WO2011022903A1 - 实现智能公话和电子支付一体化的方法及终端 - Google Patents

实现智能公话和电子支付一体化的方法及终端 Download PDF

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Publication number
WO2011022903A1
WO2011022903A1 PCT/CN2009/075610 CN2009075610W WO2011022903A1 WO 2011022903 A1 WO2011022903 A1 WO 2011022903A1 CN 2009075610 W CN2009075610 W CN 2009075610W WO 2011022903 A1 WO2011022903 A1 WO 2011022903A1
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Prior art keywords
electronic payment
ussd
channel
call
public telephone
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PCT/CN2009/075610
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English (en)
French (fr)
Inventor
罗永华
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中兴通讯股份有限公司
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Publication of WO2011022903A1 publication Critical patent/WO2011022903A1/zh

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits

Definitions

  • the present invention relates to the field of mobile communications, and in particular, to a method and terminal for implementing smart public telephone and electronic payment integration.
  • An intelligent public telephone service is a voice call service.
  • a user generally dials a destination number on a public telephone terminal of a service agent point. After the call ends, the intelligent public telephone system transmits a fee information to the public terminal by using a data packet, and the terminal displays corresponding The fee information, the agent charges the user according to the prompt fee information.
  • the electronic payment service is a kind of data service, and has already opened many functions, for example, recharge card sales, recharge, water payment, lottery purchase, fixed insurance purchase, bank card credit card, loyalty card credit card, bank card transfer And credit card repayments, etc.
  • smart public telephones and electronic payment services are often used in the same place, for example, side booths, lottery sales points, and the like.
  • GPRS General Packet Radio Service
  • the first method only two terminals can be used to implement smart public telephone and electronic payment functions, and each terminal must use different lines. If only one terminal is used for one line, when the smart public telephone makes a call, the line is completely occupied, and the electronic payment service can no longer be accessed.
  • the types of services provided by GPRS are classified into three categories: A, B, and C.
  • Class A can answer calls while surfing the Internet.
  • the technical meaning is to support both packet switching and voice switching.
  • Class B can Internet access and answering, but not at the same time, the technical meaning is that although it also supports data packet exchange and voice exchange, but can not support packet exchange and voice exchange at the same time, the above two states can switch to each other; Can only access the Internet, can not call at any time, its technical meaning is only support voice exchange. Therefore, the integration of smart public telephone and electronic payment cannot be realized by using GPRS technology.
  • the third method can implement the intelligent public telephone service.
  • the short message itself is characterized by a non-real-time storage and forwarding interaction method, which cannot meet the business requirements of real-time and high security of electronic payment.
  • the problem to be solved by the present invention is to provide a method and terminal for implementing smart public telephone and electronic payment integration, so as to solve the problem that the smart public telephone and electronic payment cannot be integrated in the prior art.
  • an embodiment of the present invention provides a method and a terminal for implementing smart public telephone and electronic payment integration.
  • a method for implementing intelligent public telephone and electronic payment integration including: acquiring a user Input smart public telephone call instruction and electronic payment connection request; establishing a voice channel according to the smart public telephone call instruction and the smart public telephone system to enable the user to make a call; and parsing the electronic payment connection request into an unstructured
  • the supplementary service USSD message is used to perform electronic payment transactions using the fast associated control channel of the voice channel and the electronic payment system according to the USSD message.
  • a terminal for realizing intelligent public telephone and electronic payment integration comprising: a central processing unit, configured to acquire a smart public telephone call instruction and an electronic payment connection request input by a user, and output the smart public telephone call instruction to the wireless transceiver unit And outputting the electronic payment connection request to the USSD parsing unit; the USSD parsing unit is configured to parse the electronic payment connection request into a USSD message, and output the signal to the wireless transceiver unit; Defining a smart public telephone call instruction and the USSD message, establishing a voice channel according to the smart public telephone call instruction and the smart public telephone system, so that the user performs a call; and using the voice channel according to the USSD message
  • the electronic on-going control channel and the electronic payment system perform electronic payment transactions.
  • the smart public call instruction and the electronic payment connection request input by the user are received; the voice channel is established according to the smart public call instruction and the smart public telephone system, so that the user makes a call; and the electronic payment connection request is made.
  • the USSD message is parsed according to the USSD message, and the electronic payment transaction is performed by using the fast channel control channel of the voice channel and the electronic payment system, thereby realizing the integration of intelligent public telephone and electronic payment, thereby saving terminal cost and facilitating rapid promotion by operators.
  • the integration of intelligent public telephone and electronic payment can realize the flexibility of business application.
  • FIG. 1 is a flowchart of a method for implementing integration of smart public telephone and electronic payment service according to an embodiment of the present invention
  • FIG. 2 is a structural diagram of a terminal for implementing smart public telephone and electronic payment service integration according to an embodiment of the present invention
  • FIG. 3 is a terminal for implementing intelligent public telephone and electronic payment service integration according to an embodiment of the present invention
  • Another structural diagram Another structural diagram.
