WO2005114975A1 - Verfahren zur nutzung von telekommunikations-diensten und system zu dessen ausführung - Google Patents
Verfahren zur nutzung von telekommunikations-diensten und system zu dessen ausführung Download PDFInfo
- Publication number
- WO2005114975A1 WO2005114975A1 PCT/EP2004/050580 EP2004050580W WO2005114975A1 WO 2005114975 A1 WO2005114975 A1 WO 2005114975A1 EP 2004050580 W EP2004050580 W EP 2004050580W WO 2005114975 A1 WO2005114975 A1 WO 2005114975A1
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- data
- card
- chip card
- prepaid
- read
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
- G07F7/025—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/28—Pre-payment schemes, e.g. "pay before"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/342—Cards defining paid or billed services or quantities
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0873—Details of the card reader
- G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
- G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
- H04M17/02—Coin-freed or check-freed systems, e.g. mobile- or card-operated phones, public telephones or booths
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
- H04M17/02—Coin-freed or check-freed systems, e.g. mobile- or card-operated phones, public telephones or booths
- H04M17/026—Constructional features
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
- H04M17/10—Account details or usage
- H04M17/103—Account details or usage using SIMs (USIMs) or calling cards
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
- H04M2017/12—Prepayment of wireline communication systems, wireless communication systems or telephone systems using calling, telephone credit/debit cards
Definitions
- the present invention relates to a method for using telecommunication services using prepaid phone cards. 5 It also relates to a system for carrying out the method, in particular for card telephony with prepaid cards on network telephones. Finally, the invention relates to a special reading device for use in the system mentioned.
- telephony or “telephone connection” is not only the exchange of voice data and / or data streams of multimedia data, such as digital data such as texts, graphics, images, animations, video, Quicktime and sound recording ⁇ (this also includes MPx (MP3) or MPEGx (MPEG7) standards, as defined by the Moving Picture Experts Group), but also the program and the Receive 15 fax messages, short messages to be displayed on the device (SMS: Short Message Service / MMS: Multimedia Message Service / USSD: Unstructured Supplementary Service Data) etc.
- Network telephones should be understood to mean those devices which are connected to a fixed network, e.g.
- PSTN 20 Public Switched Telephone Network
- WLAN Wireless Local Area Networks
- private area should be understood to mean the area of activity and residential area that is not open to the public
- activation means that a telecommunications connection is established between the caller and the called party, even if the latter's telephone connection is busy and a corresponding tone signal is emitted.
- the common connections and the information exchanged via these connections are intended to be "telecommunications"
- prepaid cards hereinafter referred to as "prepaid cards” (according to a term used in German) has increased since their introduction, since this system offers special advantages.
- prepaid cards There are now several options for telephone connections from fixed devices ("Fixnet") In the public network with telephone booths and similar devices made available to the public, it has only been possible since the disappearance of coin-operated machines to make a telephone call with tax cards or credit cards. When calling with credit cards, an account with a credit balance is required a banking institution In addition, such devices are exposed to vandah and require expensive, maintenance-requiring card reading devices.
- a third type of telephone card is the prepaid card, which is becoming increasingly popular because it can be used with practically any telephone in the world. For example, you can make your own at a friend you don't want to pay telephone charges for Telephone costs Prepaid cards have the further advantage that they can be manufactured inexpensively.
- a disadvantage of prepaid cards is the cumbersome handling. To prepare the telecommunication connection, you first have to dial a dial-in number, which can be relatively long, namely generally 10 digits, especially for Use abroad Then enter the number of the card in question, which usually consists of 12 to 14 digits.
- a (free) connection is set up to a server that manages the prepaid card data and sends a voice message that indicates the amount of the card the credit on the card and any other information, for example the next action to be taken.
- a tax number has to be entered beforehand, for example for language selection. Only then can the actual desired subscriber number be dialed be given until the connection with the subscriber is established If only one digit is entered incorrectly, or if one of the necessary transmission connections is busy or otherwise out of service, the process must be repeated in part or in whole.
- the object of the invention is to take advantage of the prepaid cards to exploit and at the same time eliminate their disadvantages
- this object is achieved by a new method for using telecommunication services using prepaid telephone cards, which is defined in the first independent patent claim and which in particular does not have the disadvantages mentioned above. According to the present invention these goals are achieved in particular by the elements of the independent claims. Further advantageous embodiments also emerge from the dependent claims and the description.
- the invention includes the use of telecommunication services using the following steps of prepaid telephone cards (1) contactless reading of card data, containing at least one dial-in number and one card number, from a chip card into a reading device that is connected to a communication terminal (2) establishing a telecommunication connection between the communication terminal and a prepaid center, (3) checking the card data supplied by the reading device via the communication terminal and read by the chip card by the prepaid center, (4) feedback of a free sign and / or another message to the communication terminal when the card data received is valid, and (5) monitoring the credit of the chip card during the telecommunications connection and updating the user account at the end of the connection by the prepaid center.
