WO2001074974A2 - Datenübertragungsverfahren und -anordnung - Google Patents
Datenübertragungsverfahren und -anordnung Download PDFInfo
- Publication number
- WO2001074974A2 WO2001074974A2 PCT/DE2001/001221 DE0101221W WO0174974A2 WO 2001074974 A2 WO2001074974 A2 WO 2001074974A2 DE 0101221 W DE0101221 W DE 0101221W WO 0174974 A2 WO0174974 A2 WO 0174974A2
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- credit
- data transmission
- account
- service user
- terminal
- Prior art date
Links
Classifications
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
- H04M15/70—Administration or customization aspects; Counter-checking correct charges
- H04M15/765—Linked or grouped accounts, e.g. of users or devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/28—Pre-payment schemes, e.g. "pay before"
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
- H04M15/70—Administration or customization aspects; Counter-checking correct charges
- H04M15/77—Administration or customization aspects; Counter-checking correct charges involving multiple accounts per user
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
- H04M17/20—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
- H04M17/20—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment
- H04M17/204—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment on-line recharging, e.g. cashless
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
- H04W4/24—Accounting or billing
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
- H04M2017/24—Prepayment of wireline communication systems, wireless communication systems or telephone systems with on-line recharging of an account or card, e.g. cashless
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
- H04M2215/01—Details of billing arrangements
- H04M2215/0176—Billing arrangements using internet
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
- H04M2215/20—Technology dependant metering
- H04M2215/2026—Wireless network, e.g. GSM, PCS, TACS
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
- H04M2215/32—Involving wireless systems
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
- H04M2215/72—Account specifications
- H04M2215/724—Linked accounts
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
- H04M2215/72—Account specifications
- H04M2215/724—Linked accounts
- H04M2215/7254—Multiple accounts per user
Definitions
- the invention relates to a data transmission method and a corresponding arrangement for topping up a prepaid electronic credit via a data or telecommunications network.
- telecommunications - especially mobile telecommunications - are today an area with rapid technical and economic development and an essential source of economic growth and new social developments.
- the mobile phone (“cell phone”) is becoming more and more to a universal communication and information tool and also increasingly used for access to goods and services.
- the invention is therefore based on the object of providing an improved data transmission method and an improved arrangement of the type specified above, with which a prepaid account can be refilled flexibly as required in a simple yet secure manner.
- This object is achieved in its method aspect by a data transmission method with the features of claim 1 and in its device aspect by a data transmission arrangement with the features of claim 10.
- the invention includes the basic idea of using what is known as an “electronic wallet” (eWallet) to replenish a prepaid credit, ie. H. an electronic settlement account set up in a data network which can be electronically connected directly to the prepaid account. It also includes the idea of designing this settlement account - which is also referred to below as the eWallet account - from a terminal device of the holder of the prepaid credit (or a third party) so that it can be "controlled” so that the Prepaid credit can be controlled in real time from the end device.
- eWallet electronic wallet
- the proposed method is thus based on existing payment methods from the B2C (business-to-consumer) area for the payment of goods and ordered via the Internet Services.
- An account management server on which the settlement account is managed - hereinafter also referred to as the eWallet server - acts in the sense of a buyer or sender of the corresponding amount of money.
- Another server, on which the prepaid credit is managed - hereinafter also referred to as prepaid server - takes over the function of the seller or recipient of the money.
- a Sin ⁇ ne provides the prepaid credit created payment possibility (for example, for telecommunications services)
- the proposed solution is not restricted to this. Rather, it also includes replenishing the prepaid account from a third-party eWallet account. This will of course normally not be accessed by the owner of the prepaid account, but rather by the owner of the eWallet account to draw the rebooking.
- the proposed solution enables the prepaid account to be replenished in real time; H. with immediate effect both for the owner and user as well as for the operator of the prepaid account.
- the electronic money is immediately available to the operator, so that the operator does not have to make an advance payment.
- the owner does not make an advance payment without immediately having the prepaid service available (as is the case with direct debit, for example).
- the proposed solution can be implemented as an independent service and can be offered to the users of the prepaid credit as such and runs on a special application server.
- This is also referred to below as a recharge server with regard to its special function.
- the recharge server With the recharge server, the connection and testing processes that are decisive for the execution of the filling process also run.
