WO2001041004A1 - Methode permettant de renseigner des enregistrements de transactions electroniques sur l'internet - Google Patents

Methode permettant de renseigner des enregistrements de transactions electroniques sur l'internet Download PDF

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Publication number
WO2001041004A1
WO2001041004A1 PCT/KR2000/001398 KR0001398W WO0141004A1 WO 2001041004 A1 WO2001041004 A1 WO 2001041004A1 KR 0001398 W KR0001398 W KR 0001398W WO 0141004 A1 WO0141004 A1 WO 0141004A1
Authority
WO
WIPO (PCT)
Prior art keywords
information
customer
goods
facsimile
internet
Prior art date
Application number
PCT/KR2000/001398
Other languages
English (en)
Inventor
Kook Chae Jung
Won Don Lee
Chang Soon Lee
Original Assignee
Kook Chae Jung
Won Don Lee
Chang Soon Lee
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Kook Chae Jung, Won Don Lee, Chang Soon Lee filed Critical Kook Chae Jung
Priority to AU20250/01A priority Critical patent/AU2025001A/en
Publication of WO2001041004A1 publication Critical patent/WO2001041004A1/fr

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08—Insurance

Definitions

  • the present invention relates in general to a method for informing records of electronic transactions on the Internet, and more particularly to a method for informing records of electronic transactions conducted on the Internet in real time by facsimile.
  • a customer 1 gains access to the Internet through his or her own computer (SI) and searches for a desired Web site (S2) . Then, the customer 1 gains access to the desired Web site (S3) , selects desired goods in a shopping mall 2 on the Internet (S4), fills out an order sheet and requests the sale of the selected goods (S5) . Thereafter, a merchant managing the shopping mall 2 on the Internet checks the order sheet filled-out by the customer 1 via an ordering management program or mail.
  • SI desired Web site
  • S3 selects desired goods in a shopping mall 2 on the Internet
  • S5 fills out an order sheet and requests the sale of the selected goods
  • a merchant managing the shopping mall 2 on the Internet checks the order sheet filled-out by the customer 1 via an ordering management program or mail.
  • Information of the order sheet filled-out by the customer 1 is encoded and supplied to a settlement system 3 and in turn transferred to a credit card company 4 while the security thereof is maintained.
  • the credit card company 4 authenticates whether a credit card presented by the customer 1 is owned by the customer 1 himself or herself and whether it is valid, approves the use of the credit card as a result of the authentication and sends information about the card use approval to the customer 1 in real time (S6) . If the card company 4 approves the use of the credit card presented by the customer 1, then the shopping mall 2 draws up a transaction slip (S7) and notifies a goods provider 5 of approved ordering information to order the goods selected by the customer 1 from the goods provider 5. The shopping mall 2 also sends transaction records to the customer 1 by mail (S8) .
  • the goods provider 5 delivers the selected goods to the customer 1 according to the order sheet filled- out by the customer 1 (S9) .
  • the card company 4 settles its account for a purchasing price of the delivered goods with a bank 6, which amount is then transferred to a bank account of the shopping mall 2 (S10) .
  • the merchant has to construct a merchant server for management of the shopping mall and thus have an Internet accessible computer, resulting in a considerable investment cost being required at the initial phase.
  • the benefits realized by the server construction are also minimal as compared with the required cost.
  • the merchant must keep his or her own computer connected to the Internet and check mails at regular intervals to determine whether order sheets have been received. As a result, the merchant cannot rapidly check the reception of order sheets, which leads to a delay in delivery time and other inconveniences of use.
  • the present invention has been made in view of the above problems, and it is an object of the present invention to provide a method for informing records of electronic transactions on the Internet, wherein an order sheet and a transaction statement are sent to a merchant via his or her facsimile, thereby allowing the merchant to easily conduct electronic transactions on the Internet even though he or she has no knowledge of computers and to curtail expenditures such as a computer purchasing cost.
  • DB database
  • a general communication medium an E-mail, cellular phone or pager
  • a method for informing records of electronic transactions on the Internet comprising the steps of a) gaining access to a Web site for providing an electronic commerce service on the Internet, selecting desired goods and requesting the sale of the selected goods by a customer; b) determining whether to approve the transaction of the selected goods according to personal information entered by the customer, the amount of money paid by the customer and terms of payment by the customer and performing an electronic settlement operation with assignment of an approval number upon approving the transaction of the selected goods by a financial transaction credit information network; and c) confirming the assigned approval number and approved transaction contents and drawing up delivery information including geographic information by the customer, and converting ordering information and the delivery information and payment information into facsimile data and sending the converted facsimile data to a facsimile of a goods provider associated with the selected goods by a computer telephony integration system.
  • the above step c) may include the steps of c- 1) sending the approved transaction contents and the drawn-up delivery information to the computer telephony integration system by the customer; c-2) searching for the goods provider associated with the goods selected by the customer and calling a security card installed in the searched goods provider by the computer telephony integration system; c-3) checking a security state of the security card, accessing the facsimile of the goods provider and sending the ordering information, the delivery information, the payment information and a security code to the facsimile to print them, by the computer telephony integration system; and c-4) receiving a normal completion message from the facsimile if the printing of the facsimile is completed and storing the printed results in a database by the computer telephony integration system.
