WO2008093452A1 - 電子マネーチャージシステム、電子マネーチャージ発行管理システムおよび電子マネー事業者システム - Google Patents

電子マネーチャージシステム、電子マネーチャージ発行管理システムおよび電子マネー事業者システム Download PDF

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Publication number
WO2008093452A1
WO2008093452A1 PCT/JP2007/069178 JP2007069178W WO2008093452A1 WO 2008093452 A1 WO2008093452 A1 WO 2008093452A1 JP 2007069178 W JP2007069178 W JP 2007069178W WO 2008093452 A1 WO2008093452 A1 WO 2008093452A1
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WO
WIPO (PCT)
Prior art keywords
electronic money
charge
money
request
business
Prior art date
Application number
PCT/JP2007/069178
Other languages
English (en)
French (fr)
Inventor
Shinobu Hasebe
Hideaki Suzuki
Original Assignee
Oki Electric Industry Co., Ltd.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Oki Electric Industry Co., Ltd. filed Critical Oki Electric Industry Co., Ltd.
Publication of WO2008093452A1 publication Critical patent/WO2008093452A1/ja

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Human Resources & Organizations (AREA)
  • Marketing (AREA)
  • Operations Research (AREA)
  • Quality & Reliability (AREA)
  • Tourism & Hospitality (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

　電子マネーチャージシステムにおいて、電子マネー発行管理システムは携帯端末からの電子マネーの発行依頼時に、チャージ金額とともに電子マネーチャージの依頼番号を含めて受信し、顧客の金融機関口座から電子マネー事業者の金融機関口座へ入金するチャージ金額と、前記依頼番号と識別番号を含めて口座入出金情報記憶装置に記憶し、その後、前記電子マネー事業者の金融機関口座に前記チャージ金額の入金があることを条件に、前記電子マネー事業者システムから通信装置を介して前記携帯端末に電子マネーを発行し、顧客からの問い合わせ時に当該口座入出金情報記憶装置に記憶された前記依頼番号と識別番号をもとに入金の有無を確認し、入金有の場合には電子マネー事業者システムに発行の再依頼を行い、発行の再依頼を受けた電子マネー事業者システムは前記電子マネー発行受取情報記憶装置に記憶された受取状況に従って電子マネーを発行する。
PCT/JP2007/069178 2007-01-31 2007-10-01 電子マネーチャージシステム、電子マネーチャージ発行管理システムおよび電子マネー事業者システム WO2008093452A1 (ja)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
JP2007022357A JP4924067B2 (ja) 2007-01-31 2007-01-31 電子マネーチャージシステム、電子マネーチャージ発行管理システムおよび電子マネー事業者システム
JP2007-022357 2007-01-31

Publications (1)

Publication Number Publication Date
WO2008093452A1 true WO2008093452A1 (ja) 2008-08-07

Family

ID=39673768

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/JP2007/069178 WO2008093452A1 (ja) 2007-01-31 2007-10-01 電子マネーチャージシステム、電子マネーチャージ発行管理システムおよび電子マネー事業者システム

Country Status (4)

Country Link
JP (1) JP4924067B2 (ja)
KR (1) KR20090115122A (ja)
CN (1) CN101595501A (ja)
WO (1) WO2008093452A1 (ja)

Families Citing this family (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP5779924B2 (ja) * 2011-03-18 2015-09-16 富士電機株式会社 通信装置及び通信システム
CN103489099A (zh) * 2013-09-24 2014-01-01 招商银行股份有限公司 电子现金清算的方法和装置
CN106022771A (zh) * 2016-05-27 2016-10-12 广州羊城通有限公司 一种ic卡的自动充值激活方法
JP6885119B2 (ja) * 2017-03-13 2021-06-09 富士電機株式会社 通信接続確認処理機能付きクライアント装置
CN109214865B (zh) * 2018-08-31 2020-09-29 京东数字科技控股有限公司 电子凭证处理方法、系统以及电商系统、存储介质

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2002251524A (ja) * 2001-02-23 2002-09-06 Sony Corp 通信システム，カード，管理サーバ，通信方法，プログラム，および，プログラムを記録した記録媒体
JP2006065620A (ja) * 2004-08-27 2006-03-09 Sumitomo Mitsui Banking Corp 電子マネーのチャージ補助方法及びシステム
JP2006107272A (ja) * 2004-10-07 2006-04-20 Sendai Bank Ltd 請求支払い支援システム、前記システムに使用または利用される請求側端末、前記システムに使用または利用される支払側端末、および、請求支払い支援のためのコンピュータプログラム

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2000073934A2 (en) * 1999-05-28 2000-12-07 The Coca-Cola Company Method and apparatus for surrogate control of network-based electronic transactions
JP3924555B2 (ja) * 2003-07-04 2007-06-06 株式会社みずほ銀行 電子バリュー管理方法
JP4549744B2 (ja) * 2004-06-10 2010-09-22 ソニー・エリクソン・モバイルコミュニケーションズ株式会社 電子財布装置、電子財布の管理方法、携帯端末装置、及び電子財布プログラム
JP4717460B2 (ja) * 2005-02-09 2011-07-06 株式会社三共 電子マネーシステム、および、携帯端末
JP4651453B2 (ja) * 2005-05-19 2011-03-16 株式会社三共 遊技用電子マネーシステム、および、サービス提供用サーバ

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2002251524A (ja) * 2001-02-23 2002-09-06 Sony Corp 通信システム，カード，管理サーバ，通信方法，プログラム，および，プログラムを記録した記録媒体
JP2006065620A (ja) * 2004-08-27 2006-03-09 Sumitomo Mitsui Banking Corp 電子マネーのチャージ補助方法及びシステム
JP2006107272A (ja) * 2004-10-07 2006-04-20 Sendai Bank Ltd 請求支払い支援システム、前記システムに使用または利用される請求側端末、前記システムに使用または利用される支払側端末、および、請求支払い支援のためのコンピュータプログラム

Also Published As

Publication number Publication date
KR20090115122A (ko) 2009-11-04
JP4924067B2 (ja) 2012-04-25
JP2008191720A (ja) 2008-08-21
CN101595501A (zh) 2009-12-02

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