UY36409A - Método y sistema para tarjeta de pago híbrida habilitada para transporte - Google Patents

Método y sistema para tarjeta de pago híbrida habilitada para transporte

Info

Publication number
UY36409A
UY36409A UY0001036409A UY36409A UY36409A UY 36409 A UY36409 A UY 36409A UY 0001036409 A UY0001036409 A UY 0001036409A UY 36409 A UY36409 A UY 36409A UY 36409 A UY36409 A UY 36409A
Authority
UY
Uruguay
Prior art keywords
validation
payment card
transportation
response
hybrid payment
Prior art date
Application number
UY0001036409A
Other languages
English (en)
Inventor
Acosta Marina
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of UY36409A publication Critical patent/UY36409A/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357—Cards having a plurality of specified features
    • G06Q20/3572—Multiple accounts on card
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/343—Cards including a counter
    • G06Q20/3433—Cards including a counter the counter having monetary units
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules

Abstract

Un método para procesar una transacción de pago en utilizando una tarjeta de pago híbrida, caracterizada porque comprende almacenar, en una base de datos de cuenta, un perfil de cuenta, recibir una solicitud de validación, procesar la solicitud de validación recibida, generar una respuesta de validación positiva y una transacción de validación o generar una respuesta de validación negativa y finalmente transmitir, mediante un dispositivo de transmisión, la respuesta de validación generada.
UY0001036409A 2014-11-26 2015-11-26 Método y sistema para tarjeta de pago híbrida habilitada para transporte UY36409A (es)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
US14/554,540 US10210509B2 (en) 2014-11-26 2014-11-26 Method and system for hybrid transportation-enabled payment card

Publications (1)

Publication Number Publication Date
UY36409A true UY36409A (es) 2016-01-29

Family

ID=54705118

Family Applications (1)

Application Number Title Priority Date Filing Date
UY0001036409A UY36409A (es) 2014-11-26 2015-11-26 Método y sistema para tarjeta de pago híbrida habilitada para transporte

Country Status (10)

Country Link
US (1) US10210509B2 (es)
EP (1) EP3026619A1 (es)
AR (1) AR102772A1 (es)
CL (1) CL2015003457A1 (es)
HK (1) HK1225484A1 (es)
MX (1) MX363933B (es)
PE (1) PE20170754A1 (es)
SA (1) SA115370095B1 (es)
UY (1) UY36409A (es)
WO (1) WO2016085603A1 (es)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US10210509B2 (en) 2014-11-26 2019-02-19 Mastercard International Incorporated Method and system for hybrid transportation-enabled payment card
US20200065806A1 (en) * 2016-10-31 2020-02-27 Huawei Technologies Co., Ltd. Transaction Method, Payment Device, Verification Device, And Server
US11544781B2 (en) 2017-12-23 2023-01-03 Mastercard International Incorporated Leveraging a network “positive card” list to inform risk management decisions
US20230059546A1 (en) * 2021-08-17 2023-02-23 Mastercard Asia/Pacific Pte. Ltd. Access Control System

Family Cites Families (13)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20020021488A (ko) 2000-09-15 2002-03-21 이경우 직불 겸용 방식의 신용 카드 결제 시스템 및 방법
US20070136194A1 (en) * 2005-12-14 2007-06-14 David Sloan Hybrid card
KR20070072807A (ko) 2006-01-02 2007-07-05 주식회사 비즈모델라인 체크카드(또는 직불카드)의 결제 승인처리 방법 및 시스템과 이를 위한 기록매체
US20100057580A1 (en) 2008-08-28 2010-03-04 Radha Raghunathan Unified payment card
US8751376B1 (en) * 2008-09-15 2014-06-10 Galileo Processing, Inc. Financial instrument having credit and pre-paid characteristics
US20110276420A1 (en) 2008-09-17 2011-11-10 Robert White Cash card system
KR20080110722A (ko) * 2008-12-02 2008-12-19 주식회사 비즈모델라인 결제 처리 방법
KR20090129385A (ko) 2009-10-28 2009-12-16 주식회사 한국스마트카드 신용카드 결제 기능과 선불카드 결제 기능을 포함하는 스마트카드의 결제 방법
KR101030896B1 (ko) * 2010-03-16 2011-04-22 주식회사 지에스리테일 하이브리드 카드와 하이브리드 카드 결제 시스템 및 이의 동작 방법
CA2726781A1 (en) * 2010-12-29 2012-06-29 Evgeny Lishak Methods of offline fare collection for open-loop and hybrid card systems
US8458094B2 (en) * 2011-01-27 2013-06-04 Bank Of America Corporation Secured charge card
US20160012465A1 (en) * 2014-02-08 2016-01-14 Jeffrey A. Sharp System and method for distributing, receiving, and using funds or credits and apparatus thereof
US10210509B2 (en) 2014-11-26 2019-02-19 Mastercard International Incorporated Method and system for hybrid transportation-enabled payment card

Also Published As

Publication number Publication date
MX363933B (es) 2019-04-08
EP3026619A1 (en) 2016-06-01
PE20170754A1 (es) 2017-07-04
US20160148195A1 (en) 2016-05-26
US10210509B2 (en) 2019-02-19
WO2016085603A1 (en) 2016-06-02
SA115370095B1 (ar) 2019-08-26
HK1225484A1 (zh) 2017-09-08
AR102772A1 (es) 2017-03-22
MX2015015914A (es) 2016-05-26
CL2015003457A1 (es) 2016-09-30

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Legal Events

Date Code Title Description
109 Application deemed to be withdrawn

Effective date: 20230626