid account number and user-set recharge amount;
  • the automatic refilling module 104 is configured to receive a refill request sent by the user data detecting module 103, and perform a recharging operation on the prepaid account.
  • the device further includes: a recharge card management module 105,
  • the automatic refill module 104 is further configured to: after receiving the refill request, invoke the recharge card management module 105, that is, send the recharge card management module 105 the information of the recharge request, and receive the recharge card number sent by the recharge card management module 105, according to the recharge card.
  • the number in the data storage module 102 queries the amount corresponding to the recharge card number, compares the prepaid account balance plus the prepaid account amount with the maximum amount of the prepaid account, and determines that the prepaid account balance plus the recharge card amount is less than the prepaid account maximum amount,
  • the amount of the corresponding recharge card in the data storage module 102 is transferred to the prepaid account, that is, the recharge card amount is added based on the prepaid account balance, and the corresponding recharge card is marked as unavailable in the data storage module 102, and the user has been charged.
  • the amount of the deposit plus the amount of this recharge, and root The validity period of the prepaid account balance is extended according to the validity period of the recharge card amount.
  • the recharge card management module 105 is configured to read the user prepaid account information and the recharge card information in the data storage module 102, select a recharge card of the corresponding amount according to the recharge amount set by the user, and send the recharge card number to the automatic Recharge module 104.
  • the automatic refill module 104 is further configured to: if the amount of the prepaid account balance plus the prepaid card is greater than the maximum amount of the prepaid account, perform partial refilling, and the refill amount is the maximum amount of the prepaid account minus the current balance of the account, and the partial recharge is: The recharge amount is subtracted from the prepaid account amount, and the recharge amount is added to the prepaid account balance, and the amount that the user has already filled in is added to the recharge amount; and the validity period of the prepaid account balance is extended according to the validity period of the recharge card amount.
  • the user data detecting module 103 is specifically configured to periodically query the user prepaid account information in the data storage module 102.
  • the period of the timing may be set by the user according to the need, and the recharge time set by the user is compared with the current time. In accordance with the current time, continue to compare the prepaid account balance and the maximum amount of the prepaid account, determine that the prepaid account balance is less than the maximum amount of the prepaid account, continue to compare the amount the user has filled in with the total amount of the user's set up, and determine that the user has The charged amount is less than the total recharge amount set by the user, and a refill request is sent to the automatic refill module 104.
  • the device further includes:
  • the user module 106 is configured to send the user mobile phone number and the recharge result to the short message center.
  • the automatic recharge module 104 is further configured to send the refill success information to the notification user module.
  • the recharge success information includes a user mobile phone number, a current recharge amount, a prepaid account balance, and a prepaid account balance validity period;
  • the user data checking module 103 is further configured to: determine that the prepaid account balance has reached the maximum amount of the prepaid account, and send the recharge information to the notification user module 106, the current recharge information includes the user mobile phone. The validity period of the number, prepaid account balance and prepaid account balance;
  • the user data detecting module 103 is further configured to: determine that the amount that the user has charged is equal to the total recharge amount set by the user, and send the refill amount insufficient information to the notification user module 106, where the recharge amount insufficient information includes the user mobile phone number. , the prepaid account balance and the prepaid account balance are valid.
  • the present invention also provides a method for automatically recharging a prepaid account, as shown in FIG. 2: Step 201: recording information about a user's prepaid account and saving the information;
  • the user data storage module records the information about the user prepaid account and saves it in the data storage module;
  • Step 202 When the prepaid account needs to be recharged according to the prepaid account information of the user, the prepaid account is recharged;
  • the user data detection module periodically queries the user prepaid account information of the data storage module, and the timing of the timing can be set by the user according to the need, and the user data detection module first compares the current time with the recharge time set by the user, if currently The time is consistent with the recharge time set by the user. Continue to compare the prepaid account balance with the maximum amount of the prepaid account, determine that the prepaid account balance is less than the maximum amount of the prepaid account, and continue to compare the amount the user has filled in and the total recharge set by the user.
  • the user data detection module sends a refill request to the automatic refill module, the recharge request includes the prepaid account number that needs to be recharged and the recharge amount set by the user;
  • the user has filled the amount equal to the total recharge amount set by the user, and the user data detection module sends the refill amount insufficient information to the notification user module, where the recharge amount insufficient information includes the user mobile phone number, the prepaid account balance and the prepaid account balance.
  • the user data detecting module sends the recharging information to the notifying user module, and the recharging information includes the user's mobile phone number, the prepaid account balance, and the prepaid account balance. Validity period.
  • the automatic refill module sends information for receiving the refill request to the recharge card management module, and the recharge card management module reads the user prepaid account information and the recharge card information of the data storage module,
  • the recharge card information is located in the data storage module, including the amount of the recharge card, the expiration date of the recharge card, the recharge card number, and the usage status of the recharge card; the recharge card corresponding to the value is selected according to the recharge amount set by the user, and the recharge card number is sent to
  • the automatic recharge module queries the data storage module for the amount corresponding to the recharge card number according to the recharge card number, transfers the amount of the recharge card in the data storage module to the prepaid account, and extends the prepayment according to the validity period of the recharge card amount. The validity period of the account balance.
  • the prepaid account balance is increased based on the balance, and the recharge card is marked as unavailable in the data storage module, the amount that the user has filled in is added to the recharge amount, and the refill success information is sent to the notification user module.
  • the recharge success information includes the user mobile phone number, the current recharge amount, the prepaid account balance, and the prepaid account balance validity period.
  • the partial recharge is performed.
  • the recharge amount is the maximum amount of the prepaid account minus the current balance of the account, and the partial recharge is: the recharge card amount is subtracted from the recharge amount. Adding the recharge amount based on the prepaid account balance, adding the amount that the user has already charged to the recharge amount; and extending the validity period of the prepaid account balance according to the validity period of the recharge card amount.
  • Step 203 Notify the user of the recharge result.
  • the user module is notified that the recharge replenishment success message sent by the automatic recharge module or the non-recharge or recharge amount insufficient information sent by the user data detection module is received, and the user mobile phone number, the prepaid account balance, the prepaid account balance validity period and the recharge amount are received. If the success or recharge amount is insufficient or the recharge information is not sent to the SMS center, the SMS center will send a short message with the user's mobile phone number to be recharged successfully or the recharge amount is insufficient or the recharge is not performed this time.