  • the solution provided by the embodiment of the present invention receives the smart public call instruction and the electronic payment connection request input by the user; establishes a voice channel according to the smart public call instruction and the intelligent public telephone system, so that the user makes a call;
  • the payment connection request is parsed into a USSD message, and the electronic payment transaction is performed by using the fast channel control channel of the voice channel and the electronic payment system according to the USSD message, so that the smart public telephone and the electronic payment can be integrated, thereby saving terminal cost and facilitating operation. Businesses can quickly promote their business. At the same time, the integration of intelligent public telephones and electronic payment can realize the flexibility of business applications.
  • Unstructured Supplementary Service Data abbreviated as
  • USSD is a new interactive mobile data service based on mobile communication networks that is connection-oriented and highly reliable. At present, USSD is relatively mature in technology. There is a detailed description of USSD in the GSM standard protocol. There is also a description of USSD in the Third Generation Partnership Project (3GPP). USSD technology is moving globally. Communication System (Global System for Mobile Communications, GSM for short), Wideband Code Division Multiple Access (WCDMA), and Time Division-Synchronous Code Division Multiple Access (Time Division-Synchronous Code Division Multiple Access) , referred to as TD-SCDMA for short) is widely supported in the network.
  • the embodiment of the present invention utilizes the features of the USSD technology to provide a method for integrating the smart public telephone and the electronic payment service. As shown in FIG. 1, the method includes:
  • the method may further include: after the call ends, receiving the call bill sent by the intelligent system, and receiving the electronic payment transaction bill sent by the electronic payment system when the electronic payment transaction is completed; displaying the call bill and the electronic payment transaction bill.
  • the structure diagram of the terminal is shown in Figure 2, including:
  • the central processing unit communicates with other units through the control bus to realize the reception and transmission of information, and the internal intelligent public telephone module and the electronic payment module respectively follow the intelligent public telephone system and
  • the electronic payment system message protocol is processed to coordinate the voice and data services at the same time to avoid occupying interface resources at the same time.
  • the wireless transceiver unit receives and transmits GSM, TD-SCDMA and WCDMA standard protocol information to the operator network, and accesses the intelligent public telephone system and the electronic payment system.
  • the USSD parsing unit extracts content information from the USSD message received by the wireless transceiver unit, and sends the central processing unit to the USSD content information of the wireless transceiver unit plus the USSD message header to complete the smart public telephone system and the electronic payment system protocol message and the USSD The conversion of the message.
  • Storage unit Stores intelligent public telephone and electronic payment history bills, call records, electronic payment menus, electronic payment bills, system parameter settings, etc., and can also store terminal software programs.
  • Display unit Display terminal basic information, public billing information, payment menu, payment result, and so on.
  • Interface unit Connect the built-in phone keypad, mainly used for electronic payment transactions and terminal parameter settings; also provide an external phone interface, connect the phone with the handset for smart dialing and answering; and provide an external print interface Connect the printer to print smart phone call CDRs, electronic payment CDRs and invoices.
  • the smart public access code is 9669
  • the USSD service code is 125
  • the transaction type is 1, the next fee instruction is 1
  • the electronic payment USSD service code is 126
  • the transaction type is 2
  • the connection request command is 1, reconnect Instruction R
  • other instructions can be defined as needed.
  • the basic message format can be: *USSD service code#transaction type#operation instruction#message class content#, but is not limited to this.
  • the following is the simultaneous processing of the smart public voice service and the electronic payment service for the terminal. The procedure is described in more detail: the first user dials the called number 13966761911 by using the smart public telephone connected to the integrated terminal interface unit, and the dialing is sent to the central processing unit, and the intelligent public telephone service type 1 is obtained from the storage unit.
  • the intelligent public telephone access code 9669 automatically adds an access code in front of the input called number, and sends the number 966913966661111 to the wireless transceiver unit.
  • the central processing unit directly sends a call message to the wireless transceiver unit without passing through the USSD parsing unit.
  • the wireless transceiver unit sends the call message to the smart public telephone system.
  • the called number is connected and the call is started.
  • Another user (the other user can be the same as the first user, or different). Simultaneously operate the electronic payment service with the built-in keyboard of the integrated terminal, and press the "transaction, key, interface unit to resolve the keyboard operation into an electronic payment connection request.
  • the central processing unit determines that the electronic payment transaction type of the electronic payment service is 2, and acquires the USSD service code 126 from the storage unit.
  • the central processing unit sends an electronic payment connection request (instruction 1) to the USSD parsing unit,
  • the USSD parsing unit parses into * 126#2#1#***#, and then encapsulates the USSD message to the wireless transceiver unit, where *** represents the authentication information of the electronic payment connection request.