- OT o un o un rH rH m
- OXX Oil Oil tg X 4H ( 0 co H SH PH 4H to P to N ⁇ ⁇ ⁇ £ ⁇ SH PH ⁇ rd Xi ⁇ ⁇ to rd ß rH P ⁇ > 1 u PH rH SH SH ⁇ i ß ß SH xi HHXN ⁇ i ß ⁇ X
- the recharge server checks at the prepaid server whether the specified prepaid account exists and whether the specified amount can be booked on the account.
- Server-managed account of the service provider rebooked and at the same time the balance of the prepaid account increased.
- the latter is done in particular by incrementing a corresponding counter.
- the money transfer takes place in real time.
- the sender receives feedback about the successful money transfer.
- the recipient is optionally informed of the receipt of the amount of money in his prepaid account.
Landscapes
- Engineering & Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Signal Processing (AREA)
- Computer Security & Cryptography (AREA)
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
Description
Claims
Priority Applications (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
EP01927627A EP1269739A2 (de) | 2000-03-31 | 2001-03-30 | Datenübertragungsverfahren und -anordnung |
JP2001572651A JP2003529833A (ja) | 2000-03-31 | 2001-03-30 | データ伝送方法およびデータ伝送装置 |
BR0109641-9A BR0109641A (pt) | 2000-03-31 | 2001-03-30 | Processo e disposição de transmissão de dados |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
DE10016237 | 2000-03-31 | ||
DE10016237.1 | 2000-03-31 |
Publications (2)
Publication Number | Publication Date |
---|---|
WO2001074974A2 true WO2001074974A2 (de) | 2001-10-11 |
WO2001074974A3 WO2001074974A3 (de) | 2002-09-12 |
Family
ID=7637247
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/DE2001/001221 WO2001074974A2 (de) | 2000-03-31 | 2001-03-30 | Datenübertragungsverfahren und -anordnung |
Country Status (5)
Country | Link |
---|---|
US (1) | US20030071115A1 (de) |
EP (1) | EP1269739A2 (de) |
JP (1) | JP2003529833A (de) |
BR (1) | BR0109641A (de) |
WO (1) | WO2001074974A2 (de) |
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2004023353A1 (en) * | 2002-09-03 | 2004-03-18 | Tynevale Pty Limited | System and method for a wireless purchase request and payment for goods or services |
Families Citing this family (12)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
EP1282087A1 (de) * | 2001-08-02 | 2003-02-05 | Alcatel | Verfahren zur Durchführung von Transaktionen von elektronischen Geldbeträgen zwischen Teilnehmerendgeräten eines Kommunikationsnetzes, Transaktionsserver und Programmmodul hierfür |
US20070106564A1 (en) | 2005-11-04 | 2007-05-10 | Utiba Pte Ltd. | Mobile phone as a point of sale (POS) device |
KR101437446B1 (ko) * | 2008-03-31 | 2014-09-05 | 삼성전자주식회사 | 디스플레이장치 및 그 제어 방법과 외부 디바이스의 제어방법 |
US20090305912A1 (en) * | 2008-06-06 | 2009-12-10 | Mcdonald Michael J | Method for mitigating the salinity of drilling waste |
US8870064B2 (en) * | 2009-08-31 | 2014-10-28 | Ncr Corporation | Self-service terminal management |
FI124437B (fi) | 2009-12-18 | 2014-08-29 | Itella Oyj | Järjestelmä, menetelmä ja palvelu varojen lisäämiseksi etukäteen maksettavaan palveluun |
US9665864B2 (en) | 2010-05-21 | 2017-05-30 | Intel Corporation | Method and device for conducting trusted remote payment transactions |
US8538845B2 (en) | 2011-06-03 | 2013-09-17 | Mozido, Llc | Monetary transaction system |
US9208488B2 (en) | 2011-11-21 | 2015-12-08 | Mozido, Inc. | Using a mobile wallet infrastructure to support multiple mobile wallet providers |
US10438196B2 (en) | 2011-11-21 | 2019-10-08 | Mozido, Inc. | Using a mobile wallet infrastructure to support multiple mobile wallet providers |
