WO2004036511A3 - Systeme de carte a puces securise utilisable comme porte-monnaie electronique - Google Patents

Systeme de carte a puces securise utilisable comme porte-monnaie electronique Download PDF

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Publication number
WO2004036511A3
WO2004036511A3 PCT/FR2003/003027 FR0303027W WO2004036511A3 WO 2004036511 A3 WO2004036511 A3 WO 2004036511A3 FR 0303027 W FR0303027 W FR 0303027W WO 2004036511 A3 WO2004036511 A3 WO 2004036511A3
Authority
WO
WIPO (PCT)
Prior art keywords
card
chip
amount
programmable memory
unique
Prior art date
Application number
PCT/FR2003/003027
Other languages
English (en)
Other versions
WO2004036511A2 (fr
Inventor
Raoul Parienti
Original Assignee
Raoul Parienti
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Raoul Parienti filed Critical Raoul Parienti
Priority to CNB2003801105354A priority Critical patent/CN100570649C/zh
Priority to AT03780224T priority patent/ATE359572T1/de
Priority to EP03780224A priority patent/EP1673742B1/fr
Priority to DE60313225T priority patent/DE60313225D1/de
Priority to AU2003288323A priority patent/AU2003288323A1/en
Publication of WO2004036511A2 publication Critical patent/WO2004036511A2/fr
Publication of WO2004036511A3 publication Critical patent/WO2004036511A3/fr

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/072—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips the record carrier comprising a plurality of integrated circuit chips
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357—Cards having a plurality of specified features
    • G06Q20/3576—Multiple memory zones on card

Landscapes

  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Accounting & Taxation (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Hardware Design (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Credit Cards Or The Like (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Devices For Checking Fares Or Tickets At Control Points (AREA)
  • Coupling Device And Connection With Printed Circuit (AREA)

Abstract

Système comprenant une carte bi-puce (1) comportant une puce permanente (2) constituée d'un microprocesseur et d'une mémoire programmable sécurisée et une deuxième puce amovible (3) incluant essentiellement une mémoire à lecture unique contenant un montant de crédit prédéterminé à la disposition de l'utilisateur, et un micro-boîtier (6) adapté pour y insérer la carte et comprenant des moyens de communication (11) pour communiquer avec une borne extérieure (12', 12', 12''', 12'''') destinée à enregistrer une transaction et des moyens d'interconnexion pour connecter les deux puces entre elles de manière à décrémenter la mémoire programmable du montant de la transaction effectuée. La mémoire à lecture unique de la puce amovible contient, outre le montant de crédit prédéterminé, un numéro de série unique attribué par la banque centrale, le montant de crédit et le numéro unique étant enregistrées dans la mémoire programmable par les moyens d'interconnexion lorsque la carte est insérée pour la première fois dans le micro-boîtier.
PCT/FR2003/003027 2002-10-15 2003-10-15 Systeme de carte a puces securise utilisable comme porte-monnaie electronique WO2004036511A2 (fr)

Priority Applications (5)

Application Number Priority Date Filing Date Title
CNB2003801105354A CN100570649C (zh) 2003-10-15 2003-10-15 用于电子钱包的安全智能卡系统
AT03780224T ATE359572T1 (de) 2002-10-15 2003-10-15 Gesichertes und als elektronische geldbörse verwendbares chipkartensystem
EP03780224A EP1673742B1 (fr) 2002-10-15 2003-10-15 Systeme de carte a puces securise utilisable comme porte-monnaie electronique
DE60313225T DE60313225D1 (de) 2003-10-15 2003-10-15 Gesichertes und als elektronische geldbörse verwendbares chipkartensystem
AU2003288323A AU2003288323A1 (en) 2002-10-15 2003-10-15 Secure smart card system for use as electronic wallet

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
FR0212808A FR2845804B1 (fr) 2002-10-15 2002-10-15 Systeme de carte a puces securise utilisable comme porte-monnaie electronique
FR02/12808 2002-10-15

Publications (2)

Publication Number Publication Date
WO2004036511A2 WO2004036511A2 (fr) 2004-04-29
WO2004036511A3 true WO2004036511A3 (fr) 2004-07-15

Family

ID=32039748

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/FR2003/003027 WO2004036511A2 (fr) 2002-10-15 2003-10-15 Systeme de carte a puces securise utilisable comme porte-monnaie electronique

Country Status (5)

Country Link
EP (1) EP1673742B1 (fr)
AT (1) ATE359572T1 (fr)
AU (1) AU2003288323A1 (fr)
FR (1) FR2845804B1 (fr)
WO (1) WO2004036511A2 (fr)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105427457A (zh) * 2015-12-29 2016-03-23 中国科学院苏州生物医学工程技术研究所 一种基于ic卡的离线式收费管理系统及方法

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
IL178262A (en) * 2006-09-21 2013-06-27 Aser Rich Ltd Install and method of purchasing and storing digital content on a smart card
KR20090050584A (ko) * 2007-11-16 2009-05-20 주식회사 국민은행 칩 카드를 저장매체로 하는 ａｍｏｌｅｄ 디스플레이
WO2009156779A1 (fr) * 2008-06-25 2009-12-30 Richard Gaillard Billet de banque et monnaie virtuels securises echanges par les reseaux des telephones gsm, du web, des lignes telephoniques terriennes numerisees et par ondes rfid

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0402182A1 (fr) * 1988-06-08 1990-12-12 Raoul Parienti Système de paiement par cartes à circuits intégrés bi-module
US5049728A (en) * 1990-04-04 1991-09-17 Rovin George H IC card system with removable IC modules
DE29504542U1 (de) * 1995-03-17 1995-08-17 Mb Lasersysteme Gmbh Chipkarte mit Wechselchip
GB2304220A (en) * 1995-08-09 1997-03-12 Hitachi Ltd Pocket-size information transfer apparatus

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0402182A1 (fr) * 1988-06-08 1990-12-12 Raoul Parienti Système de paiement par cartes à circuits intégrés bi-module
US5049728A (en) * 1990-04-04 1991-09-17 Rovin George H IC card system with removable IC modules
DE29504542U1 (de) * 1995-03-17 1995-08-17 Mb Lasersysteme Gmbh Chipkarte mit Wechselchip
GB2304220A (en) * 1995-08-09 1997-03-12 Hitachi Ltd Pocket-size information transfer apparatus

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105427457A (zh) * 2015-12-29 2016-03-23 中国科学院苏州生物医学工程技术研究所 一种基于ic卡的离线式收费管理系统及方法

Also Published As

Publication number Publication date
FR2845804B1 (fr) 2005-01-21
EP1673742B1 (fr) 2007-04-11
WO2004036511A2 (fr) 2004-04-29
EP1673742A2 (fr) 2006-06-28
FR2845804A1 (fr) 2004-04-16
ATE359572T1 (de) 2007-05-15
AU2003288323A1 (en) 2004-05-04
AU2003288323A8 (en) 2004-05-04

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