WO2007055675A1 - System and method for making cashless payments - Google Patents

System and method for making cashless payments Download PDF

Info

Publication number
WO2007055675A1
WO2007055675A1 PCT/UA2006/000061 UA2006000061W WO2007055675A1 WO 2007055675 A1 WO2007055675 A1 WO 2007055675A1 UA 2006000061 W UA2006000061 W UA 2006000061W WO 2007055675 A1 WO2007055675 A1 WO 2007055675A1
Authority
WO
WIPO (PCT)
Prior art keywords
payer
financial institution
payment
recipient
authorized
Prior art date
Application number
PCT/UA2006/000061
Other languages
English (en)
French (fr)
Inventor
Mykhailo Komissaruk
Original Assignee
Mykhailo Komissaruk
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mykhailo Komissaruk filed Critical Mykhailo Komissaruk
Priority to EA200801298A priority Critical patent/EA011546B1/ru
Publication of WO2007055675A1 publication Critical patent/WO2007055675A1/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/14—Payment architectures specially adapted for billing systems
PCT/UA2006/000061 2005-11-11 2006-11-07 System and method for making cashless payments WO2007055675A1 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
EA200801298A EA011546B1 (ru) 2005-11-11 2006-11-07 Система и способ осуществления безналичных платежей

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
UA2005010688 2005-11-11
UAA200510688 2005-11-11
UA2005012740 2005-12-28
UAA200512740 2005-12-28

Publications (1)

Publication Number Publication Date
WO2007055675A1 true WO2007055675A1 (en) 2007-05-18

Family

ID=37708934

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/UA2006/000061 WO2007055675A1 (en) 2005-11-11 2006-11-07 System and method for making cashless payments

Country Status (2)

Country Link
EA (1) EA011546B1 (ru)
WO (1) WO2007055675A1 (ru)

Cited By (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2009012731A1 (en) * 2007-07-26 2009-01-29 Direct Pay, S.R.O. Method of effecting payment transaction using a mobile terminal
WO2009070848A1 (en) * 2007-12-07 2009-06-11 Redepay Pty Ltd System and method for conducting a monetary transaction between communication devices
AU2010100295B4 (en) * 2007-08-31 2010-05-20 Paypal, Inc. Mobile remittances/payments
EP2251825A1 (en) * 2009-03-04 2010-11-17 Prepaytrans Gestion Empresarial, S.L. System for performing safe telemetric transactions
WO2012129211A1 (en) * 2011-03-21 2012-09-27 Qualcomm Incorporated System and method for presentment of nonconfidential transaction token identifier
JP2019215885A (ja) * 2015-11-24 2019-12-19 マスターカード インターナシヨナル インコーポレーテツド 不透明ブロックチェーンを使用することによる全体清算方法及びシステム

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
RU2646396C2 (ru) * 2016-05-26 2018-03-02 Самуил Лейбович Горелик Способ оплаты проезда в общественном транспорте
RU2761419C1 (ru) * 2020-11-11 2021-12-08 Акционерное общество "Национальная система платежных карт" Способ и система для перевода денежных средств со счета на счет

Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1028401A2 (en) * 1999-02-12 2000-08-16 Citibank, N.A. Method and system for performing a bankcard transaction
US20010025271A1 (en) * 1999-12-14 2001-09-27 Allen Douglas G. Commercial transaction system and method for protecting the security and privacy of buyers transacting business over a communication network
GB2361790A (en) * 2000-04-28 2001-10-31 Cast Technologies Ltd Making secure payments using a limited use credit card number
WO2003038719A1 (en) * 2001-10-31 2003-05-08 Arcot Systems, Inc. One-time credit card number generator and single round-trip authentication
UA64840C2 (ru) * 2001-10-12 2004-03-15 Віталій Євгенович Леонідов-Каневський Способ осуществления платежей с помощью электронных средств (варианты)
US20040054624A1 (en) * 2002-09-13 2004-03-18 Qi Guan Procedure for the completion of an electronic payment

Patent Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1028401A2 (en) * 1999-02-12 2000-08-16 Citibank, N.A. Method and system for performing a bankcard transaction
US20010025271A1 (en) * 1999-12-14 2001-09-27 Allen Douglas G. Commercial transaction system and method for protecting the security and privacy of buyers transacting business over a communication network
GB2361790A (en) * 2000-04-28 2001-10-31 Cast Technologies Ltd Making secure payments using a limited use credit card number
UA64840C2 (ru) * 2001-10-12 2004-03-15 Віталій Євгенович Леонідов-Каневський Способ осуществления платежей с помощью электронных средств (варианты)
WO2003038719A1 (en) * 2001-10-31 2003-05-08 Arcot Systems, Inc. One-time credit card number generator and single round-trip authentication
US20040054624A1 (en) * 2002-09-13 2004-03-18 Qi Guan Procedure for the completion of an electronic payment