Landscapes

  • Engineering & Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

本发明公开了一种预付费账户自动充值的装置，包括：用户数据入库模块，用于记录需要进行自动充值的预付费账户相关信息并保存在数据存储模块；数据存储模块，用于保存预付费账户相关信息、账户其他信息以及充值卡信息；用户数据检测模块，用于定时查询数据存储模块中的预付费账户信息以及充值卡信息，确定预付费账户需要充值，向自动充值模块发送充值请求；自动充值模块，用于接收用户数据检测模块发送的充值请求，对预付费账户进行充值。本发明还公开了一种预付费账户自动充值方法，采用本发明的装置及方法，为用户提供便利，降低了运营商的成本且安全性高。

Description

一种预付费账户自动充值的装置及方法 技术领域
本发明涉及智能网通话领域， 特别是指一种预付费账户自动充值的装 置及方法。 背景技术
预付费业务是一项传统的智能网业务， 它需要用户首先购买一定面额 的预付费卡， 在任何一部电话机上呼叫时， 不必立刻支付现金， 只需要从 用户的预付费账户上扣除即可， 当预付费卡中的金额不足时， 用户需要对 该预付费卡进行充值。 目前， 充值的方式主要有两种： 一、 去运营商的营 业厅进行现金充值， 这种方式受到地点和时间等客观条件的限制， 运营商 业务繁忙时用户还需排队等候， 也增加了运营商的人力成本； 二、 购买充 值卡进行充值， 这种方式要求用户预先购买充值卡， 然后通过繁瑣的手工 输入操作来充值， 而且， 充值卡的销售需要由运营商以及经销商来完成配 送和库存管理， 这个过程的安全性较差且增加了充值卡的制卡成本。 上述 两种方式对于用户和运营商来讲都有不利之处。 发明内容
有鉴于此， 本发明的主要目的在于提供一种预付费账户自动充值的装 置及方法， 为用户提供便利， 降低运营商的成本且安全性较高。
为达到上述目的， 本发明的技术方案是这样实现的：
本发明提供了一种预付费自动充值的装置， 包括： 用户数据入库模块、 数据存储模块、 用户数据检测模块、 以及自动充值模块； 其中，
用户数据入库模块， 用于记录需要进行自动充值的预付费账户相关信 息， 并保存在数据存储模块；
数据存储模块， 用于保存预付费账户信息和充值卡信息； 所述预付账 户信息包括预付账户相关信息、 账户其他信息；
用户数据检测模块， 用于定时查询数据存储模块中的预付费账户信息 以及充值卡信息， 确定预付费账户需要充值， 向自动充值模块发送充值请 求；
自动充值模块， 用于接收用户数据检测模块发送的充值请求， 对预付 费账户进行充值。
上述方案中， 还包括： 充值卡管理模块， 自动充值模块进一步用于， 接收充值请求后， 调用充值卡管理模块， 接收充值卡管理模块发送的充值 卡号码， 根据该充值卡号码在数据存储模块中查询该充值卡号码对应的金 额， 确定预付费账户余额加充值卡的金额小于预付费账户最大金额， 将数 据存储模块中充值卡的金额转入预付费账户， 并延长预付费账户余额的有 效期； 相应的， 充值卡管理模块， 用于读取数据存储模块中用户预付费账 户信息以及充值卡信息， 根据用户设定的充值金额选择相应金额的充值卡， 并将充值卡号码发送给自动充值模块。
上述方案中， 自动充值模块进一步用于， 确定预付费账户余额加充值 卡的金额大于预付费账户最大金额， 则进行部分充值， 充值金额为预付费 账户最大金额减去账户当前余额。
