WO2002102133A3 - Systeme et procede de traitement des transactions financieres - Google Patents

Systeme et procede de traitement des transactions financieres Download PDF

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Publication number
WO2002102133A3
WO2002102133A3 PCT/US2002/021876 US0221876W WO02102133A3 WO 2002102133 A3 WO2002102133 A3 WO 2002102133A3 US 0221876 W US0221876 W US 0221876W WO 02102133 A3 WO02102133 A3 WO 02102133A3
Authority
WO
WIPO (PCT)
Prior art keywords
financial transactions
processing financial
goods
services
exchange
Prior art date
Application number
PCT/US2002/021876
Other languages
English (en)
Other versions
WO2002102133A2 (fr
WO2002102133A9 (fr
Inventor
Joseph A Giordano
Jack B Murray Jr
Original Assignee
Exxonmobil Res & Eng Co
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Exxonmobil Res & Eng Co filed Critical Exxonmobil Res & Eng Co
Priority to AU2002327227A priority Critical patent/AU2002327227B8/en
Priority to JP2003504733A priority patent/JP4861604B2/ja
Priority to CA002438490A priority patent/CA2438490A1/fr
Priority to EP02763258A priority patent/EP1381994A4/fr
Publication of WO2002102133A2 publication Critical patent/WO2002102133A2/fr
Publication of WO2002102133A9 publication Critical patent/WO2002102133A9/fr
Publication of WO2002102133A3 publication Critical patent/WO2002102133A3/fr

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/045—Payment circuits using payment protocols involving tickets
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/321—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wearable devices

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • Finance (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Development Economics (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Marketing (AREA)
  • Economics (AREA)
  • Game Theory and Decision Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

La présente invention concerne globalement des transactions de vente au détail et plus particulièrement des systèmes et des procédés qui permettent de surveiller le comportement des consommateurs et d'assurer un paiement électronique sécurisé en échange de biens et de services.
PCT/US2002/021876 2001-02-27 2002-02-27 Systeme et procede de traitement des transactions financieres WO2002102133A2 (fr)

Priority Applications (4)

Application Number Priority Date Filing Date Title
AU2002327227A AU2002327227B8 (en) 2001-02-27 2002-02-27 System and method for processing financial transactions
JP2003504733A JP4861604B2 (ja) 2001-02-27 2002-02-27 金融取引を処理するためのシステムおよび方法
CA002438490A CA2438490A1 (fr) 2001-02-27 2002-02-27 Systeme et procede de traitement des transactions financieres
EP02763258A EP1381994A4 (fr) 2001-02-27 2002-02-27 Systeme et procede de traitement des transactions financieres

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
US27140801P 2001-02-27 2001-02-27
US60/271,408 2001-02-27
US27843101P 2001-03-26 2001-03-26
US60/278,431 2001-03-26

Publications (3)

Publication Number Publication Date
WO2002102133A2 WO2002102133A2 (fr) 2002-12-27
WO2002102133A9 WO2002102133A9 (fr) 2003-04-10
WO2002102133A3 true WO2002102133A3 (fr) 2003-11-13

Family

ID=26954869

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2002/021876 WO2002102133A2 (fr) 2001-02-27 2002-02-27 Systeme et procede de traitement des transactions financieres

Country Status (5)

Country Link
EP (1) EP1381994A4 (fr)
JP (2) JP4861604B2 (fr)
AU (1) AU2002327227B8 (fr)
CA (1) CA2438490A1 (fr)
WO (1) WO2002102133A2 (fr)

