US1423270A - Bank book and savings bank combined - Google Patents

Description

E. D. SMITH.

BANK BOOK AND SAVINGS BANK COMBINED.

APPLICATION FILED APR. 20, L921- Patented July 18, 1922.

Q/f Nai'zonal Bank Z45 MM:

idi t iil FFEQ,

earner EDWARD 1). SMITH, OF ERIE, PENNSYLVANIA.

BANK BOOK AND SAVINGS BANK COMBINED.

Specification of Letters Patent.

' Patented July 18, 1922.

To all whom it may concern:

Be it known that I, EnwAno D. SMITH, a-

citizen of the United States, residing at Erie, in the county of Erie andState of Pennsylvania, have invented certain new and useful Improvements in Bank Books and Savings Banks Combined, of which the following is a specification, reference being had to the accompanying drawings.

" It is the purpose of the present invention to provide a device'of this character wherein a folder is provided having an account sheet on one of the sections of the folder, and a savings bank carried by the other section to contain various deposits of coin, it being possible to construct the'savings bank for various denominations of coins, either nickels, dimes, quarters or half dollars or the like, so that when each deposit is made the coin containing member may be rotated so as to disclose the amount deposited in the savings bank through an opening in one of the sections. r

Another purpose consists in the provision of a savings bank including a rotating member with com receiving pockets, there being a closure automatically moved into. closed position after the insertion of each coin, so as to prevent the coins from drop ping out, in fact to retain the coins in the pockets, in case the member is moved to cause the filled pockets to return under the opening through which the coin passes.

Still another purpose is the provision of a device of this kind for taking care of small savings, having the advantage of creating the desire to save, and when thesavings'bank is filled, the holder of the combinedfbank bookand savings bank may go to a commercial savings bank, and have the receiving teller to open the pocket savings bank, and remove the collection of small savings,'a11d then enter the deposit on the account section of the book.

A further purpose is the provision of a bank'book including a revoluble disk having a plurality of coin receiving pockets or receptacles, so that small savings may be kept in safe keeping, until the bank is filled, after which a deposit may be made. I

A still further purpose is theiprovision of bank book and savings bank combined, the

latter of which requires no special tools to open, yet can be opened very easily, by simply breaking or cutting a seal on one side of one section of the book, to permit the coins to be removed, after which a new sealing label may be applied.

While the design and construction at present illustrated and set forth is deemed preferable, it is obvious that as a result of a reduction of the invention to a more practical form for commercial purposes, the invention may be susceptible of changes, and the right to these changes vided they are comprehended within the scope of what is claimed. 7

The invention comprises further features and combination of parts, as will be hereinafter set forth, shown in the drawings and claimed. v

In the drawings Figure 1 is a view in perspective of the combined bank book and I savings bank constructed in accordance with the invention.

Figure 2 is a sectional view on line 2-2 of Figure 1 vertically through one of the sections of the bank book and savings bank combined, showing the construction of the section, and illustrating the revoluble member which receives the coins.

Figur 3 is an edge view of the upper end of the book, showing the construction of the coin entrance opening, illustrating the 010s ure therefor.

Figure 4 is a view of one of the sections of the book showing a portion of the section cut away in order to illustrate the revoluble disk with the coin receiving pockets or receptacles. 3

Figure 5 is a plan view of the book showing the outer face of the main section.

Referring to the drawings, 1 designates the bank: book and savings bank combined, which comprises the two sections 2 and 3. The section 2 (which constitutes the front of the book) on its inner face is provided with an account sheet fl, on which the deposits and withdrawals may be entered by the receiving teller at some bankinginstitution.

The section 3 is made up of a plurality of parts 5, 6 and" 7. The part 7 constitutes the outer portion of the section 3, while the part 5 constitutes the inner portion, and the part 6 is disposed intermediate of the parts 5 and 7 The two sections of the book may be any suitable shape or proportion, preferably rectangular, and the outer parts 7 of section 3 near its upper edge is provided with an arcuate shaped cut away portion 8. This cut away port-ion or opening 8 is of a size corresponding to substantiallyhalf the diis claimed, pro

ameter of a coin. The outer part 7 is also provided with a sight opening 9. An opening 10 is formed through the outer part 7,

there being an eyelet or metal binding 11 mounted in the opening for the reception of the shank 12 of the turn-button 13.

The intermediate section 6 is provided with a circular opening 14, and the disk 15 which is cut from the part 6 is constructed slightly smaller in diameter than the diameter of the opening 1 1, as shown clearly in the drawings. This disk or revoluble member 15 is provided with a plurality of semicircular recesses or pockets 16, of suificient diameter to receive a coin. While the pockets or recesses are constructed particularly for the reception of a dime, it is obvious they may be constructed of any suitable diameter, in order to accommodate coins of other denominations. In fact the disk 15 may be constructed of material thick enough, so, that the recesses or pockets may be made relatively deep, so that each pocket may contain more than one coin. The pockets or recesses of the disk 15 are numbered from 10 to 100, in multiples of 10, for instance 10, 20, 30, i0, 50, 60, 70, so, 90 and 100. Should the recesses or pockets be of di ameters to receive quarters, then the pockets may be numbered 25, 50, 75, 100 and upward to 250. Should the pockets be constructed of diameters to receive half rollers, then the pockets may be numbered accordingly. Should the pockets be made thick enough to receive more than one coin, say for instance three coins, then the pockets may be numbered accordingly, for example 80, 60, 90 and so on.