  • the wireless transceiver unit to the electronic payment system After the USSD message is sent, the USSD channel is established after the authentication of the electronic payment system is successful.
  • the central processing unit processes the smart public telephone call and the electronic payment service in three ways: First, intelligent public telephone and electronic payment When triggered at the same time, the wireless transceiver unit first calls out the smart phone 966913966661111, waiting for the call to be established. After the called number 13966761911 has been ringing, a voice channel is established. Then, an electronic payment call is made, and the wireless transceiver unit uses the USSD request message parsed by the USSD parsing unit to use the Fast Associated Control Channel (FACCH) of the voice channel.
  • FACCH Fast Associated Control Channel
  • the USSD channel is established, and another user (the other user may be the same as the first user, or may be different) conducts an electronic payment transaction through the established USSD channel.
  • the wireless transceiver unit calls the USSD request message to the electronic payment system with the fast associated channel control channel of the established voice channel, and establishes the USSD.
  • another user (the other user can be the same as the first user, or different).
  • the electronic payment transaction is performed through the established USSD channel.
  • the USSD channel is established, One user touch Sending an intelligent public telephone call, the wireless transceiver unit first disconnects the established USSD channel, calls out the smart public telephone call 966913966661111, and after the called party rings, establishes a voice channel. Then, continue with the electronic payment transaction.
  • the central processing unit and the electronic payment service system keep the original unfinished electronic payment transactions from being released without a timeout.
  • the electronic payment system does not receive the USSD response message.
  • the USSD channel is disconnected, it actively sends the sent USSD message again, and carries the reconnection operation command R.
  • the USSD message is * 126#2#R#*** #, At this time, the USSD message may be referred to as a USSD reconnect message, but the message format thereof is not limited to the above example.
  • the USSD reconnection message of the electronic payment system is reconnected to the 4B integrated terminal and the electronic payment system. To ensure the reconnection success, multiple reconnection attempts can be made, and after the timeout, the transaction can be judged as a failure. Therefore, the integrated terminal continues the electronic payment transaction with the newly established USSD channel.
  • the smart public telephone system sends the CDR of the current call to the wireless transceiver unit of the terminal through the USSD message, and the operation includes the smart public telephone service type 1.
  • the USSD message delivered is *125#1#1#0002500010#, indicating that the monthly service code is 125, the service type smart public telephone is 1, the operation instruction fee is 1, and the call duration is 25 seconds. 0002500010.
  • a plurality of operation instructions of the electronic payment are completed through a plurality of USSD message interactions to complete a transaction.
  • the electronic payment operation instruction cannot be completely loaded in a USSD message, and needs to be distributed into multiple USSD message packets.
  • the last USSD message packet has a predetermined terminator, for example, a menu display instruction. If the menu message content is large, it needs to be more.
  • a USSD message interaction can complete an instruction.
  • the wireless transceiver unit forwards the received plurality of USSD message packets to the USSD parsing unit, and the USSD parsing unit merges the USSD message packets and sends them to the central processing unit for processing.
  • the processing of the above intelligent public telephone and electronic payment services all use the same USSD channel, and there is no conflict of time in the message.
  • the central processing unit only needs to distribute the message to the intelligent public telephone module and the electronic payment module according to different transaction types. deal with.
  • the information such as the duration of the call, the cost of the call, and the information of the operation of the electronic payment transaction can be displayed on the same display screen, and the information such as the duration of the call, the cost of the call, and the transaction result of the smart public telephone can also be the same.
  • the printer prints.
  • the central processing unit displays the transaction type name on the display screen and the printed voucher according to different transaction types to show the difference and avoid user confusion.
  • the storage unit stores historical records of different transaction types, so that it is convenient to query historical bills or transaction records after the operation is completed.
  • the central processing unit caches one of the transaction type information, and displays and prints in sequence.
  • the above USSD service code, intelligent public access code, transaction type, and operation instructions are examples, which can be defined separately in actual implementation.
  • the terminal adds an expansion module and an interface, and does not affect the present invention.
  • the core content of the embodiments is also within the protection of the present invention. Based on the same inventive concept, the embodiment of the present invention provides a terminal for implementing smart public telephone and electronic payment integration.
  • the method includes: a central processing unit, configured to acquire a smart public call input by a user.
  • the command and the electronic payment connection request output the smart public call instruction to the wireless transceiver unit, and output the electronic payment connection request to the USSD parsing unit;
  • the USSD parsing unit is configured to parse the electronic payment connection request into a USSD message and output the signal to the wireless transceiver unit.
  • the wireless transceiver unit is configured to receive the smart public call instruction and the USSD message, according to the smart public call instruction and the intelligent public telephone system.
  • a voice channel is established to enable the user to make a call; and according to the USSD message, the electronic payment transaction is performed using the fast associated control channel of the voice channel and the electronic payment system.