上述方案中， 用户数据检测模块具体用于， 将用户设定的充值时间与 当前时间比较， 确定与当前时间相符， 继续比较预付费账户余额和预付费 账户最大金额， 确定预付费账户余额小于预付费账户最大金额， 继续比较 用户已充入的金额与用户设定的总充值金额， 确定用户已充入的金额小于 用户设定的总充值金额， 向自动充值模块发送充值请求。
上述方案中， 进一步包括： 通知用户模块， 用于向短信中心发送用户 手机号码和充值结果； 相应的， 自动充值模块， 用于将充值成功信息发送 给通知用户模块； 或， 用户数据检测模块， 用于确定预付费账户余额已达 预付费账户最大金额， 将本次不进行充值信息发送给通知用户模块； 或， 确定用户已充入金额等于用户设定的总充值金额， 将充值金额不足信息发 送给通知用户模块。
上述方案中， 所述定时的周期由用户根据需要自行设定。
本发明还提供了一种预付费账户自动充值的方法， 包括：
记录用户预付费账户相关信息并保存；
根据预付费账户信息确定预付费账户需要充值， 对预付费账户进行充 值； 所述预付费账户信息包括预付费账户相关信息及账户其他信息。
上述方案中， 所述根据预付费账户信息确定预付费账户需要充值包括： 比较用户设定的充值时间与当前时间， 确定用户设定的充值时间与当前时 间相符， 继续比较预付费账户余额和预付费账户最大金额， 确定预付费账 户余额小于预付费账户最大金额， 继续比较用户已充入的金额与用户设定 的总充值金额， 确定用户已充入金额小于用户设定的总充值金额， 对预付 费账户进行充值。
上述方案中， 所述对预付费账户进行充值包括： 读取用户预付费账户 信息以及充值卡信息， 根据用户设定的充值金额选择相应的充值卡， 查询 充值卡号码对应的金额， 将充值卡的金额转入预付费账户， 并延长账户有 效期， 充值成功； 进一步的， 若账户当前余额加充值卡的金额大于预付费 账户最大金额， 则进行部分充值， 充值金额为预付费账户最大金额减去账 户当前余额。
上述方案中， 所述方法进一步包括： 通过短信中心向用户下发充值成 功的短消息； 或确定预付费账户余额已达预付费账户最大金额， 通过短信 中心向用户下发本次不进行充值的短消息； 或确定用户已充入金额等于用 户设定的总充值金额， 通过短信中心向用户下发充值金额不足的短消息。 由此可见， 采用本发明中的预付费账户自动充值的装置及方法， 在用 户数据检测模块确定预付费账户需要充值时， 由自动充值模块对预付费账 户进行充值， 不需要用户一次次的到营业厅或购买充值卡充值， 为用户提 供了便利， 由于不再需要充值卡的配送、 库存管理和销售， 降低了运营商 的成本， 并且具有较高的安全性。 另外， 充值的金额和充值时间可由用户 自行设定， 方便用户使用， 便于业务推广。 附图说明
图 1为本发明实现预付费账户自动充值的装置组成示意图；
图 2为本发明实现预付费账户自动充值的方法流程示意图。 具体实施方式
本发明的基本思想是： 用户数据入库模块记录需进行自动充值的用户 预付费账户相关信息并保存在数据存储模块中， 用户数据检测模块定时查 询数据存储模块中的用户预付费账户信息以及充值卡信息， 确定预付费账 户需要充值， 对预付费账户进行充值；
其中用户预付费账户信息包括用户预付费账户相关信息以及账户其他 信息， 所述账户其他信息包括用户已充入的金额、 预付费账户余额、 预付 费账户余额的有效期、 预付费账户最大金额， 其中， 所述用户已充入的金 额指向用户预付费账户充入的总金额； 所述预付费账户最大金额是指预付 费账户中的金额的最大值；
用户预付费账户相关信息包括用户预付费账户号码、 用户手机号码、 用户设定的充值时间、 用户设定的充值金额、 用户设定的总充值金额， 其 中， 所述用户设定的充值金额为到一定时间后， 用户设定的系统需要向用 户预付费账户充入的金额； 所述用户设定的总充值金额指用户设定的一共 要向其预付费账户充入的金额。