  • the above step c-4) may include the steps of c-4-1) calculating a delivery time by analyzing the ordering information stored in the database; and c-4-2) notifying the calculated delivery time to the customer via a general communication medium and the ordering facts to the goods provider via a general communication medium, respectively.
  • the delivery information may include the geographic information or character information, the geographic information being set automatically or manually in connection with a geographic information system.
  • the above step c-3) may include the step of, after checking the security state of the security card, appending graphic data contained in the security card to the information sent to the facsimile and printing it together with the sent information via the facsimile or displaying an approval code appended to the sent information on a display unit of the security card.
  • a customer ordering goods on the Web can confirm via a general communication medium the ordering facts, which are also sent to a merchant in real time. Therefore, the electronic commerce is applicable to even a food field that has been unable to be accessed up to now.
  • merchants can conduct electronic transactions without constructing servers.
  • Fig. 1 is a block diagram illustrating a general electronic commerce procedure
  • Fig. 2 is a flowchart illustrating the general electronic commerce procedure
  • Fig. 3 is a block diagram showing the construction of an Internet electronic commerce system to which the present invention is applied.
  • Fig. 4 is a flowchart illustrating a method for informing records of electronic transactions on the Internet in accordance with the present invention. DESCRIPTION OF THE PREFERRED EMBODIMENTS
  • Fig. 3 is a block diagram showing the construction of an
  • FIG. 4 is a flowchart illustrating a method for informing records of electronic transactions on the
  • the reference numeral 10 denotes an Internet accessible computer held by a customer
  • 20 denotes a shopping mall management center for performing all operations necessary to the provision of an electronic commerce service on the Internet
  • 30 denotes a credit card company for performing an electronic settlement operation
  • 40 denotes a goods provider.
  • the shopping mall management center 20 includes a Web server 21 and a computer telephony integration (CTI) server 22, and the goods provider 40 includes a security card 41 and a facsimile 42.
  • CTI computer telephony integration
  • a dedicated line network and a very high speed network can be arranged separately according to the grades of security in order to increase an information access speed and reduce expenditures required for the system operation.
  • the customer's computer 10 and the shopping mall management center 20, and the shopping mall management center 20 and the credit card company 30 are interconnected via an Internet communication network, and the shopping mall management center 20 and the goods provider 40 are interconnected via a public telephone network.
  • the customer gains access to the Internet communication network using the computer 10 (Sll) and searches for a Web site having information about desired goods (S12) . Then, the customer gains access to the searched Web site (S13) , enjoys home shopping in a shopping mall on the Internet (S14), selects desired goods (S15) , fills out an order sheet and requests the sale of the selected goods (Sl ⁇ ) .
  • the customer can register as a member of the Web site by entering his or her personal information (S17) .
  • the customer may access a financial transaction credit information network by entering only information of his or her credit card (S18) .
  • the customer Upon accessing the financial transaction credit information network, the customer requests a credit card company associated with his or her credit card to approve the transaction of the selected goods by entering the amount of money to be paid and terms of payment.
  • the credit card company determines whether to approve the transaction of the selected goods through an electronic payment service of Financial Telecommunications & Clearings Institute. Then, upon approving the transaction of the selected goods, the credit card company assigns an approval number to the customer (SI9) .
  • the customer confirms the assigned approval number and the approved transaction contents (S20) , draws up delivery information (S21) and sends the approved transaction contents and the drawn-up delivery information to a CTI system. Then, the CTI system converts the sent information into facsimile data (S22) .
  • the CTI system searches for a goods provider associated with the goods selected by the customer and calls a security card installed in the searched goods provider (S23) . Then, the CTI system sends customer information (an identification (ID) , a password, received information and a sending/reception code number) to the called security card (S24), confirms a security state of the sent customer information through the security card and sends an operation enable command to the security card (S25) . Thereafter, the CTI system accesses a facsimile installed in the goods provider (S26) and sends ordering information, delivery information and payment information to the facsimile to print them (S27 and S28) .
  • ID an identification
  • S24 a password
  • received information and a sending/reception code number a sending/reception code number
  • the CTI system prints a security logo or sign via the facsimile (S29) , sends a print completion command to the facsimile (S30), receives a normal completion message from the facsimile (S31) and sends a completion confirm message to the facsimile (S32) .
  • the CTI system checks whether a transaction slip has been normally sent to the goods provider. If the transaction slip has been normally sent to the goods provider, the CTI system registers the ordering information, delivery information and payment information sent to the goods provider and stores the sent information in a database (DB) of the goods provider (S33) .
  • DB database
  • the CTI system calculates a delivery time by analyzing the ordering information stored in the DB of the goods provider (S34), and notifies the calculated delivery time to the customer via a general communication medium (an E-mail, cellular phone or pager) (S35) .
  • the goods provider delivers the goods to the customer (S36) and settles its account for a selling price of the delivered goods with the credit card company (S37). Also, the customer pays a purchasing price of the delivered goods to a bank.
  • CTI computer telephony integration