  • the wireless transceiver unit is specifically configured to establish a USSD channel with the electronic payment system by using a fast associated control channel of the USSD message and the voice channel, and perform an electronic payment transaction through the USSD channel and the electronic payment system.
  • the wireless transceiver unit is specifically configured to: if the electronic payment connection request has established a USSD channel with the electronic payment system before establishing the voice channel according to the smart public call command and the smart public telephone system, After receiving the smart public call instruction, disconnecting the USSD channel, and establishing a voice channel with the smart public telephone system according to the smart public call command; receiving the USSD reconnect message sent by the electronic payment system from the fast associated control channel of the voice channel; The USSD channel is re-established according to the USSD reconnect message, and the electronic payment transaction is performed through the re-established US SD channel and the electronic payment system.
  • the terminal further includes a display unit.
  • the wireless transceiver unit is further configured to receive a call bill sent by the intelligent system after the call ends, and receive an electronic payment transaction bill sent by the electronic payment system when the electronic payment transaction is completed; correspondingly, the display unit is configured to display the call bill And electronic payment transaction bills.
  • the smart phone and the electronic payment are defined as different transaction type identifiers, and the display unit is specifically configured to display the call bill and the electronic payment transaction bill according to the identifier of the transaction type.
  • the smart public call instruction and the electronic payment connection request input by the user are received; the voice channel is established according to the smart public call instruction and the smart public telephone system, so that the user makes a call; and the electronic payment connection request is made.
  • the USSD message is parsed according to the USSD message, and the electronic payment transaction is performed by using the fast channel control channel of the voice channel and the electronic payment system, thereby realizing the integration of intelligent public telephone and electronic payment, thereby saving terminal cost and facilitating rapid promotion by operators.