TWI625046B (zh) * | 2012-03-21 | 2018-05-21 | 內數位專利控股公司 | 在無線網路中行動站贊助方法及裝置 |
KR102220181B1 (ko) * | 2014-11-28 | 2021-02-25 | 삼성전자주식회사 | 단말간 스폰서링 서비스를 제공하기 위한 방법 및 장치 |
Citations (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO1996013814A1 (en) * | 1994-10-28 | 1996-05-09 | Behruz Vazvan | Real time tele-payment system |
EP0848537A1 (de) * | 1996-12-12 | 1998-06-17 | E-Plus Mobilfunk GmbH | Verfahren und Vorrichtung zum Wiederaufladen bzw. Wiedernutzbarmachen einer Telefonkarte für Handys |
WO1999018713A1 (en) * | 1997-10-03 | 1999-04-15 | Telefonaktiebolaget Lm Ericsson (Publ) | Communications system and a method therefor |
EP0986275A1 (de) * | 1998-09-10 | 2000-03-15 | Swisscom AG | Verfahren zum Kaufen von Waren oder Dienstleistungen mit einem Mobiltelefon |
Family Cites Families (9)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5206488A (en) * | 1989-06-07 | 1993-04-27 | Mordechai Teicher | Credit card system including a central unit and a plurality of local units for conducting low-cost transactions |
US5557516A (en) * | 1994-02-04 | 1996-09-17 | Mastercard International | System and method for conducting cashless transactions |
US5744787A (en) * | 1994-09-25 | 1998-04-28 | Advanced Retail Systems Ltd. | System and method for retail |
JPH09237305A (ja) * | 1996-03-04 | 1997-09-09 | Hitachi Ltd | カードを用いた複数種の取引処理実行方法 |
US5729594A (en) * | 1996-06-07 | 1998-03-17 | Klingman; Edwin E. | On-line secured financial transaction system through electronic media |
US5991380A (en) * | 1997-10-21 | 1999-11-23 | At&T Corp. | Universal telecommunications services account |
EP0921487A3 (de) * | 1997-12-08 | 2000-07-26 | Nippon Telegraph and Telephone Corporation | Verfahren und System zum Verrechnen über das Internet |
MY121817A (en) * | 1998-02-19 | 2006-02-28 | Swisscom Mobile Ag | Game system, corresponding method and adapted devices |
US6704039B2 (en) * | 1999-10-16 | 2004-03-09 | Martin Rangel Pena | Method and system for computer-aided telecommunication and financial transactions |
-
2001
- 2001-03-30 WO PCT/DE2001/001221 patent/WO2001074974A2/de not_active Application Discontinuation
- 2001-03-30 EP EP01927627A patent/EP1269739A2/de not_active Withdrawn
- 2001-03-30 US US09/980,174 patent/US20030071115A1/en not_active Abandoned
- 2001-03-30 BR BR0109641-9A patent/BR0109641A/pt not_active IP Right Cessation
- 2001-03-30 JP JP2001572651A patent/JP2003529833A/ja not_active Withdrawn
Patent Citations (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO1996013814A1 (en) * | 1994-10-28 | 1996-05-09 | Behruz Vazvan | Real time tele-payment system |
EP0848537A1 (de) * | 1996-12-12 | 1998-06-17 | E-Plus Mobilfunk GmbH | Verfahren und Vorrichtung zum Wiederaufladen bzw. Wiedernutzbarmachen einer Telefonkarte für Handys |
WO1999018713A1 (en) * | 1997-10-03 | 1999-04-15 | Telefonaktiebolaget Lm Ericsson (Publ) | Communications system and a method therefor |
EP0986275A1 (de) * | 1998-09-10 | 2000-03-15 | Swisscom AG | Verfahren zum Kaufen von Waren oder Dienstleistungen mit einem Mobiltelefon |
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2004023353A1 (en) * | 2002-09-03 | 2004-03-18 | Tynevale Pty Limited | System and method for a wireless purchase request and payment for goods or services |
Also Published As
Publication number | Publication date |
---|---|
US20030071115A1 (en) | 2003-04-17 |
BR0109641A (pt) | 2003-04-22 |
WO2001074974A3 (de) | 2002-09-12 |
JP2003529833A (ja) | 2003-10-07 |
EP1269739A2 (de) | 2003-01-02 |
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