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Marketing (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Technology Law (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

Cette invention a trait à une méthode permettant de renseigner des enregistrements de transactions électroniques sur l'Internet, dans le cadre de laquelle une feuille de commande et un état de transaction sont adressés à un marchand par le canal de son télécopieur, ce qui permet à ce marchand de mener facilement des transactions électroniques sur l'Internet même s'il n'a aucune connaissance informatique. Lors de la première étape (S11 - S16), un consommateur accède à un site du WEB visant à assurer un service de commerce électronique sur l'Internet, sélectionne des biens désirés et fait une demande d'achat desdits biens. Lors de la seconde étape (S17 - S19), un réseau financier d'information de crédit de transaction détermine s'il approuve ou non la transaction relative aux biens sélectionnés en fonction de l'information personnelle entrée par le consommateur. Il détermine également le montant à payer par le consommateur et réalise une opération de règlement électronique avec attribution d'un numéro d'approbation au moment de l'approbation des biens sélectionnés.
PCT/KR2000/001398 1999-12-02 2000-12-02 Methode permettant de renseigner des enregistrements de transactions electroniques sur l'internet WO2001041004A1 (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU20250/01A AU2025001A (en) 1999-12-02 2000-12-02 Method for informing records of electronic translations on the internet

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
KR10-1999-0054504A KR100372950B1 (ko) 1999-12-02 1999-12-02 인터넷상의 전자상거래 내역 통보방법
KR1999/54504 1999-12-02

Publications (1)

Publication Number Publication Date
WO2001041004A1 true WO2001041004A1 (fr) 2001-06-07

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Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/KR2000/001398 WO2001041004A1 (fr) 1999-12-02 2000-12-02 Methode permettant de renseigner des enregistrements de transactions electroniques sur l'internet

Country Status (3)

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KR (1) KR100372950B1 (fr)
AU (1) AU2025001A (fr)
WO (1) WO2001041004A1 (fr)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20020006189A (ko) * 2000-07-11 2002-01-19 박경식 카드 결제 통보 방법 및 이를 수행하기 위한 시스템

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5757917A (en) * 1995-11-01 1998-05-26 First Virtual Holdings Incorporated Computerized payment system for purchasing goods and services on the internet
KR20000012750A (ko) * 1999-12-22 2000-03-06 신명희 인터넷 쇼핑 중개 사이트의 주문 대행 방법
KR200178923Y1 (ko) * 1999-11-03 2000-04-15 주식회사위캔인터넷 전자메일/팩스통합서비스시스템
KR20010003149A (ko) * 1999-06-21 2001-01-15 윤병철 은행을 통한 인터넷접속과 인터넷 전자상거래 구매대금의 은행계좌 결제시스템 및 그 방법

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5757917A (en) * 1995-11-01 1998-05-26 First Virtual Holdings Incorporated Computerized payment system for purchasing goods and services on the internet
KR20010003149A (ko) * 1999-06-21 2001-01-15 윤병철 은행을 통한 인터넷접속과 인터넷 전자상거래 구매대금의 은행계좌 결제시스템 및 그 방법
KR200178923Y1 (ko) * 1999-11-03 2000-04-15 주식회사위캔인터넷 전자메일/팩스통합서비스시스템
KR20000012750A (ko) * 1999-12-22 2000-03-06 신명희 인터넷 쇼핑 중개 사이트의 주문 대행 방법

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Publication number Publication date
KR100372950B1 (ko) 2003-02-20
KR20010053934A (ko) 2001-07-02
AU2025001A (en) 2001-06-12

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