下面通过一个具体实施例来对本发明进行详细说明， 如图 1 所示， 一 种预付费账户自动充值的装置， 包括： 用户数据入库模块 101 , 数据存储模 块 102, 用户数据检测模块 103 , 自动充值模块 104; 其中，
用户数据入库模块 101 ,用于记录用户预付费账户相关信息并保存在数 据存储模块 102中；
数据存储模块 102, 用于保存用户预付费账户相关信息、账户其他信息 和充值卡信息， 所述用户预付费账户相关信息、 账户其他信息统称为用户 预付费账户信息， 所述充值卡信息包括充值卡的金额、 充值卡的有效期、 充值卡号码及充值卡的使用状态；
用户数据检测模块 103 ,用于定时查询数据存储模块 102中的用户预付 费账户信息及充值卡信息， 确定预付费账户需要充值， 向自动充值模块 104 发送充值请求， 所述充值请求中包括需要充值的预付费账户号码和用户设 定的充值金额；
自动充值模块 104, 用于接收用户数据检测模块 103发送的充值请求， 对预付费账户进行充值操作。
该装置还包括： 充值卡管理模块 105 ,
自动充值模块 104进一步用于， 接收充值请求后， 调用充值卡管理模 块 105 , 即向充值卡管理模块 105发送接收到充值请求的信息，接收充值卡 管理模块 105发送的充值卡号码， 根据充值卡号码在数据存储模块 102中 查询该充值卡号码对应的金额， 将预付费账户余额加充值卡金额同预付费 账户最大金额比较， 确定预付费账户余额加充值卡金额小于预付费账户最 大金额， 将数据存储模块 102 中相应充值卡的金额转入预付费账户， 即在 预付费账户余额基础上增加充值卡金额， 同时在数据存储模块 102 中将相 应的充值卡标记为不可用， 将用户已充入的金额加上本次充值金额， 并根 据充值卡金额的有效期延长预付费账户余额的有效期。
相应的， 充值卡管理模块 105 , 用于读取数据存储模块 102中用户预付 费账户信息以及充值卡信息， 根据用户设定的充值金额选择相应金额的充 值卡， 并将充值卡号码发送给自动充值模块 104。
自动充值模块 104进一步用于， 确定预付费账户余额加充值卡的金额 大于预付费账户最大金额， 则进行部分充值， 充值金额为预付费账户最大 金额减去账户当前余额， 所述部分充值为： 将充值卡金额减去充值金额， 在预付费账户余额基础上增加充值金额， 将用户已充入的金额加上本次充 值金额； 并根据充值卡金额的有效期延长预付费账户余额的有效期。
用户数据检测模块 103具体用于， 定时查询数据存储模块 102中的用 户预付费账户信息， 所述定时的周期可以由用户根据需要自行设定， 将用 户设定的充值时间与当前时间比较， 若与当前时间相符， 继续比较预付费 账户余额和预付费账户最大金额， 确定预付费账户余额小于预付费账户最 大金额， 继续比较用户已充入的金额与用户设定的总充值金额， 确定用户 已充入的金额小于用户设定的总充值金额， 向自动充值模块 104发送充值 请求。
该装置进一步包括：
通知用户模块 106, 用于向短信中心发送用户手机号码和充值结果； 自动充值模块 104进一步用于， 将充值成功信息发送给通知用户模块
106, 所述充值成功信息中包含用户手机号码， 本次充值金额， 预付费账户 余额和预付费账户余额的有效期；