  • the integration of intelligent public telephone and electronic payment can realize the flexibility of business application.
  • the implementation of the present invention does not modify the system architecture and the current processing flow, is easy to implement, facilitates promotion in the technical field, and has strong industrial applicability.
  • the solution of the present invention is not limited to the applications listed in the specification and the embodiments. Various changes and modifications can be made by those skilled in the art to which the present invention pertains, and all such changes and modifications are within the scope of the appended claims.

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Description

实现智能^^话和电子支付一体化的方法及终端 技术领域 本发明涉及一种移动通信领域，特别涉及一种实现智能公话和电子支付 一体化的方法及终端。 背景技术 智能公话业务是一种语音通话业务，用户一般在业务代办点的公话终端 上拨打目的号码， 通话结束后， 智能公话系统用数据包向公话终端传送费用 信息， 终端显示相应的费用信息， 代办户根据提示费用信息向用户收取通话 费。 电子支付业务是一种数据业务， 目前已开通较多功能， 例如， 充值卡售 卡、 充值、 缴水电气费、 彩票购买、 定额保险购买、 银行卡刷卡消费、 积分 卡刷卡消费、 银行卡转帐和信用卡还款等。 目前智能公话和电子支付业务往往都在同一地点使用，例如， 边4艮亭、 彩票销售点等。 目前常用的智能公话和电子支付终端的实现方式有三种： 一 是固定电话网络方式； 二是通用分组无线月艮务技术 (General Packet Radio Service , GPRS)方式； 三是短消息方式。 第一种方式只能釆用两台终端分别实现智能公话和电子支付功能，且每 台终端必须使用不同的线路。 如果仅使用一台终端一条线路， 当智能公话进 行通话时， 完全占用了线路， 无法再进行电子支付业务接入。 第二种方式中， GPRS所提供的服务种类分为 A、 B、 C三类， 其中， A 类可以在上网的同时接听电话， 其技术含义是同时支持数据包交换和语音交 换； B类可以上网和接电话， 但不能同时进行， 其技术含义是虽然也支持数 据包交换和语音交换， 但不可在同一时刻支持数据包交换和语音交换， 以上 两种状态之间可以相互切换； C类则只能上网， 任何时候均不能打电话， 其 技术含义是只支持语音交换。 因此， 釆用 GPRS技术也无法实现智能公话和 电子支付一体化。 第三种方式能够实现智能公话业务，但是由于短消息本身的特点是非实 时性存储转发交互方式， 无法满足电子支付实时性强、安全性高的业务要求。 综上所述， 相关技术中均无法实现智能公话和电子支付的一体化。 发明内容 本发明要解决的问题是提供一种实现智能公话和电子支付一体化的方 法及终端， 以解决现有技术中智能公话和电子支付不能一体化的问题。 为了解决上述问题，本发明实施例提供了一种实现智能公话和电子支付 一体化的方法及终端， 具体技术方案如下： 一种实现智能公话和电子支付一体化的方法， 包括： 获取用户输入的智 能公话呼叫指令和电子支付连接请求； 根据所述智能公话呼叫指令和智能公 话系统建立语音信道， 以使所述用户进行通话； 并将所述电子支付连接请求 解析成非结构化补充业务 USSD消息， 才艮据所述 USSD消息， 利用所述语音 信道的快速随路控制信道和电子支付系统进行电子支付交易。 一种实现智能公话和电子支付一体化的终端， 包括： 中央处理单元， 用 于获取用户输入的智能公话呼叫指令和电子支付连接请求， 将所述智能公话 呼叫指令输出给无线收发单元， 将所述电子支付连接请求输出给 USSD解析 单元；所述 USSD解析单元，用于所述电子支付连接请求解析成 USSD消息， 并输出给无线收发单元； 所述无线收发单元， 用于接收所述智能公话呼叫指 令和所述 USSD消息， 根据所述智能公话呼叫指令和智能公话系统建立语音 信道， 以使所述用户进行通话； 并根据所述 USSD消息， 利用所述语音信道 的快速随路控制信道和电子支付系统进行电子支付交易。 在本发明实施例中，通过接收用户输入的智能公话呼叫指令和电子支付 连接请求； 根据智能公话呼叫指令和智能公话系统建立语音信道， 以使用户 进行通话； 并将电子支付连接请求解析成 USSD消息， 根据 USSD消息， 利 用语音信道的快速随路控制信道和电子支付系统进行电子支付交易， 可以实 现智能公话和电子支付一体化， 从而有利于节约终端成本， 便于运营商快速 推广业务， 同时， 实现智能公话和电子支付的一体化， 能够实现业务应用的 灵活性。 