- the invention provides a system for the transaction of chip card data, in particular for Implementation of the method according to the invention, which forms the subject of the independent claim.
- a new type of card reader is used, the features of which are set out in the independent claim.
- the present invention also relates to a new type of chip card i n Form of a prepaid phone card, which is provided with a read memory that can be read contactlessly by the card reader mentioned and contains certain data, this chip card forms the subject of the independent claim Special or preferred embodiments of the system, the reader and the chip card are dependent
- the method and the system according to the invention show the following advantages over a previously known prepaid card.
- the required components take up very little space, so that it is easily possible to install the reader in the form of the required components in new telephones; in the private area (apartments, hospitals, homes, commercial rooms), all outgoing connections (with the exception of emergency and free numbers) can be blocked on request in order to carry out cost control, whereby calls can only be made with the chip cards according to the invention.
- This blocking service would have to be provided by the telephone operator (provider) and / or with an upstream TVA (PBX: Private Branch Exchange) and / or Centrex (Central Office Exchange Service). Further objects, features, properties and advantages of the invention will become apparent from the following description.
- Fig. 1 shows schematically the structure and connection of the telecommunications parts. The individual parts or devices are not to scale.
- the card reader 12 is easily accessible in the vicinity of the telephone set 10 and is connected to it by a pluggable cable 14 which fits into the standard line socket of the telephone set.
- An RFID reading module 16 is arranged in the reading device 12, the reading head 18 of which is included an RFID chip card 20 can cooperate in such a way that it reads data from the card 20 when it is brought with its memory module 22 or the card side containing the memory in the vicinity of the reading head 18 or guided past it.
- Reference number 15 denotes input elements (if present) of the telephone set.
- Input elements 15 can include, for example, keyboards, graphic input means (mouse, trackball, eye tracker in the case of virtual retinal display (VRD) etc.), but also IVR (Interactive Voice Response) etc.
- the reader 12 contains a connection unit (dial-in module) 24 and optionally a display screen and / or a loudspeaker 26.
- the reader 12 can be connected, for example, to a cable 28 via the telephone plug 30 of a wall socket 32 with a network, such as a network LAN (Local Area Network), a WAN (Wide Area Network) or the Internet via e.g.
- the network includes a prepaid center 34, which is equipped with a computer 36 and a server 38 which is connected to the central server 40 of the telecommunications operator.
- the system can be operated, for example, as in the following two examples: Example 1: Here the card can (but does not have to) be permanently next to the card reader. (1) Lift the handset or switch on the loudspeaker, this switches on the telephone line and activates the card reader (ready to receive). (2) Position the card near the reader, this will read the card data (dial-in number, card number, possibly other data).
- the device now dials the dial-in number and transmits the card number and any other data after a successful connection.
- Example 2 The card must not be permanently next to the card reader, as this triggers an automatic connection of the telephone line and subsequent dialing. (1) The handset remains on-hook, the telephone line is not switched on manually. The card reader is always active (Ready to receive) (2) Position the card near the reader, this will read the card data (dial-in number, card number, possibly control data).
- the telephone line is automatically activated (3)
- the device now dials the dial-in number and transmits it after the connection has been successfully established the card number and any other data (4) If all the data has been transmitted, there is an optical (if available) or acoustic signal.This means that the device is now ready to dial. If a telephone call is to be made, the handset 11 of the telephone set 10 is lifted as usual (If, for example, an automatic dialing control is available via loudspeaker or the like, the system can also be operated in such a way that the handset only has to be picked up when the connection is established until the telephone number is dialed.
- Reading device 12 is supplied with voltage via line 14 and switches on the one can be switched by a sound signal and / or an optical signal on the display 26 of the reader and / or the display 13 (if present) of the telephone set.
- the active side 22 of the card 20 is now brought into the response area of the RFID read head 18 (Of course, it is also possible, provided the reading head 18 is arranged accordingly, to put the card on it and always have it crimped, the reading process being initiated as soon as the reading device 12 is activated (see example 1)) If the active locations 22 of the chip card 20 reach the response area of the read head 18 and this is ready for operation, data is read from the memory.
- the most important data are the dial-in number of the prepaid service and the card number.
- a saved PIN number is sometimes of interest, eg for the valid first use of the chip card
- the reader 12 dials the number of the prepaid center 34 obtained in this way via the dial-in module 34.
- the reader sends the card number to the prepaid center, always via the connected telephone.
- the prepaid center uses the computer 36 to determine whether a card credit is still available and to what extent.
- the feedback can include a speech text with, for example, the choice of the telephone number and / or credit amount, etc.