Cited By (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2009012731A1 (en) * 2007-07-26 2009-01-29 Direct Pay, S.R.O. Method of effecting payment transaction using a mobile terminal
AU2010100295B4 (en) * 2007-08-31 2010-05-20 Paypal, Inc. Mobile remittances/payments
WO2009070848A1 (en) * 2007-12-07 2009-06-11 Redepay Pty Ltd System and method for conducting a monetary transaction between communication devices
EP2251825A1 (en) * 2009-03-04 2010-11-17 Prepaytrans Gestion Empresarial, S.L. System for performing safe telemetric transactions
WO2012129211A1 (en) * 2011-03-21 2012-09-27 Qualcomm Incorporated System and method for presentment of nonconfidential transaction token identifier
US20120246071A1 (en) * 2011-03-21 2012-09-27 Nikhil Jain System and method for presentment of nonconfidential transaction token identifier
JP2019215885A (ja) * 2015-11-24 2019-12-19 マスターカード インターナシヨナル インコーポレーテツド 不透明ブロックチェーンを使用することによる全体清算方法及びシステム
JP2020194578A (ja) * 2015-11-24 2020-12-03 マスターカード インターナシヨナル インコーポレーテツド 不透明ブロックチェーンを使用することによる全体清算方法及びシステム
US11562353B2 (en) 2015-11-24 2023-01-24 Mastercard International Incorporated Method and system for gross settlement by use of an opaque blockchain

Also Published As

Publication number Publication date
EA200801298A1 (ru) 2008-10-30
EA011546B1 (ru) 2009-04-28

Similar Documents

Publication Publication Date Title
RU2401455C2 (ru) Электронная система для предоставления банковских услуг
EP2701415A1 (en) Mobile electronic device and use thereof for electronic transactions
WO2001084509A2 (en) Secure payment method and apparatus
WO2007055675A1 (en) System and method for making cashless payments
CZ20013012A3 (cs) Způsob placení po telefonu a systém umoľňující toto placení
KR20100072104A (ko) 신원 인증 방법
GB2361790A (en) Making secure payments using a limited use credit card number
US20030026396A1 (en) Method of executing transactions of electronic money amounts between subscriber terminals of a communication network, and communication network, transaction server and program module for it
KR20070097874A (ko) 이동통신 단말기를 이용하는 직불결제 서비스 시스템
WO2002014986A2 (en) Method and apparatus for controlling or monitoring access to the content of a telecommunicable data file
WO2008052592A1 (en) High security use of bank cards and system therefore
CN101197028A (zh) 一种基于交易代码的电子支付方法
US20020164031A1 (en) Devices
KR20080009242A (ko) 이동통신 단말기를 이용하는 직불결제 서비스 시스템
KR20090036165A (ko) 온라인 계좌와 연계된 메일뱅킹을 통한 자금이체 방법 및시스템과 이를 위한 기록매체
KR20020032821A (ko) 이동통신 단말기를 이용한 전자상거래 결제 시스템 및 그방법
RU2321060C1 (ru) Способ осуществления платежей пользователями мобильной сотовой связи
US20130232084A1 (en) Mobile Financial Transaction System and Method
WO2002071354A2 (en) System and method for facilitating an m-commerce transaction
Jin et al. Research on WAP clients supports SET payment protocol
US20090204518A1 (en) System for electronically implementing a business transaction between a payee and a payor
CN110914847B (zh) 用于使用代理pin实施交易的系统和方法
KR20200007068A (ko) 토큰 코드를 이용한 무선 결제 방법
KR100822942B1 (ko) 온라인 금융상품 신규 처리 시스템
EP1862960A1 (en) Method for paying via a computer network

Legal Events

Date Code Title Description
121 Ep: the epo has been informed by wipo that ep was designated in this application
DPE1 Request for preliminary examination filed after expiration of 19th month from priority date (pct application filed from 20040101)
NENP Non-entry into the national phase

Ref country code: DE

WWE Wipo information: entry into national phase

Ref document number: 200801298

Country of ref document: EA

32PN Ep: public notification in the ep bulletin as address of the adressee cannot be established

Free format text: NOTING OF LOSS OF RIGHTS PURSUANT TO RULE 112(1) EPC

122 Ep: pct application non-entry in european phase

Ref document number: 06813168

Country of ref document: EP

Kind code of ref document: A1