附图说明 图 1 是本发明实施例提供的一种实现智能公话和电子支付业务一体化 的方法的流程图； 图 2 是本发明实施例提供的一种实现智能公话和电子支付业务一体化 的终端的结构图； 图 3 是本发明实施例提供的一种实现智能公话和电子支付业务一体化 的终端的另一种结构图。 具体实施方式 本发明实施例提供的方案通过接收用户输入的智能公话呼叫指令和电 子支付连接请求； 根据智能公话呼叫指令和智能公话系统建立语音信道， 以 使用户进行通话； 并将电子支付连接请求解析成 USSD消息， 根据 USSD消 息， 利用语音信道的快速随路控制信道和电子支付系统进行电子支付交易， 可以实现智能公话和电子支付一体化， 从而有利于节约终端成本， 便于运营 商快速推广业务， 同时， 实现智能公话和电子支付的一体化， 能够实现业务 应用的灵活性。 下面结合附图及优选实施方式对本发明的技术方案进行进一步的详细 说明。 非结构^^卜充业务 ( Unstructured Supplementary Service Data, 简称为
USSD ) 是一种基于移动通信网络的新型交互式移动数据业务， 其面向连接 且可靠性较高。 目前， USSD在技术上较为成熟， 在 GSM标准协议中有对 USSD 的详细描述， 在第三代合作伙伴计划 （Third Generation Partnership Project, 简称为 3GPP ) 中也有对 USSD的描述， USSD技术在全球移动通讯 系统 （Global System for Mobile Communications, 简称为 GSM )、 宽带分码 多工存取 ( Wideband Code Division Multiple Access, 简称为 WCDMA )和时 分同步码分多址接入 ( Time Division-Synchronous Code Division Multiple Access, 简称为 TD-SCDMA ) 网络中均被广泛支持。 本发明实施例利用了 USSD技术特点， 提供了一种实现智能公话和电子支付业务一体化的方法， 如图 1所示， 该方法包括：
101 , 接收用户输入的智能公话呼叫指令和电子支付连接请求；
102 , 根据智能公话呼叫指令和智能公话系统建立语音信道， 以使用户 进行通话； 并将电子支付连接请求解析成 USSD消息， 根据 USSD消息， 利 用语音信道的快速随路控制信道和电子支付系统进行电子支付交易。 进一步地， 该方法还可以包括： 在通话结束后， 接收智能系统发送的通 话账单， 并在电子支付交易完成时， 接收电子支付系统发送的电子支付交易 账单； 显示通话账单和电子支付交易账单。 下面结合具体的智能公话和电子支付一体化的终端对上述实施例进行 详细的描述， 但该示例并不构成本发明保护范围的限制。 该终端的结构图如 图 2所示， 包括： 中央处理单元：通过控制总线与其他单元通讯，实现信息的接收和发送， 其内部的智能公话模块和电子支付模块分别按照智能公话系统和电子支付系 统消息协议进行处理， 协调语音和数据业务同时进行， 避免同时占用接口资 源。 无线收发单元： 接收和发送 GSM、 TD-SCDMA和 WCDMA标准协议 信息到运营商网络， 并接入到智能公话系统和电子支付系统。
USSD解析单元：从无线收发单元接收到的 USSD消息中提取内容信息， 将中央处理单元发送到无线收发单元的 USSD内容信息加上 USSD消息头， 完成智能公话系统和电子支付系统协议消息与 USSD消息的转换。 存储单元： 存储智能公话和电子支付历史话单、 通话记录、 电子支付菜 单、 电子支付帐单、 系统参数设置等， 还可以存放终端软件程序。 显示单元： 显示终端基本信息、 公话计费信息、 支付菜单、 支付结果等。 接口单元： 连接内置话机按键键盘， 主要用于电子支付交易和终端参数 设置等操作； 还能够提供外接话机接口， 连接带有听筒的话机， 用于智能公 话拨号和接听； 以及提供外接打印接口， 连接打印机， 以便打印智能公话通 话话单、 电子支付话单和发票； 同时还可以提供外接串口， 通过串口更新终 端软件程序； 还能够提供支付卡识别接口， 供电子支付刷卡使用。 在实际应 用中， 可以根据需要增加更多的应用接口。 假设智能公话接入码为 9669, USSD下费服务码为 125 , 交易类型为 1 , 下费指令为 1; 电子支付 USSD服务码为 126, 交易类型为 2, 连接请求指令 为 1 ,重连指令 R,其他指令可按需要进行定义。基本消息格式可以为： *USSD 服务码 #交易类型#操作指令#消息类内容#, 但不限于此。 下面对该终端实现智能公话语音业务和电子支付业务的同时处理的过 程进行更详细的描述: 第一用户使用一体化终端接口单元外接的智能公话话机拨打被叫号码 13966661111 , 拨号被送到中央处理单元， 判断为智能公话业务类型 1 , 则从 存储单元获取智能公话接入码 9669 , 自动在输入的被叫号码前面加上接入 码， 向无线收发单元发送号码 966913966661111。 此时， 中央处理单元直接 向无线收发单元发送呼叫消息， 而不通过 USSD解析单元。 无线收发单元将 呼叫消息发送给智能公话系统。 智能公话系统鉴权通过后接续被叫号码， 开 始通话。 另一用户 （该另一用户可以与第一用户相同， 也可以不同） 同时用一体 化终端内置键盘操作电子支付业务， 按 "交易，， 键， 接口单元将该键盘操作 解析成电子支付连接请求发给中央处理单元， 中央处理单元判断该电子支付 业务的电子支付交易类型为 2, 从存储单元获取 USSD服务码 126。 