或者， 用户数据检查模块 103 进一步用于， 确定预付费账户余额已达 预付费账户最大金额， 将本次不进行充值信息发送给通知用户模块 106, 所 述本次不进行充值信息中包含用户手机号码， 预付费账户余额和预付费账 户余额的有效期； 或者， 用户数据检测模块 103 进一步用于， 确定用户已充入的金额等 于用户设定的总充值金额， 将充值金额不足信息发送给通知用户模块 106, 所述充值金额不足信息中包含用户手机号码， 预付费账户余额和预付费账 户余额的有效期。
本发明还提供了一种预付费账户自动充值方法， 如图 2所示： 步驟 201 , 记录用户预付费账户相关信息并保存；
用户数据入库模块记录用户预付费账户相关信息并保存在数据存储模 块中；
步驟 202,根据用户预付费账户信息确定预付费账户需要充值时， 给预 付费账户充值；
用户数据检测模块定时查询数据存储模块的用户预付费账户信息， 所 述定时的周期可以由用户根据需要自行设定， 用户数据检测模块首先将当 前时间同用户设定的充值时间进行比较， 若当前时间同用户设定的充值时 间相符， 继续比较预付费账户余额和预付费账户最大金额， 确定预付费账 户余额小于预付费账户最大金额， 继续比较用户已充入的金额和用户设定 的总充值金额， 若用户已充入金额小于用户设定的总充值金额， 用户数据 检测模块向自动充值模块发送充值请求， 所述充值请求包括需要充值的预 付费账户号码及用户设定的充值金额； 若用户已充入金额等于用户设定的 总充值金额， 用户数据检测模块向通知用户模块发送充值金额不足信息， 所述充值金额不足信息中包含用户手机号码， 预付费账户余额和预付费账 户余额的有效期； 若预付费账户余额等于预付费账户最大金额， 用户数据 检测模块向通知用户模块发送本次不进行充值信息， 所述本次不进行充值 信息包括用户手机号码、 预付费账户余额和预付费账户余额的有效期。
自动充值模块向充值卡管理模块发送接收到充值请求的信息， 充值卡 管理模块读取数据存储模块的用户预付费账户信息以及充值卡信息， 所述 充值卡信息位于数据存储模块， 包括充值卡的金额、 充值卡的有效期、 充 值卡号码及充值卡的使用状态； 根据用户设定的充值金额选择相应数值的 充值卡， 并将充值卡号码发送给自动充值模块， 自动充值模块根据充值卡 号码在数据存储模块中查询该充值卡号码对应的金额， 将数据存储模块中 充值卡的金额转入预付费账户， 并根据充值卡金额的有效期延长预付费账 户余额的有效期。 即将预付费账户余额基础上增加充值金额， 同时在数据 存储模块中将该充值卡标记为不可用， 将用户已充入的金额加上本次充值 金额， 并将充值成功信息发送给通知用户模块， 所述充值成功信息中包含 用户手机号码， 本次充值金额， 预付费账户余额和预付费账户余额的有效 期。
若预付费账户余额加充值卡的金额大于预付费账户最大金额， 则进行 部分充值， 充值金额为预付费账户最大金额减去账户当前余额， 所述部分 充值为： 将充值卡金额减去充值金额， 在预付费账户余额基础上增加充值 金额， 将用户已充入的金额加上本次充值金额； 并根据充值卡金额的有效 期延长预付费账户余额有效期。
步驟 203 , 将充值结果通知用户。
通知用户模块接收到自动充值模块发送的充值成功信息或用户数据检 测模块发送的本次不进行充值或充值金额不足信息后， 将用户手机号码、 预付费账户余额、 预付费账户余额的有效期及充值成功或充值金额不足或 本次不进行充值信息发送至短信中心， 由短信中心根据用户手机号码向用 户下发充值成功或充值金额不足或本次不进行充值的短消息。
以上所述， 仅为本发明的较佳实施例而已， 并非用于限定本发明的保 护范围， 凡在本发明的精神和原则之内所作的任何修改、 等同替换和改进 等， 均应包含在本发明的保护范围之内。