- the server 38 releases the line in cooperation with the provider server 40 for telephoning.
- the computer 36 monitors the charge consumption continuously or at predetermined intervals and compares it with the respective credit. If this goes to zero, the server 38 or the computer 36 issues a corresponding vocal or / and visual warning to the user. If the credit has been used up, the server 38 breaks the connection. Only the most important components and their properties have been explained in the description above.
- the system according to the invention can additionally be designed such that when the above-mentioned warning regarding an impending exhaustion of the card credit, the reading in of a new chip card is being prepared and enabled.
- the prepaid center 34 together with the exhaustion warning, returns a message which prompts the user to bring a new (or different, already used but still valid) chip card to the reader.
- the prepaid center 38 or the provider server 40 then interrupts the telecommunications connection during the period of reading in the new chip card data and restores it when the validity of the data of the new chip card has been determined.
- the reader 12 is preferably integrated in the telephone, which normally also contains a reading device for the usual credit cards or tax cards, provided the speed of the exchange of data If, using the method according to the invention with the new prepaid card, information should not suffice, a parallel, higher-speed data transport line can be provided, as already described above, via which the transmission of the read card data and the return of the information regarding operational readiness and activation Otherwise, the method according to the invention proceeds as described above.
- any other contact-free reading method that meets the required security can be used rden, for example magnetic-inductive or optical (mostly via infrared and / or barcode, etc.)
- the chip card only reads, but not sniffs on, which simplifies the required devices and the process as a whole makes it economically more attractive
- wireless transmission devices can be interposed (directional radio links and the like).
Abstract
Description
Claims
Priority Applications (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
EP04728569A EP1738574A1 (de) | 2004-04-21 | 2004-04-21 | Verfahren zur nutzung von telekommunikations-diensten und system zu dessen ausführung |
PCT/EP2004/050580 WO2005114975A1 (de) | 2004-04-21 | 2004-04-21 | Verfahren zur nutzung von telekommunikations-diensten und system zu dessen ausführung |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
PCT/EP2004/050580 WO2005114975A1 (de) | 2004-04-21 | 2004-04-21 | Verfahren zur nutzung von telekommunikations-diensten und system zu dessen ausführung |
Publications (1)
Publication Number | Publication Date |
---|---|
WO2005114975A1 true WO2005114975A1 (de) | 2005-12-01 |
Family
ID=34957502
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/EP2004/050580 WO2005114975A1 (de) | 2004-04-21 | 2004-04-21 | Verfahren zur nutzung von telekommunikations-diensten und system zu dessen ausführung |
Country Status (2)
Country | Link |
---|---|
EP (1) | EP1738574A1 (de) |
WO (1) | WO2005114975A1 (de) |
Citations (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
DE4201197A1 (de) * | 1992-01-17 | 1993-07-22 | Detecon Gmbh | Verfahren zur zugaenglichmachung von informationen oder dienstleistungen |
EP0944231A2 (de) * | 1998-03-18 | 1999-09-22 | Deutsche Telekom AG | Verfahren zur Bereitstellung von telekommunikationsgestützten Dienstleistungen |
WO2000001137A1 (en) * | 1998-06-30 | 2000-01-06 | Mci Worldcom, Inc. | Dedicated speed-dial pre-paid telephone calling card |
US20020152178A1 (en) * | 2001-04-12 | 2002-10-17 | M-Commerce Co., Ltd. | Credit card transaction authentication system and method using mobile terminal |
US20030132286A1 (en) * | 2002-01-11 | 2003-07-17 | Takashi Shinoda | Method and system for checking an original recorded information |
-
2004
- 2004-04-21 WO PCT/EP2004/050580 patent/WO2005114975A1/de not_active Application Discontinuation
- 2004-04-21 EP EP04728569A patent/EP1738574A1/de not_active Ceased
Patent Citations (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
DE4201197A1 (de) * | 1992-01-17 | 1993-07-22 | Detecon Gmbh | Verfahren zur zugaenglichmachung von informationen oder dienstleistungen |
EP0944231A2 (de) * | 1998-03-18 | 1999-09-22 | Deutsche Telekom AG | Verfahren zur Bereitstellung von telekommunikationsgestützten Dienstleistungen |
WO2000001137A1 (en) * | 1998-06-30 | 2000-01-06 | Mci Worldcom, Inc. | Dedicated speed-dial pre-paid telephone calling card |
US20020152178A1 (en) * | 2001-04-12 | 2002-10-17 | M-Commerce Co., Ltd. | Credit card transaction authentication system and method using mobile terminal |
US20030132286A1 (en) * | 2002-01-11 | 2003-07-17 | Takashi Shinoda | Method and system for checking an original recorded information |
Also Published As
Publication number | Publication date |
---|---|
EP1738574A1 (de) | 2007-01-03 |
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