The upper part of the intermediate part of the section 3, at a point above and immediately adjacent the circular opening 14:, is provided with an opening 16, to receive a closure 17 This closure is of a diameter and a shape to engage the opening or cut away portion 8, there being a leaf spring 18 fastened between the intermediate and outer parts 6 and 7 as at 19, and its central portion is fastened to the closure 17, to hold the closure in position. It will be noted that the leaf spring 18 is of such a shape and constructed of relatively sheet spring metal or material, as to hold the closure in the opening 16; The closure 17 has one face provided with a depression or cut away part 20, facilitating the insertion of the coin between the closure and the upper portion of the part 5 of the sect-ion 3. In fact this depression or cut away portion 20 allows the coin to be inserted, to move the closure to one side, and when moved, it enters the opening or cut away part 8. When the closure enters the cut away portion or opening 8, the leaf spring 18 straightens out, and after the coin is passed into one of the 65 pockets 16 -of the disk 15, the'spring 18 automatically returns the closure to its position in the opening 17. The inner part 5 of the section 3 has a disk 21 cut from it, the disk at all times remaining in the opening 22, from which the disk 21 is out, there be ing a sealing label 23 adhesively connected to the inner face of the part 5, thereby holding the disk 21 in its opening 22, and acting as means to frictionally hold the disk 15 in position. The turn-button has its split shank passing through the eyelet, and through the center of the disk 1.5, and the ends of the split parts of the shank are clinched in a lateral direction as shown at 241, The clinching of the two parts of the shank is such that the shank may rotate with the disk 15.

hen it is desired to place a coin'in av savings bank, the disk 15' is rotated by operating the turn-button, until the recess or pocket numbered 10is in registration with the slight opening 9, then thecoin is inserted so as to press the closure 17 to one side. The disk 15cis then rotated until the next pocket or recess is in registration with the opening 16, and then the closure is again moved to one side, allowing another coin to be inserted. This continues, until the savings bank is filled, and then the bank book is taken to a savings institution, where the receiving teller'removes the small savings, and enters their total amounts upon the ac-- count sheet of the bank book. i

In order to remove the small savings, the sealing label is cut, at a point adjacent the disk 21. The disk 21 is then deflected slightly from its mounting, suificient to permit the disk 15 to be rotated, so as to remove each andevery coin. A new sealing label is then applied to the bank book to cover the disc 21 and the section 5.

The invention having been set forth,what is claimed as being useful is:

i .1. A bank book and savings bank combined, comprising an account section and a savings bank section, the latter consisting of an intermediate part and inner and outer parts, having'a circular opening, arevoluble' disk mounted in said openingand provided with a. plurality of coin receiving pockets, the edge of the intermediate part having a coin entranceopening, and a spring tensioned closure forsaid entrance opening, adaptedto be'moved to one side to permit the insertion ofva coin into the pockets of the disk. 3 i

2. A bankbook and savings bank combined, comprising anaccount section and savings bank section, the latter consisting of an intermediate part and inner and outer parts, having acircular opening, a revoluble diskmounted in said opening and provided with a plurality of coin receiving pockets, the edge of the intermediate part having a coin entrance opening, and a spring tensioned closure for said entrance opening, adapted to be moved to one side to permit the insertion of a coin into the pockets of the disk, the outer part having an opening for the reception of the closure, when the closure is moved to one side upon the insertion of a coin.

3. In a bank book and savings bank combined, a pair of back sections, one having an account face, the other comprising intermediate and inner and outer parts connected together face to face, a revoluble disk mounted in the intermediate part comprising a plurality of semi-circular openings, one edge of the intermediate part having a coin entrance opening, a closure in said entrance opening and operatively mounted so as to spring back into the entrance opening after the insertion of a coin, the inner part having a central disk to retain the coin receiving disk in position, and a sealing label connected over the last mentioned disk and to the face of said inner part.

of the intermediate part having a coin entrance opening, aclosure in said, entrance opening and operatively mounted so as to spring back into the entrance opening after the insertion of a coin, the inner part having a central disk to retain the coin receiving disk in position and a sealing label connected over the last mentioned disk and to the face of said inner part, and means for rotating the disk of the intermediate section, to register any one of the coin receiving pockets with the coin entrance opening.

In testimony whereof I' hereunto affix my signature.

EDWARD D. SMITH.

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