Claims

权利要求书
1、 一种预付费账户自动充值的装置， 其特征在于， 该装置包括： 用户 数据入库模块、 数据存储模块、 用户数据检测模块、 以及自动充值模块； 其中，
用户数据入库模块， 用于记录需要进行自动充值的预付费账户相关信 息， 并保存在数据存储模块；
数据存储模块， 用于保存预付费账户信息和充值卡信息； 所述预付账 户信息包括预付账户相关信息、 账户其他信息；
用户数据检测模块， 用于定时查询数据存储模块中的预付费账户信息 以及充值卡信息， 确定预付费账户需要充值， 向自动充值模块发送充值请 求；
自动充值模块， 用于接收用户数据检测模块发送的充值请求， 对预付 费账户进行充值。
2、 根据权利要求 1所述的装置， 其特征在于， 该装置还包括： 充值卡 管理模块，
自动充值模块进一步用于， 接收充值请求后， 调用充值卡管理模块， 接收充值卡管理模块发送的充值卡号码， 根据该充值卡号码在数据存储模 块中查询该充值卡号码对应的金额， 确定预付费账户余额加充值卡的金额 小于预付费账户最大金额， 将数据存储模块中充值卡的金额转入预付费账 户， 并延长预付费账户余额的有效期；
相应的， 充值卡管理模块， 用于读取数据存储模块中用户预付费账户 信息以及充值卡信息， 根据用户设定的充值金额选择相应金额的充值卡， 并将充值卡号码发送给自动充值模块。
3、 根据权利要求 2所述的装置， 其特征在于，
自动充值模块进一步用于， 确定预付费账户余额加充值卡的金额大于 预付费账户最大金额， 则进行部分充值， 充值金额为预付费账户最大金额 减去账户当前余额。
4、 根据权利要求 1所述的装置， 其特征在于，
用户数据检测模块具体用于， 将用户设定的充值时间与当前时间比较， 确定与当前时间相符， 继续比较预付费账户余额和预付费账户最大金额， 确定预付费账户余额小于预付费账户最大金额， 继续比较用户已充入的金 额与用户设定的总充值金额， 确定用户已充入的金额小于用户设定的总充 值金额， 向自动充值模块发送充值请求。
5、 根据权利要求 1至 4任一项所述的装置， 其特征在于， 该装置进一 步包括：
通知用户模块， 用于向短信中心发送用户手机号码和充值结果； 相应的， 自动充值模块， 用于将充值成功信息发送给通知用户模块； 或，
用户数据检测模块， 用于确定预付费账户余额已达预付费账户最大金 额， 将本次不进行充值信息发送给通知用户模块； 或， 确定用户已充入金 额等于用户设定的总充值金额， 将充值金额不足信息发送给通知用户模块。
6、 根据权利要求 1至 4任一项所述的装置， 其特征在于， 所述定时的 周期由用户根据需要自行设定。
7、 一种预付费账户自动充值的方法， 其特征在于， 该方法包括： 记录用户预付费账户相关信息并保存；
根据预付费账户信息确定预付费账户需要充值， 对预付费账户进行充 值； 所述预付费账户信息包括预付费账户相关信息及账户其他信息。
8、 根据权利要求 7所述的方法， 其特征在于， 所述根据预付费账户信 息确定预付费账户需要充值包括：
比较用户设定的充值时间与当前时间， 确定用户设定的充值时间与当 前时间相符， 继续比较预付费账户余额和预付费账户最大金额， 确定预付 费账户余额小于预付费账户最大金额， 继续比较用户已充入的金额与用户 设定的总充值金额， 确定用户已充入金额小于用户设定的总充值金额， 对 预付费账户进行充值。
9、 根据权利要求 7所述的方法， 其特征在于， 所述对预付费账户进行 充值包括：
读取用户预付费账户信息以及充值卡信息， 根据用户设定的充值金额 选择相应的充值卡， 查询充值卡号码对应的金额， 将充值卡的金额转入预 付费账户， 并延长账户有效期， 充值成功；
进一步的， 若账户当前余额加充值卡的金额大于预付费账户最大金额， 则进行部分充值， 充值金额为预付费账户最大金额减去账户当前余额。
10、 根据权利要求 7至 9任一项所述的方法， 其特征在于， 所述方法 进一步包括：
通过短信中心向用户下发充值成功的短消息； 或
确定预付费账户余额已达预付费账户最大金额， 通过短信中心向用户 下发本次不进行充值的短消息； 或
确定用户已充入金额等于用户设定的总充值金额， 通过短信中心向用 户下发充值金额不足的短消息。
PCT/CN2010/074623 2010-03-03 2010-06-28 一种预付费账户自动充值的装置及方法 WO2011106955A1 (zh)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CN201010116916A CN101827181A (zh) 2010-03-03 2010-03-03 一种预付费账户自动充值的装置及方法
CN201010116916.5 2010-03-03