Families Citing this family (17)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1237108A3 (fr) 2001-02-23 2003-08-13 Navaho Networks Inc. Commerce électronique sûr
US8156042B2 (en) 2003-08-29 2012-04-10 Starbucks Corporation Method and apparatus for automatically reloading a stored value card
WO2005048145A1 (fr) 2003-10-13 2005-05-26 Starbucks Corporation D/B/A Starbucks Coffee Company Carte double
JP2006236014A (ja) * 2005-02-25 2006-09-07 Fujitsu Ltd 買い物リストを利用した買い物支援システム
US20100257033A1 (en) * 2009-04-02 2010-10-07 Qualcomm Incorporated System and method of conducting transactions using a wireless device
CA2835734A1 (fr) 2011-05-11 2012-11-15 Mark Itwaru Systeme de paiement mobile dissocie
US9715704B2 (en) 2011-05-11 2017-07-25 Riavera Corp Merchant ordering system using optical machine readable image representation of invoice information
US9721243B2 (en) 2011-05-11 2017-08-01 Riavera Corp. Mobile payment system using subaccounts of account holder
US10223674B2 (en) 2011-05-11 2019-03-05 Riavera Corp. Customized transaction flow for multiple transaction types using encoded image representation of transaction information
US9785935B2 (en) 2011-05-11 2017-10-10 Riavera Corp. Split mobile payment system
WO2012151660A1 (fr) * 2011-05-11 2012-11-15 Mark Itwaru Système de paiement basé sur une image mobile
US9734498B2 (en) 2011-05-11 2017-08-15 Riavera Corp Mobile image payment system using short codes
US9547861B2 (en) 2011-05-11 2017-01-17 Mark Itwaru System and method for wireless communication with an IC chip for submission of pin data
US8616453B2 (en) 2012-02-15 2013-12-31 Mark Itwaru System and method for processing funds transfer between entities based on received optical machine readable image information
JP2014186672A (ja) * 2013-03-25 2014-10-02 Nihon Unisys Ltd 金融営業システム
US9275325B2 (en) 2014-03-07 2016-03-01 Starbucks Corporation Dual-function card with key card functionality and stored value card functionality
JP2020197768A (ja) * 2019-05-30 2020-12-10 株式会社三菱Ｕｆｊ銀行 情報処理装置、情報処理方法、及びプログラム

Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6330543B1 (en) * 1997-11-14 2001-12-11 Concept Shopping, Inc. Method and system for distributing and reconciling electronic promotions

Family Cites Families (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5905246A (en) * 1996-10-31 1999-05-18 Fajkowski; Peter W. Method and apparatus for coupon management and redemption
EP0939953A4 (fr) * 1996-11-15 2001-07-25 1 2 1 Precise Information Llc Systeme de marchandisage
AU9356198A (en) * 1997-09-26 1999-04-23 Marconi Commerce Systems Inc. Fuel dispensing and retail system for providing loyalty and customer benefits
US6505773B1 (en) * 1998-04-03 2003-01-14 International Business Machines Corporation Authenticated electronic coupon issuing and redemption
US6089284A (en) * 1998-09-24 2000-07-18 Marconi Commerce Systems Inc. Preconditioning a fuel dispensing system using a transponder
JP2000184085A (ja) * 1998-12-18 2000-06-30 Fujitsu Ltd 携帯機器、携帯端末用アタッチメント及び携帯機器を用いたシステム
ATE299279T1 (de) * 1998-12-29 2005-07-15 Symbol Technologies Inc Bar-kode scanner verfahren
US7571139B1 (en) * 1999-02-19 2009-08-04 Giordano Joseph A System and method for processing financial transactions
JP4331324B2 (ja) * 1999-06-07 2009-09-16 トキコテクノ株式会社 給油所管理システム
AU5568500A (en) * 1999-06-22 2001-01-09 Sp Center Co., Ltd. Personal information identification code, and system and method for using personal information identification code
WO2001009806A1 (fr) * 1999-08-02 2001-02-08 E-Mark Systems Inc. Systeme de reglement electronique, dispositif et terminal de reglement

Patent Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6330543B1 (en) * 1997-11-14 2001-12-11 Concept Shopping, Inc. Method and system for distributing and reconciling electronic promotions

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
SNOW C. MATTHEW: "Mobil uses IT to speed past competition", DATAMATION, vol. 43, no. 10, October 1997 (1997-10-01), pages 14, XP002974071 *

Also Published As

Publication number Publication date
JP2004530232A (ja) 2004-09-30
JP4861604B2 (ja) 2012-01-25
WO2002102133A2 (fr) 2002-12-27
WO2002102133A9 (fr) 2003-04-10
EP1381994A4 (fr) 2007-08-22
CA2438490A1 (fr) 2002-12-27
AU2002327227B8 (en) 2008-05-15
EP1381994A2 (fr) 2004-01-21
AU2002327227B2 (en) 2008-04-24
JP2008165812A (ja) 2008-07-17

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