中央处 理单元中向 USSD解析单元发送电子支付连接请求（指令为 1 ), USSD解析 单元解析成 * 126#2#1#***#, 然后封装成 USSD 消息发送给无线收发单元， 其中， ***代表电子支付连接请求的鉴权信息。 无线收发单元向电子支付系 统发送 USSD消息， 电子支付系统鉴权成功后， 建立 USSD通道。 具体地，中央处理单元对智能公话呼叫和电子支付业务进行处理可以分 为以下三种情况： 第一、 智能公话和电子支付同一时刻触发时， 无线收发单元先呼出智能 公话 966913966661111 , 等待通话建立， 被叫号码 13966661111 已经振铃后， 建立语音信道。 然后进行电子支付呼叫， 无线收发单元将 USSD解析单元解 析的 USSD 请求消息利用语音信道的快速随路控制信道 （Fast Associated Control Channel , 简称为 FACCH )向电子支付系统发送， 并在电子支付系统 鉴权成功后， 建立 USSD通道， 另一用户 （该另一用户可以与第一用户相同， 也可以不同） 通过建立的 USSD通道进行电子支付交易。 第二、 当智能公话先呼叫， 建立语音信道， 并已经进入通话状态且通话 未结束时， 无线收发单元用建立的话音信道的快速随路控制信道， 向电子支 付系统呼出 USSD请求消息， 建立 USSD通道， 另一用户 （该另一用户可以 与第一用户相同， 也可以不同） 通过建立的 USSD通道进行电子支付交易。 第三、 当第一用户先触发电子支付， 已建立 USSD通道时， 另一用户触 发智能公话呼叫， 无线收发单元先断开已建立的 USSD通道， 呼出智能公话 呼叫 966913966661111 , 被叫振铃后， 建立语音信道。 然后， 继续进行电子 支付交易。 同时， 中央处理单元和电子支付业务系统在未超时的情况下， 均 保持原来未完成的电子支付交易不释放。 电子支付系统未收到 USSD响应消 息， 发现 USSD通道断开时， 主动把已发送的 USSD消息再发送一次， 并带 上重连操作指令 R, USSD消息为 * 126#2#R#***#, 此时， 该 USSD消息可 以称为 USSD 重连消息， 但其消息格式不限于上述示例。 电子支付系统的 USSD 重连消息重新 4巴一体化终端和电子支付系统连接起来， 为确保重连成 功， 可以进行多次重连尝试， 直到超时后， 可判断为交易失败。 因此， 一体 化终端用新建立的 USSD通道继续进行电子支付交易。 对于智能公话，当主叫或被叫挂机时智能公话系统把本次通话的话单通 过 USSD消息下发到本终端无线收发单元， 这个操作包含智能公话业务类型 1。 例如， 下发的 USSD消息为 * 125#1#1#0002500010#, 表示月艮务码为 125 , 业务类型智能公话为 1 , 操作指令下费为 1 , 通话时长 25 秒计费 10 分为 0002500010。 对于电子支付， 接入请求鉴权通过后， 经过多次 USSD消息交 互完成电子支付的多个操作指令， 完成一笔交易。 有时， 电子支付操作指令 不能在一个 USSD消息中完全装载， 需要分成多个 USSD消息包下发， 最后 一个 USSD消息包有预定结束符， 比如， 菜单显示指令， 如果菜单消息内容 较多， 需要多次 USSD消息交互才能完成一个指令。 无线收发单元把接收的 多个 USSD消息包转发给 USSD解析单元， USSD解析单元合并 USSD消息 包， 发送给中央处理单元处理。 以上智能公话和电子支付的业务的处理过程 都用同一条 USSD通道， 不存在消息在时间上的冲突， 中央处理单元只需要 按照不同交易类型把消息分发到智能公话模块和电子支付模块完成处理。 智能公话的下费话单通话时长、通话费用等信息以及电子支付交易操作 结果信息可以在同一显示屏幕上显示， 智能公话的下费话单通话时长、 通话 费用等信息以及交易结果也可以通过同一打印机进行打印。 中央处理单元根 据不同的交易类型，在显示屏幕和打印凭证上展现交易类型名称， 以示区别， 避免用户混淆。 同时， 存储单元存储不同交易类型的历史记录， 便于操作完 成后查询历史话单或交易记录。 当遇到需要同时显示和打印时， 中央处理单 元緩存其中一个交易类型信息， 依次显示和打印。 以上 USSD服务码、智能公话接入码、交易类型、操作指令为举例说明， 在实际实现时完全可以另行定义。 终端增加扩展模块和接口， 不影响本发明 实施例的核心内容， 也在本发明的保护内容之内。 基于与方法相同的发明构思，本发明实施例提供了一种实现智能公话和 电子支付一体化的终端， 如图 3所示， 包括： 中央处理单元，用于获取用户输入的智能公话呼叫指令和电子支付连接 请求， 将智能公话呼叫指令输出给无线收发单元， 将电子支付连接请求输出 给 USSD解析单元；
USSD解析单元， 用于将电子支付连接请求解析成 USSD消息， 并输出 给无线收发单元； 无线收发单元， 用于接收智能公话呼叫指令和 USSD消息，根据智能公 话呼叫指令和智能公话系统建立语音信道， 以使所述用户进行通话； 并根据 USSD 消息， 利用语音信道的快速随路控制信道和电子支付系统进行电子支 付交易。 进一步地，无线收发单元具体用于利用 USSD消息和语音信道的快速随 路控制信道与所述电子支付系统建立 USSD通道， 并通过 USSD通道和电子 支付系统进行电子支付交易。 进一步地，无线收发单元具体用于如果在根据所述智能公话呼叫指令和 智能公话系统建立语音信道之前， 已经 居所述电子支付连接请求与所述电 子支付系统建立了 USSD通道，则在接收到智能公话呼叫指令后，断开 USSD 通道， 并根据智能公话呼叫指令与智能公话系统建立语音信道； 从语音信道的快速随路控制信道接收电子支付系统发送的 USSD 重新 连接消息； 根据 USSD 重新连接消息重新建立 USSD 通道， 并通过重新建立的 US SD通道和所述电子支付系统进行电子支付交易。 