Publications (1)

Publication Number Publication Date
WO2011106955A1 true WO2011106955A1 (zh) 2011-09-09

Family

ID=42690870

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/CN2010/074623 WO2011106955A1 (zh) 2010-03-03 2010-06-28 一种预付费账户自动充值的装置及方法

Country Status (2)

Country Link
CN (1) CN101827181A (zh)
WO (1) WO2011106955A1 (zh)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103152716A (zh) * 2013-02-01 2013-06-12 广东欧珀移动通信有限公司 自动充值方法及其移动通信终端

Families Citing this family (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102739410A (zh) * 2011-04-02 2012-10-17 宏碁股份有限公司 网络连接的储值状态管理方法和系统及储值余额管理方法
CN103136662A (zh) * 2011-11-29 2013-06-05 中兴通讯股份有限公司 充值卡信息的配置方法、充值系统以及配置系统
CN104244214A (zh) * 2014-10-16 2014-12-24 成都思迈科技发展有限责任公司 一种通信费用管理方法
CN105512887A (zh) * 2015-12-08 2016-04-20 上海斐讯数据通信技术有限公司 一种消费卡管理系统及方法
WO2017128321A1 (zh) * 2016-01-29 2017-08-03 吕璇 根据电子账户资金额度匹配信息提示的方法及提示系统
CN107153957A (zh) * 2016-03-06 2017-09-12 神州黑鹰（上海）信息科技有限公司 通用型单用途预付费卡的管理系统
CN106231147B (zh) * 2016-07-25 2019-09-10 四川通发电信股份有限公司 基于手机号卡的短信余额实时转换方法
CN108197921A (zh) * 2018-01-11 2018-06-22 青岛海尔智能家电科技有限公司 用于燃气表充值的方法和燃气表、终端、服务器
CN108346045A (zh) * 2018-02-05 2018-07-31 深圳市资本在线金融信息服务有限公司 一种账户充值方法、装置、终端设备和存储介质
CN113689208A (zh) * 2021-08-29 2021-11-23 上海舵衔数字科技中心 医疗机构预付金账户填平方法

Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101309456A (zh) * 2008-06-27 2008-11-19 中兴通讯股份有限公司 移动终端充值卡余额的查询方法及查询结果反馈方法
CN101370060A (zh) * 2007-08-17 2009-02-18 埃森哲环球服务有限公司 一种多信道自动充值系统

Family Cites Families (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7356327B2 (en) * 2003-11-19 2008-04-08 Lucent Technologies Inc. Enhanced recharge card management system with reseller users' security and accessibility
CN101222561A (zh) * 2008-01-24 2008-07-16 深圳华为通信技术有限公司 一种移动预付费方法、系统及装置

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101370060A (zh) * 2007-08-17 2009-02-18 埃森哲环球服务有限公司 一种多信道自动充值系统
CN101309456A (zh) * 2008-06-27 2008-11-19 中兴通讯股份有限公司 移动终端充值卡余额的查询方法及查询结果反馈方法

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103152716A (zh) * 2013-02-01 2013-06-12 广东欧珀移动通信有限公司 自动充值方法及其移动通信终端

Also Published As

Publication number Publication date
CN101827181A (zh) 2010-09-08

Similar Documents

Publication Publication Date Title
WO2011106955A1 (zh) 一种预付费账户自动充值的装置及方法
US8190121B2 (en) System and method for authorizing and monetizing collect cellular telephone calls
ES2237791T3 (es) Procedimiento y dispositivo de prestacion de servicio de telecomunicaciones de prepago.
JPH06290195A (ja) 口座引落し請求金額モニタ方法
RU2011128087A (ru) Измеряемая поставка беспроводной энергии
RU2003105160A (ru) Многочисленные виртуальные бумажники в беспроводных устройствах
CN1153438C (zh) 通信系统及其方法
JP2002521872A5 (zh)
US20070021102A1 (en) Methods, systems, and storage mediums for providing alternate billing arrangements for communications
RU2008137607A (ru) Автоматизированное преобразование учетных записей в системе расчетов с абонентами беспроводной связи
CN103096269A (zh) 代缴费提醒方法及装置
JP2008245359A (ja) 充電システム、充電制御方法、充電制御プログラムおよびプログラム記録媒体
US20130030991A1 (en) Telecommunications initiated pay per charge system
US20080261558A1 (en) System and Method for Transferring Credit Between Mobile Phone Subscribers
KR100859420B1 (ko) 선불 카드 충전 방법 및 이를 이용한 선불 카드 충전시스템
CN101141720A (zh) 手机自动充值的方法
CN105844817A (zh) 用于nfc pos终端的远程线下金融卡支付方法
CN101137090A (zh) 手机付费服务系统
CN101800957B (zh) 实现通讯终端业务付费的方法、系统及业务平台
WO2011137594A1 (zh) 对用户终端账户进行充值的方法以及系统
KR101216666B1 (ko) 선불카드의 자동충전 시스템 및 자동 충전 방법
KR100742972B1 (ko) 어플리케이션 다운로드형 국제전화카드와 그 판매방법 및그것을 이용한 전화서비스방법
KR20090072902A (ko) 동전예치 시스템 및 그 운영방법
JP2007207006A (ja) 電子バリューチャージ方法、電子バリューチャージシステム及び電子バリューチャージプログラム
KR20040068768A (ko) 선불 이동전화 서비스 시스템 및 방법

Legal Events

Date Code Title Description
121 Ep: the epo has been informed by wipo that ep was designated in this application

Ref document number: 10846874

Country of ref document: EP

Kind code of ref document: A1

NENP Non-entry into the national phase

Ref country code: DE

122 Ep: pct application non-entry in european phase

Ref document number: 10846874

Country of ref document: EP

Kind code of ref document: A1