进一步地， 该终端还包括显示单元。 该无线收发单元还用于在通话结束 后， 接收智能系统发送的通话账单， 并在电子支付交易完成时， 接收电子支 付系统发送的电子支付交易账单； 相应地， 显示单元， 用于显示通话账单和电子支付交易账单。 进一步地， 定义智能公话和电子支付为不同的交易类型标识， 显示单元 具体用于根据交易类型的标识显示通话账单和电子支付交易账单。 在上述发明实施例中 ,通过接收用户输入的智能公话呼叫指令和电子支 付连接请求； 根据智能公话呼叫指令和智能公话系统建立语音信道， 以使用 户进行通话； 并将电子支付连接请求解析成 USSD消息， 根据 USSD消息， 利用语音信道的快速随路控制信道和电子支付系统进行电子支付交易， 可以 实现智能公话和电子支付一体化， 从而有利于节约终端成本， 便于运营商快 速推广业务， 同时， 实现智能公话和电子支付的一体化， 能够实现业务应用 的灵活性。 另夕卜，本发明的实现没有对系统架构和目前的处理流程修改，易于实现， 便于在技术领域中进行推广， 具有较强的工业适用性。 本发明所述方案， 并不仅仅限于说明书和实施方式中所列运用。 对本发 明技术所属领域的普通技术人员来说， 可才艮据本发明故出各种相应的改变和 变形， 而所有这些相应的改变和变形都属于本发明权利要求的保护范围。

Claims

权 利 要 求 书
1. 一种实现智能公话和电子支付一体化的方法， 其特征在于， 包括： 获取用户输入的智能公话呼叫指令和电子支付连接请求； 根据所述智能公话呼叫指令和智能公话系统建立语音信道， 以使所 述用户进行通话； 并将所述电子支付连接请求解析成非结构化补充业务
USSD消息， 根据所述 USSD消息， 利用所述语音信道的快速随路控制 信道和电子支付系统进行电子支付交易。
2. 如权利要求 1所述的方法， 其特征在于， 根据所述 USSD消息， 利用所 述语音信道的快速随路控制信道和电子支付系统进行电子支付交易， 包 括：
利用所述 USSD 消息和所述语音信道的快速随路控制信道与所述 电子支付系统建立 USSD通道， 并通过所述 USSD通道和所述电子支付 系统进行电子支付交易。
3. 如权利要求 1所述的方法， 其特征在于， 如果在 居所述智能公话呼叫 指令和智能公话系统建立语音信道之前， 已经根据所述电子支付连接请 求与所述电子支付系统建立了 USSD通道， 则在接收到所述智能公话呼 叫指令后， 断开所述 USSD通道， 并根据所述智能公话呼叫指令与所述 智能公话系统建立语音信道；
从所述语音信道的快速随路控制信道接收所述电子支付系统发送 的 USSD重新连接消息；
才艮据所述 USSD重新连接消息重新建立 USSD通道，并通过所述重 新建立的 USSD通道和所述电子支付系统进行电子支付交易。
4. 如权利要求 1至 3中任意一项所述的方法， 其特征在于， 还包括： 在所述通话结束后， 接收所述智能系统发送的通话账单， 并在电子 支付交易完成时， 接收所述电子支付系统发送的电子支付交易账单； 显示所述通话账单和所述电子支付交易账单。
5. 如权利要求 4所述的方法， 其特征在于， 定义智能公话和电子支付为不 同的交易类型标识， 居所述交易类型标识显示所述通话账单和所述电 子支付交易账单。
6. —种实现智能公话和电子支付一体化的终端， 其特征在于， 包括：
中央处理单元，用于获取用户输入的智能公话呼叫指令和电子支付 连接请求， 将所述智能公话呼叫指令输出给无线收发单元， 将所述电子 支付连接请求输出给 USSD解析单元；
所述 USSD解析单元，用于所述电子支付连接请求解析成 USSD消 息， 并输出给无线收发单元；
所述无线收发单元， 用于接收所述智能公话呼叫指令和所述 USSD 消息， 根据所述智能公话呼叫指令和智能公话系统建立语音信道， 以使 所述用户进行通话； 并 居所述 USSD消息， 利用所述语音信道的快速 随路控制信道和电子支付系统进行电子支付交易。
7. 如权利要求 6所述的终端， 其特征在于， 所述无线收发单元具体用于利 用所述 USSD消息和所述语音信道的快速随路控制信道与所述电子支付 系统建立 USSD通道， 并通过所述 USSD通道和所述电子支付系统进行 电子支付交易。
8. 如权利要求 6所述的终端， 其特征在于， 如果在 -据所述智能公话呼叫 指令和智能公话系统建立语音信道之前， 已经根据所述电子支付连接请 求与所述电子支付系统建立了 USSD通道， 则所述无线收发单元具体用 于在接收到所述智能公话呼叫指令后， 断开所述 USSD通道， 并根据所 述智能公话呼叫指令与所述智能公话系统建立语音信道；
从所述语音信道的快速随路控制信道接收所述电子支付系统发送 的 USSD重新连接消息；
才艮据所述 USSD重新连接消息重新建立 USSD通道，并通过所述重 新建立的 USSD通道和所述电子支付系统进行电子支付交易。
9. 如权利要求 6至 8中任意一项所述的终端， 其特征在于， 还包括： 显示 单元；
所述无线收发单元还用于在所述通话结束后 ,接收所述智能系统发 送的通话账单， 并在电子支付交易完成时， 接收所述电子支付系统发送 的电子支付交易账单；
相应地， 显示单元， 用于显示所述通话账单和所述电子支付交易账 单。
10. 如权利要求 9所述的终端， 其特征在于， 定义智能公话和电子支付为不 同的交易类型标识， 所述显示单元具体用于才艮据所述交易类型标识显示 所述通话账单和所述电子支付交易账单。
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